Therapists that accept Cash Pay in Maryland
Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 87 verified therapists in Maryland who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.
Availability updated: 7/19/2025
David Oyedele
(he/him)
$120/session
LCSW-C
5 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker based in Texas. I received my Masters from the Howard University and have been practicing for 5 years. I help people realize the underlying reasons to their stressful factors and lay out a personalized plan towards the goals they would like achieve. Therapy itself can sometimes feel overwhelming, but I am fully engaged with you through your journey.
Felicia Turner
(she/her)
$120/session
LCSW-C
10 years of experience
Virtual
It sounds like you're describing feelings that can be incredibly tough to deal with. Experiencing sadness, low energy, negative thoughts, and isolation can be overwhelming. When physical symptoms like shaking, increased heart rate, or tightness in the chest appear, they can amplify feelings of embarrassment and shame, making it even harder to cope. I want you to know that you're not alone in feeling this way, and it's okay to seek help. Together, we can explore the underlying causes of these emotions and work towards finding ways to regain your interest in the activities you once enjoyed.
Find therapists experienced in these areas
Cierra Harper
$150/session
LPC
6 years of experience
Virtual
I'm Cierra Harper, a National Board Certified Counselor and Licensed Professional Counselor with over 7 years in mental health and 12 years in healthcare. After earning my Masters of Education in Clinical Mental Counseling in Texas, I moved to the DMV area. I work with adults and adolescents, helping them tackle anxiety, depression, family issues, domestic violence, pregnancy concerns, women's health, oppositional behavior, ADHD, and more. I am dedicated to mindfulness, grounding techniques, and creating self-care routines that foster a balanced, healthier life. My approach considers the whole person, aiming to heal every part. Together, we'll start a journey of self-discovery, providing you with the tools to navigate life's challenges and embrace a brighter future.
Janice Jackson
$130/session
LCSW-C
20 years of experience
Virtual
I am a Licensed Clinical Social Worker/Therapist who is dedicated and committed to transforming lives by instilling hope in my clients and empowering them to maintain psychological well-being in the face of adversity. I am passionate about meeting the emotional and mental health needs of my clients. I have a genuine interest in making a meaningful impact on individual's lives, by supporting them through emotional challenges and personal growth. I enjoy being a positive force in someone’s life by providing guidance and support.
Theresa Mosley
(she/her)
$120/session
LPC
7 years of experience
Virtual
Welcome to therapy! I am Theresa and would be pleased to share a bit about myself.
Do you find yourself waking up on most days feeling anxious or depressed and/or feel as if you're simply existing in survival mode? I'm glad you're making the first step to feeling better. Starting therapy is hard! A lot of us end up in therapy because we have been condescendingly told there is something wrong with us, or that "we need help."
Nikis Ellis
$130/session
LPC
3 years of experience
Virtual
Hi! I'm a Licensed Professional Counselor (LPC) in the state of Texas. I received my Masters from LeTourneau University and have been practicing for 3 years. I work with adult clients living with self-esteem issues, anxiety, depression, and anger. The goal is to provide a safe space for clients to openly talk, gain self-awareness, and identify ways to overcome their challenges.
Ingrid Nembhard
(she/her)
$150/session
LCSW-C
18 years of experience
Virtual
I have been practicing therapy for over sixteen years. I received my Master's degree in Social Work from Florida International University and my PsyD. in Grief Counselling from Breyer State Theology University. I have experience with individuals, couples, and families. Some of my primary areas of expertise are family and relationship conflict, intimacy related issues and difficulty with various life changes and transitions. I specialize in assisting those who may be going through a rough patch in life or have experienced the death of a loved one.
It is important to have a strong therapeutic relationship with your therapist and to feel that they are a good match for you. I want you to feel that therapy is a safe and non-judgmental place to share your thoughts, and feelings. I believe that counseling should primarily be solution-focused to help you achieve your goals and begin to see improvement as soon as possible.
