Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 259 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 8/12/2026

$200/session

Authentic
Empowering
Solution oriented

Specialties

Family Therapy
Anxiety
Depression
+10
I am a licensed mental health therapist that believes in the power of choice and truth. My hope is to help others discover the best versions of themselves. This is by looking at the problem from a can do perspective. The idea is to look at the strengths you've gained given the life you have lived. Then we are able to take those strengths and utilize them in areas where one might not feel as strong. It's about the ability to speak your truth into existence without fear of how it will be received. This is by building up the self-esteem and/or confidence that you can indeed resolve whatever issues may come your way.
VirtualAvailable

Often rebooked

$100/session

Warm
Authentic
Intelligent

Specialties

Family Therapy
Anxiety
Depression
+10
Hello, and welcome. I am a compassionate and collaborative therapist dedicated to helping adolescents, adults, and couples navigate life's challenges and create meaningful change. I have experience working with anxiety, depression, grief, relationship concerns, stress, self-esteem issues, and life transitions, and I strive to provide a supportive, nonjudgmental space where clients feel heard, respected, and understood. My practice is grounded in evidence-based and culturally responsive approaches that honor each client's unique experiences, strengths, and goals. I believe that therapy is a collaborative process, and I work alongside clients to increase self-awareness, develop effective coping strategies, strengthen relationships, and foster emotional well-being. As I continue pursuing my doctoral degree in counseling, I remain committed to ongoing learning and providing high-quality care that supports lasting growth and healing.
Available

$180/session

Authentic
Warm

Specialties

Family Therapy
Family Conflict
Self Esteem
+9
Welcome, and come as you are. I believe that meaningful change begins with understanding yourself on a deeper level. Many of the struggles we experience in adulthood, whether in relationships, self-worth, anxiety, trauma, communication, or life satisfaction, are shaped by patterns that developed long before we were aware of them. My role is to help you identify those patterns, understand why they exist, and create lasting change rather than simply managing symptoms.
Available

$125/session

Warm
Empowering
Open-minded

Specialties

Family Therapy
Addiction
Anxiety
+10
Hello, and welcome. My name is Renee Romeo, and I am a Licensed Mental Health Counselor dedicated to helping individuals navigate life's challenges with compassion, authenticity, and evidence-based care. I believe that seeking therapy is a courageous step, and I strive to create a welcoming, supportive, and nonjudgmental space where clients feel heard, respected, and empowered. I work with adults experiencing anxiety, depression, life transitions, relationship challenges, grief and loss, self-esteem concerns, stress, and difficulties with communication or emotional regulation. My approach is collaborative and individualized, recognizing that each person's experiences, strengths, and goals are unique. Together, we will identify obstacles, build practical coping strategies, and develop meaningful goals that support lasting growth and emotional well-being. My therapeutic style is grounded in Person-Centered Therapy while integrating evidence-based approaches such as Cognitive Behavioral Therapy (CBT), Motivational Interviewing (MI), Dialectical Behavior Therapy (DBT) skills, Solution-Focused Therapy, and trauma-informed care. I believe that therapy should not only provide insight but also equip clients with practical tools they can use in their daily lives to build resilience, improve relationships, and increase confidence. Whether you are working through a difficult life event, healing from past experiences, or simply looking to better understand yourself, I am committed to meeting you where you are and walking alongside you throughout your journey. My goal is to help you feel empowered to create meaningful change, strengthen your relationships, and build a life that reflects your values and aspirations. I look forward to partnering with you on your path toward healing, personal growth, and lasting wellness
Available

$90/session

Solution oriented
Authentic
Direct

Specialties

Family Therapy
Anxiety
Depression
+10
Hello! I’m a Licensed Mental Health Counselor (LMHC) I received my Master’s from Troy University. I have a passion for helping adults and adolescents struggling with anxiety, depression, and trauma become the best versions of themselves. I have 15 plus years of experience working in the mental health field and I’ve been a licensed therapist for 2 years. have worked with a variety of populations and mental health issues.
VirtualAvailable

