Therapists that accept Cash Pay in Kentucky

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 41 verified therapists in Kentucky who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/10/2025

Dr. LaDonna Butler

(she/her)

Dr. LaDonna Butler, LPCC - Kentucky Therapist at Grow Therapy
$130/session
LPCC
18 years of experience
Virtual
Hello — I’m Dr. LaDonna Butler, a Licensed Professional Clinical Counselor, Licensed Alcohol and Drug Counselor, Certified Daring Way™ Facilitator (CDWF), and DBT-informed therapist. I help individuals and families — especially Black women and other marginalized communities — reconnect with themselves, heal deeply, and live with more courage and self-trust. My clients often carry the heavy stories of anxiety, grief, substance use, relationship conflicts, or the quiet exhaustion that comes with always having to hold it all together. In our work, I blend evidence-based approaches like DBT (Dialectical Behavior Therapy) — building skills for emotion regulation, mindfulness, and healthy relationships — with narrative healing and The Daring Way™, Brené Brown’s framework for shame resilience and wholehearted living. Together, we’ll create a space where your identities and experiences are honored. You’ll have room to tell your story, develop practical tools, and grow new ways of being that feel more aligned, authentic, and free. Your story matters. Your healing matters. Let’s start where you are — and build from there. 🌻 When you’re ready, book your first session and take one bold step toward the life you want to live!

Karen Reiss

(she/her)

Karen Reiss, LCSW - Kentucky Therapist at Grow Therapy
$150/session
LCSW
21 years of experience
Virtual
Hi, I am honored you are taking time out of your busy day to consider me as your therapist. I am a Licensed Clinical Social Worker in Pennsylvania and Kentucky. I received my Masters in Social Work from Marywood University and have been practicing for 20+ years. I assist individuals like you — thoughtful, resilient, and ready to face the hard things, even when they feel confusing or uncertain - through empathy, compassion, and challenge.

Lana Bunner

(She)

Lana Bunner, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
12 years of experience
Virtual
Walking with people through life's difficulties and struggles is a privileged, honor, and part of my purpose in life. I commit my life to helping people find their way back to the right paths that they want to be on to live out their purpose. Hi! My name is Lana and I have been a LCSW since 2011. I have experience working with children, adolescents, adults, and families. I specialize in issues of adjustment, trauma, depression, anxiety, crisis, grief, child and adolescent behaviors, and sexual abuse. I also have experience with talking with individuals with mood and personality disorders, PTSD, and issues surrounding divorce. On a more personal level, I enjoy traveling and refer to myself as a coffee connoisseur. I also have two small dogs that think they run the world and like to introduce themselves from time to time in my sessions. I always have a plan but I believe some of life's greatest adventures are in taking the scenic route.

Amber Coyle

(she/her)

Amber Coyle, LPCC - Kentucky Therapist at Grow Therapy
$65/session
LPCC
3 years of experience
Virtual
Hello! I am a Licensed Professional Clinical Counselor (LPCC) in the state of Kentucky. I have been working as a therapist since 2021. Prior to that I worked as a case manager in the mental health field. I help adults and adolescents transition through difficult seasons in their lives. I actively work with addiction and recovery clients by providing Groups such as IOP and OP along with individual sessions when needed.

Amanda Hawkins

Amanda Hawkins, LPCC - Kentucky Therapist at Grow Therapy
$150/session
LPCC
15 years of experience
Virtual
Are your relationships with others not what you would like them to be? Do you feel like you are not living up to your "full potential" and serving your life purpose? The stressors of life can weigh us down at times. I want to help you take the first step toward making lasting change in your life. Together we will identify strengths as well as life challenges that will help you gain a better understanding of yourself and your relationships.

Jonathan Edwards

(he/him)

Jonathan Edwards, LPCC - Kentucky Therapist at Grow Therapy
$100/session
LPCC
3 years of experience
Virtual
Hello, I am Jonathan Edwards, a Licensed Professional Clinical Counselor (LPCC). It is my joy to help people of all ages and backgrounds navigate mental health issues. I have experience treating a variety of disorders related to anxiety, depression, trauma, mood, and negative behaviors. Utilizing various treatment strategies from proven counseling techniques such as Cognitive Behavioral Therapy, Dialectical Behavior Therapy, and Solution-Focused Brief Therapy, I find an approach that works best for each client. I believe that a person’s sense of self develops from their experiences interacting socially and their ability to meet personal goals. I hope to guide my clients in identifying sources of negative feelings, developing better coping skills, and forming meaningful connections. Helping individuals create and achieve their goals empowers them to live more meaningfully.

