Therapists that accept Cash Pay in Colorado

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 61 verified therapists in Colorado who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/18/2026

$120/session

Authentic
Empowering
Open-minded

Specialties

LGBTQ
Addiction
Anxiety
+6
Hello, my name is JoAnn Zerr and I have a Masters in Community Counseling and two licensures with DORA. I am a Licensed Professional Counselor and also a Licensed Addiction Counselor. I enjoy connecting and helping clients gain insights, resolve trauma, and learn improved relationship skills. I have been in the feild for over 10 years and try to use research based methods of practice to help manage a wide aray of mental health issues.
Available

$125/session

Authentic
Empowering
Warm

Specialties

LGBTQ
Anxiety
Life Transitions
+10
Hi, I'm Chelsea, a Licensed Professional Counselor with a passion for working with individuals navigating anxiety, identity, and life's many transitions. I believe that real, lasting change doesn't come from a technique or a worksheet, it comes from the relationship we build together. Research consistently shows that the therapeutic relationship is the most powerful predictor of meaningful growth. That's why I'm deeply committed to creating a space where you feel genuinely seen, heard, and never judged. A place where you can show up exactly as you are. Whether you're stepping into something new, feeling stuck in place, or simply trying to find your footing, I'm here to help you navigate every step of the way. My approach is collaborative at its core. I don't believe in one-size-fits-all solutions, because you are not a one-size-fits-all person. Together, we'll explore what's keeping you stuck, uncover your strengths, and work toward the kind of change that actually lasts at a pace that feels right for you. If you're ready to take that first step, I'd love to connect.
Available

$140/session

Authentic
Intelligent
Empowering

Specialties

LGBTQ
Addiction
Women's Issues
+10
With 20 years as a Licensed Clinical Social Worker in Florida and Colorado, I help people get unstuck from patterns that keep repeating—even when they know better. Not just talk about it—actually change it. I’ve worked with Veterans, caregivers, people dealing with serious illness, and those carrying anxiety, depression, grief, and burnout from holding too much for too long. Most of my clients aren’t new to insight—they already understand their patterns. They just haven’t been able to change them yet. I don’t do cookie-cutter therapy. We look at your actual life—your history, relationships, nervous system, and habits—and figure out what’s really driving things. Then we work on it in a way that’s realistic and doable—something you can actually sustain. I’m direct and I’m kind. I’ll call things out when needed, but I’m not here to shame you—I’m here to help you move. You don’t have to filter yourself or pretend you’re more okay than you are. Just show up as you are and we’ll work with that. I’m a secular, affirming therapist. You don’t have to explain or defend who you are here. I work with LGBTQ+ clients, people in nontraditional relationships, and anyone who’s tired of feeling like they don’t quite fit. I use evidence-based approaches like CBT, mindfulness, solution-focused therapy, and motivational interviewing—but more importantly, I use what actually works for you. I’m also trained in psychedelic therapy and integration. If you want a therapist who will sit quietly and nod, I’m probably not your person. If you want someone who will help you understand what’s going on, challenge what’s not working, and actually help you change things—we’ll get along well.
VirtualAvailable

$200/session

Open-minded
Solution oriented
Authentic

Specialties

LGBTQ
Obsessive-Compulsive (OCD)
Trauma and PTSD
+9
I am a Licensed Professional Counselor in TX, CO, and ID, passionate about helping individuals heal, grow, and reconnect with themselves in meaningful and lasting ways. My approach to therapy is warm, collaborative, trauma-informed, and grounded in authenticity. I believe healing happens when people feel emotionally safe, genuinely seen, and supported without judgment. I specialize in navigating anxiety, OCD, trauma, emotional overwhelm, relationship challenges, identity struggles, intimacy concerns, trauma, perfectionism, and major life transitions. I also have experience supporting couples, children, adults, LGBTQIA+ clients, neurodivergent individuals, BIPOC communities, and Spanish-speaking clients through culturally sensitive and affirming care. My therapeutic style integrates evidence-based approaches including Exposure and Response Prevention (ERP), Dialectical Behavior Therapy (DBT), mindfulness-based therapy, somatic techniques, play therapy interventions, and sex therapy-informed work. I strive to create therapy experiences that are both practical and deeply compassionate, helping clients better understand themselves while building the tools needed for emotional regulation, healthier relationships, and long-term healing. As a bilingual Latina therapist, I value creating spaces where clients can show up fully as themselves. I understand how culture, family dynamics, identity, and lived experiences can shape emotional wellbeing, and I aim to honor each client’s unique story throughout the therapeutic process. In addition to my clinical work, I am passionate about holistic healing, nervous system regulation, breathwork, and personal growth. My goal is to help clients move beyond survival mode and toward lives that feel more connected, balanced, authentic, and emotionally sustainable. I view therapy as a collaborative journey where healing is not about perfection, but about creating greater self-awareness, resilience, and compassion for yourself along the way.
Available

$125/session

Open-minded
Warm
Authentic

Specialties

LGBTQ
Anxiety
Depression
+10
Hello, I am so glad you're here! My journey into this profession began with a deep commitment to understanding, connecting with, and supporting individuals during some of their most challenging moments. Over time, I’ve gained extensive experience in behavioral health, which continues to deepen my commitment to providing thoughtful, compassionates, and effective care. With over 18-years in behavioral health, I bring both clinical expertise and heartfelt compassion. My style is warm, collaborative, and focused on creating a safe space where you can be yourself. I specialize in trauma-informed care, moving at your pace as you explore, heal, and reconnect with your inner strength. Healing is possible, and I’m here to support you every step of the way.
Available

