Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 77 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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MiamiJacksonvilleOrlandoTampa

Availability updated: 8/17/2026

$175/session

Humorous
Warm
Authentic

Specialties

Fertility & Reproduction Issues
Anxiety
Perinatal Mental Health
+10
As a Licensed Clinical Social Worker, I've spent my career supporting children, parents, and families through some of life's most challenging moments. My background includes working in the NICU, early childhood mental health, and supporting families navigating trauma, medical complexity, parenting stress, anxiety, depression, and major life transitions. I am especially passionate about working with women during pregnancy and postpartum, parents, caregivers, and individuals who have spent so much time caring for others that they've forgotten how to care for themselves.
Available
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$175/session

Warm
Intelligent
Authentic

Specialties

Fertility & Reproduction Issues
Perinatal Mental Health
Postpartum
+4
I’m so glad you’re here! I’m Kori, the founder of Nest & Nourish: The Perinatal Health Collective. I created this space specifically to support women navigating the depths of postpartum, family planning, infertility, trauma, and anxiety. I know these transitions well, not just from my clinical training, but as someone who has navigated the heaviness of postpartum myself. This lived experience, combined with advanced training in tools like EMDR and Parts Work (IFS), allows me to offer a partnership that is both evidence-based and authentically human. Taking this step is brave, and I am honored that you are trusting me on your journey. I look forward to connecting and helping you find your footing.
VirtualAvailable
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$150/session

Direct
Solution oriented

Specialties

Fertility & Reproduction Issues
Anxiety
LGBTQ
+7
Hello! I am Gladys Duran, a Licensed Clinical Social Worker (LCSW) and Master of Education (M.Ed.) with 28 years of experience helping individuals navigate life’s challenges, heal, and thrive. As the founder of **Pivotal Beginnings**, I provide 100% remote, secure telehealth therapy tailored to clients across Florida and Virginia. My practice is a safe, compassionate, and deeply affirming space. I specialize in individual therapy across the lifespan, working with teenagers (13–17), adults, and elders. Because I believe everyone deserves to be truly seen and respected, I am a dedicated advocate for the LGBTQ+ community—providing identity-affirming care for transgender, non-binary, and gender-fluid individuals—as well as specialized support for women. As a fully bilingual therapist, I am proud to offer therapy in both English and Spanish, ensuring you can express yourself in the language you feel most comfortable using. Whether you are navigating the pressures of school, balancing a demanding career, exploring your identity, or adjusting to a new chapter in retirement, we will work collaboratively at your pace. My goal is to help you safely process stressors, build resilient coping mechanisms, and move toward lasting healing.
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$125/session

Authentic
Empowering
Warm

Specialties

Fertility & Reproduction Issues
Anxiety
Coping Skills
+7
Nice to meet you! My name is Jenna and I have been working in the field since 2018 and online through telehealth since 2022 however I feel I have been a student of the therapeutic process most of my life. I have a deep passion and respect for therapy as I have seen the changes in the lives of my clients and my own life. I aim to normalize and validate human experience and provide the most basic need I find necessary in therapy: being seen and heard. I specify in helping women and work to empower women of all ages and stages of life. We will work together to build coping skills and will create goals to complete during therapy. Whether new or returning to therapy it takes great strength to begin and I look forward to speaking with you soon.
VirtualAvailable
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Often rebooked

$150/session

Intelligent
Open-minded
Solution oriented

Specialties

Fertility & Reproduction Issues
Anger Management
Anxiety
+10
I am committed to providing compassionate, practical, and client-centered care to individuals navigating life’s challenges. I strive to create a supportive and nonjudgmental environment where clients feel heard, respected, and empowered to grow. My approach integrates evidence-based therapies with empathy, collaboration, and a focus on helping clients build healthier, more meaningful lives. My technique is to bring in laughter where appropriate, but also to challenge you.
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$100/session

Warm
Authentic
Direct

Specialties

Fertility & Reproduction Issues
ADHD
Anxiety
+6
Hi, I’m Kaylee—and I help overwhelmed individuals find clarity, break limiting patterns, and build the confidence to create meaningful, lasting change. With my master’s in Clinical Mental Health Counseling from Liberty University, I specialize in transforming your biggest challenges into your greatest strengths. My passion is guiding clients from feeling stuck to feeling empowered and equipped for whatever life brings.
VirtualAvailable
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$150/session

