Therapists that accept Cash Pay in Maryland

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 6 verified therapists in Maryland who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/15/2026

$175/session

Authentic
Empowering
Solution oriented

Specialties

Learning Disabilities
Anxiety
Depression
+12
Are you someone who is feeling stuck, unsupported, unbalanced, having difficulty with relationships, and/or having trouble navigating a family/work/self-care balance? Are you a parent who struggles to connect with your child or manage your child's challenging behaviors? Are you an adolescent or young adult who is having difficulty with your social life or managing life transitions? If any or all of these are true, or if you are just someone who is seeking some extra support to uncover more joy and satisfaction in your life I am here to help. In our work together, my goal will be to collaborate with you to uncover your true potential and provide guidance to overcome the challenges you are facing, and to unpack and release any roadblocks which have been holding you back from healing and growth. We will work together to better understand and resolve challenges in an environment of support and guidance. I have expertise in using cognitive behavioral and psychodynamic approaches and will use my interpersonal style to help you feel better in your life. Over the past 15+ years, I have worked with children, adolescents, and adults with symptoms of depression, anxiety, low self-esteem, trauma and relationship difficulties. I also work with parents and families to identify and resolve issues within the family and help navigate solutions for behavioral challenges that may be impacting school and home life.
VirtualAvailable

New to Grow

$200/session

Specialties

Learning Disabilities
Coping Skills
Grief
+9
Hello, and welcome. I'm Dr. Natasha Charles-McQueen, a Licensed Clinical Professional Counselor (LCPC) in Maryland. I work with adults, including first responders, healthcare professionals, men, and older adults, who are navigating medical trauma, traumatic loss, grief, chronic stress, major life transitions, and relationship challenges. Whether you're feeling overwhelmed, emotionally exhausted, stuck, disconnected, or simply finding it difficult to move forward, therapy can provide a supportive space to better understand your experiences, develop practical coping strategies, and reconnect with your strengths. I am a National Certified Counselor (NCC), a Certified Clinical Trauma Professional (CCTP), and an ADHD-Certified Clinical Services Provider (ADHD-CCSP). My education in psychology, combined with my clinical experience, allows me to provide evidence-based care tailored to each client's unique needs. My approach is collaborative, compassionate, and grounded in evidence-based care that recognizes the connection among the mind, body, emotions, and behaviors. I believe therapy should be a place where you feel heard, respected, and supported while also being encouraged to grow in ways that align with your values and goals. Outside of my practice, I enjoy designing guided journals, creating art, and writing poetry. I believe creativity encourages reflection, healing, and personal growth, and those values influence the way I approach therapy and my work with clients.
Available

$120/session

Authentic
Humorous
Warm

Specialties

Learning Disabilities
Addiction
Coping Skills
+10
Hello, my name is Catherine DeShetler and I am a LCSW-C. I have been working in the mental health field since 1997. For the last 9 years I have had my own practice. A large percentage of my clients have a history of addiction issues. I worked in an inpatient rehab for 4 years. I have worked in positions ranging for inpatient hospital to community support. My experience has given me an eclectic style. My clients are the experts in their own lives. If you are reaching out for therapy there is something you want to change. I enjoy helping people and watching them grow and find the ability to change what they can and cope with what they can't.
VirtualAvailable

$100/session

Direct
Solution oriented
Intelligent

Specialties

Learning Disabilities
Anger Management
Anxiety
+10
My name is Arega Gera. I always work to strive to create a safe and welcoming environment that allows clients to explore obstacles with concerns related to anxiety, depression, and/or . I focus on helping clients develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life. Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.
VirtualAvailable

$100/session

Authentic
Empowering
Humorous

Specialties

Learning Disabilities
ADHD
Anxiety
+12
Bilingual in English and Spanish. Bilingüe en inglés y español. I am licensed in Florida with 13 years of professional work experience. Soy licenciada en la Florida con 13 años de experiencia como terapeuta profesional. I have experience in helping patients with stress and anxiety, coping with grief and loss, motivation, self-esteem, and confidence, and career difficulties. Tengo vasta experiencia ayudando a mis clientes con sus estresores, ansiedades, con pérdidas de seres queridos u otra índole, motivación, autoestima y autoconfianza, así como cambios o desarrollos de carreras. I work with my patients to create an open and safe environment where thoughts and feelings can be shared without fear of judgment. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support you in that process. Trabajo con mis pacientes para crear un ambiente abierto y seguro en el cual los pensamientos y sentimientos pueden ser compartidos sin temor a ser juzgados. Tomar el primer paso hacia la terapia se puede sentir extraño, pero es el camino a una vida más plena, lo cual requiere valentía. With the application of cognitive behavioral therapy, client-centered, motivational interviewing, and solution-focused brief therapy methods as well as other individual techniques that match your individual needs, we can work towards alleviating how you feel and create insights into your unique situation. Con la aplicación de la terapia cognitiva conductual, centrada en el cliente, técnicas de motivación y con métodos de solventación de problemas, además de estrategias que pueden ser adaptadas a tus necesidades individuales, podemos colaborar para aliviar tus sentimientos y desarrollar diferentes perspectivas hacia tu situación, la cual es única e individual.
VirtualAvailable

$200/session

Warm
Solution oriented
Authentic

Specialties

Learning Disabilities
ADHD
Anger Management
+10
Hello, My core belief is that all people are created equal; therefore, everyone has equal right to leave to their fullest potential. I earned my master’s in social work from University of Maryland, School of Social Work, Baltimore, MD in 2010. I have Licensed Certified Social Worker - Clinical (LCSW-C) in MD, Licensed Independent Clinical Social Worker in DC and Licensed Certified Social Worker (LCSW) in VA. For more than 10 years, I have utilized Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), humanistic, person-center, strength-focused therapy and other psychotherapy Intervention to assess, plan, implement and evaluate individual or family in diverse therapy environment. I am commented to assist people to live life to their fullest potential because we all have one life to live, and we deserve to be in peace with ourselves. I have worked with people in LGBTQ+ community both in individual and couple session. I am WPATH qualify to write gender affirming surgery letter.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Maryland. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Maryland from Hagerstown to Ocean City! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Maryland.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Learning Disabilities, is filtering therapists in Maryland that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.