Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 707 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 7/10/2025

Jon Jasper

(he/him)

Jon Jasper, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
10 years of experience
Virtual
I'm Jon Jasper, a therapist with over a decade of experience helping individuals navigate eating disorders, substance use, and trauma. I take a personalized, compassionate approach to care—drawing from narrative therapy, accelerated resolution therapy (ART), trauma-informed practices, CBT, and group therapy. My goal is to create a safe, supportive space where clients feel empowered to heal, grow, and reconnect with their strengths.

Wanda Barnes

(she/her)

Wanda Barnes, LMHC - Florida Therapist at Grow Therapy
$85/session
LMHC
20 years of experience
Virtual
My name is Wanda Barnes, I am a licensed mental health therapist LMHC in Florida and a licensed professional counselor (LPC), in the State of Maine. I started working in substance abuse at 17 years old driving the bus that took clients to AA/NA. Many years later I am still passionate about working with those who struggle with addiction of any kind or those who love them. I also worked 9 years with children and families in schools and foster care. Later I opened and operated a mental health clinic in Florida.

Stephanie Bardales

(she/her)

Stephanie Bardales, LMFT - Florida Therapist at Grow Therapy
$100/session
LMFT
8 years of experience
Virtual
Greetings! Bienvenido! Let's take a moment to reflect on the courage it takes to begin therapy. You are brave. Change is hard, but the rewards of healing from distress, trauma and internal pain are powerful. As are you! I have experience helping people with trauma, anxiety, depression, grief, bereavement, loss, family/relationship conflicts, self-harm, anger management, parenting, child welfare system, foster care, adoption, school transitions, divorce, abortion, survivors of narcissism, career changes, stigmatized experiences and other major life changes. I can assist you identify patterns and help break the multigenerational trauma cycle and create new patterns to help you find fulfillment in your life. I love working with people from all ages and walks of life. We will work at your pace and challenge you when you are ready. I am happy to make accommodations as requested. I will ensure you have a safe space to process and complete the work that needs to be done to make therapy successful. Non-traditional beliefs, ideas, and experiences are welcomed to be explored without judgment or pressure to conform. In fact, some the most rewarding therapy sessions for my clients have been discussing unique philosophies that are contrary to popular opinion and culture. I pride myself in maintaining a strong work ethic, staying well organized, focused and applying strong self-care interventions. I work 4 jobs, 7 days a week, morning until night. I will do my absolute best to ensure our sessions begin and end on time. However, due to the nature of this career, there are occassions where I may be delayed with another person to evaluate for additional interventions (therapists are mandated reporters in Florida). Please keep this in mind when considering mental health services. If delays do occur, I apologize in advance. I will make sure you receive the best therapeutic services possible.

Olushola A. Lawal

(he/him)

Olushola A. Lawal, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Olushola Abiodun Lawal was born and raised in South Florida. He is an alumnus of Florida State University. Shola, as his friends call him, graduated from FSU with his Bachelor's of Social Work in 2013 and again with his Master's of Social Work in 2015. While a student at FSU, Shola gained an interest in the field of substance abuse, child welfare, and mental health disorders/ life coaching. As a Licensed Clinical social worker in the state of Florida, Shola has insight and understanding of the different criteria and appropriate diagnosis for an array of mental health disorders. Shola has over 5 years of experience as a Primary Therapist, case manager, and clinical care coordinator.

Josh Neri

Josh Neri, LMHC - Florida Therapist at Grow Therapy
$125/session
LMHC
10 years of experience
Virtual
I’m a Licensed Mental Health Counselor with over a decade of experience working with clients struggling with anxiety, depression, bipolar disorder, life transition problems, PTSD and substance use issues. I use Cognitive Behavioral Therapy alongside a Person-Centered perspective. Additionally I am a Master's Certified Addictions Professional. I am based in Miami, FL & open to serving anyone throughout Florida via Telehealth.

Kevin Bieber

Kevin Bieber, LMHC - Florida Therapist at Grow Therapy
$180/session
LMHC
25 years of experience
Virtual
About me I am a Licensed Mental Health Counselor in Florida with 25 years of professional experience come August. I am also a Qualified Supervisor of new counselors who finished their Master's Degree and have become Registered Mental Health Counselor Interns in Florida. In addition, I do Wellness Coaching throughout the USA. I am also a Teacher, Mentor, and soon an International Motivational Speaker. I have experience in helping clients with stress and anxiety, substance use and other vices and addictions, relationship issues, family conflicts, & trauma and abuse. As of 6-27-25, I am 5yrs, 7mos, and 8dys sober from marijuanna, and have also overcome the addictions of gambling, sex, and buying expensive cars beyond my means.

