Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1957 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/9/2025

Jon Jasper

(he/him)

Jon Jasper, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
I'm Jon Jasper, a therapist with over a decade of experience helping individuals navigate eating disorders, substance use, and trauma. I take a personalized, compassionate approach to care—drawing from narrative therapy, accelerated resolution therapy (ART), trauma-informed practices, CBT, and group therapy. My goal is to create a safe, supportive space where clients feel empowered to heal, grow, and reconnect with their strengths.

Chris Merritt

Chris Merritt, LCSW - Florida Therapist at Grow Therapy
$130/session
LCSW
9 years of experience
Virtual
I’m a Licensed Clinical Social Worker with extensive experience helping individuals navigate the challenges of depression, anxiety, trauma, substance use, and major life transitions. My work is grounded in compassion, collaboration, and a deep respect for each person’s unique story. Whether you’re feeling stuck, overwhelmed, or uncertain about your next steps, therapy can be a place to make sense of where you are and begin creating meaningful change. While I work with a diverse range of clients, I often support professionals facing career-related stress, burnout, or difficult decisions, as well as individuals seeking clarity in the midst of complex relationships or life transitions.

Josh Neri

Josh Neri, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
I’m a Licensed Mental Health Counselor with over a decade of experience working with clients struggling with anxiety, depression, bipolar disorder, life transition problems, PTSD and substance use issues. I use Cognitive Behavioral Therapy alongside a Person-Centered perspective. Additionally I am a Master's Certified Addictions Professional. I am based in Miami, FL & open to serving anyone throughout Florida via Telehealth.

Lucas Stinnett

Lucas Stinnett, LPCC - Florida Therapist at Grow Therapy
$100/session
LPCC
6 years of experience
Virtual
Life isn’t always sunshine and rainbows; it can be filled with challenges, difficulties, and hardships. I believe that life is all about perspective and the way we react to problems. Our trials and tribulations are opportunities for us to grow into stronger and wiser individuals. When challenges arise, most people ask, "Why?" I encourage my clients to change their mentality by asking, "How?"—how can I use this to grow and learn, make myself smarter and wiser?" I am a firm believer in empowering clients with the tools and knowledge needed to live a more fulfilling and productive life. With 8 years of sobriety and personal experience battling my own challenges, I know how helpful therapy can be in helping a person rebuild their life and become the person they want to be.

April Smith

April Smith, LMHC - Florida Therapist at Grow Therapy
$70/session
LMHC
13 years of experience
Virtual
I’m a licensed mental health counselor based in Florida. I received my Master’s degree from Capella University and I have been practicing for over 10 years. I work with adults by guiding them through the complexities of mental health and empowering them to cope effectively. I’m a licensed mental health counselor based in Florida. I received my Master’s degree from Capella University and I have been practicing for over 10 years. I work with adults by guiding them through the complexities of mental health and empowering them to cope effectively.

Shanelle Damaso

Shanelle Damaso, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
I’m a Licensed Clinical Social Worker with 7 years of experience supporting individuals and families through a range of life challenges. My work has focused on helping clients manage anxiety, depression, low self-esteem, school-related issues, and major life transitions. I am also certified to support those living with chronic pain. In my practice, I strive to create a warm, safe, and nonjudgmental space where clients feel heard, respected, and supported. I view therapy as a meaningful conversation—one where I walk alongside you as a compassionate listener and trusted guide. I’m deeply passionate about helping people unlock their potential and move toward a life that aligns with their values and goals. As the child of Jamaican immigrants, I bring a culturally informed lens to my work and value the richness that diversity and inclusion bring to the therapeutic process. My faith also grounds me and informs my commitment to providing ethical, compassionate care. I look forward to the opportunity to support your growth and help you build the life you envision.