Kimberly Burton
(she/her)
$100/session
LCSW-C
10 years of experience
Virtual
Thanks for taking the time to visit my listing. If you've come this far, you're on the brink of an important decision--and what a difference the right choice can make. As a Social Worker, I've made a difference in people's lives for nearly 15 years -- helping children, adolescents, adults, and families to overcome life/situational problems and gain emotional freedom. Everyone wants quick relief; therapy is a process, which requires some hard work from the individuals who are participating in therapy.
My goal is to foster an interactive therapeutic experience, providing support and practical feedback to effectively address personal life challenges. I offer a personalized approach tailored to your needs. With compassion and understanding, we will unearth long-standing behavior patterns and negative perceptions that are holding you back while we build on your strengths to help you attain the personal growth you are committed to accomplishing. As such this will begin the process of healing, growth, and self-empowerment. Our sessions will have a single focus -- helping you to rise above your current obstacles . . . whether that means conquering emotional issues, overcoming blocking beliefs, or repairing important relationships in your life.
Temi Kolawole
(she/her)
$125/session
LCSW-C
8 years of experience
Virtual
I am yoruba native from Lagos, Nigeria, with vast experience (8 years) working with children, adolescents, adults and families both in my profession and personal life in different capacities and environment. This includes, hospital, schools, private practice, Office of Public Defender, Forensic Services, social services etc. I have a passion to impact individuals and recognizes the importance of collaborating with different systems in order to spark and support change in individuals. While my therapeutic approach extensively integrates Cognitive Behavioral Therapy, I also encompasses cultural approaches into my practice with individuals. I believe that while biology makes certain individuals predisposed to certain behaviors, an individual’s
environment plays a major role in determining who an individual becomes. I have both a Bachelor's and Master's in Social Work, with a clinical concentration and specialization in Children and Families. I hold a license as a LCSW-C in Maryland. I am also a board approved supervisor, and I have supervised MSW candidates that they embark on their journey into the field of Social Work.
Ariana Correia
(she/her)
$130/session
LCSW-C
9 years of experience
Virtual
Hi! I'm Ariana! Welcome to the first step in your journey to healing! I serve all who come to seek to improve upon themselves in any capacity. I am a provider who values good, strong communication, honesty, mutual respect and most of all, a good laugh. Safety is always my goal when it comes to your care, and it is my priority.
I work to give all the tools to find their strength, consistency and peace in building a life that works for them on their terms. Whether that's a need to create boundaries, learning to prioritize self, or managing symptoms of depression or anxiety - no need is unworthy of the time it takes to heal.
Let's work together to build success, happiness, and joy. I'm ready when you are.
Sharon Greenidge, MSW, MS
(she/her)
$140/session
LCSW-C
11 years of experience
Virtual
I am an independent licensed clinical/certified Social Worker. I first started my career in Child Welfare in various states/levels of government as an investigator and elevated to a supervisory role. I also hail from the US Department of Veterans Affairs in a Management role. However, it is my pleasure to now serve as Therapist and in my private practice.
My main specialty areas include, but are not limited to Depression, Anxiety, Trauma/PTSD, Intimate Partner Violence, Grief and Loss, Narcissism, Codependency, Geriatric, etc.
Dr Diari Banigo
(NA)
$190/session
LCSW-C
15 years of experience
Virtual
Hello, thanks for visiting my page. I am Dr. Banigo, and I love to collaborate with patients and render needed assistance. I am a skilled clinician, and I provide clinical supervision to clinicians focused on sharpening their clinical skills. I am an adjunct professor.
I encourage patients to actively participate in their care with me and other treatment providers such as primary care physicians, psychiatrists, and others. I do not complete disability forms (Social Security, work excuse, FMLA, Court papers/legal papers, emotional support letters, etc).
Cynthia Holden
$150/session
LPC
22 years of experience
Virtual
Greetings,
Are you feeling stressed and overwhelmed by life circumstances? Have you been struggling to make things make sense but instead find yourself stuck in cycles of frustration despite attempts to figure things out on your own? I specialize in helping women with anxiety and depression disorders. I love creating a safe, non-judgmental environment that enables you to get to the core of your struggles.
