Therapists that accept Cash Pay in Florida

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 2257 verified therapists in Florida who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Find therapists near you in

MiamiJacksonvilleOrlandoTampa

Availability updated: 8/8/2026

$100/session

Authentic
Direct
Warm

Specialties

Anxiety
Crisis Intervention
Trauma and PTSD
+10
Hello, I am Available Holidays, Weekends, daytime hours and Evenings for any type of therapy session, including a crisis. (Wondering What is a crisis? - A crisis is viewed not just as a clinical emergency, but as a severe, multi-dimensional disruption of a person’s mind, body, spirit, & social alignment that overwhelms their existing coping mechanisms). Reaching out for support can feel overwhelming, especially when you’ve been carrying so much on your own. You deserve a space where you feel heard, understood, and supported without judgment. I have over a decade of experience as a working therapist. My practice focuses on delivering thorough care to both adult men, women & Teenagers. Providing psychiatric evaluations, supportive therapy, and effective mental health management for all types of life challenges working with individuals coming to therapy alone or individuals coming as a couple/marriage and families with challenging situations. Mental health is the cornerstone of overall well-being, influencing the body, mind, & soul. My approach is empathetic, aiming to enhance your quality of life through understanding and support. I never push you to make choices. I provide a safe space for you to talk about what has been going on and work collaboratively with you when you are ready. I have experience working with people with anxiety, depression, trauma, PTSD, Panic, Addiction, life transitions, Military Families and perinatal mental health concerns. If you decide to book an appointment with me, you can always expect a warm, supportive, client-centered session that is tailored to you and your needs. If you’re ready to take that next step, I’d be honored to walk alongside you in your healing and growth journey.
Available

$160/session

Authentic
Warm

Specialties

Couples Counseling
Life Transitions
Trauma and PTSD
+8
Welcome to a space I have dedicated to helping individuals, couples, and families thoughtfully navigate inner challenges, past trauma, self-identified struggles, and relationship dynamics. Drawing on almost six years of specialized counseling experience, my focus is centered on a highly unique style of collaborative care for those who seek to: - cultivate secure attachment with self and others - rewire their nervous system to live in the present instead of the past and future - understand relationship patterns to meaningfully rebuild them The change, progress, healing or complete transformation you seek, deserves a holistic approach that intentionally honors your mind, body, and soul.
Available

$100/session

Authentic
Empowering
Warm

Specialties

Depression
Mood Disorders
Self Esteem
+12
At my core, I am a humanist, existentialist, and a proponent of unconditional self-compassion. I am especially drawn to the moments in therapy where people feel safe enough to speak honestly about the parts of themselves they've carried alone. I value depth, authenticity, humor, and the relief that comes from being fully human in the room with another person. I have come to deeply value my work with adults and people navigating life transitions, grief, identity shifts, meaning, and the emotional complexity that comes with living a full life.
VirtualAvailable

$350/session

Warm
Authentic
Empowering

Specialties

Anxiety
Child or Adolescent
Depression
I am a Licensed Clinical Psychologist experienced with both adults and children. My extensive experience with diverse populations allows me to better understand my clients and help them achieve their therapeutic goals. I enjoy working with children, adolescents and adults. In addition, I have experience working with adults struggling with life challenges. I have over 13 years of experience working in the field.
VirtualAvailable

New to Grow

$100/session

Specialties

Foster Care/Adoption
Mood Disorders
Trauma and PTSD
+5
Hi, I'm Jenness Jones, a Licensed Mental Health Counselor and founder of Grace and Mercy Counseling, LLC. I am passionate about helping adolescents and adults navigate life's challenges with compassion, understanding, and practical support. My practice provides a safe, nonjudgmental space where clients can work through concerns such as anxiety, depression, trauma, life transitions, relationship difficulties, and stress while developing the tools needed for healing, growth, and lasting change. At Grace and Mercy Counseling, I believe that everyone deserves the opportunity to be heard, supported, and empowered. My goal is to help clients recognize their strengths, build resilience, and move toward a healthier and more fulfilling life.
Available

