Therapists that accept Cash Pay in Maryland

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 50 verified therapists in Maryland who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/16/2025

Adam Hutton

Adam Hutton, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
13 years of experience
Virtual
Hi there; I look forward to meeting you! I'm a Licensed Clinical Social Worker in the State of Florida. I have been practicing as a therapist for 13 years and would be honored to work with you to identify where you are stuck and find a path to help you feel better soon. My style is warm, genuine, non-assuming, and collaborative. I truly listen without judgement and provide concrete tools designed to help you thrive, not just survive.

Lauren Pantoulis

(she/her)

Lauren Pantoulis, LPC - Maryland Therapist at Grow Therapy
$130/session
LPC
13 years of experience
Virtual
If you are looking for a therapist who will spend time figuring out your personal needs- whether that is how we work together or what specific mode of treatment works best for you- I believe that I may be a good fit for you. I have spent my years as a therapist both keeping abreast of all of the most up-to-date approaches to care, but more importantly, I continue to challenge myself as an individual to consider the needs of the people and world around me so that I may offer the best treatment possible. Mental healthcare is my passion, and I pride myself on not only providing a high quality of care, but also being a therapist that my clients can look to expect a close and collaborative relationship. Therapy can be challenging, but it also can be a time to enjoy being able to focus on you alone in a warm and supportive environment.

Josh Kay

(he/him)

Josh Kay, LCSW-C - Maryland Therapist at Grow Therapy
$110/session
LCSW-C
20 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker with over 20 years experience in the mental health field. I received my Master's from the University of Illinois at Chicago. I have spent my career helping individuals and families with trauma, child abuse, substance abuse, and domestic violence, but you are the expert on your own life. I offer individual therapy via telehealth for individuals in Illinois and Maryland. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support & empower you in that journey.

Katherine Roth

(She/Her)

Katherine Roth, LCSW-C - Maryland Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW-C
15 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker (LCSW) and provide virtual counseling services to those residing in FL, MD, MI, and VA. I received my Masters from the University of Michigan and have been practicing for 15 years. I specialize in women-specific counseling, addressing the unique challenges that women face, including issues related to self-esteem, confidence, fertility, pregnancy and postpartum concerns, anxiety, grief, stress and life transitions. I also specialize in working with women and families with a connection to adoption.

Tracy Loppatto

(she/her)

Tracy Loppatto, LPC - Maryland Therapist at Grow Therapy

Frequently rebooked

$85/session
LPC
10 years of experience
Virtual
Life can be challenging and stressful at times. Tracy’s goal is to assist individuals in a journey of self-understanding and healing. Tracy’s therapeutic approach is supportive, collaborative, and integrative. She has experience working with individuals from diverse backgrounds who are suffering from many different challenges including, but not limited to, depression, anxiety, substance abuse, trauma, and psychotic disorders. Tracy understands that no single approach is the right one for everyone. Her approach is person centered, using a range of modalities including Dialectical Behavior Therapy, Cognitive Behavioral Therapy, Rational Emotive Behavior Therapy, Wellness Recovery Action Plan, and Play Therapy. Tracy is invested in continuing her training and expanding her knowledge base in order to provide her clients with the most up to date and effective treatment. Tracy’s educational background includes a Master’s Degree in Counseling from McDaniel College and an undergraduate degree in Psychology from the University of Maryland University College. She has held positions in a residential addiction treatment facility, an inpatient hospital setting, an elementary school and a partial hospitalization program. Working in a variety of settings has provided her with a broad range of experience working with various diagnoses and backgrounds. In Tracy’s free time she enjoys spending time with her family, riding her horse and being outdoors.