Jennifer D. Nelson

(she/her)

Jennifer D. Nelson, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
20 years of experience
Virtual
***Please note: No current evening or weekend appointments available.*** Hello, hello! I am a Licensed Clinical Social Worker with over 20 years of professional work experience. I am currently licensed in Arkansas, Massachusetts, Oregon, and Florida (tele-health only license). I have experience in helping clients with depression, anxiety, family conflicts, motivation, self-esteem, and confidence. I strongly believe “change your thoughts, change your life,” and using the CBT and Solutions-Focused approaches can help a person recognize how self-defeating thought patterns can hinder their growth.

Bertha Byrotte

(she/her)

Bertha Byrotte, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
20 years of experience
Virtual
My name is Berthovena (Bertha for short) and I am a Licensed Clinical Social Worker (LCSW) based in South Florida. I originally received my Masters in Social Work from Hunter College and have been professionally working in the field for over 23 years now. Since I was a child I loved serving others, and this passion is a large part of what has maintained my deep drive and love for Social Work not only as a career, but as a way of life.

Lisa B. Meotti

Lisa B. Meotti, LCSW - Florida Therapist at Grow Therapy
$95/session
LCSW
17 years of experience
Virtual
I am a Licensed Clinical Therapist in Florida, Texas, and Utah with over 17+ years of professional work experience. I am also a Certified Clinical Trauma professional (CCTP) with experience in helping clients with PTSD, C-PTSD, coping with addictions, LGBTQ+ related issues, relationship issues, and family conflicts. I specialize in helping individuals navigate life's challenges, build emotional resilience, and create meaningful change. I believe that healing begins with genuine human connection. I show up in my therapeutic sessions not just as a clinician, but as a real person - someone who values honesty, warmth, and the courage it takes to face life's challenges. My work is grounded in authenticity because I know that people heal best when they are truly seen , heard, and accepted without judgment.

Nichole Jefferson

Nichole Jefferson, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
1 year of experience
Virtual
Greetings! I am a licensed mental health therapist with experience working with adults and adolescents with ADHD, mood disorders, bipolar, autism, antisocial disorder, borderline disorder, anxiety, depression and more. I am a National Certified Counselor that have spent more than 20 years passionately serving and motivating individuals of all ages and backgrounds. I have served in the prison population, in residential facilities, and hospital. In my spare time, I enjoy being in nature, and spending time with my family. I offer a safe space where you can be vulnerable regardless of where you are on your therapeutic journey. CBT, DBT, and motivational interviewing techniques are utilized to position my clients develop and maintain long-term coping skills. I specialize in teaching effective communication skills that will help you both personally and professionally. You are not alone, on this journey. We understand the challenges of managing your mental health and well-being and are here to help you create new paths. Are you ready to be victorious? Let's go on a therapeutic journey that can positively impact your life.

Joe Calhoun

(he/him)

Joe Calhoun, LCSW - Florida Therapist at Grow Therapy
$120/session
LCSW
26 years of experience
Virtual
My name is Joe Calhoun, and I am a Licensed Clinical Social Worker (LCSW) based in Tampa, Florida, and working with clients state-wide via telehealth. I work with teenagers, and adults and specialize in treating addiction, anxiety, anger management, and relationship difficulties, using Cognitive Behavioral Therapy, Faith Based Therapy, REBT, Motivational Interviewing, and Solution Focused Therapy to help my clients meet their treatment goals.

Shanelle Damaso

Shanelle Damaso, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
I’m a Licensed Clinical Social Worker with 7 years of experience supporting individuals and families through a range of life challenges. My work has focused on helping clients manage anxiety, depression, low self-esteem, school-related issues, and major life transitions. I am also certified to support those living with chronic pain. In my practice, I strive to create a warm, safe, and nonjudgmental space where clients feel heard, respected, and supported. I view therapy as a meaningful conversation—one where I walk alongside you as a compassionate listener and trusted guide. I’m deeply passionate about helping people unlock their potential and move toward a life that aligns with their values and goals. As the child of Jamaican immigrants, I bring a culturally informed lens to my work and value the richness that diversity and inclusion bring to the therapeutic process. My faith also grounds me and informs my commitment to providing ethical, compassionate care. I look forward to the opportunity to support your growth and help you build the life you envision.