Authentic
Warm
Empowering

Specialties

Fertility & Reproduction Issues
Anxiety
Trauma and PTSD
+10
Many of my clients are women and teen girls (12 and up) who are high-functioning on the outside but feel exhausted, anxious, or disconnected on the inside. You may be managing work, school, relationships, or caregiving while internally feeling overwhelmed, stuck in overthinking, or like you’re running on empty. If you’re someone who’s tried to “figure it out” on your own or learned coping skills in therapy before but still find yourself falling into the same patterns, you’re not alone. Many of the women I work with come in feeling frustrated that insight hasn’t translated into real change. In our work together, we focus on getting to the root of what’s keeping you stuck in cycles like burnout, over-functioning, people-pleasing, and difficulty setting boundaries. Instead of just managing symptoms, we work to understand and shift what’s driving them so the change actually lasts. A key part of this process involves working with your nervous system—not just your thoughts. You may already understand what’s going on logically, but still feel it in your body and day-to-day life. We focus on helping your system feel safer, more grounded, and less reactive so you can begin to break those automatic cycles and respond in new ways. I integrate EMDR, somatic approaches, attachment-based therapy, TF-CBT, and experiential work to support both emotional processing and practical change. The goal is to help you move from insight into real, sustainable shifts in how you feel, relate, and show up in your life. Sessions are collaborative and paced so you don’t feel rushed or overwhelmed. The goal is to help you feel more grounded, emotionally steady, and connected to yourself and your relationships. I also offer trauma intensives for self-pay clients who want deeper, focused work in a shorter period of time.
VirtualAvailable
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$185/session

Empowering
Warm
Authentic

Specialties

Fertility & Reproduction Issues
Postpartum
Women's Issues
+9
Hi! I'm a Licensed Clinical Social Worker (LCSW) and provide virtual counseling services to those residing in FL, MD, MI, and VA. I received my Masters from the University of Michigan and have been practicing for 15 years. I specialize in women-specific counseling, addressing the unique challenges that women face, including issues related to self-esteem, confidence, fertility, pregnancy and postpartum concerns, anxiety, grief, stress and life transitions. I also specialize in working with women and families with a connection to adoption.
VirtualAvailable
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Often rebooked

$175/session

Authentic
Open-minded
Warm

Specialties

Fertility & Reproduction Issues
Perinatal Mental Health
Postpartum
+10
Being a mom can be beautiful, and brutally overwhelming. If you’re carrying invisible weight while trying to hold everything (and everyone) together, you’re not alone. Hi, I'm Olivia Lauzon, LCSW/LICSW and Certified Perinatal Mental Health provider. I specialize in working with mothers navigating trauma, anxiety, burnout, and the deep identity shifts that come with parenthood. Whether your trauma is recent or rooted in childhood, becoming a mom has a way of bringing it to the surface. The sleepless nights, the mental load, the pressure to “do it all,” it can stir up old wounds in ways no one prepared you for. I am licensed to see clients in CO, FL, and WA.
VirtualAvailable
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$175/session

Open-minded
Authentic
Humorous

Specialties

Fertility & Reproduction Issues
Anxiety
Depression
+10
I am a compassionate, culturally responsive therapist who is deeply committed to supporting individuals and families through healing, growth, and transformation. I bring a lived understanding of cultures and the unique emotional experiences of navigating life in a complex world. My professional background includes extensive experience in mental health, substance use, family therapy, and maternal health, where I supported individuals through detox and residential care, mental health crisis, grief, loss, burnout, family conflicts, life changes, pregnancy, pre and postpartum care. I have a strong foundation with understanding how trauma, stress, systemic barriers, and unmet emotional needs often intersect with coping behaviors. My approach is nonjudgmental, strengths-based, Inclusive, and focused on restoring hope, autonomy, and self-trust. Healing is not one-size-fits-all. My goal is to walk alongside you, honor your story. I am a compassionate, culturally responsive therapist who is deeply committed to supporting you through healing, growth, and transformation.
Available
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$95/session

Warm
Solution oriented
Authentic

Specialties

Fertility & Reproduction Issues
Anxiety
Coping Skills
+10
Hi! I’m a Licensed Mental Health Counselor in Florida with over 14 years of experience in the helping profession and 10 years as a therapist. I have a passion for helping individuals navigate life’s challenges with compassion, clarity, and confidence. My approach is compassionate, client-centered, and rooted in evidence-based practices, tailored to meet each person's unique needs. I believe healing happens through connection, and I strive to create a safe, nonjudgmental space where clients feel heard, empowered, and supported. My goal is to walk alongside you with empathy, insight, and practical tools to help you thrive! Whether you're feeling overwhelmed, stuck, or simply want to understand yourself better, I’m here to walk alongside you with care and curiosity.
VirtualAvailable
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$130/session

