Therapists that accept Cash Pay in Maryland

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 31 verified therapists in Maryland who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 6/23/2025

Jason Holmes

Jason Holmes, LPC - Maryland Therapist at Grow Therapy
$120/session
LPC
8 years of experience
Virtual
Greetings! I am a Licensed Clinical Professional Counselor (LCPC) and have been working in this field for eight years. I've worked with children, adolescents, adults, couples, and families in a variety of settings and capacities. My experience spans mental health, education, business and writing. I have a Master of Professional Counseling degree as well as a Master of Education degree. I enjoy spending time with family and friends, fishing, sports, reading, writing, cooking and the great outdoors. I believe that we all have a story to tell and, while some parts are beyond our control, much of the narrative is determined by how we handle the challenges faced. I am motivated to help motivate and assist others to take the steps necessary in combating challenges and improving their quality of life.

Molly Samalio

Molly Samalio, LCSW-C - Maryland Therapist at Grow Therapy
$125/session
LCSW-C
8 years of experience
Virtual
When I was in grad school I was asked this question: why do you want to do therapy? My answer was immediate: "I want to alleviate suffering!" A more experienced clinician shared a perplexing truth with me: sometimes you can't, you can just sit with the person through it. Over the years I have been honored to hold space for my clients to share their stories of courage and pain. I started to see what she meant, and revised my motto: I want to alleviate suffering and when I can’t I want to create a soft place to land. So, "Why therapy?” For all those who have forgotten their strength and just need a soft place to land. Using a blended approach of top therapy models, I partner with Clients to create lasting change and find freedom in ways that feel authentic to each person. Together we will learn new concepts, practice practical skills, and transform self-limiting patterns. Life can be hard. I want to help. Let’s talk!

Tessa Walls

(she/her)

Tessa Walls, LPC - Maryland Therapist at Grow Therapy
$100/session
LPC
6 years of experience
Virtual
Tessa Walls, LCPC is a dedicated therapist who offers telehealth services specializing in guiding clients through life’s transitions with compassion and professionalism. She brings a wealth of knowledge in grief, relationship conflict, life changes, college and career counseling, self-esteem, neurodivergence, and spirituality in therapy. She has expertise in working with clients with depression, anxiety, and trauma. Holding a Certificate of Advanced Study in Pastoral Counseling from Loyola University Maryland and a Master's degree from the University of Maryland College Park in Clinical Psychological Science.

Matt Loveland

Matt Loveland, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
25 years of experience
Virtual
I am a Licensed Clinical Social Worker (LCSW) and I love the outdoors and most anything to do with water. I have 25+ years of experience helping people as a clinical social worker. My practice has been primarily geared toward adults, but I also have extensive experience with youth ages 12-17. In recent years, my clientele has gravitated to men's issues.

Jason Schiren

(he/him)

Jason Schiren, LPC - Maryland Therapist at Grow Therapy
$125/session
LPC
5 years of experience
Virtual
Jason has experience working with males with a variety of presenting concerns, such as substance use, depression, anxiety, relationship issues, parenting, and trauma. Jason earned his Master’s degree in Clinical Mental Health Counseling from Johns Hopkins University in 2020. He gives a lot of feedback--not-like what you see in the movies. He’s a dog-person and mixes-up how he takes his coffee--but it's usually an Americano.

Jarvia Fishell

Jarvia Fishell, LPC - Maryland Therapist at Grow Therapy
$120/session
LPC
43 years of experience
Virtual
”A great beginning is sometimes at the point of what you thought would be the end of everything.” – Dodinsky Forty years of experience in the counseling profession and several decades more of life have helped me to see how the most difficult of times can lead to a positive and amazing transformation. “For just when the caterpillar thought the world was over, it became a butterfly.- Author Unknown”. It is my desire to support people during these struggles to become the best person that they are intended to be. I have assisted people experiencing a wide range of mental health and life issues from very diverse racial, cultural, life stages, educational and socioeconomic backgrounds. My goal is to assist you through the struggle in developing the resiliency skills you need to transform into your best self. Areas of specialty: Adolescent/Child Services, Anger Management, Anxiety Disorders, Attention Deficit Disorder, Bereavement-Grief Counseling, Child Abuse, Christian Counseling, Co-morbidity, Codependency Behavioral Therapy, Cognitive Behavioral Therapy, Crisis Intervention, Dialectic Behavioral Therapy, Dissociative Disorder, Forensic related issues, Group Therapy, Health-Disabilities, Intimate Partner Violence, Life Management Counseling, Mood Disorders, Obsessive-Compulsive Disorder, Parenting Issues, Personality Disorders, Post-Traumatic Stress Disorder, Psychotic Disorders, Sexual-Physical Abuse, Stress Management

