Therapists that accept Cash Pay in Maryland

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 47 verified therapists in Maryland who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/7/2026

$120/session

Humorous
Warm

Specialties

LGBTQ
Anxiety
Life Transitions
+4
I am a BIPOC therapist who is passionate about creating an affirming, inclusive space where clients from diverse backgrounds feel safe, respected, and supported. For 10+ years, I have worked with individuals in the LGBTQ+ community experiencing depression, anxiety, complex PTSD, and adjustment disorders. During this time I have helped navigate life's challenges while building greater self-understanding, resilience, and well-being.
Available
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$165/session

Warm
Open-minded
Authentic

Specialties

LGBTQ
Anxiety
Depression
+10
Whether you are struggling with life’s daily stressors, setting boundaries with family members or friends, struggling in your marriage or relationship, transitioning to a new career, or just need someone to vent to about it all - I am here to help and listen. It’s amazing what you can accomplish when you have the added support of a dedicated therapist in your corner! My goal is to create an environment where you feel relaxed to let your mind run free. There are no right or wrong thoughts or feelings - no pressure to filter those thoughts! I would love the opportunity to be that therapist supporting and encouraging you to live your best life.
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$100/session

Authentic
Solution oriented
Warm

Specialties

LGBTQ
Anxiety
Depression
+6
I’m a Licensed Clinical Social Worker who works with adolescents and adults navigating anxiety, depression, burnout, and life transitions. I provide a supportive, nonjudgmental space where you can feel comfortable being yourself while also working toward meaningful change. My approach is collaborative and practical. I believe therapy works best when it’s a partnership—I bring clinical insight and tools, and I stay open to your perspective and lived experience. Together, we’ll explore patterns, build coping skills, and find strategies that actually fit your life. I often use cognitive-behavioral and solution-focused approaches to help clients feel less stuck and more in control. Whether you’re overwhelmed, unsure where to start, or ready to make changes, I’ll meet you where you are. I welcome individuals from all backgrounds and identities and strive to create an inclusive space where you feel respected, heard, and supported.
VirtualAvailable
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$175/session

Warm
Authentic
Solution oriented

Specialties

LGBTQ
Anxiety
Insomnia/Sleep Issues
+10
Hello! I’m Carolyn, and I’m here to support you through whatever challenges you may be facing. Life can be overwhelming, and sometimes it helps to talk to someone who’s not part of your inner circle. Whether you're dealing with immediate concerns or looking to dig deeper into longer-term issues, I’m here to help you navigate your path. Personal growth is a journey, and I believe that everyone is a work in progress! In our sessions, you’ll guide the conversation. You’re in charge of what we discuss, and I’m here to provide a safe, non-judgmental space where you can explore those topics. I use an eclectic counseling approach, tailoring my methods to suit your unique needs and concerns. My areas of expertise uniquely combine sleep medicine with mental health. With over 20 years of experience in the Sleep Medicine field and a background in both private practice and inpatient care, I have worked alongside numerous talented physicians and have developed a deep understanding of how physical and psychological health intersect. I specialize in helping individuals improve their sleep with techniques like sleep hygiene and Cognitive Behavioral Therapy for Insomnia (CBT-I).
VirtualAvailable
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$180/session

Warm
Solution oriented
Authentic

Specialties

LGBTQ
Anxiety
Coping Skills
+3
Welcome. My name is Dr. Susan Boyer. If you are reading this, chances are you're dealing with something that has been weighing heavily on you. You're not alone and together we can help you find lasting relief, growth, a sense of well-being and meaningful change. I am a Licensed Psychologist (Ph.D.) with 30+ years experience helping adults understand and change long-standing patterns in their lives and relationships.
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Often rebooked

$150/session

Warm
Solution oriented
Authentic

Specialties

LGBTQ
Health/Medical Issues
Insomnia/Sleep Issues
+10
Dr. Opelt earned his Ph.D. in Counseling Psychology at New Mexico State University after completing his Master’s of Science in Educational Psychology: Community Counseling from the University of Wisconsin - Milwaukee. During his graduate training, he earned certifications in Trauma Counseling and Multicultural Knowledge Basis in Mental Health Practices, and a graduate minor in Integrated Behavioral Health. Dr. Opelt has completed postdoctoral fellowships in research in Rehabilitation Psychology, with an emphasis on Multiple Sclerosis, at Johns Hopkins School of Medicine, and in clinical Rehabilitation and Pain Psychology at MedStar Health National Rehabilitation Hospital. He has focused his clinical work on adults who have concerns about insomnia, cognitive impairment, addiction, LGBT+ concerns, caregiver support, transplants, burn survivors, cancer, musculoskeletal diseases like MS and Parkinson’s disease, and those who have amputations. He is a licensed psychologist in Maryland and Illinois.
VirtualAvailable
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$150/session

