Therapists that accept Cash Pay in Illinois

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 64 verified therapists in Illinois who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Chicago

Availability updated: 7/15/2026

New to Grow

$100/session

Specialties

School Issues
Life Transitions
Mood Disorders
+10
Starting therapy can feel intimidating, but you don't have to figure things out alone. I'm Paige, an LCPC who provides a supportive, judgment-free space where you can be yourself and talk openly about what's on your mind. I work with children, teens, and adults navigating anxiety, trauma, ADHD, depression, and life's challenges, including those who feel stuck and are ready to start making sense of what's going on. My goal is to help you feel understood, build on your strengths, and create meaningful change at a pace that feels right for you. I'd love to connect if this sounds like a fit.
Available

$95/session

Authentic
Warm
Intelligent

Specialties

School Issues
Anxiety
Life Transitions
+10
Hello! I am a licensed clinical professional counselor (LCPC) working remotely. I got my MA in Counseling with a focus on forensic psychology from Adler University in downtown Chicago. I interned at a private practice for individuals coming out of prison while in grad school and have been practicing since graduation in 2020. I've had the chance to work in various areas, including community mental health, with court-involved clients, the foster care system, schools, and private practice. I am also in the Reserves and love to serve the military and their families. As an eclectic therapist, I tailor my approach to meet each client's unique needs. This flexibility allows me to draw from various modalities and techniques best suited to support my clients in their journey towards healthier lives. **Please note that I do not work every single Friday due to military obligations, nor do I work on the weekends.
VirtualAvailable

$100/session

Authentic
Humorous
Open-minded

Specialties

School Issues
Chronic Illness
Domestic Violence
+10
Hello, my name is Therasa Yehling. I'm a Licensed Clinical Social Worker (LCSW), Certified Domestic Violence Professional (CDVP), and a Certified Clinical Trauma Professional (CCTP). I am a trauma-informed therapist with over 20 years of clinical experience and more than 25 years of experience working with individuals impacted by trauma, domestic violence, sexual assault, grief, and life transitions. My approach is collaborative, strengths-based, and tailored to each client's unique needs. I believe people are capable of healing and growth, and I strive to provide a safe, supportive, and nonjudgmental space where clients can explore challenges, build resilience, and create meaningful change. I utilize evidence-based and trauma-specific approaches, including CBT, TF-CBT, EMDR, mindfulness, and somatic techniques, to help clients move toward healing, empowerment, and improved well-being.
Available

Often rebooked

$120/session

Warm
Authentic
Solution oriented

Specialties

School Issues
Anxiety
Life Transitions
+7
I view us as the ultimate team! You are the expert of your own life story. I am here to help you rewrite the parts that don't quite fit with the version of yourself you want to be. Using empathy and humor, we will work together to redefine the narrative you have of yourself into one you are proud to take ownership of.
VirtualAvailable

Often rebooked

$107/session

Warm
Authentic
Empowering

Specialties

School Issues
Anxiety
Coping Skills
+6
Reaching out for help can be difficult and the thought of seeing a therapist can seem intimidating. I believe that with the right therapist, you can express yourself freely without fear of judgment and receive the support you need and desire. No two people's journeys and life experiences are the same, so I take an individualized approach with my clients. I love helping clients build skills to manage their feelings, address their anxiety, and create sustainable routines. I specialize in adults maneuvering life challenges, exploring identity and understanding family dynamics. I am passionate about building strong communication skills and strengthening boundaries in relationships. I strive to provide a welcoming environment that will support your unique development of self-awareness, vulnerability, and growth. Together, we will identify your goals for treatment and work towards those in a collaborative process. I value feedback so I can ensure your goals and voice are at the heart of our work. I strive to develop trust between us so you feel comfortable opening up. I utilize values, humor, and compassion so we can build an authentic, therapeutic relationship to make changes. In sessions, I will often bring us back to the present moment to build awareness and identify old patterns of behaviors so we can create new habits.
VirtualAvailable

