Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 111 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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MiamiJacksonvilleOrlandoTampa

Availability updated: 8/19/2026

New to Grow

$125/session

Specialties
Coping Skills
LGBTQ
Life Transitions
+8
Hi, I'm Nic, founder of Revision Therapy. Many people come to therapy because they want to know themselves better, improve relationships, navigate life transitions, or become more intentional about how they live. I work with anxious overachievers, LGBTQ+ folks, and anyone mid transition wondering how they got here. Maybe it's the anxiety that never fully turns off, the one that's been running in the background so long you forgot it wasn't supposed to be there. Maybe you're looking for someone who won't need to explain your identity to. Maybe you're in the middle of a transition, a breakup, a move, a new job, a version of your life you didn't sign up for, and you feel weirdly behind for something nobody actually prepares you for. Wherever you're starting from, you don't need to have it figured out before you walk in. Together, we'll explore the beliefs, patterns, and experiences that have shaped you, then focus on building practical strategies that create real change in your daily life. Therapy isn't about endless processing, but about understanding yourself while building the life you want to live. My goal is to create a space where you feel safe, welcomed, and comfortable enough to be honest about what's working and what isn't.
Available

New to Grow

$150/session

Specialties
Anxiety
Eating Disorders
Self Esteem
+8
Hi, I'm so glad you're here. Starting therapy can feel overwhelming, but you don't have to figure things out on your own. My goal is to create a space where you feel comfortable showing up exactly as you are—without judgment, pressure, or the need to have it all together. With over 14 years of experience, I work with adolescents, college students, and adults navigating anxiety, eating disorders, life transitions, identity, relationships, and the unique challenges that come with being an athlete. As an LGBTQ+ identifying therapist, I'm committed to creating an affirming, inclusive space where you feel seen, respected, and supported. I take a warm, collaborative, and holistic approach to therapy, blending evidence-based practices with an understanding of how our mental, emotional, and physical well-being are all connected. When it fits your goals, I also incorporate an integrative nutrition perspective to support your overall wellness. Outside the therapy room, you'll usually find me running, dancing, or horseback riding. As an athlete myself, I understand the highs, lows, and pressures that can come with performance, balance, and caring for both your mind and body. I believe therapy is about more than getting through hard moments—it's about building a life that feels authentic, meaningful, and sustainable. Wherever you are in your journey, you don't have to walk it alone. I'd be honored to walk alongside you.
Available

$100/session

Warm
Authentic
Open-minded
Specialties
LGBTQ
Mood Disorders
Trauma and PTSD
+9
Hello! Are you looking for a therapist that is easy to talk to, meets you where are, and gives unconditional support? Then I would like to welcome you! I'm a Licensed Mental Health Counselor in the state of Florida and a graduate of the University of South Florida. I strive to create a safe and welcoming environment for you to grow. I will never claim to have all the answers, but I will walk with you as you find them yourself. My specialties include working with adults and adolescents specifically: LGBTQIA+ and BiPOC adults and youth, college students, teenagers, and neurodivergent folk that are dealing with depression, anxiety, and life changes. I am also sex, kink and poly allied and I come armed with a lot of knowledge of different life and love styles. I am here to support and help give you a space you are safe!
VirtualAvailable

Often rebooked

$75/session

Empowering
Warm
Authentic
Specialties
Anxiety
LGBTQ
Trauma and PTSD
+4
Hi! I'm Delilah Stovall (licensed as Dylan Stovall, LCSW). I'm transgender/non-binary (hence the two names), and I've worked as a social worker in Florida since 2019. I have worked in a community mental health setting for the entirety of my career until beginning my practice last year. I have been independently licensed as a therapist in Florida since September 2022 and in Wisconsin since July 2025.
VirtualAvailable

$100/session

Authentic
Warm
Intelligent
Specialties
LGBTQ
Trauma and PTSD
Depression
+3
Hi, I'm Nick. Clients who end up finding me are often capable and self-aware, but still find themselves overthinking, shutting down, becoming defensive, or feeling responsible for other people’s emotions. They often grew up being treated as “the problem” in their family of origin, and have learned to mask important parts of themselves, or were told their needs and reactions were too much. I work with LGBTQ+ and neurodivergent individuals who want to understand why certain patterns keep returning, and actually change them in a deeper way beyond just self-awareness and insight. I view symptoms as having developed for understandable reasons and still feel necessary in situations that trigger implicit learnings from the past. Together, we’ll become curious about what a very specific pattern might be protecting and develop new ways to respond. The aim here is to create greater self-trust to allow for actual meaningful change.
VirtualAvailable

