Therapists that accept Cash Pay in Indiana

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 28 verified therapists in Indiana who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Indianapolis

Availability updated: 8/13/2026

$75/session

Open-minded
Empowering
Solution oriented

Specialties

Substance Misuse
Anxiety
Depression
+7
As a Flex-Care Counselor, I strive to provide compassionate, client-centered support to individuals and families facing emotional, behavioral, and life challenges. My role is to create a safe and supportive environment where clients feel heard, respected, and empowered to explore their thoughts, feelings, and experiences. I believe that every individual has unique strengths and the capacity for growth and change. As a counselor, I focus on helping clients recognize those strengths while developing practical coping skills that support emotional well-being and resilience. My approach is holistic, meaning I consider the emotional, mental, social, and sometimes spiritual aspects of a person’s life when supporting their healing process. In my work as a Flex-Care Counselor, I use a variety of evidence-based counseling approaches depending on each client’s needs. These may include cognitive-behavioral strategies, mindfulness techniques, solution-focused methods, and trauma-informed care. My goal is to help clients better understand their thoughts and behaviors, manage stress and emotions, and build healthier relationships. I also value collaboration and respect the client’s personal values, culture, and life experiences. I see counseling as a partnership where the client and counselor work together to identify goals, overcome challenges, and create meaningful change. Ultimately, who I am as a Flex-Care Counselor is someone committed to supporting others with empathy, professionalism, and dedication. I aim to empower clients with the tools and confidence they need to navigate life’s challenges and move toward a healthier and more fulfilling future.
VirtualAvailable

$120/session

Warm
Solution oriented
Open-minded

Specialties

Substance Misuse
Addiction
Anxiety
+8
I am a Licensed Clinical Social Worker (LCSW) with ten years of experience supporting adults of all ages in mental health and addiction treatment settings. I specialize in helping individuals who are struggling with depression, anxiety and substance misuse. I am open and affirming. My approach is warm, authentic and collaborative. I strive to meet people where they are in their journey. I am passionate about creating a safe, non-judgmental space where you can show up as you are. I believe in each person’s capacity for growth and transformation, and I feel honored to walk alongside my clients as they navigate meaningful change using evidence-based practices. I provide affirming care for LGBTQ+ individuals.
VirtualAvailable

$125/session

Empowering
Intelligent
Open-minded

Specialties

Substance Misuse
First Responders/Healthcare Workers
Life Transitions
+5
I'm Fred. I’m a licensed clinical social worker with experience in both medical and behavioral health settings, specializing in anxiety, trauma, and addictions. My approach is practical and collaborative — rooted in Rational Emotive Behavior Therapy (REBT) and supported by evidence-based tools. I provide a safe, judgment-free space where clients can challenge unhelpful patterns, build emotional resilience, and reconnect with what matters most.
VirtualAvailable

New to Grow

$100/session

Specialties

Substance Misuse
Addiction
Anxiety
+6
Starting therapy can be daunting, but I’m honored you’re considering me. My goal is to create a welcoming space where you feel comfortable being yourself. I’m a Licensed Clinical Social Worker (LCSW) dedicated to helping adults navigate life’s challenges with compassion, curiosity, and evidence-based care. I specialize in chronic illnesses, anxiety, depression, and issues of codependency/addiction. I understand that managing a chronic health condition can affect all aspects of life, and you don’t have to face those challenges alone. My approach is warm, collaborative, and tailored to your needs. Therapy isn’t about “fixing” you—it’s about helping you understand yourself, build on your strengths, and develop practical tools to overcome challenges.
Available