Matthew Ewen

Matthew Ewen, LCSW-C - Maryland Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW-C
10 years of experience
Virtual
With all of the challenges that life can throw at us, it is easy to feel overwhelmed or helpless. Life satisfaction and happiness might seem like distant goals with no clear path forward to reach them. You may find that you are spending more and more time stuck in your own head, perseverating on your struggles and acting as your own harshest critic. To me, therapy rooted in compassion and empathy can be a fantastic tool for navigating these challenges and discovering meaning and self-empowerment. Having begun my career at a community mental health clinic, I have experience working with a diverse population of adult clients from many socioeconomic, racial, and cultural backgrounds and with a variety of presenting concerns and challenges. I specialize in treatment for anxiety, depression, and trauma as well as struggles with substance use and always adapt my therapeutic techniques to the individual needs of my clients. My philosophy is that therapy is a partnership between client and therapist to help foster healthy coping skills, personal growth, self-compassion, and understanding of oneself.

Liz Tannenbaum

(she/her)

Liz Tannenbaum, LCSW-C - Maryland Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW-C
20 years of experience
Virtual
I am a therapist with over 15 years of experience in the mental health field. I was trained and worked in New York City and currently reside in Baltimore, Maryland. I have experience working with adolescents and adults and specialize in addressing depression, anxiety, relational stressors and trauma. I offer confidential telehealth sessions to adults and adolescents seeking individual therapy. I keep typical business hours (9-5 M-F).

Betsy Blum

Betsy Blum, LPC - Maryland Therapist at Grow Therapy
$150/session
LPC
30 years of experience
Virtual
Hi! I am a Licensed Clinical Professional Counselor based in Maryland I provide teletherapy services to clients in North Carolina and Vermont, and Maryland. I received my master's degree in counseling psychology from Antioch New England Graduate School, New Hampshire in 1992 and My Bachelors in Transpersonal Psychology from Burlington College, Vermont, 1987. I do IFS, EMDR, and Somatic work to help clients find lasting and transformative changes in their lives. I incorporate Spirituality into my work. I teach mindfulness and The Law of Attraction, and creative visualization. I am a CPTSD survivor, and I have used these therapies personally to find lasting peace and joy. I enjoy providing compassionate, supportive therapy, and deep insight orientated, transformative therapy. I enjoy helping clients reduce stress, heal codependency, and heal trauma, depression, and grief. I teach clients to find their inner confidence, and courage, to set boundaries with others and stop "people pleasing". I teach clients to Love themselves and communicate clearly and compassionately with others. I help clients to get to the root of their problems, learn to regulate their emotions, and find peace in the midst of worry and distress. I help clients learn to set boundaries in healthy relationships and to leave abusive relationships.

Lauren McCauley

(she/her)

Lauren McCauley, LPC - Maryland Therapist at Grow Therapy

Frequently rebooked

$125/session
LPC
8 years of experience
Virtual
In 2016, I graduated with a Masters Degree in Professional Counseling. I am a Licensed Professional Counselor (LPC) and Licensed Substance Abuse Treatment Practitioner (LSATP) in the state of Virginia. Previously, I have provided both individual and group therapy for non-profit agencies as well as worked as a crisis therapist. I am here to help you live the life you deserve. I am LGBTQ+ affirming and welcome all people to my practice. I specialize in treating anxiety, depression, addiction, and stress management.

Jason Schiren

(he/him)

Jason Schiren, LPC - Maryland Therapist at Grow Therapy
$125/session
LPC
5 years of experience
Virtual
Jason has experience working with males with a variety of presenting concerns, such as substance use, depression, anxiety, relationship issues, parenting, and trauma. Jason earned his Master’s degree in Clinical Mental Health Counseling from Johns Hopkins University in 2020. He gives a lot of feedback--not-like what you see in the movies. He’s a dog-person and mixes-up how he takes his coffee--but it's usually an Americano.

