Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 967 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 7/20/2025

Dr. Nicole Yee Nicholson

(she/her)

Dr. Nicole Yee Nicholson, LP - Florida Therapist at Grow Therapy
$200/session
LP
9 years of experience
Virtual
I am a licensed psychologist in Florida, and I am PysPact credentialed to provide telehealth services in other states. I have extensive experience working with clients struggling with everyday stressors, anxiety, trauma, depression, personality disorders, and Bipolar Disorders. I have worked in various settings, including community mental health settings, residential treatment, and private practice. I offer empathetic and compassionate therapy, dedicated to personal growth and emotional well-being. My practice uses evidence-based methods tailored to individual needs. My therapeutic approach is person-centered, which involves tailoring plans to meet your specific needs and objectives. I strive to create a supportive and non-judgmental environment for you to express your thoughts, feelings, and experiences. Together, we will collaborate to identify and address the underlying causes of your concerns and explore potential solutions.

Rian Merrick

(he/him)

Rian Merrick, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
14 years of experience
Virtual
Congratulations on taking one of the most difficult steps in your journey: reaching out for help! My name is Rian, and I am a licensed mental health counselor and certified group facilitation specialist with over fourteen years of experience in working with LGBTQ+ adults, youth and parents, mood disorders, anxiety, depression, autism spectrum disorder, eating disorders, relationship dynamics, marriage and family, and ethical non-monogamy, with a specialization in group facilitation and a Caribbean background.

Willette Lewis

(she/her)

Willette Lewis, LMHC - Florida Therapist at Grow Therapy
$80/session
LMHC
7 years of experience
Virtual
I'm so glad you're here! I’m Ms. Lewis, a compassionate and dedicated therapist with a deep commitment to supporting individuals on their journey toward healing and growth. With a warm and nonjudgmental approach, I create a safe space where clients can explore their thoughts and emotions openly. I became a therapist because I genuinely love helping individuals become the best version of themselves, feel heard, and find significance in their lives. Being a therapist allows me to witness and support the incredible resilience of the human spirit. It is a privilege to guide clients toward clarity, healing, and a renewed sense of purpose.

Rachel Colavito

(she/her)

Rachel Colavito, LMFT - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
14 years of experience
Virtual
Welcome! I'm Rachel. I want to first acknowledge that you've taken a courageous step in seeking therapy, and I’m so glad you're here. Starting this process can feel empowering, confusing, or even a little scary, and that’s completely okay. Together, we’ll dive into what’s challenging you right now—whether it’s anxiety, depression, postpartum concerns, grief, self-confidence struggles, or parenting hurdles. We’ll also explore where you want to be in the next month, six months, or year. In our sessions, we’ll break down your concerns and create strategies that work for you, focusing on practical actions you can take right away. I strive to provide a safe and compassionate space where you can feel heard and supported. My approach emphasizes developing assertive communication and boundaries, helping you build the life you truly deserve. I believe therapy is a collaborative process, and there’s always space for suggestions and accountability as we work together. When you’re ready, I’m here to help you move forward.

Cheryl Breining

(she/her)

Cheryl Breining, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
I am a Clinical Licensed Social Worker in Florida and Certified LIfe Coach. I have a Masters in Counseling , School Psychology, and Social Work.. I am a retired teacher and guidance counselor from New York and a Certified Life Coach. A have also completed Addca's ADHD training. I received my license as a Clinical Social Worker from the state of Florida. I work with individuals diagnosed with ADHD of all ages and their parents. By utilizing positive psychology and strength based methods I help clients deal with self esteem, time management, organizational skills, executive function, and anxiety issues. I also work with clients who are experiencing stress and self esteem issues. During our sessions we work together to develop strategies that will allow them to work towards their goals.

