Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 251 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 8/13/2026

$200/session

Authentic
Empowering
Solution oriented

Specialties

Crisis Intervention
Anxiety
Depression
+10
I am a licensed mental health therapist that believes in the power of choice and truth. My hope is to help others discover the best versions of themselves. This is by looking at the problem from a can do perspective. The idea is to look at the strengths you've gained given the life you have lived. Then we are able to take those strengths and utilize them in areas where one might not feel as strong. It's about the ability to speak your truth into existence without fear of how it will be received. This is by building up the self-esteem and/or confidence that you can indeed resolve whatever issues may come your way.
VirtualAvailable

$100/session

Specialties

Crisis Intervention
Foster Care/Adoption
Mood Disorders
+5
Hi, I'm Jenness Jones, a Licensed Mental Health Counselor and founder of Grace and Mercy Counseling, LLC. I am passionate about helping adolescents and adults navigate life's challenges with compassion, understanding, and practical support. My practice provides a safe, nonjudgmental space where clients can work through concerns such as anxiety, depression, trauma, life transitions, relationship difficulties, and stress while developing the tools needed for healing, growth, and lasting change. At Grace and Mercy Counseling, I believe that everyone deserves the opportunity to be heard, supported, and empowered. My goal is to help clients recognize their strengths, build resilience, and move toward a healthier and more fulfilling life.
Available

$120/session

Authentic
Direct
Empowering

Specialties

Crisis Intervention
Anger Management
Anxiety
+10
I am a licensed marriage and family therapist who has worked with many families, adults, and children to assist with anxiety, depression, ADHD, narcissistic abuse, and trauma. Additionally, I have worked as an assessor, making diagnoses and treatment recommendations. My passion is working with adults to assist with empowering, coaching and helping them meet their goals as well. I received my graduate degree from Carlos Albizu University in 2005 and I have been licensed since 2009.
VirtualAvailable

$100/session

Authentic
Warm
Empowering

Specialties

Crisis Intervention
ADHD
Anger Management
+2
Reaching out for support can be one of the hardest steps, and I’m committed to creating a safe, supportive, and nonjudgmental space where you feel comfortable being yourself. As a Licensed Clinical Social Worker with 18 years of experience, I work with children, adolescents, and adults facing a variety of emotional and behavioral challenges. I specialize in treating anxiety, depression, PTSD and trauma, ADHD, and behavioral concerns. My approach is collaborative and personalized because I believe there is no one-size-fits-all path to healing. I draw from evidence-based treatments including Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and Eye Movement Desensitization and Reprocessing (EMDR) to help clients build practical coping skills, process difficult experiences, and create lasting change. Whether you’re feeling overwhelmed, struggling with past trauma, navigating life transitions, or looking for support for your child or teen, my goal is to help you feel understood, empowered, and equipped with the tools needed to move forward. Together, we’ll identify your strengths, develop meaningful goals, and work toward improving your overall well-being. I believe therapy should be a place where you feel heard, respected, and supported every step of the way. I look forward to helping you take the next step toward healing and growth. I have extensive experience working with school-aged children and adolescents, helping families navigate behavioral, emotional, and academic challenges
Available

$90/session

Solution oriented
Authentic
Direct

Specialties

Crisis Intervention
Anxiety
Depression
+10
Hello! I’m a Licensed Mental Health Counselor (LMHC) I received my Master’s from Troy University. I have a passion for helping adults and adolescents struggling with anxiety, depression, and trauma become the best versions of themselves. I have 15 plus years of experience working in the mental health field and I’ve been a licensed therapist for 2 years. have worked with a variety of populations and mental health issues.
VirtualAvailable

$125/session

Authentic
Open-minded
Humorous

Specialties

Crisis Intervention
Child or Adolescent
Couples Counseling
+10
Hello, I'm Olga Nikitina, a Licensed Professional Counselor serving clients in Texas, Oklahoma, and Florida. I provide a supportive, compassionate, and culturally responsive environment where clients can safely explore challenges, build resilience, and work toward meaningful change. My practice focuses on helping children, adolescents, adults, couples, and families navigate trauma, anxiety, depression, relationship concerns, and life transitions using evidence-based approaches tailored to each client's unique needs and goals.
Available

