Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 141 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 8/13/2026

$130/session

Warm
Authentic
Humorous

Specialties

Autism
ADHD
Eating Disorders
+10
I'm a Licensed Clinical Social Worker who provides a neurodivergent-affirming, trauma-informed approach to therapy for teens, adults, and caregivers. I believe therapy should be a place where you don't have to mask, perform, or explain who you are—you can show up authentically and be met with curiosity, compassion, and respect. I specialize in working with ADHD, Autism, trauma, PTSD, anxiety, depression, disordered eating, grief, relationship challenges, and major life transitions. Together, we'll build on your strengths, better understand your unique brain and experiences, and develop practical strategies that support lasting, meaningful change.
Available

$150/session

Warm
Authentic
Empowering

Specialties

Autism
ADHD
Family Therapy
+10
Hello, I am Dr. Arenas Nieves, a licensed therapist in Arizona, Florida, and New York, with over 16 years of experience supporting individuals on their journey toward mental and emotional wellness. I work with adolescents, adults, and seniors, and I am fluent in both English and Spanish. Although I have worked with many populations throughout my career, my niche includes military service members, veterans, their families, and underrepresented community members such as people of color, neurodivergent individuals, and LGBTQIA+ clients. I specialize in ADHD, family dynamics, LGBTQIA+ identity and exploration, and relationship challenges, as well as anxiety, depression, trauma, PTSD, anger management, grief and loss, cultural and ethnic concerns, maternal and men's mental health, and chronic conditions. My style is affirming, inquisitive, and solution-oriented. I aim to create a collaborative, judgment-free space where you feel supported, seen, and empowered to make meaningful change. I am a passionate clinician who believes in collaboration, authenticity, and honoring every part of your experience. In therapy, we will work together to identify the best evidence-based approaches to help you reach your goals while affirming your personal values, culture, and strengths. Throughout my career, I have supported military service members, veterans and their families, as well as people from diverse backgrounds—including those exploring their ethnic, gender, and sexual identities, young people navigating challenges, and couples strengthening relationships. What makes my approach unique is that I do not just rely on proven methods—I also honor the parts of your life that matter most to you, like your spirituality, personal values, and what makes you uniquely you. I am direct and genuine, deeply committed to helping you reach your wellness goals.
VirtualAvailable

$90/session

Solution oriented
Authentic
Direct

Specialties

Autism
Anxiety
Depression
+10
Hello! I’m a Licensed Mental Health Counselor (LMHC) I received my Master’s from Troy University. I have a passion for helping adults and adolescents struggling with anxiety, depression, and trauma become the best versions of themselves. I have 15 plus years of experience working in the mental health field and I’ve been a licensed therapist for 2 years. have worked with a variety of populations and mental health issues.
VirtualAvailable

$90/session

Holistic
Open-minded

Specialties

Autism
LGBTQ
Life Transitions
+10
Welcome! I'm Samuel, a Licensed Clinical Social Worker who believes therapy should be a space where you feel safe, understood, and supported without judgment. I work with adolescents, adults, couples, and families from diverse backgrounds, including members of the LGBTQ+ community. My approach is compassionate, collaborative, and trauma-informed, and I tailor each session to your unique experiences and goals. Whether you're navigating anxiety, depression, trauma, relationship concerns, identity exploration, or life transitions, we'll work together to build practical coping skills, increase self-understanding, and create meaningful, lasting change at a pace that feels right for you.
Available

$135/session

Warm
Solution oriented
Open-minded

Specialties

Autism
ADHD
Anxiety
+10
Hi! My name is Desiree, and I'm the founder and owner of Light at the End Counseling Services, LLC. As a mental health therapist in the state of Florida, I specialize in working with adults, children, and teens struggling with anxiety and stress management. I also see individuals who struggle with self-esteem, relationships, and family issues. My style of counseling is characterized by a kind and direct manner, combined with compassion, in a culturally sensitive context. I am also a certified school counselor. My past work enhanced my professional experience as an educator in St. Lucie County and as a dependency case manager for The Department of Children and Families (DCF). I graduated with honors from Webster University with a Master of Arts Degree in Clinical Mental Health Counseling. I returned to graduate school to receive my Education Specialist Degree in School Counseling from Florida Atlantic University, graduating with honors. I was born and raised in Florida and enjoy spending time with my family at the beach, especially during those hot summer days!
VirtualAvailable

