Therapists that accept Cash Pay in Illinois

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 56 verified therapists in Illinois who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

Chicago

Availability updated: 8/7/2026

New to Grow

$125/session

Specialties

Crisis Intervention
Coping Skills
Grief
+6
I have been an LCSW for 6 years. I’ve worked in a variety of settings from child welfare to healthcare. My favorite areas of work include grief & loss, navigating medical diagnosis, and college aged individuals! I would describe my style as laid back but direct. I use a variety of modalities including CBT, DBT, motivational interviewing, solution focused, and EMDR if appropriate.
Available

$100/session

Authentic
Empowering
Warm

Specialties

Crisis Intervention
Anxiety
Autism
+8
I am a Licensed Clinical Social Worker with 2 decades experience. I have experience working in schools, hospitals, and in private practice. I enjoy working with adults, young adult, and teens who are motivated to learn and grow and be their best version of themself. I am open minded and accepting of all people. My approach is both supportive and firm.
Available

$100/session

Warm
Authentic
Open-minded

Specialties

Crisis Intervention
ADHD
Anxiety
+10
Hi, I’m Alyssa, a licensed clinical social worker who works with teens and adults navigating anxiety, trauma, ADHD, and life transitions. I have over three years of experience helping clients better understand themselves, manage overwhelming emotions, and build healthier relationships with themselves and others. I believe therapy should feel both supportive and practical, so I focus on helping clients gain insight while also learning tools they can use in their everyday lives. My approach is warm, collaborative, and tailored to each individual, because no two people or journeys are the same.
VirtualAvailable

Often rebooked

$120/session

Authentic
Solution oriented
Direct

Specialties

Crisis Intervention
Addiction
Anxiety
+10
Working as a counselor within a myriad of settings and diverse populations for the last 16 years has allowed me to become the therapist that has established a safe, empathetic, and knowledgeable space for you to grow. My clinical expertise includes having worked within juvenile residential and outpatient, adult outpatient, hospital, private practice, and adult correctional settings. This experience has allowed me to work with individuals presenting with life stressors, changes, depression, anxiety, substance abuse, issues related to legal issues/incarceration, trauma, domestic violence, and sexual abuse.
VirtualAvailable

$150/session

Warm
Authentic
Empowering

Specialties

Crisis Intervention
Anxiety
Depression
+7
I'm a Licensed Clinical Social Worker who has spent over 20 years working in community mental health, crisis intervention, and private practice. That experience has given me a deep understanding of what people actually need to feel better — not just textbook answers, but real, practical support that meets you where you are. You'll work with someone who has seen a lot, judges nothing, and genuinely believes in your capacity to heal.
VirtualAvailable

$120/session

Authentic
Warm
Intelligent

Specialties

Crisis Intervention
Anxiety
Grief
+10
My counseling style is relaxed and conversational and one of meeting someone where they are on their path. I recognize it takes courage to seek therapy and implement changes and would love to assist you on your journey of discovery. I understand that it may be difficult to open up and talk to someone and I pride myself on being an active and nonjudgemental listener. I am genuinely interested in helping everyone I come in contact with thrive in all aspects of their personal and/or professional lives. I will constantly work to promote an empathetic experience where an individual’s needs, concerns, and personal values are met with compassion and respect. I am devoted to creating a safe place that both fosters and aids emotional growth and healing.
VirtualAvailable

New to Grow

$125/session

Specialties

Crisis Intervention
Addiction
Anxiety
+9
I am a modern, open-minded, and nonjudgmental therapist who creates a safe space for clients to be their authentic selves. With more than 20 years of experience, I provide compassionate, culturally responsive care tailored to each person’s unique needs and life experiences. My approach is honest, relatable, and collaborative, combining proven therapeutic techniques with real-life strategies that help clients heal, grow, strengthen relationships, and create meaningful change.
Available

$150/session

Warm
Authentic
Empowering

Specialties

Crisis Intervention
Anger Management
Anxiety
+10
My name is Anna and I'm a Licensed Clinical Social Worker in Illinois. I partner with my clients to help them discover and transcend challenges that may be holding them back in their lives. I believe that we all deserve to live free from shame, guilt, and emotional pain. Let's build a partnership to help you create the life you desire. I believe in approaching mental health from a whole person perspective including functional and integrative health and wellness. My style is founded on authenticity which values honesty and directness. I grew up in Poland, came to the United States with my family, graduated from Lewis University, and went on to complete my Master of Arts in Social Work at the University of Chicago, School of Social Work Administration. From there, I moved to the suburbs where I reside with my two sons, and in my free times I enjoy working in my garden, reading, and taking long walks.
VirtualAvailable