$149/session

Empowering
Authentic
Direct

Specialties

Crisis Intervention
Anxiety
Life Transitions
+10
As a Licensed Mental Health Professional and Owner of a Telehealth-based Treatment and Training Center, I bring over 15 years of expertise in utilizing CBT and DBT therapeutic approaches to address a wide range of mental health concerns, including Anxiety, Depression, Bipolar Disorder, Dual Diagnosis, Grief, Parenting, and Relationship issues. Specializing in individual counseling, I offer tailored support for those seeking a Christian or faith-based perspective. My commitment is to provide compassionate, client-centered care that fosters resilience and empowers individuals to achieve meaningful change.
VirtualAvailable

$140/session

Warm
Authentic
Humorous

Specialties

Crisis Intervention
Anxiety
Depression
+10
Hi! I'm a Licensed Mental Health Counselor based in Florida. I received my Masters from Argosy University have been practicing for 7 years, licensed for 3 years. I aim to help adolescents (ages 13-17) and adults (18-65+) struggling with mental health and emotional challenges, problematic behaviors, and stressors with additional benefits of increasing insight and awareness to the mental health population.
VirtualAvailable

$155/session

Authentic
Empowering
Warm

Specialties

Crisis Intervention
Anxiety
Grief
+3
Licensed Psychotherapist | Culturally Sensitive | Trauma-Informed Welcome, I’m Nubia. Healing doesn’t happen overnight — but with the right support, it absolutely happens. Whether you're working through trauma, betrayal, anxiety, divorce, or simply feeling emotionally stuck, I’m here to help you move forward with clarity, strength, and care. I work with adults navigating life transitions, stress, or emotional wounds that have been hard to process alone. Many of my clients come to me feeling overwhelmed, burnt out, or unsure of how to break free from patterns that no longer serve them. Together, we explore the deeper “why” behind those patterns — and create space for healing, resilience, and growth. My approach is grounded in evidence-based modalities, including Cognitive Behavioral Therapy (CBT) and Cognitive Processing Therapy (CPT). These methods help us understand how your thoughts, emotions, and behaviors are connected — and how to gently shift the beliefs that keep you feeling stuck. But beyond technique, I lead with authenticity, compassion, and cultural awareness. In our sessions, you’ll find a space that feels safe, honest, and judgment-free. Whether this is your first time in therapy or you’re returning to it, you are welcome exactly as you are. Clients often tell me they feel more centered, more empowered, and more hopeful after working together. I offer flexible scheduling, including evenings and virtual sessions, because healing should fit into real life. If you’re ready to begin your journey — whether you’re clear on your goals or still figuring them out — I’d be honored to support you. Let’s take the first step, together. Warmly, Nubia Anacius , MS,NBCC,LPC Licensed Psychotherapist
Available

$130/session

Authentic
Warm
Solution oriented

Specialties

Crisis Intervention
Anxiety
Depression
+10
Hi! I’m Lauren. I’ve been helping individuals and families navigate life’s challenges for over 20 years. My background includes supporting both children and adults, in residential and outpatient settings. I utilize a combination of modalities while always tailoring treatment to each person’s unique needs. I believe therapy should feel collaborative, compassionate, and centered around what matters most to you. I’m also deeply passionate about raising awareness for suicide prevention and creating safe spaces where people feel heard and supported.
VirtualAvailable

$175/session

Specialties

Crisis Intervention
Anxiety
Child or Adolescent
+10
Feeling exhausted from carrying the weight of parenting, family responsibilities, and your own emotional needs? You're not alone. I specialize in supporting burnt-out moms, children, and teens through trauma-informed therapy that helps families reduce stress, improve communication, heal from difficult experiences, and reconnect with their strengths. I became a therapist because I am passionate about helping people heal from difficult experiences, build resilience, and feel more connected to themselves and others. Having navigated my own journey of healing and personal transformation, I feel deeply honored to walk alongside others as they discover their own strength.
Available

$150/session

Warm
Authentic
Empowering

Specialties

Crisis Intervention
Anxiety
Depression
+7
Hi! I'm Christen and I am a Licensed Therapist (LCSW). I have been working with both adults and kids for more than 16 years. I love working with clients and I can't wait to meet you. Together we can come up with goals that direct our treatment plan to meet your individual needs. I am energetic, hopeful, and always find ways to creatively help my clients. ** I OFFER SAME DAY APPOINTMENTS FOR CLIENTS WHO WOULD LIKE THIS. Just Fill out intake paperwork and then text me at 813/205-1687 and we will schedule you ASAP.
VirtualAvailable

