Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 370 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/9/2025

Jon Jasper

(he/him)

Jon Jasper, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
I'm Jon Jasper, a therapist with over a decade of experience helping individuals navigate eating disorders, substance use, and trauma. I take a personalized, compassionate approach to care—drawing from narrative therapy, accelerated resolution therapy (ART), trauma-informed practices, CBT, and group therapy. My goal is to create a safe, supportive space where clients feel empowered to heal, grow, and reconnect with their strengths.

Josh Neri

Josh Neri, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
I’m a Licensed Mental Health Counselor with over a decade of experience working with clients struggling with anxiety, depression, bipolar disorder, life transition problems, PTSD and substance use issues. I use Cognitive Behavioral Therapy alongside a Person-Centered perspective. Additionally I am a Master's Certified Addictions Professional. I am based in Miami, FL & open to serving anyone throughout Florida via Telehealth.

Michelle Flynn

(she/her)

Michelle Flynn, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
20 years of experience
Virtual
Do you often second-guess yourself? Do you have a hard time remembering some things? Do you often wonder why you do and say the things that you do and say? Do you feel anxious about… everything? Our lives are like puzzles. Some scenes and pictures are more complicated than others and require assistance being put together. The pieces often get mixed up, flipped over, and sometimes put in the wrong box. I'm here to help you flip those pieces over and arrange them in their appropriate spots to help you gain perspective, increase your self-awareness, and develop healthy coping mechanisms in a safe, relaxing, validating, and judgment free environment. I empower individuals in overcoming anxiety, setting boundaries, and identifying and processing traumatic or life altering events that may have been overlooked. Together we take a holistic approach, addressing your physical, mental, emotional, and spiritual self, as well as the different roles you play in your daily life.

Samantha Toney

(she/her)

Samantha Toney, LMFT - Florida Therapist at Grow Therapy
$150/session
LMFT
15 years of experience
Virtual
Hi there! Thanks for taking the time to check out my profile. I am a Marriage and Family Therapist, Licensed in Florida, with over 15 years of experience. You don't have to be coupled or dealing with family issues for me to work with you, it simply means I have a unique perspective on how to assist you to meet the challenges of your life and thrive.

Andrew Penn

(he/him)

Andrew Penn, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
8 years of experience
Virtual
Welcome! I am a Licensed Mental Health Counselor (LMHC) in Florida, and I have been practicing for 8 years. I am also licensed in Vermont as a telehealth provider. I received my Master's degree from Capella University, and am passionate about helping adults with a wide range of issues to become the best version of themselves. My goal is to provide a safe and supportive environment for clients to explore their thoughts and feelings, and to work healing and growth.

Chris Denzler

Chris Denzler, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
11 years of experience
Virtual
I am a down to earth person that realizes that starting counseling can be seem challenging. I understand that we are getting to know each other. Take your time. I am happy to work at your speed. Feel free to contact me and we will move forward with setting up services. I am happy help in any way I can. With therapy experience since 2013, working with individuals, such as children, men, and women, couples, and families; focusing on trauma victims, individuals struggling with anxiety, depression, addiction, parenting, and relationship issues. Much of my experience is working with families involved with the Department of Child Services and juvenile probation. I am a certified Trauma-Focused Cognitive Behavioral therapist. In my experience, I have specialized in trauma, addiction, and relationship issues.

Coralys Rodriguez

(she/her)

Coralys Rodriguez, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
5 years of experience
Virtual
Hi, I’m a licensed clinical social worker, and I offer online therapy for adults and children who are feeling stressed, anxious, down, or stuck in unhelpful patterns. I’m Hispanic, fluent in both English and Spanish, and I care deeply about creating a safe and welcoming space where you can feel heard and supported—just as you are. I work with people from all backgrounds who are going through a wide range of challenges—like anxiety, depression, trauma, life changes, relationship struggles, low self-esteem, anger, and shame. My goal is to help you understand yourself better, let go of what’s not helping, and find new ways to feel more at peace and more connected to what matters most to you. Therapy doesn’t have to be overwhelming or confusing. It’s a space for you to feel seen, supported, and to grow at your own pace. If you’re ready to take that first step, I’m here to walk with you.

Jed Shlackman, M.S. Ed.