$150/session

Authentic
Humorous
Intelligent

Specialties

Crisis Intervention
ADHD
Life Transitions
+1
Hello! I'm a Licensed Professional Clinical Counselor with more than four years of experience supporting individuals as they navigate life's challenges, transitions, and opportunities for growth. My ideal clients can be emerging adult looking for a safe place to land as they figure out who they are and where they're headed, or adults who feel overwhelmed by the demands and chaos of life and are looking to regain their footing. I take a person-centered, relational approach to therapy, which means I believe the therapeutic relationship is one of the most important parts of the healing process. I strive to create a space where you feel genuinely seen, heard, and accepted. I approach each person's story with curiosity, compassion, and a nonjudgemental perspective, recognizing that every journey is unique. While therapy can involve difficult conversations, I also believe there's room for humor along the way. When appropriate, I enjoy brining warmth, authenticity, and a little laughter into sessions to help make the process feel more approachable and human.
Available

$100/session

Warm
Authentic
Solution oriented

Specialties

Crisis Intervention
Anxiety
Chronic Illness
+5
I am a Licensed Clinical Social Worker (LCSW) in Illinois, North Carolina, and Connecticut. I am registered to do telehealth in South Carolina and Florida. I have over 30 years of professional work experience. I have experience in helping clients with stress and anxiety, coping with grief and loss, motivation, self esteem and confidence, & depression. I believe in treating everyone with respect, sensitivity, and compassion. I will tailor our dialog and treatment plan to meet your unique and specific needs. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support & empower you in that journey.
VirtualAvailable

$90/session

Direct
Warm
Authentic

Specialties

Crisis Intervention
Anger Management
Anxiety
+10
I am a compassionate, client-centered therapist who works with individuals navigating anxiety, life transitions, relationship challenges, and issues related to self-worth and identity. I strive to create a safe, supportive space where clients feel seen, heard, and empowered to better understand themselves and their patterns. My approach is trauma-informed and integrative, drawing from evidence-based practices while honoring each client’s values, strengths, and lived experiences.
VirtualAvailable

$120/session

Authentic
Solution oriented
Intelligent

Specialties

Crisis Intervention
Anxiety
Depression
+10
I'm Ken Markovic, a Licensed Clinical Social Worker who believes healing happens through safety, curiosity, and genuine human connection. I work collaboratively with clients to help them understand their inner world, build practical tools for emotional regulation, and move toward a life that feels more authentic and sustainable. My approach is compassionate, integrative, and grounded in the belief that people already carry the wisdom they need — I am simply here to help them access it. In our sessions, you can expect a warm, non-judgmental space where we move at your pace and focus on what matters most to you. I have a deep passion for working with individuals navigating anxiety, depression, trauma, and major life transitions. I also enjoy supporting clients who are working through identity, self-worth, and building more fulfilling relationships. No matter what brings you to therapy, my goal is to meet you exactly where you are. Outside of the therapy room, I enjoy the spending time with friends and family, dog-walking and training, reading, Chicago sports, nature, and writing music. All of these help me stay grounded and remind me of the importance of connection — with self, and others. Taking the first step toward therapy is not always easy, so give yourself some credit for being here. Let's work together to help you build the life you deserve!
VirtualAvailable

Often rebooked

$140/session

Authentic
Intelligent
Warm

Specialties

Crisis Intervention
Anxiety
Depression
+10
I'm the baby of 4. I believe in the power of compassion and empathy to foster healing and growth. My therapeutic philosophy centers around active listening, compassion, and trust. I strive to create a space where you feel validated, supported, and understood. My approach ensures that you are met with empathy and respect, no matter what challenges you are facing.
Available

$75/session

Authentic
Open-minded
Empowering

Specialties

Crisis Intervention
Anxiety
Men's Issues
+10
I provide individually tailored treatment in a safe and supportive environment that draws and builds upon each person's strengths, resources, wisdom and goals. My style is collaborative, warm and interactive. I enjoy working with a range of clients from children to adults. I specialize in the treatment of anxiety, depression, relationship challenges, healing from trauma, major life transitions, grief & loss, identity development, self-esteem difficulties, coping with medical health issues and illnesses, dual diagnosis (substance abuse and co-occurring psychiatric disorders), mindful living, and cultivating self-compassion. Using a strength-based approach, I help clients realize their inner strength to make desired life changes. I believe strongly that people can make those changes and create the life they want. I believe it's important in the therapeutic process to establish a relationship of trust, acceptance and empathy. In keeping with the belief that mental and emotional health is as vital as physical health to overall well-being, I am committed to making services available conveniently and comfortably. Appointments can be scheduled seven days a week with early morning and late evening availability.
VirtualAvailable

