Therapists that accept Cash Pay in Kentucky

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 31 verified therapists in Kentucky who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/15/2025

Dr. LaDonna Butler

(she/her)

Dr. LaDonna Butler, LPCC - Kentucky Therapist at Grow Therapy
$130/session
LPCC
18 years of experience
Virtual
Hello — I’m Dr. LaDonna Butler, a Licensed Professional Clinical Counselor, Licensed Alcohol and Drug Counselor, Certified Daring Way™ Facilitator (CDWF), and DBT-informed therapist. I help individuals and families — especially Black women and other marginalized communities — reconnect with themselves, heal deeply, and live with more courage and self-trust. My clients often carry the heavy stories of anxiety, grief, substance use, relationship conflicts, or the quiet exhaustion that comes with always having to hold it all together. In our work, I blend evidence-based approaches like DBT (Dialectical Behavior Therapy) — building skills for emotion regulation, mindfulness, and healthy relationships — with narrative healing and The Daring Way™, Brené Brown’s framework for shame resilience and wholehearted living. Together, we’ll create a space where your identities and experiences are honored. You’ll have room to tell your story, develop practical tools, and grow new ways of being that feel more aligned, authentic, and free. Your story matters. Your healing matters. Let’s start where you are — and build from there. 🌻 When you’re ready, book your first session and take one bold step toward the life you want to live!

Karen Reiss

(she/her)

Karen Reiss, LCSW - Kentucky Therapist at Grow Therapy
$150/session
LCSW
21 years of experience
Virtual
Hi, I am honored you are taking time out of your busy day to consider me as your therapist. I am a Licensed Clinical Social Worker in Pennsylvania and Kentucky. I received my Masters in Social Work from Marywood University and have been practicing for 20+ years. I assist individuals like you — thoughtful, resilient, and ready to face the hard things, even when they feel confusing or uncertain - through empathy, compassion, and challenge.

Tiffany D'Alessandri

Tiffany D'Alessandri, LCSW - Kentucky Therapist at Grow Therapy

Frequently rebooked

$80/session
LCSW
5 years of experience
Virtual
Are you feeling overwhelmed and in need of a helping hand? Struggling with anxiety, past trauma, or parenting difficulties? Life's obstacles can be draining to navigate. I understand the difficulty and fear that comes with taking that initial step towards healing. In our sessions, I'll meet you where you are, providing compassionate support and evidence-based techniques. Together, we'll identify what's not working and chart a path towards a healthier, happier life. Most of my experience is centered around children, adolescents, young adults, and parents. I have focused on treating anxiety, depression, and trauma. Drawing from a strengths-based approach, I incorporate proven interventions such as cognitive-behavioral therapy, motivational interviewing, and mindfulness techniques. My objective as a therapist is to cultivate a comfortable and inviting space where you can freely explore and express your thoughts and emotions. Let's collaborate and make progress together!

Jonathan Edwards

(he/him)

Jonathan Edwards, LPCC - Kentucky Therapist at Grow Therapy
$75/session
LPCC
3 years of experience
Virtual
Hello, I am Jonathan Edwards, a Licensed Professional Clinical Counselor (LPCC). It is my joy to help people of all ages and backgrounds navigate mental health issues. I have experience treating a variety of disorders related to anxiety, depression, trauma, mood, and negative behaviors. Utilizing various treatment strategies from proven counseling techniques such as Cognitive Behavioral Therapy, Dialectical Behavior Therapy, and Solution-Focused Brief Therapy, I find an approach that works best for each client. I believe that a person’s sense of self develops from their experiences interacting socially and their ability to meet personal goals. I hope to guide my clients in identifying sources of negative feelings, developing better coping skills, and forming meaningful connections. Helping individuals create and achieve their goals empowers them to live more meaningfully.

Michael Farjellah

Michael Farjellah, LP - Kentucky Therapist at Grow Therapy
$150/session
LP
21 years of experience
Virtual
Welcome my friends. I’m a combat veteran and retired Army officer, a devout Christian, husband, father, grandfather, and experienced clinical psychologist. I want to get into the root causes of your battle and find ways to overcome, change, forgive, accept, and move upward toward the light. It may not seem like it, but the darkness will eventually lift, and the light will surely shine again. Life is a battle in the heart, and I humbly accept that I will be in my own battle or someone else’s battle for the rest of my life. Like the weather, our emotions are powerful. Many days the sun shines, but the rains do come and sometimes a destructive storm hits hard (divorce, the loss of a loved one, cancer, suicidal thoughts, et cetera). It's a battlefield. When it comes to the challenge of relationships, so often, it is ego (pride), self-esteem, and powerful emotions at the root of our conflicts. To understand these forces is the key to peace. Let's work through it! I have been honored to be in the field of psychology for 20 years since 2004. Through the years, more than half of my time was in the Army where I primarily worked with soldiers enduring anxiety, depression, trauma, Traumatic Brain Injury, and all the other usual suspects of psychological distress. It is time well spent to analyze our guilt, fear, worry, shame, pain, heartbreak, addiction, identity conflicts, and sorrow. I’ve also worked in the prisons for many years with some extreme situations (i.e., murder, severe mental illness, rape, child molestation, drug kingpins, gang leaders). So, no matter what your circumstances are, never quit and never give up! Survival is a noble plight!