$125/session

Warm
Authentic
Humorous
Specialties
ADHD
Child or Adolescent
Parenting
+7
My name is Clara Mangin, I am a licensed therapist in Florida with over 10 years of experience providing therapeutic services for adults, children/adolescents, and families in the clinic, home, and school settings. My therapeutic style involves tailoring the therapeutic space to meet each client's unique needs and identifying their specific interests and strengths in a warm, non-judgmental environment. I received my Masters degree in Clinical Mental Health Counseling from the University of North Florida, completed continuing education from the Florida Institute of Technology and post-graduate training earning both my LMHC and BCaBA certification with a training concentration in pediatric behavioral concerns. I have extensive experience addressing concerns associated with parenting struggles, anxiety, depression, autism spectrum disorder, ADHD, and other behavioral disorders. Utilizing cognitive behavioral, solution-focused, trauma-informed techniques, and other evidence-based practices I aim to support individuals and families in achieving their identified therapeutic goals and feel empowered to face life's challenges. I am passionate about creating a safe and engaging therapy experience for clients of all ages and would love the opportunity to help you and your family on this journey.
VirtualAvailable

$175/session

Authentic
Open-minded
Warm
Specialties
Anxiety
Depression
Perinatal Mental Health
+10
I am a compassionate, culturally responsive therapist who is deeply committed to supporting individuals and families through healing, growth, and transformation. I bring a lived understanding of cultures and the unique emotional experiences of navigating life in a complex world. My professional background includes extensive experience in mental health, substance use, family therapy, and maternal health, where I supported individuals through detox and residential care, mental health crisis, grief, loss, burnout, family conflicts, life changes, pregnancy, pre and postpartum care. I have a strong foundation with understanding how trauma, stress, systemic barriers, and unmet emotional needs often intersect with coping behaviors. My approach is nonjudgmental, strengths-based, Inclusive, and focused on restoring hope, autonomy, and self-trust. Healing is not one-size-fits-all. My goal is to walk alongside you, honor your story. I am a compassionate, culturally responsive therapist who is deeply committed to supporting you through healing, growth, and transformation.
Available

$150/session

Authentic
Warm
Open-minded
Specialties
Addiction
LGBTQ
Trauma and PTSD
+10
I believe therapy works best when you feel genuinely seen, accepted, and understood. My style is warm, collaborative and down-to-earth. I strive to create a space where you can show up exactly as you are without judgment. As a person-centered therapist, I tailor treatment to your unique needs, drawing from CBT, EMDR, and gender-affirming care. I am in the queer community and especially enjoy working with LGBTQIA+ individuals.
Available

$115/session

Authentic
Warm
Humorous
Specialties
Anxiety
Depression
LGBTQ
+22
I am a Licensed Clinical Social Worker with over 20 years of experience supporting individuals, couples, families, and groups from diverse cultural, economic, and ethnic backgrounds. My career has taken me across the U.S. and abroad—including New York City, California, and Dublin, Ireland—giving me a broad perspective on the many ways people navigate life’s challenges. Currently, I provide tele-therapy sessions through a HIPAA-compliant platform. Many of my clients have found this format especially helpful in balancing therapy with their busy or unpredictable schedules. My areas of expertise include working with issues related to gender identity, sexuality, and non-traditional relationships (including polyamory and open relationships). I also bring both clinical expertise and personal insight into the challenges that arise in connection with personality disorders such as Narcissistic, Borderline, Avoidant, and Antisocial Personality Disorders. In particular, I help clients process and heal from the emotional trauma that often accompanies relationships impacted by these dynamics. My approach is collaborative, non-judgmental, and grounded in respect for each person’s unique experience. Whether you are seeking support around identity, relationships, or recovery from difficult past experiences, I provide a safe and affirming space where growth and healing are possible. Outside of my work as a therapist, I find joy in activities that keep me grounded and creative. I love traveling and exploring new places, tending to my garden, playing the piano, working out, and cooking. I also have a passion for interior design and creating welcoming spaces. Most importantly, I value quality time with my family, friends, and my dog, Batman, who always manages to bring a smile to my day.
VirtualAvailable