Melinda Mays

(she/her)

Melinda Mays, LPCC - Kentucky Therapist at Grow Therapy
$90/session
LPCC
20 years of experience
Virtual
I am a retired school counselor who began private counseling as my second career. I also have served as an educator for master's level counseling students. This has given me a lot of access to a variety of best practices. I like hearing client stories and helping them to find a better life for themselves. I like using my skills and experience to help people.

Joan Lawhorn

Joan Lawhorn, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
25 years of experience
Virtual
Hello there. My name is Joan I have been a social worker for over 25 years. Like you, I have had my own set of challenges and believe the key to overcoming life's obstacles is learning to plan and cope. We can't control all the pain that will come our way, but we can control how we react to it. Of course, this is sometimes easier said than done and we need help. I would be honored to assist you in your journey towards a happier healthier you.

Laura DeBoer

(she/they)

Laura DeBoer, LCSW - Kentucky Therapist at Grow Therapy
$150/session
LCSW
3 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker (LCSW) based in Kentucky. I received my Masters degree in Social Work from Simmons University in Boston and have a total of 6 years experience, including 3 years prior to obtaining my independent license. I support teens and adults in marginalized communities during all of the stages of their mental health journey.

Abigail Ford

Abigail Ford, LMFT - Kentucky Therapist at Grow Therapy
$100/session
LMFT
7 years of experience
Virtual
Hello there brave one! I am passionate about helping you live your best life, and I believe that having a healthy support system (whether that be through marriage, family, or friendships) is key to our success. Founder of Emotion Focused Therapy, Dr. Sue Johnson, puts it well saying, "Being the best you can be is really only possible when you are deeply connected to another." I utilize relationship-driven therapies and focus on helping you get in touch with your emotions, core desires, personal and interpersonal needs. I specialize in seeing individual adults and couples for pre-marital or post-marital therapy. My hope is that you can learn in life not just how to survive, but to thrive! I most often use emotionally focused therapy (EFT), solution-focused therapy (SFT), and mindfulness techniques to help you find that fulfillment, connection, and sense of purpose we are all born desiring.

Denise Taylor

Denise Taylor, LCSW - Kentucky Therapist at Grow Therapy
$85/session
LCSW
9 years of experience
Virtual
Hello! I am a licensed clinical social worker (LCSW) based in Kentucky. I received my masters degree from the University of Louisville and have been practicing for nine years. My goal is to help both teens and adults identify strategies to navigate the stressors of life. I offer a safe place to discuss and identify strategies to move beyond life challenges.

Regina Chanda

(she/her)

Regina Chanda, LCSW - Kentucky Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker near Lexington, KY. I have 10 years experience and have worked in a community mental health center and in a counseling center at a small university. I consider it a privilege for clients to share their story with me and entrust me to help them get to where they want to be. I help clients engage in the change process and support them on their journey to becoming more healthy.

Jessica Green

(she/her)

Jessica Green, LCSW - Kentucky Therapist at Grow Therapy
$120/session
LCSW
8 years of experience
Virtual
Are you feeling overwhelmed and need support? Are you struggling with anxiety or having trouble in your relationships? Maybe you're finding it difficult to achieve your goals? It can be exhausting to navigate the obstacles life throws at us. I understand how difficult and scary it can be to take the first step and begin the healing process. In our sessions, I'll meet you where you are with compassion and evidence-based practices so we can identify what's not working and find a way to help you meet your goals for a healthier, happier life. I offer telehealth counseling services for individual adults of all ages and all walks of life who reside in the state of Kentucky. My therapeutic approach is primarily strengths-based, applied within evidence based interventions such as cognitive behavioral, psychodynamic, motivational interviewing, and mindfulness therapies. My goal as a therapist is to create a comfortable and welcoming environment for you to explore and express your thoughts and feelings. Let's work together!

Brandon Swaggart

(he/him)

Brandon Swaggart, LPCC - Kentucky Therapist at Grow Therapy
$125/session
LPCC
15 years of experience
Virtual
Hi! I'm so happy you're considering taking me along your journey for a while. I've been providing counseling services for over 15 years now and it's been incredible to witness the change my clients have experienced through the clinical counseling process. I believe we both create and discover meaning through each choice we make, no matter the situation we might find ourselves in. I am excited to work with you!

