Therapists that accept Cash Pay in Maryland

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 12 verified therapists in Maryland who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/7/2026

$185/session

Empowering
Warm
Authentic

Specialties

Foster Care/Adoption
Fertility & Reproduction Issues
Postpartum
+9
Hi! I'm a Licensed Clinical Social Worker (LCSW) and provide virtual counseling services to those residing in FL, MD, MI, and VA. I received my Masters from the University of Michigan and have been practicing for 15 years. I specialize in women-specific counseling, addressing the unique challenges that women face, including issues related to self-esteem, confidence, fertility, pregnancy and postpartum concerns, anxiety, grief, stress and life transitions. I also specialize in working with women and families with a connection to adoption.
VirtualAvailable

Often rebooked

$120/session

Warm
Open-minded
Solution oriented

Specialties

Foster Care/Adoption
ADHD
Crisis Intervention
+8
I’m a Christian, foster and adoptive mom, and part of a beautiful, blended family, which gives me a personal understanding of the joys and challenges families face. I’m passionate about supporting individuals, couples, and children through life’s transitions and struggles, helping them grow, heal, and find balance. With experience in faith-informed counseling, Cognitive Behavioral Therapy (CBT), Somatic Therapy, and couples work, I meet clients where they are providing guidance, support, and practical tools tailored to their unique journey.
VirtualAvailable

$150/session

Warm
Authentic
Open-minded

Specialties

Foster Care/Adoption
Addiction
Anxiety
+10
Hello! I am a Licensed Clinical Social Worker (LCSW) licensed in the state of Florida since 2021. I am also currently licensed in Massachusetts and Colorado. I attended Rivier College for my BA and University of New Hampshire for my MSW. I have worked in multiple settings, including healthcare, hospice , adoption, addiction, and general outpatient mental health and relationships.
VirtualAvailable

$150/session

Warm
Empowering
Authentic

Specialties

Foster Care/Adoption
Anxiety
Coping Skills
+7
Welcome to New Hope For This Season Counseling LLC! My name is June Faith Dickerson and I am the founder and owner of New Hope For This Season Counseling LLC. This counseling practice was created to provide hope, encouragement, and emotional wellness while meeting the needs of clients with a heart full of compassion and empathy. I began my career in the Maryland area in 2019 working with individuals and families in crisis. I always had a heart to help people and spent many years volunteering at schools and youth detention centers which birthed into my passion to begin my counseling educational journey. To receive the credentialing, I obtained my bachelors in Criminal Justice with a minor in Sociology and my master's in Clinical Mental Health.
VirtualAvailable

New to Grow

$150/session

Authentic
Open-minded

Specialties

Foster Care/Adoption
Life Transitions
Trauma and PTSD
+10
Something brought you here. Maybe you’re feeling overwhelmed, stressed, or run down. Maybe you’re navigating a life transition, or feeling stuck and disconnected, just going through the motions. Whatever it is, you don't have to figure it out on your own. I'm a Licensed Clinical Social Worker with almost 20 years of experience providing individual and family therapy, clinical supervision, and consultation. I'm also a Board Certified Telehealth Professional, Level I, and a Board-Approved Supervisor. I specialize in complex trauma, attachment, loss and grief, and adoption. You’re the expert on your own life and there’s no one right way to therapy. We’ll move at a pace that feels right for you, focusing on what matters most to you… whether that’s deeper understanding, healing, greater confidence, or a space to breathe and just be. You tell me where you’d like to go, and I'll help you navigate the road ahead. Outside of work, I enjoy traveling, a good cup of coffee, and hiking with my one-eyed rescue dog, Copper.
VirtualAvailable

