Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1148 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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MiamiJacksonvilleOrlandoTampa

Availability updated: 6/18/2026

$90/session

Authentic
Warm
Empowering

Specialties

Grief
Depression
Older Adults
+3
Hi, welcome to my profile! I am Nancy Nicholson, a Licensed Clinical Social Worker in Michigan and Florida. I enjoy working with people of all ages who are looking for some help along their journey in life. It is important to me to provide a safe, calming and non-judgmental environment that allows clients to pursue their goals in a supportive environment. I work to help client’s identify their strengths and weaknesses, moving towards goals that they may be struggling with. I enjoy encouraging others who are struggling with anxiety, depression, grief and loss, as well as life transitions and changes. I have counseled with others for more than 20 years, in many different age groups and areas, from children to seniors and those struggling with issues surrounding life changes and transitions, chronic illness, disabilities and grief and loss. As of late, I have been working with others who are feeling anxious and depressed, isolated and fearful, as many have been struggling with since the beginning of the pandemic. I look forward to meeting you and walking along side of you through your journey!
VirtualAvailable
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$90/session

Authentic
Warm
Direct

Specialties

Grief
Anxiety
Depression
+10
My name is Penny Nevins. I am a Licensed Mental Health Provider with over 20 years of experience. I have been blessed to serve individuals ages 4 to 100. I have worked in an array of settings. I would be honored to serve you on your journey to reach your counseling goals. I truly believe that reaching out for support during a difficult time in your journey is the biggest step you take to reclaim your best self.
VirtualAvailable
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Often rebooked

$100/session

Warm
Authentic
Solution oriented

Specialties

Grief
Anxiety
Coping Skills
+8
My path to becoming a mental health provider has been deeply influenced by both my personal background and my professional experiences. Growing up, I was surrounded by the work of my mother, who was a social worker. I saw firsthand the impact she had on individuals and families, and it inspired me to pursue a similar career. I was always drawn to the idea of helping others navigate difficult circumstances and providing support during times of crisis or transition. Her work shaped my understanding of the value of compassion, empathy, and practical intervention in improving lives. As a licensed therapist, I specialize in helping individuals manage the emotional, psychological, and practical aspects of these life adjustments. I take a compassionate, client-centered approach to therapy, emphasizing empathy and understanding. My methods are tailored to each person’s unique experiences and challenges. Over time, we’ll work together to deepen your self-awareness, develop coping mechanisms, and create practical tools for managing the ups and downs of life. I provide a safe space where you can feel heard and supported as you explore your feelings and develop skills to move forward. I focus on helping you make meaningful shifts in how you think, feel, and act. If you’re ready to take the first step toward navigating life’s transitions with more ease and confidence, I’m here to help.
VirtualAvailable
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$120/session

Open-minded
Empowering
Intelligent

Specialties

Grief
Anxiety
Couples Counseling
+10
Hello, I’m Yisbet Miron, a Licensed Marriage and Family Therapist providing therapy services in both English and Spanish. I work with children, adolescents, adults, couples, and families experiencing anxiety, depression, stress, relationship difficulties, emotional overwhelm, and life transitions. My approach is compassionate, supportive, and collaborative, focused on helping clients build healthier coping skills, improve communication, and create meaningful, lasting changes in their lives and relationships. I strive to provide a safe, nonjudgmental environment where clients feel heard, supported, and empowered throughout their healing journey.
Available
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$100/session

Intelligent
Solution oriented
Open-minded

Specialties

Grief
Anxiety
Depression
+10
I am a Licensed Clinical Social Worker providing therapy services to children, adolescents, adults, and families across a range of mental health and life challenges. I specialize in supporting clients navigating anxiety, ADHD, behavioral concerns, emotional regulation difficulties, and major life transitions. My therapeutic approach is collaborative, strengths-based, and client-centered, with a strong focus on helping individuals build practical coping skills, improve functioning, and develop greater self-awareness. I aim to create a supportive environment where clients feel empowered to work toward meaningful, sustainable change aligned with their personal goals and values.
Available
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$150/session

Warm
Solution oriented
Direct

Specialties

Grief
Anxiety
Child or Adolescent
+6
I am a Licensed Clinical Social Worker (LCSW) based in Florida. I graduated with my Masters from Florida State University in 2019, but I have been working in the social work field 10 years. I have worked with young children all the way up to adults with dementia related illnesses and their caregivers. I love to help children and teenagers be able to tell their story, to get to know and love themselves, and to learn to advocate for themselves.
VirtualAvailable
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New to Grow