Ken A

Ken A, LCSW - Kentucky Therapist at Grow Therapy
$120/session
LCSW
10 years of experience
Virtual
Welcome! Come on in, I’m glad you’re here. The challenges of life can be overwhelming; the past making the present feel like less of a gift. You may feel stuck, like it’s impossible to move forward. Life transitions have a way of stirring up emotions and throwing you off balance. This mounting weight can impact your relationships, work, social life, and everything around you. I want you to know that you don’t have to face all of this alone. Together we can create a plan to help you feel better and achieve the changes you are seeking. Here, you will have a safe place to learn and to grow to overcome the challenges you face. We will work together to establish a genuine connection. I believe this is the most important part of therapy. I value honesty and transparency in our work together, without which movement and authentic change cannot occur. For therapy to work, you have to feel understood and heard by your therapist. I will work with you to alleviate hesitancy about therapy and fear of vulnerability. I will frequently check in with you to ensure the therapy process is working for you and ask how our relationship can be improved. This collaboration will empower you to make the changes you need in your life. You will have more control over your decisions. Regardless of your “why,” whether trauma, marriage or relationship issues, depression, anxiety, grief, loss, or life transitions, I’m honored to be here for you. We will get through this together.

Ebonie Williams

Ebonie Williams, LPCC - Kentucky Therapist at Grow Therapy
$80/session
LPCC
12 years of experience
Virtual
I have been a therapist for over 12 years. I understand that life presents it challenges and that my job is to help you navigate those challenges so that you can live the life you deserve. You are the expert in your life I greatly appreciate you willing to let me on this journey with you. I believe that this is your journey and i am just along to give assistance on the way.

Mayme Siders

Mayme Siders, LCSW - Kentucky Therapist at Grow Therapy
$105/session
LCSW
10 years of experience
Virtual
Hello! I am an LCSW based in Evansville Indiana that serves Tennessee, Indiana, and Kentucky clients through telehealth. I have been a counselor for 10 years. I attended UTK in Knoxville Tennessee. I am an Integrative, Humanistic therapist that emphasizes positive psychology in my practice. I use a client centered, strengths based, solution focused approach. My goal is always to support you in moving toward your personal goals in ways that feel comfortable & accessible to you. Whether the issue is anxiety, depression, grief, relationship difficulties, poor coping skills, or phase of life issues, my approach is based in genuine support & kind, honest feedback.

Alison Tempero

(she/her)

Alison Tempero, LCSW - Kentucky Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
As I see it, my job is to walk with you on your journey to overcome any barriers to help you achieve your best self, however you define that. Welcome, I am Alison Tempero, LCSW (KY) and LCSW, LCAC (IN) of Bardo Counseling LLP. I graduated from the University of Louisville with my Bachelors in Psychology in 2009 and my Masters' of Social Work in 2014. I have been working in social services for over 18 years and look forward to putting those years of experience into practice for you.

Donnah Clark-Miller

Donnah Clark-Miller, LPCC - Kentucky Therapist at Grow Therapy
$100/session
LPCC
15 years of experience
Virtual
Hi there! I am glad you are here! I'm Donnah. A little information about me. I have diverse experience working in community mental health, and I particularly enjoy working with adolescents, young adults, and their families. I strive to be the type of helper and ally that I would have benefited from as a teen. Transitioning to adulthood can be challenging, and I am passionate about supporting this population. Whether it's dealing with school challenges, choosing a career, facing emerging mental health issues, or navigating parental or relational difficulties, I am eager to help.I have a wide range of experience in community mental health and find great satisfaction in supporting adolescents, young adults, and their families. My goal is to provide the kind of support and understanding I would have valued as a teenager. Recognizing the difficulties of transitioning to adulthood, I am dedicated to helping this age group navigate challenges such as school pressures, career decisions, emerging mental health concerns, emotional regulation problems, and family or relationship issues.

