Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 401 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/18/2025

Wanda Barnes

(she/her)

Wanda Barnes, LMHC - Florida Therapist at Grow Therapy
$85/session
LMHC
20 years of experience
Virtual
My name is Wanda Barnes, I am a licensed mental health therapist LMHC in Florida and a licensed professional counselor (LPC), in the State of Maine. I started working in substance abuse at 17 years old driving the bus that took clients to AA/NA. Many years later I am still passionate about working with those who struggle with addiction of any kind or those who love them. I also worked 9 years with children and families in schools and foster care. Later I opened and operated a mental health clinic in Florida.

Wilfredo Guzman

(he/him)

Wilfredo Guzman, LMHC - Florida Therapist at Grow Therapy
$175/session
LMHC
5 years of experience
Virtual
I’m Wilfredo Guzman (he/him/él), a bilingual Licensed Mental Health Counselor based in Orlando, Florida. I received my Masters from Rollins College and have been practicing for 5 years. I provide affirming, client-centered therapy to individuals navigating challenges related to identity, trauma, substance use, and life transitions. With a direct and compassionate approach, I collaborate with clients to explore their mental wellness, build coping skills, and create more satisfying and empowered lives.

Chris Merritt

Chris Merritt, LCSW - Florida Therapist at Grow Therapy
$130/session
LCSW
9 years of experience
Virtual
I’m a Licensed Clinical Social Worker with extensive experience helping individuals navigate the challenges of depression, anxiety, trauma, substance use, and major life transitions. My work is grounded in compassion, collaboration, and a deep respect for each person’s unique story. Whether you’re feeling stuck, overwhelmed, or uncertain about your next steps, therapy can be a place to make sense of where you are and begin creating meaningful change. While I work with a diverse range of clients, I often support professionals facing career-related stress, burnout, or difficult decisions, as well as individuals seeking clarity in the midst of complex relationships or life transitions.

Amy Valentino

(she/her)

Amy Valentino, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
11 years of experience
Virtual
Hi, I’m Amy, a Licensed Mental Health Counselor based in Florida. I love helping people feel more grounded, confident, and connected to themselves. I work with young adults, especially college students, navigating the often messy transition into adulthood, as well as adults of all ages dealing with anxiety, depression, life changes, and other concerns. I’m also a Certified Intuitive Eating Counselor and support clients in healing their relationship with food and body through a non-diet, compassionate approach. Before private practice, I was a School Counselor in the middle school setting, and I earned both my Bachelor's and Master's degrees from UCF. My style is warm, collaborative, and real. I’m here to help you feel understood, supported, and empowered in your growth.

Leah Petrucci

(she/her)

Leah Petrucci, LMHC - Florida Therapist at Grow Therapy
$135/session
LMHC
12 years of experience
Virtual
I am a Licensed Mental Health Counselor and a Holistic Health Coach. I help clients seek whole health for their Mind, Body, Spirit, and Relationships. I also hold several additional certifications - I am a Spiritually Integrated Therapist, incorporating the client's spiritual beliefs into the sessions to the extent they desire. I am a Certified Vagal Toning Practitioner, where I teach clients who experience frequent Fight or Flight responses how to balance their nervous system to become more calm and resilient to stress and trauma. I am also a Certified Integrative Mental Health Provider, where I integrate a mix of natural alternatives for the mind and body to treat a variety of issues.

Rebecca Deloucas

(she/they)

Rebecca Deloucas, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$125/session
LMHC
7 years of experience
Virtual
Hello! Are you looking for a therapist that is easy to talk to, meets you where are, and gives unconditional support? Then I would like to welcome you! I'm a Licensed Mental Health Counselor in the state of Florida and a graduate of the University of South Florida. I strive to create a safe and welcoming environment for you to grow. I will never claim to have all the answers, but I will walk with you as you find them yourself. My specialties include working with adults and adolescents specifically: LGBTQIA+ and BiPOC adults and youth, college students, teenagers, and neurodivergent folk that are dealing with depression, anxiety, and life changes. I am also sex, kink and poly allied and I come armed with a lot of knowledge of different life and love styles. I am here to support and help give you a space you are safe!

Amanda Benlien

Amanda Benlien, LCSW - Florida Therapist at Grow Therapy
$95/session
LCSW
8 years of experience
Virtual
I specialize in helping individuals navigate the challenges of substance use, emotional dysregulation, and life transitions. My work is rooted in evidence-based practices, including Motivational Interviewing (MI) and Dialectical Behavior Therapy (DBT)—approaches that support real change by combining empathy, skill-building, and a strong therapeutic alliance. With 8 years of clinical experience and lived experience with addiction and family trauma, I bring both professional knowledge and real-world understanding into the therapy room. Above all, I offer a space where you don’t have to explain or justify your struggle—you can just be real. And from that place, we work together to create the life you want to live.

