Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 249 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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MiamiJacksonvilleOrlandoTampa

Availability updated: 8/15/2026

Often rebooked

$150/session

Warm
Authentic
Solution oriented

Specialties

Domestic Violence
Anxiety
Life Transitions
+8
A Licensed Clinical Social Worker with British Caribbean roots, I bring both clinical expertise and the grounded perspective that comes from lived experience. I understand that life can feel like a roller-coaster—with highs, lows, and constant cycles of new beginnings and endings. My career in mental health began in 2012, leading me to earn a Bachelor's degree in Psychology and a Master's degree in Clinical Social Work from the University of South Florida. Since 2014, I have supported individuals and families across Florida and the Caribbean. Over time, I have adapted my practice to meet evolving needs, including the transition to Telehealth, allowing me to serve a broader and more diverse population while maintaining a consistent, supportive presence.
VirtualAvailable
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New to Grow

$150/session

Specialties

Domestic Violence
Anxiety
Coping Skills
+10
Hi, I'm Diana. I'm a licensed clinical social worker of Latina, Dominican heritage, bilingual in English and Spanish. I bring years of clinical experience across school-based social work, foster care, supportive housing, and outpatient therapy in New York and Florida. I work with clients of all ages, from early childhood through late adulthood. My approach is integrative and trauma-informed, drawing on CBT, DBT, motivational interviewing, somatic work, and mindfulness. I tailor each session to what my client needs. I'm also continually expanding my training, so clients receive current, evidence-based care.
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$150/session

Warm
Authentic
Intelligent

Specialties

Domestic Violence
Anxiety
Depression
+10
Welcome! I am a licensed psychotherapist specializing in trauma/PTSD, as well as mood and anxiety related concerns. With experience in both inpatient and outpatient treatment settings, I treat individuals facing a range of mental health challenges. My therapeutic approach is down-to-earth and interactive. I draw from a variety of theoretical frameworks and tailor my approach to suit each client's developmental stage, personal preferences and needs. Aside from private practice, I partner with multiple community-based nonprofit agencies serving children, adolescents, and families involved in the foster care system, as well as survivors of domestic and sexual violence. I am a doctoral candidate at the University of Pennsylvania and earned my Master of Social Work (MSW) from the University of Southern California.
VirtualAvailable
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$130/session

Warm
Authentic
Humorous

Specialties

Domestic Violence
ADHD
Autism
+10
I'm a Licensed Clinical Social Worker who provides a neurodivergent-affirming, trauma-informed approach to therapy for teens, adults, and caregivers. I believe therapy should be a place where you don't have to mask, perform, or explain who you are—you can show up authentically and be met with curiosity, compassion, and respect. I specialize in working with ADHD, Autism, trauma, PTSD, anxiety, depression, disordered eating, grief, relationship challenges, and major life transitions. Together, we'll build on your strengths, better understand your unique brain and experiences, and develop practical strategies that support lasting, meaningful change.
Available
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$200/session

Authentic
Empowering
Solution oriented

Specialties

Domestic Violence
Anxiety
Depression
+10
I am a licensed mental health therapist that believes in the power of choice and truth. My hope is to help others discover the best versions of themselves. This is by looking at the problem from a can do perspective. The idea is to look at the strengths you've gained given the life you have lived. Then we are able to take those strengths and utilize them in areas where one might not feel as strong. It's about the ability to speak your truth into existence without fear of how it will be received. This is by building up the self-esteem and/or confidence that you can indeed resolve whatever issues may come your way.
VirtualAvailable
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New to Grow

$150/session

Specialties

Domestic Violence
Mood Disorders
Trauma and PTSD
+10
I’m Donna Paloy, an LCSW with over 25 years of experience helping adults navigate anxiety, trauma, ADHD, depression, grief, relationship stress, and major life transitions. My style is warm, intuitive, grounded, and gently direct. I blend evidence-based therapy with mindfulness, somatic awareness, creative expression, and a whole-person lens so clients can move beyond survival patterns and reconnect with clarity, confidence, and self-trust.
Available
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$175/session