Latisha Gee Torres

(she/her)

Latisha Gee Torres, LCSW-C - Maryland Therapist at Grow Therapy
$200/session
LCSW-C
21 years of experience
Virtual
I’m Latisha Gee Torres, a Licensed Clinical Social Worker, mindfulness teacher, and wellness coach with over 20 years of experience. I help Black women and adult children of emotionally unavailable or addicted caregivers heal from relational trauma, break free from people-pleasing and perfectionism, and reconnect with their authentic selves. My approach blends therapy, coaching, and mindfulness in a compassionate, culturally attuned space where your full story is honored and your healing is prioritized.

Kira Markoff, PhD

(she/her)

Kira Markoff, PhD, LCSW-C - Maryland Therapist at Grow Therapy
$125/session
LCSW-C
6 years of experience
Virtual
Welcome. I'm a clinical social worker licensed in Maryland and Pennsylvania. I also have a PhD in psychology, a clinical trauma certification, and am a 200-hr trained yoga instructor. My passion in life is to learn and understand things so that I can pass it on to others in a practical way to help improve lives and relationships.

Nina Romá Agvanian

(she/they)

Nina Romá Agvanian, LCSW-C - Maryland Therapist at Grow Therapy

Frequently rebooked

$195/session
LCSW-C
17 years of experience
Virtual
Hello! I’m Nina, a Licensed Clinical Therapist who has been working in trauma intervention for 17+ years. Before becoming a therapist, I worked as a rape crisis counselor, a trauma-healing self-defense instructor, and trauma-informed care consultant for non-profits. I approach therapy using multiple modalities. I believe in the mind-body connection and integrate mindfulness and body-based interventions where needed, including a focus on the physiology of stress and emotions. I use a wholistic approach to therapy, exploring all your identities, ambivalences, and values, and believe that understanding your upbringing and cultures are critical to how you cope and relate to the world and yourself in it.

Ritchie McCall

Ritchie McCall, LPC - Maryland Therapist at Grow Therapy
$100/session
LPC
14 years of experience
Virtual
Hi I am a Licensed Clinical Professional Counselor. I received my Master's Degree in 2010 from Loyola University and have been seeing clients since then . I especially enjoy helping adults deal with stressful transitions and challenges in life. My goal is to help clients gain insight and understanding about their challenges so that we together can find helpful solutions.

Candace Mukendi

(she/her)

Candace Mukendi, LPC - Maryland Therapist at Grow Therapy

Frequently rebooked

$125/session
LPC
12 years of experience
Virtual
I'm here to help you in your journey as you navigate the issues in your life, and I'll also celebrate your wins with you! I provide brain-based, mind-body, and solution-focused interventions to help clients overcome their challenges. I believe that you are stronger than you know, and I'll offer you support to help you realize that strength. If you are experiencing anxiety, life transitions, grief, or women's issues, my practice may be a good fit for you.

Cynthia Holden

Cynthia Holden, LPC - Maryland Therapist at Grow Therapy
$150/session
LPC
22 years of experience
Virtual
Greetings, Are you feeling stressed and overwhelmed by life circumstances? Have you been struggling to make things make sense but instead find yourself stuck in cycles of frustration despite attempts to figure things out on your own? I specialize in helping women with anxiety and depression disorders. I love creating a safe, non-judgmental environment that enables you to get to the core of your struggles. Together we can find clarity and identify what's not working and explore evidence-based techniques to help you breakthrough cycles and overcome. We'll integrate mindfulness practices and use holistic approaches to address your mind, body and spirit needs. I do understand that pursuing therapy can feel uncertain but you're making the right choice to invest in your healing and growth. Looking forward to working with you. Cynthia Holden, LCPC

Moses D. Powe

(he/him)

Moses D. Powe, LPC - Maryland Therapist at Grow Therapy
$175/session
LPC
25 years of experience
Virtual
Hi! I'm a Licensed Clinical Professional Counselor (LCPC) based in Maryland, with 25 years of experience empowering individuals to overcome adversity. I specialize in helping men navigate trauma, mental health challenges, and substance use issues, often stemming from fatherlessness. Through a non-judgmental and empathetic approach, I foster resilience, positive change, and overall well-being, helping clients achieve a more hopeful and purpose-driven life.

