Therapists that accept Cash Pay in Kentucky
Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 150 verified therapists in Kentucky who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.
Availability updated: 7/9/2025
Jessica Gibo
(she/her)
$125/session
LMFT
5 years of experience
Virtual
I am a Licensed Marriage and Family Therapist, in Kentucky. I have over 13 years of experience in healthcare and mental health. I work with individuals, families, and couples across the life span. I typically see clients ages 14 and above. I have had success with short term (3-5 sessions) and long term (weekly or bi-weekly) therapy sessions. I provide couples counseling services as a Prepare and Enrich provider, and a Gottman-informed therapist. I also offer Premarital Counseling services. I offer assessments and will work with you to advocate for your individual needs with your medical providers, workplace or school.
Amaris Blevins
(she/her)
$115/session
LCSW
6 years of experience
Virtual
Hello! My name is Amaris and I'm happy you're here :)
Do you ever feel confused by your behavior? Do you act in ways that are incongruent with who you want to be? Do you struggle with self-doubt and wish you could have more confidence? There are always reasons why people do the things they do. My approach is to help alleviate shame and unnecessary guilt by helping clients understand the “why” behind their emotions and behaviors. I use a trauma-informed approach with all my clients and aim to create an emotionally safe space to explore vulnerable thoughts and feelings.
Sometimes personal growth means accepting that you're either going to deal with your stuff, or your stuff is going to deal with you. Therapy is a great place to start the healing process.
Find therapists experienced in these areas
Madison Steffey
$100/session
LCSW
5 years of experience
Virtual
Hi! I am a licensed clinical social worker. I graduated in May 2020 with my Masters in Social Work from the University of Kentucky and have been practicing for 5 years. I am certified in Parent Child Interaction Therapy through PCIT International. I help caregivers and their children improve their bond and decrease behavior issues through Parent ChIld Interaction Therapy.
Brock D'Alessandri
$95/session
LCSW
5 years of experience
Virtual
I’m a Licensed Clinical Social Worker (LCSW) based in Kentucky. I understand that seeking help takes courage, and I believe that real, lasting change—though often difficult—is always possible.
My approach is warm, collaborative, and grounded in mutual respect. I consider it a privilege to hear your story, support your healing process, and help you move toward the life you want to live. You deserve to feel seen, supported, and empowered—through an approach that feels right to you.
Lindsey McAllister
(she/her)
$120/session
LCSW
6 years of experience
Virtual
I help individuals navigate life’s challenges, heal from past experiences, and create meaningful change and empowerment. I specialize in working with addictions, anxiety, trauma, relationship issues, and life transitions, using a blend of evidence-based and humanistic approaches. My goal is to create a supportive, collaborative space where you can explore your experiences, build resilience, and move toward the life you want to live.
Leo Bowman
(he/they)
$100/session
LCSW
5 years of experience
Virtual
Hi I'm Leo I'm a non binary transgender man. I have my master’s degree in social work from the University of Louisville and I'm a Licensed Clinical Social worker in Indiana and Kentucky. My professional background has been working with the University of Louisville as a therapist at the Trager Institute Optimal Aging Clinic. While working at University of Louisville Trager Institute, I gained experience in treatment areas such as conversion disorders/PNES, PTSD/Trauma, anxiety, depression, grief, transgender issues, gender dysphoria and LGBTQ+ issues.
Jessi Jones
Frequently rebooked
$75/session
LPCC
6 years of experience
Virtual
Hi! My name is Jessi Jones. I'm a Licensed Professional Counsellor (LPCC) based in Kentucky. I received my master's from Lindsey Wilson College and have been practicing for 6 years. I serve people struggling with addiction and different mental health symptoms such as depression and anxiety. I have worked with several different populations including children, adolescents, adults and people with intellectual delays.
Lana Bunner
(She)
$100/session
LCSW
12 years of experience
Virtual
Walking with people through life's difficulties and struggles is a privileged, honor, and part of my purpose in life. I commit my life to helping people find their way back to the right paths that they want to be on to live out their purpose.
Hi! My name is Lana and I have been a LCSW since 2011. I have experience working with children, adolescents, adults, and families. I specialize in issues of adjustment, trauma, depression, anxiety, crisis, grief, child and adolescent behaviors, and sexual abuse. I also have experience with talking with individuals with mood and personality disorders, PTSD, and issues surrounding divorce.
On a more personal level, I enjoy traveling and refer to myself as a coffee connoisseur. I also have two small dogs that think they run the world and like to introduce themselves from time to time in my sessions. I always have a plan but I believe some of life's greatest adventures are in taking the scenic route.
Kamaria Batiste
(she/her)
$90/session
LPCC
7 years of experience
Virtual
Life is tough and we are living in traumatic times. We’re surrounded by problems that often have few solutions, and we’re forced into societal routines that push us away from who we truly are and what we truly love. Despite the difficulties you may experience, I believe in your ability to heal, find strength in your discomfort, and exist in ways that are empowering and life-enhancing. And as a healer/wellness worker, I’m here to help you do just that!
