Therapists that accept Cash Pay in Maryland

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 86 verified therapists in Maryland who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/17/2026

$150/session

Warm
Authentic
Solution oriented

Specialties

Peer Relationships
Anxiety
Depression
+8
I am a Licensed Clinical Professional Counselor with 12 years of experience helping people navigate life’s changes. Grounded in both my professional expertise and a deep sense of empathy, I strive to bring warmth, understanding, and genuine care into my work. I specialize in supporting individuals through the process of navigating life’s changes and transitions. To include anxiety, depression, relationships and/or marital concerns, stress management, and grief/loss. In therapy, I aim to assess and understand the root of the issue. While creating a safe space to explore past and present experiences, develop healthier coping strategies, and build on existing strengths. My goal is to support you in finding clarity, strength, and growth as you move through life’s challenges.
VirtualAvailable

$150/session

Warm
Authentic
Open-minded

Specialties

Peer Relationships
Anxiety
Coping Skills
+10
With 30 years of experience supporting children, teens, adults, and families, I've had the privilege of helping people navigate life's challenges - whether it's stress, anxiety, depression, trauma, life transitions, coping with grief, or addressing health-related concerns. My approach is warm, collaborative, and tailored to each individual because I believe therapy works best when it fits your unique needs and life circumstances. I provide a safe, nonjudgmental space where clients feel heard, understood, and empowered. Together, we explore thoughts, feelings, and behaviors, uncover patterns that may be holding you back, and develop practical strategies that help you cope and thrive. My work is grounded in empathy, experience, and a deep belief in people's ability to grow and change. I enjoy helping clients build confidence, develop healthy coping skills, and take meaningful steps toward the life they want to live. Whether you are a teen or young adult struggling with school/social pressure and figuring out independence and identity, or an adult processing life transitions and past experiences of trauma or family separation, I aim to meet you where you are and support you in making changes that feel achievable and lasting. Everyone brings their own story, strengths, and challenges. I'm here to help you use those strengths, gain clarity, and take meaningful steps toward the life you want - one that feels manageable, authentic, and fulfilling. **Please note that due to a professional conflict of interest, I am currently unable to work with residents of Frederick County, Maryland**
VirtualAvailable

New to Grow

$50/session

Specialties

Peer Relationships
Anxiety
LGBTQ
I work with adults who are tired of feeling stuck—in anxiety, relationships, or the same old patterns—and are ready for something different. I look at the whole picture: mind, body, habits, and environment, so you can start feeling more like yourself again, or more like the person you want to become. My approach is down-to-earth and practical. I listen for how you want to feel differently and what you want to change—then we find tools that fit your life. I'm an active therapist: I'll ask questions, offer observations, and work alongside you. My goal is to give you skills and self-compassion, not keep you in therapy forever.
Available

$175/session

Warm
Authentic
Solution oriented

Specialties

Peer Relationships
Anxiety
Insomnia/Sleep Issues
+10
Hello! I’m Carolyn, and I’m here to support you through whatever challenges you may be facing. Life can be overwhelming, and sometimes it helps to talk to someone who’s not part of your inner circle. Whether you're dealing with immediate concerns or looking to dig deeper into longer-term issues, I’m here to help you navigate your path. Personal growth is a journey, and I believe that everyone is a work in progress! In our sessions, you’ll guide the conversation. You’re in charge of what we discuss, and I’m here to provide a safe, non-judgmental space where you can explore those topics. I use an eclectic counseling approach, tailoring my methods to suit your unique needs and concerns. My areas of expertise uniquely combine sleep medicine with mental health. With over 20 years of experience in the Sleep Medicine field and a background in both private practice and inpatient care, I have worked alongside numerous talented physicians and have developed a deep understanding of how physical and psychological health intersect. I specialize in helping individuals improve their sleep with techniques like sleep hygiene and Cognitive Behavioral Therapy for Insomnia (CBT-I).
VirtualAvailable

