Therapists that accept Cash Pay in Kentucky

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 77 verified therapists in Kentucky who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Rebecca Kerr

(she/her)

Rebecca Kerr, LCSW - Kentucky Therapist at Grow Therapy

Frequently rebooked

$130/session
LCSW
11 years of experience
Virtual
Rebecca is a LCSW-S (Licensed Clinical Social Worker-Supervisor) with over a decade of experience working in mental health and substance use. Rebecca specializes in perinatal mental health, with a focus on supporting individuals and families during the crucial period before and after childbirth. Rebecca offers tailored support that acknowledges the unique emotional and psychological experiences associated with pregnancy, childbirth, and early parenthood. Rebecca provides a nurturing space to explore feelings, fears and concerns, while offering evidenced-based interventions to address issues such as anxiety, depression and adjustment difficulties.

Jessica Gibo

(she/her)

Jessica Gibo, LMFT - Kentucky Therapist at Grow Therapy
$125/session
LMFT
5 years of experience
Virtual
I am a Licensed Marriage and Family Therapist, in Kentucky. I have over 13 years of experience in healthcare and mental health. I work with individuals, families, and couples across the life span. I typically see clients ages 14 and above. I have had success with short term (3-5 sessions) and long term (weekly or bi-weekly) therapy sessions. I provide couples counseling services as a Prepare and Enrich provider, and a Gottman-informed therapist. I also offer Premarital Counseling services. I offer assessments and will work with you to advocate for your individual needs with your medical providers, workplace or school.

Angela Mathew

(she/her)

Angela Mathew , LMFT - Kentucky Therapist at Grow Therapy
$150/session
LMFT
28 years of experience
Virtual
Hello!! And, Welcome! Looking forward to meeting you!! I am a Licensed Marriage and Family Therapist. I am licensed in Kentucky, Indiana, Kansas, Maine, Utah, and Nevada. I received my Masters from Western Kentucky University, and have been practicing for 28 years. I help individuals, and couples to overcome "old programming", develop new and healing ways to see themselves and life, and utilize places of self-empowerment. Increasing one's relationship with oneself helps one to have greater relationships with others, and all other parts of life.

Nikki Layne

(she/her)

Nikki Layne, LPCC - Kentucky Therapist at Grow Therapy
$125/session
LPCC
10 years of experience
Virtual
Hey y’all, are you ready to break free from stress, anxiety, hopelessness, or self-doubt and create a life aligned with your true potential? I’m Nikki Layne, a Licensed Professional Clinical Counselor (LPCC) with over 9 years of experience guiding individuals through life’s toughest challenges. I was born and raised in a rural town in Eastern Kentucky. I know how isolating it can feel to be unsure of who to turn to or how to move forward. That’s why I’m committed to providing a safe, non-judgmental space where you can truly be yourself, explore your feelings, and discover your strengths. My personal experiences inspired me to open my private practice, Counseling in the Holler, LLC; having navigated challenges myself, I wanted to create a space where others could find support, healing, and understanding in a compassionate, inclusive environment. So whether you’re facing anxiety, depression, self-identity struggles, addiction, or LGBTQI+ issues, I’m here to help you break free from what’s holding you back and create the life you deserve.

Sara Wright

(she/her)

Sara Wright, LPCC - Kentucky Therapist at Grow Therapy

Frequently rebooked

$100/session
LPCC
7 years of experience
Virtual
During trying to conceive, pregnancy and the postpartum period, women and new moms are faced with all kinds of intense challenges. Between fluctuating hormones, adjustments to motherhood, and the risk of postpartum mood and anxiety disorders, there could be a number of issues that women face during the perinatal journey. I am committed to working with women and providing them support as they navigate these uncharted waters of motherhood. Perinatal mood and anxiety disorders affect 1 in 5 to 7 moms. You are not alone. With support and help, you can be healthy and enjoy a rich and meaningful life. I am certified through Postpartum Support International in perinatal mood and anxiety disorders. This training offered me insight to using interpersonal and CBT therapeutic techniques to work with clients who are struggling with adjustments to parenthood, as well as serious mental health issues that can arise during pregnancy or the postpartum period. If you are concerned that your anxiety in pregnancy is not just nerves, or you’re worried that your struggles are greater than the baby blues, reach out today for specialized care. You are not alone, and with help, you can be well.