Often rebooked

$95/session

Warm
Authentic
Empowering

Specialties

Substance Misuse
Child or Adolescent
Sexual Abuse
+10
Hi, I’m Keri Nuske. I am a Licensed Clinical Social Worker providing therapy in Indiana. I am an EMDR therapist. I enjoy working with children, teens, students and adults of all ages. I specialize in helping clients navigate through life changes and stressors. I specialize in trauma, sexual abuse, identity & attachment, domestic violence, CPTSD, grief and loss. I offer individual, child, teen, adult or family therapy. I provide Christian counseling. I also offer music and art therapy. Special note for 2026: If you are uninsured, underinsured, or lack accessible healthcare- I get it and with the current cultural climate I am offering a sliding scale to do my part to increase healthcare accessibility. As a provider I believe in pioneering healthcare accessibility with or without insurance as I am a person who personally understands the difficulties of not having access to care. Please come talk to me if you need help and need options. I encourage other providers to adopt this mentality as well.
VirtualAvailable

$100/session

Warm
Authentic
Empowering

Specialties

Substance Misuse
Anxiety
Family Conflict
+7
With my years of experience, I have helped individuals and families find the relief they seek and the habits they need to enjoy life again. I have come to truly believe that we are all doing the best we can with what we have and what we know; and yet, we all can do better and feel better. Non-judgmental conversation (with some experienced therapy skills sprinkled in) can lead to great ideas and healing.
VirtualAvailable

$120/session

Warm
Solution oriented
Authentic

Specialties

Substance Misuse
Anxiety
Self Esteem
+5
Stop. Unclench your jaw. Relax your shoulders. Breath. My practice has been focused on decreasing the effects of trauma, depression, and anxiety in both adults and children through a mind and body approach. While working with children and adults there is a focus on the present while relieving symptoms caused by the past. Therapy is a relationship between a provider and client that supports positive change. I have witnessed these changes while working with each of my clients and as a client myself. I truly believe that I can help you and/or your children improve your mood and decrease negative behaviors.
VirtualAvailable

$90/session

Solution oriented
Authentic
Empowering

Specialties

Substance Misuse
Anxiety
Grief
+8
As a dedicated and compassionate mental health therapist who is passionate about supporting individuals on their journey to emotional well-being. I bring a fresh perspective, eagerness to learn, and a deep commitment to personal and professional growth. Fluent in Haitian Creole, I'm adept at addressing cultural and linguistic needs. With a strong foundation in evidence-based therapeutic approaches. I strive to create a safe, nonjudgmental space where clients feel heard, valued, and empowered. My specialty areas include anxiety, depression, trauma, stress, grief and postpartum. My approach is rooted in empathy, active listening, and a genuine desire to help individuals navigate everyday challenges. Whether working with individuals, couples, or groups, I'm dedicated to walking alongside clients as they explore their strengths, overcome obstacles, and build healthier, more fulfilling lives.
VirtualAvailable

$95/session

Authentic
Humorous
Empowering

Specialties

Substance Misuse
Addiction
Anxiety
+7
Hi! My name is Jessica. I feel truly grateful that you’ve taken the time to visit my page and learn more about my work as you determine if we would be a good fit together to begin your therapeutic journey toward healing and growth. I am a Licensed Clinical Social Worker (LCSW) in the state of Indiana, dedicated to providing compassionate, evidence-based care to support individuals on their path to wellness. I have over 10 years of experience in the field of mental health. I earned my Bachelor’s degree in Social Work from the University of Saint Francis and my Master’s degree in Social Work from Indiana University. I have extensive experience working with adolescents, adults, and elderly who are navigating challenges related to substance use, relationship difficulties, trauma, depression, anxiety, grief, stress management, and anger management. I would be honored to walk alongside you on your journey of healing and personal growth.
VirtualAvailable