Liz Sullivan

(she/her)

Liz Sullivan, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LMHC
13 years of experience
Virtual
Hi, I'm glad you’re here. I’m Liz Sullivan, a Licensed Professional Counselor specializing in helping busy achievers relieve stress, anxiety, and find the joy in life again. When I meet them, my clients often say life feels like a grind. They are accomplished doers, always busy, but somehow feel lonely, frustrated and lost. Everything is on their to-do list (except themselves), and most days they feel stressed and overwhelmed. It's possible to let go of your stressors, feel relaxed, enjoy your relationships and have the energy to do what you love. My expertise is in teaching the tools that will help you break free from what feels like an endless stream of demands with no satisfying finish line. Using research proven mind and body techniques, we'll remove what’s blocking you from experiencing the joys of life. Together, we will find better ways to live your life so you can enjoy and put your energy towards what's important to you. You'll discover a balance that feels good and learn to actually relax and have fun again.

Fabiola Desire

(she/her)

Fabiola Desire, LCSW - Florida Therapist at Grow Therapy
$150/session
LCSW
13 years of experience
Virtual
I am Fabiola Desire. I want to be able to get you through your healing process. I have created a safe place for clients who have experienced trauma and will like for you to heal and release things that are affecting your life. Clients have been able to share their most traumatic events in their life and I provide comfort for them to healing, improve self esteem and identify healthy relationships.

Lucas Stinnett

Lucas Stinnett, LPCC - Florida Therapist at Grow Therapy
$100/session
LPCC
6 years of experience
Virtual
Life isn’t always sunshine and rainbows; it can be filled with challenges, difficulties, and hardships. I believe that life is all about perspective and the way we react to problems. Our trials and tribulations are opportunities for us to grow into stronger and wiser individuals. When challenges arise, most people ask, "Why?" I encourage my clients to change their mentality by asking, "How?"—how can I use this to grow and learn, make myself smarter and wiser?" I am a firm believer in empowering clients with the tools and knowledge needed to live a more fulfilling and productive life. With 8 years of sobriety and personal experience battling my own challenges, I know how helpful therapy can be in helping a person rebuild their life and become the person they want to be.

Jacob Kaiser

(he/him)

Jacob Kaiser, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
I am a Licensed Clinical Social Worker and Certified Addiction Professional who has worked with adults, children, families and seniors. I have worked with individuals experiencing a variety of mental health issues including substance abuse, grief and loss, anxiety, panic attacks, depression, and career burnout to name a few. I use a variety of therapeutic techniques to help individuals gain insight, awareness and understanding about themselves. I am a real person who lives, survives and tries to be the best version of myself everyday. Just like you! I will reach out to you where you are at emotionally. I offer a very human experience and a safe place for you to be you. You are the most important part of our work together and you are in charge of the direction we are heading. I will meet you where you are right now emotionally. When under my care, I will dedicated to helping you find a better balance for your personal experience. Call me so we could start your journey together toward the best version of yourself.

Jenni Schmidt

(she/her)

Jenni Schmidt, LCSW - Florida Therapist at Grow Therapy
$100/session
LCSW
10 years of experience
Virtual
Hi there, I'm Jenni! Feeling stuck and frustrated? Struggling to deal with the loss of a loved one? Trying to find balance in your life while coping with chronic illness? Expecting an upcoming change? Not able to sleep or stay on top of things in your life? I am here to help! Therapy cannot be effective if we are not meeting your specific needs and goals. I want to meet you where you are and together identify a path forward. I like to understand you, your values, and your background while also giving you solution-focused interventions you can utilize to make changes. If talking it through without homework is the way you want to go, that is fine too! We are all capable of change and moving forward but sometimes it is the dialogues in our head, relationships, or other factors that are getting in our way. Therapy is a great place to work through those and be more connected with what you value in your life. Let's work together!