Dr. Olushola Bakare

(she/her)

Dr. Olushola Bakare, LCMFT - Maryland Therapist at Grow Therapy
$200/session
LCMFT
18 years of experience
Virtual
My name is Dr. Olushola Bakare, and I'm a board-certified Psychotherapist. I attended St Joseph College. I'm happy to help you today with any of your concerns. I enjoy empowering people and digging out their strengths. I don't ask fish to fly, neither do I ask birds to swim. I respect everyone's strengths and help my client recognize them. I love to highlight my client's strengths. I offer a safe, warm, therapeutic, judgment-free space for Adults (18+) and Older Adults (65+). I am sorry, but I do not accept clients who pay in cash. Also, every late cancellation or no-show accrues a late charge fee. It is my ethical duty to officially terminate our therapeutic relationship when it is reasonably clear that the client is no longer beneficent, services are no longer required, counseling no longer serves the client's needs and interests, or Dr. Olushola Bakare, LMFT limits do not allow the provision of further counseling services. It is the policy of Dr. Olushola Bakare, LMFT, that our professional relationship will be terminated after a one-month consistent lapse of meeting with a client. Dr. Olushola Bakare, LMFT, will attempt to notify you of this change in status as soon as possible after one month. My ethical duty is identifying, being available, and caring for current clients. It could feel awkward for our relationship to end, yet it is not meant to be discourteous in any way. I do not complete disability forms (Social Security, work excuse, FMLA, Court papers/legal papers, emotional support letters, etc). NO COUPLE THERAPY OR MEDICATION MANAGEMENT, PLEASE!

Andrew Won

Andrew Won, LPC - Maryland Therapist at Grow Therapy
$125/session
LPC
5 years of experience
Virtual
Would you like to have more self-love? Feel more in control and empowered in your life? Have the self-awareness to recognize and understand your thoughts, emotions, and beliefs? If so, I am the therapist for you! Working with me, you will gain a deeper understanding and mastery of your inner world. I will assist you in cultivating profound self-love, self-awareness, and self-empowerment. Together, we will strengthen your ability to regulate your emotions, thoughts, actions, and relationships. My goal as your therapist is to have you feeling and acting with supreme love and confidence.

Lindsay Cole Wallace

(she/her)

Lindsay Cole Wallace, LCSW-C - Maryland Therapist at Grow Therapy
$150/session
LCSW-C
10 years of experience
Virtual
Hi, I'm Lindsay. I am here to help you on your healing journey. I believe that each and every person holds all of the wisdom they need to overcome life’s traumas directly within themselves. My job as a therapist is to help shine a light on your own inner wisdom, and guide you through the healing process in a safe, nonjudgmental space. I believe that when we approach life’s challenges with curiosity rather than criticism we are better able to reach a sense of peace and acceptance to some of lives most complex circumstances and hardships. I am passionate about helping my clients navigate their journey to their most authentic, free, and true selves. I believe that when we have the tools to attune ourselves to our mind, body and spirit we come home to ourselves. And when we are at home within ourselves, we are free. Whether you are seeking to recover from narcissistic abuse, intimate partner violence, or family or childhood trauma, or you are struggling with a difficult life transition or depression, or anxiety. I will meet you exactly where you are. I believe that each individual is the expert on their own lives. My sole purpose as your therapist is to guide you with compassion and care to help you unlock your innate inner wisdom and equip you with the tools you need to overcome the trauma of your past. I am dedicated to liberation therapy and I reject all systems of oppression including but not limited to white supremacy, racism, and sexism.