New to Grow

$175/session

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Hi, I'm Izabela Jandura, a Licensed Mental Health Counselor dedicated to helping adults navigate life's challenges with compassion and understanding. I believe therapy should be a safe, supportive space where you feel heard without judgment. My approach is personalized because every person's story is unique. Together, we'll build practical skills, gain insight, and work toward meaningful, lasting change at a pace that feels right for you.
Available

$150/session

Authentic
Warm

Specialties

Anxiety
Military/Veterans
Trauma and PTSD
I have over 25 years experience working to resolve mental health concerns. I have a Master's degree in Counseling, and am a Licensed Mental Health Counselor in FL. I have specialized training in resolving trauma, military/veteran issues, anxiety, depression, stress, and strategies for elevating your life experience. I enjoy working with adults 18+ from all walks of life. If you’re ready to gain tools that will help ,you stay grounded, present, and fully engaged in your life.
Available

$125/session

Warm
Empowering
Open-minded

Specialties

Depression
Life Transitions
Postpartum
+4
I’m a Licensed Clinical Social Worker (LCSW) and Certified Clinical Trauma Professional (CCTP) located in Florida, and I help adults navigate life’s challenges—like anxiety, depression, trauma, and big life changes. I also work with new mothers, college students, LGBTQ+ clients, and people facing serious health challenges. My approach is warm and practical: I listen, support, and give honest guidance when needed, helping you figure out what’s really holding you back and how to move forward.
VirtualAvailable

Often rebooked

$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Depression
Coping Skills
+3
Hello, my name is Gabriela, but you can call me Gabby.
I specialize in supporting women who are navigating challenges such as anxiety, depression, and trauma. As a mother and wife, I bring a diverse and compassionate perspective to our sessions, blending personal insight with professional expertise.My goal is to provide a safe and nurturing space where you can feel truly heard, understood, and supported. Together, we will build a foundation for healing, growth, and thriving in the face of life’s challenges.I know how rare it can be to find a place where you feel fully seen, which is why I became a therapist—to create that space for you. Let’s take this journey toward resilience and empowerment, one step at a time.
VirtualAvailable

$150/session

Authentic
Warm

Specialties

Anger Management
Anxiety
Depression
+10
I’m a Licensed Mental Health Counselor who provides a warm, supportive, and nonjudgmental space for adults navigating anxiety, depression, relationship concerns, stress, and significant life transitions. I understand that reaching out for support can feel difficult, and I strive to help clients feel comfortable, heard, and respected. My approach is collaborative and solution focused, combining meaningful conversation with practical tools that can help you build emotional resilience, gain clarity, and create lasting change in your everyday life.
Available

$65/session

Authentic
Warm

Specialties

Anxiety
Child or Adolescent
Spirituality
+10
I’m Terrissa Bryan, LMHC, a Licensed Mental Health Counselor with more than a decade of experience helping youth, adults, and their families break through trauma, anxiety, ADHD, anger, and the patterns that keep them stuck. My work is grounded in trauma‑informed, evidence‑based care and practices, with a focus on collaborative treatment planning, cultural responsiveness, and strengthening the client’s capacity to regulate emotions, manage unhealthy behaviors. My goal is to empower clients to trust their inner voice, build confidence in their own abilities, and develop practical skills that support long‑term resilience. I believe every person has the capacity to heal and grow—and my role is to help you access that strength, clarify your path, and move forward with greater balance and self‑awareness. If you’re ready to step into your own power, strengthen your voice, and create meaningful change, I’m here to guide you with clarity, compassion, and clinical expertise.
Available