Together we can find clarity and identify what's not working and explore evidence-based techniques to help you breakthrough cycles and overcome. We'll integrate mindfulness practices and use holistic approaches to address your mind, body and spirit needs. I do understand that pursuing therapy can feel uncertain but you're making the right choice to invest in your healing and growth. Looking forward to working with you.
Cynthia Holden, LCPC
Arega Gera
(he/him)
$100/session
LCSW-C
20 years of experience
Virtual
My name is Arega Gera. I always work to strive to create a safe and welcoming environment that allows clients to explore obstacles with concerns related to anxiety, depression, and/or . I focus on helping clients develop assertive communication & boundaries with themselves and those around them that can help improve their quality of life.
Counseling can foster personal development in whatever way you may be seeking and help build the life you so deeply deserve. If that's what you're looking for, I'm here when you're ready to share.
Kenya Pace
(she/her)
$200/session
LPC
6 years of experience
Virtual
I am the wife of a Retired Combat Veteran and a mother to four beautiful children. I understand the complexities of being separated from your spouse for extended periods and feeling alone in the relationship and raising the children. Even the most well-prepared and successful person can find themselves wondering how things became so complicated, messy, or challenging, and feel at a loss when it comes to what to do to put the pieces back together. People have been shaped and molded by their past experiences, both good and bad. Often, people feel drawn to focus on the bad experiences, leading to pain and struggles of many kinds.
Danika Girdner
(she/her)
$100/session
LCSW-C
5 years of experience
Virtual
Hi! I'm a Licensed Certified Social Worker, Clinical (LCSW-C) based in Maryland. I received my Masters from the University of Maryland, Baltimore and have been practicing since 2019. I help couples strengthen their relationships by improving communication, building trust, managing conflict, and deepening emotional connection using evidence-based approaches like the Gottman Method. I also enjoy helping young adults find their voice, navigate relationships, and life changes by providing a supportive space to explore their experiences, improve communication, build healthy connections, and develop effective coping strategies during times of transition.
Ashlee Hendrix
(she/her)
$110/session
LCSW-C
7 years of experience
Virtual
Hi, I’m Ashlee Hendrix, LCSW-C, and I’ve been helping clients navigate life’s challenges for over 7 years. I use a mix of Cognitive Behavioral Therapy (CBT), person-centered therapy, and psychoeducation to make sure we’re tackling the heart of what’s going on in a way that feels approachable. I work with clients on everything from life transitions and parenting to managing anxiety, depression, and navigating women’s issues. My style is energetic, empathetic, and compassionate—I believe therapy doesn’t always have to feel heavy to get to the hard stuff. You can expect a supportive, empathetic, and relatable experience, where we work together to find the best solutions for you.
Eric Ndichu
(he/him)
$90/session
LCSW-C
15 years of experience
Virtual
I am a licensed clinical social worker and practice in the District of Columbia, Maryland and Virginia. I have been providing therapy for close to 15 years to help my client address mental health symptoms including depression, trauma, life transitions and anxiety. I believe people are inherently capable of managing their circumstances but sometimes require some assistance from a therapist to succeed.
Michelle Milligan
(she/her)
$155/session
LCSW-C
25 years of experience
Virtual
Michelle Milligan, LCSW, LCSW-C, LISW, LISW-C, and LIMHP, for the past 25 years, is a dedicated and experienced Licensed Social Worker in multiple states with a strong background in providing therapeutic services across various disciplines. Her commitment to excellence and compassionate approach make her a valuable asset in medical, clinical, and psychiatric social work settings." I specialize in treating Racial Trauma in the workplace, Post Traumatic Slave Syndrome, Social and General Anxiety and Mood Disorders (depression and bipolar), Anxiety (Social Phobia and PTSD), Transitional Stressors (divorce, grief, occupational and family changes), couples and family counseling, behavioral problems with adolescents, ADD and AD/HD, and problems with anger and impulsivity.
