Therapists that accept Cash Pay in Michigan

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 124 verified therapists in Michigan who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/18/2026

New to Grow

$100/session

Specialties

Anxiety
Coping Skills
Trauma and PTSD
+10
I believe that healing happens when people feel truly heard, understood, and safe enough to be themselves. As a Licensed Professional Counselor with more than 15 years of experience, I work with adults, children, teens, couples, and families experiencing anxiety, depression, trauma, ADHD, relationship challenges, parenting concerns, grief, and life transitions. I have spent my life and career focused on partnering with clients to seek out solutions that increase their inner peace and self-worth. I have a special interest in helping adults heal from the lasting effects of difficult childhood experiences, including emotionally unavailable or addicted parents, family dysfunction, childhood trauma, and insecure attachment. I also have spent several years helping children and adolescents make sense of their world. Together we can explore how early relationships continue to influence self-worth, boundaries, relationships, and emotional wellbeing while building healthier patterns for the future. I believe our earliest relationships shape how we see ourselves, others, and the world, but they do not have to define the rest of our lives.
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$100/session

Warm

Specialties

Anger Management
Couples Counseling
Life Transitions
+5
Hello and welcome! I am a Licensed Professional Counselor with over three years of experience supporting survivors of domestic violence and sexual assault through a local nonprofit. In this role, I’ve also worked with individuals facing a wide range of life challenges, including trauma, relationship difficulties, stress, and emotional distress. This experience has given me a strong foundation in understanding how different life experiences can impact emotional well-being. I work with adults and couples who are looking to strengthen their relationships, improve communication, work through conflict, and develop healthier ways to cope with anxiety, depression, and anger. I strive to create a warm, supportive, and down-to-earth space where you feel comfortable showing up as you are and exploring what feels heavy or stuck in your life. Outside of work, I value time with my family. My husband and I spend many weekends traveling to our daughters’ softball tournaments, and life at home stays busy with our dogs, cat, and nine goats. I also enjoy being outdoors and spending time in my garden, even while I’m still learning. I believe healing happens through connection, patience, and small meaningful steps, and I look forward to getting to know you and supporting you along the way.
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New to Grow

$75/session

Specialties

Addiction
Gambling Addiction
Trauma and PTSD
+8
I trained at the University of Michigan School of Social Work, and my clinical focus since has been the intersection of substance use and mental health — what the field calls co-occurring disorders, and what most of my clients simply call the hardest thing they've ever dealt with. Addiction rarely shows up alone. It travels with trauma, depression, anxiety, grief, and complicated relationships.
Available
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$130/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Life Transitions
+10
Welcome! Transformation is possible. You can choose to step into a fully connected, authentic, and joyful life. It's time to start living the life that's waiting for you. I've experienced profound transformations myself and I'm here to guide you to the life that you desire. Maybe you're just not feeling happy. Or maybe you feel stuck in a never-ending loop. It seems like you're barely doing anything for yourself anymore. You know something has to change and there has to be a better way. I'm glad you're here! I'm Carrie, and I'm ready to help! I love to help people shift. I created LifeVision Counseling, LLC to empower individuals on their journey of personal growth and healing by offering online therapy throughout Virginia. As a seasoned therapist, I offer a safe space where you can explore your emotions, overcome obstacles, and start to live the life you desire. With over 15 years in the field, I bring experience and authenticity to each session, providing guidance and support as you navigate life's challenges from the comfort of your own home. I use a therapeutic approach to promote healing and growth. My style is collaborative and strengths-based, aimed at helping you honor yourself and find your own path forward. I use proven strategies to help you overcome life's challenges and start living a life that's full of peace and joy. I'm happy to help and specialize in treating anxiety, depression, life transitions, career stress, and relationship challenges.
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$100/session

Solution oriented
Empowering
Warm

Specialties

Anxiety
Coping Skills
Depression
+9
Hi, I’m Chelsea, a Licensed Clinical Social Worker who works with adolescents and adults navigating anxiety, stress, trauma, and life transitions. I use evidence-based approaches including Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), and DBT-informed strategies to help clients understand their thoughts and emotions, develop healthier coping skills, and move toward meaningful change. My approach is collaborative, practical, and tailored to each person’s unique goals and strengths.
VirtualAvailable
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New to Grow