New to Grow

$100/session

Warm

Specialties

Child or Adolescent
Grief
Parenting
+10
I'm a Licensed Clinical Social Worker and Qualified Supervisor with over 30 years of experience helping children, adults, older adults, and families navigate life's challenges with compassion, hope, and practical support. Throughout my career, I've had the privilege of working in schools, hospice care, healthcare, and private practice. These experiences have given me a deep understanding of grief, anxiety, trauma, life transitions, chronic illness, emotional regulation, and the importance of healthy relationships. I also have a passion for supporting neurodivergent children and partnering with parents to better understand their child's unique strengths, challenges, and way of experiencing the world. My approach is warm, genuine, and collaborative. I believe lasting change begins when you feel safe, heard, and truly understood. Therapy should feel like a conversation, not something intimidating. Together, we'll build on your strengths, develop practical tools, and help you move forward with confidence and renewed hope. I believe growth happens through connection, compassion, and understanding, and that even small steps can lead to meaningful change. I tailor therapy to each person's unique needs, using research-supported, evidence-based approaches that foster self-awareness, strengthen relationships, build healthy coping skills, and help you navigate life's challenges with resilience. If your relationship with God is an important part of your life, it will be welcomed and honored throughout the counseling process. We can thoughtfully integrate biblical principles, prayer, and research-supported, evidence-based therapy to support emotional, spiritual, and personal growth. Wherever you are in your journey, I'd be honored to walk alongside you as you move toward greater peace, resilience, and renewed purpose.
Available

$150/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Coping Skills
Depression
+4
I am a Bilingual (English-Spanish) licensed therapist with a passion to provide person-centered, strengths based, trauma informed and culturally sensitive treatment. I am a strong believer in the idea that we have the solutions to our problems within and I encourage clients to do introspection to find their answers. I strive to create a safe, warm, compassionate environment for clients to heal, explore and learn. I enjoy working with individuals of all ages and genders. However, as a working Latina, mother of 3, I have a passion for working with women and minorities. I graduated from the University of New England with a master's in Clinical Social Work and I have over 5 years of experience working with individuals with severe and persistent mental illness, substance abuse and co-occurring disorders. I have been trained in person-centered treatment, Cognitive Behavioral Therapy, Trauma Informed Treatment, Motivational Interviewing and Solution Focused Treatment. I have experience working with depression, anxiety, self-esteem issues, suicide ideations, trauma, and relationship issues, among others. I also have extensive training and work experience in crisis intervention and suicide prevention.
VirtualAvailable

New to Grow

$175/session

Specialties

Addiction
Anxiety
Depression
+10
I'm a therapist with six years of experience helping people work through anxiety, depression, trauma, and substance use. My approach is person-centered — I meet you where you're at, using CBT and EMDR depending on what's useful for you, not a one-size-fits-all plan. I have a particular passion for substance use work, and I believe change is possible even when it feels impossible right now. Sessions are held virtually, at a pace that's yours.
Available

$95/session

Solution oriented
Warm
Authentic

Specialties

Anger Management
Obsessive-Compulsive (OCD)
Trauma and PTSD
+9
Nǐ hǎo / Hello! I am a licensed mental health therapist in Florida with over 20 years of experience helping individuals work through anxiety, depression, trauma, grief, school-related stress, relationship issues, and major life challenges. Many of the people I support come to therapy feeling overwhelmed, stuck, emotionally drained, or unsure how to move forward. I believe therapy works best when goals are clear, practical, and measurable, so we can track progress in a meaningful way. I also believe humor can be a powerful part of healing, helping create a more relaxed and human space for growth. I believe strong therapy starts with listening, truly understanding who you are, what you have been through, and what matters most to you. I use evidence-based treatment to help clients address anxiety, depression, trauma, grief, relationship stress, school concerns, and emotional overwhelm. Together, we set goals that align with your values. In my leisure time I play music instruments, I enjoy cooking, Hotpot is my favorite food. I speak mandarin besides English and I consider myself as a people person. I am open minded willing to learn from others.
Available

$175/session

Specialties

Anxiety
Child or Adolescent
Depression
+10
Feeling exhausted from carrying the weight of parenting, family responsibilities, and your own emotional needs? You're not alone. I specialize in supporting burnt-out moms, children, and teens through trauma-informed therapy that helps families reduce stress, improve communication, heal from difficult experiences, and reconnect with their strengths. I became a therapist because I am passionate about helping people heal from difficult experiences, build resilience, and feel more connected to themselves and others. Having navigated my own journey of healing and personal transformation, I feel deeply honored to walk alongside others as they discover their own strength.
Available