$175/session

Authentic
Open-minded
Solution oriented

Specialties

School Issues
Anxiety
Depression
+10
I am a Licensed Clinical Social Worker with 8 years' experience. I received my master's degree from the University of St. Francis, in Illinois. I am passionate about helping those struggling through life's many transitions. As a clinician, I meet my client's where they are at, listen to what they want to work on, and collaborate with them on ways to achieve their goals. Together, we work as a team towards growth and change.
VirtualAvailable

$125/session

Warm
Authentic
Empowering

Specialties

School Issues
Anxiety
Mood Disorders
+10
Hello! I’m Hannah, a clinical social worker licensed in Illinois with 10 years of experience. My approach utilizes a combination of different therapeutic interventions tailored to each client’s need. I am versed in Trauma-Focused Cognitive Behavioral Therapy, Dialectical Behavior Therapy, Interpersonal Therapy, and several other modalities. I believe that holding myself accountable for continuing education on new treatment methods and interventions allows me to provide a versatile and informed care.
VirtualAvailable

$225/session

Solution oriented
Intelligent
Authentic

Specialties

School Issues
ADHD
Anxiety
+5
Are you struggling with a life change? Are you feeling stuck and needing a helping hand to move things forward? As a Licensed Clinical Social Worker(LCSW), I take pride in working with people towards wellness. As life challenges can contribute to anxiety and depression, you need to know that you are not alone. Emotional wellness is a part of everyone's life, and we all may benefit from help from time to time.
VirtualAvailable

$125/session

Authentic
Intelligent
Warm

Specialties

School Issues
Anger Management
Anxiety
+10
Hi, I’m a Licensed Clinical Social Worker who specializes in working with adolescents and young adults navigating life transitions, stress, and emotional challenges. I’m passionate about creating a safe, supportive space where you can feel heard, understood, and comfortable being yourself. My approach is rooted in Cognitive Behavioral Therapy (CBT) and Cognitive Processing Therapy (CPT), while also incorporating Emotion-Focused Therapy (EFT) to help you better understand and process your emotions. Together, we’ll work to reframe unhelpful thought patterns, process past experiences, and build practical tools to help you feel more confident, balanced, and in control.
Available

$175/session

Warm
Empowering
Solution oriented

Specialties

School Issues
Anxiety
Coping Skills
+5
Hello there! Do you ever feel as though your life is a million-piece puzzle? Or feel as though your family or partner does not understand you. Life can be complicated; however, your mind does not constantly have to be. My diverse experience has allowed me to gain expertise in helping individuals (18 years+) in various settings, navigate through relational struggles, traumas, betrayals, anxieties, miscommunications, setbacks, self-discoveries, transitions, or misunderstandings. Together, we can identify what is not working and learn ways to communicate it in order to create change. I learned the importance of culture competency through my academic training at Adler University. It is important to understand how the dimensions of culture, race, gender, ethnicity, age, class, gender identity, sexual orientation, religion, nationality, and language may affect the function of your relational systems. I come to you, gently, soft & warm. I have a strong sense of being mindful and allowing you to be in the moment. I can gently challenge you when need be or pep you up. Ultimately, I will meet you raw & unfiltered and embrace every part of it. You deserve a safe space to explore all parts of the self. Let’s connect and start piecing together the puzzle. **With every darkness, there is a light** Background: Licensed Marriage & Family Therapist with 14 years of experience in the mental health field; 11 years as a therapist. BA in Psychology from Texas Tech University MA in Couples & Family Therapy from Adler University Experience: *Residential treatment caseworker *Psycho-social Interventionist *Supported young migrant children separated at the border from their families *Parent group at Haymarket Chicago *School-based therapist in North Lawndale schools *Non-profit in North Lawndale, Chicago neighborhood *Non-profit in Lake County, IL -------------------------------------------------------------- -Super Bill can be provided for out-of network
VirtualAvailable

