Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 153 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 7/18/2025

Tahaji Smith

(she/her)

Tahaji Smith, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
2 years of experience
Virtual
My name is Tahaji Smith. I am currently an MSW graduate, and an LCSW with 20+ years of public service experience. Previously, I worked for 17 years as an Emergency Public Safety Communications Operator for one of the largest law enforcement agencies in the nation, but I decided to pursue a career doing what I love…helping others become the best version of themselves.

Annielle Timmons

(she/her)

Annielle Timmons, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$140/session
LCSW
7 years of experience
Virtual
Hi, I'm Annielle (Ann'yell), a Licensed Clinical Social Worker with over a decade of experience in the Social Work field. My passion is helping individuals and couples through tough times, offering support to cope with their unique challenges, resolve relationship issues, and reach personal goals. I specialize in depression, trauma, anxiety, communication, self-esteem, and life transitions. I hold a Master's degree in Clinical Social Work from the University of South Florida. My personal journey has given me academic knowledge and resilience as a trauma survivor. As a woman of color with a background of humble beginnings, I bring empathy, warmth, and a non-judgmental approach to my clients. My goal is to help you not just survive but thrive. I use evidence-based techniques like mindfulness, CBT, motivational interviewing, trauma-focused interventions, and person-centered therapy. Life will bring stressful seasons for all of us. I'm here to support you through your current phase with compassionate listening, affirmation, and fresh perspectives. If you're ready for personal growth and healing, schedule an appointment today. Your well-being is my top priority. Hope to talk to you soon.

Nicole Morel

(she/her)

Nicole Morel, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Hello, I am here to help you create a healthy internal environment to thrive in your external one. I obtained my MSW from Howard University in Washington, DC and received my clinical social work license in the state of Florida. I love traveling, reading history and sci-fi books, and building Lego sets. I work with clients dealing with trauma related to emotional abuse, neurodivergent struggles, self-esteem, relationships, and cultural identity.

Magda McGuire

(she/her)

Magda McGuire, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
9 years of experience
Virtual
I'm Magda McGuire, a bilingual (English/Spanish) Licensed Mental Health Counselor. My commitment to my profession is evident through almost a decade-long career in counseling, where I have honed my expertise in affirming client centered therapy and cognitive-behavioral therapy. I have experience working in hospital settings as a liaison counselor assisting patients and their families to navigate end-of-life challenges, serious mental illnesses, adjustment issues and crisis situations. I also have experience working in jail settings with individuals from all walks of lives facing challenges such as adjustment issues, serious mental illness, anxiety, depression, guilt, shame, remorse, addictions, suicide attempts, crisis and many more challenges.

Nancy Muricken

(she/her)

Nancy Muricken, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
7 years of experience
Virtual
Ready to spill? My name is Nancy—licensed therapist, chai enthusiast, and your future emotional support human (if you want me to be). I offer individual therapy grounded in clinical insight, infused with millennial energy, and flavored with a touch of South Indian spice. I bring both cultural depth and relatability to my work with teens and adults across the state of Florida. As someone living with progressive vision loss, I know what it feels like when life starts to unravel. But I also know that healing is real. You don’t have to choose between honoring your culture and caring for your mental health, you can do both.Whether you're untangling your identity, spiraling at 3 a.m., or trying to doom-scroll your way out of an existential crisis, I got you. We’ll explore it all together. My approach blends several therapeutic styles: *Psychodynamic Therapy – to uncover how childhood and family dynamics still show up today (yep, we’re going there) *CBT (Cognitive Behavioral Therapy) – to help reframe those “I’m not enough” thoughts *Mindfulness – because sometimes we just need to breathe and not dissociate *Culturally Sensitive, Trauma-Informed Care – to support deep insight and healing Therapy with me is warm, collaborative, and real. We’ll laugh, cry, unpack, and grow (sometimes all in one session) You deserve a space where you don’t have to over-explain yourself, mask your emotions, or code-switch your pain.I offer that space and I bring my full, authentic self into it, so you can too. If you're ready to start healing, reclaim your story, or just want to vibe-check a therapist who gets it, book a consult or reach out. And yes, we can absolutely spill the chai together. :)

Dominique Williams

Dominique Williams, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
3 years of experience
Virtual
As a Licensed Clinical Social Worker (LCSW) based in sunny Florida. I bring years of experience in empowering and guiding individuals through the changes of substance abuse, life transitions, and mental health challenges. With a a Master's degrees from the esteemed Florida International University. I am deeply committed in helping individual reclaim their lives, overcome life difficulties, and discover their fullest potential.