$125/session

Warm
Authentic
Solution oriented

Specialties

Substance Misuse
Anxiety
Depression
+10
Hi, I'm Rachel Richard! With over 25 years of experience as a licensed counselor, I specialize in helping people manage anxiety and depression, overcome trauma, and navigate life's everyday challenges. I hold a Master's Degree in Community/Mental Health Counseling from the University of Cincinnati and I am licensed in Ohio, Kentucky, and Indiana. My commitment lies in providing evidence-based practices that help clients manage their emotions and reduce unhelpful thought patterns while empowering them to confidently cope with life's challenges and achieve their goals. My approach is strengths-based and solution-focused, with specialties in Dialectical Behavior Therapy (DBT), Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy, and Solution-Focused Brief Therapy. For those open to a more holistic approach, I also incorporate Somatic Therapy to connect both mind and body.
VirtualAvailable

New to Grow

$125/session

Authentic
Direct

Specialties

Substance Misuse
ADHD
LGBTQ
+4
I'm a bit of a ball of chaos—in the best way. I laugh loudly, I'm human first, and I believe therapy doesn't have to feel cold or overly clinical. My office is a place where you can show up exactly as you are, messy parts included. The best part of this job isn't giving advice or having all the answers. It's getting to sit beside someone as they do the hard work of healing. Nothing compares to the moment when a client looks back and says, "Remember when I couldn't even imagine getting through that?" and realizes how far they've come. Being invited into that journey is something I never take for granted.
Available

New to Grow

$110/session

Specialties

Substance Misuse
Grief
Life Transitions
+8
As a Christian LMFT, Licensed Marriage and Family Therapist, I believe healthy growing lives can happen when clinical skill and biblical truth work hand in hand. I integrate Scripture and prayer with evidence-based methods to help individuals and couples find lasting change, not just symptom relief. I work with adults 21 and older, individuals and couples, who want a therapist who won't ask them to leave their faith at the door. Whether you're navigating a marriage in crisis, grieving a loss, learning to live well with ADHD or autism, or carrying the weight of trauma, I'll walk that road with you - grounded in the truth that we are "fearfully and wonderfully made" (Psalm 139:14) and that healing is part of God's redemptive work in us. My Approach I draw from Emotionally Focused Therapy, the Gottman Method, and trauma-informed and neurodiversity-affirming frameworks —always through a biblical lens. Proverbs 3:5-6 reminds us to trust God rather than lean only on our own understanding, and I hold that as a guide for my work: I bring the clinical tools and build a therapeutic relationship, and trust God with the outcome. Sessions may include Scripture, prayer, or biblical reflection when welcomed, but the goal is always the same — helping you move toward healing and wholeness in your relationships. If you’re looking for a therapist who takes both your mental health and your faith seriously, I look forward to supporting you.
Available

$85/session

Authentic
Warm
Empowering

Specialties

Substance Misuse
Anxiety
Depression
+9
Hi there! Originally from Kentucky, I'm currently a Licensed Mental Health Counselor practicing in Indiana. My journey started with a Master's in Counseling from Trevecca Nazarene University, though initially I pursued a career in teaching, which briefly postponed my entry into therapy. During my time in education, I witnessed firsthand the diverse needs of students and parents. I bring with me extensive experience working with teens, adolescents, and young adults across various environments. I firmly believe that anyone who is motivated to change can achieve their goals with dedication and effort.
VirtualAvailable

$85/session

Warm
Empowering
Open-minded

Specialties

Substance Misuse
Anxiety
Bipolar Disorder
+10
I am a compassionate licensed clinical social worker that is here to provide you with support and help you once you have decided you want to make changes. My goal, as a counselor, is to provide you with a safe, dedicated space that promotes healing, lifelong change and guides you in the direction you want to go. I know that life presents many challenges. I believe in a collaborative approach; we work together and help reach your goals as a partnership. I know that starting therapy can be scary or overwhelming. You are taking the first step in ensuring you have the resources and tools to help you succeed. Together, we will help you find the best road in life! I am able to help clients struggling with ADHD, Bipolar, Depression, Trauma, Addiction (either struggling with addiction or families that have a loved one struggling with addiction), Anger, Parenting struggles, Isolation, Relationship problems, Anger, Mood disorders, Personality disorders, and other issues. I help support my client with meeting their goals. I believe in adapting the process to best meet your needs. I meet my clients where they are and I offer flexibility in the process as we work together. Together, we can meet your goal! I also can help with marriage/family related problems and offer couples and family counseling. I also have evening availability and can meet on Saturday/Sundays for appointments (I also offer other times as needed and we can discuss more how I work around your schedule. I strongly believe in everyone having access to therapy services).
VirtualAvailable