Often rebooked

$150/session

Authentic
Direct
Solution oriented

Specialties

Peer Relationships
Anxiety
Depression
+10
MALES-ONLY THERAPIST*** Jason has experience working with Males with a variety of presenting concerns, such as substance use, depression, anxiety, relationship issues, parenting, and trauma. Jason earned his Master’s degree in Clinical Mental Health Counseling from Johns Hopkins University in 2020. He gives a lot of feedback--not-like what you see in the movies. He’s a dog-person and mixes-up how he takes his coffee--but it's usually an Americano.
VirtualAvailable

$150/session

Authentic
Warm
Empowering

Specialties

Peer Relationships
Anxiety
Self Esteem
+10
Welcome to my profile. I'm a clinical social worker licensed in Maryland and Pennsylvania. I also have a PhD in psychology, a clinical trauma certification, and am a 200-hr trained yoga instructor. My passion in life is to learn and understand things so that I can pass it on to others in a practical way to help improve lives and relationships. My doctoral dissertation focused on mindfulness and adult romantic partner conflict. As a military spouse myself, I am uniquely positioned to support military partners and spouses through relationship challenges. Additionally, I particularly enjoy to support healing professionals including therapists, nurses, reiki teachers, and massage therapists.
VirtualAvailable

$150/session

Empowering
Direct
Humorous

Specialties

Peer Relationships
Anxiety
Coping Skills
+5
I have been working with individuals, families and couples for over 25 years in Maryland. Over that time, I have experience on how to engage and team with clients to help them make meaningful progress in their lives. Most often, I use a trauma-focused cognitive-behavioral approach to the work. Trauma events (single events or long-time exposure) can affect how we think and behave. Understanding how trauma impacts us biologically as well as emotionally can help us I adhere to a strength-based perspective in treatment. Even when times are rough, it is important to remember that everyone does have strengths. A key purpose of going to therapy is to build confidence in yourself. Identifying and highlighting successes is important. Research shows that it is easier to implement change if you are building on existing strengths rather than developing brand new ones.
VirtualAvailable

$85/session

Warm
Authentic
Direct

Specialties

Peer Relationships
Anxiety
Self Esteem
+7
Welcome! I'm Tiffany Pope, a Licensed Professional Counselor serving clients in Georgia, Florida, and Maryland. With more than 24 years of experience supporting children, families, and adults, I provide a compassionate, judgment-free space where you can explore life's challenges, strengthen your relationships, and develop practical tools for lasting change. My approach is collaborative, solution-focused, and trauma-informed, drawing from evidence-based practices while honoring your unique experiences, strengths, and goals. Whether you're navigating anxiety, life transitions, parenting challenges, stress, or relationship concerns, I'm committed to helping you cultivate resilience, confidence, and meaningful growth.
Available

$100/session

Authentic
Empowering
Humorous

Specialties

Peer Relationships
ADHD
Anxiety
+12
Bilingual in English and Spanish. Bilingüe en inglés y español. I am licensed in Florida with 13 years of professional work experience. Soy licenciada en la Florida con 13 años de experiencia como terapeuta profesional. I have experience in helping patients with stress and anxiety, coping with grief and loss, motivation, self-esteem, and confidence, and career difficulties. Tengo vasta experiencia ayudando a mis clientes con sus estresores, ansiedades, con pérdidas de seres queridos u otra índole, motivación, autoestima y autoconfianza, así como cambios o desarrollos de carreras. I work with my patients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support you in that process. Trabajo con mis pacientes para crear un ambiente abierto y seguro en el cual los pensamientos y sentimientos pueden ser compartidos sin temor a ser juzgados. Tomar el primer paso hacia la terapia se puede sentir extraño, pero es el camino a una vida más plena, lo cual requiere valentía. With the application of cognitive behavioral therapy, client-centered, motivational interviewing, and solution-focused brief therapy methods as well as other individual techniques that match your individual needs, we can work towards alleviating how you feel and create insights into your unique situation. Con la aplicación de la terapia cognitiva conductual, centrada en el cliente, técnicas de motivación y con métodos de solventación de problemas, además de estrategias que pueden ser adaptadas a tus necesidades individuales, podemos colaborar para aliviar tus sentimientos y desarrollar diferentes perspectivas hacia tu situación, la cual es única e individual.
VirtualAvailable