Warm
Authentic
Open-minded

Specialties

LGBTQ
Addiction
Anxiety
+10
Hello! I am a Licensed Clinical Social Worker (LCSW) licensed in the state of Florida since 2021. I am also currently licensed in Massachusetts and Colorado. I attended Rivier College for my BA and University of New Hampshire for my MSW. I have worked in multiple settings, including healthcare, hospice , adoption, addiction, and general outpatient mental health and relationships.
VirtualAvailable
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$150/session

Authentic
Solution oriented
Warm

Specialties

LGBTQ
Anxiety
Couples Counseling
+10
Hello I am a Psychotherapist, Licensed Clinical Social Worker licensed in both Florida and Maryland. I have been practicing in the Mental Health Field for 25 years. I offer couples, individual, marital and family counseling. I most commonly treat the following conditions: military and veteran related stress, service connected or millitary retirement transitions, grief, anxiety, depression, life transitions, trauma, PTSD, emotional abuse, narcisstic abuse recovery, betrayal trauma and stress associated with relationship issues and infidelity, couples, pre-marital and family issues. I specialize in working with the Military and Veteran population and their families for over 24 years. I am a trained and certified as a Star Behavioral Health Provider for Military and Veterans.
VirtualAvailable
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$150/session

Warm
Solution oriented
Authentic

Specialties

LGBTQ
Anxiety
Bipolar Disorder
+10
For information about my practice and scheduling please visit www.atspsychotherapy.com I am a bilingual (English/Español) psychotherapist with extensive experience treating bipolar disorder, depression, anxiety and other mood disorders. I earned my master’s in Clinical Mental Health Counseling from Johns Hopkins University and work as a Psychiatric Therapist at The Johns Hopkins Hospital. In my private practice, I help clients build stability, strengthen relationships, and develop tools to manage mood, stress, and life transitions.
VirtualAvailable
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$120/session

Authentic
Solution oriented

Specialties

LGBTQ
Addiction
Anxiety
+10
With 26 years of experience in the mental health field, my background spans a wide array of treatment settings and diverse populations. My journey began in wilderness programming for adolescents, witnessing how nature and challenge foster powerful change. I then transitioned to residential programs for at-risk youth—including those with severe behavioral challenges and adolescent sexual offenders—and provided substance use treatment for youth and adults in detention facilities. Since 2016, I have focused heavily on the intersection of mental health and addiction, treating them as deeply interconnected. Today, I specialize in treating all types of addiction, depression, anxiety, PTSD, and certain personality disorders. My passion lies in helping adolescents (ages 14–18) and adults navigate their struggles with honesty, support, and practical solutions. Taking an eclectic approach, I incorporate Person-Centered Therapy, Solution-Focused Therapy, CBT, DBT, and Mindfulness into my practice. I also integrate creative modalities like sand tray and art therapy, knowing healing doesn’t always happen through words alone. Over my career, I have run numerous therapy groups and worked with a broad range of individuals, including LGBTQ+ and deaf clients. Academically, I earned my bachelor’s in Psychology and Sociology from Frostburg State University (2000) and my Master of Social Work from Salisbury University (2011), obtaining my LGSW in 2011 and my LCSW-C in 2014. At my core, I believe a fulfilling life requires balancing and nurturing the body, mind, and soul. My therapeutic approach is straightforward, genuine, and transparent: I don’t sugarcoat things, and what you see is what you get. I entered this field with a singular, clear purpose—to help people—and that remains my exact intention every day.
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New to Grow

$135/session

Authentic
Intelligent

Specialties

LGBTQ
Anxiety
Depression
+5
Hello, my name is Ceyonna Lewis and I am a LPC and board approved supervisor in Virginia and a LCPC in Maryland who supports teenagers and adults through overwhelming feelings caused by daily life stressors, substance use and addiction, and their transition to and through parenthood. During our time together, we will explore your experiences, identify stressors, and build meaningful and effective tools that promote healing, stability, and emotional resilience.
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$200/session