Yolanda Frederick

(she/her)

Yolanda Frederick, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
17 years of experience
Virtual
Do you feel out of sorts? Not sure whether you are coming, or going? Are you in, what you might feel to be, a “maze of life"? Well, I’m here to listen, support, and serve as an agent and advocate for change in our new partnership! I am a believer that “what makes you stronger, makes you beautiful” – author unknown. This quote encompasses my view on transformation, resulting from life’s trials, setbacks, disappointments, and pain. We are all evolving. Allow me to usher you into healing and recovery from life’s curve balls. I’ve provided therapy and community-based treatment and services to adolescents, adults, and families for over 16 years. I have experience working with individuals from all walks of life, various age groups, ethnicities, and backgrounds. I am a great listener, committed to fostering hope, warm, accepting, trustworthy, and empathetic. I would be honored to work alongside you as a coach and guide to aid and address your grief and loss, anxiety, depression, low self-esteem, relationship issues, and communication barriers. I am a Certified Grief Informed Professional. I work from a person-centered, compassionate, integrative therapy approach delivering therapeutic interventions to aid and support with healing and navigating life transitions. Additionally, I offer cognitive behavioral techniques geared towards adapting healthier thought processes and behavioral responses, as well as trauma-informed interventions to assist in the development of adaptive strategies as you embark on your healing journey. It is my hope you allow me the opportunity and privilege to usher you into your fullest potential in becoming the best version of yourself.

Sheryl Campbell

Sheryl Campbell, LPC - Maryland Therapist at Grow Therapy
$150/session
LPC
10 years of experience
Virtual
I am a Licensed Clinical Professional Counselor (LCPC) in Maryland. She has been practicing for almost 10 years. I provide services primarily to adult women. I work with clients struggling with mental health challenges, including anxiety, attention deficit hyperactivity disorder, bipolar, depression, and post-traumatic stress disorder. I am also a Christian therapist who supports clients who desire to incorporate their Christian faith into their therapy.

Rabbi Yisroel Roll

(he/him)

Rabbi Yisroel Roll, LPC - Maryland Therapist at Grow Therapy
$150/session
LPC
20 years of experience
Virtual
The challenge you are facing now, presents an opportunity for you to discover your hidden strengths and abilities. The difficulty is overhwelming and is upsetting to you, and my approach is to work in partnership with you to allow you to emerge and rise above it. I work with people of all faiths. I believe in a spirituality that transcends religion. With my guidance, you can transform negative energy into positive growth. You are unique, and your struggles have never been experienced by anyone else in the world. That's why I am committed to helping you on your journey towards finding meaning, purpose, and self-actualization. I will guide you towards a happier, more fulfilling life. If you are ready to take the first step towards a better tomorrow, please reach out to me to schedule an appointment. I have developed a transformative program called Consiousness that helps individuals overcome feelings of sadness, anger, and loss. My approach acknowledges that crises can be opportunities to tap into hidden strengths and abilities, rather than mere setbacks that can break us. I will help you embrace a more positive, hopeful and enrgetic approach to life. You can learn more about Consciousness in my book StayWoke and Ignite Your Soul. The challange you are currently facing is your special project or mission. You can do this. I will help guide you on your continuing journey toward meaning, purpose and self-actulization. Take the first step toward growth and a better life.

Candace Jones

Candace Jones, LCSW-C - Maryland Therapist at Grow Therapy
$140/session
LCSW-C
5 years of experience
Virtual
Hello! I am a Licensed Certified Social Worker- Clinical (LCSW-C) and Certified Clinical Trauma Professional (CCTP) in Maryland. I received my Bachelor’s in Psychology from Bowie State University, Master’s in Social Work from the University of Maryland, and I am currently working toward a Doctorate in Christian Counseling as well. I consider my studies a nice mixture of mind, body, and spirit so I can help people identify how they can truly thrive in all aspects of their life. I don’t look to solve people’s problems, I often provide short term, solution focused therapy to help people figure out how they want help with solving their own problems. I think equipping people with necessary tools for success is how people end up best equipped to take and keep control of their circumstances, once they have learned everything they can from our partnership. Don’t worry, I am patient and sensitive to people’s needs because I know therapy can be scary and peace is my priority. However, I am a motivator and a teacher that is aiming for your success and healing at all times, so I tend to say what people need to hear, when they’re ready to hear it. Feel free to partner with me on your journey to recovery and see if I am a good fit for your needs.