$90/session

Authentic
Warm
Empowering

Specialties

Crisis Intervention
Anxiety
Child or Adolescent
+6
I am a Licensed Clinical Social Worker (LCSW) and Qualified Supervisor (QS) in the state of Florida, with over 15 years of experience providing counseling services to individuals from diverse backgrounds. I hold a Master’s in Social Work from Florida Atlantic University and a Master’s in Theological Studies from Trinity Evangelical Divinity School. I am bilingual in English and Haitian Creole, enabling me to communicate effectively with clients in both languages. I help adults navigate parenting challenges, emotional concerns, anxiety, and life transitions through compassionate, culturally responsive, and non-judgmental care. I also support teens in developing healthy coping skills, building resilience, and managing academic, social, and emotional challenges. For clients seeking a faith-based integrated approach, I combine evidence-based therapy with biblical principles to support the healing and growth of the whole person, mind, body, and spirit. It would be an honor to walk alongside you on your journey toward healing, growth, and transformation. Let’s take the next step together.
VirtualAvailable

$180/session

Warm
Authentic
Empowering

Specialties

Crisis Intervention
Bipolar Disorder
Depression
+10
I’m Janet Martinez solo owner of Blossoming Minds Clinical Group- a Licensed Psychologist with 17 years of experience supporting children, adolescents, adults, and families through challenges such as trauma, anxiety, mood disorders, and emotional regulation. I use evidence-based approaches like Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Solution Focus, Mindfulness, and Family Therapy to help clients develop healthier coping strategies and improve their overall well-being. My approach is compassionate, collaborative, and tailored to each client’s unique needs, with a focus on building emotional resilience, improving communication, and promoting lasting change.
VirtualAvailable

$100/session

Warm
Empowering
Intelligent

Specialties

Crisis Intervention
Anxiety
Depression
+7
Hello there! I believe everyone faces challenges and obstacles at some point in their lives, experience life transitions and/ or just struggle with day to day tasks. I am here to be of support, listen and help you navigate while providing tools you can use so the weight doesn’t feel unbearable and so you can be your best self. I have an integrative approach to therapy; combination of Cognitive Behavioral Therapy, Client-Centered Therapy , Solution-Focused Therapy, Grief and Bereavement, and Motivational Interviewing. I tailor my therapeutic approach based on your needs. I am a Licensed Mental Health Counselor ( LMHC) in Florida , Licensed Professional Counselor( LPC) in Missouri and Georgia, National Certified Counselor (NCC), Master’s Addiction Counselor ( MAC), former Trauma-Informed Instructor and Qualified Supervisor (QS) for the states of Florida and Missouri. Therapy is a space that allows you to explore, grow, rebuild and heal. As a therapist, I help clients in multiple areas to include but not limited to; anxiety, depression, trauma, substance abuse, life transitions, grief/ loss and stress management. My goal as a therapist is to provide a safe, warm, supportive, and non-judgmental environment. I aim to empower you and to enhance your quality of life holistically. I look forward to working with you.
Available

$120/session

Solution oriented
Authentic
Direct

Specialties

Crisis Intervention
Anxiety
Couples Counseling
+10
I am a Licensed Mental Health Counselor with over 15 years of dedicated clinical practice, specializing in the care of adults, adolescents, and couples. I hold a Master’s in Psychology and a Master’s in Christian Studies, a unique combination that allows me to integrate evidence-based therapeutic approaches with a holistic perspective that honors both psychological and spiritual dimensions of healing. My professional journey has been shaped by a deep commitment to helping individuals and families navigate life’s challenges, cultivate resilience, and discover their fullest potential. My therapeutic style is compassionate, structured, and client-centered, blending cognitive-behavioral strategies, multicultural sensitivity, and strengths-based interventions. I believe that therapy is not only about resolving difficulties but also about fostering growth, clarity, and purpose. Fluent in both English and Spanish, I am adept at working across cultures and supporting diverse populations. My multicultural fluency enables me to bridge communication gaps and create safe, inclusive spaces for clients from different backgrounds. I have extensive experience in cross-cultural counseling, helping clients adapt to new environments, manage identity transitions, and strengthen relationships across cultural divides. My practice emphasizes: - Individual Growth: Supporting adults and adolescents in managing stress, trauma recovery, identity development, and personal empowerment. - Couples Therapy: Helping partners strengthen communication, rebuild trust, and deepen intimacy. - Family Systems Work: Guiding families through conflict resolution, parenting challenges, and intergenerational dynamics. My professional philosophy is simple yet profound: therapy is a collaborative journey toward becoming the best version of oneself. With empathy, precision, and cultural awareness, I empower my clients to embrace change, cultivate resilience, and live with greater authenticity.
VirtualAvailable