Nichole Jefferson

Nichole Jefferson, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
1 year of experience
Virtual
Greetings! I am a licensed mental health therapist with experience working with adults and adolescents with ADHD, mood disorders, bipolar, autism, antisocial disorder, borderline disorder, anxiety, depression and more. I am a National Certified Counselor that have spent more than 20 years passionately serving and motivating individuals of all ages and backgrounds. I have served in the prison population, in residential facilities, and hospital. In my spare time, I enjoy being in nature, and spending time with my family. I offer a safe space where you can be vulnerable regardless of where you are on your therapeutic journey. CBT, DBT, and motivational interviewing techniques are utilized to position my clients develop and maintain long-term coping skills. I specialize in teaching effective communication skills that will help you both personally and professionally. You are not alone, on this journey. We understand the challenges of managing your mental health and well-being and are here to help you create new paths. Are you ready to be victorious? Let's go on a therapeutic journey that can positively impact your life.

Magda McGuire

(she/her)

Magda McGuire, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
9 years of experience
Virtual
I'm Magda McGuire, a bilingual (English/Spanish) Licensed Mental Health Counselor. My commitment to my profession is evident through almost a decade-long career in counseling, where I have honed my expertise in affirming client centered therapy and cognitive-behavioral therapy. I have experience working in hospital settings as a liaison counselor assisting patients and their families to navigate end-of-life challenges, serious mental illnesses, adjustment issues and crisis situations. I also have experience working in jail settings with individuals from all walks of lives facing challenges such as adjustment issues, serious mental illness, anxiety, depression, guilt, shame, remorse, addictions, suicide attempts, crisis and many more challenges.

Icaro Franco

Icaro Franco, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
6 years of experience
Virtual
Hello, my name is Icaro Franco. I'm a Licensed Clinical Social Worker based in Florida. I received my Masters in Social Work from Florida Atlantic University in 2021. I'm here to help adults ages 18 to 65 who are struggling with depression, anxiety, low self-esteem, body dysmorphia, and performance anxiety. I also help gay & bisexual men with challenges that are unique to them.

Tahaji Smith

(she/her)

Tahaji Smith, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
2 years of experience
Virtual
My name is Tahaji Smith. I am currently an MSW graduate, and an LCSW with 20+ years of public service experience. Previously, I worked for 17 years as an Emergency Public Safety Communications Operator for one of the largest law enforcement agencies in the nation, but I decided to pursue a career doing what I love…helping others become the best version of themselves.

Nicole dempsey

Nicole dempsey, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
15 years of experience
Virtual
I graduated from the University of Texas at Austin in 2011 with my Masters in Social Work and have since worked in a variety of settings and with different populations. Have you ever wished, "I wish I was more like (fill the blank)", or thought, "I am not good enough." We are born with a certain temperament and into a certain situation but there are things we can control. My favorite part of my job is helping people see the best parts of themselves and using their strengths to achieve their goals.

Faryal Choudry

Faryal Choudry, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
1 year of experience
Virtual
I’m a Licensed Social Work Counselor. I graduated from Columbia University. I also have training in Applied Behavioral Analysis. I work with individuals navigating anxiety, trauma, disordered eating, depression, and substance use. My approach is compassionate, collaborative, and holistic. I utilize evidence-based practices, including CBT, DBT, mindfulness, psychodynamic, somatic, Adlerian, and Gestalt therapies, to support healing, self-awareness, and growth—mind, body, and spirit.

Beth Marcinski

(she/her)

Beth Marcinski, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
6 years of experience
Virtual
I am a Licensed Mental Health Counselor and I have been working as a therapist since 2019 and I am honored that you are thinking of choosing me to help you navigate through life's challenges. I received my Masters degree from Asbury Theological Seminary's Florida Dunnam Campus. I have experience helping others through anxiety, depression and trauma to find healing and improved quality of life.