$200/session

Humorous
Authentic
Warm

Specialties

Crisis Intervention
Anxiety
Coping Skills
+10
The most important gift you can give someone is sincerely listening to them, which is where I always start. I have worked in community mental health for 20 + years all over Chicago, mainly on the South and West Side, where I am from. I provide people with whatever skills and strategies needed to help anyone get the most out of counseling. I have been working exclusively on Grow Therapy since October of 2024, but have been on Grow Therapy part-time for a quite a while.
VirtualAvailable

Often rebooked

$150/session

Warm
Authentic
Empowering

Specialties

Crisis Intervention
Anxiety
Depression
+10
Hi! I'm a Licensed Clinical Professional Counselor (LCPC) based in Illinois. I received my Master's degree from the University of Phoenix and have been practicing for 5 years. I help people of all ages struggling with depression, anxiety, and trauma become the best versions of themselves. I utilize CBT and DBT as my theoretical approach (Cognitive Behavioral Therapy and Dialectical Behavior Therapy), so I assist client to connect their negative thoughts and feelings to their past and present behaviors and find meaningful ways to cope.
VirtualAvailable

$90/session

Warm
Authentic
Empowering

Specialties

Crisis Intervention
Anger Management
Anxiety
+9
Hello there! Welcome! My professional path is driven by a profound dedication to inclusivity and social equity. I center my efforts on fostering mental well-being, providing essential coping skills, breaking down mental health stigma, and emphasizing the transformative and empowering nature of the healing process. In my practice, I adopt a compassionate and empathetic approach to create a secure and affirming space for clients. I guide them through their mental health challenges, helping them discover resilience on their unique journey towards healing. I firmly believe everyone should have a supportive environment to explore their challenges and embark on a personalized path to healing. I started my career as a clinician in community mental health, where I provided crucial support to individuals and families grappling with issues such as anxiety, depression, and adjustment disorders. I have had the privilege of working with diverse clients, tailoring evidence-based modalities such as CBT, TF-CBT, and solution-focused therapy to meet their unique needs. In addition to individual therapy, I have facilitated groups for adolescents and adults centered on stress management, emotional regulation, and grief. I am committed to continuous learning and growth. I am excited to bring my passion and dedication to my practice, offering a compassionate and effective therapeutic experience to individuals seeking support and transformation.
VirtualAvailable

$80/session

Intelligent
Open-minded
Warm

Specialties

Crisis Intervention
Addiction
Anxiety
+10
I have several years of experience treating individuals, families, and adolescents using a holistic, empathic, and trauma-informed approach. Watching friends and family struggle with mental health and substance abuse issues fueled my passion for helping those who struggle with these difficulties from a place of understanding, patience, and empathy. I received a BA in psychology first, which led to obtaining a substance abuse certificate. I gained experience working with families and individuals and, after some time, I was ready to further my education and obtained a Master of Social Work. This helped me expand my clinical skills and learn more targeted therapy modalities, such as cognitive behavioral therapy, DBT, psychoanalytical care, and art therapy. I found these approaches are a great synthesis of neuroscience, trauma, and creativity.
VirtualAvailable

$85/session

Solution oriented
Warm
Authentic

Specialties

Crisis Intervention
Addiction
Anxiety
+10
Hello. I am a Licensed Clinical Professional Counsellor (LCPC) in Illinois. I received my Doctorate degree in Clinical Forensic Psychology from The Chicago School of Professional Psychology. I received my Master's of Science degree in Community Counseling from National Louis University. I have over 2o years of experience in the field and enjoy providing client centered care to individuals of all ages.
VirtualAvailable

$100/session

Authentic
Empowering
Warm

Specialties

Crisis Intervention
Anxiety
Depression
+10
I am a compassionate and dedicated Licensed Clinical Professional Counselor (LCPC) committed to providing a safe and supportive environment for individuals seeking to enhance their mental well-being and alleviate symptoms of distress. Holding a Master’s degree in Counseling Psychology and bringing years of experience in the medical field (EMS), I have gained a deep understanding of the complex challenges individuals encounter in both their professional and personal lives.
VirtualAvailable