$100/session

Specialties

Grief
Anxiety
Depression
+10
Hello, and welcome. I am a compassionate and collaborative therapist dedicated to helping adolescents, adults, and couples navigate life's challenges and create meaningful change. I have experience working with anxiety, depression, grief, relationship concerns, stress, self-esteem issues, and life transitions, and I strive to provide a supportive, nonjudgmental space where clients feel heard, respected, and understood. My practice is grounded in evidence-based and culturally responsive approaches that honor each client's unique experiences, strengths, and goals. I believe that therapy is a collaborative process, and I work alongside clients to increase self-awareness, develop effective coping strategies, strengthen relationships, and foster emotional well-being. As I continue pursuing my doctoral degree in counseling, I remain committed to ongoing learning and providing high-quality care that supports lasting growth and healing.
Available
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$150/session

Solution oriented
Warm

Specialties

Grief
Anxiety
Depression
+10
I am a licensed therapist with over 14 years of clinical experience providing a compassionate, trauma-informed, and client-centered approach to therapy. I work with young adults, adults, and seniors navigating anxiety, depression, life transitions, relationship challenges, and emotional overwhelm. My goal is to create a supportive space where clients feel heard, empowered, and equipped with practical tools to foster healing, growth, and meaningful change.
Available
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New to Grow

$125/session

Specialties

Grief
ADHD
Anxiety
+7
Are you feeling overwhelmed by anxiety, depression, stress, or relationship challenges? Many individuals find themselves stuck despite wanting meaningful change, especially when emotional distress begins to interfere with daily functioning and overall well-being. Therapy offers a structured and supportive space to better understand these challenges and develop effective coping strategies. Seeking professional support is an important first step, and meaningful change occurs through intentional work both in and outside the therapy setting. My name is Mick Desrameaux, LMHC, and I am a Licensed Mental Health Counselor with extensive experience treating anxiety disorders, depression, trauma-related symptoms, substance use concerns, and co-occurring mental health conditions. I work collaboratively with clients to increase self-awareness, emotional regulation, and insight into patterns that affect relationships and personal growth. My therapeutic approach is grounded in evidence-based practices, including Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), mindfulness, and motivational interviewing. I provide a safe, confidential, and nonjudgmental therapy environment where clients feel respected and supported. My goal is to help individuals feel empowered, build healthier relationships, and develop practical skills for long-term emotional stability. I am committed to delivering client-centered, ethical, and culturally responsive mental health counseling, supporting clients as they move toward greater balance, resilience, and overall mental wellness.
Available
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$200/session

Authentic
Empowering

Specialties

Grief
Anxiety
Depression
+8
Hi, I’m Danielle! I’m an English/Spanish-speaking licensed psychotherapist who helps people figure out who they are underneath all the stress, trauma, and survival mode. Healing is not linear (seriously, it’s more like a maze), and giving yourself grace and permission to focus on you is key. I’ve spent the last 6 years helping clients to work through trauma, abuse, anxiety, depression, relationship issues, couples therapy, ptsd, and anger disorders—basically, a full tour of the emotional landscape. My goal is to help you rediscover who you are and rise into the upgraded version of yourself.
Available
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New to Grow

$120/session

Specialties

Grief
Anxiety
Couples Counseling
+10
I am a licensed mental health therapist specializing in anxiety, depression and relationship challenges, I integrate evidence-based therapies with Christian principles to help individuals, couples, and families achieve emotional, relational, and spiritual well-being. I provide counseling for individuals and couples facing anxiety, depression, relationship challenges, and life stressors, combining proven therapeutic approaches with faith-based principles to promote growth and healing."
Available
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New to Grow

$145/session

Specialties

Grief
ADHD
Anxiety
+5
Hello, I'm Chantale Pierre, a Licensed Clinical Social Worker (LCSW) dedicated to providing compassionate, culturally responsive, and client-centered care. I work with adults experiencing anxiety, depression, trauma, grief, life transitions, relationship challenges, and caregiver stress. My approach combines evidence-based therapies with a warm, supportive environment where clients feel heard, understood, and empowered to make meaningful changes. At my practice, I strive to help individuals build resilience, develop healthier coping skills, improve emotional well-being, and create a more balanced and fulfilling life. Together, we work toward healing, personal growth, and achieving the goals that matter most to you.
Available
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$120/session

Authentic
Direct

Specialties

Grief
Anxiety
Coping Skills
+10
I consider myself a "cardigan" counselor: Warm, compassionate, and practical. I graduated with a Masters in Counseling from Columbia International University in 2008 with the goal of working with clients to find solutions to problems interfering with their life and mental wellbeing. Clients 18-108 are all welcome! It is a privilege to bring hope to clients struggling with depression, anxiety, grief/loss and more. You are not alone!
Available
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New to Grow

