Therapists that accept Cash Pay in Illinois

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 249 verified therapists in Illinois who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Chicago

Availability updated: 6/24/2025

Wild Hope Counseling/ Kate Lambie

(she/her)

Wild Hope Counseling/ Kate Lambie, LCPC - Illinois Therapist at Grow Therapy
$125/session
LCPC
12 years of experience
Virtual
I love working with my clients in a collaborative therapeutic relationship built upon trauma-informed care. I believe that safety, choice, collaboration, trustworthiness, and empowerment are the bedrock to build a strong therapeutic rapport. I do my best to show up for my clients in a non-judgmental and compassionate way to help them identify, explore, and take valued action toward their own healing and well-being. I love what I do!

Wayne Lyons

Wayne Lyons, LCSW - Illinois Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
I am originally from Florida and the Valedictorian of my high school who graduated and played football for Stanford University and The University of Michigan. After creating a nonprofit called Empire For The Youth, I have developed a curriculum for building wholistic life success and have worked in over 20 different schools throughout the united states. I work with all youth from ages 8-80 in helping them identify their life purpose and motivation for why they wake up and live every day. I help to mold daily habits to keep my clients living life full of HOPE...Having Only Positive Energy!

Joshua Connor

(he/him)

Joshua Connor, LCSW - Illinois Therapist at Grow Therapy
$145/session
LCSW
5 years of experience
Virtual
Hello, I'm Josh. Do you find yourself struggling with multiple stressors, consistently putting yourself down for not achieving the way you feel like you should be achieving? Has your anxiety gone from feeling somewhat manageable to being overwhelmed with what seems like small tasks? Are you struggling in your relationships, job, and health? I help individuals manage anxiety and depression, overcome burnout, and work through grief. I believe in a patient-centered, holistic approach to providing counseling. My approach combines cognitive behavioral, dialectical behavioral, and mindfulness techniques- all tailored to meet your unique and specific needs. Together, we will identify triggers, thoughts, behaviors, and core beliefs that are no longer serving you to help get you on the path you want to be on. It takes courage to start a journey of self-exploration with the aim of a better, healthier life. If you are ready to take your first steps, I am here to help support and empower you along your path.

Lisa Hines

(she/her)

Lisa Hines, LCSW - Illinois Therapist at Grow Therapy
$180/session
LCSW
30 years of experience
Virtual
I have over 3 decades of experience working in the fields of mental health and social work. I work with youth, adults, families, and couples who are struggling with trauma, depression, anxiety, ADHD, autism, relationship issues, and school refusal. Prior to private practice, I worked in academia as an administrator of social work programs and as a medical social worker.

Lisa Sumrow

(she/her)

Lisa Sumrow, LCSW - Illinois Therapist at Grow Therapy
$155/session
LCSW
8 years of experience
Virtual
I am a Licensed Clinical Social Worker with 8 years' experience. I received my master's degree from the University of St. Francis, in Illinois. I am passionate about helping those struggling through life's many transitions. As a clinician, I meet my client's where they are at, listen to what they want to work on, and collaborate with them on ways to achieve their goals. Together, we work as a team towards growth and change.

Krista Jackson

Krista Jackson, LCPC - Illinois Therapist at Grow Therapy
$90/session
LCPC
35 years of experience
Virtual
Hello! I am Krista A.M. Jackson a Licensed Clinical Professional Counselor with extensive experience in individual, couples, family, and group therapy. I will empower you to function at your highest level of success through my unique approach that combines clinical expertise, personalized coping strategies, and a deep understanding of human behavior. I hold specializations in Adlerian psychology, behavior modification, and Emotionally Focused Training which allows me to tailor an approach to your specific needs. Whether you're seeking help with personal growth, relationship issues, or academic and career guidance, my solution-focused strategies and comprehensive background in behavioral assessment will provide you with the tools and support needed to overcome challenges and achieve your goals.

Dr. Andrew Kutemeier

(he/him)

Dr. Andrew Kutemeier, LCSW - Illinois Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
17 years of experience
Virtual
I'm a clinical social worker with experience treating children, adolescents, adults, families, and couples. I graduated with my masters degree in social work (MSW) in 2008, earned by clinical licensure (LCSW) in 2010, and doctorate in clinical social work (DSW) in 2016. I believe that every client deserves a treatment approach created to meet their own particular needs and symptoms, and my role, as a competent practitioner, is to craft that treatment approach that maximizes the client's strengths, reduces/alleviates their current symptoms, and offers new patterns of engaging with their life and the world around them that prevent relapse into old and destructive patterns of behavior.

