Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1303 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 8/14/2026

Often rebooked

$150/session

Warm
Authentic
Solution oriented

Specialties

Life Transitions
Anxiety
Trauma and PTSD
+8
A Licensed Clinical Social Worker with British Caribbean roots, I bring both clinical expertise and the grounded perspective that comes from lived experience. I understand that life can feel like a roller-coaster—with highs, lows, and constant cycles of new beginnings and endings. My career in mental health began in 2012, leading me to earn a Bachelor's degree in Psychology and a Master's degree in Clinical Social Work from the University of South Florida. Since 2014, I have supported individuals and families across Florida and the Caribbean. Over time, I have adapted my practice to meet evolving needs, including the transition to Telehealth, allowing me to serve a broader and more diverse population while maintaining a consistent, supportive presence.
VirtualAvailable
View profile
Book session

$170/session

Authentic
Warm

Specialties

Life Transitions
Couples Counseling
Trauma and PTSD
+8
Welcome to a space I have dedicated to helping individuals, couples, and families thoughtfully navigate inner challenges, past trauma, self-identified struggles, and relationship dynamics. Drawing on almost six years of specialized counseling experience, my focus is centered on a highly unique style of collaborative care for those who seek to: - cultivate secure attachment with self and others - rewire their nervous system to live in the present instead of the past and future - understand relationship patterns to meaningfully rebuild them The change, progress, healing or complete transformation you seek, deserves a holistic approach that intentionally honors your mind, body, and soul.
Available
View profile
Book session

$100/session

Warm
Authentic
Empowering

Specialties

Life Transitions
Anger Management
Anxiety
+3
My name is Michelle Mercado and I am a licensed clinical social worker. I have obtained my Master's degree in Social Work at Florida International University. I realize that no two people are the same and as such, I tailor my therapy to meet the specific needs of my clients. My practice specializes in treating: Depression Life transitions Self-esteem Stress Anxiety Peer relations School issues Autism spectrum ADHD Substance abuse LGBTQ+ Behavioral issues Anger Management Mood disorders Bipolar disorder
VirtualAvailable
View profile
Book session

$125/session

Empowering
Solution oriented
Warm

Specialties

Life Transitions
Anxiety
Depression
Welcome to my virtual counseling practice! My name is Natalie, and I am a licensed mental health counselor (LMHC) based in sunny Florida. With five years of clinical experience, I am committed to supporting adult individuals dealing with anxiety (generalized or specific), mild depression, OCD, and adjustment issues (including relationships, college/career, recent medical diagnosis, etc.). Let’s work together toward healing and well-being!
VirtualAvailable
View profile
Book session

$130/session

Warm
Authentic
Humorous

Specialties

Life Transitions
ADHD
Autism
+10
I'm a Licensed Clinical Social Worker who provides a neurodivergent-affirming, trauma-informed approach to therapy for teens, adults, and caregivers. I believe therapy should be a place where you don't have to mask, perform, or explain who you are—you can show up authentically and be met with curiosity, compassion, and respect. I specialize in working with ADHD, Autism, trauma, PTSD, anxiety, depression, disordered eating, grief, relationship challenges, and major life transitions. Together, we'll build on your strengths, better understand your unique brain and experiences, and develop practical strategies that support lasting, meaningful change.
Available
View profile
Book session

New to Grow

$65/session

Specialties

Life Transitions
Anxiety
Trauma and PTSD
Hi, I'm a Licensed Clinical Social Worker (LCSW) with more than 20 years of experience helping children, adolescents, adults, and families navigate life's challenges. I believe therapy is a collaborative process where you can feel heard, supported, and empowered to create meaningful change. My approach is compassionate, practical, and tailored to your unique needs, drawing on evidence-based strategies to help you build resilience, develop healthy coping skills, and move toward the life you want.
Available
View profile
Book session