Michael Farjellah

Michael Farjellah , LP - Kentucky Therapist at Grow Therapy

Frequently rebooked

$150/session
LP
20 years of experience
Virtual
Welcome my friends. From my heart, I live by the adage that I will be in my own battle or someone else’s battle for the rest of my life. Our days are like the weather. Many days the sun shines, but the rains do come and sometimes a destructive storm hits hard (a divorce, the loss of a loved one, cancer, suicidal thoughts, et cetera). I have been honored to be in the field of psychology for 20 years since 2004. Through the years, more than half of my time was in the Army where I primarily worked with soldiers enduring anxiety, depression, trauma, Traumatic Brain Injury, and all the other usual suspects of psychological distress such as guilt, fear, worry, shame, pain, heartbreak, addiction, identity conflicts, and sorrow. I’ve also worked in the prisons for many years with extreme situations (i.e., murder, severe mental illness, rape, child molestation, drug kingpins, gang leaders). I have seen many miracles. So, no matter what your circumstances are, never quit and never give up! I’m a combat veteran and retired Army officer, a devout Christian, husband, father, grandfather, and experienced clinical psychologist. Let’s get into the root causes of your battle and find ways to overcome, change, forgive, accept, and move upward toward the light. The darkness will eventually lift, and the light will surely shine again.

Chelsea Clements

(she/her)

Chelsea Clements, LPCC - Kentucky Therapist at Grow Therapy

Frequently rebooked

$150/session
LPCC
8 years of experience
Virtual
I am a licensed professional clinical counselor. My masters is from Eastern Kentucky University, and I have been practicing counseling for over 8 years. I started as a volunteer crisis counselor with my local rape crisis center, and worked to become a board approved supervisor in my field. My passion is in the treatment of complex trauma, especially serving those who have experienced issues related to the intersections of sexual violence, pregnancy, and postpartum issues.

Tracey Zion

(she/her)

Tracey Zion, LCSW - Kentucky Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
Congratulations on taking the first step to wellness! Hi, my name is Tracey and I am a clinically licensed therapist with over 20 years of experience supporting, educating, and assisting people like you who want to make some positive changes in their lives. I provide a safe and nonjudgemental space for you to identify what's not working in your life and causing you to feel unwell. Using a whole self approach and addressing the issues that are most relevant to you, I use tools and strategies that will lead to positive changes and wellness. Whether you are experiencing a life challenge, having issues with relationships, or struggling with feeling well emotionally, I look forward to the opportunity to help you discover new ways to improve, heal, and grow. Thank you for considering sharing your journey with me. I look forward to meeting you.

Marcie Vooris

(she/her)

Marcie Vooris, LPCC - Kentucky Therapist at Grow Therapy
$100/session
LPCC
10 years of experience
Virtual
Life can be messy and overwhelming. As we navigate relationships, mental health challenges, and trauma, having support is essential. I’m here to guide you on your journey, no matter where you are. I am trained in various modalities, including EMDR, Polyvagal Theory, nervous system regulation, dissociative experiences, and somatic therapy. My approach is rooted in the belief that the therapeutic relationship is fundamental to healing. Together, we will create a safe and compassionate space where you can explore your experiences with gentle honesty and without judgment. Let’s embark on this journey together toward healing.

Leo Bowman

(he/they)

Leo Bowman, LCSW - Kentucky Therapist at Grow Therapy
$100/session
LCSW
5 years of experience
Virtual
Hi I'm Leo I'm a non binary transgender man. I have my master’s degree in social work from the University of Louisville and I'm a Licensed Clinical Social worker in Indiana and Kentucky. My professional background has been working with the University of Louisville as a therapist at the Trager Institute Optimal Aging Clinic. While working at University of Louisville Trager Institute, I gained experience in treatment areas such as conversion disorders/PNES, PTSD/Trauma, anxiety, depression, grief, transgender issues, gender dysphoria and LGBTQ+ issues.

Jessica Green

(she/her)

Jessica Green, LCSW - Kentucky Therapist at Grow Therapy
$120/session
LCSW
8 years of experience
Virtual
Are you feeling overwhelmed and need support? Are you struggling with anxiety or having trouble in your relationships? Maybe you're finding it difficult to achieve your goals? It can be exhausting to navigate the obstacles life throws at us. I understand how difficult and scary it can be to take the first step and begin the healing process. In our sessions, I'll meet you where you are with compassion and evidence-based practices so we can identify what's not working and find a way to help you meet your goals for a healthier, happier life. I offer telehealth counseling services for individual adults of all ages and all walks of life who reside in the state of Kentucky. My therapeutic approach is primarily strengths-based, applied within evidence based interventions such as cognitive behavioral, psychodynamic, motivational interviewing, and mindfulness therapies. My goal as a therapist is to create a comfortable and welcoming environment for you to explore and express your thoughts and feelings. Let's work together!