Authentic
Solution oriented
Warm

Specialties

Fertility & Reproduction Issues
Anxiety
Depression
+10
Hi! I’m Brittany Benton, a licensed clinical social worker (LCSW) with over 15 years of experience in the mental health field. I earned my Master’s in Clinical Social Work from Florida State University and have dedicated my career to working alongside clients as they navigate life’s challenges and transitions. I believe therapy should be a safe, compassionate space where you feel truly seen and heard. Whether we’re exploring past experiences, addressing current stressors, or setting future goals, I strive to meet each client with warmth, empathy, and curiosity. My work is trauma-informed and rooted in a strengths-based approach that honors your unique story and potential for growth.
VirtualAvailable
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$250/session

Intelligent
Solution oriented
Warm

Specialties

Fertility & Reproduction Issues
Couples Counseling
Family Conflict
+6
I offer a space to pause, reflect, and reconnect with what matters most. Whether you’re navigating loss, transitions, relationship challenges, or simply feeling stuck, our work together can help you explore meaning, clarify purpose, and move toward a more authentic and grounded sense of well-being. I approach therapy with curiosity, warmth, and respect, believing it can be a space not only for healing, but also for reclaiming parts of yourself and imagining new possibilities.
VirtualAvailable
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$95/session

Warm
Authentic
Solution oriented

Specialties

Fertility & Reproduction Issues
Anxiety
Depression
+10
Hi! I’m Dagmar Mirabal, a bilingual Licensed Clinical Social Worker and psychotherapist with over a decade of experience helping individuals and families navigate life’s challenges. My career spans both inpatient and outpatient mental health settings, where I’ve had the privilege of supporting people from diverse backgrounds on their journey toward healing and growth. I employ a trauma-informed approach in my practice. My therapeutic style is informal, compassionate and responsive to each individual needs. My goal is to make you feel comfortable in a safe, non-judgmental space I have created just for you. You can expect a welcoming and supportive environment where you can feel comfortable sharing your story.
VirtualAvailable
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$130/session

Direct
Authentic
Solution oriented

Specialties

Fertility & Reproduction Issues
Anxiety
Coping Skills
+10
I am a licensed mental health client in the state of Florida. I have worked with an array of mental health conditions in many different settings. I have now been in private practice for 8 years and find true joy in providing my clients with a safe space in order to work towards meeting their own goals, whatever those might be. I also enjoy working with couples as well as providing parent skills to parents in all different stages of parenting.
VirtualAvailable
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$150/session

Warm
Authentic
Solution oriented

Specialties

Fertility & Reproduction Issues
Anxiety
Coping Skills
+6
Integrating clinical expertise with Christian values, I strive to support emotional healing, resilience, and personal growth. I believe true healing occurs when mind, body, and spirit are nurtured together. My work focuses on helping clients manage stress, regulate emotions and move forward with hope, faith, and intention while honoring each individual's unique journey. I completed my undergraduate studies at the University of South Florida and my graduate studies at the University of South Carolina. Throughout my career, I have served diverse populations, including children, adolescents, young adults, adults, and older adults.
VirtualAvailable
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$150/session

Direct
Solution oriented

Specialties

Fertility & Reproduction Issues
Couples Counseling
Health/Medical Issues
+10
I’m a Licensed Clinical Social Worker who is passionate about helping individuals, couples, and families navigate life’s challenges with compassion, clarity, and practical support. I believe that everyone deserves a safe, nonjudgmental space where they feel heard, understood, and empowered to create meaningful change. My approach is collaborative, solution-focused, and tailored to your unique needs. Whether you’re working through relationship concerns, preparing for marriage, adjusting to parenthood, managing anxiety or depression, coping with a major life transition, or navigating the emotional impact of a new medical diagnosis, I’m here to support you every step of the way. I have a special interest in working with couples, families, and individuals seeking to strengthen communication, build healthier relationships, and develop effective coping strategies. Together, we’ll identify your strengths, set realistic goals, and create a plan that helps you move toward the life you want to build. Taking the first step toward therapy can feel overwhelming, but you don’t have to do it alone. I look forward to partnering with you on your journey toward healing, growth, and lasting change.
Available
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$95/session

Warm
Authentic
Empowering

Specialties

Fertility & Reproduction Issues
Anxiety
Coping Skills
+10
I’m a Licensed Clinical Social Worker with experience providing therapy to adults and adolescents facing challenges such as trauma, grief, anxiety, and depression. I serve clients who are seeking support in navigating difficult life transitions, processing loss, or managing overwhelming emotions. My approach is compassionate and collaborative, using evidence-based methods like CBT and EMDR to help clients build coping skills, reframe unhelpful thought patterns, and heal from painful experiences. The impact I strive for is to empower clients to feel more resilient, regain a sense of control, and move forward with hope and confidence.
Available
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$100/session