$150/session

Authentic
Solution oriented

Specialties

Substance Misuse
Men's Issues
Spirituality
+7
Have worked in addictions and mental health since 1987 with experience in Adult and Adolescent care, residential, OP, IOP and inpatient settings. Moved to Florida in 2000 to work as a Program Director for a Medication Assisted Treatment Program in Florida. At the time, the company had two programs. I worked to grow the company and at this time, they have 8 clinics operating in Florida. Have worked 35 years in addictions treatment; over 25 years with my last company from which I retired. Long history of teaching and training as well. Married since 1990, active as a professional diver and leader of a scuba group, which teaches young men and women ages 14 to 20 scuba diving. The group goes diving every month. I have two grown sons. My youngest is a U.S. Marine and my oldest is in tech writing Texas. They both learned diving in our group and are advanced open water divers. Obviously, I am an avid scuba diver as well.
VirtualAvailable

$100/session

Solution oriented
Authentic
Direct

Specialties

Substance Misuse
Anxiety
Couples Counseling
+10
As a licensed therapist in Indiana, I bring 16 years of dedicated experience supporting individuals through complex life challenges. My practice centers on helping clients navigate addiction recovery, relationship dynamics, career transitions, and personal growth. I specialize in addressing intimacy issues, self-esteem challenges, and workplace stress with a compassionate, evidence-based approach. My therapeutic work focuses on supporting individuals through diverse experiences, including mood disorders, post-traumatic stress, sexuality concerns, and men's mental health. I create a supportive environment where clients can explore communication barriers, isolation, life purpose, and healing from guilt and shame. I am committed to walking alongside my clients, offering guidance that empowers personal transformation and helps individuals develop deeper self-understanding. My approach is collaborative, non-judgmental, and tailored to each person's unique journey toward emotional wellness and meaningful change.
VirtualAvailable

$120/session

Authentic
Direct
Empowering

Specialties

Substance Misuse
Grief
Life Transitions
+4
I am a mental health therapist specializing in grief, trauma, and substance use. I have been in the field about 10 years now and in that time I have worked with many different types of people and mental health disorders. I have worked in community mental health, private practice, residential, outpatient, and higher levels of care such as PHP/IOP. I love what I do and I could not imagine doing anything else.
Available

$110/session

Authentic
Warm
Open-minded

Specialties

Substance Misuse
Addiction
Anxiety
+6
Hi, I'm a regular gal, with adult kids & have been working in this field since 1990. I will never say I have 'seen it all', as I haven't. I have a pretty good sense of humor, along with a quiet side. Therapy is a place to look inward, to figure it out. I will walk along side of you as needed to do this.
VirtualAvailable

$100/session

Authentic
Direct
Humorous

Specialties

Substance Misuse
Anxiety
Trauma and PTSD
+10
Hello, my name is Eric Dungan and I'm a Board Certified Diplomate in Clinical Social Worker. I attended University of Louisville. I specialize in PTSD, Grief, loss, Depression, Anxiety, Marriage and Family and Anger Management. I have years of experience in the field of mental health care. I strive to help people attain their maximum potential in all aspects of their lives, using several different treatments modalities. All sessions are focused, to provide a nonjudgmental and objective environment to help the patient view their struggles with a new objective and fair perspective towards themselves and other significant people and events in their lives.
VirtualAvailable