New to Grow

$200/session

Specialties

Life Transitions
Anxiety
Depression
I am trained in Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and DBT Prolonged Exposure (DBT-PE), and I tailor these evidence-based approaches to meet your unique needs, strengths, and goals. I recognize that every individual’s experiences are different, which is why I take a personalized approach to treatment rather than relying on a one-size-fits-all model. Whether you're navigating everyday stressors or working through more complex challenges, my goal is to help you build practical skills, gain deeper insight, and create meaningful, lasting change. I strive to provide a therapeutic space that is warm, collaborative, and nonjudgmental, where you feel heard, supported, and empowered throughout the healing process.
Available
View profile
Book session

$100/session

Warm
Authentic
Empowering

Specialties

Life Transitions
Anxiety
Depression
+9
Hi there, I'm Lisa. Do you feel like anxiety and/or depression has taken over your life? Is it affecting your relationship? Has your anxiety led to an increase of depression? Do you find it hard to set healthy boundaries for yourself with others and say the word "No"? Are you having a hard time after a relationship has ended? Are you in need of life skills to help you get out of the same repeated thought pattern. I am focused on helping individuals heal from past traumas/hurts, and develop healthy coping skills. The ultimate goal is to no longer allow the past experiences affect your current life.
VirtualAvailable
View profile
Book session

New to Grow

$125/session

Specialties

Life Transitions
Coping Skills
LGBTQ
+8
Hi, I'm Nic, founder of Revision Therapy. Many people come to therapy because they want to know themselves better, improve relationships, navigate life transitions, or become more intentional about how they live. I work with anxious overachievers, LGBTQ+ folks, and anyone mid transition wondering how they got here. Maybe it's the anxiety that never fully turns off, the one that's been running in the background so long you forgot it wasn't supposed to be there. Maybe you're looking for someone who won't need to explain your identity to. Maybe you're in the middle of a transition, a breakup, a move, a new job, a version of your life you didn't sign up for, and you feel weirdly behind for something nobody actually prepares you for. Wherever you're starting from, you don't need to have it figured out before you walk in. Together, we'll explore the beliefs, patterns, and experiences that have shaped you, then focus on building practical strategies that create real change in your daily life. Therapy isn't about endless processing, but about understanding yourself while building the life you want to live. My goal is to create a space where you feel safe, welcomed, and comfortable enough to be honest about what's working and what isn't.
Available
View profile
Book session

$100/session

Warm
Authentic
Solution oriented

Specialties

Life Transitions
Anxiety
Depression
+10
As a licensed mental health counselor who conducts sessions in English, I’ve had the privilege of supporting a diverse range of clients, each with their own story and set of challenges. My goal is to create a safe, supportive space where individuals can openly explore their thoughts, emotions, and behaviors without judgment. I tailor my therapeutic approach to each person’s unique needs, using interventions that foster insight, resilience, and meaningful growth. It’s an honor to walk alongside my clients as they navigate life’s complexities, and witnessing their strength and transformation continues to be one of the most rewarding parts of my work!
VirtualAvailable
View profile
Book session

$150/session

Warm
Authentic
Solution oriented

Specialties

Life Transitions
Anger Management
Anxiety
+10
I’m a Licensed Mental Health Counselor who provides a warm, supportive, and nonjudgmental space for adults navigating anxiety, depression, relationship concerns, stress, and significant life transitions. I understand that reaching out for support can feel difficult, and I strive to help clients feel comfortable, heard, and respected. My approach is collaborative and solution focused, combining meaningful conversation with practical tools that can help you build emotional resilience, gain clarity, and create lasting change in your everyday life.
Available
View profile
Book session