Olivia Reynolds

(she/her)

Olivia Reynolds, LPCC - Kentucky Therapist at Grow Therapy
$85/session
LPCC
10 years of experience
Virtual
My ideal client is scared to reach out right now, is scared of being judged, and is nervous that they will get stuck with a therapist who just keeps asking, "And how does that make you feel?".Are you feeling overwhelmed, feeling like you can't breathe, getting tightness in your chest, or worrying a lot? Do you feel hopeless, as if life is never in your favor? Do people not understand your issues or tell you that you’re overreacting? Everything is just fine. Do you have a relationship that is struggling, thinking about divorce, or possibly an affair? Are you working with your identity (gender, shape, image)? Do you feel like everything has to be perfect, or do you feel angry or upset? Do you get stressed and have poor coping skills? If any of this is what you're going through, I can help you get relief.

Amy Kersten

(she/her)

Amy Kersten, LCSW - Kentucky Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
20 years of experience
Virtual
I am currently living in Missouri with my husband, 2 dogs, and our cat. I am a military spouse and a Licensed Clinical Social Worker. I completed my undergraduate degree in social work at the University of Alaska, and my Masters of Social Work degree, at the University of Maine. I have over 20 years of experience as a therapist.

Regina Hancock

Regina Hancock, LPCC - Kentucky Therapist at Grow Therapy
$100/session
LPCC
10 years of experience
Virtual
Hi, I’m Regina Hancock, M.ED., LPCC-S I’m an experienced Counselor who can help shape your perspective into a healthy and productive one. Whether it’s your relationships, or anything else that’s important to you, I’ll help you develop the habits and skills to effectively deal with the challenges and emotional moments you may encounter in life. I have been a therapist since 2016 and I obtained my LPCC in 2019. I have since obtained my LPCC-S. I am very excited to be able to help others and assist them in becoming a better version of themselves. I am a Lindsey Wilson College graduate; I first attended LWC in 2002-2007 I obtained an Associates of Arts degree in Early Childhood and Development and a Bachelors of Arts in Christian Ministries. I went back to LWC in 2014-2015 and obtained a Masters of Education in Human services and counseling. I am currently pursuing a PHD in Counselor Education and Supervision from The University of the Cumberlands.

Emma Mattingly

(she/her)

Emma Mattingly, LPCC - Kentucky Therapist at Grow Therapy
$115/session
LPCC
4 years of experience
Virtual
Hi there, I'm Emma. I admire your courage in taking the first step to improving your mental and emotional well-being. Are you struggling to find a sense of inner peace and contentment? Feeling misunderstood? Overwhelmed by endless self-defeating thoughts? Exhausting all efforts to cope with pain, trauma, fear, relationships, loss, stress? As a client-centered, holistic therapist I'll hold a safe, supportive space for you to show up as your authentic self to cultivate healing and wholeness. I'm a Licensed Clinical Counselor in Kentucky and have worked with adolescents and adults treating anxiety, depression, addiction, and other mental health challenges. If you’re ready to actively seek a happier, healthier life, contact me to set up an appointment. I look forward to hearing from you.

Lorena Ginn

Lorena Ginn, LPCC - Kentucky Therapist at Grow Therapy
$100/session
LPCC
7 years of experience
Virtual
I am a Licensed Professional Clinical Counselor LPCC based in KY. I received my master's at Lindsey Wilson College of Professional Counseling. I have been in practice for 6 years. Life can be hard at times. We have challenges and experiences that seem impossible to deal with or get through. I want to help you navigate and make it through these difficult times. It is truly rewarding to see my clients grow and learn to love themselves. I am very passionate about what I do and one of my best qualities as a therapist is providing encouragement and listening because having a strong therapeutic relationship is vital for healing to even begin.

Lacey Ryan, LMFT, PMH-C, RPT-S

(she/her)

Lacey Ryan, LMFT, PMH-C, RPT-S, LMFT - Kentucky Therapist at Grow Therapy
$180/session
LMFT
15 years of experience
Virtual
If you are a woman attempting to navigate life’s challenges and need more confidence and healthy connection, I can help you. I specialize in supporting women and parents strive for balance in life with specialized training in perinatal mood and anxiety, parenting and child-parent relationship issues, and women's issues. With a warm, relatable approach, I empower clients to thrive as we walk through our work together.