$200/session

Warm
Authentic
Empowering

Specialties

Substance Misuse
Coping Skills
Trauma and PTSD
+10
Hello! I am a Licensed Clinical Social Worker with 12 years of experience. I specialize in trauma, attachment wounds, and substance use disorders. My goal is to help you recognize and work through the internal and external barriers that hinder you from forming healthy relationships with yourself and others. I am committed to empowering you with the skills and insights needed for lasting healing and resilience.
VirtualAvailable

New to Grow

$125/session

Specialties

Substance Misuse
Addiction
Couples Counseling
+5
If you're tired of feeling overwhelmed, stuck, disconnected, or trapped in unhealthy habits, you're not alone. Most people spend years struggling alone and in silence. I help adults navigate addiction, compulsive behaviors, grief, relationship challenges, and life transitions. My approach combines compassion, accountability, and practical tools to help you gain insight, break unhealthy patterns, strengthen relationships, and build the life you want.
Available

$80/session

Authentic
Empowering
Warm

Specialties

Substance Misuse
Addiction
Anxiety
+6
Hello! I’m so glad you’re here. I’m a Licensed Clinical Social Worker and a Licensed Clinical Addictions Counselor, and I’ve spent the last 15 years dedicated to helping individuals from all walks of life. I have expertise in addiction treatment, but I also have experience supporting those facing challenges like depression, anxiety, trauma, PTSD, grief, and the everyday stressors that life can throw our way. I’ve had the privilege of working in various settings, including correctional facilities and residential treatment programs, as well as in homes with at-risk families. Creating a safe, welcoming, and non-judgmental space is my top priority because I want you to feel comfortable starting wherever feels best for you. I believe in taking a real-life approach, drawing from my own personal experiences and professional background to help you navigate your unique struggles. Your journey is incredibly important to me, and I genuinely care about your success. I hope to not only assist you but also honor the privilege of sharing in your story and guiding you along the way. I firmly believe that you are the expert in your own life, and together, we can collaborate as a team to explore your goals and challenges. My work is an extension of who I am; if I can bring even a little light to your life or help shift your perception in a positive way, then everything I do is worthwhile. I’m really looking forward to getting to know you and embarking on this journey together!
VirtualAvailable

$130/session

Warm
Authentic
Solution oriented

Specialties

Substance Misuse
Anxiety
Couples Counseling
+7
Welcome and hello! I am a Licensed Marriage and Family Therapist along with being an International Certified Gambling Counselor, Level 1 , a Certified Sex Therapy Informed Professional and a Qualified Supervisor in Florida. I have found an incredible passion for helping individuals. I have worked extensively in substance abuse, with woman's issues (infertility), trauma, couples, gambling, intimacy issues and family therapy. I feel it is an honor to get to work with someone during their decision to grow. I feel that my desire to help others come from my own personal experience.
VirtualAvailable

$75/session

Intelligent
Solution oriented
Solution oriented

Specialties

Substance Misuse
Addiction
Anxiety
+9
Welcome ! Something in your life has initiated this search for support and you have come to the right place. I applaud you. My name is Victoria, and I am both a licensed professional therapist and a Nationally Certified Counselor in the state of Florida. I have worked with individuals experiencing a variety of issues including substance abuse, depression and anxiety, family conflict, trauma, stress-related issues, communication challenges, self-esteem, and many more. I have extensive experience working with Trauma and am trained in providing Eye movement desensitization and reprocessing (EMDR) therapy.
VirtualAvailable

$80/session

Authentic
Open-minded
Warm

Specialties

Substance Misuse
Anxiety
Life Transitions
+10
I am a licensed clinical social worker and substance abuse counselor providing therapy services to adults. I have been practicing therapy for 12 years but have been in the field of social work since 2000. My professional experience includes work in child welfare, treatment foster care, adoption, parenting concerns, substance use, domestic violence, trauma, anxiety, depression, LGBTQIA, and life transitions.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Indiana. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Indiana from Fort Wayne to Evansville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Indiana.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Substance Misuse, is filtering therapists in Indiana that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.