Anne Wilson

Anne Wilson, LCSW-C - Maryland Therapist at Grow Therapy
$110/session
LCSW-C
4 years of experience
Virtual
Even though you may be struggling with something right now, you can choose to: see it in a new way... feel differently about it... be open to change... and ultimately, transform. Everything you need is already within you. My role is to help you access it, and use it. I bring curiosity, empathy, and evidence-based therapies -- usually leading with mind-body approaches (e.g., EFT tapping, energy work, breathwork, meditation, mindfulness) and the principles of ACT (acceptance and commitment therapy) and IFS (internal family systems therapy) and spiraling out from there as your story leads us. You bring openness, willingness to practice, and neuroplasticity, and you can change -- literally re-wire -- your brain. When you do, you'll be amazed at the cascade of positive changes this creates... not only within you, but all around you in your life. I'm a licensed mental health professional (LCSW-C) in Maryland and have experience as a social worker and therapist working with children and adults of all ages and backgrounds, providing individual and family therapy in a variety of settings (community mental health agency, schools, inpatient and outpatient healthcare). I learn something valuable from each client with whom I'm privileged to work, and deeply appreciate the insights I gain through our work together. It is hard to be vulnerable in therapy. And while I don't yet know your story, I do know that if you are considering therapy, you are already doing the hard work of introspection. It takes courage to seek out more for yourself. You already have my respect and my empathy, and I would love to be part of your journey of healing and discovery.

Joyce Galanti

(she/her)

Joyce Galanti, LPC - Maryland Therapist at Grow Therapy
$160/session
LPC
25 years of experience
Virtual
Hello, My name is Joyce, Do you feel pulled in a million directions, unable to fit it all in? Are you struggling to keep up with your relationships, work and health? Is it hard to be kind to yourself? When LIFE HAPPENS sometimes you need help from a professional to get back on track. I also help individuals with life difficulties including anxiety, stress, depression, mood disorders, life choices, life changes, and things that can be overwhelming. Together, we can identify what's not working and what is working and get you back to balance. We'll use a holistic reality-based approach, addressing the needs of your mind, body and spirit. Seeking therapy can feel scary but you're making the right choice. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the hang-ups, habits or unhealthy thoughts/behaviors that are holding you back. Let's work together!

Diane Younkins

(she/her)

Diane Younkins, LPC - Maryland Therapist at Grow Therapy
$125/session
LPC
12 years of experience
Virtual
Are you looking to grow in wisdom and compassion? For yourself? Your situation? Others? Diane Younkins provides support for adults who feel stuck or are in transition and want to develop in wisdom and maturity, love and compassion. Using mindfulness insight and other techniques, she encourages authentic living with awareness, gentleness, humor, creativity and courage. As a trained pastoral counselor, she encourages clients to bring the strength of their faith and belief systems into the mix as part of their healing work. Diane is trained in EMDR, Brainspotting, Counting and Mindfulness to help people heal from trauma.

Matt Loveland

Matt Loveland, LCSW-C - Maryland Therapist at Grow Therapy
$100/session
LCSW-C
25 years of experience
Virtual
I am a Licensed Clinical Social Worker (LCSW) and I love the outdoors and most anything to do with water. I have 25+ years of experience helping people as a clinical social worker. My practice has been primarily geared toward adults, but I also have extensive experience with youth ages 12-17. In recent years, my clientele has gravitated to men's issues.

Shannon Love

(she/her)

Shannon Love, LPC - Maryland Therapist at Grow Therapy
$50/session
LPC
11 years of experience
Virtual
Hi! I'm a Licensed Professional Counselor in Pennsylvania and a Licenced Clinical Professional Counselor in Maryland. I got my MS in Mental Health Counseling from Walden University. I've been practicing in Maryland for 10 years and in Pennsylvania for the last two. I help people struggling with all kinds of long and short term stressors access their strengths to improve their lives and decrease their suffering.

John L. Driessnack

John L. Driessnack, LCSW-C - Maryland Therapist at Grow Therapy
$120/session
LCSW-C
7 years of experience
Virtual
Greetings, my name is John Luke. I am a licensed clinical social worker and specialize in helping people to effectively manage anxiety, depression, and other mental health concerns using cognitive behavioral techniques. I have worked with a range of populations, nearly all ages, and also have experience with addiction treatment and life-coaching. I work with people to develop insight into the source of their problems, how their core beliefs about the world might be hindering their progress, and focus on their natural strengths to overcome those barriers with practical skills that generate sustainable change. Some of my other specialties include short-term, solution-focused therapy; cognitive behavioral therapy techniques; psychodynamic approaches; and marital counseling. Some of the problems I am particularly keen on solving with my clients include issues with self-image and confidence; dating and relationships; boundary-setting and assertive communication; as well as general anxiety management; and learning to identify and productively resolve emotional unrest. I am also very experienced in cognitive restructuring, which is just a fancy way of saying helping to change the way a person thinks about the world and their place in it. I also enjoy aiding people in goal setting and identification, meaning-making, and navigating family conflicts. If you feel any of this could be helpful or useful to you, please do not hesitate to reach out! (Note: I do work with couples, but only on a cash-pay basis. Also, I only work with ages 18+)