(he/him)

Jed Shlackman, M.S. Ed., LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
26 years of experience
Virtual
Jed Shlackman, M.S. Ed., LMHC provides a variety of individual, family, and group counseling and healing services. Jed combines traditional humanistic and cognitive oriented psychotherapy approaches with holistic guidance and advanced mind-body and energetic healing methods (such as hypnotherapy, meditation, Reiki, mindfulness, energy psychology, emotional release, trauma healing, sound healing) that can foster deep healing and more rapid transformation - physically, emotionally, mentally, and spiritually. Jed has worked as a counselor for over 25 years and has trained in a wide spectrum of counseling and healing methods. Jed provides a client-centered approach that seeks to identify which resources will best support the client and promote well-being and solutions that truly enhance life and build resilience. Jed is a native of South Florida and studied psychology and counseling at the University of Miami. While beginning his career providing counseling for children and adolescents and their families Jed went through a process of spiritual exploration and self-discovery that led to subsequent training in hypnotherapy, Reiki and energy healing, energy psychology, meditation, sound healing, trauma healing, and other complementary and alternative healing methods. Jed is also an author, with books available on Amazon, and is an amateur musician performing as "Jedi Shaman." Jed provides counseling and healing services with a holistic orientation, which refers to addressing the "whole" person and the systems and environments the person is a part of. This approach incorporates cognitive, humanistic, family systems, and psychodynamic therapies as well as transpersonal psychological therapies, hypnosis, energy psychology, expressive therapies, mind-body healing modalities, and vibrational/energetic healing approaches, as well as somatic therapies and addressing biological systems with herbs, essential oils, diet, and nutritional interventions. As a multi-talented, compassionate counselor with extensive knowledge and diverse experience Jed provide comprehensive healing services and collaboration with clients.

Lilian Morales-Verdecia

(she/her)

Lilian Morales-Verdecia, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
6 years of experience
Virtual
Greetings, I'm a Licensed Mental Health Counselor (LMHC) based in Florida. I received my Master from Carlos Albizu University in Puerto Rico and I have been practicing for 6 years. I help people between the ages 18 and 90 year old struggling with daily life stressors and difficulties to better manage mental health issues. I work with them in a process of guidance and accompaniment to become their best version of themselves.

Desiree Williams

(she/her)

Desiree Williams, LMHC - Florida Therapist at Grow Therapy
$135/session
LMHC
6 years of experience
Virtual
Hi! My name is Desiree, and I'm the founder and owner of Light at the End Counseling Services, LLC. As a mental health therapist in the state of Florida, I specialize in working with adults, children, and teens struggling with anxiety and stress management. I also see individuals who struggle with self-esteem, relationships, and family issues. My style of counseling is characterized by a kind and direct manner, combined with compassion, in a culturally sensitive context. I am also a certified school counselor. My past work enhanced my professional experience as an educator in St. Lucie County and as a dependency case manager for The Department of Children and Families (DCF). I graduated with honors from Webster University with a Master of Arts Degree in Clinical Mental Health Counseling. I returned to graduate school to receive my Education Specialist Degree in School Counseling from Florida Atlantic University, graduating with honors. I was born and raised in Florida and enjoy spending time with my family at the beach, especially during those hot summer days!

Kristian Battenfield

(he/him)

Kristian Battenfield, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
4 years of experience
Virtual
I use Cognitive Behavioral Therapy to help individuals identify and change negative thought patterns and behaviors. I want to all individuals to grow and evolve through their struggles with mental health by changing their maladaptive behaviors. I am a graduate from FIU who works at Aventura Hospital in a crisis stabilization unit. I offer a challenging yet empathetic approach to help you move out of your comfort zone and towards growth.

Tim Johnston

Tim Johnston, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$140/session
LMHC
4 years of experience
Virtual
My name is Tim Johnston and I am a Licensed Professional Counselor based in Texas. I own my solo practice, Waves of Grace Counseling. I received my Masters in Clinical Mental Health Counseling from Walden University. I worked years in a community mental health setting and now private practice. My specialties are anxiety, depression, post traumatic stress disorder, mens issues, and grief and loss. I provide different research based strategies which include cognitive behavioral therapies, psychodynamic, and Eye Movement Desensitization and Reprocessing. Christian counseling is also offered. These are the different 'roadmaps' that will help us get you to a place of healing, freedom, and peace of mind.

Melissa Ruff

(she/her)

Melissa Ruff, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
29 years of experience
Virtual
I am a practicing clinical social worker with 29 years of experience and have practiced in Maryland; currently new to Florida. I utilize a collaborative approach to self determination and self improvement with adults and families. I have extensive experience in Bipolar Disorders, Traumatic Brain Injuries and Trauma. I worked as a Social Worker with older Adults for 10 plus years and am comfortable with providing resources and mental health support to that population.

