Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 291 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 8/13/2026

$150/session

Warm
Authentic
Solution oriented

Specialties

Older Adults
Anger Management
Anxiety
+10
I’m a Licensed Mental Health Counselor who provides a warm, supportive, and nonjudgmental space for adults navigating anxiety, depression, relationship concerns, stress, and significant life transitions. I understand that reaching out for support can feel difficult, and I strive to help clients feel comfortable, heard, and respected. My approach is collaborative and solution focused, combining meaningful conversation with practical tools that can help you build emotional resilience, gain clarity, and create lasting change in your everyday life.
Available

New to Grow

$100/session

Warm

Specialties

Older Adults
Child or Adolescent
Grief
+10
I'm a Licensed Clinical Social Worker and Qualified Supervisor with over 30 years of experience helping children, adults, older adults, and families navigate life's challenges with compassion, hope, and practical support. Throughout my career, I've had the privilege of working in schools, hospice care, healthcare, and private practice. These experiences have given me a deep understanding of grief, anxiety, trauma, life transitions, chronic illness, emotional regulation, and the importance of healthy relationships. I also have a passion for supporting neurodivergent children and partnering with parents to better understand their child's unique strengths, challenges, and way of experiencing the world. My approach is warm, genuine, and collaborative. I believe lasting change begins when you feel safe, heard, and truly understood. Therapy should feel like a conversation, not something intimidating. Together, we'll build on your strengths, develop practical tools, and help you move forward with confidence and renewed hope. I believe growth happens through connection, compassion, and understanding, and that even small steps can lead to meaningful change. I tailor therapy to each person's unique needs, using research-supported, evidence-based approaches that foster self-awareness, strengthen relationships, build healthy coping skills, and help you navigate life's challenges with resilience. If your relationship with God is an important part of your life, it will be welcomed and honored throughout the counseling process. We can thoughtfully integrate biblical principles, prayer, and research-supported, evidence-based therapy to support emotional, spiritual, and personal growth. Wherever you are in your journey, I'd be honored to walk alongside you as you move toward greater peace, resilience, and renewed purpose.
Available

$150/session

Specialties

Older Adults
Child or Adolescent
Life Transitions
+6
Reaching out for support takes courage and I want you to know that you will be met with warmth, respect, and genuine care from the very first conversation. My goal is to create a welcoming environment where you feel safe, brave and truly understood. I am deeply empathetic and listen with care, creating a safe space where you feel truly heard. Together we explore your stressors, obstacles and personal strengths discovering what works best for you. I tailor my approach and adjust as needed to support your growth, insight, and wellbeing.
Available

$150/session

Warm
Authentic
Empowering

Specialties

Older Adults
ADHD
Autism
+10
Hello, I am Dr. Arenas Nieves, a licensed therapist in Arizona, Florida, and New York, with over 16 years of experience supporting individuals on their journey toward mental and emotional wellness. I work with adolescents, adults, and seniors, and I am fluent in both English and Spanish. Although I have worked with many populations throughout my career, my niche includes military service members, veterans, their families, and underrepresented community members such as people of color, neurodivergent individuals, and LGBTQIA+ clients. I specialize in ADHD, family dynamics, LGBTQIA+ identity and exploration, and relationship challenges, as well as anxiety, depression, trauma, PTSD, anger management, grief and loss, cultural and ethnic concerns, maternal and men's mental health, and chronic conditions. My style is affirming, inquisitive, and solution-oriented. I aim to create a collaborative, judgment-free space where you feel supported, seen, and empowered to make meaningful change. I am a passionate clinician who believes in collaboration, authenticity, and honoring every part of your experience. In therapy, we will work together to identify the best evidence-based approaches to help you reach your goals while affirming your personal values, culture, and strengths. Throughout my career, I have supported military service members, veterans and their families, as well as people from diverse backgrounds—including those exploring their ethnic, gender, and sexual identities, young people navigating challenges, and couples strengthening relationships. What makes my approach unique is that I do not just rely on proven methods—I also honor the parts of your life that matter most to you, like your spirituality, personal values, and what makes you uniquely you. I am direct and genuine, deeply committed to helping you reach your wellness goals.
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented

Specialties

Older Adults
Anxiety
Depression
+10
Hello, I’m so happy you’re here. My name is Nisha and I am a Psychotherapist who is fully licensed in mental health counseling. I am also the founder of Therapy Island, a global sanctuary dedicated to healing and growth. If you are a determined individual standing at the crossroads of change, grappling with feelings of dissatisfaction and unfulfillment in various aspects of your life, then you have come to the right place. I am here to serve as a guide to assist you as you navigate through life’s challenges.
VirtualAvailable

Often rebooked

$100/session

Warm
Authentic
Solution oriented

Specialties

Older Adults
Anxiety
Coping Skills
+8
My path to becoming a mental health provider has been deeply influenced by both my personal background and my professional experiences. Growing up, I was surrounded by the work of my mother, who was a social worker. I saw firsthand the impact she had on individuals and families, and it inspired me to pursue a similar career. I was always drawn to the idea of helping others navigate difficult circumstances and providing support during times of crisis or transition. Her work shaped my understanding of the value of compassion, empathy, and practical intervention in improving lives. As a licensed therapist, I specialize in helping individuals manage the emotional, psychological, and practical aspects of these life adjustments. I take a compassionate, client-centered approach to therapy, emphasizing empathy and understanding. My methods are tailored to each person’s unique experiences and challenges. Over time, we’ll work together to deepen your self-awareness, develop coping mechanisms, and create practical tools for managing the ups and downs of life. I provide a safe space where you can feel heard and supported as you explore your feelings and develop skills to move forward. I focus on helping you make meaningful shifts in how you think, feel, and act. If you’re ready to take the first step toward navigating life’s transitions with more ease and confidence, I’m here to help.
VirtualAvailable

Often rebooked

$165/session

Warm
Authentic
Empowering

Specialties

Older Adults
Anxiety
Depression
+9
My name is Creystal Fagbohun and I am a licensed clinical social worker in Georgia and Florida with 10 years of professional work experience. I have experience in helping clients with stress and anxiety, relationship issues, family conflicts, parenting issues and more. I believe that you are the expert of your story and that you have many strengths that will assist you in overcoming things that challenge you. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support & empower you in that journey.
VirtualAvailable

$100/session

Empowering
Open-minded
Solution oriented

Specialties

Older Adults
ADHD
Anxiety
+6
Life can feel heavy and overwhelming, and we don’t have to carry everything alone. I’m here to help shoulder some of that weight and guide you toward the life you’re envisioning. I practice from a holistic perspective, considering all aspects of your life and how they influence one another. Even when we focus on a single concern, we’ll explore the broader patterns and connections that shape your wellbeing. Growth is rarely linear, and we’ll navigate that journey together with intention and compassion to help you get lasting change. I thrive with clients who understand they need to work for change, want to gain insight and value personal evolution. Sessions often lead to new insights, “aha” moments, and sometimes even a laugh or two. Humor doesn’t replace healing, but it sure can soften the edges of difficult moments. For my qualifications, I’m have a bachelor’s in Social Work and a master’s degree in counseling earned back in 2013. My background spans substance abuse treatment, grief and trauma work, suicide prevention, attention concerns, and mood and anxiety disorders — I’ve walked alongside people through some of life’s toughest chapters. And if you’re interested in Law of Attraction coaching, I also offer that as a way to help you align your mindset with your goals and dreams.
Available

$175/session

Authentic
Direct
Empowering

Specialties

Older Adults
Anxiety
Depression
+10
Hello! I am a passionate and seasoned therapist who will help you achieve a sense of balance, inner harmony, and enthusiasm to be and to feel your best and to live the life you deserve. Results driven therapist with over 30 years of professional experience treating a wide range of problems. Depression, anxiety, loss, partner, substance abuse, occupational, trauma, military, and many other issues. I have 15 years of VA experience treating veterans. Give me a call or drop me a line, we will work on this together.
VirtualAvailable