$120/session

Intelligent
Authentic
Solution oriented

Specialties

Crisis Intervention
First Responders/Healthcare Workers
Military/Veterans
+4
I am a licensed mental health counselor and military veteran. My practice focuses on supporting adults navigating trauma, PTSD, anxiety, depression, organizational stress, organizational betrayal, and high-stress occupational experiences. I work with veterans, first responders, public safety professionals, healthcare professionals, and individuals seeking practical, collaborative, and trauma-informed care. My approach is direct at times, supportive, and grounded in evidence-based treatment, including CBT, DBT skills, EMDR, Trauma-Focused CBT, and strength-based therapy. I help clients better understand their experiences, develop healthier coping strategies, and move toward healing, resilience, and meaningful change.
Available

$200/session

Empowering
Open-minded
Warm

Specialties

Crisis Intervention
Anxiety
Life Transitions
+7
Hi, I’m so glad you’re here. I am an integrative therapist dedicated to helping individuals navigate life’s unpredictable ups and downs with greater resilience and ease. My approach blends the depth of psychodynamic insights with the practical tools of CBT, all grounded in Acceptance and Commitment Therapy (ACT) to help you stop fighting your difficult thoughts and emotions. Together, we will work on building the psychological flexibility you need to ride out life's emotional waves, break through old patterns, and actively create a rich, meaningful life that feels genuinely authentic to you.
Available

$175/session

Authentic
Empowering
Warm

Specialties

Crisis Intervention
ADHD
Coping Skills
+10
My name is Hope Kleckley, and I am a licensed mental health counselor and a Certified School Counselor with extensive experience in the field. I have made it my mission to empower and support children, families, senior citizens, and individuals who struggle to advocate for themselves, ensuring that they receive the guidance and care they need. I earned my Bachelor's Degree in Sociology and Criminal Justice from Shaw University, where I developed a strong foundation in understanding societal structures and issues. My academic journey continued at Webster University, where I obtained my Master's degree in Clinical Mental Health Counseling, equipping me with advanced counseling techniques and knowledge. Throughout my career, I have specialized in a range of areas, including trauma-informed care, behavioral disorders, and ADD/ADHD. I also focus on social-emotional learning, recognizing its critical role in the development and well-being of individuals, particularly children. My therapeutic approaches include cognitive-behavioral therapy (CBT), which helps clients reframe negative thought patterns, as well as person-centered therapy that emphasizes the importance of the therapeutic relationship. I incorporate mindfulness techniques and play therapy to create an engaging and effective therapeutic environment. With a deep commitment to fostering resilience and personal growth, I strive to make a meaningful impact on the lives of those I work with, equipping them with the tools they need to thrive.
VirtualAvailable

$150/session

Warm
Authentic
Empowering

Specialties

Crisis Intervention
Anxiety
Coping Skills
+5
Hi, I’m Rayan, a licensed mental health counselor who’s passionate about helping people feel seen, understood, and supported. I specialize in working with clients navigating anxiety, life transitions, identity exploration, and burnout. My therapeutic style is warm, collaborative, and culturally affirming. I believe in creating a space where you can show up fully—no masks, no judgment—as we work together to build insight, set boundaries, and reconnect with your inner strength.
VirtualAvailable

New to Grow

$125/session

Specialties

Crisis Intervention
ADHD
Depression
Hi All! I am from a small town off of San Diego, California but spent most of my career working with people who lived in some of the more impoverished areas of Los Angeles. My speciality was/is working with highly at-risk youth and families and I loved doing it; I think I got as much from the experience as did my clients. Personally, I grew up as a fairly good athlete and could often be found on a tennis court, running & cycling around town and even at the gym. I love animals and I have two big dogs and two cats. I am spiritual and attend church regularly. I love the beach and ocean; I have recently moved to Sarasota and am truly enjoying it. As most therapists do, I have my own history of fighting through some emotionally difficult times and am beyond happy to tell you that with some assistance, I managed to come out the other side and am now quite well and happy today! Professionally, I have had several careers including, Federal & Local law enforcement and driving as FEDEX Delivery driver while getting my Masters in Marriage and Family Therapy. After several years of completing the required 3,000 hours of hands-on service, I passed the exams and ultimately became a fully Licensed Marriage Family Therapist. My practice has provided me with the opportunity to work with persons with ADHD, Anxiety, Depression, Bipolar, Schizophrenia and more. I am trained and qualified to provide mental health treatment to kids, families, couples and individual adults. I love my job; I love helping people. It would be an honor if you would consider entrusting me to assist you with anything from your smaller troubles to bigger issues and beyond; I believe that we can achieve great success together.
Available

