Therapists that accept Cash Pay in Maryland

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 24 verified therapists in Maryland who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/7/2026

$125/session

Empowering
Solution oriented
Warm

Specialties

Racism
Anxiety
Mood Disorders
+5
I am a licensed clinical social worker who have been practicing for over 12 years. My passion is working with adults and guiding them in overcoming trauma and healing wounded child parts. This passion is due to my own healing journey as a child who was touched inappropriately, exposed to domestic violence in a military household where my father abused drugs, physically abused my mother, and later experienced the death of my then 3-year-old son. Through my own healing journey, I learned how to "manage" my symptoms after receiving CBT talk therapy and grief counseling but had never healed from my trauma or knew about a wounded child part until receiving my own EMDR counseling. Since then, I have dedicated my life to supporting others who are on their own healing journeys. Before healing, I experienced symptoms consisting of low self-esteem, mood instability, not feeling safe, trust issues, and the need to control everything which negatively impacted my relationships with others. The journey was difficult but successful, thanks to EMDR. Thankfully, your journey doesn't have to be difficult. EMDR and Brainspotting are two highly effective modalities in treating trauma by helping to heal wounded parts through the brain's own healing process. If you're tired of feeling that you're always being judged, feeling stuck and unable to move forward because “something” is holding you back, experiencing trust or relationship issues, not feeling as if you're good enough, or if you're waking up sad, angry, irritable, or depressed and not understanding why, you may have a wounded part that's ready to heal. If so, I would be honored for the opportunity to help the wounded part within you to recognize that they're safe, they can trust, and that they're good enough.
VirtualAvailable
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$158/session

Authentic
Intelligent
Empowering

Specialties

Racism
Anxiety
Depression
+10
Greetings, I'm Dr. Michael Whiteside II. I'm an innovative mental health expert specializing in interpersonal relationships involving family, marital, peer, romantic, and occupational dynamics. My work involves assisting individuals and agencies in recognizing, dissecting, and understanding the mechanics and the impact that relationships have on individual satisfaction and overall fulfillment. I am a compassionate, communal, and comedic Licensed Clinical Social Worker dedicated to helping others regain control of their life and living life to the fullest. Together, we will partner in helping you have a life worth living by understanding how the pain of the past is interrupting the present and jeopardizing the future.
VirtualAvailable
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$200/session

Warm
Authentic
Empowering

Specialties

Racism
Career Counseling
Coping Skills
+9
I have been practicing therapy for over twenty years. I received my Master's degree in Social Work from Florida International University and my PsyD. in Grief Counselling from Breyer State Theology University. I have experience with individuals, couples, and families. Some of my primary areas of expertise are family and relationship conflict, intimacy related issues and difficulty with various life changes and transitions. I specialize in assisting those who may be going through a rough patch in life or have experienced the death of a loved one. It is important to have a strong therapeutic relationship with your therapist and to feel that they are a good match for you. I want you to feel that therapy is a safe and non-judgmental place to share your thoughts, and feelings. I believe that counseling should primarily be solution-focused to help you achieve your goals and begin to see improvement as soon as possible.
VirtualAvailable
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$132/session

Authentic
Empowering
Direct

Specialties

Racism
Anxiety
Life Transitions
+4
Hello. I’m a Licensed Mental Health Counselor (LMHC) based in Florida and a Licensed Clinical Professional Counselor (LCPC) in Maryland. I am the owner of Breaking BHAD Counseling, LLC, a U.S. Army veteran, and a graduate of Webster University with a Master of Arts in Clinical Mental Health Counseling. I specialize in working with high-functioning adults who are ready to take responsibility for their growth. Many of my clients are professionals, leaders, veterans, and driven individuals who seem successful on the outside but feel internally misaligned, overwhelmed, or stagnant. My work is structured, direct, and focused on moving forward. I don’t offer endless processing — I help clients gain clarity, confront patterns, and move intentionally toward the life they want.
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$150/session