$125/session

Authentic
Open-minded
Warm

Specialties

Crisis Intervention
Anxiety
Depression
+10
Welcome! I am Kerry White, a Licensed Clinical Social Worker. I am a therapist who understands how life's turning points and trajectories affect overall functioning. Are you balancing your needs & the needs of others? Are you feeling like your cup is half full? Or half empty? Let’s talk about beginning the therapy journey. I offer individual counseling sessions catered to your needs. I believe in meeting you where you are! I believe in you! Have a seat on my virtual couch & let’s embark on your journey to a healthy mind! I have over 9 years of experience helping adults, teens and families in crisis. I'm a licensed Clinical Social Worker in both GA and IL and hold additional certification in Solution Focused modalities. I work with clients who may be struggling with depression or trauma related to their relationships or family. During our initial sessions, we will delve deeply into the issues at hand, and collaborate to create a plan for addressing issues in a way that helps you. Most of my clients see a gradual lifting of symptoms within the first month and sustained improvement thereafter. I believe in person centered, & strengths based approaches. This journey is all about you. Therefore, I believe that building upon the strengths that you possess is key to fostering the resilience needed to reach new versions of self. Here at R.I.A Counseling Services LLC. I promote (R)estored Minds, (I)nnovative Thoughts, & (A)bundant Lifestyles through therapy!
Available

New to Grow

$120/session

Specialties

Crisis Intervention
Anxiety
Depression
+10
I help high-achieving women step onto the other side of trauma, boundary issues and relationship strain. Relationship strain, toxic habits, and mother wounds often go unprocessed causing a significant amount of stress, overwhelm, and feelings of depression that travels and seeps into other areas of their lives. Are you a woman who has found themselves in the midst of having to navigate unprocessed trauma or grief from having to survive toxic romantic partners or relationships? Have you done an audit on your life and discovered that there are themes driving you to repeat the same habits and cycles? It may be time to explore those pain points and heal those areas to reduce the amount of times you cycle through the same seasons. I help women by creating a space for them to process their prolonged sadness, feelings of disappointment, grief, loss, depression, overwhelm, shame, and guilt related to unprocessed trauma, boundary issues, and toxic relationships. I invite you to begin the work of exploring what support looks like for you. My approach to therapy is rooted in evidenced-based skills and practices and empowerment theory to guide people toward feeling gratified, powerful and in control again.
Available

$90/session

Authentic
Empowering
Intelligent

Specialties

Crisis Intervention
Autism
LGBTQ
+10
Hi! I am a licensed clinical social worker based in Illinois. I have been working with children and families for almost 20 years. I also work with people of any age with chronic health issues, trauma, people of all ages with autism and LGBTQ+ clients. I also work with people with developmental disabilities. I am looking forward to working with you.
VirtualAvailable

$50/session

Authentic
Open-minded
Warm

Specialties

Crisis Intervention
Anxiety
Depression
Hi! I'm a Licensed Clinical Social Worker (LCSW) based in Chicago. I received my Masters Degree in Social Work from the University of Chicago at Illinois (UIC) and have been practicing for 10 years. I work with adults struggling with anxiety and depression by using client-centered treatment such as Motivational Interviewing, Mindfulness, and Cognitive Behavioral Therapy. I will help you realize your thoughts, feelings, and behaviors are all connected and as we work together to understand this cycle, we will find a way to change those thoughts that bring on anxiety and depression, and replace them with thoughts that aid you to be the person you want to be.
VirtualAvailable

$100/session

Warm
Authentic
Empowering

Specialties

Crisis Intervention
Anxiety
Depression
+10
Hello! I am a Licensed Clinical Social Worker based in Illinois and Maine. I have experience working with clients in crisis with severe mental illness to adults experiencing depression and anxiety with chronic complex medical conditions. Coping with life challenges is not something you have to go through alone. Many people seek therapy for support, information, and new ideas on how to better handle the curve balls that life can throw sometimes. I believe that human beings are incredibly resilient and sometimes need assistance in recognizing their own inner strength to create positive changes in their lives. The therapeutic relationship should be collaborative, built upon both mutual respect and independence, and I hope to empower my clients to find opportunities for personal growth so that they can move forward with their goals. I have been a great support to those experiencing significant changes in their lives such as new medical diagnosis or crisis events. Be proud of making this step forward toward your best self. I look forward to working together!
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Illinois. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Illinois from Rockford to Springfield! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Illinois.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Crisis Intervention, is filtering therapists in Illinois that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.