Warm
Empowering
Solution oriented

Specialties

Domestic Violence
Anxiety
Depression
+10
Hi, I'm Izabela Jandura, a Licensed Mental Health Counselor dedicated to helping adults navigate life's challenges with compassion and understanding. I believe therapy should be a safe, supportive space where you feel heard without judgment. My approach is personalized because every person's story is unique. Together, we'll build practical skills, gain insight, and work toward meaningful, lasting change at a pace that feels right for you.
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Often rebooked

$130/session

Warm
Authentic
Empowering

Specialties

Domestic Violence
Anxiety
Depression
+6
Hi! I’m Cassie, a Licensed Clinical Social Worker (LCSW). I'm so glad you've made it here. It takes a brave person to recognize they want to make a change within themselves. Your struggle is human, and you don't have to make sense of it alone. I have experience working with individuals navigating life transitions, trauma, mood disorders, and relationship challenges. I aim to create a calm, down-to-earth space where mindfulness and present-focused tools help you feel grounded and supported. I believe your pain is your portal - an invitation directly to the soul. Your pain is asking for your attention - it carries insight, emotion, and parts of you that are asking to be seen. When you begin to turn toward it, rather than away, something shifts. Real change doesn’t come from pushing feelings down. It comes from allowing them. From making space for the tears, the truth, and the experiences that never had a voice. If you’re ready, we can walk through together.
Available
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$115/session

Authentic
Empowering
Solution oriented

Specialties

Domestic Violence
Anxiety
Crisis Intervention
+3
Sometimes life feels unmanageable or even unfamiliar; the heaviness is more than you can bear. Do you feel overwhelmed or overlooked? My goal is to ensure that my client's feel seen and validated while working to empower them with tools to navigate their current challenges. Therapy is a collaborative effort that allows you to use your voice in identifying solutions for your life.
VirtualAvailable
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$120/session

Warm
Authentic

Specialties

Domestic Violence
Anxiety
Coping Skills
+10
I am a warm, compassionate therapist dedicated to creating a safe and supportive space where clients feel seen, heard, and empowered. I earned my Master of Science in Mental Health Counseling from Nova Southeastern University and have over 10 years of experience working with clients of all ages and backgrounds. I support individuals navigating anxiety, depression, trauma, ADHD, pregnancy and postpartum challenges, life transitions, everyday stressors, and more. Whether you are seeking support during a difficult season or looking to better understand yourself and your relationships, I am here to help you feel empowered, supported, and capable of moving forward with confidence.
Available
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Often rebooked

$150/session

Warm
Authentic
Open-minded

Specialties

Domestic Violence
Anxiety
Depression
+5
I'm Paige Whitten, a Licensed Professional Counselor. Throughout my career, I've had the privilege of working in community mental health, completing assessments and evaluations, providing support in school settings, inpatient settings, and now working in private practice. This varied experience has given me a well-rounded perspective on mental health and a deep appreciation for meeting people where they are, whether that's navigating diagnoses, supporting young people through developmental challenges, or helping adults create meaningful change in their lives. I work primarily from a person-centered perspective, which means I believe you are the expert on your own life. My role is to provide a safe, non-judgmental space where you can explore your thoughts and feelings openly. I also incorporate EMDR therapy, particularly for clients working through trauma, anxiety, or distressing memories.
VirtualAvailable
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$150/session

Warm
Empowering
Authentic

Specialties

Domestic Violence
Anxiety
Bipolar Disorder
+10
Come, let me lead you on a journey of self-discovery! Your journey will be filled with possibilities and opportunities; I am unlike other therapists. I am a change agent! Our discussions will be interactive by utilizing experiential wisdom and clinical practice. Expect more. I am a Doctor of Social Work and a scholar-practitioner with three social work degrees. I am an LCSW for Florida State and an LMSW for New York State. I recognize the ancient Buddhist teachings of Kathoey Culture. My greatest strength is helping people move beyond being stuck, feeling vulnerable and invisible to society. I see you! I have dedicated my professional life to serving others.
VirtualAvailable
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$125/session