Amber Coyle

(she/her)

Amber Coyle, LPCC - Kentucky Therapist at Grow Therapy
$65/session
LPCC
3 years of experience
Virtual
Hello! I am a Licensed Professional Clinical Counselor (LPCC) in the state of Kentucky. I have been working as a therapist since 2021. Prior to that I worked as a case manager in the mental health field. I help adults and adolescents transition through difficult seasons in their lives. I actively work with addiction and recovery clients by providing Groups such as IOP and OP along with individual sessions when needed.

Brandon Swaggart

(he/him)

Brandon Swaggart, LPCC - Kentucky Therapist at Grow Therapy
$125/session
LPCC
15 years of experience
Virtual
Hi! I'm so happy you're considering taking me along on your journey for a while. I've been providing counseling services for over 15 years now and it's been incredible to witness the change my clients have experienced through the clinical counseling process. I believe we both create and discover meaning through each choice we make, no matter the situation we might find ourselves in. I am excited to work with you!

Natalie Carter

Natalie Carter, LPCC - Kentucky Therapist at Grow Therapy
$90/session
LPCC
9 years of experience
Virtual
Hello and welcome. If you are new to mental health treatment and feeling unsure about the process please understand therapy comes with misconceptions and stigmas at times. The option of telehealth allows much flexibility in our meeting location which often is more comfortable than attending an office in-person. All sessions are private and confidential with few limitations to confidentiality which we will discuss in detail. My therapy sessions are safe spaces where you can be honest and feel free of judgment or criticism. We all need extra support from time to time. My hope is to help you begin finding clarity, stability, and a better mental space altogether.

Mayra Alejandra Nieto

(she/her)

Mayra Alejandra Nieto, LPCC - Kentucky Therapist at Grow Therapy
$100/session
LPCC
11 years of experience
Virtual
My mission is to be a servant to others by empowering and helping you on your path to emotional wellness. I have helped children, teens and adults with anxiety, depression, mental health disorders, relationship conflict, and parenting concerns; assisted others to heal from acute abuse, childhood and adult traumas. I am also experienced with persons who have migrated to the US from other countries and the barriers that are encountered with those changes. Whether it be acute crises', life surprises, circumstantial stressors or complex traumas; let me teach you new skills or sharpen the ones you already use to either decrease, eliminate or change negative behaviors or unwanted symptoms. I have worked among many different populations and settings (non-profit organizations, state and government facilities, public education, and now private practice) and have learned to navigate through different challenges and with those experiences I have become a person who is compassionate to unique needs and desires. If there is an area of concern that I'm not able to assist you with I will be honest with you and seek assistance or refer you to a better qualified professional.

Amy Hall

(she/they)

Amy Hall, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
5 years of experience
Virtual
I have been a child, adult, and family therapist who has worked with hundreds of clients to address the barriers that negatively impact their lives. I take a collaborative approach that meets my clients where they are to work together to identify what they would like to get out of therapy and the best path to meet those goals. I provide my clients with a variety of tools and skills that they can use between sessions to help them manage their lives and address challenges they face.

Ebonie Williams

Ebonie Williams, LPCC - Kentucky Therapist at Grow Therapy
$80/session
LPCC
12 years of experience
Virtual
I have been a therapist for over 12 years. I understand that life presents it challenges and that my job is to help you navigate those challenges so that you can live the life you deserve. You are the expert in your life I greatly appreciate you willing to let me on this journey with you. I believe that this is your journey and i am just along to give assistance on the way.

LaToya Brown-Diallo

(she/her)

LaToya Brown-Diallo, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
8 years of experience
Virtual
Greetings, I’m a Licensed Clinical Social Worker (LCSW). I earned my first master’s degree in religious studies (MAR) from Yale University and then went on to earn my master’s in social work (MSW) from The Catholic University of America in Washington, DC. My philosophy as a clinician is that each client is the expert in their own lives. As your clinician I am here to journey through this chapter of life alongside of you.