$225/session

Authentic
Warm
Solution oriented

Specialties

School Issues
ADHD
Anxiety
+10
🧠 Hey, I'm Tina - and I'm glad you're here. I'm a therapist with over 25 years of experience providing therapy online. If you're feeling overwhelmed, stuck in your head, or like you're constantly second-guessing yourself... you're not alone. Whether you're a teen navigating school and social pressure, a young adult figuring out life direction, or someone who's overwhelmed and just tired of carrying the weight of anxiety, depression, or ADHD — I’ve got you. 🌿 How I help My approach blends evidence-based tools (like CBT, DBT, ACT, and mindfulness) with the latest insights from neuroscience — because when you understand how your brain works, change becomes way more possible. Together, we’ll untangle what’s getting in the way of your confidence, motivation, and peace of mind. I specialize in: - Anxiety & overthinking - Depression & lack of motivation - ADHD & focus struggles - Low self-esteem & self-doubt - Life transitions & emotional overwhelm - Relationships and social support 💬 What therapy with me feels like Think of our sessions like a mix of real talk, science-backed strategies, and personalized support. I’m not here to “fix” you — because you’re not broken. I’m here to walk alongside you as you rediscover your strength, your clarity, and your calm. 📍 Who I work with I offer virtual therapy for: - Teens (13+) - Young adults - Adults of all ages Based in Illinois and fully online, so you can show up in your comfiest clothes with zero commute stress.
VirtualAvailable

$150/session

Solution oriented
Authentic
Direct

Specialties

School Issues
Life Transitions
Self Esteem
+10
Hi, I’m Joe. I’ve worked in the mental health field for 27 years across substance use treatment, outpatient care, and hospital settings. I’ve supported individuals and families through crisis, transition, and long-term growth. I work well with young adults, adults, and families who are navigating stress, trauma, anxiety, depression, substance use, or major life changes. I also have extensive experience working with men who may struggle to express emotions directly and instead feel stuck in withdrawal, irritability, or self-doubt. As a veteran, I understand the mindset and pressures that can come with military life. Across all of my work, I aim to provide a grounded, steady presence where honesty, insight, and meaningful change can take place.
VirtualAvailable

New to Grow

$150/session

Specialties

School Issues
Anger Management
Anxiety
+9
Taking the first step toward therapy can feel overwhelming, but you don't have to navigate life's challenges alone. I strive to create a supportive, nonjudgmental space where clients feel heard, respected, and empowered to make meaningful changes. As a Licensed Clinical Social Worker, I work with adults experiencing anxiety, depression, stress, life transitions, relationship challenges, trauma, self-esteem concerns, and burnout. Together, we'll identify patterns that may be keeping you stuck, build practical coping skills, and work toward goals that align with your values and vision for your life.
Available

$110/session

Authentic
Direct
Solution oriented

Specialties

School Issues
Anger Management
Anxiety
+8
Hi, I’m Angelo Georgacopoulos, a Licensed Clinical Professional Counselor with over 16 years of experience. I have a deep-seated passion for guiding individuals to unearth their strengths and navigate through life’s challenges. Specializing in managing stress and anxiety, addressing family conflicts, enhancing relationship dynamics, boosting self-esteem, and navigating career transitions, I also offer comprehensive couples therapy. Licensed in Illinois, I embrace working with clients from diverse backgrounds, firmly believing in the inherent resilience and courage that each person possesses. Taking the first steps towards a happier, more fulfilling life is a commendable act of bravery, and I am here to support you every step of the way. Together, we will cultivate a trusting and warm environment where you can freely explore your thoughts and feelings without fear of judgment. My aim is to empower you, helping you feel confident and secure in your decisions as you unlock the potential that lies within. Let’s collaborate to craft the life you envision for yourself. Reach out today, and let’s start your journey toward healing, growth, and enduring change.
VirtualAvailable

$200/session

Authentic
Warm
Direct

Specialties

School Issues
Depression
Trauma and PTSD
+8
As a Licensed Clinical Social Worker and psychotherapist, I believe mental health gives us the language to name, understand, and care for both our most painful and most meaningful experiences. I work with individuals navigating anxiety, depression, and trauma-related challenges, helping them make sense of their inner world and build more grounded, fulfilling lives. My approach is collaborative, culturally responsive, and rooted in helping clients reframe limiting beliefs and develop tools that support lasting change.
VirtualAvailable