Merek Poto

(she/her)

Merek Poto, LCSW - Illinois Therapist at Grow Therapy
$80/session
LCSW
5 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in Illinois. I received my Masters from Aurora University and I have been practicing for 5 years. I am a warm, empathetic therapist who helps adults become the best versions of themselves. I work to help people understand who they are and manage their various stressors, anxieties, and emotions. Combining my lived and professional experience, I specialize in working with LGBTQ adults to address needs specific to our community, especially those of transgender experience. Further, I myself am an individual who has detransitioned and I extend services to those who have as well. I understand what it's like to go through transition and go back, and I want to ensure my clients get thorough care, transitioning or detransitioning. Of course, I work with people who are inside and outside the LGBTQ community, I'm an advocate for you. I also work with personality disorders, trauma, anxiety, depression, and so much more. Regardless of what brings you to therapy, I have a wide range of resources available to all my clients for extra support. My biggest priority in therapy is honesty, as well as giving you a space you feel comfortable in so you can open up at your pace. I want to build a strong, lasting alliance between us so we can help you become the best version of yourself. I know that together, we are going to do great things. A little about me, I have a sphynx cat named Cupid and a black cat named Tofu. Behind me sits my spider, Marrow, who burrows and builds tunnels more than she spins webs. I also enjoy playing DND, I've been drawing since I was in kindergarten, and I play lots of video games, particularly fantasy RPGs.

Meghan Skidmore

Meghan Skidmore, LCSW - Illinois Therapist at Grow Therapy
$130/session
LCSW
16 years of experience
Virtual
Hi there, my names is Meghan Skidmore and I am a licensed clinical social worker in Northern Illinois. I have 16 years of experience as a clinical social worker. I have previously worked with children in mental health crisis as well as with children and families involved with the child welfare system. I also have worked the past 15 years as a school social worker, working with children and families to help them be successful in and out of the school setting.

Dennis Keppeler

(he/him)

Dennis Keppeler, LCSW - Illinois Therapist at Grow Therapy
$100/session
LCSW
20 years of experience
Virtual
I began training to be a psychotherapist 15 years ago after having worked in publishing for many years. Becoming a Social Worker and helping others has always been a kind of calling for me, but it took a little while for me to arrive at my goal. I hope that that part of my story helps to prove that it is never too late to change or to pursue goals. I continue to integrate the things that I have learned through formal education and through my own experiences of life so that I am best able to help others who are experiencing distress and difficulties with navigating life. We all need additional support from time-to-time, especially given the complicated, fast-changing world we live in. My goal as a psychotherapist is to be a source of support and assistance as you develop insight into the difficulties you face and as you begin to develop strategies for change. Through interactive-therapy sessions, I help you to understand and clarify life’s challenges and I support you as you begin to make the changes that are needed to make progress towards your goals. I help my clients to discover and explore a positive path in therapy that they can then continue to follow as they pursue their goals and their lives independently.

Felicia Muhammad

Felicia Muhammad, LCPC - Illinois Therapist at Grow Therapy
$125/session
LCPC
11 years of experience
Virtual
I am licensed in Illinois with 11 years of professional therapy work experience. I also am a sociologist of 30 years, studying and teaching on behavior within society. I have experience helping clients with anxiety, stress, grief, trauma and abuse, relationship difficulties, and family conflicts. I treat everyone with compassion, sensitivity, and respect. I work with my clients to meet their specific needs. It takes courage to take that first step to a more fulfilling, productive, and happier life. I am here to provide a safe space and support you through that process.

Gina Dunphy

(she/her)

Gina Dunphy, LCSW - Illinois Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
34 years of experience
Virtual
I have been practicing Social Work/Counseling for 34 years. I am very passionate about what I do, and enjoy seeing clients set goals and take active steps to achieving those goals. I love getting to know my clients, and forming a safe place for them to explore ways they want to overcome barriers to growth and change. It is truly a privilege to meet in the therapeutic space and witness the growth that human beings can make when they are met where they are at and given the unconditional positive regard they deserve.