$120/session

Specialties

Grief
Anxiety
Depression
+4
I'm Lourdes Dorvilus, a Licensed Mental Health Counselor based in Florida with over 10 years of experience working with individuals navigating anxiety, depression, grief, life transitions, and the weight of carrying too much for too long. I work with adults who are high-functioning on the outside but struggling on the inside people who show up for everyone else and rarely give themselves the same grace. My approach is warm, direct, and grounded in both clinical evidence and faith. I am bilingual in English and Haitian Creole.
Available
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$80/session

Authentic
Direct

Specialties

Grief
Life Transitions
Women's Issues
+8
I've been a clinician for over 25 years, providing evidence-based clinical counseling and clinical hypnosis to those impacted by grief and loss, life changing events, relationship issues, anxiety and stress. I have worked with children, adolescents and adults and specialize in Military and family life issues. We all struggle sometimes. I like to help you build a self help toolbox to cope when life presents us with unexpected situations or events. My goal is to help you help yourself, but also know when to reach out for help if you need to. I want to humanize and normalize situations and events that set us back a bit. I provide a safe place to share difficult situations without judgement. You matter!
Available
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$100/session

Empowering
Open-minded
Warm

Specialties

Grief
Addiction
Anxiety
+8
I've been on my own recovery journey for many years and I'd like to help you grow in freedom and happiness! My aim is to help you identify unresolved issues so that you can begin to heal. We will work together to increase your recovery journey by reducing anxiety/depression and also by completing assignments along the way so that you can meet your goals. I invite you to reach out to me, so that together we may build in you, what hinders you or blocks you from reaching your full potential. I am excited to start this recovery journey with you. Remember, no loitering with the intent to recover! See you soon.
VirtualAvailable
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$120/session

Authentic
Solution oriented
Warm

Specialties

Grief
Anxiety
Bipolar Disorder
+4
I am Licensed Clinical Social Worker (LCSW) in the states of Florida, Virginia, Illinois and Massachusetts , with experience working with children, adolescents, families, and adults. I specialize in supporting individuals experiencing anxiety, depression, stress, life transitions, and relationship challenges. My goal is to create a safe, non-judgmental space where you can openly explore yours thoughts and emotions. I use evidence-based approaches including Cognitive Behavioral Therapy (CBT), Solution-focused therapy, and mindfulness based techniques. I am passionate about supporting clients through times of change and personal growth.
VirtualAvailable
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Often rebooked

$80/session

Authentic
Direct
Intelligent

Specialties

Grief
Anxiety
Trauma and PTSD
+10
Listening is an art form. From traditional counseling to life coaching, mindfulness and being present is what I offer. I try to make each session unique depending on what you need.I draw on my extensive life experience plus thousands of hours with clients to help you.Please feel free to look on my profile on Psychology Today and my website chriscoachingandcounseling.com for more info. I have been around the block . From being a polish immigrant at age 6, veteran, ex police officer, ex sales rep, divorced twice, father of adult twins,PTSD, numerous friend and family losses plus a life serious pulmonary embolism in 2015 that required 7 days in intensive care I can draw on those life experiences to assist you . I work with adult clients only. I have moved to the western mountains of North Carolina ,the Asheville area where I mountain bike and play chess unfortunately I can only do virtual or phone sessions with clients in Florida.Even though I have been through and heard so much from my clients I enjoy being alive and experience the wonder of nature and life around me. Also my schedule my not reflect certain openings that are available so feel free to reach out to me through the Grow platform.
VirtualAvailable
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$150/session

Specialties

Grief
Anger Management
Anxiety
+10
I am committed to providing compassionate, practical, and client-centered care to individuals navigating life’s challenges. I strive to create a supportive and nonjudgmental environment where clients feel heard, respected, and empowered to grow. My approach integrates evidence-based therapies with empathy, collaboration, and a focus on helping clients build healthier, more meaningful lives. My technique is to bring in laughter where appropriate, but also to challenge you.
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$95/session

Solution oriented
Authentic
Empowering

Specialties

Grief
Anger Management
Child or Adolescent
+10
Christopher C. Harris is a Researcher, Practitoner, and Educator in Social Science and Social Service from The City of Detroit. He is a Licensed Professional Counselor with experience working as a Clinical Therapist in residential and community-based care. Chris was also one semester shy of obtaining a Bachelors of Social Work from Wayne State University. The focus of his career is to support the Whole Health of individuals and improving relational health dynamics in homes and working environments, in support of the Social Determinants of Health in communities across America. Christopher has created an innovative interdisciplinary social service and social science model to health and human services called The CCH Approach. The CCH Approach supports individuals, families, and organizations with Learning through Psychoeducation, Healing through Trauma Rectification, and Growth through Life Skills Acquisition and Development. The CCH Approach integrates his private passion for learning, his personal experience overcoming complex trauma, and his professional acumen with 15 years of study and work experience within the fields of Psychology, Social Work, and Clinical Counseling.
Available
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New to Grow