Julie Stukey

(she/her)

Julie Stukey, LCSW-C - Maryland Therapist at Grow Therapy
$180/session
LCSW-C
5 years of experience
Virtual
I aim to work supportively and collaboratively with clients to create a warm, inviting atmosphere that allows us to work together towards your goals. I work with adolescents, young adults, and adults, with a focus on anxiety and depression, life transitions, sports psychology and athlete mental health, disordered eating, self esteem, body image concerns, ADHD, grief and loss, and trauma.

Lindsay Cole Wallace

(she/her)

Lindsay Cole Wallace, LCSW-C - Maryland Therapist at Grow Therapy
$150/session
LCSW-C
10 years of experience
Virtual
Hi, I'm Lindsay. I am here to help you on your healing journey. I believe that each and every person holds all of the wisdom they need to overcome life’s traumas directly within themselves. My job as a therapist is to help shine a light on your own inner wisdom, and guide you through the healing process in a safe, nonjudgmental space. I believe that when we approach life’s challenges with curiosity rather than criticism we are better able to reach a sense of peace and acceptance to some of lives most complex circumstances and hardships. I am passionate about helping my clients navigate their journey to their most authentic, free, and true selves. I believe that when we have the tools to attune ourselves to our mind, body and spirit we come home to ourselves. And when we are at home within ourselves, we are free. Whether you are seeking to recover from narcissistic abuse, intimate partner violence, or family or childhood trauma, or you are struggling with a difficult life transition or depression, or anxiety. I will meet you exactly where you are. I believe that each individual is the expert on their own lives. My sole purpose as your therapist is to guide you with compassion and care to help you unlock your innate inner wisdom and equip you with the tools you need to overcome the trauma of your past. I am dedicated to liberation therapy and I reject all systems of oppression including but not limited to white supremacy, racism, and sexism.

Summer Post

(she/her)

Summer Post, LPC - Maryland Therapist at Grow Therapy
$150/session
LPC
9 years of experience
Virtual
Summer Post is a Licensed Clinical Mental Health Counselor with over 7years of experience working with individuals who are coping with severe persistent mental illness, depression, anxiety, trauma, family conflict, substance use, and many other presenting issues that individuals may be struggling with. Summer Post utilizes a wide range of tools to address clients' presenting issues. Summer is looking forward to meeting with you.

Jenna Borrelli

(she/her)

Jenna Borrelli, LCSW-C - Maryland Therapist at Grow Therapy
$150/session
LCSW-C
13 years of experience
Virtual
Hello- I'm Jenna Borrelli and I am a Licensed Clinical Social Worker in California and Maryland. My background is in working with individuals and families. I have extensive experience treating depression, anxiety, trauma, relationship and family issues, parenting challenges, life transitions, and personal growth/exploratory work. I am competent and enjoy working with the LGBTQ+ community as well. Making the decision to start therapy is your first and usually biggest hurdle toward feeling better or making a change in your life. I tailor my approach to best fit each person's needs but draw from the following theoretical orientations/modalities: cognitive behavioral therapy, motivational interviewing, mindfulness practices, solution-focused therapy, and positive psychology. Whether you're dealing with being overwhelmed, relationship issues, or cycles of anxiety and depression, I'm here to help. My ultimate hope for all my clients is that they develop deeper self-knowledge, compassion, and develop skills so that they are able to lead more fulfilling and authentic lives. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome or better manage the challenges in your life.