Warm
Empowering
Open-minded

Specialties

Domestic Violence
Addiction
Anxiety
+10
Hello, and welcome. My name is Renee Romeo, and I am a Licensed Mental Health Counselor dedicated to helping individuals navigate life's challenges with compassion, authenticity, and evidence-based care. I believe that seeking therapy is a courageous step, and I strive to create a welcoming, supportive, and nonjudgmental space where clients feel heard, respected, and empowered. I work with adults experiencing anxiety, depression, life transitions, relationship challenges, grief and loss, self-esteem concerns, stress, and difficulties with communication or emotional regulation. My approach is collaborative and individualized, recognizing that each person's experiences, strengths, and goals are unique. Together, we will identify obstacles, build practical coping strategies, and develop meaningful goals that support lasting growth and emotional well-being. My therapeutic style is grounded in Person-Centered Therapy while integrating evidence-based approaches such as Cognitive Behavioral Therapy (CBT), Motivational Interviewing (MI), Dialectical Behavior Therapy (DBT) skills, Solution-Focused Therapy, and trauma-informed care. I believe that therapy should not only provide insight but also equip clients with practical tools they can use in their daily lives to build resilience, improve relationships, and increase confidence. Whether you are working through a difficult life event, healing from past experiences, or simply looking to better understand yourself, I am committed to meeting you where you are and walking alongside you throughout your journey. My goal is to help you feel empowered to create meaningful change, strengthen your relationships, and build a life that reflects your values and aspirations. I look forward to partnering with you on your path toward healing, personal growth, and lasting wellness
Available
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$135/session

Warm
Solution oriented
Open-minded

Specialties

Domestic Violence
ADHD
Anxiety
+10
Hi! My name is Desiree, and I'm the founder and owner of Light at the End Counseling Services, LLC. As a mental health therapist in the state of Florida, I specialize in working with adults, children, and teens struggling with anxiety and stress management. I also see individuals who struggle with self-esteem, relationships, and family issues. My style of counseling is characterized by a kind and direct manner, combined with compassion, in a culturally sensitive context. I am also a certified school counselor. My past work enhanced my professional experience as an educator in St. Lucie County and as a dependency case manager for The Department of Children and Families (DCF). I graduated with honors from Webster University with a Master of Arts Degree in Clinical Mental Health Counseling. I returned to graduate school to receive my Education Specialist Degree in School Counseling from Florida Atlantic University, graduating with honors. I was born and raised in Florida and enjoy spending time with my family at the beach, especially during those hot summer days!
VirtualAvailable
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$150/session

Authentic
Solution oriented
Warm

Specialties

Domestic Violence
Anxiety
Crisis Intervention
+10
As a Licensed Clinical Social Worker with more than 20 years of experience, I am dedicated to helping individuals navigate life's challenges with compassion, insight, and practical support. At Sunrise Counseling and Wellness, LLC, I provide a warm, collaborative space where clients feel heard, understood, and empowered to create meaningful change. Whether you're struggling with depression, anxiety, trauma, or a major life transition, I tailor therapy to your unique needs using evidence-based approaches, like Cognitive Behavioral Therapy (CBT), Motivational Interviewing (MI) and EMDR-informed techniques as I continue advanced training in Eye Movement Desensitization and Reprocessing (EMDR).
Available
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$99/session

Solution oriented
Direct
Authentic

Specialties

Domestic Violence
Anger Management
Anxiety
+10
I obtained a Master's degree in Clinical Mental Health Counseling from Grand Canyon University. I have worked in the mental health field for over 15 years, and I spent the last six years working as a professional counselor with children, adolescents, young adults, middle aged adults, older adults, couples and families on a variety of mental health issues, such as anxiety, depression, anger, trauma, grief, social anxiety, eating disorders, career counseling, parenting, relationship issues/poor communication, etc.
VirtualAvailable
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Often rebooked

$150/session

Warm
Authentic
Empowering

Specialties

Domestic Violence
Anxiety
Life Transitions
+10
Hello/ Hola! Thanks for stopping by and congratulations on taking this first step; as it is often a powerful journey towards healing. Have you been feeling stuck or like you've been searching for answers to questions you just cannot find the answers to? Do you find yourself in the same unhealthy relationship patterns where you are left feeling like there just needs to be more to life? I get excited about helping people find their personal path of growth, healing and self-discovery. I believe personal growth development is the single most important investment you can make to reach optimal wellness and I would love nothing more than to join you in that journey . I'm here when you're ready and I'm looking forward to connecting soon !
VirtualAvailable
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$125/session