Authentic
Warm
Open-minded

Specialties

LGBTQ
Anxiety
Life Transitions
+9
NEW!! I JUST OPENED SOME MONDAY AFTERNOON APPOINTMENTS FOR THIS FALL. Regular appointments are available Tuesday, Wednesday and Thursday afternoons and evenings. Welcome! I’m an LCSW-C practicing in Maryland, and I earned my MSW from the University of Maryland School of Social Work in Baltimore. With almost 40 years of experience in mental health settings, I bring a warm, thoughtful, and grounded approach to helping people better understand what they need and where to begin. Having worked in mental health across several decades, I’ve seen the field become both richer and more complex. There are now many more kinds of therapists, areas of specialization, and approaches to care than most clients know how to sort through on their own. I’m especially helpful for people who have struggled to find the right therapist fit. Many come in feeling overwhelmed, discouraged by past starts and stops, or unsure why therapy has not felt as helpful as they hoped. One of my strengths is listening carefully, noticing patterns, and helping people clarify what kind of support may fit them best. For some, that may mean continuing therapy with me. For others, it may mean leaving with more clarity about what kind of therapist, style, or approach they may want to look for. I offer virtual therapy throughout Maryland and make evening appointments available because I know many people need options that are both convenient and accessible.
VirtualAvailable
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$195/session

Authentic
Direct
Empowering

Specialties

LGBTQ
Sex Therapy
Trauma and PTSD
+10
Hello! I’m Nina, a Licensed Clinical Therapist who has been working in trauma intervention for 17+ years. Before becoming a therapist, I worked as a rape crisis counselor, a trauma-healing self-defense instructor, and trauma-informed care consultant for non-profits. I approach therapy using multiple modalities. I believe in the mind-body connection and integrate mindfulness and body-based interventions where needed, including a focus on the physiology of stress and emotions. I use a wholistic approach to therapy, exploring all your identities, ambivalences, and values, and believe that understanding your upbringing and cultures are critical to how you cope and relate to the world and yourself in it.
VirtualAvailable
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$100/session

Warm
Empowering
Authentic

Specialties

LGBTQ
Anger Management
Anxiety
+8
Hello, My name is Tierra Evans. I am a Licensed Clinical Social Work Supervisor and Mental Health Clinician. I have been a licensed Social Worker for nine years and counting. I am a Texas native and have traveled extensively. I received my Master’s degree in Social Work from the University of Texas at Arlington. I specialize in Cognitive Behavioral Therapy (CBT), strengths-based therapy, Dialectical Behavior Therapy (DBT), and other therapeutic modalities. My passion is to nurture and cultivate positive energy and high vibrations throughout my life journey. Services are provided within a short-term, goal-oriented framework. Treatment typically consists of 6–8 sessions. Progress is formally reviewed around session six, at which point the client and therapist mutually determine whether to conclude services, extend treatment for an additional time-limited phase, or pursue other appropriate options.
VirtualAvailable
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$140/session

Empowering
Warm
Authentic

Specialties

LGBTQ
Anxiety
Coping Skills
+7
I have provided counseling & therapy to children, adolescents, and adults in various settings including schools, group homes, residential treatment facilities, in-office, in-home and virtually. I earned my B.A. in Psychology from The College of Wooster in 2001. In 2003, after working for 2 years at a non-profit in Washington, DC, I joined the staff of HB Woodlawn Secondary Program, in Arlington, VA, as a counseling assistant and college counselor for students in 6th – 12th grade. In 2006, I moved to Philadelphia, PA, and earned my M.A. in Counseling Psychology & School Counseling from Rosemont College in 2009. During my two practicum experiences, I worked primarily with children and adolescents with a variety of behavioral and mental health issues. I was a guidance counselor at Jack M. Barrack Hebrew Academy, where I provided counseling for students struggling with depression, anxiety, and school or family issues. I was also a therapist at St. Francis St. Joseph Homes for Children, where I provided group, family and individual counseling for homeless or displaced boys who often needed support for trauma and grief. Since 2009, I have provided therapy in both a Residential Treatment Facility (RTF) in Portsmouth, VA, and as an independent counselor providing in-office and in-home services in San Antonio, TX and Gambrills, MD. At the RTF, I was a co-leader of the Young Women’s Center, which specialized in intensive care for girls aged 12-18 who required treatment for mood disorders, depression, trauma, anxiety & PTSD. Independently, I've worked virtually with children, adults, blended families, as well as military families & veterans.
VirtualAvailable
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$200/session

