Therapists that accept Cash Pay in Massachusetts

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 103 verified therapists in Massachusetts who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/9/2025

Myriam Dorival

(she/her)

Myriam Dorival, LICSW - Massachusetts Therapist at Grow Therapy
$85/session
LICSW
10 years of experience
Virtual
I am a licensed therapist in Florida, Massachusetts, and Alabama with nearly a decade of professional experience supporting individuals through a wide range of challenges. My expertise includes helping clients navigate depression, anxiety, intimacy-related issues, grief and loss, trauma-informed care, parenting, and advocacy. In addition to providing individual therapy, I have a strong background in conducting comprehensive assessments and developing effective, personalized treatment plans. I believe that you are the expert of your own story—and that you possess unique strengths that can guide you through even the most difficult times. Taking the first step toward therapy is a courageous act, and I’m proud of you for showing up. I’m here to walk alongside of you as you begin this journey toward healing and growth. So let the journey begin!

Krystyna Ksiazek

(she/her)

Krystyna Ksiazek, LMHC - Massachusetts Therapist at Grow Therapy
$80/session
LMHC
30 years of experience
Virtual
My name is Krystyna Ksiazek. I live in Massachusetts. I am a Licensed Mental Health Clinician. I have been practicing psychotherapy for 30 years (last 1.5 years at Grow therapy ). Seeing my clients succeed in therapy or their private lives adds meaning to my work. My area of interest is trauma, Complex-PTSD, Anxiety Spectrum Disorders such as Obsessive-Compulsive Disorder, Agoraphobia, phobias, Eating disorders, Depression, and Grief. Also, I have experience in the treatment of anger management problems, self-harm behaviors, and dissociative/split personality disorders. I like working with Young Adults, Adults, the Elderly, men, and women. I like to reach out beyond the traditional scope of therapeutic interventions to alternative medicine based on the homeostatic model of health. I want to help clients build self-confidence and optimism and empower them to face new challenges, grow, and succeed as they never imagined. I like to build therapeutic alliances with the clients and create an atmosphere where they know and feel that I am there for them and that I understand and support them. I do not mind spending more time with them if this is clinically necessary. Also, under exceptional circumstances, I allowed clients to contact me on the phone outside of therapy sessions to assist them in coping with extraordinary situations, guiding them when they struggle with using newly acquired skills. I came to the USA from Poland. I had to start "from the bottom". I have been through many ups and downs and painful personal losses, including my mother, friend, and boyfriend, but I never gave up. My resilience, optimism, and positive outlook did not allow me to accept failure. Contrary, it motivated me to try harder. Most of the time it worked.

Benjamin Johnson

Benjamin Johnson, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$100/session
LICSW
7 years of experience
Virtual
I have worked in mental health for about 7 years now. I have worked in a range of settings including at an inpatient hospital setting, home therapy, and outpatient therapy. I have worked with both children, adolescents and adults experiencing depression, trauma, PTSD, anxiety, stress, challenging family dynamics, grief and loss, and life transitions. I use a empathetic and calming approach in my session that allows every client to be heard and understood. I adapt my approach to every individual. Through your sessions with me, you will build up your skills to better understand and manage your feelings that are currently weighing you down.

Caitlin Menard

Caitlin Menard, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$150/session
LICSW
16 years of experience
Virtual
Hi! I am a licensed independent clinical social worker. I received my master's at Springfield College. I have been a social worker for 24 years and have being doing therapy for 16 years. I have worked with children, adolescents, families, couples and elderly as well. I have a diverse career background. I enjoy helping people navigate through life, difficult experiences and to meet their goals.

Ehsan Adib Shabahang

(he/him)

Ehsan Adib Shabahang, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
3 years of experience
Virtual
Are you feeling overwhelmed or struggling with your relationships? Does anxiety or stress seem impossible to shake off? Maybe you're at a crossroads with your career or finding it hard to connect with yourself. Or perhaps you've experienced trauma that you cannot navigate alone; you're not alone, and there is help available. I'm Ehsan Shabahang, a Licensed Professional Counselor (LPC) dedicated to helping you overcome life's challenges. Having worked with over 4,000 clients, including individuals, families, couples, students, groups, children, and non-profit organizations, I understand that life can be unpredictable. My military experience and multidisciplinary approach to therapy have taught me resilience and the importance of mental health. As an LPC, I hold a Master of Science in Clinical Mental Health Counseling and am currently pursuing a PhD in Social Psychology. I use a unique blend of therapy models in my practice, including Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), the Gottman Method, and sex therapy as a Certified Sex Therapy Informed Professional (CSTIP). This diverse approach allows me to better address your mental, emotional, and spiritual needs. I also integrate mindfulness, yoga, and art therapy to help you build a stronger, more positive relationship with yourself. My approach is especially supportive for those who have experienced trauma, providing a safe and nurturing environment to process and heal. Whether you're dealing with career stress, relationship issues, trauma, or looking to improve your self-awareness, I'm here to help. I offer a safe, compassionate, and judgment-free space where you can find the support you need. Together, we'll use practical tools and scientifically proven methods to help you achieve your goals. Take the first step towards a better life. Let's embark on this journey of growth and self-discovery together.