$75/session

Warm
Authentic
Intelligent

Specialties

Peer Relationships
Anxiety
Coping Skills
+4
Howdy! I'm Gabe! I'm an LMHC in Florida, an LCPC in Maryland, and a LMHC in Indiana. I graduated from UCF in 2021 and right away fell into working with high-need clients Florida. (I now also have licenses in Indiana and Maryland!) I have over 5 years of experience working with client with mood dysregulation, conflict with family and friends, depression, anxiety, anger, trauma, and neurodiversity. I don't "fix" people; I strive to help you learn the skills you need to build up your life the way you want it. As a disclaimer, I don't use AI notetaking in my practice. I believe in privacy first and foremost.
VirtualAvailable

$185/session

Empowering
Warm
Authentic

Specialties

Peer Relationships
Fertility & Reproduction Issues
Postpartum
+9
Hi! I'm a Licensed Clinical Social Worker (LCSW) and provide virtual counseling services to those residing in FL, MD, MI, and VA. I received my Masters from the University of Michigan and have been practicing for 15 years. I specialize in women-specific counseling, addressing the unique challenges that women face, including issues related to self-esteem, confidence, fertility, pregnancy and postpartum concerns, anxiety, grief, stress and life transitions. I also specialize in working with women and families with a connection to adoption.
VirtualAvailable

$150/session

Warm
Empowering
Open-minded

Specialties

Peer Relationships
Anxiety
Family Conflict
+10
As a therapist, I strive to create a non-judgmental space for my clients through warmth, engagement, and sometimes humor. It is my hope that my clients always feel supported by me, even when I challenge them to take accountability and change their patterns. I love to listen, learn, and form relationships with people from all walks of life. I have over 5 years of experience working with clients who struggle with anxiety, depression, low self-esteem, perfectionism, disordered eating, and stress from work, school, relationships, and/or their families.
Available

$120/session

Empowering
Solution oriented
Authentic

Specialties

Peer Relationships
Anxiety
Coping Skills
+6
Hi, I’m glad you’re here. I work with individuals who may be feeling overwhelmed, anxious, or stuck and are looking for support and clarity. My approach is warm, collaborative, and practical—I’ll help you better understand your thoughts and emotions while also giving you tools you can actually use in your day-to-day life. I strive to create a space where you feel comfortable being yourself, without judgment, while we work together toward meaningful change.
VirtualAvailable

$100/session

Authentic
Solution oriented
Warm

Specialties

Peer Relationships
Anxiety
Depression
+6
I’m a Licensed Clinical Social Worker who works with adults navigating anxiety, depression, burnout, and life transitions. I provide a supportive, nonjudgmental space where you can feel comfortable being yourself while also working toward meaningful change. My approach is collaborative and practical. I believe therapy works best when it’s a partnership—I bring clinical insight and tools, and I stay open to your perspective and lived experience. Together, we’ll explore patterns, build coping skills, and find strategies that actually fit your life. I often use cognitive-behavioral and solution-focused approaches to help clients feel less stuck and more in control. Whether you’re overwhelmed, unsure where to start, or ready to make changes, I’ll meet you where you are. I welcome individuals from all backgrounds and identities and strive to create an inclusive space where you feel respected, heard, and supported. Please note, my hours are Mondays, Tuesdays, Thursdays, and Fridays 9AM-3:30PM. I do not have evening or weekend availability at this time.
VirtualAvailable

$165/session

Warm
Open-minded
Empowering

Specialties

Peer Relationships
Anxiety
Depression
+10
Whether you are struggling with life’s daily stressors, setting boundaries with family members or friends, struggling in your marriage or relationship, transitioning to a new career, or just need someone to vent to about it all - I am here to help and listen. It’s amazing what you can accomplish when you have the added support of a dedicated therapist in your corner! My goal is to create an environment where you feel relaxed to let your mind run free. There are no right or wrong thoughts or feelings - no pressure to filter those thoughts! I would love the opportunity to be that therapist supporting and encouraging you to live your best life.
Available