Authentic
Open-minded
Solution oriented

Specialties

Racism
Anger Management
Anxiety
+10
Duarte Aguiar is licensed in the state of Maryland as a Licensed Clinical Professional Counselor (LCPC). He is a graduate of Loyola University with a master’s degree in Clinical Mental Health Counseling and has over 8 years’ experience providing therapy in Maryland to a diverse client-base in a variety of clinical settings including school-based (adolescent and adult), substance abuse/recovery clinic, marriage and family, individual, groups, and psychoeducation. Duarte specializes in the use of Cognitive Behavioral Therapy (CBT) and Trauma-Focused CBT, Motivational Interviewing, Person-Centered Approach, and Pastoral Counseling to treat various diagnoses. Duarte’s philosophy of care as a spiritually oriented therapist consists of a holistic perspective of the person(s) present in therapy. Inspired and informed by the person-centered approach, Duarte believes in the value of being present in a non-judgmental, therapeutic relationship while helping to challenge the client(s) to live up to THEIR own expectations. Duarte comes from the Catholic tradition and is ready, willing, and able to incorporate spirituality in sessions insofar as the client is desiring to do so. With that said, Duarte believes in bringing the client’s own beliefs, aspirations, and values to the forefront and using those unique aspects of the client’s virtues to guide the development of a trusting and open therapeutic atmosphere. Duarte is committed to providing a safe space where the client can feel heard, accepted, encouraged and even challenged.
VirtualAvailable
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$200/session

Solution oriented
Direct
Challenging

Specialties

Racism
Depression
Obsessive-Compulsive (OCD)
+5
I am a clinical psychologist specializing in PTSD/trauma, depression, anxiety, and OCD using EMDR, CPT, CBT, ERP, prolonged exposure, and other evidence-based treatments. As an Asian-American child of immigrants, I take special care to thoroughly explore ways in which your childhood, upbringing, family of origin, and culture contribute to your mental health. Each individual is unique, so your therapy journey also has to be tailored to you. Whether you are struggling with lifelong mental health difficulties or don't even know where to start, I will work with you as a guide and collaborator to help you get to where you want to be.
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$90/session

Open-minded
Warm
Authentic

Specialties

Racism
Anxiety
Couples Counseling
+6
I’m an open, accepting individual with a genuine passion for helping people. From an early age, I found myself drawn to understanding others and supporting them through their challenges. Listening has always come naturally to me, and over time it became clear that I have a talent for identifying blind spots, offering perspective, and guiding people toward solutions. What I do doesn’t feel like work — it feels like a gift. Helping others gain clarity, grow, and move forward is something I truly treasure.
VirtualAvailable
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$195/session

Authentic
Direct
Empowering

Specialties

Racism
LGBTQ
Sex Therapy
+10
Hello! I’m Nina, a Licensed Clinical Therapist who has been working in trauma intervention for 17+ years. Before becoming a therapist, I worked as a rape crisis counselor, a trauma-healing self-defense instructor, and trauma-informed care consultant for non-profits. I approach therapy using multiple modalities. I believe in the mind-body connection and integrate mindfulness and body-based interventions where needed, including a focus on the physiology of stress and emotions. I use a wholistic approach to therapy, exploring all your identities, ambivalences, and values, and believe that understanding your upbringing and cultures are critical to how you cope and relate to the world and yourself in it.
VirtualAvailable
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$200/session

Warm
Authentic
Empowering

Specialties

Racism
Life Transitions
Trauma and PTSD
+6
With over 20 years of clinical experience, I have dedicated my career to walking alongside individuals through their healing and growth journeys, beginning as a child and adolescent therapist before expanding my practice to work with adolescents and adults. My approach is grounded in evidence-based modalities including Cognitive Behavioral Therapy, Mindfulness, Trauma-Focused CBT, Cognitive Processing Therapy, and my training as a Certified Clinical Trauma Specialist, always adapted to honor each client's unique story and strengths. I believe deeply in advocacy; both as something I practice on behalf of my clients and as a critical skill I help them develop for themselves, because sustainable wellness requires individuals to have the tools, voice, and confidence to advocate for their own needs. Beyond the therapy room, I extend this commitment to advocacy through my consulting work, partnering with organizations to build psychologically safe, inclusive, and equity-driven environments where all people can thrive.
VirtualAvailable
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$150/session