Alison Tempero

(she/her)

Alison Tempero, LCSW - Kentucky Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
As I see it, my job is to walk with you on your journey to overcome any barriers to help you achieve your best self, however you define that. Welcome, I am Alison Tempero, LCSW (KY) and LCSW, LCAC (IN) of Bardo Counseling LLP. I graduated from the University of Louisville with my Bachelors in Psychology in 2009 and my Masters' of Social Work in 2014. I have been working in social services for over 18 years and look forward to putting those years of experience into practice for you.

Leslie Birdwhistell

(she/her)

Leslie Birdwhistell, LCSW - Kentucky Therapist at Grow Therapy
$150/session
LCSW
14 years of experience
Virtual
Hi there, I'm Leslie. Do you often find yourself overwhelmed by the demands of a busy life? Maybe you feel like something is "off" that you cannot quite identify. You may feel disconnected and experience frequent low moods. You might be someone who has been diagnosed or self-identified as neurodivergent, or you may be raising a neurodivergent child and feeling lost in coping with your feelings about how to navigate that challenge. You might be stuck in (or exiting) a romantic relationship that does not serve you, but you are struggling to find your path forward. Whatever the source of your anxiety, I am here to help! I support individuals across a spectrum of ages and circumstances to understand how to find their footing in their daily lives. I use a unique person-centered behavioral approach that is affirming and includes action steps to access change. When you meet with me, you will hear "real talk" grounded in evidenced-based techniques. Together we will discover a path to a more manageable daily life that fits your specific circumstances. Congratulations on taking the step to seek support through therapy. l look forward to working together!

Fran Weil

Fran Weil, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
24 years of experience
Virtual
You are invited to create the life you desire and deserve! Are you struggling with anxiety, depression, feeling overwhelmed, and feeling powerless to coping with life? Please know these feelings are present to warn that your attention is needed. I am an LISW, Licensed Independent Social Worker, with over 15 years experience providing clinically sound, creative, and holistic therapy services. I will partner with you in a safe, accepting, and non-judgmental setting that promotes growth and change. Happiness is something we all talk about and want dearly. The road to happiness is through being authentic, setting boundaries with yourself and others, and taking care of you. Getting the help you need is a form of Self Care. Let me help you find happiness!

Necole Richardson

(she/her)

Necole Richardson, LPCC - Kentucky Therapist at Grow Therapy
$85/session
LPCC
6 years of experience
Virtual
You've taken the first step! I'm Necole a licensed clinician counselor in the states of Tennessee, Kentucky, and Utah. I've always desired to understand feelings, behaviour and the human mind; always been driven toward solving the questions that start with why. My passion for therapy began after realizing I was helping many clients with the similar concerns related to identity confusion, limited self-awareness, and low self-confidence. Life is pretty complex and sometimes presents us with challenges that require support and therapeutic interventions to achieve balance and overall wellness. Congratulations to you for your courage, and on your decision to seek empowerment and enhance your current emotional well-being. If you are in need of more support for your journey don't hesitate to reach out. Even if we aren't the right fit let me send you in the right direction.

Mayme Siders

Mayme Siders, LCSW - Kentucky Therapist at Grow Therapy
$105/session
LCSW
10 years of experience
Virtual
Hello! I am an LCSW based in Evansville Indiana that serves Tennessee, Indiana, and Kentucky clients through telehealth. I have been a counselor for 10 years. I attended UTK in Knoxville Tennessee. I am an Integrative, Humanistic therapist that emphasizes positive psychology in my practice. I use a client centered, strengths based, solution focused approach. My goal is always to support you in moving toward your personal goals in ways that feel comfortable & accessible to you. Whether the issue is anxiety, depression, grief, relationship difficulties, poor coping skills, or phase of life issues, my approach is based in genuine support & kind, honest feedback.

Madison Steffey

Madison Steffey, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
5 years of experience
Virtual
Hi! I am a licensed clinical social worker. I graduated in May 2020 with my Masters in Social Work from the University of Kentucky and have been practicing for 5 years. I am certified in Parent Child Interaction Therapy through PCIT International. I help caregivers and their children improve their bond and decrease behavior issues through Parent ChIld Interaction Therapy.

Marie Simpson

(she/her)

Marie Simpson, LCSW - Kentucky Therapist at Grow Therapy
$120/session
LCSW
25 years of experience
Virtual
I am an LCSW with more than 25 years of experience working with individuals and families to to help them live their best lives. I offer a welcoming and safe space to address your concerns and find soultions to your problems. We will begin working on a plan to address the issue that brings you to therapy in our first session. You will leave our first session feeling heard and understood and supported.