Shanelle Damaso

Shanelle Damaso, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
I’m a Licensed Clinical Social Worker with 7 years of experience supporting individuals and families through a range of life challenges. My work has focused on helping clients manage anxiety, depression, low self-esteem, school-related issues, and major life transitions. I am also certified to support those living with chronic pain. In my practice, I strive to create a warm, safe, and nonjudgmental space where clients feel heard, respected, and supported. I view therapy as a meaningful conversation—one where I walk alongside you as a compassionate listener and trusted guide. I’m deeply passionate about helping people unlock their potential and move toward a life that aligns with their values and goals. As the child of Jamaican immigrants, I bring a culturally informed lens to my work and value the richness that diversity and inclusion bring to the therapeutic process. My faith also grounds me and informs my commitment to providing ethical, compassionate care. I look forward to the opportunity to support your growth and help you build the life you envision.

Nicole R. Smith

(she/her)

Nicole R. Smith, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
Hello beautiful person! I am Nicole, a Native of Orlando, Florida, an enthusiastic, energetic, and extremely passionate Licensed Mental Health Counselor with over 10 years of experience in the fields of Mental Health, Behavioral Health, and Substance Use Disorders. I am a proud HBCU graduate from The Illustrious Tuskegee University, where I received my Bachelors of Arts degree in Sociology with a Minor in Psychology. I then went on to gain my Masters of Science Degree in Clinical Mental Health Counseling from Nova Southeastern University. I love to utilize a unique, authentic, and genuine approach to provide; holistic Clinical Mental Health Therapy, addiction Therapy, Trauma Informed care, therapeutic academic tutoring, effective communication skills, parenting coaching, and Motivational & Therapeutic Life Coaching services to adults and teenagers from various backgrounds, genders, and ages; that suffer with Adjustment disorders, Depression, Serious Mental Illnesses, Personality disorders, Major Depression, PTSD, Negative Self Image, Substance Use disorders, learning disabilities, Conduct Disorders, incarceration & re-entry, and co-occurring disorders such as ADHD & Anxiety. In my free time one of my very favorite hobbies is using my creativity to Curate, promote and plan parties and events for the youth and the underserved in my community. These events are exciting, super Fun, and a whole vibe for my friends, family and neighbors to collectively celebrate Love, Life, and share all-around good energy!  

Charles Blickle

(he/him)

Charles Blickle, LMHC - Florida Therapist at Grow Therapy
$122/session
LMHC
6 years of experience
Virtual
I am a Christian therapist who feels that every adult person's spiritual beliefs are a strong factor for emotional healing. I am convinced that a life of hope, faith, and peace of mind awaits you. I want to help guide you to develop a clean pattern of life, a clean conscience, and self-confidence, which will remove the shadow of fear and guilt that seems to be hanging over you. Let me help you and together we will work on your development of the skills, for the successful and rewarding life that you have always desired. I received my MA in Mental Health Counseling from the University of South Florida. I have five years' experience. I did counseling at a housing center, with individuals experiencing interpersonal conflicts with members of their family. I also did counseling with the adult through Geriatrics population at a Community Mental Health Center.

Tasha Singh

(she/her)

Tasha Singh, LCSW - Florida Therapist at Grow Therapy
$500/session
LCSW
10 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker, providing virtual services to support you through life’s transitions. Dealing with responsibilities, relationships, and stress, can sometimes create and imbalance and have you feeling lost. I can help you navigate and provide skills to assist you to creating a calmer balance and consistently overcome these issues. Building a trusting relationship is at the forefront in the ability for the relationship to grow over time, therefore making the client feel safe and comfortable to open up are my goals as a therapist. ** Please feel free to reach out if you want to check availability outside of what is posted, I am able to accommodate***

Magda McGuire

(she/her)

Magda McGuire, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
9 years of experience
Virtual
I'm Magda McGuire, a bilingual (English/Spanish) Licensed Mental Health Counselor. My commitment to my profession is evident through almost a decade-long career in counseling, where I have honed my expertise in affirming client centered therapy and cognitive-behavioral therapy. I have experience working in hospital settings as a liaison counselor assisting patients and their families to navigate end-of-life challenges, serious mental illnesses, adjustment issues and crisis situations. I also have experience working in jail settings with individuals from all walks of lives facing challenges such as adjustment issues, serious mental illness, anxiety, depression, guilt, shame, remorse, addictions, suicide attempts, crisis and many more challenges.