Rian Merrick

(he/him)

Rian Merrick, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
14 years of experience
Virtual
Congratulations on taking one of the most difficult steps in your journey: reaching out for help! My name is Rian, and I am a licensed mental health counselor and certified group facilitation specialist with over fourteen years of experience in working with LGBTQ+ adults, youth and parents, mood disorders, anxiety, depression, autism spectrum disorder, eating disorders, relationship dynamics, marriage and family, and ethical non-monogamy, with a specialization in group facilitation and a Caribbean background.

Carol Williams

(she/her)

Carol Williams, LCSW - Florida Therapist at Grow Therapy
$175/session
LCSW
15 years of experience
Virtual
I specialize in life challenges that trigger stress, trauma, grief, anxiety, and PTSD. Stress, pain, fear, and confusion are alarm clocks that beg to be heard and answered. Therapy is one way to turn down the noise and listen to our inner voice. We can't always control what is outside of us, but we have the agency to engage self-mastery that guides that inner voice toward wisdom that heals and integrates the pieces we may have lost along the way.

Areeba Johnson

(she/her)

Areeba Johnson, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
10 years of experience
Virtual
Hi my name is Areeba Johnson, I am a Licensed Clinical Social Worker LCSW, dedicated to educating and empowering individuals on how to heal. To be a part of your journey to emotional health. Helping you find the path in life and living life abundantly. To help individuals gain self-fulfillment and growth. In life challenges may arise where you experience self-doubt, unhealthy habits or trauma. I am here to help you overcome those challenges by using a holistic approach focusing on your cognitions and the impact they have on your behavior. If you are looking to make healthy changes and overcome past struggles today is a great day to get started.

Dr. Ebony Iheanacho

(she/her)

Dr. Ebony Iheanacho, LMFT - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
12 years of experience
Virtual
Everyone needs help from time to time, but the hardest step is asking for help. Now that you’re here, you are well on your way to living the life you want. As a therapist, I am a systemic thinker. I use various therapies and techniques such as Narrative therapy, Solution focused brief therapy, Cognitive Behavioral Therapy, Hypnotherapy, and Mindfulness techniques to help my clients live better lives. I also encourage my clients to share their faith in therapy as this can often be a huge source of strength in the healing process. I like working collaboratively with my clients to identify the problem(s) causing emotional distress in their life and alternative ways to solve their problems. I enjoy working with teenagers, individuals, couples, families and groups. Some issues I have worked with are anxiety, depression, life - transitions (e.g. school, relocations, physical illnesses), child adjustments, PTSD, and grief. I look forward to witnessing your transformation in therapy!

Nicole Jones

(she/her)

Nicole Jones, LMHC - Florida Therapist at Grow Therapy
$175/session
LMHC
11 years of experience
Virtual
Welcome to a nurturing space where healing begins. I bring extensive experience working with diverse populations facing a wide range of challenges in today’s culture. My approach to treating addiction and co-occurring mental health is grounded in empathy and grace, offering compassionate support to clients as you manage depression, anxiety, relationship issues, family conflict, parenting challenges, childhood trauma, life transitions, career difficulties, and grief/loss. I utilize evidence-based treatments, incorporating knowledge of the 12-step approach addiction education, Cognitive Behavior Therapy, Motivational Interviewing and Recovery support.

Dr. LaDonna Butler

(she/her)

Dr. LaDonna Butler, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
18 years of experience
Virtual
Hello — I’m Dr. LaDonna Butler, a Licensed Professional Clinical Counselor, Licensed Alcohol and Drug Counselor, Certified Daring Way™ Facilitator (CDWF), and DBT-informed therapist. I help individuals and families — especially Black women and other marginalized communities — reconnect with themselves, heal deeply, and live with more courage and self-trust. My clients often carry the heavy stories of anxiety, grief, substance use, relationship conflicts, or the quiet exhaustion that comes with always having to hold it all together. In our work, I blend evidence-based approaches like DBT (Dialectical Behavior Therapy) — building skills for emotion regulation, mindfulness, and healthy relationships — with narrative healing and The Daring Way™, Brené Brown’s framework for shame resilience and wholehearted living. Together, we’ll create a space where your identities and experiences are honored. You’ll have room to tell your story, develop practical tools, and grow new ways of being that feel more aligned, authentic, and free. Your story matters. Your healing matters. Let’s start where you are — and build from there. 🌻 When you’re ready, book your first session and take one bold step toward the life you want to live!

Vaaseen Richards

(she/her)

Vaaseen Richards, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
6 years of experience
Virtual
Welcome my name is Vaaseen Richards and I am a Licensed Mental Health Counselor based out of Florida. I am a Certified Trauma Professional (CTP) and Certified Child and Adolescent Trauma Professional (CATP) dedicated to providing a safe and supportive space for individuals who have experienced trauma to heal and thrive. I utilize evidence-based approaches such as Cognitive Behavioral Therapy, Trauma-Focused Cognitive Behavioral Therapy and Traumatic Incident Reduction Therapy to help clients process their experiences, reduce distressing symptoms, and reclaim a sense of safety and empowerment in their lives. My goal is to support you on your journey toward healing and help you rediscover strength and resilience within yourself.