New to Grow

$65/session

Specialties

Depression
Grief
Trauma and PTSD
Welcome to my profile! I am a seasoned Licensed Clinical Social Worker (LCSW) with a deep commitment to client-centered care. With over a decade of dedicated service in the VA system, as well as over 30 years of work in mental health and child welfare, I offer a steady, trauma-informed perspective for individuals navigating life's complexities. My practice is built on a foundation of experience and deep listening, providing a safe, calm environment where you can work toward your goals at a pace that feels right for you. I use evidence based treatment for conditions such as PTSD, Anxiety, Depression, Insomnia, including CBT for Insomnia, CBT for depression, CPT for PTSD, as well as talk therapy, all to help address your concerns.
Available

$100/session

Authentic
Empowering
Open-minded

Specialties

ADHD
Anger Management
Depression
+2
Reaching out for support can be one of the hardest steps, and I’m committed to creating a safe, supportive, and nonjudgmental space where you feel comfortable being yourself. As a Licensed Clinical Social Worker with 18 years of experience, I work with children, adolescents, and adults facing a variety of emotional and behavioral challenges. I specialize in treating anxiety, depression, PTSD and trauma, ADHD, and behavioral concerns. My approach is collaborative and personalized because I believe there is no one-size-fits-all path to healing. I draw from evidence-based treatments including Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and Eye Movement Desensitization and Reprocessing (EMDR) to help clients build practical coping skills, process difficult experiences, and create lasting change. Whether you’re feeling overwhelmed, struggling with past trauma, navigating life transitions, or looking for support for your child or teen, my goal is to help you feel understood, empowered, and equipped with the tools needed to move forward. Together, we’ll identify your strengths, develop meaningful goals, and work toward improving your overall well-being. I believe therapy should be a place where you feel heard, respected, and supported every step of the way. I look forward to helping you take the next step toward healing and growth. I have extensive experience working with school-aged children and adolescents, helping families navigate behavioral, emotional, and academic challenges
Available

New to Grow

$125/session

Specialties

Anxiety
Depression
Military/Veterans
+10
Starting therapy can feel intimidating at any stage of life. Whether you are a teenager navigating the challenges of adolescence or an adult managing life's responsibilities and transitions, seeking support is a courageous step. I strive to create a therapeutic space that is welcoming, compassionate, and free from judgment, where you can safely explore your thoughts, emotions, and experiences. I believe therapy is more than just talking—it can be a place to laugh, reflect, learn, heal, and grow. My approach is personalized to meet the unique needs of each individual. For adolescents, I incorporate creative and engaging interventions, including art, games, and interactive activities, to encourage self-expression, emotional awareness, and healthy coping skills. For adults, I provide a supportive environment to process challenges, build resilience, and work toward meaningful goals. The teenage years can bring challenges related to identity, friendships, family relationships, academic pressures, self-esteem, anxiety, and emotional well-being. Adults often face stressors related to careers, relationships, parenting, life transitions, grief, anxiety, depression, and balancing responsibilities. Regardless of age or circumstance, everyone deserves a space where they feel heard, understood, and supported. I believe each person has a unique story, and my role is to listen, understand, and help them build on their strengths. I use Cognitive Behavioral Therapy (CBT) in a practical, down-to-earth way, helping clients recognize patterns that may be keeping them stuck. Together, we identify goals, develop healthy coping strategies, and work toward positive change. As a clinician, I am honest, transparent, open-minded, and approachable. Whether you are an adolescent finding your voice or an adult seeking support through life's complexities, I am committed to walking alongside you with empathy, encouragement, and respect. I look forward to getting to know you and supporting your journey toward growth and healing.
Available

$100/session

Empowering
Authentic
Warm

Specialties

Anxiety
Depression
Women's Issues
+10
Hi there! Welcome to my practice. What would your life look like if anxiety, stress, or self-doubt no longer held you back? Do you find yourself overthinking, worrying about everything, or feeling emotionally drained? I know life can feel challenging at times and therapy is a great way to start navigating those challenges with support. It’s time to start investing into healing and finding a place where you finally felt heard, understood, and supported. I look forward to meeting you and navigating life's challenges together one step at a time! You don't have to have everything figured out to deserve support. If you're feeling overwhelmed, stuck, or simply ready for a change, therapy can be a place where you finally get to focus on you. I'm the kind of person who celebrates the little win, because that's often where the biggest growth begins. My practice centers on helping clients address challenges like depression, anxiety, relationship dynamics, and life transitions. I bring a compassionate, culturally informed approach to therapy, supporting individuals from diverse backgrounds and life experiences. My work focuses on helping clients navigate challenges such as anxiety, trauma, life transitions, relationship concerns, and personal growth. I strive to create a safe, affirming, and collaborative space where each person feels respected, understood, and empowered to achieve their goals. I obtained a Master's degree in Social Work from the University of West Florida and a Bachelor's degree in Psychology from the University of Central Florida, demonstrating applied knowledge of mental health principles and practices.
Available