$150/session

Warm
Authentic
Empowering

Specialties

Family Therapy
ADHD
Autism
+10
Hello, I am Dr. Arenas Nieves, a licensed therapist in Arizona, Florida, and New York, with over 16 years of experience supporting individuals on their journey toward mental and emotional wellness. I work with adolescents, adults, and seniors, and I am fluent in both English and Spanish. Although I have worked with many populations throughout my career, my niche includes military service members, veterans, their families, and underrepresented community members such as people of color, neurodivergent individuals, and LGBTQIA+ clients. I specialize in ADHD, family dynamics, LGBTQIA+ identity and exploration, and relationship challenges, as well as anxiety, depression, trauma, PTSD, anger management, grief and loss, cultural and ethnic concerns, maternal and men's mental health, and chronic conditions. My style is affirming, inquisitive, and solution-oriented. I aim to create a collaborative, judgment-free space where you feel supported, seen, and empowered to make meaningful change. I am a passionate clinician who believes in collaboration, authenticity, and honoring every part of your experience. In therapy, we will work together to identify the best evidence-based approaches to help you reach your goals while affirming your personal values, culture, and strengths. Throughout my career, I have supported military service members, veterans and their families, as well as people from diverse backgrounds—including those exploring their ethnic, gender, and sexual identities, young people navigating challenges, and couples strengthening relationships. What makes my approach unique is that I do not just rely on proven methods—I also honor the parts of your life that matter most to you, like your spirituality, personal values, and what makes you uniquely you. I am direct and genuine, deeply committed to helping you reach your wellness goals.
VirtualAvailable

$135/session

Warm
Solution oriented
Open-minded

Specialties

Family Therapy
ADHD
Anxiety
+10
Hi! My name is Desiree, and I'm the founder and owner of Light at the End Counseling Services, LLC. As a mental health therapist in the state of Florida, I specialize in working with adults, children, and teens struggling with anxiety and stress management. I also see individuals who struggle with self-esteem, relationships, and family issues. My style of counseling is characterized by a kind and direct manner, combined with compassion, in a culturally sensitive context. I am also a certified school counselor. My past work enhanced my professional experience as an educator in St. Lucie County and as a dependency case manager for The Department of Children and Families (DCF). I graduated with honors from Webster University with a Master of Arts Degree in Clinical Mental Health Counseling. I returned to graduate school to receive my Education Specialist Degree in School Counseling from Florida Atlantic University, graduating with honors. I was born and raised in Florida and enjoy spending time with my family at the beach, especially during those hot summer days!
VirtualAvailable

$150/session

Warm
Authentic
Empowering

Specialties

Family Therapy
Anxiety
Career Counseling
+10
Hi there, I'm Renita. I'm happy that you have landed here in search of doing some very important work to improve your life! Mental health plays such an important role in how we advocate, manage and show up for ourselves and the way we navigate our world. I help support individuals and couples who feel overwhelmed by constantly trying to balance and grab a hold of the many responsibilities of their day to day that impacts their relationships, work and/or health. With so many responsibilities to manage, I know it can be hard to prioritize the (much needed) time to incorporate self care and engage in hobbies that you once enjoyed. I am skilled in exploring and strategizing with those looking to be held accountable for positive lifestyle changes by using their strengths to encourage growth. I help individuals and couples learn effective strategies to combat anxiety, depression, extreme stress and communication difficulties. Together, we can identify your strengths and challenges and utilize both to work towards bringing balance into your life. We'll use a person centered approach, addressing the needs of your mind, body and spirit while taking into account your current environment and life experiences both past and present. Whether you're dealing with overwhelm, relationship issues or cycles of anxiety and depression, I'm here to work with you throughout the journey to empower you and equip you with useful tools and resources. Seeking therapy may seem scary if you dont know what to expect but you're making the right choice. In each of our sessions, you will have an opportunity to feel seen and heard allowing you to process your thoughts and feelings in a safe, non-judgemental atmosphere to promote healing and growth at a pace that works for you. Let's work together!
VirtualAvailable

$140/session

Solution oriented
Authentic
Intelligent

Specialties

Family Therapy
Anxiety
Couples Counseling
+10
I am here for you. My name is Dr. Jay Rhodes, and I am a board-certified Licensed Professional Counselor-Supervisor (LPC-S) in Oklahoma, a Clinical Marriage and Family Therapist (LCMFT) in Maryland, a Licensed Marriage and Family Therapist Supervisor (LMFT-S) in Oklahoma and Texas, and a Licensed Mental Health Counselor (LMHC) in Florida. I have extensive education, experience, and expertise in various fields of counseling, ministry, and human relations. I have worked with clients from diverse backgrounds and cultures in various settings, such as military bases, combat zones, hospitals, schools, embassies, consulates, and nonprofit homeless ministries. I taught Marriage & Family Therapy (Trauma, Grief, and Counseling Theory) at the graduate level and provide clinical supervision for Texas A&M-Central Texas. I have a passion for helping individuals find healing, growth, and transformation in their lives. I have helped individuals, couples, families, children, adolescents, and groups deal with a wide range of issues such as anxiety, anger, traumatic stress, and relationships. I have helped others; I can help you.
VirtualAvailable