$175/session

Open-minded
Solution oriented
Intelligent

Specialties

Peer Relationships
ADHD
Anxiety
+10
Hi, I’m Karlye, a therapist who works with adolescents and adults navigating ADHD, anxiety, personality disorders, and major life transitions. I specialize in supporting young people ages 15 to 65 who are learning to manage intense emotions, focus challenges, and relationship struggles. My approach is warm, collaborative, and judgment-free, creating a space where you can show up exactly as you are. Together, we’ll build emotional awareness, practical coping tools, and confidence so you can feel more capable, connected, and at ease in your daily life.
VirtualAvailable

$110/session

Warm
Authentic
Open-minded

Specialties

Peer Relationships
Anger Management
Anxiety
+6
You can come back from anything no matter how bad you think the situation is. It is all about your mindset. Reprogramming your mindset is the key to your success. The power of change rest in your desire to want change. I believe that people have the power to change their circumstances within themselves by changing their thought pattern first. Reprogramming your mindset is the key to your success.
VirtualAvailable

$125/session

Empowering
Authentic
Humorous

Specialties

Peer Relationships
Anxiety
Coping Skills
+10
My name is Leslie Dalencour, I have been a therapist for over 20 years. With over two decades in mental health and nearly a decade in private practice, I bring a holistic, integrative approach to well-being through sound healing and holistic and somatic therapies. As a Licensed Clinical Professional Counselor (LCPC) and a long-standing practitioner in the field, I specialize in blending traditional psychotherapy with body-centered modalities to support lasting resilience and inner balance.
Available

$158/session

Authentic
Intelligent
Empowering

Specialties

Peer Relationships
Anxiety
Depression
+10
Greetings, I'm Dr. Michael Whiteside II. I'm an innovative mental health expert specializing in interpersonal relationships involving family, marital, peer, romantic, and occupational dynamics. My work involves assisting individuals and agencies in recognizing, dissecting, and understanding the mechanics and the impact that relationships have on individual satisfaction and overall fulfillment. I am a compassionate, communal, and comedic Licensed Clinical Social Worker dedicated to helping others regain control of their life and living life to the fullest. Together, we will partner in helping you have a life worth living by understanding how the pain of the past is interrupting the present and jeopardizing the future.
VirtualAvailable

$127/session

Warm
Authentic
Solution oriented

Specialties

Peer Relationships
Anxiety
Coping Skills
+3
Hello! I'm a licensed independent clinical social worker. I received my Master's from the University of Maryland, Baltimore and have been practicing therapy for the last 5 years. I bring a client-centered approach to my work and help young adults struggling with anxiety, life transitions, and identity formation. I am committed to making a positive impact through compassionate, evidence-based practices and look forward to supporting others on their healing journey. As a Cape Verdean immigrant, I bring a culturally attuned and relational approach to therapy, with an understanding of the complexities of identity, family dynamics, and navigating multiple worlds.
VirtualAvailable

$250/session

Authentic
Empowering
Warm

Specialties

Peer Relationships
Anxiety
Depression
+10
Hello, I'm Nazli Fouladi. I'm a clinical psychologist who is genuinely committed to helping you navigate life's challenges through mental well-being and emotional balance. I have a profound passion for delving into the complexities of the human mind and assisting others in their journey towards healing, personal growth, and living their best life. My approach is built on empathy, trust, and a strong belief in each person's capacity for positive change, all within a non-directive therapeutic space. I value a holistic approach to mental health including the mind, body and spirit. In addition to my doctoral studies in clinical psychology, I also have a postgraduate background in lifespan developmental psychology. That’s why I’m particularly aware of the difficulties that may come up during the intricate stages and events of life. For example, going off to college, marriage, parenthood, work-life balance caring for older loved ones, generational events/trauma etc. My academic journey includes a Doctoral and Masters training in clinical psychology from the American School of Professional Psychology which I earned in the year 2009. Before that, I received a Master’s degree in lifespan Developmental Psychology from Johns Hopkins University. I also have a graduate background in the Fine Arts and Biology. I have been a licensed clinical psychologist in the state of Maryland since 2013 and finished my doctoral internship at George Mason Counseling and Psychological Services. Prior to that, I received two years of supervised practicum training at two clinical private practice facilities where I provided assessment, testing and psychotherapy for individuals from various age groups and ethnicities. For example, I have worked with individuals suffering from trauma/ crisis management, depression, general/specific anxiety, Traumatic Brain Injury, various neurological disorders, schizophrenia, phobia, eating, bipolar, body dysmorphic and personality disorders. Besides English, I am also fluent in Farsi.
VirtualAvailable