$125/session

Specialties

Anxiety
Grief
Trauma and PTSD
+10
Hi, I'm Laurie, and I WANT to hear what you have to say! Does anyone ever tell you that? Being heard and understood is an essential part of therapy. Therapists have varying skills and knowledge that we bring to the table. Deciding who to reach out to can be overwhelming, so I offer a free phone consult so you can get your questions answered and gain a sense of who I am before committing to therapy. This is important work, which means you get to choose the best fit for you. Having worked as a therapist for almost 20 years now, I consistently receive feedback that I have a warm, calming presence.
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$120/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Life Transitions
Women's Issues
I'm so glad you're here! I know it takes a great amount of courage to even begin looking for help. You may be wondering if anyone will understand you and what you are going through or if there is even any hope! Well there is, and I am here to help you! Hi! I'm Brenda. I'm a Licensed Professional Counselor with a background in yoga and wellness. I offer an on-line therapy office serving folks in Kentucky, New Jersey, and Michigan. Consider me your trusted guide on your path to mental and emotional well-being. You'll notice I have a down to earth nature, and strive to create a safe, non-judgmental, supportive space to unpack the early whispers of unease and the thunderstorm of overwhelming emotions.
VirtualAvailable
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$185/session

Empowering
Warm
Authentic

Specialties

Fertility & Reproduction Issues
Postpartum
Women's Issues
+9
Hi! I'm a Licensed Clinical Social Worker (LCSW) and provide virtual counseling services to those residing in FL, MD, MI, and VA. I received my Masters from the University of Michigan and have been practicing for 15 years. I specialize in women-specific counseling, addressing the unique challenges that women face, including issues related to self-esteem, confidence, fertility, pregnancy and postpartum concerns, anxiety, grief, stress and life transitions. I also specialize in working with women and families with a connection to adoption.
VirtualAvailable
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$150/session

Empowering
Warm

Specialties

Life Transitions
Parenting
Self Esteem
+10
Hi! Welcome to my profile. I have been in practice for over 30 years and have a lot of experience working with folks who have had various struggles in their lives and want to sort things out and feel better. I hope to provide a non-judgmental, safe place where you can begin to allow yourself to talk about your concerns, worries, fears, and frustrations. Together, we can help you find some answers, direction, and a sense of peace.
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$50/session

Authentic
Humorous
Warm

Specialties

Depression
Serious Mental Illness
Trauma and PTSD
I wanted to take a moment to introduce myself and share my background, as I believe my experience may be of value to you. With 37 years of lived experience alongside family members facing severe mental challenges, I have gained a deep understanding of the unique struggles that individuals and families encounter in these situations. My professional journey in the mental health field spans over 12 years, during which I have worked closely with various communities, including those transitioning from in-patient mental health facilities. Having grown here and choosing to raise my family in this community, I have a strong connection to the values of country life. My experiences working on local farms have further enriched my perspective and resilience. The mental health field chose me, offering a sense of purpose in navigating my own life challenges. I am passionate about helping individuals find their path towards healing, and I bring experience in both addiction and recovery. Additionally, I am committed to creating an affirming environment for everyone, including those in the LGBTQ community. I would be grateful for the opportunity to discuss how I can support you or your loved ones in navigating these challenging times. Please feel free to reach out at your convenience.
VirtualAvailable
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$125/session

Authentic
Solution oriented
Empowering

Specialties

Anxiety
Depression
Insomnia/Sleep Issues
+10
Lying awake at 3 AM while your mind replays everything that went wrong. Dragging through another day with pain nobody else can see. Worrying so much your chest is tight before your feet hit the floor. Feeling nothing where you used to feel something. You've tried pushing through it. Ignoring it. Waiting for it to pass. It isn't working. I'm Bryan Barry, a licensed clinical social worker with 25 years of experience. I help adults with insomnia, chronic pain, anxiety, and depression — problems that feed each other and rarely resolve on their own. Insomnia and pain don't respond to general talk therapy. They respond to specific methods, and those are the methods I use. Most people notice a real difference within the first few weeks. If you're ready to stop managing and start changing, let's talk. Evening and weekend telehealth in Missouri and South Carolina.
VirtualAvailable
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$90/session

Authentic
Warm
Open-minded

Specialties

Anxiety
Depression
Grief
+9
I am an accomplished Licensed Clinical Social Worker (LCSW) based in Indiana and am also licensed in Michigan. My experience has given me nearly 20 years of working with adults, couples and families. I specialize in providing comprehensive therapeutic support to individuals navigating challenges such as anxiety, depression, trauma, relationship issues, grief, and life transitions. With a commitment to evidence-based best practices, I employ a tailored approach that empowers clients to develop coping techniques and skills essential for managing and overcoming obstacles that hinder their ability to lead productive and fulfilling lives. My empathetic and client-centered approach creates a safe space for collaborative exploration and growth, fostering resilience and positive transformation. I invite you to embark on a journey towards healing and well-being, where together, we can navigate the path to a more fulfilling and balanced life.
VirtualAvailable
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$125/session