Leslie Birdwhistell

(she/her)

Leslie Birdwhistell, LCSW - Kentucky Therapist at Grow Therapy
$150/session
LCSW
14 years of experience
Virtual
Hi there, I'm Leslie. Do you often find yourself overwhelmed by the demands of a busy life? Maybe you feel like something is "off" that you cannot quite identify. You may feel disconnected and experience frequent low moods. You might be someone who has been diagnosed or self-identified as neurodivergent, or you may be raising a neurodivergent child and feeling lost in coping with your feelings about how to navigate that challenge. You might be stuck in (or exiting) a romantic relationship that does not serve you, but you are struggling to find your path forward. Whatever the source of your anxiety, I am here to help! I support individuals across a spectrum of ages and circumstances to understand how to find their footing in their daily lives. I use a unique person-centered behavioral approach that is affirming and includes action steps to access change. When you meet with me, you will hear "real talk" grounded in evidenced-based techniques. Together we will discover a path to a more manageable daily life that fits your specific circumstances. Congratulations on taking the step to seek support through therapy. l look forward to working together!

Gena Taylor-Tidwell

(she/her)

Gena Taylor-Tidwell, LPCC - Kentucky Therapist at Grow Therapy
$110/session
LPCC
4 years of experience
Virtual
Congratulations on taking this step towards your personal wellness! I am a Licensed Professional Clinical Counselor (LPCC) based in Kentucky--National Certified Counselor (NCC certified). I received my Master's degree from Walden University of Minnesota and my undergraduate degree from Murray State University in Kentucky. I help adults understand and navigate a variety of concerns to empower them to become the best versions of themselves.

Amy Kersten

(she/her)

Amy Kersten, LCSW - Kentucky Therapist at Grow Therapy
$150/session
LCSW
20 years of experience
Virtual
I’m currently living in Missouri with my wonderful husband, our lovable dog, and two very sassy cats. As a military spouse and a Licensed Clinical Social Worker, I’ve had the privilege of supporting individuals and families through life’s many challenges. I earned my bachelor’s degree in Social Work from the University of Alaska and went on to complete my Master of Social Work at the University of Maine. With over 20 years of experience as a therapist, I’m passionate about helping others find healing, growth, and resilience.

Mayra Alejandra Nieto

(she/her)

Mayra Alejandra Nieto, LPCC - Kentucky Therapist at Grow Therapy
$100/session
LPCC
11 years of experience
Virtual
My mission is to be a servant to others by empowering and helping you on your path to emotional wellness. I have helped children, teens and adults with anxiety, depression, mental health disorders, relationship conflict, and parenting concerns; assisted others to heal from acute abuse, childhood and adult traumas. I am also experienced with persons who have migrated to the US from other countries and the barriers that are encountered with those changes. Whether it be acute crises', life surprises, circumstantial stressors or complex traumas; let me teach you new skills or sharpen the ones you already use to either decrease, eliminate or change negative behaviors or unwanted symptoms. I have worked among many different populations and settings (non-profit organizations, state and government facilities, public education, and now private practice) and have learned to navigate through different challenges and with those experiences I have become a person who is compassionate to unique needs and desires. If there is an area of concern that I'm not able to assist you with I will be honest with you and seek assistance or refer you to a better qualified professional.

Necole Richardson

(she/her)

Necole Richardson, LPCC - Kentucky Therapist at Grow Therapy
$85/session
LPCC
6 years of experience
Virtual
You've taken the first step! I'm Necole a licensed clinician counselor in the states of Tennessee, Kentucky, and Utah. I've always desired to understand feelings, behaviour and the human mind; always been driven toward solving the questions that start with why. My passion for therapy began after realizing I was helping many clients with the similar concerns related to identity confusion, limited self-awareness, and low self-confidence. Life is pretty complex and sometimes presents us with challenges that require support and therapeutic interventions to achieve balance and overall wellness. Congratulations to you for your courage, and on your decision to seek empowerment and enhance your current emotional well-being. If you are in need of more support for your journey don't hesitate to reach out. Even if we aren't the right fit let me send you in the right direction.

Amanda Nelson

(she/her)

Amanda Nelson, LCSW - Kentucky Therapist at Grow Therapy
$90/session
LCSW
6 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker based in Louisville, Kentucky. I received my Master's Degree from the University of Louisville. I have 6 years of experience treating children, adults, and families with various difficulties and situations. I am passionate about helping individuals and families resolve conflict in their lives, make positive changes, and become the best version of themselves!

Frequently asked questions

Why filter by Kentucky rather than a city like Louisville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Kentucky from Bowling Green to Lexington! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Kentucky.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Peer Relationships?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Peer Relationships, is filtering therapists in Kentucky that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.