Open-minded
Warm
Empowering

Specialties

Racism
Child or Adolescent
Perinatal Mental Health
+10
Hello, I’m Rosa Wright, a Board Certified Licensed Clinical Social Worker in MD and VA, and I specialize in freedom centered, culturally affirming therapy. With ten years of dedicated service work - especially supporting women, youth, and those on perinatal journeys- I bring deep, holistic experience to our sessions. As a mother with a multicultural background, my personal journey informs my practice. I move beyond standard models to genuinely honor and navigate the unique cultural and systemic contexts that shape my clients' lives. I provide a confidential, trauma-informed virtual space for therapeutic growth in MD and VA.
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$175/session

Warm
Authentic
Empowering

Specialties

Racism
Depression
Military/Veterans
+1
My career began with a strong community focus, including service at the first free health clinic dedicated to supporting the HIV-impacted community and early work in community mental health. In my 28 years of clinical experience I have maintained a child and family-centered approach while broadening my expertise across a wide range of settings, including inpatient residential care, hospital social work, nephrology, crisis and trauma counseling for children and adults, military social work, and academia. My practice includes supporting individuals through transitions, grief, depression, chronic pain, and complex social service needs. I hold postgraduate training in social welfare and psychology, which has enriched my skills and informed my integrative, client-centered approach aimed at fostering resilience and healing.
VirtualAvailable
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$125/session

Warm
Authentic
Humorous

Specialties

Racism
Trauma and PTSD
Women's Issues
+10
Hello! I am a holistic & eclectic therapist with specialized training in mindfulness, hypnotherapy, trauma, depression, anxiety, women's studies, yoga & deep nature connection. Authenticity, compassion & connection are the pillars of my practice. I consider myself down to earth, egalitarian, empowering and sensitive to issues of diversity and neurodivergence. I've done deep inner work on myself, as a trauma survivor - so I know what it's like to be the person receiving therapy. I have lived in both urban & rural areas & worked in a variety of settings: residential, public mental health clinics, school based therapies, holistic practices & in private practice. I bring a spirit of joyfulness, laughter & calmness to sessions, & invite those I am honored & privileged to serve into a deeper love of their intrinsic amazing one of a kind self! I will walk with you through the difficult, gritty and frightening places you may need to metabolize/unpack & will also uplift and celebrate your strengths, growth & resilience. All things are possible with Love, Respect & Wisdom!!!
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$175/session

Warm
Empowering
Authentic

Specialties

Racism
Anxiety
Career Counseling
+9
Hi I am Asia, but not like the continent. Think Aseeyah! I am a Licensed Clinical Professional Counselor (LCPC) based in Maryland I received my Masters in Clinical Psychology from Loyola University Maryland,and my MBA from UMGC. I have been practicing for 6 years and have been in the mental health field for over 14 years. I am also a Goodwill Career Coach and Navigator. I help those in transition figure out how to live their best and fabulous lives. I would love the opportunity to do the same for you.
VirtualAvailable
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$135/session

Solution oriented
Direct
Empowering

Specialties

Racism
Anxiety
Depression
+8
I am a psychotherapist who works with a diverse population of people. My goal is to collaborate with individuals to assist them in achieving their therapy goal(S). My treatment modalities are cognitive behavioral therapy, dialectical behavioral therapy, mindfulness-based therapy, and Ericksonian hypnotherapy approaches. Although I used these modalities, I do not use a one size fits all approach. I am a think-out-of-the-box clinician that will often challenge clients to try approaches that may be out of their comfort zone. Some examples of my experience include working with individual clients on developing skills in coping with mental health conditions/diagnosis, life stress, finding balance, and improving self-esteem. Although I use these approaches, my clients tell me it feels like we are having a conversation as opposed to feeling like they are in a therapy session. I have a specialization in working with Veterans, LGBTQI, men, and people of color populations. However, I work with all people who are seeking mental health services. I am licensed in DC (LICSW), VA (LCSW), MD (LCSW-C), and PA (LCSW). I have BS in Human Ecology, BA in Humanities from The Ohio State University, MSW from San Jose State University and Post Masters fellowship in mental health from Stanford University.
VirtualAvailable
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$120/session