Luella LaRoche

(she/her)

Luella LaRoche, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
Hi! My name is Luella, I am a Licensed Mental Health Counselor based in Florida. I received my Masters degree at Barry University, specializing in Mental Health Counseling, Marriage, Couples and Family Counseling and Therapy. I specialize in helping individuals overcome challenges like depression, anxiety, ADHD, and life transitions. With a focus on women and men balancing personal and professional lives, I provide practical tools and emotional support to empower my clients to achieve a balanced and fulfilling life.

Joe Calhoun

(he/him)

Joe Calhoun, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
26 years of experience
Virtual
My name is Joe Calhoun, and I am a Licensed Clinical Social Worker (LCSW) based in Tampa, Florida, and working with clients state-wide via telehealth. I work with teenagers, and adults and specialize in treating addiction, anxiety, anger management, and relationship difficulties, using Cognitive Behavioral Therapy, Faith Based Therapy, REBT, Motivational Interviewing, and Solution Focused Therapy to help my clients meet their treatment goals.

Lily Greenan

Lily Greenan, LMHC - Florida Therapist at Grow Therapy
$85/session
LMHC
20 years of experience
Virtual
I am a mental Health Counselor with 20 years of experience in working with people of all ages in many different circumstances. I have experience working with the child welfare systems, court advocacy, foster care, adoptions, children experiencing traumas, substance use and parenting, motivational interviewing, and helping those that are struggling with life circumstances that are wanting to improve their functioning.

Shirley Barthelemy

Shirley Barthelemy, LMHC - Florida Therapist at Grow Therapy
$117/session
LMHC
12 years of experience
Virtual
My passion is to work with women and their families to help them discover new possibilities and purpose throw empowerment and self-discovery, despite what they may have experienced emotionally, mentally and physically. My goal to create an environment where they feel safe and accepted. My goal is to help women and their families learn how to navigate through life transitions and cope with change in a healthy way.

Sandra Litchmore

Sandra Litchmore, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
I’m a Licensed Clinical Social Worker (LCSW-QS) with over 10 years of experience helping teens and adults feel more grounded, confident, and empowered. Originally from New York and rooted in Caribbean culture, I've lived in Central Florida for several years and proudly serve clients across this community through different walks of life. My approach is honest, collaborative, and a little lighthearted when it fits. I believe therapy works best when it feels like a real conversation, not a clinical checklist. I’ll meet you where you are, help you recognize what’s already working, and support you in building the changes you want to see. I integrate Cognitive Behavioral Therapy (CBT), Solution-Focused Therapy (SFT), DBT skills, and trauma-informed care into a style that’s relatable, supportive, and focused on progress, not perfection. Whether you're dealing with anxiety, life transitions, relationship stress, identity questions, or just trying to keep it together (when you feel everything is falling apart). I’m here to walk alongside you, judgment-free.

Fabiola Desire

(she/her)

Fabiola Desire, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
13 years of experience
Virtual
I am Fabiola Desire. I want to be able to get you through your healing process. I have created a safe place for clients who have experienced trauma and will like for you to heal and release things that are affecting your life. Clients have been able to share their most traumatic events in their life and I provide comfort for them to healing, improve self esteem and identify healthy relationships.