$120/session

Warm
Authentic
Direct

Specialties

Crisis Intervention
Anxiety
Depression
+10
Hi, I'm so glad you're here! I'm a Licensed Clinical Social Worker with a Master of Social Work degree from Valdosta State University. I was born and raised in Nebraska but have made Georgia my home, and I truly love it here. I became a therapist because I genuinely care about people and believe that everyone deserves access to compassionate, meaningful support. I know that reaching out for help is not always easy, and I want you to know that taking that step says a lot about your strength and your commitment to yourself. My goal is to make sure that from the moment you connect with me, you feel welcome, heard, and comfortable. I am an animal lover through and through, and that love has found a natural home in my clinical practice. I incorporate pet therapy into my work with clients, and I have seen firsthand the incredible impact that a furry friend can have on even the most difficult days. Whether it helps break the ice, ease anxiety, or simply bring a moment of joy into a hard season, it is one of my favorite tools to offer. Outside of my passion for animals, I am deeply committed to doing work that matters. I show up for my clients with honesty, warmth, and a whole lot of heart. I believe in meeting people where they are, walking alongside them through the hard stuff, and celebrating the wins along the way — big and small. If you are looking for a therapist who will be real with you, root for you, and work hard alongside you, I would love to connect. I can't wait to meet you.
VirtualAvailable

$200/session

Solution oriented
Warm
Authentic

Specialties

Crisis Intervention
Anxiety
Trauma and PTSD
+10
My name is Viviana Vethencourt, I'm a Licensed Professional Counselor with more than 25 years of experience supporting clients in their journey of transformation from emotional pain, feeling overwhelmed, anxious, sad, irritable, to the life they want where they can navigate life transitions, create healthier relationships, work on their goals, or find peace and calm in their lives. I meet my clients where they are at with an integrative approach, we work with past experiences and present needs, through insights, acceptance and learning new patterns.
VirtualAvailable

$177/session

Empowering
Warm
Authentic

Specialties

Crisis Intervention
Anxiety
Depression
+8
Hi, I’m Shena Moreau, Founder of Valorous Wellness and a Licensed Clinical Social Worker (LCSW) dedicated to helping women heal and grow through a holistic approach to mental health. I specialize in breathwork, meditation, and sound healing, blending traditional therapy with mindful, heart-centered practices that nurture the mind, body, and soul. My mission is to help and create a safe and supportive space for women where healing feels whole, and clients can reconnect with themselves and find balance from within.
VirtualAvailable

$140/session

Warm
Authentic
Solution oriented

Specialties

Crisis Intervention
Anxiety
Coping Skills
+10
Hello, and welcome! My name is LaToya Davis, M.A., LMHC, and I am a Licensed Mental Health Counselor in the State of Florida with over 16 years of experience providing compassionate, evidence-based mental health care to adolescents and adults. I specialize in helping individuals navigate a wide range of concerns, including anxiety, depression, trauma, substance use and addiction, stress management, life transitions, self-esteem, relationship challenges, parenting concerns, and emotional wellness. My goal is to help clients gain insight into the patterns that may be keeping them stuck while developing practical tools to create lasting, meaningful change. I believe that every person deserves a safe, supportive, and nonjudgmental environment where they can openly explore their thoughts, emotions, and life experiences. Building a strong therapeutic relationship founded on trust, empathy, and respect is one of my highest priorities. I strive to meet each client where they are in their journey, recognizing that healing looks different for everyone and that meaningful growth occurs at an individual pace. My therapeutic approach is collaborative, compassionate, and strengths-based. Together, we will identify your unique strengths, increase self-awareness, develop healthy coping strategies, and work toward achieving the goals that matter most to you. Whether you are struggling with overwhelming emotions, recovering from difficult life experiences, working through relationship concerns, or simply seeking greater balance and personal growth, I am committed to walking alongside you every step of the way.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Florida. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Crisis Intervention, is filtering therapists in Florida that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.