Michael Parks

Michael Parks, LCSW - Illinois Therapist at Grow Therapy
$100/session
LCSW
19 years of experience
Virtual
I am a 47-year-old white Christian male that has been married for 29 years. I have three kids 26,19 and 16. I also have a spunky granddaughter who is five years old. I have a Master in Psych, as well as a MSW in Social Work. I also carry a CADC for work in Substance Abuse. I received my MSW from SIUC in Carbondale Illinois. I have been working in Mental health for the last 19 years in one way or another. I currently work at my day job with children 5-12, to assist with ADD, Anger, Sexual Abuse, grief etc. I have also worked with adults in the past. I am looking to be that calm helping hand in the storm that you are experiencing.

Tina Gaskell

Tina Gaskell, LCPC - Illinois Therapist at Grow Therapy

Frequently rebooked

$120/session
LCPC
25 years of experience
Virtual
🧠 Hey, I'm Tina — and I'm glad you're here. I'm a psychotherapist with over 25 years of experience providing therapy in person and online. If you're feeling overwhelmed, stuck in your head, or like you're constantly second-guessing yourself... you're not alone. Whether you're a teen navigating school and social pressure, a young adult figuring out life direction, or someone who's overwhelmed and just tired of carrying the weight of anxiety, depression, or ADHD — I’ve got you. 🌿 How I help My approach blends evidence-based tools (like CBT, DBT, ACT, and mindfulness) with the latest insights from neuroscience — because when you understand how your brain works, change becomes way more possible. Together, we’ll untangle what’s getting in the way of your confidence, motivation, and peace of mind. I specialize in: - Anxiety & overthinking - Depression & lack of motivation - ADHD & focus struggles - Low self-esteem & self-doubt - Life transitions & emotional overwhelm - Relationships and social support 💬 What therapy with me feels like Think of our sessions like a mix of real talk, science-backed strategies, and personalized support. I’m not here to “fix” you — because you’re not broken. I’m here to walk alongside you as you rediscover your strength, your clarity, and your calm. 📍 Who I work with I offer virtual therapy for: - Teens (13+) - Young adults - Adults of all ages Based in Illinois and fully online, so you can show up in your comfiest clothes with zero commute stress.

Nupur Sharma

Nupur Sharma, LCPC - Illinois Therapist at Grow Therapy
$120/session
LCPC
12 years of experience
Virtual
Hello everyone, Let me take a few moments to introduce myself. My name is Nupur Sharma. I am a Licensed Clinical Professional Counselor in the State of Illinois. My background includes completing my Bachelor of Science (B.S) Degree from Loyola University Chicago in 2008, and I finished my Masters of Arts (M.A) Degree in Clinical Psychology (Counseling Specialization) in 2011 from the Chicago School of Professional Psychology. I bring over 15 years of experience working as a mental health professional in different settings and with different populations. I have worked with adolescents, adults, and geriatric population over the years across a variety of treatment settings including inpatient mental health unit, addiction center, nursing facilities, memory care, inpatient behavioral hospital, community mental health center, managed care organization and working with insurance.

Jennifer Taylor

Jennifer Taylor, LCPC - Illinois Therapist at Grow Therapy
$150/session
LCPC
29 years of experience
Virtual
"Hello! I'm a Somatic Experiencing Practitioner, an expert on trauma resolution, attachment, parts work, and nervous system regulation. I believe in a holistic approach to therapy so I integrate traditional talk therapy with experiential therapies that aid in better nervous system regulation, healing, and overall relief of symptoms. Experiential, brain-based healing & somatic therapies can help accelerate change and often reduce time in counseling. I specialize in biologically based healing, which assists in resolving trauma symptoms that are frozen or stuck in the body. I have training in EMDR (eye movement desensitization & reprocessing) and am a Somatic Experiencing Practitioner (SEP). I interweave these therapies and attachment-based support and repair into all my work with clients, which allows for a rich, gentle, connection-based healing approach. I have been in private practice for over 20 years, and prior to that time I worked in a variety of mental health settings. I see clients via telehealth. Education & Certifications: Licensed Clinical Professional Counselor (LCPC) Master of Psychology, The Adler School of Professional Psychology Bachelor of Psychology, Illinois State University Eye Movement Desensitization & Reprocessing (EMDR) Somatic Experiencing Practitioner (SEP) Transforming the Experience-Based Brain (TEB) Touch Practitioner SSP (Safe & Sound Protocol) provider