Shondelle Johnson-Pugh

Shondelle Johnson-Pugh, LCSW-C - Maryland Therapist at Grow Therapy
$145/session
LCSW-C
7 years of experience
Virtual
Hello, my name is Shondelle Johnson-Pugh. I am licensed as an LCSWC in the state of Maryland. Although I have worked with individuals and families for over 22 years. Most recently, I have been blessed with the opportunity to provide therapeutic services for the last five years. My background consists of providing services to those seeking support in the areas of maternal mental health, depression, relationship issues, improvement in self-esteem, and defining coping skills. Services are provided via telehealth services only during selective evening hours. During scheduled sessions, clients can expect honest and supportive feedback on areas addressed in sessions. If you are looking for someone to bring energy and a sense of humor during sessions when needed, look no further. Together, we can find healthy solutions to the concerns that keep you up at night or keep you in a cycle of questioning what you should do next in your life. It is my hope that I can help plant a seed of hope in each person's life that comes to treatment, and eventually, that seed will grow into a strong fruit!

Ingrid Nembhard

(she/her)

Ingrid Nembhard, LCSW-C - Maryland Therapist at Grow Therapy
$150/session
LCSW-C
18 years of experience
Virtual
I have been practicing therapy for over sixteen years. I received my Master's degree in Social Work from Florida International University and my PsyD. in Grief Counselling from Breyer State Theology University. I have experience with individuals, couples, and families. Some of my primary areas of expertise are family and relationship conflict, intimacy related issues and difficulty with various life changes and transitions. I specialize in assisting those who may be going through a rough patch in life or have experienced the death of a loved one. It is important to have a strong therapeutic relationship with your therapist and to feel that they are a good match for you. I want you to feel that therapy is a safe and non-judgmental place to share your thoughts, and feelings. I believe that counseling should primarily be solution-focused to help you achieve your goals and begin to see improvement as soon as possible.

Betsy Blum

Betsy Blum, LPC - Maryland Therapist at Grow Therapy
$150/session
LPC
30 years of experience
Virtual
Hi! I am a Licensed Clinical Professional Counselor based in Maryland I provide teletherapy services to clients in North Carolina and Vermont, and Maryland. I received my master's degree in counseling psychology from Antioch New England Graduate School, New Hampshire in 1992 and My Bachelors in Transpersonal Psychology from Burlington College, Vermont, 1987. I do IFS, EMDR, and Somatic work to help clients find lasting and transformative changes in their lives. I incorporate Spirituality into my work. I teach mindfulness and The Law of Attraction, and creative visualization. I am a CPTSD survivor, and I have used these therapies personally to find lasting peace and joy. I enjoy providing compassionate, supportive therapy, and deep insight orientated, transformative therapy. I enjoy helping clients reduce stress, heal codependency, and heal trauma, depression, and grief. I teach clients to find their inner confidence, and courage, to set boundaries with others and stop "people pleasing". I teach clients to Love themselves and communicate clearly and compassionately with others. I help clients to get to the root of their problems, learn to regulate their emotions, and find peace in the midst of worry and distress. I help clients learn to set boundaries in healthy relationships and to leave abusive relationships.

Dashaira Bennett

(she/her)

Dashaira Bennett, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
13 years of experience
Virtual
Hi! I'm a Licensed Certified Social Worker-Clinical (LCSW-C) based in Maryland; dedicated to empowering individuals to overcome challenges, cultivate resilience, and live authentically. I received my Masters from the University of Maryland-Baltimore and have been practicing for 12 years. I'm here to support you on your journey to healing and growth. I bring a compassionate, nonjudgmental, and collaborative approach to therapy.

Nina Zuriff

(she/her)

Nina Zuriff, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
26 years of experience
Virtual
Hello! My name is Nina Zuriff, and I am a licensed therapist specializing in helping individuals navigate life's challenges. I have extensive experience in areas such as anxiety, depression, relationship issues, and personal growth. My approach is compassionate and client-centered, focusing on creating a safe space for you to explore your feelings and develop strategies to improve your well-being. Together, we can work towards achieving your goals and enhancing your overall quality of life.

Frequently asked questions

Why filter by Maryland rather than a city like Baltimore?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Maryland from Hagerstown to Ocean City! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Maryland.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Spirituality?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Spirituality, is filtering therapists in Maryland that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.