Warm
Authentic
Empowering

Specialties

LGBTQ
Anxiety
Depression
+6
Hello! I am so glad that you are here. I have over 13 years of clinical work experience and experience working with a variety of populations. After completing an undergraduate degree in Social Work, I completed my Masters of Social Work at the University of Maryland School of Social Work in 2013. I have also completed a post graduate certificate in Childhood trauma. At this time, my primary practice areas are anxiety disorders, college students, young professionals, family of origin issues, adult children of alcoholics, parents of neurodivergent children, parenting small children, depression, phase of life and relationship issues, women’s issues, perinatal mental health and LGBTQ issues. I work with individuals of all genders over the age of 16. However, I am most passionate about working with women and the LGBTQ population. ***If you can not find a time that works with your schedule, please reach out to me, as I may have more availability than shown.*** NOTE: I prefer to schedule a consultation prior to the intake, in order to determine whether we are a good fit for each other. Occasionally, there are situations in which it is determined during the intake that we are not the right fit.
VirtualAvailable
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New to Grow

$120/session

Specialties

LGBTQ
Anxiety
Coping Skills
+10
Welcome! My name is Alexis Tchuise, and I’m a Licensed Clinical Professional Counselor with 10 years of experience. I specialize in helping clients overcome depression and anxiety and improve their self-care to become the best version of themselves. My goal is to create a warm, safe, and nonjudgmental space for you to explore your concerns and to develop coping strategies to overcome your challenges. We will identify your goals for treatment and work collaboratively to create a plan to achieve them. When you’re ready to start this brave journey, I’m here and ready to help you! I look forward to getting to know you during our first session and beyond.
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$130/session

Empowering
Warm
Direct

Specialties

LGBTQ
Family Conflict
Life Transitions
+10
Hello, I’m glad you’re here. My name is Alice (XiaoRan) Zhao. As an Asian woman and a mother of two young children, I bring both lived experience and professional understanding to my work with mothers, trauma survivors, and BIPOC individuals. I understand the emotional weight of carrying multiple roles while navigating cultural expectations, systemic barriers, and personal healing. I specialize in supporting mothers and BIPOC clients who have experienced trauma, chronic stress, or discrimination. These experiences can leave lasting impacts, including intrusive thoughts, emotional overwhelm, feelings of guilt or shame, and physical responses that may feel hard to control. You do not have to carry this alone. I provide a safe, culturally responsive, and compassionate space where your experiences are honored and understood through various therapeutic approaches. Trauma is not always easy to put into words. Memories may feel fragmented or difficult to access, and talking about them in detail can feel overwhelming. In therapy, I use Brainspotting to help process traumatic and stressful experiences in a gentle and effective way, allowing healing to happen without requiring you to relive every detail. For mothers, especially BIPOC and immigrant mothers, there can be added layers of pressure, identity shifts, and isolation. Whether you are balancing caregiving, navigating intergenerational expectations, or adjusting to life in a new culture, I understand the unique challenges you face. As a counselor, I am deeply committed to empowering you, honoring your resilience, and supporting your journey toward healing, balance, and hope.
VirtualAvailable
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$90/session

Authentic
Holistic
Intelligent

Specialties

LGBTQ
Coping Skills
Older Adults
+10
I am a licensed clinical social worker in the DMV area. I am a trauma-informed therapist, trained in several modalities including grief therapy, cognitive behavioral therapy, eye movement desensitization reprocessing (EMDR), solution-focused-brief-treatment, and mindfulness. With a background in crisis intervention, aging, supporting caregivers and adults with disabilities, my therapeutic approach is always comprehensive and person-centered. I believe clients are the experts in their experiences and therapy can be a supportive space for Clients to learn about themselves, process, and find healing.
VirtualAvailable
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$150/session

Warm
Solution oriented
Authentic

Specialties

LGBTQ
Depression
Mood Disorders
+9
I have over 15 years of experience helping to improve the lives of my clients through compassionate, client-focused care. I specialize in anxiety, depression, PTSD, relationship issues, stress management, grief, and chronic illness, among other mental health and substance use issues. I utilize various evidence-based techniques, including, but not limited to, Acceptance and Commitment Therapy (ACT), Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), solution-focused therapy, and mindfulness-based approaches, to empower my clients on their journey.
VirtualAvailable
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$110/session

Authentic
Warm
Empowering

Specialties

LGBTQ
First Responders/Healthcare Workers
Men's Issues
+4
Hello, My name Is Reginald Burgess. I am a Licensed Clinical Professional Counselor. My specialty of interest is providing brief, short term counseling services to individuals seeking counseling to address anger issues, self esteem issues, and depression. I utilize many therapeutic techniques including Cognitive Behavioral Therapy, Solutions Focused Therapy, Rational Emotive Therapy, Client-Centered Therapy and Motivational Interviewing. I hope you will consider me as someone who can assist you in addressing the issues and concerns you are struggling with. I have experience working with people from all different backgrounds. My primary focus is working with men who are having difficulty with expressing and processing negative thoughts and feelings. I have a particular interest in working with first responders and members of the military. I am motivated to join anyone who is motivated to take on life's challenges to become a better version of themselves! I am ready to take this journey with you!
VirtualAvailable
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$150/session