$150/session

Authentic
Empowering
Warm

Specialties

Family Therapy
Anxiety
Couples Counseling
+9
I am a LCSW, who has worked in an array of settings in my career. I believe the session is the clients and i will work to my best ability to help the client in whatever areas he/she is struggling in to work towards a the life they want. I have worked with couples/children/families/death/trauma. I believe all people have a voice and story and each is special and unique.
VirtualAvailable

$85/session

Solution oriented
Warm
Empowering

Specialties

Family Therapy
Anxiety
Depression
+10
Hi, I'm Lucas, and I'm really glad you're here. The searching can get annoying, trust me, I know. I'm a Licensed Clinical Social Worker with 8 years of experience in addiction and mental health, including directing an Intensive Outpatient Program. I graduated from Arizona State University with a Master's in Social Work in 2023. I'm not the "perfect expert" type. I'd rather be the person in your corner who shows up fully, celebrates your progress, and says the hard things when they need to be said. I'm warm and genuine; I bring real energy to every session, yes, even through a screen, and I practice what I teach because mental health is something we all work at. Expect me to be direct, and don't be surprised if I send you home with "homework." Growth happens in the everyday moments, not just the hour we spend together. My job is simple: help you reconnect with your strengths, build real confidence, and move toward the life you actually want. You're worth that work. Let's get started.
VirtualAvailable

$135/session

Authentic
Direct
Intelligent

Specialties

Family Therapy
Addiction
Anxiety
+10
As a seasoned therapist with over a decade of experience, I bring a unique perspective as a Marine Corps officer veteran. Specializing in trauma and substance abuse therapy, I am dedicated to helping clients overcome negative thoughts, behaviors, and emotions. My approach integrates mindfulness and motivation enhancement, creating a space for healing and personal growth. With a foundation of strength, love, and humor, I am committed to supporting individuals, couples, and families on their journey to lead meaningful and fulfilling lives. I am a Licensed Mental Health Counselor (LMHC) in Florida.
VirtualAvailable

$120/session

Authentic
Warm
Humorous

Specialties

Family Therapy
Addiction
Anxiety
+10
Welcome! I am a compassionate and dedicated therapist specializing in helping individuals navigate the complexities of substance abuse, mental health challenges, trauma, and relationship difficulties. My work is rooted in a deep understanding of the unique struggles that many face, from the impact of childhood experiences to the ongoing challenges of adulthood. I offer support through adult child therapy, guiding individuals in healing from past wounds and cultivating healthier relationships with themselves and others. In addition, I provide adaptive parenting strategies to empower parents in navigating the ups and downs of life.
VirtualAvailable

$90/session

Solution oriented
Intelligent
Direct

Specialties

Family Therapy
Anxiety
Depression
+8
What typically surprises people is that I am the 11th of 13 children - all from the same parents. Growing up with so many siblings has given me a great opportunity to learn about family dynamics and effective discipline. My parents did a great job of maintaining a safe and well-behaved home, and I use their example as a template while also incorporating my own experience as a parent for working with families today. As for my approach to therapy, I use several different theories depending on the need of the client; however, my primary mode is Cognitive Behavioral Therapy (CBT). It just fits my personality. If you are looking for a therapist who focuses solely on your emotions and how you're feeling on any given day, then I will not be a good fit for you. On the other hand, if you're looking for a therapist who not only does all that but who will also listen to everything you say (as well as the meaning behind what you say) and then challenge your thinking habits to help you find more effective and productive thinking patterns, then I'm on board for that. I learned a long time ago that many clients do not want things "Sugar Coated", but rather prefer their therapist to be respectfully bold and blunt. If this is who you are looking for in a therapist, then let's get to work.
VirtualAvailable