$100/session

Warm
Authentic
Solution oriented
Specialties
Anxiety
Depression
LGBTQ
+6
Hello there, I wish to greet you as you walk the path for a kinder tomorrow & self-actualization. Oftentimes, tomorrows can be overwhelming; filled with both potentials and uncertainty. I view tomorrows as a garden that needs tending in the present so the most lush potentials can grow. Gardens require emotional work that you may be unable to do alone for any number of reasons. This is why I offer my assistance. Not as a head gardener telling you what to do, or staff blindly following you, but as a comforting presence at your side to help you walk through your path and plants seeds for your desired tomorrows. My areas of expertise include emotional difficulties, depressive disorders, LGBTQIA+ issues, and personal growth/development. While these are the areas of expertise for myself, I maintain that therapy is not a “one way street” so to speak. I, as your therapist, walk with you to provide support and tools as you move towards your ideal self. I believe that all people deserve tomorrows that are brighter than their todays, and I hope I can assist you on that first step in planting your better tomorrow. For all my clients, I wish to one day sit with them in the beautiful garden they have created. To enjoy the fruits of their success, and perhaps share a lovely cup of tea with them. Let's begin your journey!
VirtualAvailable

$100/session

Warm
Authentic
Empowering
Specialties
Anxiety
LGBTQ
Trauma and PTSD
+3
Hi, I’m Jaki Neering, LCSW. I’m a trauma-informed therapist who’s passionate about creating safe, affirming spaces where you can feel seen and supported. My approach is holistic and somatic, helping folks reconnect with their minds, emotions, and inner wisdom. Since 2017, I’ve worked closely with the LGBTQ+ community, offering care that’s affirming and grounded in compassion. I honor all the ways we learn to survive and gently support people in letting go of what no longer serves them. I believe healing is possible, and it starts with feeling truly met. You deserve that space.
VirtualAvailable

$95/session

Direct
Empowering
Authentic
Specialties
Anxiety
Depression
As a Licensed Clinical Social Worker and Certified Addictions Professional, I have worked with children, adolescents, and adults who struggle with trauma, anxiety, depression, substance use, grief, behavioral issues, and life transitions. I take a compassionate, supportive, trauma informed approach. I aim to provide clients with a safe space that they feel heard, respected, and equipped to develop healthier coping skills, emotional strength, and life changes.
Available

$125/session

Warm
Authentic
Intelligent
Specialties
Depression
LGBTQ
Trauma and PTSD
+7
Hello! You've taken the first step on your journey to a better you. Life can be challenging at times with various stressors, and it's my belief that everyone needs their voice to be heard and emotions validated in an unbiased space. I believe that every individual has the ability for change, regardless of what they have been through. It takes a great deal of courage to take the step forward and seek support and guidance to strengthen your mental and emotional health. I am here to provide you with that safe non-judgmental space needed to express yourself and build on positive change. Let's work together to build a stronger foundation for you.
VirtualAvailable

$160/session

Authentic
Warm
Open-minded
Specialties
LGBTQ
Peer Relationships
Self Esteem
+7
I value creating a space where people can feel safe enough to slow down, be themselves, and feel genuinely understood. I believe therapy works best when it feels like a real human connection; built on trust, respect, and a steady sense of care. My style is warm, collaborative, and grounded in curiosity about each person’s unique experience, rather than assumptions or quick judgments. I aim to meet you where you are, whether you’re feeling overwhelmed, stuck, disconnected, or simply unsure of what you need right now. I pay close attention not only to what you’re going through, but also to the strengths, values, and inner resources that have helped you get through difficult moments. Therapy with me is not about having everything figured out; it’s about making sense of things together at a pace that feels manageable and safe. I bring a thoughtful approach that balances support with insight. At times, this may include reflecting patterns you might not have noticed before or inviting new perspectives when it feels helpful. I often share practical tools, strategies, and resources from evidence-based and relational practices that can support you outside of sessions and help translate insight into everyday life. At the heart of my work is the belief that people don’t have to go through things alone. Whether you’re navigating anxiety, relationship challenges, life transitions, or a general sense that something feels off, therapy can be a place to feel more grounded, connected, and understood. My hope is that our work together helps you build clarity, self-compassion, and a stronger sense of direction in your life. If you’re looking for a space where you can show up as you are and be met with warmth, care, and thoughtful guidance, I would be honored to create that space.
Available