Lisa B. Meotti

Lisa B. Meotti, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$97/session
LCSW
17 years of experience
Virtual
I am a Licensed Clinical Therapist in Florida, Texas, and Utah with over 17+ years of professional work experience. I am also a Certified Clinical Trauma professional (CCTP) with experience in helping clients with PTSD, C-PTSD, coping with addictions, LGBTQ+ related issues, relationship issues, and family conflicts. I specialize in helping individuals navigate life's challenges, build emotional resilience, and create meaningful change. I believe that healing begins with genuine human connection. I show up in my therapeutic sessions not just as a clinician, but as a real person - someone who values honesty, warmth, and the courage it takes to face life's challenges. My work is grounded in authenticity because I know that people heal best when they are truly seen , heard, and accepted without judgment.

Rian Merrick

(he/him)

Rian Merrick, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
14 years of experience
Virtual
Congratulations on taking one of the most difficult steps in your journey: reaching out for help! My name is Rian, and I am a licensed mental health counselor and certified group facilitation specialist with over fourteen years of experience in working with LGBTQ+ adults, youth and parents, mood disorders, anxiety, depression, autism spectrum disorder, eating disorders, relationship dynamics, marriage and family, and ethical non-monogamy, with a specialization in group facilitation and a Caribbean background.

Kristi Morrison

(she/her)

Kristi Morrison, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
7 years of experience
Virtual
I’m Kristi, a therapist dedicated to helping adults navigate life’s challenges and heal from past experiences. I specialize in Trauma-Focused Cognitive Behavioral Therapy (TFCBT) and trauma therapy for adults, providing a safe and supportive space to work through difficult emotions and experiences. Together, we can focus on building coping skills, improving self-esteem, and fostering resilience so you can feel more empowered and confident in your life.

Suzanne Stokes

(she/her)

Suzanne Stokes, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
39 years of experience
Virtual
I have worked as a Mental Health Therapist for 30 years and I love my work as much today as the day I started. I am a Licensed Mental Health Counselor and a Certified Addictions Professional. I am honored to join people where they are at on their journey. I focus on positive goals for getting back on track or even transformation. As I realize the courage it takes to come to therapy, I focus on the patient/therapist relationship. There must first be an experience of safety and trust. Then, of course, the therapeutic work will follow. I utilize a warm, relaxed style with fierce reflection or gentle support as needed. I believe that everyone benefits from a therapeutic experience to attain the best version of themselves for the best quality of life. 1 utilize humor combined with therapeutic skills which makes my approach unique. Laughter isn't always appropriate, but it can be very helpful with reframing and bringing down barriers. With so many years of experience and training, I have a broad skill set and utilize multiple interventions to create a unique treatment plan for each person, couple, or family. Some of the modalities that I frequently utilize are: Solution- Focused therapy, Cognitive Behavioral Therapy, Psycho-education, Systems Theory, Emotion Focused Therapy, Behavioral Modification, Skills training and Motivational interviewing/coaching.

Andrew Penn

(he/him)

Andrew Penn, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
8 years of experience
Virtual
Welcome! I am a Licensed Mental Health Counselor (LMHC) in Florida, and I have been practicing for 8 years. I am also licensed in Vermont as a telehealth provider. I received my Master's degree from Capella University, and am passionate about helping adults with a wide range of issues to become the best version of themselves. My goal is to provide a safe and supportive environment for clients to explore their thoughts and feelings, and to work healing and growth.

Casey Thomas

(they/them)

Casey Thomas, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$75/session
LMHC
12 years of experience
Virtual
I began my professional career in 2005 working as a caseworker helping children and families maintain safe and healthy environments as well as financial stability. Since then I have completed masters degrees in counselor education and clinical counseling and was first licensed as a professional counselor in 2014. I'm currently credentialed as a Licensed Professional Counselor (LPC) in Pennsylvania and a Licensed Mental Health Counselor (LMHC) in Florida.

Rachel Elzey

(she/her)

Rachel Elzey, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
5 years of experience
Virtual
Welcome! I'm Rachel. You might be struggling with depression, anxiety, identity questions, or feeling overwhelmed by life changes of becoming a new parent. Maybe you’re just looking for a way to feel more centered and connected. You want a space where you can show up fully as yourself, without judgment, to work through tough feelings or confusing moments. My ideal client is someone who’s ready to explore their emotions, gain clarity, and build practical tools to feel better and move forward with confidence.