New to Grow

$150/session

Specialties

School Issues
Child or Adolescent
Family Conflict
+7
I am a quirky and challenging therapist who graduated from Northwestern University with a Masters in Counseling Psychology in 2014. Having worked extensively in partial hospitalization, therapeutic schools and private practice settings, I combine practical skill based solutions to increase emotional regulation alongside relational work to reshape the past. I provide individual adolescent and early adulthood trauma and gender affirming therapies in addition to IEP consulting, college preparation and parent coaching.
Available

$185/session

Authentic
Empowering
Intelligent

Specialties

School Issues
ADHD
Anxiety
+8
Hello, I'm Kimberly Mula, Psy.D. I am a Licensed Clinical Psychologist with over 20 years of experience working with individuals utilizing a collaborative approach to create a safe and supportive environment for my clients where concerns can be explored, individual strengths can be recognized, and personal growth can occur. I recognize and acknowledge the initial steps of seeking therapy can be confusing while also empowering. With this in mind, I strive to create a safe and welcoming environment that allows individuals to explore obstacles with concerns related to Autism, ADHD, anxiety, depression, and self-care. I understand how complicated life can be and how overwhelming it can become when you or a loved one struggles. I understand the importance of early identification, assessment, and intervention. I believe change occurs with the assistance and support of family, friends, and significant others. Together, we will identify your challenges and goals. We will collaborate to identify options and strategies you can use to meet these goals. I have received a Master's Degree and a Doctoral Degree from the Illinois School of Professional Psychology, Argosy University. Throughout my 20-year career, my training and work experiences varied to include community mental health, intensive inpatient and outpatient treatment settings, as well as working in the foster care system. These experiences have prepared me to advocate for my clients and provide culturally diverse and evidence-based treatments.
VirtualAvailable

$175/session

Solution oriented
Direct
Warm

Specialties

School Issues
Anger Management
Coping Skills
+10
In my clinical work, I gain perspective and understanding of real-life challenges of clients that have experienced personal struggles. My clients are eager to improve, but don't yet have the tools needed to make this goal a reality. They often feel stuck, overwhelmed and anxious about their life issues. The goal is to best support the client to recognize what they need out of therapy.
VirtualAvailable

$90/session

Warm
Authentic
Open-minded

Specialties

School Issues
Anxiety
Self Esteem
+5
Hi, I'm Jackie. One question stays with me before every session: If I were sitting where my client is sitting, what would help me feel safe enough to come back? That question shapes how I show up as a therapist. Therapy changed my life because it gave me something I didn't know I was missing, a place where I didn't have to perform, explain, or earn my worth. That's the kind of space I hope to create for every person I work with. I don't believe people are broken. I believe people adapt. One quote has stayed with me for years because it captures that idea better than I ever could: "I lived in a glass house into which my mother could look at any time. In a glass house, however, you cannot conceal anything without giving yourself away, except by hiding it under the ground. And then you cannot see it yourself, either." I think many of us grow up in our own version of a glass house. Maybe you became the responsible one, the peacemaker, the perfectionist, or the person who learned to stay quiet. Those weren't flaws, they were ways of surviving. The challenge is that what helped us survive then doesn't always help us live now. That's where therapy begins. Together, we'll become curious about the patterns you've been living, not because I want to fix you, but because I want you to understand yourself. My approach integrates attachment theory, parts work, CBT, DBT, and nervous system regulation because healing isn't about treating isolated symptoms. It's about making sense of your story so you can trust yourself, build healthier relationships, and create a life that feels more like your own.
VirtualAvailable

