Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 130 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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MiamiJacksonvilleOrlandoTampa

Availability updated: 8/17/2026

$175/session

Warm
Intelligent
Authentic

Specialties

Perinatal Mental Health
Postpartum
Women's Issues
+4
I’m so glad you’re here! I’m Kori, the founder of Nest & Nourish: The Perinatal Health Collective. I created this space specifically to support women navigating the depths of postpartum, family planning, infertility, trauma, and anxiety. I know these transitions well, not just from my clinical training, but as someone who has navigated the heaviness of postpartum myself. This lived experience, combined with advanced training in tools like EMDR and Parts Work (IFS), allows me to offer a partnership that is both evidence-based and authentically human. Taking this step is brave, and I am honored that you are trusting me on your journey. I look forward to connecting and helping you find your footing.
VirtualAvailable
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New to Grow

$130/session

Specialties

Perinatal Mental Health
Anxiety
Depression
+10
With over a decade of broad clinical experience, I provide compassionate, client-centered therapy to individuals navigating life transitions, emotional challenges, and complex medical concerns. I earned both my Bachelor of Science in Psychology and Master of Social Work from University of Central Florida and am a Licensed Clinical Social Worker (LCSW) in the State of Florida, as well as a Qualified Supervisor for Registered Clinical Social Work Interns in Florida. My professional background includes work in hospital settings, home health, schools, outpatient therapy, and community-based care, allowing me to support clients and families across all stages of life with a well-rounded and practical approach. With this broad array of experience I have found myself working with young children as little as 4 and the oldest being 92. I specialize in working with older adults and geriatric populations, while also supporting individuals and families experiencing anxiety, depression, grief and loss, caregiver stress, postpartum adjustment, life transitions, chronic illness, new medical diagnoses, and long-term planning concerns.I have extensive experience working collaboratively with families to strengthen communication, improve coping, navigate care-giving responsibilities, and provide emotional support during difficult seasons of life. I also provide therapy for postpartum depression or postpartum anxiety as well as couples counseling.
Available
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$100/session

Warm
Open-minded
Solution oriented

Specialties

Perinatal Mental Health
Anxiety
Life Transitions
+7
Hi, I'm Aly! I am a Licensed Mental Health Counselor whose years of experience include time in both inpatient and outpatient settings. I have worked with children, teens, and adults struggling with a variety of different mental health and substance use disorders. I take a client-centered and trauma-informed approach to counseling, using primarily solution-focused, cognitive behavioral, and dialectical behavioral skills to empower individuals to overcome challenges so they can live their best authentic lives.
VirtualAvailable
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Often rebooked

$150/session

Warm
Authentic
Empowering

Specialties

Perinatal Mental Health
Anxiety
Trauma and PTSD
+10
I work with women navigating life transitions, including changes in relationships, family roles, and health. These experiences can bring anxiety, emotional overwhelm, and the effects of trauma into focus, and can influence how thoughts, emotions, and the body interact. As a yoga teacher and yoga therapist for over 25 years, mindfulness is a natural part of my work and informs how I understand and approach the mind body connection. I integrate mindfulness based stress reduction, mindfulness based cognitive therapy, and somatic therapy into sessions in a way that supports awareness and emotional regulation. My training as a Licensed Professional Counselor in Pennsylvania, Florida, South Carolina and Delaware allows me to bring these approaches together in a way that is both clinically grounded and also responsive to your experience.
VirtualAvailable
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$150/session