$150/session

Warm
Authentic
Intelligent

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
Welcome! I am a licensed psychotherapist specializing in trauma/PTSD, as well as mood and anxiety related concerns. With experience in both inpatient and outpatient treatment settings, I treat individuals facing a range of mental health challenges. My therapeutic approach is down-to-earth and interactive. I draw from a variety of theoretical frameworks and tailor my approach to suit each client's developmental stage, personal preferences and needs. Aside from private practice, I partner with multiple community-based nonprofit agencies serving children, adolescents, and families involved in the foster care system, as well as survivors of domestic and sexual violence. I am a doctoral candidate at the University of Pennsylvania and earned my Master of Social Work (MSW) from the University of Southern California.
VirtualAvailable

$95/session

Intelligent
Warm
Authentic

Specialties

Anxiety
Coping Skills
Life Transitions
+8
I’m a Licensed Clinical Social Worker with six years of private practice experience helping teens and adults navigate anxiety, trauma, depression, and life’s challenges. My approach is warm, collaborative, and tailored to each individual, using evidence-based therapies such as Cognitive Behavioral Therapy (CBT), Solution-Focused Therapy, and other modalities that best fit each client’s needs. Throughout my career, I’ve worked in schools, nursing homes, and with individuals of varying abilities and backgrounds, giving me experience supporting people across all stages of life. I believe everyone has unique strengths, and sometimes those strengths simply need to be rediscovered and nurtured to help move through difficult seasons with confidence and resilience.
Available

New to Grow

$95/session

Specialties

Anxiety
Depression
Mood Disorders
+10
I'm Porsha Coates, LMHC, and I work with people who are ready to make real changes — not just cope, but actually move forward. My clients include adults, adolescents, couples, veterans, and military families navigating anxiety, depression, ADHD, relationship challenges, and major life transitions. I bring together CBT, Solution-Focused Therapy, Motivational Interviewing, mindfulness, and clinical hypnotherapy — not as a rigid formula, but as a flexible toolkit I adapt to what you actually need. I offer telehealth therapy across Florida, so getting support is straightforward, wherever you are.
Available

$150/session

Empowering
Warm

Specialties

Anxiety
Crisis Intervention
Depression
+10
As a Licensed Clinical Social Worker with more than 20 years of experience, I am dedicated to helping individuals navigate life's challenges with compassion, insight, and practical support. At Sunrise Counseling and Wellness, LLC, I provide a warm, collaborative space where clients feel heard, understood, and empowered to create meaningful change. Whether you're struggling with depression, anxiety, trauma, or a major life transition, I tailor therapy to your unique needs using evidence-based approaches, like Cognitive Behavioral Therapy (CBT), Motivational Interviewing (MI) and EMDR-informed techniques as I continue advanced training in Eye Movement Desensitization and Reprocessing (EMDR).
Available

New to Grow

$175/session

Specialties

Anxiety
Depression
Life Transitions
I am trained in Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and DBT Prolonged Exposure (DBT-PE), and I tailor these evidence-based approaches to meet your unique needs, strengths, and goals. I recognize that every individual’s experiences are different, which is why I take a personalized approach to treatment rather than relying on a one-size-fits-all model. Whether you're navigating everyday stressors or working through more complex challenges, my goal is to help you build practical skills, gain deeper insight, and create meaningful, lasting change. I strive to provide a therapeutic space that is warm, collaborative, and nonjudgmental—where you feel heard, supported, and empowered throughout the healing process.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Florida. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Florida from Miami to Jacksonville! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Florida.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.