Open-minded
Solution oriented
Authentic

Specialties

Racism
Anxiety
Grief
+10
I am Juliana Sarkodee a Licensed Independent Clinical Social Worker. I have been working with the deaf, hard of hearing, and hearing clients for over ten years, mostly in person until the pandemic led me to provide services online. I am glad that you are taking steps to address issues in your life and gain clarity on how to cope. I have worked with clients to identify anxious thoughts/ADHD symptoms/, depression/, stress/ relationship /self-esteem/ trauma/ grief, and identify coping skills they utilized in the past, and identify new coping skills in the short term and long term. My therapy style combines empathy with a strength-based, solution-focused approach. I believe this combination can be very useful with different types of challenges that people face, and I am happy to work with them.
Available
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$150/session

Humorous
Authentic
Warm

Specialties

Racism
Addiction
Anxiety
+9
I am licensed in Maryland, Virginia and New Jersey with over 10 years of professional work experience. I have experience in helping clients with stress and anxiety, coping with addictions, relationship issues, & motivation, self-esteem, and confidence. I believe that you are the expert of your story and that you have many strengths that will assist you in overcoming things that challenge you. Taking the first step to sign up for therapy can take courage and I am proud of you for getting started!
Available
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$150/session

Empowering
Authentic
Direct

Specialties

Racism
Anxiety
Depression
+7
I am an independent licensed clinical/certified Social Worker. I first started my career in Child Welfare in various states/levels of government as an investigator and elevated to a supervisory role. I also hail from the US Department of Veterans Affairs in a Management role. However, it is my pleasure to now serve as Therapist and in my private practice. My main specialty areas include, but are not limited to Depression, Anxiety, Trauma/PTSD, Intimate Partner Violence, Grief and Loss, Narcissism, Codependency, Geriatric, etc.
VirtualAvailable
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$200/session

Authentic
Solution oriented
Empowering

Specialties

Racism
Anger Management
Sex Therapy
+10
My name is Dr. Olushola Bakare, and I'm a board-certified Psychotherapist. I attended St Joseph College. I'm happy to help you today with any of your concerns. I enjoy empowering people and digging out their strengths. I don't ask fish to fly, neither do I ask birds to swim. I respect everyone's strengths and help my client recognize them. I love to highlight my client's strengths. I offer a safe, warm, therapeutic, judgment-free space for Adults (18+) and Older Adults (65+). I am sorry, but I do not accept clients who pay in cash. Also, every late cancellation or no-show accrues a late charge fee. It is my ethical duty to officially terminate our therapeutic relationship when it is reasonably clear that the client is no longer beneficent, services are no longer required, counseling no longer serves the client's needs and interests, or Dr. Olushola Bakare, LMFT limits do not allow the provision of further counseling services. It is the policy of Dr. Olushola Bakare, LMFT, that our professional relationship will be terminated after a one-month consistent lapse of meeting with a client. Dr. Olushola Bakare, LMFT, will attempt to notify you of this change in status as soon as possible after one month. My ethical duty is identifying, being available, and caring for current clients. It could feel awkward for our relationship to end, yet it is not meant to be discourteous in any way. I do not complete disability forms (Social Security, work excuse, FMLA, Court papers/legal papers, emotional support letters, etc). NO COUPLE THERAPY OR MEDICATION MANAGEMENT, PLEASE!
VirtualAvailable
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$175/session