Authentic
Warm
Humorous

Specialties

Anxiety
Coping Skills
Mood Disorders
+10
Hello! My name is Jami, and I am a certified Dialectical Behavior Therapy (DBT) Therapist. I practice in both Michigan and Florida. I have over seven years of experience supporting individuals as they build healthier coping skills and work towards creating meaningful change in their lives. In my spare time I practice yoga and paint with watercolors, and these practices have helped me further develop a capacity to go with the flow.
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Often rebooked

$100/session

Warm
Empowering
Authentic

Specialties

Addiction
ADHD
Career Counseling
+10
I am a fully licensed Master’s Level Clinician and a Certified Advanced Alcohol and Drug Counselor with over ten years of experience in the mental health and substance use field. I earned my Master’s degree in Rehabilitation Counseling from Michigan State University. I am passionate about supporting adolescents, young adults, and adults through life’s challenges. My clinical expertise includes treating anxiety, depression, ADHD (Attention-Deficit/Hyperactivity Disorder), grief and loss, PTSD (Post-Traumatic Stress Disorder), and substance use disorders. I believe in creating a supportive and collaborative therapeutic environment where clients feel heard, empowered, and equipped to make meaningful changes. Whether you’re navigating emotional difficulties, managing a diagnosis, or seeking recovery support, I am here to help guide you on your journey toward healing and growth.
VirtualAvailable
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$150/session

Solution oriented
Holistic
Warm

Specialties

Addiction
Anxiety
Depression
+10
I am a Licensed Professional Clinical Counselor with 5 years of experience. I spend my free time being active, watching sports, and connecting with friends and family. I work well with client's who feel stuck and unable to work through uncomfortable and sometimes painful emotions. I help client's practice pursuing their values rather than avoid discomfort helping them to feel more empowered and balanced emotionally.
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$175/session

Open-minded
Warm
Authentic

Specialties

ADHD
Anxiety
Depression
+10
I am deeply committed to providing a safe, supportive space where you can explore your emotions, unlock your potential, and create meaningful change in your life. With empathy, active listening, and a solution-focused approach, I will guide you toward greater self-awareness and personal growth, empowering you to overcome challenges and thrive while also identifying your greatest strengths. We do this in a way that meets your goals in a self-paced format.
VirtualAvailable
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$120/session

Solution oriented
Authentic
Direct

Specialties

Anxiety
Depression
Self Esteem
+7
I'm a licensed MSW (master social worker) in the Grand Rapids, Michigan. area I use solution focused counseling to help you figure out what positive changes you'd like to make and what small changes you can start with. I enjoy working with a wide variety of people and concerns. Solution Focused Therapy is a very practical and effective form of counseling. Most of the clients who gravitate towards my services want to take action and start making changes right away. They don't want to just talk about their problems, they want to get ideas for specific things to do and move on with their lives. They don't want to be in counseling for years and want a counselor who appreciates that too.
VirtualAvailable
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$100/session

Solution oriented
Warm
Open-minded

Specialties

Anxiety
LGBTQ
Sex Therapy
+10
Welcome! I’m so glad you’re here. My name is Jennifer, and I’m a Licensed Professional Counselor (LPC) in Michigan. I’ve been working in the mental health field for over eighteen years, holding a master’s degree in Mental Health Counseling, and I truly love helping people navigate life’s challenges. I’ve had the opportunity to work in many different settings—schools, prisons, home-based services, outpatient care, crisis response, addiction centers, and private practice—which has given me experience with a wide variety of people. I specialize in helping clients with complex trauma, PTSD, anxiety, depression, family or relationship conflicts, communication issues, and complex sexual issues. I’ve also worked with youth, older adults, multicultural communities, people with disabilities, and LGBTQ+ clients. My approach is person-centered, holistic, and tailored to your needs. I use evidence-based tools like Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), mindfulness, motivational interviewing, core belief work, and solution-focused strategies. I’m direct, yet always empathetic, supportive, and non-judgmental. I’ll help you step outside your comfort zone when needed, while making sure you feel safe and understood. Together, we’ll work on your goals using practical tools like worksheets and assessments, while building skills you can use in your everyday life. My hope is to help you feel more in control, confident, and empowered as you create the changes you want to see. Thank you for taking the time to learn about me—I look forward to meeting you and supporting you on your journey toward healing and growth! Office Hours: Monday & Friday: 9:00 AM – 4:30 PM EST (Telehealth Only) Jennifer Robinson, MS, LPC
VirtualAvailable
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$100/session