Christopher Karware

Christopher Karware, LMHC - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$150/session
LMHC
12 years of experience
Virtual
I am a dedicated counselor licensed both in Massachusetts and in the state of Georgia practicing for over a decade. My approach entails understanding your areas of need, together we work on your goals or outcomes, resolve the goals and empower your resilience. I have endeavored to improve my art of counseling over the last decade. In treatment, my quest to improve is evident by the need to make sure I understand your areas of need, in order to help you resolve and empower you to actualize your goals.

W Joseph (Joe) White

(he/him)

W Joseph (Joe) White, LMHC - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$125/session
LMHC
26 years of experience
Virtual
Hi, I’m Joe. With 26 years of experience across outpatient and hospital settings, I help individuals and families navigate life’s challenges with compassion and clarity. I specialize in working with teens and families during times of transition, using a collaborative approach that focuses on building insight, connection, and resilience. Together, we’ll work to understand what’s getting in the way and develop the tools you need to move forward. I’m here to support your growth every step of the way.

Natasha Gonzalez

(she/her)

Natasha Gonzalez, LMHC - Massachusetts Therapist at Grow Therapy
$125/session
LMHC
7 years of experience
Virtual
Natasha is a Licensed Clinical Counselor, with 7 years of experience, who is open minded, empathetic and non-judgmental. Natasha is an eclectic spiritualist who utilizes Person Centered and Cognitive Behavioral Therapy (CBT) with an eclectic and holistic approach with her clients. She works with individuals who have acute to mild issues. Natasha incorporates dream interpretations, basic astrology, tarot and oracle cards, when appropriate.

Chrystine Longley

(she/her)

Chrystine Longley, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
9 years of experience
Virtual
My journey in helping others meet their mental health goals began at Westfield State College in 2004, graduating summa cum laude with a bachelor in social work. After raising 2 children I returned to what had become Westfield State University and completed my masters degree in one year with the goal of becoming a clinical therapist. Since that time I have worked with clients from 12-90 get the support they need.

Jennifer Dobies

(she/her)

Jennifer Dobies, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
After two decades in public education, I realized my true passion was helping people navigate life’s challenges on a deeper level. Becoming a therapist felt like a natural next step—one where I could use my ability to truly listen, think creatively, and see the whole picture to make a lasting impact. My work in schools, Major League Baseball, and private practice has given me a broad perspective and deep compassion for the struggles people face. With specialized training in different therapeutic modalities, I’m committed to offering personalized, evidence-based care to help clients feel understood, supported, and empowered to heal.

Malachy Fallon

(he/him)

Malachy Fallon, LMHC - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
12 years of experience
Virtual
Hello and welcome! My name is Malachy. Are you struggling in your relationships, work life and mental health? Is it difficult to show self-compassion to yourself? I’m so happy that you have taken on this journey of growth and healing. I’m a licensed professional clinical counselor and love working with people from different walks of life, backgrounds and cultures. As a counselor, I’m here to help empower you to find and unlock the answers that are within you.

Meghan Albrecht

(she/her)

Meghan Albrecht, LICSW - Massachusetts Therapist at Grow Therapy
$150/session
LICSW
20 years of experience
Virtual
I have a history of working with clients in community and university mental health clinical settings. I have an interest in complex trauma and how that has shaped a person's sense of self. My goal is to work with clients to improve quality of life, reduce shame and guilt and provide a senes of overall self compassion and self worth.

Marliese Vogel

Marliese Vogel, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
45 years of experience
Virtual
Hi,I am an experienced clinical social worker who has practiced psychotherapy,Play therapy and grief and loss therapy for 42 years. I serve very young children(3-10yrs.)and young families with learning Play Therapy increase bonding and communication skills.Additionally, I work with older adults ( 75+ ) who are in grief and depression searching for purpose and processing their life experience. My strength is an expertise in listening and quickly getting to the issues and encourage movement to change clients circumstances.