As a Black woman and decolonized therapist, my practice prioritizes and caters to the unique mental health needs of Black and Brown individuals - especially those with feminine and LGBTQ+ identities. Folks who are most drawn to work with me are those who are looking to integrate cultural and collective values into their therapeutic experience, while also working on their personal needs and struggles.
Debi Bennett
$150/session
LCSW
25 years of experience
Virtual
As a Licensed Clinical Social Worker in Kentucky and Indiana, I bring over 25 years of clinical experience, specializing in mood disorders, addiction and recovery, sexuality, family of origin dynamics, grief and loss, and relationship challenges. I received a Bachelor of Science degree from Centre College and completed a Master of Science in Social Work degree from the University of Louisville. I have worked in a variety of settings, including inpatient psychiatric care, outpatient mental health care, intensive case management, hospital and community-based social work, as well as specialized work in the addiction field. For the past three years, I have conducted telehealth therapy, recognizing the importance of accessible, timely care in supporting client well-being.
Amber Coyle
(she/her)
$65/session
LPCC
3 years of experience
Virtual
Hello! I am a Licensed Professional Clinical Counselor (LPCC) in the state of Kentucky. I have been working as a therapist since 2021. Prior to that I worked as a case manager in the mental health field. I help adults and adolescents transition through difficult seasons in their lives. I actively work with addiction and recovery clients by providing Groups such as IOP and OP along with individual sessions when needed.
Eric Gross
$125/session
LPCC
23 years of experience
Virtual
Hi! I'm a Licensed Professional Counsellor (LPC) based in Kentucky. I received my Masters from the Bellevue University and received a certificate in advanced graduate studies from Salve Regina University in Holistic Counseling and have been practicing for 16 years. I specialized in helping young adults and men with life issues and transitions as well as teens through adulthood with anxiety, depression, and trauma issues.
Amanda Hawkins
$150/session
LPCC
15 years of experience
Virtual
Are your relationships with others not what you would like them to be? Do you feel like you are not living up to your "full potential" and serving your life purpose? The stressors of life can weigh us down at times. I want to help you take the first step toward making lasting change in your life. Together we will identify strengths as well as life challenges that will help you gain a better understanding of yourself and your relationships.
Melinda Mays
(she/her)
$90/session
LPCC
20 years of experience
Virtual
I am a retired school counselor who began private counseling as my second career. I also have served as an educator for master's level counseling students. This has given me a lot of access to a variety of best practices.
I like hearing client stories and helping them to find a better life for themselves. I like using my skills and experience to help people.
Angie Combs
$120/session
LCSW
15 years of experience
Virtual
I am a Licensed Clinical Social Worker (LCSW) working in Kentucky. I graduated in 2009 with my Masters in Social Work from the University of Kentucky. In 2005, I graduated from Eastern Kentucky Univeristy with a Bachlors in Psychology. I have been providing therapy for 15 years. I help individuals that are experiencing life stressors, depression, anxiety, low self-esteem, truama and biploar disorder.
Amy Hall
(she/they)
$100/session
LCSW
5 years of experience
Virtual
I have been a child, adult, and family therapist who has worked with hundreds of clients to address the barriers that negatively impact their lives. I take a collaborative approach that meets my clients where they are to work together to identify what they would like to get out of therapy and the best path to meet those goals. I provide my clients with a variety of tools and skills that they can use between sessions to help them manage their lives and address challenges they face.
Dr. Dave Smith Ed,D
$50/session
LMFT
13 years of experience
Virtual
Hi there, I am Dr. Smith.
Do you need a therapist who encourages, motivates and instills hope that empowers you to take control of your struggles so you can live out the best version of yourself? Life, Love and relationships often come with unique challenges that can make us feel like we are being pulled in many directions. These challenges are combined with work and financial stress that can often leave us exhausted and dissatisfied with life.
I help individuals, couples and families identify stressors so that together we can begin the healing process and improve your quality of life and relationships. Whether you are struggling with anxiety, depression, substance abuse or relationship issues I am here to help. I use an approach centered around compassion, empathy, and the belief that all of us have worth and dignity. The evidence-based techniques used will give you hope while working toward the change that led you to therapy.
Jonathan Edwards
(he/him)
$100/session
LPCC
3 years of experience
Virtual
Hello, I am Jonathan Edwards, a Licensed Professional Clinical Counselor (LPCC).
It is my joy to help people of all ages and backgrounds navigate mental health issues. I have experience treating a variety of disorders related to anxiety, depression, trauma, mood, and negative behaviors. Utilizing various treatment strategies from proven counseling techniques such as Cognitive Behavioral Therapy, Dialectical Behavior Therapy, and Solution-Focused Brief Therapy, I find an approach that works best for each client. I believe that a person’s sense of self develops from their experiences interacting socially and their ability to meet personal goals. I hope to guide my clients in identifying sources of negative feelings, developing better coping skills, and forming meaningful connections. Helping individuals create and achieve their goals empowers them to live more meaningfully.