$150/session

Warm
Open-minded
Solution oriented

Specialties

Peer Relationships
Anxiety
Coping Skills
+10
I am Crystal! I describe myself as warm and welcoming, but also authentic in providing a space for growth and accountability. I provide a space that will enable you to show up as your authentic self and leave evolved. I am here to help support you in your mental health and wellness journey by showing empathy, compassion, and wisdom. I enjoy helping others navigate this thing called life!
VirtualAvailable

$175/session

Open-Minded
Authentic
Direct

Specialties

Peer Relationships
Anxiety
Coping Skills
+19
Hi! I am Alyson Davis, Licensed Marriage and Family Therapist. I am a millennial and military brat that grew up in Northern Virginia. Currently, I reside in Maryland and have licenses in both Maryland and Virginia. I am taking clients in both states via telehealth. For undergrad, I attended the University of Alabama (ROLL TIDE!) and for my graduate education and clinical training I practiced at Valdosta State University. The therapeutic modality I use the most often is Narrative Therapy. Using Narrative Therapy, I help clients change the problem stories in their heads to preferred stories to improve their behaviors, relationships, and life outlook. With this practice, I enjoy using journal prompts, metaphors, and media. I am not a trained Christian therapist, but I do identify as a Christian, and enjoy using all religion and spirituality in my practice, but it is not required. I am LGBTQ-IA+ affirming and believe in honoring and creating space for all identities in session. A personal joy of mine is working with Black clients who are first-timers in therapy to work on destigmatizing mental health and healing the impacts of white supremacy. More specifically, I prioritize supporting Black clients who grew up in predominantly White spaces who did not feel "Black enough." My favorite problem to work with is when someone says "I'm stuck," to help a client not only get moving but move in a healthy direction. In my personal life, I am married, am a mother to a sickle cell warrior son, have a wonderful bonus-daughter and playful Aussiedoodle. That being said, I have an appreciation for working with blended families and exploring dating post-divorce. For self-care I enjoy writing fiction, listening to 90's and 2000s R&B, and watching romcoms. Looking forward to helping your healing journey.
VirtualAvailable

$175/session

Authentic
Solution oriented
Empowering

Specialties

Peer Relationships
Anxiety
Child or Adolescent
+5
I believe therapy should feel like a safe and supportive space where you can be yourself without judgement. As a therapist, I bring warmth, compassion, and careful listening to every session, helping you feel truly heard and understood. My style is both thoughtful and practical-I draw on years of experience and a variety of therapeutic approaches to meet you where you are and guide you toward where you'd like to be. I was raised in Florida then Maryland and have always felt a deep connection to people and nature. Just as time outdoors can bring calm and perspective, I strive to create that same sense of grounding and clarity in our work together. Outside of my practice, family life continues to shape my appreciation for relationships, growth and the challenges that come with change. Clients often describe me as a good listener who helps them discover new ways to cope, grow and move forward with confidence. My goal is simple-to help you feel supported, understood and empowered to create the changes you seek.
VirtualAvailable

$95/session

Warm
Empowering
Solution oriented

Specialties

Peer Relationships
Anxiety
Family Conflict
+8
I have lived a life much like most of my clients. I have experienced hardships and achievements, sadness and joy, and disappointment in myself and in others. For most of my life, I have been lucky enough to somehow “figure it out” on my own. At one point in my life, I made a commitment to myself that no one should have to “figure it out” on their own. We all need to have someone who is committed to helping us out when we are at our most vulnerable.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Maryland. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Maryland from Hagerstown to Ocean City! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Maryland.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Peer Relationships, is filtering therapists in Maryland that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.