Often rebooked

$135/session

Authentic
Empowering
Warm

Specialties

Autism
LGBTQ
Trauma and PTSD
+10
Tired of doing too much, trying too hard, or hiding who you are? I help adults with ADHD, autism, anxiety, depression, and trauma feel seen, develop ways to cope and adapt, and live more authentically. My style is warm, clear, kind, and genuine. Together, we’ll use evidence-based approaches, manageable steps, and a touch of humor to help you discover what truly works for you.
VirtualAvailable

$100/session

Warm
Direct
Authentic

Specialties

Autism
Anxiety
Life Transitions
+10
My name is Tiffany Fisher and I am a Licensed Clinical Social Worker (LCSW). My goal is to create a space where you feel supported, understood, and empowered to make meaningful change—helping you move toward greater self-awareness, emotional balance, and a stronger sense of self. I draw from DBT, CBT, and psychodynamic therapy, along with a humanistic perspective, to meet each client where they are. Together, we’ll explore underlying patterns, build practical coping skills, and develop a deeper understanding of your emotions and experiences.
VirtualAvailable

Often rebooked

$80/session

Warm
Authentic
Open-minded

Specialties

Autism
LGBTQ
Women's Issues
+1
Hi my name is Carilyn Rego, but I go by Carrie. I am a Licensed Clinical Social Worker in the states of Maryland and Florida who has been working in the mental health field for 17 years. I specialize in working with clients 18+ and those who identify as Neurodiverse and LGBTQIA+. I have my MSW from Monmouth University and have worked in a variety of different settings and in different states.
VirtualAvailable

$85/session

Solution oriented
Warm
Empowering

Specialties

Autism
Anxiety
Depression
+10
Hi, I'm Lucas, and I'm really glad you're here. The searching can get annoying, trust me, I know. I'm a Licensed Clinical Social Worker with 8 years of experience in addiction and mental health, including directing an Intensive Outpatient Program. I graduated from Arizona State University with a Master's in Social Work in 2023. I'm not the "perfect expert" type. I'd rather be the person in your corner who shows up fully, celebrates your progress, and says the hard things when they need to be said. I'm warm and genuine; I bring real energy to every session, yes, even through a screen, and I practice what I teach because mental health is something we all work at. Expect me to be direct, and don't be surprised if I send you home with "homework." Growth happens in the everyday moments, not just the hour we spend together. My job is simple: help you reconnect with your strengths, build real confidence, and move toward the life you actually want. You're worth that work. Let's get started.
VirtualAvailable

$175/session

Specialties

Autism
Anxiety
Child or Adolescent
+10
Feeling exhausted from carrying the weight of parenting, family responsibilities, and your own emotional needs? You're not alone. I specialize in supporting burnt-out moms, children, and teens through trauma-informed therapy that helps families reduce stress, improve communication, heal from difficult experiences, and reconnect with their strengths. I became a therapist because I am passionate about helping people heal from difficult experiences, build resilience, and feel more connected to themselves and others. Having navigated my own journey of healing and personal transformation, I feel deeply honored to walk alongside others as they discover their own strength.
Available

$150/session

Warm
Authentic
Open-minded

Specialties

Autism
Anxiety
Trauma and PTSD
+7
Hello, and congratulations on taking this courageous step to take care of YOU and your mental health! I am a Licensed Clinical Social Worker with over 10 years of experience. As a graduate of Rutgers University and experience in areas of trauma and anxiety treatment, bipolar disorder, substance abuse, and Autism, I feel very fortunate to be in the field of helping others. I look forward to the opportunity to walk alongside my clients on their healing journey.
VirtualAvailable

$100/session

Warm
Authentic
Empowering

Specialties

Autism
Anxiety
Depression
+2
Hi! I'm Vicki, and I am a Licensed Mental Health Counselor and Behavior Analyst. Are you struggling with problems that have a negative impact on your quality of life? Tired of trying to figure out how to change things on your own? I would love to work with you to help you sort through those things that are keeping you from living the life you want to enjoy. I enjoy the art of applying a unique blend of mental health and behavioral approaches to life's problems. I love supporting motivated individuals to identify those areas of their lives that are standing in the way of experiencing the high quality life they want and deserve. Whether you're dealing with relationship issues, family issues, overwhelm, anxiety or depression, I am here to help you identify what's not working in your life and get you to a place of balance and inner calm. Together, we can create a safe space for you to share and develop new skills. As we work together, I can provide you with research- and evidence-based tools and techniques to address those problematic life areas. I look forward to working together!
VirtualAvailable