Open-Minded
Authentic
Direct

Specialties

Racism
Anxiety
Coping Skills
+19
Hi! I am Alyson Davis, Licensed Marriage and Family Therapist. I am a millennial and military brat that grew up in Northern Virginia. Currently, I reside in Maryland and have licenses in both Maryland and Virginia. I am taking clients in both states via telehealth. For undergrad, I attended the University of Alabama (ROLL TIDE!) and for my graduate education and clinical training I practiced at Valdosta State University. The therapeutic modality I use the most often is Narrative Therapy. Using Narrative Therapy, I help clients change the problem stories in their heads to preferred stories to improve their behaviors, relationships, and life outlook. With this practice, I enjoy using journal prompts, metaphors, and media. I am not a trained Christian therapist, but I do identify as a Christian, and enjoy using all religion and spirituality in my practice, but it is not required. I am LGBTQ-IA+ affirming and believe in honoring and creating space for all identities in session. A personal joy of mine is working with Black clients who are first-timers in therapy to work on destigmatizing mental health and healing the impacts of white supremacy. More specifically, I prioritize supporting Black clients who grew up in predominantly White spaces who did not feel "Black enough." My favorite problem to work with is when someone says "I'm stuck," to help a client not only get moving but move in a healthy direction. In my personal life, I am married, am a mother to a sickle cell warrior son, have a wonderful bonus-daughter and playful Aussiedoodle. That being said, I have an appreciation for working with blended families and exploring dating post-divorce. For self-care I enjoy writing fiction, listening to 90's and 2000s R&B, and watching romcoms. Looking forward to helping your healing journey.
VirtualAvailable
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$200/session

Authentic
Empowering
Warm

Specialties

Racism
Anxiety
Depression
+11
I’m Latisha Gee Torres, a Licensed Clinical Social Worker with over 20 years of experience. I support Black women and adult children of emotionally unavailable or addicted caregivers in healing relational trauma, releasing people-pleasing and perfectionism, and reconnecting with their authentic selves. My approach integrates cognitive behavioral therapy, mindfulness, and somatic practices in a compassionate, culturally attuned space where your full story is honored and your healing remains the priority.
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$130/session

Warm
Holistic
Empowering

Specialties

Racism
Life Transitions
Self Esteem
+8
I am passionate about helping people heal and grow from their past and live an authentic life. I help adults navigate life transitions (e.g. college, perimenopause & menopause) and childhood trauma. My work includes helping people navigate relationships with emotionally unavailable/immature parents and adults. I am a licensed clinical social worker (LCSW) with a background in higher education and career counseling.
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$120/session

Authentic
Warm
Solution oriented

Specialties

Racism
Anxiety
Coping Skills
+10
Hello! I’m a Licensed Clinical Social Worker (LCSW) with over 20 years of experience supporting children, teens, adults, and families through life’s challenges. I believe everyone deserves a safe, supportive space where they feel heard, understood, and empowered to grow. My approach is compassionate, collaborative, and practical. Together, we’ll build on your strengths, develop effective coping strategies, and work toward the goals that matter most to you. Whether you’re facing a major life change or simply feeling stuck, I’m here to walk alongside you on your journey toward healing and lasting growth.
Available
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$150/session

Empowering
Holistic

Specialties

Racism
Addiction
Anxiety
+10
I'm a trauma‑informed therapist and U.S. military veteran dedicated to helping individuals and couples strengthen their emotional and relational well‑being. My practice focuses on sex therapy, couples counseling, and women's wellness, with a commitment to creating a safe, affirming space where clients can explore intimacy, identity, and connection without judgment. I also proudly serve fellow veterans, offering culturally aware support for the unique challenges of military service, reintegration, and relationship transitions.
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$175/session

Warm
Solution oriented
Open-minded

Specialties

Racism
Anxiety
Coping Skills
+10
You Deserve to Feel Better. I'm Here to Help. Experienced, compassionate therapy for life’s most difficult moments. Whether you're navigating anxiety, depression, relationship and family struggles, trauma, or simply feeling stuck, I am here to support you with care and expertise. I create a space where you can feel safe, heard, and empowered to grow. Offering virtual therapy, I meet you where you are emotionally. Services: Individual Therapy, Couples Counseling, Teen & Family Therapy, Trauma-Informed and Culturally Sensitive Care This is your invitation to breathe. To begin again. You’re not alone—and you don’t have to figure it out by yourself. You’ve been strong for so long. But strength doesn’t mean going it alone. If you're feeling anxious, depressed, overwhelmed, or disconnected, therapy can offer a space to slow down and feel supported, without pressure or judgment.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Maryland. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Maryland from Hagerstown to Ocean City! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Maryland.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Racism, is filtering therapists in Maryland that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.