$150/session

Empowering
Authentic
Direct
Specialties
LGBTQ
Anxiety
Coping Skills
+3
I am a Licensed Marriage and Family Therapist with over 30 years of experience in the Behavioral Health field. My work spans various settings, including corrections, homeless services, hospitals, and substance abuse treatment facilities. I take a direct, solution-focused approach to therapy, helping individuals and couples explore their thoughts, emotions, and behaviors in a structured way that fosters self-awareness, insight, and emotional growth. My goal is to empower clients with practical tools to navigate life’s challenges and create meaningful change.
VirtualAvailable

$125/session

Warm
Authentic
Empowering
Specialties
Anxiety
Family Therapy
Parenting
+10
Hi, I’m Trish. Life can feel really heavy at times—whether it’s stress from work, changes in relationships, past experiences that still affect you, or just the day-to-day feeling of being stuck. You don’t have to figure it all out on your own. My role is to walk alongside you, offering support, tools, and a safe place where you can process what’s happening and start to feel more like yourself again.
VirtualAvailable

$100/session

Warm
Authentic
Direct
Specialties
Anxiety
Depression
LGBTQ
+18
My name is Oswaldo “Oz” Castro, and I am a Licensed Mental Health Counselor with extensive experience supporting individuals across a wide range of needs and life stages. My passion as a therapist is helping people find hope, healing, and practical tools to move forward. I began my career in neurofeedback, spending 7 years working with children, adolescents, and adults with ADHD, autism, sleep difficulties, anxiety, depression, and other neurodivergent experiences. I later gained 5 years of experience at a drug rehabilitation facility, supporting individuals on their recovery journey from substance use. From there, I spent 2 years at a survivor’s center, helping individuals heal from domestic violence, violent crimes, and grief. During this time, I also worked closely with the LGBTQIA+ community, including facilitating groups for individuals of the trans experience. I also worked for 5 years with children and adolescents transitioning out of a Baker Act and receiving sometimes getting into therapy for the first time, which gave me extensive experience in crisis intervention, family systems, and the importance of providing stability and hope during vulnerable times. Most recently, for the past 3 years, I have been serving clients through the Grow Therapy, where I’ve had the privilege of reaching individuals who previously struggled to access care or find a therapeutic connection locally. This work has strengthened my belief that therapy should be accessible, collaborative, and tailored to each person’s unique story. If you’re seeking a therapist who will meet you with empathy, understanding, and practical support, I would be honored to work alongside you. Together, we can create a path toward the goals and growth you want for yourself.
VirtualAvailable

$165/session

Empowering
Solution oriented
Authentic
Specialties
Addiction
Career Counseling
LGBTQ
+7
My name is Dr. Frank Gorritz. I currently hold 8 years of practice with my Master's Degree in Clinical Counseling and Psychology and my Doctoral Degree in Counselor Education and Supervision. While I specialize in anxiety, depression, trauma, substance use, and minority stress, I am here to work with you across diverse lived experiences and concerns, as well as explore any goals that are important to you and your healing. Know that this space is an open door for you, one where we can experience empowerment, resilience, pain, and celebration with no judgment. Just a space for you.
Available

New to Grow

$100/session

Authentic
Holistic
Specialties
Anxiety
LGBTQ
Trauma and PTSD
+7
believe healing is not about fixing what is “wrong,” but about building a kinder, more trusting relationship with yourself. I work with adolescents and adults who are navigating life transitions, issues around identity and self esteem, or feeling the lingering effects of traumatic experiences. Together we will work towards restoring a sense of grounding, choice, and self-compassion. With compassion and curiosity, the survival responses that once protected us can begin to soften opening the door to healing, thriving, and building a life lived with intention. My approach is heart centered and trauma informed. My work integrates EMDR (technique for reprocessing traumatic experiences), Acceptance and Commitment Therapy, and Internal Family Systems (IFS). As a certified yoga teacher and Reiki practitioner, I value the body’s wisdom and may incorporate mindfulness or somatic awareness into our sessions. Whether you’re brand new to therapy or returning after time away, my hope is to offer a space that feels welcoming, supportive, and collaborative. I believe that you are the expert on yourself and I am here to help guide you along your healing journey to help you move towards your goals and a life that feels more authentic and aligned.
Available

$90/session

Holistic
Open-minded
Specialties
LGBTQ
Life Transitions
Trauma and PTSD
+10
Welcome! I'm Samuel, a Licensed Clinical Social Worker who believes therapy should be a space where you feel safe, understood, and supported without judgment. I work with adolescents, adults, couples, and families from diverse backgrounds, including members of the LGBTQ+ community. My approach is compassionate, collaborative, and trauma-informed, and I tailor each session to your unique experiences and goals. Whether you're navigating anxiety, depression, trauma, relationship concerns, identity exploration, or life transitions, we'll work together to build practical coping skills, increase self-understanding, and create meaningful, lasting change at a pace that feels right for you.
Available