Halima Jaffer

Halima Jaffer, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$90/session
LCSW
10 years of experience
Virtual
Hi! I'm Halima Are you having difficulty concentrating, sleeping, feeling worried or constantly thinking? Feel that you should be in a better position in your life? Struggling to manage your health, work and relationships? I help high performers better manage anxiety and avoid getting depressed. Together, we can identify what's not working and get you back to balance. We will utilize a holistic approach, integrating mind, body and spirit to help you feel more assured and connected. Allow me to help you. I have over ten years of experience in providing therapy to women and children who have experienced Anxiety, Depression, Trauma and ADHD. You deserve a safe place to heal and grow. In our sessions, I will meet you with empathy and evidence-based techniques to enable you to get your life back on track. allow me to help you! If you don't find a suitable available appointment time contact me at 407-706-5846.

Nelsy Villalobos

(she/her)

Nelsy Villalobos, LCSW - Florida Therapist at Grow Therapy
$185/session
LCSW
25 years of experience
Virtual
As a Licensed Clinical Social Worker with over 20 years of experience, I am deeply committed to helping individuals navigate emotional challenges and create meaningful, lasting change. My work is grounded in a compassionate, client-centered approach that honors each person’s unique story and resilience. I specialize in treating anxiety, depression, trauma, and self-esteem issues across the lifespan—from pre-teen (over age 11) to older adults. I primarily use Cognitive Behavioral Therapy (CBT) to help clients identify and shift unhelpful thought patterns that impact their mood, behavior, and relationships. To support holistic healing, I integrate mindfulness-based strategies that enhance emotional awareness and regulation, along with trauma-focused care that prioritizes safety, trust, and empowerment.

Lori Wilson

(she/her)

Lori Wilson, LCSW - Florida Therapist at Grow Therapy
$80/session
LCSW
33 years of experience
Virtual
Hello. I am a Licensed Clinical Social Worker who completed graduate work at Syracuse University and have been practicing for over 30 years, the last 8 being in Florida. I enjoy teaching (and practicing) coping skills for stress, anxiety and depression. Everyone's journey is different and I see myself as respectfully accompanying them on their own journey, reflecting on experiences along the way.

Barbara M Sosa

(she/her)

Barbara M Sosa, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
Hello, my name is Barbara Sosa. My past roles as a teacher and school counselor for Hillsborough County Public Schools for many years, inspired me to become a psychotherapist. I am an inquisitive, honest, compassionate, authentic individual and counselor who strives to make a long- lasting healing impact in the lives of the individuals that reach out to me and that confide in my clinical skills and expertise for their recovery. My experience includes working in schools, crisis centers, community- based mental health agencies with a focus on life transitions, women's and men's issues, mood and anxiety disorders, as well as trauma, different types of abuse, grief and loss. I hold a certification in Complex Trauma Training (CCTP). I am also trained and certified in Accelerated Resolution therapy, which also employs the technique of bilateral eye movements, just like EMDR.

Liz Sullivan

(she/her)

Liz Sullivan, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMHC
13 years of experience
Virtual
Hi, I'm glad you’re here. I’m Liz Sullivan, a Licensed Professional Counselor specializing in helping busy achievers relieve stress, anxiety, and find the joy in life again. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but somehow feel lonely, frustrated and lost. Everything is on their to-do list (except themselves), and most days they feel stressed and overwhelmed. It's possible to let go of your stressors, feel relaxed, enjoy your relationships and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.

Bridgit DeLisle-Daley

Bridgit DeLisle-Daley, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
6 years of experience
Virtual
Taking the first step towards a happier, more fulfilling life takes courage. When was the last time you prioritized your mental health and well-being? Life's challenges can be overwhelming, making it difficult to move forward and heal from pain and struggles. Stress, anxiety, trauma, relationship issues, grief, and anger can all impact your well-being. As a Licensed Clinical Social Worker with over 6 years of experience, I'm here to support and empower you on your journey to health and wellness. My approach is built on respect, sensitivity, and compassion, tailoring our work together to meet your unique needs. In my practice, I've helped clients overcome stress, anxiety, and depression, achieving greater self-esteem and confidence. For those who wish to integrate faith into their treatment, I offer personalized Faith-Based Telehealth services, incorporating Christian spirituality into the healing process. Let's work together to help you gain deeper insights, develop self-acceptance, and achieve a more fulfilling life.