Javier Martinez

(he/him)

Javier Martinez, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$95/session
LCSW
20 years of experience
Virtual
Hello! I’m a licensed clinical social worker with a master’s degree from Fordham University. With over a decade of experience working with families and children in New York City, I am dedicated to helping individuals navigate life’s challenges. My approach is compassionate and nonjudgmental, meeting you where you are to explore how your thoughts influence your experiences. Together, we’ll work toward meaningful change, helping you overcome obstacles and build a more fulfilling life.

Andrew Cravey

(he/him)

Andrew Cravey, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
8 years of experience
Virtual
My clients are people who want to move from feeling "stuck" to having a greater sense of purpose, empowerment and clarity. My approach to counseling uses a relational model that creates a safe environment where I encourage my clients to develop resiliency and self-empowerment. Life is very hard. My goal is to have each person leave a session feeling more capable to handle whatever life throws at them.

Rich Scholl

Rich Scholl, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
23 years of experience
Virtual
Welcome! I am a compassionate and dedicated therapist specializing in helping individuals navigate the complexities of substance abuse, mental health challenges, trauma, and relationship difficulties. My work is rooted in a deep understanding of the unique struggles that many face, from the impact of childhood experiences to the ongoing challenges of adulthood. I offer support through adult child therapy, guiding individuals in healing from past wounds and cultivating healthier relationships with themselves and others. In addition, I provide adaptive parenting strategies to empower parents in navigating the ups and downs of life.

Candance Wise Gilberstadt

(she/her)

Candance Wise Gilberstadt, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Hi. My name is Candance, but you can call me Candy. Do you feel as though you are being weighed down by certain thoughts and emotions, like you are out of balance? Is it difficult for you to manage your day to day responsibilities due to these thoughts and emotions? Would you like help in understanding and managing these thoughts and emotions so you can experience balance in your life? I help individuals get to that place of healthy balance, with a goal of remaining there. Together, we can work to identify your strengths and challenges to find solutions for managing your most challenging thoughts and emotions. We will use a person centered and strength based approach, exploring past and present experiences as they relate to your current state of overall well-being. I also integrate mindfulness techniques to help you develop a stronger more balanced state of being. Whether you are dealing with circumstances, thoughts or feelings that are overwhelming, I want to help. Reaching out for help can feel uncomfortable or seem scary, but you are making the right choice. During our sessions together, I will meet you with genuine compassion using evidence-based techniques to help you achieve and remain in a healthy, more balanced state of being. Let’s do this.

Jeremiah Wirth

(he/him)

Jeremiah Wirth, LCSW - Florida Therapist at Grow Therapy
$75/session
LCSW
10 years of experience
Virtual
I'd first like to recognize the strength it has taken to reach this stage in your growth and healing. Seeking assistance can often be an overwhelming task, but you're on the right path! I have had the privilege of accompanying people on their path towards "something better" for roughly ten years, of which the last four have been spent as an independently practicing Licensed Clinical Social Worker. I am relaxed, direct, and I strive to make every moment within our work together as productive as possible. I'm accessible and easygoing. I also happen to think that I'm pretty funny, so at least I have that going for me!

Ehsan Adib Shabahang

(he/him)

Ehsan Adib Shabahang, LMHC - Florida Therapist at Grow Therapy
$150/session
Has intro video
LMHC
3 years of experience
Virtual
Are you feeling overwhelmed or struggling with your relationships? Does anxiety or stress seem impossible to shake off? Maybe you're at a crossroads with your career or finding it hard to connect with yourself. Or perhaps you've experienced trauma that you cannot navigate alone; you're not alone, and there is help available. I'm Ehsan Shabahang, a Licensed Professional Counselor (LPC) dedicated to helping you overcome life's challenges. Having worked with over 4,000 clients, including individuals, families, couples, students, groups, children, and non-profit organizations, I understand that life can be unpredictable. My military experience and multidisciplinary approach to therapy have taught me resilience and the importance of mental health. As an LPC, I hold a Master of Science in Clinical Mental Health Counseling and am currently pursuing a PhD in Social Psychology. I use a unique blend of therapy models in my practice, including Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), the Gottman Method, and sex therapy as a Certified Sex Therapy Informed Professional (CSTIP). This diverse approach allows me to better address your mental, emotional, and spiritual needs. I also integrate mindfulness, yoga, and art therapy to help you build a stronger, more positive relationship with yourself. My approach is especially supportive for those who have experienced trauma, providing a safe and nurturing environment to process and heal. Whether you're dealing with career stress, relationship issues, trauma, or looking to improve your self-awareness, I'm here to help. I offer a safe, compassionate, and judgment-free space where you can find the support you need. Together, we'll use practical tools and scientifically proven methods to help you achieve your goals. Take the first step towards a better life. Let's embark on this journey of growth and self-discovery together.