Warm
Authentic
Solution oriented

Specialties

Perinatal Mental Health
Coping Skills
Self Esteem
+10
I work with individuals who want to feel more confident, grounded, and fulfilled in their lives. Many of my clients come to therapy feeling anxious, stuck, or unsure of how to cope with ongoing stress, relationship struggles, or self-doubt. They’re often caring and capable people who appear to have it together on the outside but feel overwhelmed or disconnected on the inside. My goal is to provide a safe, supportive space where you can explore what’s getting in the way of feeling your best. Together, we’ll work on building coping tools, improving self-esteem, and creating more balanced, authentic relationships. I take a collaborative approach—one that combines compassion with practical strategies—to help you better understand your emotions, break unhelpful patterns, and make lasting change. Therapy with me often involves strengthening emotional awareness, identifying core beliefs, and learning new ways to respond to challenges. Whether you’re struggling with anxiety, perfectionism, people-pleasing, or simply feeling “not enough,” our work focuses on helping you reconnect with your sense of worth and agency. Relationships are a central part of healing, both with others and with yourself. In our sessions, we’ll explore communication, boundaries, and self-trust, helping you develop skills that support healthier, more fulfilling connections. I also integrate mindfulness and cognitive-behavioral strategies to help you stay present, manage stress, and build resilience. Ultimately, I believe therapy is a process of self-discovery—one that helps you move from surviving to truly living. My goal is for you to leave each session feeling understood, empowered, and equipped with the tools you need to navigate life with greater confidence and clarity.
VirtualAvailable
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$175/session

Humorous
Warm
Authentic

Specialties

Perinatal Mental Health
Anxiety
Women's Issues
+10
As a Licensed Clinical Social Worker, I've spent my career supporting children, parents, and families through some of life's most challenging moments. My background includes working in the NICU, early childhood mental health, and supporting families navigating trauma, medical complexity, parenting stress, anxiety, depression, and major life transitions. I am especially passionate about working with women during pregnancy and postpartum, parents, caregivers, and individuals who have spent so much time caring for others that they've forgotten how to care for themselves.
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$125/session

Authentic
Warm
Open-minded

Specialties

Perinatal Mental Health
Life Transitions
Parenting
+10
Aloha, I'm Olivia! I'm a Licensed Mental Health Counselor, military spouse, and yogi devoted to helping others grow, heal, and thrive. I have experience working with children, adolescents, adults, and families navigating a wide range of mental health needs. My approach is holistic: I consider how your mind, body, relationships, and environment all play a role in your well-being. As someone who values the whole person, I integrate evidence-based approaches with holistic practices that support emotional, mental, and physical wellness. My style is compassionate, collaborative, and focused on creating a trusting space centered on you. In our work together, you can expect to gain insight, build resilience, and develop practical tools to navigate life's challenges.
VirtualAvailable
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$125/session

Warm
Authentic
Solution oriented

Specialties

Perinatal Mental Health
Anxiety
Coping Skills
+3
I graduated from the University of Texas at Austin with my Masters in Social Work in 2011. Since then, I've primarily focused on working with individuals struggling with anxiety and traumas. My trainings include Mindfulness, Acceptance and Commitment Therapy and Eye Movement Desensitization Reprocessing Therapy. I also have my 200 hour Certification in Yoga, which I believe adds another level of body awareness and somatic work. Do you feel bogged down by events/experiences/memories that occurred in the past, that you thought you had "dealt with" but somehow continue to show up? I am passionate about helping clients learn more about how those earlier experiences impact their world-view today about themselves and others. To do this effectively, I use a combination of cognitive and body- based theories, including Cognitive Behavioral Therapy, Eye Movement Desensitization Reprocessing (EMDR) Therapy, and Acceptance and Commitment Therapy.
VirtualAvailable
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$150/session

Warm
Authentic
Solution oriented

Specialties

Perinatal Mental Health
Parenting
Postpartum
+8
I’m a Licensed Clinical Social Worker (LCSW) and Florida Board-Approved Qualified Supervisor (QS) who creates a safe, supportive space for clients to explore their emotions, develop self-awareness, and navigate life’s challenges. My approach is relational, strengths-based, and grounded in evidence-based practices that honor each client’s unique story. Whether you're managing anxiety, relationship stress, or a major life transition, I work collaboratively to support your healing and growth.
VirtualAvailable
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Often rebooked

$150/session

Intelligent
Open-minded
Solution oriented

Specialties

Perinatal Mental Health
Anger Management
Anxiety
+10
I am committed to providing compassionate, practical, and client-centered care to individuals navigating life’s challenges. I strive to create a supportive and nonjudgmental environment where clients feel heard, respected, and empowered to grow. My approach integrates evidence-based therapies with empathy, collaboration, and a focus on helping clients build healthier, more meaningful lives. My technique is to bring in laughter where appropriate, but also to challenge you.
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$130/session