Empowering
Authentic
Solution oriented

Specialties

Domestic Violence
Anger Management
Coping Skills
+7
I am an LPC who is best positioned to serve children, adolescents, adults, and families who are experiencing emotional, behavioral, and relational challenges, particularly those involved in high-stress systems. I have extensive experience working with trauma-exposed youth, parenting stress, and complex family dynamics, I am well equipped to support clients who may feel overwhelmed, misunderstood, or resistant to traditional therapy approaches. I am especially effective with individuals and families who benefit from structured, skills-based interventions combined with a strengths-focused and practical approach. My clinical style allows me to meet clients where they are, build trust quickly, and provide meaningful support that promotes stability, resilience, and lasting change.
VirtualAvailable
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$125/session

Empowering
Solution oriented
Authentic

Specialties

Domestic Violence
Anxiety
Coping Skills
+10
Welcome. I'm Tanya, Owner of Beyond Blessed Consulting & Counseling LLC (in partnership with Grow) specializing in Christian Counseling, Schema Therapy, Childhood Trauma, Abuse Recovery, Anxiety, and Inner Child Healing Work. I'm here to help you feel seen, heard, and supported. Are you feeling overwhelmed, stuck, anxious, or weighed down by past experiences? Do you find yourself repeating patterns you’re ready to break—or struggling to cope with daily stress, trauma, or emotional pain? You’re not alone—and you don’t have to navigate this on your own. My clients often describe me as warm, compassionate, intuitive, and deeply present. They’ve said things like, "She helps me think in ways I never have before," and "Working with Tanya has been life-changing—it saved my life." What sets my approach apart is the strong, trusting connection I build with my clients. That therapeutic bond is the foundation of the meaningful work we’ll do together. I take an eclectic, client-centered approach to therapy—drawing from multiple evidence-based methods to tailor your care to your unique needs. These include Cognitive Behavioral Therapy (CBT), Motivational Interviewing (MI), Solution-Focused Brief Therapy, Mindfulness, Somatic Experiencing, and Schema Therapy, among others. Our work together will focus on: Gaining insight into patterns and beliefs that no longer serve you Learning healthy ways to cope with stress, anxiety, or trauma Building resilience and emotional regulation skills Processing pain and fostering healing in a safe, nonjudgmental space Creating sustainable change for a more empowered, fulfilling life Therapy can be life-changing—and it starts with a conversation. I’d be honored to support you on your path toward healing and growth. ***Please note the need to reach out for special instructions if you are seeking Couples Counseling. There are also several areas outside of my scope. If in doubt please reach out before booking. Thanks.
VirtualAvailable
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$85/session

Authentic
Intelligent
Warm

Specialties

Domestic Violence
ADHD
Anxiety
+10
I am a licensed mental health counselor with six years of experience who believes that healing begins with connection. My approach is grounded in authenticity and the cultivation of a genuine therapeutic relationship. I enjoy supporting individuals who are navigating life transitions, experiencing emotional overwhelm, or seeking a deeper connection with themselves, others, or their purpose. Whether you’re feeling stuck, burnt out, or simply ready for change. I offer a calm, supportive space where you can slow down, reflect, and reconnect with your inner strengths. My person-centered approach blends Acceptance and Commitment Therapy (ACT), Cognitive Behavioral Therapy (CBT), and Solution-Focused techniques to support sustainable, meaningful growth. I see therapy not as a process of “fixing,” but as one of deep understanding, alignment, and empowerment. My style is direct but compassionate. The impact I aim to leave is more than symptom relief; it’s about helping you build resilience, clarity, and confidence that lasts beyond our sessions. I hope that you leave each conversation feeling more grounded, more seen, and more capable of creating the life you want.
VirtualAvailable
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$175/session

Solution oriented
Intelligent
Authentic

Specialties

Domestic Violence
Anxiety
Depression
+8
Hi, I’m Andrés and if you’re reading this, you might be the one everyone counts on, the one who gets it done, but lately... it’s been feeling like too much. Maybe sleep is broken, work feels relentless, or you snap at people you love and don’t know why. I work with high-achieving, deeply committed people who are tired of carrying the weight alone. Therapy with me is real, practical, and focused we get to the root of things so you can finally exhale, feel lighter, and show up how you want to at work, at home, and for yourself.
VirtualAvailable
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$150/session