Barb Elgin

Barb Elgin, LCSW-C - Maryland Therapist at Grow Therapy
$150/session
LCSW-C
35 years of experience
Virtual
Welcome! I'm an LCSW-C practicing in Maryland and I earned my MSW at the University of Maryland at Baltimore. I have over thirty five years of professional, independently-licensed experience and, because I've loved the time I've spent in this work, the time has flown! I've spent much of my time in the industry in private practice and as such, I've lots to share. Like many of my generation, I entered the workforce as globalization took hold and company loyalties waned. I've remained agile, working in a broad variety of locations, contexts, etc., moving for great opportunities and leaving less desirable ones. Additionally, I've been entrepreneurial, owning my own businesses, which isn't something most therapists can say. I've been creative and courageous designing services that reflect the best of who I am and how I believe I can serve. I continue to do so. I become wiser as I go, so I guess you could say I'm earning my own 'hard knocks MBA'. It's been an exciting ride, complete with highs and lows and everything in between. I've been called a visionary, which is really neat to hear. I am a contrarian, like my father. A boss of his said dad was a non-conformist. This is not necessarily negative. I was, for example, one of the first/only lesbian life and love coaches and matchmakers back in the early 2000's. Those of you under 50 might not realize what courage that one took at that time!

Benjamin Frey

(he/him)

Benjamin Frey, LPC - Maryland Therapist at Grow Therapy
$120/session
LPC
5 years of experience
Virtual
I am a flexible counselor, comfortable using an eclectic mix of interventions from multiple theoretical modalities to suit the unique needs of each client. My default approach is a mix of psychodynamic and cognitive interventions, with an overarching focus on the importance of narrative meaning-making in the emotional lives of clients. I have experience working with clients from a range of socioeconomic backgrounds and age groups, ages 18 and up. I offer couples and family counseling but am not a specialist in those fields. In my free time, I enjoy playing strategy board, card and computer games. I am an amateur poet and animal lover, as well as an avid camper.

Ritchie McCall

Ritchie McCall, LPC - Maryland Therapist at Grow Therapy
$100/session
LPC
14 years of experience
Virtual
Hi I am a Licensed Clinical Professional Counselor. I received my Master's Degree in 2010 from Loyola University and have been seeing clients since then . I especially enjoy helping adults deal with stressful transitions and challenges in life. My goal is to help clients gain insight and understanding about their challenges so that we together can find helpful solutions.

Laurie McGuire

(she/her)

Laurie McGuire, LCSW-C - Maryland Therapist at Grow Therapy
$145/session
LCSW-C
27 years of experience
Virtual
Hi there, I'm Laurie! Do you wish providers would look at you through a whole person lens instead of discussing health and mental health separately? Do you want a provider for your child who is playful and skilled at engaging children? Are you an adult who likes a more personal, connected approach to therapy? Do you have a teen who has had difficulty connecting to other providers? Well look no further! I enjoy using storytelling, videos, and conversation to help clients of all ages improve self-esteem, self-worth and gain a better understanding of sense of self. A licensed clinical social worker and board-certified supervisor with over 25 years of experience working with children, teens, and adults, I spent much of that time working for the world-renowned Kennedy Krieger Institute, a Johns Hopkins affiliate, where I was also in leadership. I have post-graduate certificates in Treating Children & Adolescents, Leadership, Fitness Nutrition, and Integrative Medicine for Mental Health providers. More personally, I love hiking, watching Marvel movies, lifting weights, and crowd surfing at concerts. I believe we should never stop playing like children!

Melissa Langham

(she/her)

Melissa Langham, LCSW-C - Maryland Therapist at Grow Therapy
$125/session
LCSW-C
25 years of experience
Virtual
Hi! I’m a Licensed Certified Social Worker (LCSW-C) based in Maryland. I received my Master’s Degree in Social Work from the University of Maryland, School of Social Work, in Baltimore, MD. I’ve been in the helping field for over 24 years. I help children and adults become the best versions of themselves. I enjoy meeting new people and listening to their life stories.

Frequently asked questions

Why filter by Maryland rather than a city like Baltimore?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Maryland from Hagerstown to Ocean City! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Maryland.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.