Johnathan Carr
$150/session
LPCC
9 years of experience
Virtual
I have worked in Counseling and Human Services for 20yrs. I have been a Licensed Professional Counselor in Lexington Kentucky since 2015. My goal is to provide a non-judgmental environment for clients to openly share their experiences. Cognitive Behavioral Therapy is the foundation of my treatment approach as I assist clients with identifying negative thinking patterns that support anxiety and depression.
Tiffany D'Alessandri
Frequently rebooked
$80/session
LCSW
5 years of experience
Virtual
Are you feeling overwhelmed and in need of a helping hand? Struggling with anxiety, past trauma, or parenting difficulties?
Life's obstacles can be draining to navigate. I understand the difficulty and fear that comes with taking that initial step towards healing. In our sessions, I'll meet you where you are, providing compassionate support and evidence-based techniques. Together, we'll identify what's not working and chart a path towards a healthier, happier life.
Most of my experience is centered around children, adolescents, young adults, and parents. I have focused on treating anxiety, depression, and trauma. Drawing from a strengths-based approach, I incorporate proven interventions such as cognitive-behavioral therapy, motivational interviewing, and mindfulness techniques. My objective as a therapist is to cultivate a comfortable and inviting space where you can freely explore and express your thoughts and emotions. Let's collaborate and make progress together!
Jacqueline Mitchell, M.A.
$100/session
LPCC
14 years of experience
Virtual
My name is Jacqueline. I am a licensed clinical mental health therapist in Kentucky. I have been in this field for 14 years and have a genuine passion for the work I do. While I specialize in addiction, trauma and grief, I have worked with individuals on an individual as well as group level, focusing on a variety of areas of mental health issues.
My approach is more of an eclectic approach. I do not insist on using any particular modality for each client, but rather, I like to development my approach and methods toward and around the individual needs of each specific client I serve.
I find fulfillment in being able to help those in need, to overcome obstacles they are faced with. Everyone deserves to find their place of happiness and true contentment and to be able to reach the highest level of satisfaction in themselves and where their lives are at and going. It can be difficult to see and experience when you are weighed down with all the stressors life presents.
I look forward to meeting you and being able to go on your journey with you.
Danielle Mattingly
$100/session
LCSW
10 years of experience
Virtual
Hi! I'm a Licensed Clinical Social working serving both Kentucky and Tennessee. I received my Masters from the University of Southern California and have been practicing for 10 years. My therapy approach is dedicated to empowering individuals of all ages who are navigating significant shifts in mood and self-esteem. My goal is to help you explore underlying challenges, transforming them into opportunities to become a stronger and more resilient person.
Cindy Crase
Frequently rebooked
$125/session
LCSW
20 years of experience
Virtual
Hi! I am a Licensed clinical social worker. I received my masters from the University of KY in 2009 and my doctorate from the University of Ky in 2022. I have been working in this field for almost twenty years and have worked in medical social work, addiction, intimate partner violence and mental health. My mental health experience began in crisis response, the inpatient psychiatric care, outpatient mental health and then directing a program for patients with severe mental illness. My specialty is complex trauma but I also help patients struggling with generalized anxiety, depression or life stressors.
Sara Wright
(she/her)
Frequently rebooked
$100/session
LPCC
7 years of experience
Virtual
During trying to conceive, pregnancy and the postpartum period, women and new moms are faced with all kinds of intense challenges. Between fluctuating hormones, adjustments to motherhood, and the risk of postpartum mood and anxiety disorders, there could be a number of issues that women face during the perinatal journey. I am committed to working with women and providing them support as they navigate these uncharted waters of motherhood. Perinatal mood and anxiety disorders affect 1 in 5 to 7 moms. You are not alone. With support and help, you can be healthy and enjoy a rich and meaningful life.
I am certified through Postpartum Support International in perinatal mood and anxiety disorders. This training offered me insight to using interpersonal and CBT therapeutic techniques to work with clients who are struggling with adjustments to parenthood, as well as serious mental health issues that can arise during pregnancy or the postpartum period.
If you are concerned that your anxiety in pregnancy is not just nerves, or you’re worried that your struggles are greater than the baby blues, reach out today for specialized care. You are not alone, and with help, you can be well.
Amanda Phipps
$125/session
LCSW
9 years of experience
Virtual
Hi, I'm Amanda, I am grateful to assist clients work through trauma and emotional dysregulation. I am currently licensed in Kentucky, Virginia, Texas and Florida and reside in Lexington, KY. I specialize in trauma therapy, specifically surrounding attachment and early childhood traumas, as well as specific traumatic events. I have 8 years experience working with people of all ages, and I am currently working specifically with adults. I utilize an integrative combination of Attachment, Internal Family Systems, EMDR, Polyvagal Theory, and Mindfulness.
Frequently asked questions
Why filter by Kentucky rather than a city
like Louisville?
When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Kentucky from Bowling Green to Lexington! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Kentucky.
Will my therapist take insurance?
When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.
How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?
The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.
What are the "Clients say I'm" badges?
Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.
Why use Gender, Age, and Identities filters?
Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.
What to expect during your first session?
Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.
Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.