$150/session

Solution oriented
Open-minded
Warm
Specialties
Depression
Family Conflict
LGBTQ
+10
My name is Anastasia Sabga, I am an LCSW and a Florida native with Caribbean and Middle Eastern roots. I am a certified yoga teacher and a plant based eater. My passions include writing, hiking, biking, and reading. I identify as part of the LGBTQ+ community and welcome clients to come as they are. My work revolves around serving clients who struggle with their own sense of self, with family enmeshment, codependency, interpersonal issues, attachment wounds, and the spectrum of mood and personality struggles. I also work with couples and families whether it be through daily stressors, divorce, or addiction. I welcome anyone and everyone to my practice. Don't be shy, schedule an appointment with me and we will see if it is a good fit!
Available

$120/session

Warm
Authentic
Open-minded
Specialties
Anxiety
Depression
Trauma and PTSD
+7
I am a Licensed Clinical Social Worker passionate about walking alongside individuals who want to heal, grow, and build healthier ways of navigating life’s challenges. Over the years, I have worked with clients struggling with anxiety, depression, trauma, ADHD, and difficulties in relationships, and I have seen firsthand how meaningful therapy can be when it feels both safe and effective. I believe that therapy should be a space where you feel understood and supported while also learning concrete tools to create change in your everyday life. My role is to listen as well as help you gain insight, shift unhelpful patterns, and strengthen your confidence in managing stressors. I bring warmth, compassion, and evidence-based strategies to my work so that clients leave sessions feeling both validated and equipped to move forward.
VirtualAvailable

$140/session

Authentic
Empowering
Humorous
Specialties
Anxiety
Bipolar Disorder
Depression
+10
My name is Jennifer and I am a Licensed Clinical Social Worker in 19 states with 20 plus years in the healing profession. I provide therapy to individuals, couples and groups. I have extensive experience tailoring my therapeutic approach to meet client's where they are at. I honor and respect your vulnerability in the counseling process. Emotional work you do in your life will be very rewarding. Compassion and psychological insight is the hallmark of my practice. The modalities I utilize in my practice are psychodynamic, client-centered, humanistic, DBT and DBT respectively. I interweave approaches to learn what feels like the best fit for your unique needs. I hope to be a part of your journey.
VirtualAvailable

$185/session

Open-minded
Warm
Direct
Specialties
Couples Counseling
First Responders/Healthcare Workers
LGBTQ
+10
If you've been holding it together with caffeine, sarcasm, and sheer willpower, you're not alone...and you don't have to keep doing it that way. I'm Dr. Patrick Hanson, DSW, LCSW, and I help children, teens, adults, couples, and families navigate anxiety, burnout, Trauma, relationship challenges, life transitions, and the lasting effects of difficult experiences. My approach is genuine, collaborative, and down-to-earth. I believe therapy works best when you can show up exactly as you are, without worrying about saying the "right" thing or pretending everything is okay. Together, we'll explore what's keeping you stuck, build practical coping strategies, and work toward meaningful, lasting change. I strive to create a space where you feel heard, supported, and challenged in a way that promotes growth. Some sessions may include laughter, others may be emotional, but every session is focused on helping you better understand yourself and move toward the life you want to live. Whether you're facing a current struggle or carrying experiences that continue to affect you today, we'll work together at a pace that feels right for you. My goal is for you to leave each session feeling a little more hopeful, a little more empowered, and knowing you don't have to figure it all out alone.
Available

$70/session

Authentic
Warm
Direct
Specialties
Anxiety
LGBTQ
Mood Disorders
+10
Hi! My name is Samantha Wills but most folks call me Sam! I am a Licensed Clinical Social Worker. I received my Bachelor’s of Social Work degree from Florida Gulf Coast University and later earned my Master’s of Social Work degree from Florida State University. Before beginning my work in private practice, I worked in different mental health school settings and an intensive outpatient program. I also identify and work with members of the LGBTQ+ community and pride myself on creating a safe, affirming environment for everyone to be vulnerable and honest without fear of rejection. I spend my free time reading the latest romantasy novel, spending time with my loved ones, and crafting.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Florida. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.