Elizabeth Dubiel

(she/her)

Elizabeth Dubiel, LCPC - Illinois Therapist at Grow Therapy

Frequently rebooked

$90/session
LCPC
9 years of experience
Virtual
Hello! At the beginning, my focus will be on getting to know you. Everyone has a story to tell and as you tell yours, I will be looking for your personal character strengths (we all have them). Your character strengths will help you achieve the positive change(s) you are seeking. Once I get a grasp on your strengths, we will combine your natural strengths with new strategies and supports from a variety of research-based resources. It is my goal that each and every counseling session be preventative, proactive, and/or empowering. Often, you will be given homework so the therapy continues even when we are not meeting. My specialty areas include: depression, anxiety, grief, couple/marriage counseling, Christian counseling, identity issues , recovery after a separation or divorce, infidelity, new transitions, career/college counseling, general stress, work environment issues, impostor syndrome, teacher/administration/education work-related stress, the stress that comes with being a parent, infertility, and being overwhelmed with responsibilities. My career started in education. My career in education spanned 18 years and included being: an elementary teacher, a middle school guidance counselor, a high school guidance counselor, and a college adjunct psychology professor. In my current position as a licensed clinical professional counselor (LCPC), I have been in practice since 2016. I absolutely love what I do and I take the job very seriously.

Dr. Taliah Ziyad-Nau

(she/her)

Dr. Taliah Ziyad-Nau, LCPC - Illinois Therapist at Grow Therapy
$120/session
LCPC
10 years of experience
Virtual
Hi, I'm Dr. Taliah, Life sometimes leaves us unable to direct our attention. We're often being pulled towards many directions. If you have work, school, family or a recent life event you would like to process, I am here for you. If a recent life event has brought you distraction, grief or trauma and has you off of your game, let's get you back on track. I would be happy to support you in returning to your best self. Faith-based holistic approach, upon request.

Debra Prichard-Hurt

(she/her)

Debra Prichard-Hurt, LCSW - Illinois Therapist at Grow Therapy

Frequently rebooked

$225/session
LCSW
30 years of experience
Virtual
I am a Licensed Clinical Social Worker (LCSW) who has over 30 years in the mental health field working in psychiatric hospitals and private practice. I work with clients individually (ages 13-17; 18- 65+); Couples and Families who suffer from depression, anxiety, relationship issues, marriage/divorce issues, grief issues, suicidal thoughts, self-harming behaviors, domestic violence (victims) and substance use. I am passionate about what I do and truly care about each of my clients.

Kelly Burke

(she/they)

Kelly Burke, LCSW - Illinois Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
11 years of experience
Virtual
Welcome! I’m so glad you have found your way here. Often we get swept up in the competing demands around us and forgo what we need. We can lose ourselves without even realizing it or maybe we never had the chance in the first place. Before we know it, we are stuck thinking, "Why can’t I seem to do what’s most important to me? What is most important to me anyway?" My hope is that together we can find healing and create a life you want to live. I think of my role as a guide offering a new perspective. A light in the dark. A little background of me, my name is Kel and I’m a Licensed Clinical Social Worker from Illinois. I specialize in working with individuals experiencing stress, anxiety, and depression I am also passionate about navigating relationships, spirituality, and late diagnosed Autism. With my client centered approach we will tailor interventions to meet your specific needs. I am a Certified Autism Specialist and level one Internal Family Systems (IFS) training enjoy incorporating art of all kinds. In addition, I am a Reiki Master and Certified Pranic Healer. My previous experience includes 11 years of working in a variety of behavioral health settings, including outpatient therapy, intensive outpatient, inpatient, and residential programs. In 2017 I received my Masters Degree in Social Work from Aurora University. I would love to meet with you, get to know you, and develop a plan together to get you where you want to go.

Brian Kelley

(he/him)

Brian Kelley, LCPC - Illinois Therapist at Grow Therapy

Frequently rebooked

$150/session
LCPC
20 years of experience
Virtual
I am a Licensed Clinical Professional Counselor with nearly 20 years of experience working as a therapist near Chicago, IL. Reaching out for help is one of the bravest things an individual can do, and therapy is one of the greatest gifts we can give to ourselves! I am committed to supporting individuals through active listening, compassionate guidance, and the use of evidence based practices like Cognitive Behavior Therapy.