Alesia Lacy

(she/her)

Alesia Lacy, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
22 years of experience
Virtual
Hello and welcome. Have you been thinking about starting therapy for a while but feel overwhelmed by the idea of where to start? At whatever pace you are comfortable I am here to help you identify and prioritize your issues to begin to overcome the problems that are holding you back from thriving as your best self. Since earning my degree in 2003, I have worked with all age groups in the areas of anxiety, depression, codependency, addiction, self-harming, chronic pain, relationship issues, anger management, and life transitions. If you are ready to begin, I am ready to help you get motivated.

Joy Watkins

Joy Watkins, LCSW - Florida Therapist at Grow Therapy
$180/session
LCSW
22 years of experience
Virtual
Healing and restoring individuals and couples as a Therapist and Consultant specializing in Mental Health and Substance Abuse for 20+ years. I have worked with Adults, Adolescents, Teens and Young Adults extensively. I specialize in CBT Therapy, CBT Trauma Focused Therapy, Solution Focused Therapy, Client Centered Therapy, Motivational Interviewing, Domestic Violence and Strengths Based Therapy. For individuals or couple experiencing depression, anxiety, suicidal thoughts, fears or any other Mental Health issues I can assist you with combating these issues that are affecting your daily life using a strengths base approach.

Patricia Birkhimer

(she/her)

Patricia Birkhimer, LMFT - Florida Therapist at Grow Therapy
$175/session
LMFT
9 years of experience
Virtual
My self-pay rates: $225 for a thorough intake assessment, $200 for couple and family therapy, $175 for individual therapy sessions. I am currently a Licensed Marriage and Family Therapist (LMFT) in FL, who has also had training in a PhD in Couple and Family Therapy program. LMFTs are uniquely trained to view problems through a systemic lens. Humans do not exist in a bubble, which means we impact the systems we are a part of and those systems impact us. My life experiences are what lead me into the helping field. Typically, the therapist who can best help someone is a therapist who has shared experiences with their clients. As a result of the many traumas, including medical traumas, I have experienced, I have learned how to work through trauma, negotiate its current impacts, and rediscover a preferred path. I enjoy spending time outdoors, including water recreation and nature hikes and am also a lover of all things animal and nature. My goal with clients is to help them determine which path is the correct one for them and support them on their journey. While I am an expert in my field, my clients are the experts on their lives. Collaboratively, we will work as a team to improve quality of life and learn how to endure life’s stressors in a healthy way and achieve goals while ensuring my clients feel heard, supported and valued despite their struggles. Ensuring a safe space to discuss the most uncomfortable topics is of utmost importance. There is no topic off limits and no shame in discussing what may feel embarrassing because you will not find judgment from me in our work. Ever.

Aquinetta Nelson

(she/her)

Aquinetta Nelson, LMHC - Florida Therapist at Grow Therapy
$140/session
LMHC
3 years of experience
Virtual
Hi! I'm a Licensed Mental Health Counselor based in Florida. I received my Masters from Argosy University have been practicing for 7 years, licensed for 3 years. I aim to help adolescents (ages 13-17) and adults (18-65+) struggling with mental health and emotional challenges, problematic behaviors, and stressors with additional benefits of increasing insight and awareness to the mental health population.

Luella LaRoche

(she/her)

Luella LaRoche, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
Hi! My name is Luella, I am a Licensed Mental Health Counselor based in Florida. I received my Masters degree at Barry University, specializing in Mental Health Counseling, Marriage, Couples and Family Counseling and Therapy. I specialize in helping individuals overcome challenges like depression, anxiety, ADHD, and life transitions. With a focus on women and men balancing personal and professional lives, I provide practical tools and emotional support to empower my clients to achieve a balanced and fulfilling life.

Michelle Edmond

Michelle Edmond, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
Hi! I’m a Licensed Clinical Social Worker (LCSW). I work with diverse populations providing compassionate and evidence based care to individuals, families, and groups navigating mental health issues, grief, life transitions, and trauma. In working together we will build confidence, develop healthy coping skills, build resilience, and learn how to navigate challenges. My goal is to empower you and improve your overall wellbeing.

Joanna Fonseca

Joanna Fonseca, LMHC - Florida Therapist at Grow Therapy
$105/session
LMHC
15 years of experience
Virtual
As a Licensed Mental Health Counselor (LMHC) in Florida, I provide compassionate and solution-focused therapy to individuals across various life stages. With a Master's Degree in Counseling from St. Thomas University in Miami, Florida, and over 15 years of experience in psychology, I've developed expertise in addressing everyday stressors, anxiety, mood disorders, and life transitions. My therapeutic approach emphasizes collaboration, empathy, and evidence-based techniques tailored to each client's unique needs. My goal is to create a safe, non-judgmental space where individuals can explore their concerns, identify strengths, and work towards lasting growth.