Authentic
Humorous
Intelligent

Specialties

Anxiety
Coping Skills
Depression
+6
My one personal goal for you is to help you learn how to help yourself. It might sound cheesy, but I just want the best for everyone and sometimes that means stepping outside of your comfort zone and asking for help. I strive to help others learn how to help themselves so that they can learn to trust their gut.
VirtualAvailable
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$60/session

Authentic
Direct
Open-minded

Specialties

ADHD
Anxiety
Depression
+9
Hi! My name is Cara and I am a Licensed Professional Counselor, holding my license for over 20yrs. I have worked with those battling addiction, adults and adolescents who struggle with depression, anxiety and conflict resolution. I have experience working with adolescents, families, couples and individuals. My experiences include working in outpatient, residential, in-home and most recently virtual counseling settings.
VirtualAvailable
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$140/session

Authentic
Empowering
Humorous

Specialties

Anxiety
Bipolar Disorder
Depression
+10
My name is Jennifer and I am a Licensed Clinical Social Worker in 19 states with 20 plus years in the healing profession. I provide therapy to individuals, couples and groups. I have extensive experience tailoring my therapeutic approach to meet client's where they are at. I honor and respect your vulnerability in the counseling process. Emotional work you do in your life will be very rewarding. Compassion and psychological insight is the hallmark of my practice. The modalities I utilize in my practice are psychodynamic, client-centered, humanistic, DBT and DBT respectively. I interweave approaches to learn what feels like the best fit for your unique needs. I hope to be a part of your journey.
VirtualAvailable
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$120/session

Authentic
Intelligent

Specialties

Anxiety
Coping Skills
Grief
My approach to therapy is solution-focused, compassionate, and centered on helping clients build lasting skills. Rather than simply helping someone get through the current crisis, I want to equip them with the tools they need to navigate future challenges with greater confidence and independence. I focus on identifying and addressing the underlying issues that drive recurring patterns, whether that's unresolved childhood trauma, deeply held negative beliefs about oneself, or other core experiences. My goal is to help clients process those experiences, challenge unhelpful cognitions, and develop healthier, more adaptive beliefs about themselves. While it's important to acknowledge and address what's happening in a client's life right now, I believe lasting change comes from understanding and working through the deeper patterns that contribute to those challenges. I strive to balance supporting clients through present-day concerns with helping them create meaningful, long-term change.
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$100/session

Warm
Direct
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
+10
My name is Meghan Jensen, and I am a Licensed Clinical Professional Counselor (LCPC) in 13 states, where I support clients, couples, and families in navigating a variety of life's challenges. Over the past eight years, I have worked in residential treatment, school counseling, and intensive outpatient settings. I am passionate about working with children, adolescents, adults, couples, and families by helping them navigate anxiety, trauma, depression, stress, and life transitions. I believe in creating a collaborative strengths-based therapeutic environment that empowers individuals and families to build resilience and develop meaningful, lasting change. I earned my Master's Degree in Counseling from the University of Wyoming with an emphasis in Play Therapy and Psychotherapy and am currently pursuing my PhD in Developmental Psychology. My clinical training includes Adlerian and Child-Based Play Therapy, Internal Family Systems, Dialectical Behavior Therapy, and Trauma-Focused Cognitive Behavioral Therapy. I enjoy integrating evidence-based approaches to meet each client's unique needs.
Available
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$120/session

Empowering
Solution oriented

Specialties

ADHD
Anxiety
Trauma and PTSD
+4
Hello, my name is Kelsy and I'm a therapist who enjoys working with clients with ADHD, bipolar disorder, trauma, anxiety and/or depression. As a marriage and family therapist, I look at the systems a client is part of i.e. their family, workplace, community, country and world. I seek to understand how behaviors and symptoms make sense within the larger context where they occur. I work with individuals 13+ and couples. In my therapy practice, all religions, spiritual beliefs or having none are respected and explored as needed. Most importantly, I look forward to listening and seeking to understand first as the foundation for our interactions.
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$125/session

Authentic
Open-minded
Empowering

Specialties

ADHD
Autism
Trauma and PTSD
+10
Hi! my name is Jenna, I am a clinical social worker with a lifetime of combined personal & professional experience. I provide a unique, individualized & wide array of objective practice approaches focusing on choices that foster solutions to lead to a more meaningful life. I am a graduate of Michigan State University with over 18 years working in behavioral health & I engage a holistic, conversational approach to therapy. I provide grief & trauma therapy, ADHD & Autism support & among many other things a cognitive/ dialectical approach to manage depression & anxiety.
VirtualAvailable
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Michigan. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Michigan from Grand Rapids to Warren! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Michigan.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.