Warm
Solution oriented
Authentic

Specialties

Perinatal Mental Health
Addiction
Mood Disorders
+9
My name is Jessica Vermaak, I am a Licensed Mental Health Counselor and Qualified Supervisor through the Florida Board of Clinical Social Work, Marriage & Family Therapy, and Mental Health Counseling as well as a Licensed Professional Clinical Counselor through the Ohio Counselor, Social Worker, and MFT Board. My approach to therapy begins with client-centered care. I utilize various therapeutic frameworks to ensure that our sessions are collaborative.
VirtualAvailable
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$145/session

Solution oriented
Warm
Authentic

Specialties

Perinatal Mental Health
Anxiety
Grief
+8
I am a dedicated mental health therapist with a passion for helping adults navigate trauma, grief, and life transitions. With two master’s degrees in Clinical Mental Health Counseling and Addictions Counseling, I use evidence-based approaches like EMDR, CPT, and mindfulness to support healing and resilience. I create a safe, collaborative space where clients can explore their emotions, identify strengths, and work toward a more hopeful, balanced life.
VirtualAvailable
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$110/session

Empowering
Authentic
Warm

Specialties

Perinatal Mental Health
Anxiety
Depression
+10
Do you ever feel stuck, like no matter how hard you try, you keep ending up right where you started? Are fear and self-doubt holding you back from reaching your goals or living the life you want? You’re not alone — and the good news is, change is absolutely possible. I’m here to help you move forward with confidence and clarity. Whether you’re navigating anxiety, depression, relationship challenges, or simply trying to make sense of life’s transitions, my goal is to support you in creating meaningful and lasting change. With experience working with children, adults, and couples in both outpatient and inpatient settings, I’ve helped many individuals improve their emotional well-being and discover a renewed sense of balance and purpose. Change can be challenging, but you don’t have to face it by yourself. Together, we’ll build the tools, insight, and resilience you need to move toward the life you deserve — one step at a time. Taking the first step toward help is an act of strength and self-care. Let’s begin your journey toward healing, growth, and lasting transformation.
VirtualAvailable
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$95/session

Warm
Authentic
Solution oriented

Specialties

Perinatal Mental Health
Anxiety
Depression
+10
Hi! I’m Dagmar Mirabal, a bilingual Licensed Clinical Social Worker and psychotherapist with over a decade of experience helping individuals and families navigate life’s challenges. My career spans both inpatient and outpatient mental health settings, where I’ve had the privilege of supporting people from diverse backgrounds on their journey toward healing and growth. I employ a trauma-informed approach in my practice. My therapeutic style is informal, compassionate and responsive to each individual needs. My goal is to make you feel comfortable in a safe, non-judgmental space I have created just for you. You can expect a welcoming and supportive environment where you can feel comfortable sharing your story.
VirtualAvailable
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$185/session

Empowering
Warm
Authentic

Specialties

Perinatal Mental Health
Fertility & Reproduction Issues
Postpartum
+9
Hi! I'm a Licensed Clinical Social Worker (LCSW) and provide virtual counseling services to those residing in FL, MD, MI, and VA. I received my Masters from the University of Michigan and have been practicing for 15 years. I specialize in women-specific counseling, addressing the unique challenges that women face, including issues related to self-esteem, confidence, fertility, pregnancy and postpartum concerns, anxiety, grief, stress and life transitions. I also specialize in working with women and families with a connection to adoption.
VirtualAvailable
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$125/session