Alejandro Goicoechea

(he/him)

Alejandro Goicoechea, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
4 years of experience
Virtual
Dedicated and compassionate counselor ready to help get you back on track and in control of your life. Expertise in working with individuals suffering from post traumatic stress disorder (PTSD), domestic and sexual abuse, stress related disorders, anxiety disorders, major depression, grief counseling, and with those in acute crisis who may attempt suicide. Specialized knowledge and understanding of crisis thinking. Strong communicator with keen perceptivity that allows me to develop possible solutions and suggestions to help clients gain practical insight into their situations. A passion for helping others return to their personal centers, to regain emotional balance, and to reach a state of calmness where communication can take place and healing may begin.

Ashley Kurns

(she/her)

Ashley Kurns, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
5 years of experience
Virtual
I am a licensed mental health counselor based in Florida with over 5 years of dedicated and diverse professional work experience. Throughout my career, I have had the privilege of assisting numerous clients in overcoming a wide range of challenges and achieving meaningful transformations in their lives. My areas of expertise encompass a variety of issues, including stress and anxiety management, relationship dynamics, family conflicts, and fostering motivation, self-esteem, and confidence. In my therapeutic approach, I firmly believe in treating each individual with the utmost respect, sensitivity, and compassion. Every person's journey is unique, and I am committed to tailoring our dialog and treatment plan to suit your specific needs and goals. Recognizing that seeking help and embarking on a path towards personal growth and fulfillment can be daunting, I provide a safe and non-judgmental space where you can feel supported and empowered throughout your therapeutic journey. I understand that the decision to seek counseling is an act of courage, and I am honored to be a part of your transformative process. Together, we will work collaboratively to explore the root causes of your challenges, identify strengths, and develop effective strategies to facilitate positive change. My ultimate aim is to help you uncover your inner resilience and empower you to create a more fulfilling and happier life. If you are ready to embark on this journey of self-discovery and growth, I am here to guide you every step of the way. Together, we will navigate the challenges you face and unlock your full potential for personal and emotional well-being. Remember, you are not alone, and I am here to support you in creating a brighter future.

Blair Mead

(she/her)

Blair Mead, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
14 years of experience
Virtual
Do you feel overwhelmed these days? Are you constantly trying to strike a balance between the demands of work and parenting or co-parenting, while also managing your health, housework, and perhaps other demands? In your family, does the caretaking always fall to you? Are you experiencing depression and anxiety in reaction to either a past trauma and/or burnout from stress? I work with women who are experiencing what I like to call "multiple-role fatigue". I have experience in treating depression, anxiety, and trauma-related stress disorders common to women who face an ever-mounting load of responsibilities in a complex society, where being a mother or a caretaker often comes with diverse challenges and responsibilities. I also like to work with clients on their recovery from trauma. With this in mind, I incorporate various treatment modalities, where healing and recovery can take place through a combination of compassionate conversation, active listening, homework assignments journaling, mindfulness, self-reflection, cognitive behavior therapy, grief counseling, boundary setting and trauma-informed care. I also offer a faith-based support, where clients seeking a Christian approach are welcome. I like to form a supportive alliance with caregivers to help them navigate the demands of parenting a child or children with higher needs. I focus on parental needs, and I work with clients using evidence-based techniques to empower them to achieve balance and experience lasting well-being. For parents, I'm a big advocate of self-care, and I help my clients learn to nurture themselves in a sustainable way to avoid burnout. I also believe that parents need to feel seen and heard, and the stress of parenting cannot be overemphasized. Forming a partnership with parents, giving them a forum in which they feel consistently supported in a compassionate and non-judgmental way, therefore, is one of my top priorities as a therapist.