Authentic
Direct
Empowering

Specialties

LGBTQ
Military/Veterans
Spirituality
+10
I am a Marine Corps Veteran, Army wife, a mother, and a former educator. I want to make it clear that I may not be the right therapist for everyone, and neither do I strive to be. I focus on finding solutions that work for you. I am not a "how do you feel about that" therapist. I am a reality therapist who can provide long-term help for various mental health issues. I am a faith-based therapist who believes in God, but ultimately, my passion lies in helping people, regardless of their beliefs. I am dedicated to helping others reach their full potential, regardless of their beliefs. I am a former school therapist, and for the last 6 years, I've been working with adults (basically, after my cohort of students graduated, about 60% wanted to keep me as a therapist, and I started working with both teens and adults). I am the therapist who will be invested in your change; I will not always agree with you, I will challenge you, I will always be honest with you, and I will always have your best interest at heart. Your change is my priority!
VirtualAvailable
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$125/session

Warm
Authentic
Humorous

Specialties

LGBTQ
Racism
Trauma and PTSD
+10
Hello! I am a holistic & eclectic therapist with specialized training in mindfulness, hypnotherapy, trauma, depression, anxiety, women's studies, yoga & deep nature connection. Authenticity, compassion & connection are the pillars of my practice. I consider myself down to earth, egalitarian, empowering and sensitive to issues of diversity and neurodivergence. I've done deep inner work on myself, as a trauma survivor - so I know what it's like to be the person receiving therapy. I have lived in both urban & rural areas & worked in a variety of settings: residential, public mental health clinics, school based therapies, holistic practices & in private practice. I bring a spirit of joyfulness, laughter & calmness to sessions, & invite those I am honored & privileged to serve into a deeper love of their intrinsic amazing one of a kind self! I will walk with you through the difficult, gritty and frightening places you may need to metabolize/unpack & will also uplift and celebrate your strengths, growth & resilience. All things are possible with Love, Respect & Wisdom!!!
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New to Grow

$150/session

Authentic
Open-minded

Specialties

LGBTQ
Foster Care/Adoption
Life Transitions
+10
Something brought you here. Maybe you’re feeling overwhelmed, stressed, or run down. Maybe you’re navigating a life transition, or feeling stuck and disconnected, just going through the motions. Whatever it is, you don't have to figure it out on your own. I'm a Licensed Clinical Social Worker with almost 20 years of experience providing individual and family therapy, clinical supervision, and consultation. I'm also a Board Certified Telehealth Professional, Level I, and a Board-Approved Supervisor. I specialize in complex trauma, attachment, loss and grief, and adoption. You’re the expert on your own life and there’s no one right way to therapy. We’ll move at a pace that feels right for you, focusing on what matters most to you… whether that’s deeper understanding, healing, greater confidence, or a space to breathe and just be. You tell me where you’d like to go, and I'll help you navigate the road ahead. Outside of work, I enjoy traveling, a good cup of coffee, and hiking with my one-eyed rescue dog, Copper.
VirtualAvailable
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$135/session

Solution oriented
Direct
Empowering

Specialties

LGBTQ
Anxiety
Depression
+8
I am a psychotherapist who works with a diverse population of people. My goal is to collaborate with individuals to assist them in achieving their therapy goal(S). My treatment modalities are cognitive behavioral therapy, dialectical behavioral therapy, mindfulness-based therapy, and Ericksonian hypnotherapy approaches. Although I used these modalities, I do not use a one size fits all approach. I am a think-out-of-the-box clinician that will often challenge clients to try approaches that may be out of their comfort zone. Some examples of my experience include working with individual clients on developing skills in coping with mental health conditions/diagnosis, life stress, finding balance, and improving self-esteem. Although I use these approaches, my clients tell me it feels like we are having a conversation as opposed to feeling like they are in a therapy session. I have a specialization in working with Veterans, LGBTQI, men, and people of color populations. However, I work with all people who are seeking mental health services. I am licensed in DC (LICSW), VA (LCSW), MD (LCSW-C), and PA (LCSW). I have BS in Human Ecology, BA in Humanities from The Ohio State University, MSW from San Jose State University and Post Masters fellowship in mental health from Stanford University.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Maryland. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Maryland from Hagerstown to Ocean City! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Maryland.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, LGBTQ, is filtering therapists in Maryland that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.