Caitlin Regan

(she/her)

Caitlin Regan, LMHC - Florida Therapist at Grow Therapy
$90/session
LMHC
6 years of experience
Virtual
I am Caitlin, a licensed mental health counselor who is trained in multiple trauma techniques and has years of experience working with both adult and adolescents. I work hard to help my clients create positive and healthy change in their lives and sustain that healthiness. I believe all deserve to be accepted and understood no matter what they may struggle with and I work to provide a safe and caring space.

Kimberly Carlesi

(she/her)

Kimberly Carlesi, LMHC - Florida Therapist at Grow Therapy
$120/session
LMHC
3 years of experience
Virtual
Hi, I'm Kimberly. I’m a licensed mental health counselor (LMHC) based in Florida, and I earned my master’s degree at Florida International University. My clinical journey began in a residential treatment center specializing in eating disorders, where I had the privilege of working closely with individuals navigating various challenges related to disordered eating. This experience deeply shaped my approach and solidified my commitment to helping clients build healthier relationships with food and their bodies. Since then, I’ve expanded my practice to work with individuals facing a range of issues, including anxiety, trauma, and depression, while always remaining rooted in my passion for supporting those with eating disorders. My goal is to provide a safe, non-judgmental space where clients feel heard, supported, and empowered to make meaningful changes in their lives.

Susie Switzer

Susie Switzer, LMHC - Florida Therapist at Grow Therapy
$60/session
LMHC
17 years of experience
Virtual
I work extensively with people to assist them with improving relationships, work to improve management of anxiety, anger management while improving self-confidence, and self-esteem. I also work with depressive-based symptoms and teach coping and improved thought processes to create a lifelong change to your ability to meet your needs. Together, we will identify what's not working and get you back to a baseline that works for you. I work holistically, my therapy provides tools to support needs within yourself, your relationships, and your family dynamic. If you're dealing with overwhelming emotions and feelings, hurtful relationship issues or cycles of anxiety and depression, I'm here to help. I also have many years experience working with people with Autism as well as all Applied Behavioral modalities. When a person is seeking therapy, this is a huge leap of faith towards asking for help that I deeply respect and admire. I will provide a non-judgmental, compassionate space for you to heal and grow. In our sessions together, I will always meet you “where you are” and provide strength-based solutions through evidence-based techniques so you can overcome and move forward in your life. Let's get started!

Dr. Tameka

(she/her)

Dr. Tameka, LMHC - Florida Therapist at Grow Therapy
$150/session
LMHC
10 years of experience
Virtual
Hi, I’m Dr. Tameka! I’m a dual-licensed Mental Health Counselor (LMHC) and Marriage & Family Therapist (LMFT) in Florida with over a decade of experience working with individuals, couples, and families. I specialize in helping clients navigate life stressors such as trauma, anxiety, depression, and relationship challenges. Many of the people I work with feel overwhelmed, stuck in unhealthy patterns, or pulled in multiple directions as they try to find balance and clarity. My therapeutic style is authentic, compassionate, and collaborative. I bring a systems-informed perspective to therapy helping clients explore how past experiences and family roles may be impacting their present struggles. Whether I’m supporting clients through crisis intervention, school-based concerns, or ongoing emotional challenges, I use evidence-based approaches including CBT, mindfulness, and trauma-informed care to promote insight, growth, and meaningful change. Therapy is a space to pause, reflect, and grow. I believe lasting change happens when we understand the "what" and the "why" behind our struggles. If you're ready to explore your patterns, reconnect with your strengths, and build more fulfilling relationships, I invite you to reach out. This is your space; I'm here to help you make the most of it.

Sevilay Yumusak

(she/her)

Sevilay Yumusak, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
3 years of experience
Virtual
Sevilay Yumusak is a compassionate, client-centered therapist dedicated to supporting adolescents and adults on their journey toward healing and growth. With experience in cognitive behavioral therapy (CBT) and solution-focused techniques, she thoughtfully incorporates dialectical behavior therapy (DBT) skills and mindfulness practices to meet each client’s unique needs. Sevilay offers services in both English and Turkish and is committed to creating a safe, nonjudgmental space where clients feel heard, understood, and empowered.

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Bipolar Disorder?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Bipolar Disorder, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.