Nakia Watson
$175/session
LCSW-C
10 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker based in Maryland but currently serving clients in multiple states. I received my Bachelor's degree from North Carolina A&T State University and Masters at Hunter College School of Social Work. I have been practicing for over 10 years. I help women and young adults work through stress, anxiety, depression, conflict, goal setting, and life transitions.
Natasha Bobb-Semple
(she/her)
$125/session
LCSW-C
1 year of experience
Virtual
My name is Natasha Bobb-Semple. I have been a therapist for over twenty years. I enjoy doing this work and am passionate about people recognizing their worth and that is the underpinnings of what guides my therapy. My goal with clients is to first find out what you are looking to achieve and then help give you the tools necessary to get there. My approach is direct and interactive. I realize that therapy is difficult and I want clients to feel comfortable in the space.
Hana Ephraim
$125/session
LCSW-C
8 years of experience
Virtual
Hello! I’m a Licensed Clinical Social Worker (LCSW-C) based in Maryland. I received my Master's degree of Social Work from Salisbury University in 2015 and have been practicing for 8 years. I have extensive therapeutic experience working with children, adolescents, families and adults in a variety of settings including, public schools, pediatric offices, community sites and homes in the Maryland area. Over the past 8 years I have provided psychotherapy services to clients experiencing wide range of issues including anxiety, depression, grief, family conflict, relationship issues, self-esteem and trauma.
Denise Mitchell
(She/Her)
$125/session
LPC
20 years of experience
Virtual
I am a Licensed Clinical Professional Counselor (LCPC) and obtained a Master of Education degree from the University of Pittsburgh. I work with teens and adults from diverse backgrounds and experiences. I work with individuals with anxiety, depression, coping skills, conflict resolution, trauma, problem-solving, and self-harm/suicidal thoughts. I am trained in two evidence-based models: Trauma-informed therapy and Cognitive Behavioral Therapy.
My goal as a therapist is to help everyone reach a place where they can be their best self. I look forward to supporting you in your journey.
Marvida Lake
$90/session
LPC
6 years of experience
Virtual
Hi, I’m Marvida Lake, a Licensed Clinical Professional Counselor. I provide a safe, culturally affirming space for individuals and families—especially those from underserved communities, the LGBTQ+ community, and military backgrounds—to explore their experiences, heal from trauma, and reconnect with their strengths.
My therapeutic style is warm, direct, and deeply person-centered. I specialize in family dynamics, identity development, anxiety, depression, and trauma. My approach is goal-focused and holistic, honoring the connection between mind, body, and spirit. I believe that true healing happens when therapy is culturally relevant, collaborative, and grounded in both clinical expertise and authentic human connection.
My educational background includes a B.A. in Psychology from North Carolina A&T State University and a Master’s in Mental Health Counseling from Bowie State University. I am also a National Certified Counselor (NCC), awarded by the National Board for Certified Counselors (NBCC).
I’m here to walk alongside you with empathy, cultural humility, and care, supporting your journey toward clarity, wellness, and empowered change.
Veronica Logan
$175/session
LCSW-C
11 years of experience
Virtual
Welcome! I am Logan. I am a licensed clinical social worker (LCSW-C) with over 10 years of experience providing therapy. Many of us yearn for a sense of peace, connection, and well-being in our lives. However, life circumstances and internal struggles can often hinder our ability to experience these deeply fulfilling states.
I believe in creating a safe and non-judgmental space where you can explore your challenges and emotional pain. My goal is to support your growth and healing journey, empowering you to cultivate greater self-awareness, develop effective coping mechanisms, and live a more fulfilling life.
Outside of my practice, I enjoy spending time with my family (two teenagers and three dogs), practicing Pilates, and cheering on the Celtics.
I am licensed in Maryland, DC, Virginia, Minnesota and Ohio.
Frequently asked questions
Why filter by Maryland rather than a city
like Baltimore?
When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Maryland from Hagerstown to Ocean City! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Maryland.
Will my therapist take insurance?
When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.
How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?
The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.
What are the "Clients say I'm" badges?
Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.
Why use Gender, Age, and Identities filters?
Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.
What to expect during your first session?
Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.