Kate Jaramillo

Kate Jaramillo, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
16 years of experience
Virtual
I am Licensed Marriage and Family Therapist (LMFT) with nearly 15 years of experience working with youth, adolescents, adults, and families to improve their mental health. I specialize in addressing issues related to trauma, anxiety, depression, stress, life transitions, relationship issues, parenting issues, and more. I earned my Master's degree Marriage and Family Therapy from St. Thomas University. I also completed a certification in loss and healing and a certification in trauma as well as two additional years of post-graduate study, passed the advanced national clinical board, and gained my professional license in the state of Florida afterward. I have chosen to continue my education by taking hundreds of hours of additional courses in the neurobiology of trauma, grief and loss, abuse recovery, child development, parenting, and communication. We all encounter obstacles in our lives. I am confident that I will be able to assist you on this journey providing you with enlightenment and new techniques that will enable you to be able to cope with whatever challenges or obstacles you may be facing in life. If you are wanting to embark on this new journey, schedule an appointment with me today!

Erin Moyer Johnston

Erin Moyer Johnston, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LMHC
30 years of experience
Virtual
Going through a change can be very tough and hard to navigate. Whether the changes are good or difficult, they can still be hard to work through. I can help you find a balance with the changes occurring in your life and the peace you hope to feel. Together we can work as a team to locate solutions to find acceptance and work out a plan to help you move forward in your life in a way that brings fulfillment. I use a whole self-approach, addressing the needs of your mind, body and spirit. Although I can help you work through most changes you might be experiencing, I have many year's experience working with individuals in the Hospice setting, helping patients and survivors find peace during the end of life with dignity. These experiences have been strengthened by my personal journey with breast cancer, which has given me a perspective on the other side. I hope I can use my 29 years experience as a therapist and my personal experience as a cancer survivor to help you learn how to find happiness and peace in your life.

Larry Reidt

Larry Reidt, LMFT - Florida Therapist at Grow Therapy
$60/session
LMFT
25 years of experience
Virtual
Hello! My name is Larry. Life can get pretty overwhelming and sometimes we need a helping hand. I have 20 plus years experience helping folks with overwhelming anxiety, depression, burnout, relationship issues and recovery from trauma. My approach is to join you in partnership to identify your needs and create personalized solutions. I enjoy working with a wide range of folks from all walks of life. I am LGBT friendly and affirming. I take a “whole person” holistic approach while employing evidence based practices. As such, we can work to help you integrate your family life, work life, spirituality as we work toward healing and becoming your very best self. Seeking therapy is a brave thing! You've already taken the first step. Let's work together.

Jeannine Ciliotta

(she/her)

Jeannine Ciliotta, LCSW - Florida Therapist at Grow Therapy
$65/session
LCSW
6 years of experience
Virtual
Hi! I am a Licensed Clinical Social Worker in New York and Florida. I have 30 years experience in the helping profession and 7 years as a therapist. I believe that insight without action leads to stagnation and frustration. It is valuable to talk about problems and issues but without a plan of action, clients become discouraged. Much of my work will involve identifying a next right step in addressing problems.

Shelley Edwards

(She/Her)

Shelley Edwards, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
7 years of experience
Virtual
I am dedicated to empowering my clients as we work together to overcome the everyday challenges of life. By exploring the underlying behavioral and emotional patterns that often arise from unmet needs or unresolved wounds, we can uncover meaningful insights and lasting change. I believe that all people have intrinsic value and purpose. I also know that being a human can be challenging. Thankfully, we’re all in this together. There are helpers for the journey. My goal is to guide you toward your goals. I consider it a privilege and an honor to walk with you as you create a life you don’t want to escape.

Paul Zukas

Paul Zukas, LCSW - Florida Therapist at Grow Therapy
$110/session
LCSW
8 years of experience
Virtual
I am a Licensed Clinical Social Worker with a background working with adults, adoptees, and trauma. My therapeutic approach revolves around building a relationship with my clients and establishing the core issue of what is a challenge for them by facilitating a place for them to be transparent with themselves, judgment-free. I have experience working with all walks of life and have held an assortment of different roles in the field working with social services, foster care, adoption, and healthcare. These experiences have made me well-rounded when it comes to addressing cultures and beliefs that differ from my own. The first step toward getting better is having the courage to ask for help. Let's meet for a session and get to know one another.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Grief?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Grief, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.