New to Grow

$135/session

Specialties

Life Transitions
Anxiety
Couples Counseling
+10
Howard is a highly trained, experienced Licensed Mental Health Counselor, specializing in treating and providing therapy for a co-occurring disorder, dual diagnosis population. Howard has been treating clients from a variety of diverse cultural backgrounds. They struggle with drug/alcohol addiction as well as sexually addictive behaviors, pornography addiction and symptoms associated with depression, anxiety, unresolved trauma, bipolar disorder, attention deficit hyperactivity disorder and obsessive-compulsive disorder. ‘I've employed evidenced based treatment modalities for clients since 2008, many of which having an underlying mental health concern or diagnosis (co-occurring disorder) that has not been addressed’. The work Howard does with clients goes beyond relapse prevention and coping skills to ‘survive’. Howard enjoys teaching client’s how to ‘live’. ‘I utilize a ‘systemic’ approach to treating addictions and will teach family member’s how to actively participate in their love ones treatment and at the same time teach them specific techniques to eliminate codependency, as well as maladaptive, dysfunctional and enabling behaviors, to establish healthy boundaries, so the entire family gets well’. We learn from experience how one family member can impact and affect the entire family.
Available
View profile
Book session

Often rebooked

$150/session

Warm
Authentic
Empowering

Specialties

Life Transitions
Anxiety
Trauma and PTSD
+10
I work with women navigating life transitions, including changes in relationships, family roles, and health. These experiences can bring anxiety, emotional overwhelm, and the effects of trauma into focus, and can influence how thoughts, emotions, and the body interact. As a yoga teacher and yoga therapist for over 25 years, mindfulness is a natural part of my work and informs how I understand and approach the mind body connection. I integrate mindfulness based stress reduction, mindfulness based cognitive therapy, and somatic therapy into sessions in a way that supports awareness and emotional regulation. My training as a Licensed Professional Counselor in Pennsylvania, Florida, South Carolina and Delaware allows me to bring these approaches together in a way that is both clinically grounded and also responsive to your experience.
VirtualAvailable
View profile
Book session

New to Grow

$130/session

Specialties

Life Transitions
Anxiety
Depression
+10
With over a decade of broad clinical experience, I provide compassionate, client-centered therapy to individuals navigating life transitions, emotional challenges, and complex medical concerns. I earned both my Bachelor of Science in Psychology and Master of Social Work from University of Central Florida and am a Licensed Clinical Social Worker (LCSW) in the State of Florida, as well as a Qualified Supervisor for Registered Clinical Social Work Interns in Florida. My professional background includes work in hospital settings, home health, schools, outpatient therapy, and community-based care, allowing me to support clients and families across all stages of life with a well-rounded and practical approach. With this broad array of experience I have found myself working with young children as little as 4 and the oldest being 92. I specialize in working with older adults and geriatric populations, while also supporting individuals and families experiencing anxiety, depression, grief and loss, caregiver stress, postpartum adjustment, life transitions, chronic illness, new medical diagnoses, and long-term planning concerns.I have extensive experience working collaboratively with families to strengthen communication, improve coping, navigate care-giving responsibilities, and provide emotional support during difficult seasons of life. I also provide therapy for postpartum depression or postpartum anxiety as well as couples counseling.
Available
View profile
Book session

$120/session

Authentic
Solution oriented
Empowering

Specialties

Life Transitions
Anxiety
Depression
+5
Life can throw us curveballs, and sometimes we need a little extra support to find our way through. As a therapist, my goal is to create a safe, welcoming space where you can explore your thoughts and feelings without judgment. Together, we can navigate the internal and external challenges you’re facing and work towards finding relief. Using a cognitive behavioral therapy (CBT) approach, I’ll help you discover new perspectives on your situation, learn to embrace difficult emotions, and develop healthy coping strategies that fit your unique needs. My aim is to make our sessions comfortable and engaging, often bringing a touch of humor to lighten the load. I have experience working with individuals from all walks of life, including college students and emerging adults navigating transitions. Whether you’re dealing with anxiety, depression, or other life changes, I’m dedicated to supporting you in building resilience and finding your path forward. Let’s work together to turn challenges into opportunities for growth. Reach out today to take the first step toward a more balanced and fulfilling life.
VirtualAvailable
View profile
Book session