Daphne Serwatka

Daphne Serwatka, LICSW - Massachusetts Therapist at Grow Therapy
$140/session
LICSW
25 years of experience
Virtual
From a young age I've wanted to help others. For over 20 years I have worked as an LICSW in a variety of healthcare settings with people across the lifespan, helping to inspire change and promote quality of life. In addition to my independent licensure, I hold a diploma in Natural Health Consulting, and certifications in spiritual and energy healing practices. My education, trainings, professional and personal experience make me a well-rounded practitioner equipped to help you reach your goals. Working with me you will be in a safe "space" where you will be heard and not judged. My approach is integrative, tailored to your individual needs. My style is patient, empathic, compassionate and kind. I will treat you as a unique individual, meet you where you are at, and work collaboratively with you to help you move to where you want to be. Together, we can effect change.

Elizabeth Lachapelle

Elizabeth Lachapelle, LP - Massachusetts Therapist at Grow Therapy
$150/session
LP
36 years of experience
Virtual
Short-term counseling with an experienced professional to clarify thoughts and feelings, learn mental health management skills and plan for mental health and wellness. Possible topics include general mental health questions, improving mental health, goal setting, building cognitive and behavioral skills, dealing with life transitions, and clarifying thoughts and feelings. I am not licensed in treatment of substance abuse or addictions. I do not do court related work. Adults only.

Kayla Sims

(she/her)

Kayla Sims, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
6 years of experience
Virtual
Hi! I am a two-state Licensed Mental Health Counselor (LMHC) for Florida and Massachusetts. I am currently located in the state of Florida where I have practiced for more than 5 years. I have experience working in-home with children and families, but have been practicing via Telehealth for the past 2 years where I have mainly focused on individual sessions with adults over 18 years old. I help people who struggle in a variety of ways to find balance and hopefulness for their future.

Carolyn O

Carolyn O, LICSW - Massachusetts Therapist at Grow Therapy
$60/session
LICSW
8 years of experience
Virtual
Hi, I'm Carolyn. I'm a therapist on Cape Cod. I typically work with my therapy animals: two Cavalier King Charles spaniels and my bunny Boots. But, I wanted to join this platform to make therapy more accessible to people who need it. One of the best compliments I have ever received is from a client who told me that I made them feel "so special". That brings me joy. I am very compassionate and love making people feel comforted and supported while they are struggling with various issues. I am here to listen in a non-judgmental way and support you. My specific experience is with adults and older adults experiencing depression, anxiety, mood disorders, addiction, stress and more. You are not alone. I am here and I look forward to meeting you.

Ashley Miller

(she/her)

Ashley Miller, LMHC - Massachusetts Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
My name is Ashley, I'm a Licensed Mental Health Counselor (LMHC) with over 10 years of experience. I have worked with individuals of varying age, gender, race, ethnicity, sexual orientation, religion, and personality style addressing a wide range of issues (including but not limited to stress, addiction, anxiety, depression, relationship problems, ADHD, PTSD, grief/loss, codependency, self-esteem, and anger management.)

Christina Sharp

(she/her)

Christina Sharp, LICSW - Massachusetts Therapist at Grow Therapy
$125/session
LICSW
5 years of experience
Virtual
Hello, I am Christina Sharp. I received my Masters in Social Work from the University of Missouri and went on to get my clinical license (LCSW). I reside in Missouri and I am licensed in Missouri, Nevada, Illinois and Massachusetts. I have worked for clinics and have seen clients in-person, via telehealth, and in-home. I now have my own private practice and see client's via telehealth. I am a wife and a mother to an amazing young daughter, who I love to spend my off time with. I am also an animal lover with three of my own; my 8yr old dog Phoenix, and my litter-mate 11yr old cats Radar and Ziva. My self-care includes spending time out in nature with my family, including getting my hands dirty in my garden. I enjoy reading and spending quality time with my young child. Over the winter months, I also enjoy crocheting and learning new skills.

Katerina Kouliaki

Katerina Kouliaki, LMHC - Massachusetts Therapist at Grow Therapy
$100/session
LMHC
7 years of experience
Virtual
Hello, I am a Licensed Mental Health Counselor based in New York and licensed in the states of New York, New Jersey, Massachusetts and Connecticut. I have been practicing for 7 years and I am proud to say that I have supported adults and adolescents throughout challenging mental health issues, such as depression and anxiety, grief and postpartum mood struggles, as well as adjustment to life transitions. I am Bilingual able to perform treatment sessions both in English and Greek.

Elisabeth Harvey

(she/her)

Elisabeth Harvey, LMHC - Massachusetts Therapist at Grow Therapy
$150/session
LMHC
6 years of experience
Virtual
Hello! I am a Licensed Mental Health Counselor in the state of Massachusetts. I received my Master's Degree from Boston College and have been practicing for 6+ years. I have experience working in community mental health, outpatient, and inpatient psychiatric settings. As a therapist, I have worked with all ages, primarily adolescents and adults, and populations including those with chronic health issues, DV survivors, and those recently released from incarceration. I am also an LGBTQ+, non-monogamy, sex work, racial justice, and kink allied therapist and support harm reduction.