$165/session

Warm
Open-minded
Empowering

Specialties

Foster Care/Adoption
Anxiety
Coping Skills
+2
I am a licensed mental health professional who shows up with compassion, honesty, and real support. I work with adolescents and women who are trying to figure things out, get through tough moments, or simply feel more like themselves again. For teens, I help navigate the pressure, emotions, and challenges that come with growing up and finding your place. For women, I offer a space to work through life’s ups and downs—whether that’s stress, relationships, burnout, or just feeling overwhelmed. Life doesn’t come with a manual, and you don’t have to handle it all on your own. I understand how much mental health can affect your day-to-day life, and I believe change is possible when you have the right support. My approach is real, supportive, and tailored to you. When you work with me, you can expect a safe, judgment-free space where you feel heard and respected. Together, we’ll focus on improving your mood, building confidence and self-awareness, strengthening coping skills, and helping you feel more in control and connected in your life.
VirtualAvailable

$130/session

Empowering
Warm
Solution oriented

Specialties

Foster Care/Adoption
Anxiety
Depression
+8
I am a Licensed Clinical Social Worker/Therapist who is dedicated and committed to transforming lives by instilling hope in my clients and empowering them to maintain psychological well-being in the face of adversity. I am passionate about meeting the emotional and mental health needs of my clients. I have a genuine interest in making a meaningful impact on individual's lives, by supporting them through emotional challenges and personal growth. I enjoy being a positive force in someone’s life by providing guidance and support.
VirtualAvailable

$120/session

Authentic
Solution oriented
Warm

Specialties

Foster Care/Adoption
Anxiety
Coping Skills
+10
Hello! I’m a Licensed Clinical Social Worker (LCSW) with over 20 years of experience supporting children, teens, adults, and families through life’s challenges. I believe everyone deserves a safe, supportive space where they feel heard, understood, and empowered to grow. My approach is compassionate, collaborative, and practical. Together, we’ll build on your strengths, develop effective coping strategies, and work toward the goals that matter most to you. Whether you’re facing a major life change or simply feeling stuck, I’m here to walk alongside you on your journey toward healing and lasting growth.
Available

$120/session

Authentic
Solution oriented
Empowering

Specialties

Foster Care/Adoption
ADHD
Anxiety
+10
Hi! I'm a Licensed Clinical Social Worker based in Texas. I received my Masters from the Howard University and have been practicing for 5 years. I help people realize the underlying reasons to their stressful factors and lay out a personalized plan towards the goals they would like achieve. Therapy itself can sometimes feel overwhelming, but I am fully engaged with you through your journey.
VirtualAvailable

$175/session

Open-minded
Solution oriented
Intelligent

Specialties

Foster Care/Adoption
ADHD
Anxiety
+10
Hi, I’m Karlye, a therapist who works with adolescents and adults navigating ADHD, anxiety, personality disorders, and major life transitions. I specialize in supporting young people ages 15 to 65 who are learning to manage intense emotions, focus challenges, and relationship struggles. My approach is warm, collaborative, and judgment-free, creating a space where you can show up exactly as you are. Together, we’ll build emotional awareness, practical coping tools, and confidence so you can feel more capable, connected, and at ease in your daily life.
VirtualAvailable

$120/session

Authentic
Direct
Holistic

Specialties

Foster Care/Adoption
Anxiety
Crisis Intervention
+9
I earned my Master of Social Work focused on working clinically with families and children at the University of Maryland, Baltimore. I am a Licensed Certified Social Worker- Clinical (LCSW-C) currently practicing in the State of Maryland. I have 16 years of experience helping to work with children and adults to decrease feelings of anxiety and depression, develop healthier patterns of thinking, and to process past experiences that are causing current challenges and distress. As the therapist I will use a person-centered approach to assist clients in developing a therapeutic partnership. This therapeutic partnership allows clients to actively engage in change therapeutically.
Available

$100/session

Authentic
Solution oriented
Empowering

Specialties

Foster Care/Adoption
Anxiety
Depression
+9
Hi! I'm a Licensed Certified Social Work Clinician (LCSW-C) based in Maryland. I received my Masters from the University of Maryland and have been practicing for 16 years. I help adolescents, adults, families and couples managing emotional discourse and distress impacting their ability to function at their highest healthiest potential. I am also certified as a certified clinical trauma practitioner with expertise in various treatment modalities such as CPT, CBT, EMDR, and ACT therapies.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Maryland. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Maryland from Hagerstown to Ocean City! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Maryland.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Foster Care/Adoption, is filtering therapists in Maryland that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.