$175/session

Specialties

Family Therapy
Anxiety
Child or Adolescent
+10
Feeling exhausted from carrying the weight of parenting, family responsibilities, and your own emotional needs? You're not alone. I specialize in supporting burnt-out moms, children, and teens through trauma-informed therapy that helps families reduce stress, improve communication, heal from difficult experiences, and reconnect with their strengths. I became a therapist because I am passionate about helping people heal from difficult experiences, build resilience, and feel more connected to themselves and others. Having navigated my own journey of healing and personal transformation, I feel deeply honored to walk alongside others as they discover their own strength.
Available

$120/session

Authentic
Solution oriented
Direct

Specialties

Family Therapy
Coping Skills
Couples Counseling
+9
Hi, I am a Licensed Mental Health Counsellor (LMHC) based in South Florida. I received my Masters from Nova Southeastern University in Florida and have been practicing for over 20 years. I help people of all ages struggling with symptoms of depression, anxiety and mood disorders by assiting them with developing coping skills that they can use to reduce and/or manage their symptoms better.
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented

Specialties

Family Therapy
Anxiety
Depression
+10
You may be feeling overwhelmed, emotionally drained, or stuck in painful patterns that make it hard to manage daily life, relationships, or your sense of self-worth. Sometimes these struggles are tied to current life challenges, and other times they are connected to earlier experiences that continue to affect how you feel, relate to others, and respond to stress today. Therapy can help you better understand what is going on and begin making meaningful changes. I am a bilingual (English/Spanish) speaking licensed psychotherapist and the author of Healing Childhood Trauma. I work with adults navigating anxiety, trauma, low self-worth, and relationship difficulties. I help clients explore the patterns that may be keeping them stuck while building healthier ways of coping, relating, and moving through daily life. Please note: I accept insurance for individual therapy; however, specialized couples counseling and family therapy are offered exclusively on a private-pay basis. My approach is warm, straightforward, and collaborative. I work with respect for your pace and aim to create a space where you can better understand your experiences, work through emotional pain, and build more secure patterns in your life and relationships. You do not need to have everything figured out before starting therapy. I support you through this process with the goal of helping you feel more secure, more confident, and better equipped to handle life’s challenges. When you feel ready to begin, I invite you to schedule our first session today.
VirtualAvailable

$120/session

Authentic
Open-minded
Solution oriented

Specialties

Family Therapy
Anxiety
Couples Counseling
+10
Hello, I’m Yisbet Miron, a Licensed Marriage and Family Therapist providing therapy services in both English and Spanish. I work with children, adolescents, adults, couples, and families experiencing anxiety, depression, stress, relationship difficulties, emotional overwhelm, and life transitions. My approach is compassionate, supportive, and collaborative, focused on helping clients build healthier coping skills, improve communication, and create meaningful, lasting changes in their lives and relationships. I strive to provide a safe, nonjudgmental environment where clients feel heard, supported, and empowered throughout their healing journey.
Available

$120/session

Solution oriented
Authentic
Direct

Specialties

Family Therapy
Anxiety
Couples Counseling
+10
I am a Licensed Mental Health Counselor with over 15 years of dedicated clinical practice, specializing in the care of adults, adolescents, and couples. I hold a Master’s in Psychology and a Master’s in Christian Studies, a unique combination that allows me to integrate evidence-based therapeutic approaches with a holistic perspective that honors both psychological and spiritual dimensions of healing. My professional journey has been shaped by a deep commitment to helping individuals and families navigate life’s challenges, cultivate resilience, and discover their fullest potential. My therapeutic style is compassionate, structured, and client-centered, blending cognitive-behavioral strategies, multicultural sensitivity, and strengths-based interventions. I believe that therapy is not only about resolving difficulties but also about fostering growth, clarity, and purpose. Fluent in both English and Spanish, I am adept at working across cultures and supporting diverse populations. My multicultural fluency enables me to bridge communication gaps and create safe, inclusive spaces for clients from different backgrounds. I have extensive experience in cross-cultural counseling, helping clients adapt to new environments, manage identity transitions, and strengthen relationships across cultural divides. My practice emphasizes: - Individual Growth: Supporting adults and adolescents in managing stress, trauma recovery, identity development, and personal empowerment. - Couples Therapy: Helping partners strengthen communication, rebuild trust, and deepen intimacy. - Family Systems Work: Guiding families through conflict resolution, parenting challenges, and intergenerational dynamics. My professional philosophy is simple yet profound: therapy is a collaborative journey toward becoming the best version of oneself. With empathy, precision, and cultural awareness, I empower my clients to embrace change, cultivate resilience, and live with greater authenticity.
VirtualAvailable