Vanessa Ayude

(she/her)

Vanessa Ayude, LMHC - Florida Therapist at Grow Therapy
$130/session
LMHC
6 years of experience
Virtual
Some days—or even weeks—can feel heavier than others, leaving you stuck or overwhelmed. That’s totally normal, but those feelings can start to affect your decisions, self-esteem, relationships, and daily life. Change can feel daunting without support, and that’s where I come in. I’m here to walk alongside you, helping you navigate challenges with humor, metaphors, and a focus on what really matters—so you can build a happier, more authentic life for yourself and those you care about.

Amber Pestian

(she/her)

Amber Pestian, LCSW - Florida Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
18 years of experience
Virtual
My name is Amber Pestian, and I’m a Licensed Clinical Social Worker (LCSW) providing psychotherapy to individuals, couples, and families. I offer a supportive, client-centered space where people can explore life’s challenges and move toward healing. With over a decade of experience, I bring a compassionate, informed approach to every session—whether we’re working through mental health concerns, behavioral challenges, or relationship dynamics.

Mike Denning

(he/him)

Mike Denning, LMHC - Florida Therapist at Grow Therapy

Frequently rebooked

$105/session
LMHC
7 years of experience
Virtual
Hi! I’m a Licensed Mental Health Counselor based in Florida. I earned my Master’s degree in Clinical Mental Health Counseling from New England College in 2019, and I’ve been working in the field for over 7 years. Throughout my career, I’ve had the privilege of working with a diverse range of clients. I’ve supported individuals dealing with challenges such as addiction, depression, anxiety, bipolar disorder, and many other mental health concerns. My approach is compassionate, collaborative, and tailored to each person's unique needs and goals.

Andrew Cravey

(he/him)

Andrew Cravey, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
8 years of experience
Virtual
My clients are people who want to move from feeling "stuck" to having a greater sense of purpose, empowerment and clarity. My approach to counseling uses a relational model that creates a safe environment where I encourage my clients to develop resiliency and self-empowerment. Life is very hard. My goal is to have each person leave a session feeling more capable to handle whatever life throws at them.

Rosemarie Henry-Grant

Rosemarie Henry-Grant, LMHC - Florida Therapist at Grow Therapy
$100/session
LMHC
7 years of experience
Virtual
I am a Licensed Professional Therapist, based in Florida. I was born in the Island of Jamaica but attended College in the USA, where I gained my Bachelors in Business Administration from Florida Atlantic University and my Masters from Palm Beach Atlantic University. I began my Professional work in 2019 and worked tirelessly with older teenagers, adults and seniors. However, I also did many hours of internship at a Counseling center and also at a Mental Health Facility, where I gained invaluable experiences.

Shirley Barthelemy

Shirley Barthelemy, LMHC - Florida Therapist at Grow Therapy
$117/session
LMHC
12 years of experience
Virtual
My passion is to work with women and their families to help them discover new possibilities and purpose throw empowerment and self-discovery, despite what they may have experienced emotionally, mentally and physically. My goal to create an environment where they feel safe and accepted. My goal is to help women and their families learn how to navigate through life transitions and cope with change in a healthy way.

Andrew Penn

(he/him)

Andrew Penn, LMHC - Florida Therapist at Grow Therapy
$115/session
LMHC
8 years of experience
Virtual
Welcome! I am a Licensed Mental Health Counselor (LMHC) in Florida, and I have been practicing for 8 years. I am also licensed in Vermont as a telehealth provider. I received my Master's degree from Capella University, and am passionate about helping adults with a wide range of issues to become the best version of themselves. My goal is to provide a safe and supportive environment for clients to explore their thoughts and feelings, and to work healing and growth.

Tiffany A. Richburg

Tiffany A. Richburg, LCSW - Florida Therapist at Grow Therapy
$125/session
LCSW
5 years of experience
Virtual
Hi, I'm Tiffany. I understand that talking about your personal challenges can be overwhelming! My therapy style is relaxed and very client-focused. I have experience helping clients learn healthy tools for managing stress and anxiety, relationship issues, family conflicts, and anger management. I like to focus on identifying your strengths and helping you to maximize them to overcome your obstacles. I'm here to help you sort through your "stuff" and offer you a safe place to be open and honest. We will work together to teach you coping skills to promote positive change!

Frequently asked questions

Why filter by Florida rather than a city like Tampa?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Anger Management?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Anger Management, is filtering therapists in Florida that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.