Nicholle Ward

(she/her)

Nicholle Ward, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
4 years of experience
Virtual
I pride myself in being a generalist. This means I have a lot of tools I can use to help you work towards your goals. It might be someone to process through tough situations with or getting deep into trauma treatments using EMDR, whatever you need, I am here to help. Its OK to have bad days, I am here to sort through them. Let's see if we can work out a plan that helps you to grow and be the amazing person we both know you are!

Jonathan Stiglich

(he/him)

Jonathan Stiglich, LMFT - Florida Therapist at Grow Therapy
$175/session
LMFT
15 years of experience
Virtual
I’m a licensed marriage and family therapist who helps individuals work through anxiety, past trauma, and relationship challenges. My style is collaborative, compassionate, and insight-oriented. I help clients understand patterns, heal emotional wounds, and build more fulfilling connections with themselves and others. My goal is to support lasting, meaningful change from the inside out. Reach out and lets get started!

Katherine C. McDonald

(she/her)

Katherine C. McDonald, LMHC - Florida Therapist at Grow Therapy
$200/session
LMHC
5 years of experience
Virtual
Hello! I'm Katherine McDonald, a licensed Mental Health Counselor with a passion for human connection. My clients describe me as warm, compassionate, real and down-to-earth. I specialize in treating anxiety, depression, trauma recovery, PTSD, and grief. With extensive experience in trauma work, I can help you heal from painful events, finding hope and renewed energy for life. In addition to working individually with teens and adults, I also practice couples therapy

Sorimar Gonzalez

(she/her)

Sorimar Gonzalez, LMHC - Florida Therapist at Grow Therapy
$180/session
LMHC
8 years of experience
Virtual
Hi! I’m Sorimar, a Licensed Mental Health Counselor and the founder of Color Your World Therapy, LLC. I specialize in working with children, teens, and families, helping them navigate life’s challenges through a warm, creative, and supportive approach. I use evidence-based practices like CBT and expressive arts therapy to help clients express emotions, build coping skills, and strengthen their confidence. I also support caregivers through coaching and collaboration, believing that healing and growth happen best when the whole family is involved. My goal is to help children and their families paint a brighter emotional world—one filled with understanding, resilience, and connection.

Kara Barrentine

(she/her)

Kara Barrentine, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
12 years of experience
Virtual
Are you feeling overwhelmed by daily obligations? Do you find yourself having difficulty focusing? Maybe you find yourself thinking you’re not good enough or feel like an imposter. I know exactly what you’re feeling: feeling things are out of your control, the tension in your body, the feeling you can’t possibly get everything done without disappointing others and you want relief now. Anxiety can be debilitating, and I don’t want you to have to suffer anymore. Those racing thoughts that feel uncontrollable do not have to be the main character in your life. I look forward to teaching you the strategies that will give you your life back. We’ll start by untangling your thoughts and feelings so you can gain clarity. By practicing acceptance, you can focus on taking actionable steps that move you towards your goals that align with your values. You'll develop effective coping strategies and thus gain resilience so you are better able to manage your stress no matter what comes your way. Life brings many challenges so your feelings are valid. I will actively listen to your needs and create a safe and supportive environment for you to freely share your concerns. I am here to provide guidance, support, and understanding. I hope to meet with you so we can work together placing you on the path towards mental wellness.

Eyleen Gonzalez

(she her)

Eyleen Gonzalez, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
15 years of experience
Virtual
Hello, and welcome! I am License Mental Health Counselor in Florida and I’m glad you’re here. With over 15 years of experience in neuropsychological testing, diagnosis, and therapy, I am deeply committed to helping individuals, couples, and families navigate life’s challenges. My goal is to support you in becoming the best version of yourself, fostering growth, resilience, and well-being. Together, we’ll work toward understanding and overcoming obstacles, creating a path toward healing and fulfillment. I look forward to being part of your journey!

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Anxiety?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Anxiety, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.