Katrina Kurtz

Katrina Kurtz, LCPC - Illinois Therapist at Grow Therapy
$150/session
LCPC
12 years of experience
Virtual
I hold a dual degree as a Registered Art Therapist and Licensed Clinical Professional Counselor. I work with clients not only to verbally express themselves but also creatively. I believe in meeting each client where they are at, and using the most effective treatment modality in order to help you achieve your personal goals for treatment. Art therapy is a great therapeutic tool to help you gain a deeper understanding of yourself. No previous experience in art is necessary. I do not interpret art but ask you questions to reflect on the images. I also work with clients using response art in treatment in order to achieve self-reflection and awareness. With 12 years of experience, I also provide talk therapy if you are not interested in art therapy. I specialize in helping people with life adjustments/transitions, work-life balance, and self-esteem/self-awareness work. If you are interested in creating a happier and healthier life for yourself I am available and accepting new clients. I look forward to meeting you and working with you! Please note that on the calendar to schedule with me there may be limited time and day availability or times you feel may not work for you. Upon scheduling, I am open to flexible scheduling with clients and we can adjust to other days or time frames after the initial scheduling occurs for future sessions.

Elizabeth Newman

(she/her)

Elizabeth Newman, LCPC - Illinois Therapist at Grow Therapy
$125/session
LCPC
5 years of experience
Virtual
Hi. I am a Licensed Clinical Professional Counselor (LCPC) and a Licensed Mental Health Counselor (LMHC). Perspective clients need to know I genuinely care about the people I work with, and have a passion for joining people on their journey to a new self. The fact that you are searching for a therapist shows you would like something to change. This is very brave. We often lose perspective about situations and how we deal with them. This can be a result of things we have buried from our past, or relationships that did not support us in the way we need. I will give you a safe and supportive place to look at your unwelcome patterns and find a way to make your journey more fulfilling. My counseling focus is on adolescents and adults. My philosophy is client-centered, Mindfulness based, trauma informed, and goal oriented. I have training and experience with Dialectical Behavior Therapy (DBT), Cognitive Behavior Therapy (CBT), and Mindfulness. My areas of focus include trauma, attachment issues, difficulties with distress tolerance and emotional regulation, along with families dealing with Alzheimer's. Your thoughts, feelings, and behaviors are what make you who you are. As we work together to understand these parts of you, we will find a way to alter those thoughts that no longer work for you and strengthen those that are helping you become who you wish to be.

Janice H. March

Janice H. March, LCSW - Illinois Therapist at Grow Therapy
$125/session
LCSW
20 years of experience
Virtual
I have 20 years of experience working with adults and adolescents from all walks of life. My expertise is in substance abuse, depression, relationships, family concerns, trauma and PTSD. I know sometimes people go through difficult times. They think something’s wrong with them because they have problems. Nothing could be further from the truth. Having difficulties is part of the human experience. Many people pretend they’re okay when they’re not. They keep all their pain and suffering to themselves. They’re afraid if they tell the truth, they’ll be abandoned and rejected. Therapy can open the door for you to stop pretending you’re “fine.” You can find the freedom to be you. Therapy can help you to come out of isolation and start living again. You'll start to feel better because you're showing the real you and you're connecting with someone. Your therapist can be a “loving witness to your pain.”

Elisa Holtman

Elisa Holtman, LCSW - Illinois Therapist at Grow Therapy
$100/session
LCSW
22 years of experience
Virtual
Hello! My name is Elisa Holtman. I am a Licensed Clinical Social Worker (LCSW) based in Illinois. I received my Masters from the University of Illinois Urbana-Champaign. I have been primarily providing therapy in schools for the past 14 years and have been a Social Worker for 22 years. I have worked with children as young as 3 and adults in their nineties. The majority of my practice has been with 11-14 year old children/teens. Due to my experience in the school system, I have a unique perspective on what children/teens experience today in the school setting and can help guide a student and/or parents in navigating this world.

Frequently asked questions

Why filter by Illinois rather than a city like Chicago?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Illinois from Rockford to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Illinois.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Grief?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Grief, is filtering therapists in Illinois that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.