$100/session

Solution oriented
Empowering
Authentic

Specialties

School Issues
Anxiety
Depression
+10
I am a social worker with 25 years of experience supporting clients across the lifespan — from infants and their caregivers to older adults navigating later‑life challenges. My work is grounded in the belief that our thoughts are powerful drivers of our emotions and behaviors. When we learn to understand and reshape those thoughts, meaningful and lasting change becomes possible. Using Rational Emotive Behavioral Therapy (REBT), I help clients harness the power of their thinking to influence how they feel and act in everyday situations. Many people have been taught to “just change their behavior,” and when that doesn’t work, they blame themselves. I guide clients toward a different approach — one that starts with the mind, not with willpower. In our sessions, I use analogies, real‑life examples, and practical tools that clients can immediately apply. My goal is for every session to end with one new tool for their toolbox, something concrete they can practice between sessions. And while the work is meaningful, I believe it can also be engaging — even fun — as clients begin to see themselves and the world through a new, more empowering lens.
VirtualAvailable

$110/session

Authentic
Direct
Solution oriented

Specialties

School Issues
Anxiety
Men's Issues
+9
I’m a mental health professional with a deep and varied background in education, counseling, human services, and advocacy. Over the years, I’ve worked alongside adults, youth, and families navigating trauma, identity shifts, life transitions, and the lasting weight of systemic challenges like poverty, incarceration, and intergenerational trauma. I don’t just see symptoms, I see people. Whole people. And I meet them exactly where they are.
VirtualAvailable

$125/session

Authentic
Humorous
Empowering

Specialties

School Issues
Anxiety
Depression
+9
Hello, I’m Suzette, a Licensed Clinical Social Worker. I work with individuals dealing with anxiety, depression, grief, life changes, and women’s issues. Many of my clients feel overwhelmed, deal with pressure, and are trying to manage relationships and daily responsibilities. I also work with athletes and high-performing individuals who are dealing with confidence, pressure, and the mental side of performance. My style is direct, supportive, and focused. In our work together, we’ll talk through what’s going on, identify what’s getting in the way, and focus on helping you move forward with more clarity and confidence.
VirtualAvailable

Often rebooked

$125/session

Warm
Authentic
Humorous

Specialties

School Issues
Anxiety
Coping Skills
+6
Hi! I am a Licensed Clinical Social Worker (LCSW) and I have been practicing in the mental health field with adolescents and adults for the past 12 years. In working with a client, I focus on creating an environment in which you will feel at ease and respected. I have an ability to quickly establish rapport which helps you to actively work with me towards your identified goals. My client-centered approach allows you to openly share issues you feel are causing distress and explore ways in which you would like to make changes.
VirtualAvailable

$150/session

Solution oriented
Warm
Authentic

Specialties

School Issues
Anxiety
Depression
+10
Hi there. I’m Snonita. I am a Licensed Clinical Social Worker practicing in Illinois. I am here to support you through your life’s journey. I have over 10 years of experience working with clients from ages 5-65 years old and also specialize in multiple diagnoses. I use mindfulness techniques in combination with a strengths based and solutions focused approach to support you in your healing. I have experience working with adolescents, young adults, children, parents, families, couples, and clients dealing with anxiety, depression, life transitions, stress management, relationship and family conflict as well as self-esteem, school anxiety/refusal and life transitions. Before I decide on theoretical approaches, I will assess my clients then decide which approach will allow me to get your needs met. If I try an approach and observe it’s not beneficial to assisting you meet your treatment goals, I try to find ways to alter the approach to ensure it is achievable or may decide to try another approach that may be more effective. I am a therapist who will try different ways to assist my clients and not limit myself or my clients to one specific clinical modality.
VirtualAvailable

$100/session

Humorous
Direct
Empowering

Specialties

School Issues
ADHD
Anger Management
+9
I am a Middle age Christian male that has been married for 30+ years. I have three children who range in age from late teens to late twenties. I also have a spunky granddaughter who is in grade school. I have a Master in Psych, as well as a MSW from SIUC. I also have been a Certified Drug Counselor for over a decade. I have worked both ends of the Mental Health spectrum from ten years in a Behavioral Health ward to now with Grade School and Junior High age children. I am looking to be that calm helping hand in the storm that you are experiencing.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Illinois. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Illinois from Rockford to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Illinois.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, School Issues, is filtering therapists in Illinois that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.