Cheryl Combs-Walker, MSW, LCSW, CPTT

Cheryl Combs-Walker, MSW, LCSW, CPTT, LCSW - Kentucky Therapist at Grow Therapy
$90/session
LCSW
13 years of experience
Virtual
The professional stuff first, I’m a licensed clinical social worker licensed to practice mental health diagnosis and treatment in Kentucky, Vermont, and Florida. I have 12+ years of independent practice and gained experience in a variety of settings and across all age groups, eventually honing my skills and training towards my preferred area of practice in the realm of trauma and the resulting disruptions in relationship with self and others. I’m a human being and began my own healing journey in my late teens. A journey to rebuild my relationship with self which involved identifying damaging beliefs and patterns of interacting with myself, my emotions, my humanity, my sexuality, my spirituality, etc., and replacing them with beliefs that support a better relationship with self. I’ve remained committed to healing as a lifelong endeavor of self-evaluation. One in which I’m consistently challenged towards calculated risks, recommitting to guiding principles of self-trust, faith and commitment to my values. I'm a certified partner trauma therapist through the International Institute of Trauma and Addiction Professionals, a special education that allows me to treat individuals who've experienced betrayal within intimate relationships. My approach is eclectic, piecing together various therapies to meet the needs of the patient. Congratulations on taking this step towards healing. No action taken towards healing, large or small, is wasted as every action taken on your behalf is a message from you that you matter- to you.

Krysten Munn

(she/her)

Krysten Munn, LCSW - Kentucky Therapist at Grow Therapy
$75/session
LCSW
6 years of experience
Virtual
I am a Licensed Clinical Social Worker with extensive experience supporting individuals facing a range of mental health concerns. My work has spanned diverse age groups, from young children as early as three years old to older adults in their 90s. I am especially passionate about helping those who have experienced trauma or grief, providing a compassionate and empowering space to navigate their healing journey. Together, we can work toward achieving your goals, and I look forward to starting this process with you.

Regina Chanda

(she/her)

Regina Chanda, LCSW - Kentucky Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker near Lexington, KY. I have 10 years experience and have worked in a community mental health center and in a counseling center at a small university. I consider it a privilege for clients to share their story with me and entrust me to help them get to where they want to be. I help clients engage in the change process and support them on their journey to becoming more healthy.

Jessi Jones

Jessi Jones, LPCC - Kentucky Therapist at Grow Therapy
$75/session
LPCC
6 years of experience
Virtual
Hi! My name is Jessi Jones. I'm a Licensed Professional Counsellor (LPCC) based in Kentucky. I received my master's from Lindsey Wilson College and have been practicing for 6 years. I serve people struggling with addiction and different mental health symptoms such as depression and anxiety. I have worked with several different populations including children, adolescents, adults and people with intellectual delays.

Jeni M Strednak

(she/her)

Jeni M Strednak, LMFT - Kentucky Therapist at Grow Therapy
$120/session
LMFT
10 years of experience
Virtual
Life sometimes gets complicated! When you find yourself in need of nurturing support, when life is changing or it feels like just too much to handle on your own, I'm here for you. I'm a licensed psychotherapist who practices from an attachment perspective. I love co-creating and fostering connections in all kinds of relational systems and approach therapy with a full life-course perspective in mind. My areas of specialty include depression and anxiety, assistance with life transition adjustment, grief and bereavement counseling, premarital counseling, parenting skills building and problem solving, and trauma recovery. If you've been diagnosed with borderline personality disorder or adult ADHD and have found it difficult to locate an experienced therapist who can help, you'll find a therapeutic space with me. With the ease of telehealth offering you the opportunity to meet with me from the comfort of your own space, my hope is that you'll find therapy accessible and there right when you need it. I look forward to working with you!

Angie Olson

(she/her)

Angie Olson, LCSW - Kentucky Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
Hello. My name is Angie Olson and am a licensed clinical social worker, LCSW. I’m located in Louisville, Kentucky, and grew up in Southern California. I graduated with a bachelor's in social work from the University of Southern Indiana in 2008 and graduated with a master's in social work from Spalding University in 2012. I have eight years of experience providing individual and group therapy. Therapy is not just a job for me, it’s a passion.

Sarah Burns

Sarah Burns , LCSW - Kentucky Therapist at Grow Therapy
$120/session
LCSW
7 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker based in Central Kentucky. I have been working in the mental health field for 7 years with 5 of those years being a therapist. I received my undergraduate degree in 2017 at the University of the Cumberlands in human services. From there, I went and earned my master's degree in social work from Campbellsville University in 2019. I have been enjoying working with people and giving back to my community.

Toni Webb

Toni Webb, LCSW - Kentucky Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
Welcome to my practice and I look forward to getting to know you. I have over 20 years in the social work profession and over 10 years as a clinical supervisor. In addition to my clinical practice I am a lecturer at the University of Kentucky School of Social Work. I specialize in working with individuals by focusing on enhancing personal well-being, improving relationship satisfaction, and working towards decreasing distress. Symptoms related to anxiety, depression, substance use, trauma, grief, family discord, and life adjustment due to medical issues such as chronic pain and insomnia, are common complaints of the patients I work with. I also work extensively with our Veteran population.

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Frequently asked questions

Why filter by Kentucky rather than a city like Louisville?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Kentucky from Bowling Green to Lexington! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Kentucky.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.