Josue Bustos

(he/him)

Josue Bustos, LCSW - Florida Therapist at Grow Therapy
$70/session
LCSW
10 years of experience
Virtual
I am a licensed clinical social worker who provides therapy that focuses on feelings, emotions, trauma, communication, and empathy. I believe healing is needed for every one of us, in order to heal we must work from the inside to the outside. It is my home that you will allow to assist in your journey to wellness, hope, closure, and healing.

Neph Lesperance

(she/her)

Neph Lesperance, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$90/session
LCSW
5 years of experience
Virtual
Hi, I’m Neph! I'm a Licensed Clinical Social Worker (LCSW) based in Florida. I received my master’s in Social Work from Loyola University Chicago and have been practicing for about 5 years. I have several years of experience as a social worker and primary therapist treating adolescents and adults with substance use and mental health issues. I use a strengths-based approach combined with cognitive behavioral therapy (CBT), motivational interviewing (MI), and person-centered therapy to empower clients and help them address their unique needs.

Jovanna Hill

(she/her)

Jovanna Hill, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
5 years of experience
Virtual
Hi I'm Jovanna! Have you been overwhelmed by the things life has thrown at you? Do you feel your mind being pulled in different directions? Are you finding it hard to love yourself? I help hard workers manage their anxiety and help avoid getting burnt out by re-establishing a work/life balance. Together we'll work on finding out what hasn't been working for you. We'll identify the needs of your mind, body, and environment to help you regain that stability. I also incorporate some mindfulness and positive psychology to help you re-establish a positive relationship with yourself. Whether you're managing overwhelming life stressors, setting healthy boundaries, or dealing with cycles of anxiety and depression, I'm here to help. Seeking therapy can seem intimidating but you are taking the first strong step in getting your power back. In our sessions together, I will meet you with open ears ready to learn about you and your needs and with evidence-based tools you can use to overcome these setbacks. I look forward to working with you!

Michelline Kiezer-Roles

(she/her)

Michelline Kiezer-Roles, LMFT - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LMFT
17 years of experience
Virtual
My name is Michelline (she/her) and I am a marriage and family therapist, who is licensed in Florida, with 17 years' experience in the mental health field. I have worked with clients with a wide array of concerns such as depression, anxiety, PTSD, stress management, anxiety, domestic violence, female empowerment, communication, parenting issues, relationship issues, ADHD, LGBTQIA+ concerns, and mood management. I have also worked with clients on anger management issues.

Adejare McMillan

(he/him)

Adejare McMillan, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
Combining Transformative Justice Practices with Clinical Mental Health Counseling Techniques, Adejare (Ah-Day-Jah-Ray) McMillan, is professionally known as The Transformative Justice Therapist. This South Florida-based speaker, poet, and activist holds a Bachelor’s degree in Criminal Justice, Master’s degree in Mental Health Counseling, and is State Licensed as a Mental Health Counselor (LMHC). Additionally, he is currently writing his dissertation towards the completion of a Ph.D. in Couples and Family Therapy at Nova Southeastern University. For the last decade, he has worked with people of all races, lifestyles, and ages — as young as 13 and upwards of 70 years old. Having been a member of several organizations dedicated to human rights and social justice, Adejare finds time to remain engaged in community activism, advocacy, and organizing — at times, specifically as a Transformative Justice Circle Keeper and Trainer.

Amber Poma

(she/her)

Amber Poma, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
6 years of experience
Virtual
Hello, I'm Amber, a dedicated and compassionate trauma-informed therapist committed to providing a safe and empathetic space for individuals on their healing journey. With a background in psychology and extensive training, I bring a holistic approach that integrates psychodynamic, person-centered, mind-body approach and cognitive-behavioral therapy (CBT) techniques to support clients in their path to recovery. Incorporating a mind-body approach in therapy involves recognizing and addressing the interconnectedness of mental and physical health. This approach may include techniques such as mindfulness, deep breathing, or progressive muscle relaxation to help clients become more aware of how their thoughts and emotions influence their physical sensations. By integrating practices that focus on bodily awareness and self-regulation, therapists can help clients manage stress, reduce anxiety, and improve overall well-being. My psychodynamic orientation allows me to help clients delve into the unconscious aspects of their psyche, understanding how past experiences shape current thoughts and behaviors. Through this exploration, we work together to identify patterns, gain insight into unresolved conflicts, and promote long-term personal growth. In addition to the psychodynamic approach, I integrate person-centered therapy principles, emphasizing the importance of the therapeutic relationship. I believe in the inherent goodness and resilience of individuals and strive to create a space where clients feel heard, valued, and empowered to navigate their unique healing process. Furthermore, my practice incorporates elements of cognitive-behavioral therapy (CBT), focusing on identifying and challenging negative thought patterns and behaviors. This approach allows us to develop practical strategies for coping with the impact of trauma, fostering resilience and promoting positive change. With a commitment to ongoing professional development and staying informed about the latest advancements in trauma treatment, I am dedicated to providing evidence-based and client-centered care. I am here to support you on your journey towards healing, personal empowerment, and a more fulfilling life.