$150/session

Direct
Solution oriented

Specialties

Autism
Anxiety
LGBTQ
+7
Hello! I am Gladys Duran, a Licensed Clinical Social Worker (LCSW) and Master of Education (M.Ed.) with 28 years of experience helping individuals navigate life’s challenges, heal, and thrive. As the founder of **Pivotal Beginnings**, I provide 100% remote, secure telehealth therapy tailored to clients across Florida and Virginia. My practice is a safe, compassionate, and deeply affirming space. I specialize in individual therapy across the lifespan, working with teenagers (13–17), adults, and elders. Because I believe everyone deserves to be truly seen and respected, I am a dedicated advocate for the LGBTQ+ community—providing identity-affirming care for transgender, non-binary, and gender-fluid individuals—as well as specialized support for women. As a fully bilingual therapist, I am proud to offer therapy in both English and Spanish, ensuring you can express yourself in the language you feel most comfortable using. Whether you are navigating the pressures of school, balancing a demanding career, exploring your identity, or adjusting to a new chapter in retirement, we will work collaboratively at your pace. My goal is to help you safely process stressors, build resilient coping mechanisms, and move toward lasting healing.
Available

$75/session

Warm
Solution oriented
Authentic

Specialties

Autism
ADHD
Anxiety
+8
Hi! I am a Licensed Clinical Social Worker providing services in Illinois, Tennessee, and Florida. I've been working with children and adults since I received my Masters in Social Work in Iowa. I enjoy working with children, teenagers, and adults and have worked with clients through private mental health agencies, within the public school system, and through special education services.
VirtualAvailable

New to Grow

$175/session

Specialties

Autism
ADHD
Trauma and PTSD
+3
Carrie Snyder, MSW, LICSW, LCSW is a compassionate, experienced clinician offering thoughtful, strengths-based support to individuals, children, adolescents, and families. With 17 years of practice, Carrie creates a safe and engaging space where clients feel encouraged to explore their stories, deepen self-understanding, and build resilience. She believes in the power of mindful narration and a collaborative therapeutic relationship to support lasting growth. Carrie brings curiosity, creativity, and genuine care to her work, helping clients navigate life’s challenges and discover meaning and confidence along the way.
Available

$150/session

Authentic
Warm
Empowering

Specialties

Autism
Anxiety
Trauma and PTSD
+10
Many of my clients are women and teen girls (12 and up) who are high-functioning on the outside but feel exhausted, anxious, or disconnected on the inside. You may be managing work, school, relationships, or caregiving while internally feeling overwhelmed, stuck in overthinking, or like you’re running on empty. If you’re someone who’s tried to “figure it out” on your own or learned coping skills in therapy before but still find yourself falling into the same patterns, you’re not alone. Many of the women I work with come in feeling frustrated that insight hasn’t translated into real change. In our work together, we focus on getting to the root of what’s keeping you stuck in cycles like burnout, over-functioning, people-pleasing, and difficulty setting boundaries. Instead of just managing symptoms, we work to understand and shift what’s driving them so the change actually lasts. A key part of this process involves working with your nervous system—not just your thoughts. You may already understand what’s going on logically, but still feel it in your body and day-to-day life. We focus on helping your system feel safer, more grounded, and less reactive so you can begin to break those automatic cycles and respond in new ways. I integrate EMDR, somatic approaches, attachment-based therapy, TF-CBT, and experiential work to support both emotional processing and practical change. The goal is to help you move from insight into real, sustainable shifts in how you feel, relate, and show up in your life. Sessions are collaborative and paced so you don’t feel rushed or overwhelmed. The goal is to help you feel more grounded, emotionally steady, and connected to yourself and your relationships. I also offer trauma intensives for self-pay clients who want deeper, focused work in a shorter period of time.
VirtualAvailable

$150/session

Warm
Solution oriented
Authentic

Specialties

Autism
Anxiety
Depression
+10
Welcome, I'm glad you're here! While I am relatively new to the Grow Therapy platform, I am a seasoned counselor with over 20 years of experience. I am a Licensed Mental Health counselor in the state of Florida and I am also a Certified Rehabilitation counselor. I have a masters degree in Rehabilitation Counseling from the University of Florida. I have specialized training and experience working with people who have disabilities such as medical/health, psychological, learning, physical, and sensory diagnoses. Taking the first step toward counseling can feel overwhelming, but it is also the beginning of building momentum for change. In my work with clients, I focus on creating a supportive and collaborative space where your experiences are heard and valued. Together, we’ll explore your challenges and strengths, using evidence-based approaches to transform insight into action. I believe that even small steps forward can create meaningful momentum, helping you move towards resilience, healing, and growth. My goal is to walk alongside you as you build the confidence and tools needed for lasting change. I offer virtual counseling to anywhere in Florida and offer flexible appointment times including evenings and weekends. I hope to meet with you soon! *In accordance with Florida ethical standards and to maintain appropriate therapeutic boundaries and role clarity, I am unable to accept adolescent clients involved in active custody disputes, parenting plan litigation, or reunification therapy. If the adolescent's parents are separated or share legal guardianship, it is essential that the other parent or legal guardian provide consent to therapy before beginning. **Furthermore, services provided are strictly therapeutic in nature for adults and adolescents and I do not participate in legal proceedings nor do I provide forensic services, evaluations, expert opinions, testimony, affidavits, or written documentation for use in legal matters or for court use.
VirtualAvailable