Amanda Nelson

(she/her)

Amanda Nelson, LCSW - Kentucky Therapist at Grow Therapy
$90/session
LCSW
6 years of experience
Virtual
Hello! I am a Licensed Clinical Social Worker based in Louisville, Kentucky. I received my Master's Degree from the University of Louisville. I have 6 years of experience treating children, adults, and families with various difficulties and situations. I am passionate about helping individuals and families resolve conflict in their lives, make positive changes, and become the best version of themselves!

Ken A

Ken A, LCSW - Kentucky Therapist at Grow Therapy
$120/session
LCSW
10 years of experience
Virtual
Welcome! Come on in, I’m glad you’re here. The challenges of life can be overwhelming; the past making the present feel like less of a gift. You may feel stuck, like it’s impossible to move forward. Life transitions have a way of stirring up emotions and throwing you off balance. This mounting weight can impact your relationships, work, social life, and everything around you. I want you to know that you don’t have to face all of this alone. Together we can create a plan to help you feel better and achieve the changes you are seeking. Here, you will have a safe place to learn and to grow to overcome the challenges you face. We will work together to establish a genuine connection. I believe this is the most important part of therapy. I value honesty and transparency in our work together, without which movement and authentic change cannot occur. For therapy to work, you have to feel understood and heard by your therapist. I will work with you to alleviate hesitancy about therapy and fear of vulnerability. I will frequently check in with you to ensure the therapy process is working for you and ask how our relationship can be improved. This collaboration will empower you to make the changes you need in your life. You will have more control over your decisions. Regardless of your “why,” whether trauma, marriage or relationship issues, depression, anxiety, grief, loss, or life transitions, I’m honored to be here for you. We will get through this together.

Angie Olson

(she/her)

Angie Olson, LCSW - Kentucky Therapist at Grow Therapy
$150/session
LCSW
7 years of experience
Virtual
Hello. My name is Angie Olson and am a licensed clinical social worker, LCSW. I’m located in Louisville, Kentucky, and grew up in Southern California. I graduated with a bachelor's in social work from the University of Southern Indiana in 2008 and graduated with a master's in social work from Spalding University in 2012. I have eight years of experience providing individual and group therapy. Therapy is not just a job for me, it’s a passion.

Diann B Klug

(she/her)

Diann B Klug, LMFT - Kentucky Therapist at Grow Therapy
$130/session
LMFT
30 years of experience
Virtual
Hello, I’m Diann. Do you feel overwhelmed by the weight of your responsibilities? Uncertain how to lighten your load? Are you feeling out of balance in your relationships, work, and health? Come talk to me. Together, we will explore strategies to help you increase your confidence, self-awareness, and personal effectiveness. Whether you’re dealing with overwhelm, relationship issues, or self-doubt, I’m here to help. You’re probably not used to asking for help, but you’re making the right choice! You deserve a safe space to reflect, heal, and grow. In our sessions together, I will offer compassion and proven techniques to help you overcome old habits and hangups that no longer serve you. Let’s do this!

Julie Gislason

(she/her)

Julie Gislason, LCSW - Kentucky Therapist at Grow Therapy
$145/session
LCSW
15 years of experience
Virtual
I am a psychotherapist with over 15 years of clinical experience. My work experience includes outpatient mental health, individual and couples therapy, support groups and substance abuse treatment. I am passionate about working with people who struggle with depression and anxiety. These are very treatable conditions and I offer a personalized approach that gets results.

Regina Hancock

Regina Hancock, LPCC - Kentucky Therapist at Grow Therapy
$100/session
LPCC
10 years of experience
Virtual
Hi, I’m Regina Hancock, M.ED., LPCC-S I’m an experienced Counselor who can help shape your perspective into a healthy and productive one. Whether it’s your relationships, or anything else that’s important to you, I’ll help you develop the habits and skills to effectively deal with the challenges and emotional moments you may encounter in life. I have been a therapist since 2016 and I obtained my LPCC in 2019. I have since obtained my LPCC-S. I am very excited to be able to help others and assist them in becoming a better version of themselves. I am a Lindsey Wilson College graduate; I first attended LWC in 2002-2007 I obtained an Associates of Arts degree in Early Childhood and Development and a Bachelors of Arts in Christian Ministries. I went back to LWC in 2014-2015 and obtained a Masters of Education in Human services and counseling. I am currently pursuing a PHD in Counselor Education and Supervision from The University of the Cumberlands.

Frequently asked questions

Why filter by Kentucky rather than a city like Louisville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Kentucky from Bowling Green to Lexington! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Kentucky.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Parenting?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Parenting, is filtering therapists in Kentucky that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.