Kellie Foster

(she/her)

Kellie Foster, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
10 years of experience
Virtual
Hello, and welcome to my virtual office! I would first like to acknowledge your strength and courage in taking this step toward making your mental health and wellness a priority. To tell you a bit about my background, I am a licensed counselor in FL, MA, OR, and WA with over 10 years of experience working with a variety of populations as I have strived to assist clients on their journey toward hope, growth, and healing. I am also well-versed in providing teletherapy services throughout the FL area.

Kelly Broderick

(she/her)

Kelly Broderick, LICSW - Massachusetts Therapist at Grow Therapy
$120/session
LICSW
10 years of experience
Virtual
One of the most important things you can do is start the journey to understanding and living your own truth. This is a guiding force in my practice. My name is Kelly Broderick and I am a Licensed Independent Clinical Social Worker (LICSW) in Massachusetts and a Licensed Independent Social Worker - Clinical Practice (LISW-CP) in South Carolina. I have over seven years of experience working with individuals and groups in both inpatient and outpatient mental health settings. I have significant experience from my forensic background, working in specialized prisons and outpatient work with vulnerable populations. I am Telehealth only at this time and for the foreseeable future. I work with adults and adolescents, both in individual and group settings. My specialties include addiction, anxiety, depression, codependency, family conflict, communication, grief and loss and forensic therapeutic work.

Matthew Ewen

Matthew Ewen, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$120/session
LICSW
10 years of experience
Virtual
With all of the challenges that life can throw at us, it is easy to feel overwhelmed or helpless. Life satisfaction and happiness might seem like distant goals with no clear path forward to reach them. You may find that you are spending more and more time stuck in your own head, perseverating on your struggles and acting as your own harshest critic. To me, therapy rooted in compassion and empathy can be a fantastic tool for navigating these challenges and discovering meaning and self-empowerment. Having begun my career at a community mental health clinic, I have experience working with a diverse population of adult clients from many socioeconomic, racial, and cultural backgrounds and with a variety of presenting concerns and challenges. I specialize in treatment for anxiety, depression, and trauma as well as struggles with substance use and always adapt my therapeutic techniques to the individual needs of my clients. My philosophy is that therapy is a partnership between client and therapist to help foster healthy coping skills, personal growth, self-compassion, and understanding of oneself.

Deb Cohen Peckham

Deb Cohen Peckham, LICSW - Massachusetts Therapist at Grow Therapy
$120/session
LICSW
29 years of experience
Virtual
I have been a therapist for over 25 years. I have a Master's in Social Work and a Master's in Education. I am also a certified Pet Bereavement Specialist. I am very flexible with scheduling. I am looking forward to meeting with people in my office Appointments after 8pm would be virtual. My puppy is with me at the office. She is hypoallergic, a psychiatric service dog and being trained as a Therapy Dog. (if there is an issue with that please let me know. I utilize a narrative therapy style. I prioritize building a strong foundation of trust in my client relationships and creating a safe environment for them. I believe that long term healing and sustainable growth blossoms from genuine conversation. This style of therapy highlights an opportunity for me to bear witness to your story, validate your experience, and support you in moving forward. I Incorporate various treatment approaches to suit the individual client's needs My specialty is adoption and adoption related issues (including but not limited to, attachment, grief and loss, identity, search, the primal wound, worthiness, open adoption, pre-adoption education etc.) I have worked extensively with all members of the triad (Birth families, Adoptees, Adoptive Parents). I myself am an Adoptee as well an Adoptive mother. Because of my own experiences and passionate involvement in the field of adoption I am able to provide support, insight, honesty, guidance and compassion. Other specialties: LGBTQIA Infertility Foster Care Adolescent issues Stress, Anxiety Relationship issues Family conflicts Self Esteem/Empowerment Trauma and abuse Grief Depression Life Changes Incarceration Mindfulness Also experienced in: Addictions, Divorce, Intimacy-related issues, Eating disorders, Parenting issues, Anger management, Forgiveness, Guilt and Shame, Panic Disorder and Panic Attacks, Sexual Assault and Abuse, Women's Issues, Workplace Issues, Court involved and more

Frequently asked questions

Why filter by Massachusetts rather than a city like Boston?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Massachusetts from Springfield to Cape Cod! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Massachusetts.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Grief?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Grief, is filtering therapists in Massachusetts that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.