Authentic
Empowering
Warm

Specialties

Perinatal Mental Health
Postpartum
Trauma and PTSD
+10
"Healing is possible, even when it feels far away." I'm Liz, a Licensed Clinical Social Worker who specializes in working with adults navigating trauma and PTSD. Many of the people I work with are used to carrying a lot on their own. You may be the person others depend on—the one who keeps going, gets things done, and rarely lets anyone see how much you're struggling. On the outside, you may look like you're managing. On the inside, you may feel anxious, overwhelmed, exhausted, disconnected, or stuck in survival mode. You might find yourself overthinking, staying constantly busy, feeling on edge, struggling to slow down, or wondering why certain patterns keep showing up in your relationships and daily life. Often, these responses developed for a reason. They helped you cope with difficult experiences and get through what you had to get through. Trauma isn't just something that happened in the past. It can affect how safe you feel in the world, how you relate to others, and how you see yourself. It can leave you feeling disconnected from your emotions, your body, or the person you want to be. I provide a safe, supportive, and trauma-informed space where we can explore these experiences at a pace that feels manageable. My approach is relational and collaborative. Rather than focusing only on symptoms, we'll work together to understand the patterns that have been keeping you stuck, process past experiences, build coping tools that actually fit your life, and strengthen your connection to yourself. My goal is to help you feel more grounded, more connected, and more able to move through life with a greater sense of choice, confidence, and self-understanding. Healing looks different for everyone, and we'll work together to find what that looks like for you.
VirtualAvailable
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$100/session

Solution oriented
Intelligent
Authentic

Specialties

Perinatal Mental Health
Anxiety
Health/Medical Issues
+6
Want to lose weight or otherwise improve your metabolic health? Feeling stuck, unmotivated, and/or stressed? I have very specialized experience helping people with lifestyle change. Change can be hard. I will help motivate and prepare you to make changes in your life toward improved overall well-being. For nearly 20 years, I've been practicing, researching, and teaching behavioral medicine, always with a focus on the relationship between mental health and physical health. Together, we will explore various ways you can improve your overall well-being, but the road you choose is ultimately up to you. (**I do NOT use AI-enabled technology in therapy sessions.)
VirtualAvailable
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$125/session

Warm
Empowering
Solution oriented

Specialties

Perinatal Mental Health
Anxiety
Depression
+10
Hi, I’m Lisa, a Licensed Mental Health Counselor and Certified Attachment Coach with over 15 years of clinical experience. I specialize in anxiety, depression, attachment styles, relationship/ dating issues, family conflict, postpartum and grief & loss. My work is rooted in helping people to better understand their patterns of behavior, building emotional security and creating healthier relationships with themselves and others. I offer telehealth appointments for clients ages 18 and older who live in Florida.
Available
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$150/session

Warm
Open-minded
Authentic

Specialties

Perinatal Mental Health
Anxiety
Life Transitions
+10
If you're functioning on the outside but struggling on the inside, you don't have to do it alone. Hi, I'm Gessica (Like Jessica, but with a "G"), a licensed mental health counselor and certified perinatal mental health professional with over a decade of experience helping people untangle the overwhelm and move forward with confidence. I specialize in supporting adults through life's big (and often messy) transitions. My style is down-to-earth, collaborative, and focused on helping you find practical solutions without feeling judged or rushed. I'm especially passionate about working with clients through perinatal mental health issues, relationship and identity struggles, and the anxiety that often comes with major life changes, like divorce, becoming a parent, moving to a new city, or starting a new career. If you're ready to feel more like yourself again, I'd be happy to be part of your journey!
VirtualAvailable
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$115/session

Solution oriented
Warm
Authentic

Specialties

Perinatal Mental Health
Anxiety
Postpartum
+9
Are you stressed and/or overwhelmed? Are you wanting to take the first step in getting your life back, but don’t know how? I am here to help you if you are ready to begin your journey of healing. I have experience working with clients with anxiety, racial trauma, relationship/family issues, low self-esteem, grief, identity issues, and more. If you are looking for a supportive and collaborative approach, then I encourage you to contact me. I want to help you become the best version of yourself, and give you relief. It takes a lot of strength and willpower to work towards a more fulfilling and happier life. If you are ready to take that step, I am here to support and empower you.
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$175/session

Open-minded
Authentic
Humorous

Specialties

Perinatal Mental Health
Anxiety
Depression
+10
I am a compassionate, culturally responsive therapist who is deeply committed to supporting individuals and families through healing, growth, and transformation. I bring a lived understanding of cultures and the unique emotional experiences of navigating life in a complex world. My professional background includes extensive experience in mental health, substance use, family therapy, and maternal health, where I supported individuals through detox and residential care, mental health crisis, grief, loss, burnout, family conflicts, life changes, pregnancy, pre and postpartum care. I have a strong foundation with understanding how trauma, stress, systemic barriers, and unmet emotional needs often intersect with coping behaviors. My approach is nonjudgmental, strengths-based, Inclusive, and focused on restoring hope, autonomy, and self-trust. Healing is not one-size-fits-all. My goal is to walk alongside you, honor your story. I am a compassionate, culturally responsive therapist who is deeply committed to supporting you through healing, growth, and transformation.
Available
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Often rebooked