Authentic
Warm
Intelligent

Specialties

Domestic Violence
Anxiety
Spirituality
+6
What would it look like to offer yourself the same kindness you so freely offer others? I'm a licensed therapist who helps women who are overwhelmed by anxiety, difficult relationships, or painful experiences from the past, I specialize in Christian counseling for those who want to integrate faith, while also warmly welcoming clients who prefer a non-faith-based approach. I help women relate differently to their thoughts, break unhelpful patterns and move toward a meaningful life with greater self-compassion. **I want to make sure everyone I work with gets the exact right level of care they need and at this time I do not provide crisis services therefore I do not see clients who are currently dealing with thoughts of suicide or self-harm. ---------- Cómo sería tu vida si te trataras con la misma amabilidad y comprensión que les ofreces a los demás? Soy una terapeuta licenciada y bilingüe. Trabajo con mujeres que se sienten abrumadas por las exigencias de la vida, relaciones difíciles o heridas del pasado. Me especializo en consejería cristiana para quienes desean integrar su fe en el proceso terapéutico, y también doy una cálida bienvenida a quienes prefieren un enfoque no basado en la fe. Mi trabajo consiste en ayudarte a relacionarte de una manera diferente con tus pensamientos, identificar y romper patrones que ya no te sirven, y comenzar a responder a los desafíos de la vida con mayor equilibrio y autocompasión.
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$90/session

Solution oriented
Intelligent
Direct

Specialties

Domestic Violence
Anxiety
Depression
+8
What typically surprises people is that I am the 11th of 13 children - all from the same parents. Growing up with so many siblings has given me a great opportunity to learn about family dynamics and effective discipline. My parents did a great job of maintaining a safe and well-behaved home, and I use their example as a template while also incorporating my own experience as a parent for working with families today. As for my approach to therapy, I use several different theories depending on the need of the client; however, my primary mode is Cognitive Behavioral Therapy (CBT). It just fits my personality. If you are looking for a therapist who focuses solely on your emotions and how you're feeling on any given day, then I will not be a good fit for you. On the other hand, if you're looking for a therapist who not only does all that but who will also listen to everything you say (as well as the meaning behind what you say) and then challenge your thinking habits to help you find more effective and productive thinking patterns, then I'm on board for that. I learned a long time ago that many clients do not want things "Sugar Coated", but rather prefer their therapist to be respectfully bold and blunt. If this is who you are looking for in a therapist, then let's get to work.
VirtualAvailable
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New to Grow

$150/session

Humorous
Solution oriented

Specialties

Domestic Violence
Anxiety
Couples Counseling
+9
My mission is to inspire others to live their purpose. For over 30 years, I have counseled individuals, couples and families with their relationships. The #1 relationship problem goes beyond communication. It is learning to resolve conflict and becoming stronger through it. It is about accepting differences as different and not wrong. Whether you just want a stronger relationship or you are in a crisis and do not know which way to turn, the only thing holding you back holding right now is probably fear. Ask yourself: What would love do? It is important for us to have conscious relationships so that our children will have a better chance of being successful in their own relationships. Otherwise we will watch them repeat our mistakes. Do it for you; do it for them. My education is in psychology, counseling psychology, spirituality and hundreds if not thousands of hours in continuing education on multiple additional topics.
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$180/session

Warm
Authentic
Empowering

Specialties

Domestic Violence
Bipolar Disorder
Crisis Intervention
+10
I’m Janet Martinez solo owner of Blossoming Minds Clinical Group- a Licensed Psychologist with 17 years of experience supporting children, adolescents, adults, and families through challenges such as trauma, anxiety, mood disorders, and emotional regulation. I use evidence-based approaches like Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Solution Focus, Mindfulness, and Family Therapy to help clients develop healthier coping strategies and improve their overall well-being. My approach is compassionate, collaborative, and tailored to each client’s unique needs, with a focus on building emotional resilience, improving communication, and promoting lasting change.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Florida. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Domestic Violence, is filtering therapists in Florida that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.