$100/session

Empowering
Authentic
Warm

Specialties

Autism
Anxiety
Child or Adolescent
+5
My name is Deedra Woods, LCSW. I have been doing therapy for 6 years. I enjoy working with all ages. I have experience working with ADHD, relationship issues, grief, depression, anxiety, etc. I look forward to getting to know each of you and seeing how I can help. Thank you for taking the first step in hour journey to mental freedom. Signing up for therapy shows your level of Dedication.
VirtualAvailable

$275/session

Authentic
Solution oriented
Open-minded

Specialties

Autism
Bipolar Disorder
Couples Counseling
+10
About me I am a Licensed Mental Health Counselor in Florida with 26 years of professional experience come this August. I am also a Qualified Supervisor for new interns. Originally from Brooklyn, NY, and East Brunswick, NJ until age 23, then moved to Pembroke Pines, Jupiter, now residing in Sarasota, FL. I have personally conquered Bipolar Disorder, ADHD, Major Depression, Anxiety, OCD, CPTSD, Addictions of Gambling, Sex, Cars, and Weed, Codependency, Divorce, Custody, and Parenting Issues. I have the ability to mend relationships, as I have brought my relationship with my wife from shambles to diamonds, and our "ship" is still moving North in the direction we both want, despite our differences and disagreements along the way. There is no more all-or-nothing thinking or engagement in back-n-forth arguments or break-ups; instead, there is peace, love, cooling off, and acceptance of our different love languages, personalities, and brain designs. I am 6 years and 7 months sober from marijuana, as well as from the addictions of gambling, sex, and buying expensive cars beyond my means. I am a firm believer that we learn something new or reinforce a life lesson every day. Personal and Professional Growth equates to extra Health, Happiness, and Longevity. I have 9-year-old fraternal twin boys, 2 stepchildren, ages 25 and 26, 2 cats, and 2 dogs.
VirtualAvailable

$125/session

Authentic
Warm
Empowering

Specialties

Autism
Anxiety
Depression
+10
Welcome, my name is Erika Gobbi. I am a licensed clinical social worker (LCSW) with over 10 years of experience. I specialize in working with pre-teens, teenagers, college students and young adults, but I have worked with all ages. My primary areas of focus are self-harming, suicidal ideation, depression, anxiety, developing social skills, cultural differences, life transitions, bullying/social isolation, school anxiety, family conflict and peer pressure. I am committed to fostering a safe and understanding environment for healing and growth. A little bit more about myself- I was born in Venezuela and raised in Aruba. I am multilingual (Spanish, English, Papiamento, and Italian). I spend my free time with my two pups and husband traveling, fostering animals, and spending time outdoors. Currently, we have embarked on a journey to explore all 50 states. Using evidence-based practices as well as my years of experience, I am here to guide you or your loved one on their journey to a healthier, more fulfilling life. Hopefully you find me a good match and we can get started on the mental wellness journey together.
VirtualAvailable

$100/session

Warm
Empowering
Authentic

Specialties

Autism
Anxiety
Depression
+10
Hi There! I'm Raquel, I specialize in helping adults find healing and lasting recovery from symptoms of anxiety, depression, trauma, and relationship challenges. I work with clients who are seeking positive change, personal growth, and a deeper understanding of themselves, but don't yet have the tools needed to make this goal a reality. My approach to therapy is focused on building trust, promoting self-awareness, and empowerment. I integrate trauma-informed care, strength base, and harm reduction to help my clients with quicker healing and lasting recovery. I use a variety of methods and techniques, such as cognitive behavioral therapy (CBT), mindfulness, and EMDR. I recognize that therapy is not easy, I offer a safe judgment free space. I aim to create a nurturing and supportive environment where you feel understood and validated in your experiences. I believe in working in partnership with my clients, utilizing their hidden strengths to help sort out difficulties and achieve peace of mind. Hola! ofrezco terapia individual en línea para adultos de todas las edades. Mi enfoque práctico es ayudar a los clientes a enfrentar múltiples problemas, como ansiedad, depresión, trauma, conflicto en sus relaciones, y el estrés cotidiano. Mi enfoque terapéutico se centra en el trauma y es holístico, lo que ayuda a mis clientes a sanar más rápidamente y lograr una recuperación duradera. Mi enfoque se adapta a cada persona, utilizando EMDR, CBT, DBT.
VirtualAvailable