$100/session

Warm
Open-minded
Empowering

Specialties

Family Therapy
LGBTQ
Mood Disorders
+10
Hello. My name is Mandy and I am a licensed professional counselor (LPC) in Oklahoma and a licensed mental health counselor (LMHC) in Florida. I have worked extensively with adolescents in a group home setting providing individual, group and family therapy to address issues including depression, anxiety and trauma. I have also worked with at-risk youth in a partial-hospitalization setting. I also have been working closely with members of the LGBTQ+ community, those struggling with Substance Abuse Disorders and those living with HIV and AIDS. To me it is very important that your identity is respected in our sessions and I strive to offer a compassionate, safe space for all. I am offering that to you as well. On a more personal side, when I am not seeing clients, I am out roller skating, spending time with my pets or planning an adventure. I also love music so if that is something you want to bring into our sessions, I am excited to do so.
VirtualAvailable

Often rebooked

$130/session

Direct
Authentic
Solution oriented

Specialties

Family Therapy
Anxiety
Coping Skills
+10
I am a licensed mental health client in the state of Florida. I have worked with an array of mental health conditions in many different settings. I have now been in private practice for 8 years and find true joy in providing my clients with a safe space in order to work towards meeting their own goals, whatever those might be. I also enjoy working with couples as well as providing parent skills to parents in all different stages of parenting.
VirtualAvailable

$150/session

Warm
Authentic
Empowering

Specialties

Family Therapy
Anxiety
Life Transitions
+10
Hello/ Hola! Thanks for stopping by and congratulations on taking this first step; as it is often a powerful journey towards healing. Have you been feeling stuck or like you've been searching for answers to questions you just cannot find the answers to? Do you find yourself in the same unhealthy relationship patterns where you are left feeling like there just needs to be more to life? I get excited about helping people find their personal path of growth, healing and self-discovery. I believe personal growth development is the single most important investment you can make to reach optimal wellness and I would love nothing more than to join you in that journey . I'm here when you're ready and I'm looking forward to connecting soon !
VirtualAvailable

$100/session

Solution oriented
Authentic
Warm

Specialties

Family Therapy
Anxiety
Depression
+10
Hello, and welcome! I am License Mental Health Counselor in Florida and I’m glad you’re here. With over 15 years of experience in neuropsychological testing, diagnosis, and therapy, I am deeply committed to helping individuals, couples, and families navigate life’s challenges. My goal is to support you in becoming the best version of yourself, fostering growth, resilience, and well-being. Together, we’ll work toward understanding and overcoming obstacles, creating a path toward healing and fulfillment. I look forward to being part of your journey!
VirtualAvailable

$150/session

Solution oriented
Open-minded
Warm

Specialties

Family Therapy
Depression
Family Conflict
+10
My name is Anastasia Sabga, I am an LCSW and a Florida native with Caribbean and Middle Eastern roots. I am a certified yoga teacher and a plant based eater. My passions include writing, hiking, biking, and reading. I identify as part of the LGBTQ+ community and welcome clients to come as they are. My work revolves around serving clients who struggle with their own sense of self, with family enmeshment, codependency, interpersonal issues, attachment wounds, and the spectrum of mood and personality struggles. I also work with couples and families whether it be through daily stressors, divorce, or addiction. I welcome anyone and everyone to my practice. Don't be shy, schedule an appointment with me and we will see if it is a good fit!
Available

$200/session

Solution oriented
Warm
Authentic

Specialties

Family Therapy
Anxiety
Trauma and PTSD
+10
My name is Viviana Vethencourt, I'm a Licensed Professional Counselor with more than 25 years of experience supporting clients in their journey of transformation from emotional pain, feeling overwhelmed, anxious, sad, irritable, to the life they want where they can navigate life transitions, create healthier relationships, work on their goals, or find peace and calm in their lives. I meet my clients where they are at with an integrative approach, we work with past experiences and present needs, through insights, acceptance and learning new patterns.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Florida. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Family Therapy, is filtering therapists in Florida that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.