Warm
Authentic
Open-minded

Specialties

Fertility & Reproduction Issues
Parenting
Self Esteem
+7
Greetings and nice to meet you. I'm Lucenda. Guess what? You deserve to live a life that brings you happiness and peace and I personally believe that you can give this to yourself. I am passionate about helping you identify and process the major concerns and blockages in your mind and life that are stopping you from living your best life. Together, we will work to identify triggers, anxieties, and negative life attributes that are draining you. We will then work to increase fulfillment in your life through thought-challenging, mindfulness, art therapy, and much more. I am an enthusiastic and passionate LCSW with experience providing individual, family, and couples therapy. My clinical experience includes depression, anxiety, trauma, parenting, and more. I help individuals increase their ability to care for themselves mentally, spiritually, and physically.
VirtualAvailable
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$120/session

Warm
Authentic
Empowering

Specialties

Fertility & Reproduction Issues
Postpartum
Perinatal Mental Health
+2
Hello. I am a Licensed Mental Health Counselor based in Florida. I received my Master's Degree from Webster University and am currently working towards a Ph.D. in General Psychology from Capella University. I have been in private practice for five years. I help women who have experienced a variety of challenges of childbirth, whether it's infertility, anxiety during pregnancy, fetal loss, postpartum anxiety/depression, or even menopause.
VirtualAvailable
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$100/session

Authentic
Intelligent
Empowering

Specialties

Fertility & Reproduction Issues
Depression
Sex Therapy
+10
I believe therapy should be a place where clients feel supported, understood, and challenged to grow. My approach is collaborative, direct, and goal-oriented. I work with clients to identify patterns that may be keeping them stuck, develop healthier coping skills, and build the life they want. I strive to create an environment where clients can be honest about their experiences without fear of judgment while also remaining accountable for the choices they make. Whether you are struggling with anxiety, depression, trauma, relationship concerns, or life transitions, I look forward to helping you move toward meaningful and lasting change.
VirtualAvailable
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$125/session

Open-minded
Warm

Specialties

Fertility & Reproduction Issues
Chronic Illness
Life Transitions
+3
I believe you are the expert of your own life. My focus is on creating a space where you feel safe, valued, and free to explore your emotions without judgment. Whether you're navigating trauma, life transitions, or the weight of self-doubt, my commitment is to help you reconnect with your inner resilience and wisdom. This isn’t about fixing you, because you aren’t broken!! It’s about empowering you: to honor your feelings, reclaim your confidence, and move forward in ways that align with your truth. Your goals, your pace, your voice—they guide every step. No matter where you are in your journey, I’m here to remind you: You are capable. You matter. And you don’t have to do this alone.
VirtualAvailable
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$150/session

Warm
Authentic
Direct

Specialties

Fertility & Reproduction Issues
Couples Counseling
Spirituality
+10
I’m a licensed mental health therapist and coach dedicated to helping individuals and couples heal, grow, and thrive. My approach blends evidence-based therapy with faith, mindfulness, and practical tools for real-life change. I specialize in relationship counseling, women’s emotional wellness, and faith-based care. In sessions, I provide a safe, judgment free space where clients can gain clarity, strengthen communication, and align their lives with their values. My goal is to help you move from surviving to truly thriving; mind, body, and spirit.
VirtualAvailable
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$120/session

Warm
Solution oriented
Intelligent

Specialties

Fertility & Reproduction Issues
Anxiety
Depression
+10
Hi! I'm a Licensed Mental Health Counselor (LMHC) based in Florida with a Master’s in Psychology. I specialize in working with teens and adults who are navigating anxiety, depression, emotional dysregulation, trauma, life transitions, and relationship challenges. My approach is integrative and client-centered, blending evidence-based practices like CBT, ACT, DBT, and Narrative Therapy to meet each person’s unique needs. In my practice, I strive to create a warm, supportive, and nonjudgmental space where clients can feel safe to explore their experiences and reconnect with their inner strengths. I believe that healing and growth happen when we feel seen, heard, and empowered, and I’m here to walk alongside you on that journey. Whether you’re facing a difficult chapter or simply seeking more clarity and purpose in your life, I’m committed to helping you build the insight, resilience, and tools needed to thrive.
VirtualAvailable
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$195/session

Warm
Open-minded
Authentic

Specialties

Fertility & Reproduction Issues
Family Conflict
Life Transitions
+10
I have been a therapist for over twenty years. It is an honor to support clients to achieve their goals for joy, peace, and understanding. I enjoy watching clients "find themselves" again after a period of performing on autopilot. Whatever your goals are, I believe that with the right support you will be successful. I am here to listen and to support you as you explore where you are and where you would like to go.
VirtualAvailable
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Florida. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Fertility & Reproduction Issues, is filtering therapists in Florida that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.