New to Grow

$150/session

Specialties

Life Transitions
Anxiety
Chronic Illness
+3
I’m a licensed therapist with over a decade of experience helping people navigate anxiety, trauma, relationship challenges, life transitions, chronic stress, and health-related concerns. My approach is warm, compassionate, and integrative. I believe therapy works best when you feel genuinely seen, understood, and accepted—not judged or placed into a one-size-fits-all treatment plan. I draw from psychodynamic, relational, cognitive, solution-focused, and coaching approaches, as well as my background in health coaching and nervous-system regulation. Rather than relying on one particular method, I tailor our work to you: your personality, your history, your goals, and what you need at this point in your life. I’m especially interested in helping people understand the patterns that may be keeping them stuck while also developing practical tools for creating meaningful change. My goal is not simply to help you “fix” a problem, but to help you develop a deeper understanding of yourself, feel more emotionally grounded, and create a life and relationships that feel more aligned with who you are. For clients working with me in person, I may also incorporate neurofeedback or BAUD (Bio-Acoustical Utilization Device) therapy when appropriate. These brain-based approaches can complement traditional talk therapy and may be helpful for nervous-system regulation, anxiety, and reducing the emotional intensity associated with difficult or traumatic memories. I see these tools as another way to support the therapeutic process—not a replacement for the relationship and deeper work that happens in therapy.
Available
View profile
Book session

New to Grow

$150/session

Specialties

Life Transitions
Anxiety
Depression
+7
I'm a Licensed Mental Health Counselor who works with teens, adults, and couples navigating anxiety, depression, relationship challenges, and life transitions. I believe therapy should be a place where you feel heard, understood, and supported, while also being challenged to grow in meaningful ways. My approach is collaborative, compassionate, and practical. I strive to create an environment where you can be yourself without fear of judgment.
Available
View profile
Book session

New to Grow

$150/session

Specialties

Life Transitions
Family Conflict
Trauma and PTSD
+7
I am a compassionate and authentic therapist who believes that healing begins with feeling seen, heard, and understood. My approach is warm, collaborative, and trauma-informed, creating a safe space where clients can explore their experiences without judgment. I work with individuals who may feel overwhelmed, stuck, disconnected from themselves, or exhausted from trying to hold everything together. I specialize in supporting clients navigating trauma, anxiety, depression, relationship challenges, life transitions, and emotional regulation. I integrate evidence-based approaches including EMDR, CBT, DBT, and trauma-focused interventions to help clients process painful experiences, develop healthier coping skills, and reconnect with their sense of self. My style is compassionate yet practical. I believe therapy is not about “fixing” someone, but about helping people understand themselves, recognize their strengths, and create meaningful change. I value honesty, curiosity, and meeting each client where they are in their healing journey. Through my own life experiences, I understand that life can bring unexpected challenges, loss, and moments when we question our ability to move forward. These experiences have deepened my empathy and strengthened my commitment to helping others feel less alone in their struggles. My goal is to walk alongside my clients as they build resilience, gain confidence, and create a life that feels more aligned with who they truly are. You do not have to navigate your healing journey alone.
Available
View profile
Book session

$125/session

Warm
Empowering
Authentic

Specialties

Life Transitions
Anxiety
Self Esteem
+10
Hi, I’m Angy! I’m a licensed counselor and art therapist passionate about helping people who are ready to work on themselves and create meaningful change in their lives. I love walking alongside clients as they build self-esteem, practice self-love, and learn to navigate life’s challenges with greater confidence and clarity. In our work together, I take a compassionate and collaborative approach, tailoring therapy to meet your unique needs and goals. When helpful, I incorporate creative art directives to help you process emotions and gain new insight, as well as practical strategies you can use outside of the session. My goal is to create a safe, supportive space where you can explore, grow, and thrive.
VirtualAvailable
View profile
Book session

$150/session

Warm
Authentic
Empowering

Specialties

Life Transitions
Addiction
Anxiety
+8
Welcome I’m Ellen Johnson, LCSW, a therapist who works with adults who have insight—but still feel caught in old emotional patterns. You may understand the “why” behind your reactions and still find it hard to do something different when it matters most. My work is grounded in curiosity, not judgment. Together, we explore what drives your responses, what safety means to you, and how to create lasting change that doesn’t depend on willpower alone. You don’t have to start with confidence—just with willingness.
VirtualAvailable
View profile
Book session