Rosealee Williamson

Rosealee Williamson, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
16 years of experience
Virtual
I’ve had the privilege of working with clients facing a wide range of concerns, including anxiety, depression, healing from trauma, coping with grief, financial struggles, relationship challenges, career/work hurdles, adjustment to life changes, family or interpersonal conflicts, parenting struggles, and coping with general life’s stressors. I assist clients with achieving the profound benefits of working toward one’s authentic self, strengthening one’s internal dialogue and building a resilient wellness kit to navigate life’s ups and downs. A strong and healthy sense of self is the foundation for effective emotional well-being, personal growth, and maintaining healthy connections with others.

Pamela Raspberry

(she/her)

Pamela Raspberry, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LCSW
22 years of experience
Virtual
Hi! Pam Razz here! Are you looking for a better life? Are you struggling with navigating relationships with yourself, friends, family or even your work relationships? Are you especially facing a specific season in your life that has been hard to get through? I help equip and empower individuals, couples and families to live, love and laugh their way through life. We can work together to fill your toolbox with all that you will need to face anxiety, depression, trauma, relationship issues and many other things. Let's understand it, and use the right tools to work through it. Are you ready to walk the journey to healing together? Let's Go!

Joniett Duenas

(she/her)

Joniett Duenas, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
9 years of experience
Virtual
My name is Joniett and I am a Licensed Mental Health Counselor. My goal is to provide a safe, open, and honest space where we can work together towards your actualization of your truest self. I believe that everyone has the potential to create and employ positive changes in thoughts, attitude and behavior that will allow your truest self outward. I provide individual and family therapy to adolescents, adults, and families with a wide range of mental health, emotional, behavioral, and relationship needs. I have experience in the inpatient, school, and community settings where I’ve worked with adolescents and adults in individual, family, and group psychotherapy. Throughout my education, training, and work with numerous clients, I have become especially interested and experienced in: • Working through past traumatic events • Depression and suicidality • Anxiety-related issues • Emotional identification and regulation • Academic pressure and goal setting • LGBTQQAAIP+ and gender issues • Race/Culture based fatigue/trauma • Relational conflict resolution and strengthening • Coping with transitions (academic, professional, and life transitions) • Self-esteem and image concerns • Substance use and Recovery

Oswaldo Castro

(he/him)

Oswaldo Castro, LMHC - Florida Therapist at Grow Therapy
$80/session
LMHC
10 years of experience
Virtual
Hi. Welcome to my page. I am Oswaldo Castro but prefer to be called Oz. I am licensed mental health therapist with a plethora of experience. I first start my journey working in neurofeedback which has allowed me to work with a diverse population from children to seniors with issues with ADHD, autism, sleep disorder, anxiety disorders, depressed mood and a plethora of other neurodivergent individuals for about 7 years. My journey continues to working at a drug rehab facility where I worked with individuals with substance use disorder for about 5 years. My life then continues to work at a survivor's center where I worked with victims of domestic violence, violent crimes and grief for about 2 years. I also gained experience with the LGBTQIA+ population where I worked closely and ran groups with individuals of the trans experience. Moving forward, I have worked with suicidal children and adolescents that have been under a Baker Act which has given me experience in with family systems for about 4 years. If you like what you can read so far, reach out to me and schedule a session. Hope to hear from you so we can start working on those goals that you may have for yourself.

Chontel Johnson McCallum

(she/her)

Chontel Johnson McCallum, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
11 years of experience
Virtual
I have over 10 years of experience in helping individuals address trauma related symptoms, anxiety and stressful life changes. It's important to me to provide my clients with a safe space to learn more about themselves and build skills to live a more fulfilling life. I use a very compassionate and integrative approach to help clients meet their goals in therapy.

Patricia Boddie

(she/her)

Patricia Boddie, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
12 years of experience
Virtual
Hello. I’m Patricia. We all face challenges in our lives. Some big, and some small. My goal is to help you successfully address challenges in your life that have become burdensome. I believe therapy should address the whole person because life challenges are often complex and can interrupt several parts of your life. I am dedicated to helping you by taking a therapeutic approach to include your physical, mental, and emotional needs. I use evidence-based therapy practices that have been proven to be effective. I provide services in a confidential, safe, caring and encouraging atmosphere. Consideration is always given to ethnic, religious, economic, or social needs you may have. Let’s conquer those burdensome challenges in your life together.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.