$100/session

Open-minded
Warm

Specialties

Autism
ADHD
Anxiety
+10
You may be the person everyone else depends on. You're capable, responsible, and high-functioning. From the outside, it may seem like you're managing everything well—but internally, you're overwhelmed, emotionally exhausted, constantly overthinking, or wondering why life feels so much harder than it "should." Many of my clients are women who have spent years taking care of everyone else while slowly losing connection with themselves. They may be balancing demanding careers, motherhood, caregiving, relationships, or major life transitions while quietly carrying anxiety, burnout, perfectionism, people-pleasing, or self-doubt. I specialize in helping women navigate anxiety, stress, burnout, ADHD, relationship challenges, life transitions, self-esteem concerns, depression, and chronic overwhelm. I also enjoy working with individuals adjusting to chronic illness, caregiver stress, and significant changes that affect their sense of identity. My approach is warm, collaborative, and practical. I believe lasting change happens when we understand not only what we're experiencing, but why certain patterns developed in the first place. Together, we'll identify what's keeping you stuck, develop insight into those patterns, and build realistic strategies that help you create meaningful change outside of therapy—not just during our sessions. I know reaching out for therapy can feel vulnerable, especially if you're used to being the one others rely on. My goal is to provide a space where you don't have to have everything figured out—a place where you can feel understood, challenged when appropriate, and supported as you reconnect with yourself and build the life you truly want.
VirtualAvailable

$125/session

Solution oriented
Warm
Empowering

Specialties

Autism
Anxiety
Fertility & Reproduction Issues
+10
As a Licensed Clinical Social Worker with over 25 years of experience, I am deeply committed to helping individuals and families achieve emotional well-being, stability, and growth. My therapeutic approach is grounded in empathy, collaboration, and trauma-informed care, ensuring that each client feels seen, supported, and empowered. I have extensive experience serving diverse populations—including children, adolescents, and adults—across settings such as behavioral health programs, private practice and educational environments. I specialize in supporting clients through complex emotional, behavioral, and life challenges, helping them build resilience, strengthen relationships, and rediscover their sense of purpose. Whether working with youth navigating difficult transitions, adults coping with anxiety or trauma, or families seeking healthier communication, my goal is to create a safe, nonjudgmental space where healing and self-awareness can flourish. My impact as a therapist comes from fostering trust, promoting accountability, and guiding clients toward lasting change. I believe that meaningful progress happens when people feel both supported and challenged, and I am honored to walk alongside each client as they work toward a more balanced and fulfilling life.
Available

$150/session

Direct
Solution oriented

Specialties

Autism
Couples Counseling
Fertility & Reproduction Issues
+10
I’m a Licensed Clinical Social Worker who is passionate about helping individuals, couples, and families navigate life’s challenges with compassion, clarity, and practical support. I believe that everyone deserves a safe, nonjudgmental space where they feel heard, understood, and empowered to create meaningful change. My approach is collaborative, solution-focused, and tailored to your unique needs. Whether you’re working through relationship concerns, preparing for marriage, adjusting to parenthood, managing anxiety or depression, coping with a major life transition, or navigating the emotional impact of a new medical diagnosis, I’m here to support you every step of the way. I have a special interest in working with couples, families, and individuals seeking to strengthen communication, build healthier relationships, and develop effective coping strategies. Together, we’ll identify your strengths, set realistic goals, and create a plan that helps you move toward the life you want to build. Taking the first step toward therapy can feel overwhelming, but you don’t have to do it alone. I look forward to partnering with you on your journey toward healing, growth, and lasting change.
Available

Often rebooked

$70/session

Authentic
Warm
Direct

Specialties

Autism
Anxiety
LGBTQ
+10
Hi! My name is Samantha Wills but most folks call me Sam! I am a Licensed Clinical Social Worker. I received my Bachelor’s of Social Work degree from Florida Gulf Coast University and later earned my Master’s of Social Work degree from Florida State University. Before beginning my work in private practice, I worked in different mental health school settings and an intensive outpatient program. I also identify and work with members of the LGBTQ+ community and pride myself on creating a safe, affirming environment for everyone to be vulnerable and honest without fear of rejection. I spend my free time reading the latest romantasy novel, spending time with my loved ones, and crafting.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Florida. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Autism, is filtering therapists in Florida that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.