$90/session

Warm
Authentic
Solution oriented

Specialties

Older Adults
Anxiety
Coping Skills
+10
Hi, I'm Katie, a Licensed Clinical Social. Helping and supporting others has been a driving factor in my life; therefore, I began my career as a teacher. My education and experience in the classroom greatly influenced me; however, I saw how difficult it is to learn when one is struggling with many emotional and mental health needs. While in graduate school, I transitioned to working with families in more of a case management role. During that time, I started noticing how the adults I worked with were often struggling and had not received the help they needed. After completing graduate school, I began working in an inpatient hospital that treats mental health and chemical dependency. After several years working with patients individually and facilitating group therapy, I transitioned to managing an intensive outpatient mental health program for senior adults. In this role, I facilitated group therapy and met with patients individually at times. I greatly enjoyed getting to know my clients and cheering alongside them as they made progress. While I value group therapy, I recognize that it is not the right fit for everyone. Therefore, I have set up a private practice to meet the needs of individuals in ways I was unable to do in previous roles. I believe change is possible and that each person has strengths and life experiences that they can draw upon to help themselves move forward. My passion is helping clients utilize what they already have, learn additional tools for coping, and develop healthier ways of thinking.
VirtualAvailable

$105/session

Warm
Authentic
Open-minded

Specialties

Older Adults
Anxiety
Child or Adolescent
+10
As a Licensed Clinical Social Worker with over a decade of experience in the mental health field, I’ve had the privilege of supporting clients across the lifespan, including children, teens, and adults. I’m certified in Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and Solution-Focused Therapy, and I integrate mindfulness as a core component of my therapeutic approach. I hold specialized certifications in treating anxiety, depression, and Post-Traumatic Stress Disorder (PTSD), with a particular focus on working with veterans. I am a Certified Clinical Trauma Professional (CCPT). My goal is to create a safe, compassionate space that fosters trust and open communication. Together, we’ll develop a comprehensive, evidence-based treatment plan tailored to your unique needs and symptoms. Outside of my professional work, I enjoy reading and traveling with my husband.
VirtualAvailable

$130/session

Authentic
Warm
Solution oriented

Specialties

Older Adults
Anxiety
Depression
+10
Hi! I’m Lauren. I’ve been helping individuals and families navigate life’s challenges for over 20 years. My background includes supporting both children and adults, in residential and outpatient settings. I utilize a combination of modalities while always tailoring treatment to each person’s unique needs. I believe therapy should feel collaborative, compassionate, and centered around what matters most to you. I’m also deeply passionate about raising awareness for suicide prevention and creating safe spaces where people feel heard and supported.
VirtualAvailable

$145/session

Warm
Authentic
Empowering

Specialties

Older Adults
Anxiety
Grief
+6
I genuinely believe in the power of therapy. So much can be improved upon through supportive connections, empathy and the general resilience of the human condition. I have a vested curiosity in the lived experiences of my clients and a commitment to their growth and goals. Change itself is inevitable, and at times can feel insurmountable, that said together we can work to direct the trajectory of where those changes may take you. A bit about me; I am Licensed Mental Health Counselor and have approximately 6 years of clinical experience. I am a born and raised Floridian - from St. Petersburg, FL - however, I spent much of my young adult life traveling and moving about (Miami, Jacksonville, Gainesville, Costa Rica, New Orleans and now back in the Tampa Bay Area). I received my Bachelors degree in Social Work, with a minor in Spanish, from the University of North Florida. In 2020, I graduated from Jacksonville University with a Masters degree in Clinical Mental Health Counseling, with a specialization in Marriage and Family Therapy. During my graduate study, I completed clinical internship (1500+ hours of direct client work) with a Hospice agency as a bereavement counselor. Post-graduation, I was hired by that same agency and counseled surviving loved ones of Hospice patients through their grief journey and efforts to adjust. Surviving loss is manageable and grief therapy can help with visualizing a more hopeful future that honors your loved ones.
VirtualAvailable

$150/session

Direct
Solution oriented

Specialties

Older Adults
Anxiety
LGBTQ
+7
Hello! I am Gladys Duran, a Licensed Clinical Social Worker (LCSW) and Master of Education (M.Ed.) with 28 years of experience helping individuals navigate life’s challenges, heal, and thrive. As the founder of **Pivotal Beginnings**, I provide 100% remote, secure telehealth therapy tailored to clients across Florida and Virginia. My practice is a safe, compassionate, and deeply affirming space. I specialize in individual therapy across the lifespan, working with teenagers (13–17), adults, and elders. Because I believe everyone deserves to be truly seen and respected, I am a dedicated advocate for the LGBTQ+ community—providing identity-affirming care for transgender, non-binary, and gender-fluid individuals—as well as specialized support for women. As a fully bilingual therapist, I am proud to offer therapy in both English and Spanish, ensuring you can express yourself in the language you feel most comfortable using. Whether you are navigating the pressures of school, balancing a demanding career, exploring your identity, or adjusting to a new chapter in retirement, we will work collaboratively at your pace. My goal is to help you safely process stressors, build resilient coping mechanisms, and move toward lasting healing.
Available