Larry Reidt

Larry Reidt, LMFT - Florida Therapist at Grow Therapy
$60/session
LMFT
25 years of experience
Virtual
Hello! My name is Larry. Life can get pretty overwhelming and sometimes we need a helping hand. I have 20 plus years experience helping folks with overwhelming anxiety, depression, burnout, relationship issues and recovery from trauma. My approach is to join you in partnership to identify your needs and create personalized solutions. I enjoy working with a wide range of folks from all walks of life. I am LGBT friendly and affirming. I take a “whole person” holistic approach while employing evidence based practices. As such, we can work to help you integrate your family life, work life, spirituality as we work toward healing and becoming your very best self. Seeking therapy is a brave thing! You've already taken the first step. Let's work together.

Tamara Bass

(she/her)

Tamara Bass, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
12 years of experience
Virtual
Welcome! I am a licensed Mental Health Counselor in Florida and have been working in the mental health field throughout the majority of my adult life. If you're here, then you've taken the first step of considering counseling. You deserve to have the bravery of that first step recognized - because it is indeed BRAVE. Starting counseling can feel scary and overcoming that can be a challenge. So congratulations! Now let's get started.

Brandee Jones

(she/her)

Brandee Jones, LMHC - Florida Therapist at Grow Therapy
$105/session
Has intro video
LMHC
8 years of experience
Virtual
Hey! I'm Brandee - I'm a licensed mental health counselor in Florida and I'm currently offering telehealth services throughout the state. I graduated from Nova Southeastern University in 2014 with a masters degree in Mental Health Counseling, and received my bachelor's degree in psychology in 2011 from the University of South Florida. Since then, I have worked in various in person and telehealth settings.

Alexandra Newlon

(she/her)

Alexandra Newlon, LMHC - Florida Therapist at Grow Therapy
$145/session
LMHC
7 years of experience
Virtual
I genuinely believe in the power of therapy. So much can be improved upon through supportive connections, empathy and the general resilience of the human condition. I have a vested curiosity in the lived experiences of my clients and a commitment to their growth and goals. Change itself is inevitable, and at times can feel insurmountable, that said together we can work to direct the trajectory of where those changes may take you. A bit about me; I am Licensed Mental Health Counselor and have approximately 6 years of clinical experience. I am a born and raised Floridian - from St. Petersburg, FL - however, I spent much of my young adult life traveling and moving about (Miami, Jacksonville, Gainesville, Costa Rica, New Orleans and now back in the Tampa Bay Area). I received my Bachelors degree in Social Work, with a minor in Spanish, from the University of North Florida. In 2020, I graduated from Jacksonville University with a Masters degree in Clinical Mental Health Counseling, with a specialization in Marriage and Family Therapy. During my graduate study, I completed clinical internship (1500+ hours of direct client work) with a Hospice agency as a bereavement counselor. Post-graduation, I was hired by that same agency and counseled surviving loved ones of Hospice patients through their grief journey and efforts to adjust. Surviving loss is manageable and grief therapy can help with visualizing a more hopeful future that honors your loved ones.

Liam Thomas Mugavin

(He/Him)

Liam Thomas Mugavin, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
Hello, I’m Liam Mugavin, a Licensed Clinical Social Worker (LCSW)—think of me as a professional life untangler. I understand that starting therapy can feel like stepping into the unknown, but it’s also a powerful opportunity for personal discovery and growth. In our work together, you’ll find a supportive, authentic space where you can explore your thoughts and emotions at your own pace. Whether you're navigating trauma, anxiety, wanting to pursue EMDR, or simply seeking more clarity and balance in life, I’ll help you to uncover new insights and create lasting change. We’ll work to uncover your unique journey, challenge old patterns, and build the tools that will help you feel more connected to yourself and the world around you. Together, we'll craft a path that supports your healing and strengthens your connection to yourself, guiding you toward meaningful change and fulfillment.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on LGBTQ?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, LGBTQ, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.