$175/session

Authentic
Open-minded
Warm

Specialties

Perinatal Mental Health
Postpartum
Trauma and PTSD
+10
Being a mom can be beautiful, and brutally overwhelming. If you’re carrying invisible weight while trying to hold everything (and everyone) together, you’re not alone. Hi, I'm Olivia Lauzon, LCSW/LICSW and Certified Perinatal Mental Health provider. I specialize in working with mothers navigating trauma, anxiety, burnout, and the deep identity shifts that come with parenthood. Whether your trauma is recent or rooted in childhood, becoming a mom has a way of bringing it to the surface. The sleepless nights, the mental load, the pressure to “do it all,” it can stir up old wounds in ways no one prepared you for. I am licensed to see clients in CO, FL, and WA.
VirtualAvailable
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$75/session

Warm
Authentic
Empowering

Specialties

Perinatal Mental Health
Anxiety
Depression
+9
Hi, I'm Jennifer Gaither, a Licensed Clinical Social Worker and Qualified Supervisor in Florida. I'm passionate about helping you feel like yourself again , because life can get heavy, especially when you're navigating anxiety, major life transitions, or struggles with self-worth and self-confidence. My style is warm and laid-back, and I believe therapy works best when it feels like a real partnership, a genuine conversation rather than a clinical lecture. I meet you exactly where you are, at a pace that feels right for you, in a space that is completely free of judgment. Whether you're working through something specific or simply want to understand yourself better, I'm here for all of it. I draw on a range of evidence-based approaches, adapting my style to fit your unique needs and goals, because what works for one person may not work for another. My goal is to help you move from feeling overwhelmed to feeling empowered, and to help you discover the strength and resilience you already have inside you.
VirtualAvailable
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$125/session

Solution oriented
Warm
Empowering

Specialties

Perinatal Mental Health
Anxiety
Fertility & Reproduction Issues
+10
As a Licensed Clinical Social Worker with over 25 years of experience, I am deeply committed to helping individuals and families achieve emotional well-being, stability, and growth. My therapeutic approach is grounded in empathy, collaboration, and trauma-informed care, ensuring that each client feels seen, supported, and empowered. I have extensive experience serving diverse populations—including children, adolescents, and adults—across settings such as behavioral health programs, private practice and educational environments. I specialize in supporting clients through complex emotional, behavioral, and life challenges, helping them build resilience, strengthen relationships, and rediscover their sense of purpose. Whether working with youth navigating difficult transitions, adults coping with anxiety or trauma, or families seeking healthier communication, my goal is to create a safe, nonjudgmental space where healing and self-awareness can flourish. My impact as a therapist comes from fostering trust, promoting accountability, and guiding clients toward lasting change. I believe that meaningful progress happens when people feel both supported and challenged, and I am honored to walk alongside each client as they work toward a more balanced and fulfilling life.
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Often rebooked

$150/session

Intelligent
Authentic
Empowering

Specialties

Perinatal Mental Health
Anxiety
Depression
+10
My approach to therapy is solution-focused and practical. While talking things through is important, I also believe therapy should help you build tools you can actually use in your everyday life. Together, we focus on what’s happening right now and look for realistic ways to make things feel more manageable. I often incorporate mindfulness in a grounded, approachable way. This isn’t about doing it perfectly or trying to feel calm all the time. It’s about learning how to notice what’s going on inside you, slow things down, and respond with more intention rather than reacting on autopilot. Above all, I care about the relationship we build. I aim to create a warm, non-judgmental, and collaborative space where trust can grow and you can show up as you are. Therapy with me is a partnership, and we work at a pace that feels right for you, safe and respectful.
VirtualAvailable
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Florida. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Perinatal Mental Health, is filtering therapists in Florida that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.