$120/session

Authentic
Solution oriented
Direct

Specialties

Older Adults
Coping Skills
Couples Counseling
+9
Hi, I am a Licensed Mental Health Counsellor (LMHC) based in South Florida. I received my Masters from Nova Southeastern University in Florida and have been practicing for over 20 years. I help people of all ages struggling with symptoms of depression, anxiety and mood disorders by assiting them with developing coping skills that they can use to reduce and/or manage their symptoms better.
VirtualAvailable

$100/session

Authentic
Warm
Empowering

Specialties

Older Adults
Anxiety
Depression
+10
I am a licensed therapist who believes that meaningful change begins when we slow down and meet ourselves with curiosity instead of judgment. My path to this work wasn’t linear; I spent fifteen years in a different career before making my own midlife transition to mental health a decade ago. That experience taught me firsthand the courage it takes to reinvent yourself. My clinical foundation was forged in community mental health and crisis work, where I had the privilege of working with a beautifully diverse cross-section of people—including LGBTQIA+ individuals, neurodivergent folks, elders and other marginalized communities. This rich background has shaped me into a practitioner who values inclusivity, honors identity, and meets every client exactly where they are in their healing journey. See my website Returning Presence for more info about my approach and background.
Available

$150/session

Authentic
Warm
Open-minded

Specialties

Older Adults
Addiction
LGBTQ
+10
I believe therapy works best when you feel genuinely seen, accepted, and understood. My style is warm, collaborative and down-to-earth. I strive to create a space where you can show up exactly as you are without judgment. As a person-centered therapist, I tailor treatment to your unique needs, drawing from EMDR, CBT, DBT, and gender-affirming care. I am in the queer community and especially enjoy working with LGBTQIA+ individuals.
Available

Often rebooked

$150/session

Authentic
Warm
Empowering

Specialties

Older Adults
Coping Skills
Self Esteem
+6
Salutations, and welcome. I invite you to join me on a healing journey where you can feel seen, supported, and safe. I am a licensed mental health counselor, EMDR-trained clinician, and registered art therapist with more than a decade of trauma-informed experience. My approach is grounded in compassion, empathy, and deep respect for you as the expert of your own life. I use a person-centered style and integrate a variety of approaches, including EMDR, cognitive behavioral therapy, art therapy, solution-focused methods, sand tray work, and traditional talk therapy. This allows me to tailor sessions to your unique needs, goals, and personality. I find great joy in walking alongside clients as they grow, heal, and create the version of themselves they wish to become.
VirtualAvailable

$125/session

Authentic
Solution oriented
Intelligent

Specialties

Older Adults
Anxiety
Coping Skills
+5
Hello and thank you for checking out my profile and considering me in your current journey. My name is Jeff Moyer, licensed mental health therapist. I understand that therapy can be intimating and so I applaud you for taking this step in looking at options for support. My goal is to help change the perception of therapy and help clients see it as a positive way to support mental health, and just another way of developing one's health, just like with our physical health. I want to guide clients in developing positive changes in their life, so they feel better and healthier, emotionally. Therapy isn’t about changing who you are, it’s about finding possible alternatives to support change in the areas that may be causing problems in our life. Thank you again for looking into ways to be more emotionally healthy, and I am here to help if you decide you would like to get started.
VirtualAvailable

$150/session

Empowering
Warm
Authentic

Specialties

Older Adults
Anxiety
Career Counseling
+9
Charisse Staine, LPC, is a dedicated and compassionate licensed professional counselor that uses a holistic approach to facilitate personal growth and resilience in her clients. With over 30 years counseling experience, Charisse specializes in helping individuals navigate life transitions, manage stress and anxiety, and improve interpersonal relationships, and understand how things like nutrition impact mental health. Her therapeutic approach is client-centered and evidence-based, emphasizing the development of coping strategies and self-awareness to foster a healthier, more fulfilling life. Charisse's practice considers the whole person, body, soul, and spirit and encourages clients to explore their thoughts and feelings and embark on a journey toward healing and self-discovery.
VirtualAvailable