$120/session

Specialties

Grief
Anxiety
Depression
+10
I believe that everyone has a story to tell and that everyone has the right to tell their story. You deserve to be heard and understood in the ways that are best for you. Through a collaborative approach, we'll sit together and unravel the thoughts, hurt, and experiences that make you, you. At the end of the day, therapy is about you and your best interest coming to fruition while being in a safe, non-judgmental space. I'm excited to work with you and see the growth that can happen. When you're ready, please feel free to reach out.
Available
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Often rebooked

$80/session

Open-minded
Authentic
Intelligent

Specialties

Grief
Anger Management
Anxiety
+10
Hello there I’m Johnny, a Licensed Mental Health Counselor based in Miami, Florida. Outside of my work, I’m someone who loves to explore new places, try different foods, and spend time outdoors. Traveling gives me perspective and reminds me how much there is to learn from different people and cultures. I also enjoy cooking, scuba diving, and finding quiet moments near the ocean whenever I can. I’ve always had a curious side—I’m fascinated by astronomy and love collecting action figures, which is something that’s stuck with me since childhood. Those small interests keep me grounded and remind me to make space for the things that bring joy. Family is important to me, I value humor, honesty, and connection, both in my personal life and in the relationships I build every day. I believe that who we are outside of our work matters just as much as what we do, and I try to live in a way that reflects that balance.
VirtualAvailable
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$220/session

Empowering
Warm
Authentic

Specialties

Grief
Chronic Illness
First Responders/Healthcare Workers
+10
With 26 years of experience in clinical social work and psychotherapy, I help adult clients navigate emotional challenges and find clarity. Whether you're struggling with depression, anxiety, panic, trauma, grief, loss ADHD, PTSD, Anger, Frustrations, Regret, Anguish, Heartbreak, Couples Issues/Marriage Issues, Co-parenting Issues, Divorce, Separation, or struggling with substance recovery, I provide support tailored to your journey. In our sessions, we collaborate to uncover obstacles, create a personalized plan, and work toward lasting emotional resolution—helping you move forward with confidence, peace and clarity of mind. RRT, CBT, BSFT, ACT, EFT, EMDR (Level I&II), Trauma Informed, Individuals, Couples, Children, Teenagers, Adults, Parents, Parenting Coordinator, First Responders: EMTs/Paramedics/Firefighters Police Officers, Nurses/Doctors; Mediation Trained, Divorce/Co-Parenting, Reunification Process; Coaching, Health & Wellness Coaching, CISM response and training, Executive Administration Coaching, Sports Performance Coaching, Cardiology Patients anxiety busting, Pre-Surgery Anxiety, Stress, Relationships/Heartache, Grief, Anxiety, Sadness, professional and academic exam preparation anxiety busting, Narcissistic Abuse Trauma Bonding Busting and Survivor/Thriver Enhancing Coping Skill Coaching
VirtualAvailable
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Often rebooked

$90/session

Warm
Authentic
Empowering

Specialties

Grief
ADHD
Anxiety
+8
Hi, I am Lorna, It seems that in today's world, there's no time to stop and catch a breath. Time passes us by even when we struggle to remain focused and on task. I am here to be your ally in learning effective tools to organize your life your way. It is time to stop dreaming of what could be and how you would like your life to go, and take the initiative towards the change that will bring you happiness. Whether it is situations outside of your control that are dragging your mood and energy, or whether it is a situation with a significant other or a loved one that is making you struggle. I am here to help you stop existing and start living the life you are willing to work towards.
VirtualAvailable
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$125/session

Warm

Specialties

Grief
Anxiety
LGBTQ
+10
Hi, I’m Jaelah, and I work with individuals who are ready to embrace their journey toward growth and authenticity. I serve clients from diverse backgrounds—especially BIPOC and LGBTQ+ communities—navigating life transitions, anxiety, or identity exploration. My approach is collaborative, empowering you with practical tools like CBT, mindfulness, and culturally sensitive care. The impact? Together, we’ll build your self-awareness, resilience, and clarity—so you can confidently live a life aligned with your values and purpose.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Florida. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Grief, is filtering therapists in Florida that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.