$95/session

Authentic
Warm
Direct

Specialties

Life Transitions
Anxiety
Depression
+10
Are you feeling overwhelmed by the demands of life? Are you searching for healthier ways to cope with anxiety, depression, trauma, PTSD, relationship challenges, or major life and career transitions? You don't have to navigate these challenges alone—I am here to help. I provide a warm, compassionate, and nonjudgmental environment where you can feel supported, understood, and empowered to achieve your personal goals. My approach is collaborative and tailored to your unique needs, helping you develop practical coping skills, gain insight, and create meaningful, lasting change. I enjoy working with adults and have more than 20 years of experience in the behavioral health field. I specialize in working with individuals experiencing anxiety, depression, trauma and PTSD, substance misuse, relationship concerns, codependency, low self-esteem, career development, and life transitions. Together, we will build on your strengths, overcome obstacles, and help you create the fulfilling life you deserve.
VirtualAvailable
View profile
Book session

Often rebooked

$120/session

Authentic
Warm
Solution oriented

Specialties

Life Transitions
Anxiety
Depression
I’m a Licensed Clinical Social Worker with 15+ years of experience supporting individuals in their mental health journey. My work focuses primarily on helping adults navigate anxiety, depression, and life stressors. I often work with individuals experiencing burnout, major life transitions, relationship stress, work-related stress, and patterns of overthinking that can make daily life feel overwhelming. My goal is to provide a supportive, non-judgmental space where you can talk openly and begin making meaningful changes. I believe therapy should be collaborative and tailored to each person’s unique needs. Together, we will explore patterns, thoughts, and experiences that may be contributing to anxiety, stress, or low mood while also developing practical tools to help you cope more effectively. My approach is compassionate and grounded in evidence-based practices.
VirtualAvailable
View profile
Book session

$115/session

Authentic
Empowering
Solution oriented

Specialties

Life Transitions
Anxiety
Crisis Intervention
+3
Sometimes life feels unmanageable or even unfamiliar; the heaviness is more than you can bear. Do you feel overwhelmed or overlooked? My goal is to ensure that my client's feel seen and validated while working to empower them with tools to navigate their current challenges. Therapy is a collaborative effort that allows you to use your voice in identifying solutions for your life.
VirtualAvailable
View profile
Book session

$115/session

Authentic
Warm
Intelligent

Specialties

Life Transitions
LGBTQ
Trauma and PTSD
+3
Hi, I'm Nick. Clients who end up finding me are often capable and self-aware, but still find themselves overthinking, shutting down, becoming defensive, or feeling responsible for other people’s emotions. They often grew up being treated as “the problem” in their family of origin, and have learned to mask important parts of themselves, or were told their needs and reactions were too much. I work with LGBTQ+ and neurodivergent individuals who want to understand why certain patterns keep returning, and actually change them in a deeper way beyond just self-awareness and insight. I view symptoms as having developed for understandable reasons and still feel necessary in situations that trigger implicit learnings from the past. Together, we’ll become curious about what a very specific pattern might be protecting and develop new ways to respond. The aim here is to create greater self-trust to allow for actual meaningful change.
VirtualAvailable
View profile
Book session

New to Grow

$150/session

Specialties

Life Transitions
Mood Disorders
Trauma and PTSD
+10
I’m Donna Paloy, an LCSW with over 25 years of experience helping adults navigate anxiety, trauma, ADHD, depression, grief, relationship stress, and major life transitions. My style is warm, intuitive, grounded, and gently direct. I blend evidence-based therapy with mindfulness, somatic awareness, creative expression, and a whole-person lens so clients can move beyond survival patterns and reconnect with clarity, confidence, and self-trust.
Available
View profile
Book session
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Florida. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Life Transitions, is filtering therapists in Florida that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.