$110/session

Authentic
Direct
Solution oriented

Specialties

Older Adults
Anxiety
Men's Issues
+9
I’m a mental health professional with a deep and varied background in education, counseling, human services, and advocacy. Over the years, I’ve worked alongside adults, youth, and families navigating trauma, identity shifts, life transitions, and the lasting weight of systemic challenges like poverty, incarceration, and intergenerational trauma. I don’t just see symptoms, I see people. Whole people. And I meet them exactly where they are.
VirtualAvailable

$80/session

Open-minded
Authentic
Solution oriented

Specialties

Older Adults
Addiction
LGBTQ
+7
Thank you for starting the process of improving yourself. I have had the opportunity over the past 25 years to help a vast array of individuals make positive changes. My counseling style is to happily meet you where you are and support you in your journey. I treat all individuals with respect, dignity, and without judgement. Your decision to reach out may be one of the hardest in your life and one of the most important. You are brave for making this step and you are not alone in this! I would be honored to assist you in obtaining your goals and building a better life. Please contact me directly for more scheduling options as I am always flexible.
VirtualAvailable

$120/session

Empowering
Solution oriented

Specialties

Older Adults
Anxiety
Health/Medical Issues
+9
I am a licensed clinical social worker and have been so for over 30 years. For the last 20 years I have been working for a provider of Hospice services, dealing with patients and families as they face the challenges associated with a chronically ill family member, navigating the complex world of healthcare needs, anticipatory grief and caregiver role strain. Other areas of focus include relationships, communication, work/life balance, anxiety, self-esteem and the challenges that we face at various stages of adulthood. My background also includes work at a community mental health center and at a substance abuse treatment facility.
Available

$150/session

Warm
Authentic
Solution oriented

Specialties

Older Adults
Anxiety
Coping Skills
+10
Hello, I am a Licensed Clinical Social Worker working as a therapist for over three decades after graduating from Fordham University with a Masters degree in Social Work. I have a wide variety of experience working with disorders such as anxiety, depression and everyday life challenges. I have successfully assisted many people in making changes by creating a setting that is non judgmental and collaborative.
VirtualAvailable

New to Grow

$100/session

Specialties

Older Adults
Anxiety
Coping Skills
+10
I am a bilingual (English and Spanish) Licensed Marriage and Family Therapist who works with adults experiencing anxiety, depression, relationship challenges, life transitions, stress, trauma, and self-esteem concerns. My approach to therapy is collaborative, compassionate, and tailored to each client's unique needs. I primarily utilize Cognitive Behavioral Therapy (CBT), Narrative Therapy, and a systemic perspective, recognizing that our experiences are shaped by our relationships, family systems, and environment. In Narrative Therapy, I believe that the problem is the problem, not the person. Together, we work to separate individuals from the challenges they face, helping them develop more empowering and meaningful life stories. I also integrate mindfulness-based interventions to help clients increase self-awareness, manage difficult emotions, and remain grounded during times of stress. My goal is to meet clients where they are, providing a safe, nonjudgmental space where they feel heard, respected, and supported throughout their therapeutic journey. Soy una Terapeuta , bilingüe que trabaja con adultos que enfrentan ansiedad, depresión, dificultades en las relaciones, transiciones de vida, estrés, trauma y problemas de autoestima. Mi enfoque terapéutico es colaborativo, compasivo y adaptado a las necesidades únicas de cada persona. Principalmente utilizo la Terapia Cognitivo-Conductual, la Terapia Narrativa y un enfoque sistémico, entendiendo que nuestras experiencias están influenciadas por nuestras relaciones, la dinámica familiar y el contexto en el que vivimos. Desde la Terapia Narrativa, creo que el problema es el problema; la persona no es el problema. Juntos exploramos cómo los desafíos han influido en su vida y trabajamos para construir una historia más saludable, resiliente y alineada con sus valores. También incorporo técnicas de mindfulness (atención plena) para ayudar a mis clientes a desarrollar mayor conciencia del momento presente, regular sus emociones y afrontar el estrés de una manera más efectiva.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Florida. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Older Adults, is filtering therapists in Florida that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.