Therapists that accept Cash Pay in Massachusetts

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 6 verified therapists in Massachusetts who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/9/2025

Melissa Fowler

(she/her)

Melissa Fowler, LICSW - Massachusetts Therapist at Grow Therapy

Frequently rebooked

$130/session
LICSW
21 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in Tennessee (LCSW) and Massachusetts (LICSW) with over 20 years of experience guiding individuals through life's challenges. I understand that life's path isn't always straight; transitions, trauma, grief, depression, and relationship struggles are real. I believe in the transformative power of collaboration and growth. With a MA in Social Work from Georgia State University and dual BAs from UMBC, my diverse background equips me to provide tailored therapy and counseling. My compassionate, non-judgmental, honest, and down-to-earth approach creates a safe space where I walk beside you on your journey to healing and growth. NOT CURRENTLY OPEN TO COUPLES.
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Luis Gamez

Luis Gamez, LMHC - Massachusetts Therapist at Grow Therapy
$120/session
LMHC
4 years of experience
Virtual
I am a Licensed Mental Health Counselor with extensive experience treating a wide variety of mental health issues including, but not limited to, addiction, mood disorders (depression, anxiety), psychosis, adjustment disorder, and PTSD. In addition to individual counseling, I am also proficient in family and couples therapy. In both individual and couples/family counseling, I work with clients to build insight and to develop a greater understanding of self in order to improve current circumstances and/or work towards identified treatment goals.
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Virginia Rockhill, Ph.D.

(she/her)

Virginia Rockhill, Ph.D., LP - Massachusetts Therapist at Grow Therapy
$150/session
LP
29 years of experience
Virtual
As a licensed Psychologist, I first prioritize learning not only why a person is contacting me, but also to be able to relate to that person based on their individual needs and what are their expectations of therapy. I believe that we all need to have a sense of purpose or meaningfulness in our lives, something that our thoughts, emotions and life experiences contribute to the "heart" of our personalities. The process of healing from the challenges of life begins with a search for truth about our beliefs, habits and relationships. Physical health is affected by our mental health through the complex interactions between the brain and bodily functions. Interventions I use in my sessions include Cognitive Therapy, CBT, DBT and ACT. As a Psychologist, I have worked in private practice, long term care, and forensic and psychiatric hospitals. Even though these patient populations are diverse, the common denominator is the human "heart". My sessions work to connect a person's sense of meaning in life to help them overcome anxiety, depression and a loss of personal identity in this complex world.
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Alyssa Schutte

(she/they)

Alyssa Schutte, LICSW - Massachusetts Therapist at Grow Therapy
$150/session
LICSW
8 years of experience
Virtual
Psychotherapist and Clinical Supervisor at Journey to Healing Therapy, LLC, Alyssa holds a Masters in Social Work from Simmons University, with a concentration in Trauma and Interpersonal Violence. Alyssa completed her Bachelor of Science at Purdue University with a major in Neurobiology and Physiology with minors in Psychology and Sociology. Alyssa is also a 200-hour trained yoga teacher. In her spare time, Alyssa is an amateur gardener and plant enthusiast. She loves to read, enjoys spending quality time with her family, friends, and dogs, and is always excited to go on mini-adventures.
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Daphne Jakstis

(she/her)

Daphne Jakstis, LICSW - Massachusetts Therapist at Grow Therapy
$150/session
LICSW
23 years of experience
Virtual
Hello, I am Daphne Jakstis. I have been a licensed therapist for over 23 years. I keep up to date with the latest advances in evidence-based therapy practices and incorporate them into my work with clients. Evidence-based practices are skills and techniques that have been proven to be effective. I also believe that healing is a holistic approach so I combine evidence-based practices with complementary approaches to promote overall healing and wellness. I realize that no two people are the same, so I tailor my approaches to best fit the specific needs of my clients. Whether you are struggling with anxiety, depression, trauma, or any other issue, I will help you fully realize your strengths and provide you with skills to help you manage challenges in healthier ways.
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Janet Guthrie

(she/her)

Janet Guthrie, LICSW - Massachusetts Therapist at Grow Therapy
$150/session
LICSW
8 years of experience
Virtual
Greetings! Are you feeling overwhelmed by day- to day issues? Are you struggling in your relationships, or having difficulties communicating with others? Do you just need a safe space to vent? These are all normal daily occurrences. This may be where you'll begin in therapy. However, the goal is to increase coping skills and decrease adverse symptoms as time progresses. My goal is to connect with you and truly understand your needs and goals. Expect an environment free of judgment where you can speak freely and show up as your authentic self. My approach is person-centered while utilizing appropriate evidence-based methods such as Cognitive Behavioral Therapy, Dialectical Behavioral Therapy, and Motivational Interviewing. I help support young adults, individuals, and couples that may be dealing with a range of challenges in their lives related to trauma, anxiety, and depression. Let's work together to identify solutions that can improve functioning and increase life satisfaction.
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Frequently asked questions

Why filter by Massachusetts rather than a city like Boston?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Massachusetts from Springfield to Cape Cod! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Massachusetts.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Dissociative Disorders?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Dissociative Disorders, is filtering therapists in Massachusetts that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.