$140/session

Authentic
Empowering
Humorous

Specialties

LGBTQ
Anxiety
Bipolar Disorder
+10
My name is Jennifer and I am a Licensed Clinical Social Worker in 19 states with 20 plus years in the healing profession. I provide therapy to individuals, couples and groups. I have extensive experience tailoring my therapeutic approach to meet client's where they are at. I honor and respect your vulnerability in the counseling process. Emotional work you do in your life will be very rewarding. Compassion and psychological insight is the hallmark of my practice. The modalities I utilize in my practice are psychodynamic, client-centered, humanistic, DBT and DBT respectively. I interweave approaches to learn what feels like the best fit for your unique needs. I hope to be a part of your journey.
VirtualAvailable

Often rebooked

$100/session

Open-minded
Authentic
Solution oriented

Specialties

LGBTQ
Anxiety
Coping Skills
+10
I am a Licensed Professional Counselor (LPC) and Licensed Addictions Counselor (LAC) in Northern Colorado. My journey began in 2002, working as a substance use/detox/dual diagnosis program for several years. I've worked the last 17 years in a county jail as a counselor and the last couple of years as a supervisor. Much of my experience has been related to working with clients in crisis. In 2023, I began providing therapy to people in the community. I have been able to work with diverse populations, gaining skills and knowledge along the way and look forward to working with you.
VirtualAvailable

$120/session

Humorous
Authentic
Warm

Specialties

LGBTQ
Couples Counseling
Depression
+7
I believe that everyone has inherent strength. While I can be direct and to the point, I understand that this conversation is about your life, not mine. I also believe in the power of laughter and that everyone is capable of leading their best life. I live in a multi dog/cat/parrot household and odds are good you will not just hear them but may occasionally see them. No worries they don’t judge and have been sworn to HIPAA secrecy.
VirtualAvailable

$150/session

Warm
Empowering
Intelligent

Specialties

LGBTQ
Trauma and PTSD
Anxiety
+5
Ready for more than just talking about your trauma? If you've been living with complex trauma or PTSD, you may be looking for therapy that goes beyond insight. Understanding why you feel the way you do is important, but real healing comes from processing what happened so it no longer has the same hold on your life. I'm a Licensed Professional Counselor (LPC) in Connecticut and Colorado with over 15 years of experience specializing in complex trauma (CPTSD), PTSD, childhood trauma, attachment wounds, and anxiety. Many of my clients are thoughtful, capable people who have spent years holding everything together while feeling stuck beneath the surface. My approach is warm, genuine, and collaborative. I won't rush your healing or ask you to revisit painful memories before you're ready. Using EMDR, Brainspotting, and Internal Family Systems (IFS)-informed therapy, I tailor treatment to your unique experiences and goals. Healing isn't about becoming someone different. It's about feeling more connected to yourself, your relationships, and the life you want to live. My goal is to create a space where you can process the past, find lasting relief, and move forward with greater confidence and freedom.
Available

$180/session

Authentic
Humorous
Direct

Specialties

LGBTQ
Anxiety
Depression
+10
I'm not just a therapist. I'm a coffee enthusiast who starts each day with a pour-over and a quiet moment before the world wakes up. I'm an outdoor lover who believes fresh air and moving my body are non-negotiable whether that's a hike, 4x4ing, hitting the resort/ backcountry, a walk with the family, or just standing in the backyard feeling the sun. And I'm a family man. A partner. A parent. Someone who knows what it's like to be pulled in ten directions and still want to show up fully for the people around me. That life outside the office isn't separate from my work. It's what keeps me refreshed, grounded, and able to come back to this chair with presence and energy. I don't just talk about balance I live it, imperfectly and intentionally. The work I've done reflects that same groundedness. I've been shaped by a wide range of experiences: residential treatment settings where the stakes were high and the progress was hard-won. Outpatient practice where life happens between sessions jobs, kids, marriages, breakdowns and breakthroughs. I've sat with clients across the entire lifespan, from geriatric patients navigating legacy and loss to teens just beginning to ask who they are. That breadth taught me something: suffering doesn't discriminate by age, and neither does healing. Whether you're sixteen or sixty, whether you're processing trauma or just trying to feel less alone, the fundamentals are the same. You want to be seen. You want to be understood. And you want a way forward that actually fits your life. That's what I'm here for.
VirtualAvailable

New to Grow

$175/session

Specialties

LGBTQ
Life Transitions
Trauma and PTSD
+10
You may look like you have everything together on the outside while privately feeling overwhelmed, emotionally exhausted, or uncertain about how to move forward. I work with adults navigating anxiety, trauma, women's issues, life transitions, and LGBTQ+ related concerns. Many of my clients come to therapy during periods of change, loss, self discovery, or emotional distress when the strategies that once worked no longer seem enough. Whether you're struggling with persistent worry, processing difficult experiences, navigating relationship challenges, rebuilding your confidence, or trying to better understand yourself, therapy can provide a space to pause, reflect, and heal. My goal is to help you gain greater clarity, reconnect with your strengths, and create a life that feels more aligned with your values, needs, and sense of purpose.
Available

$150/session

Empowering
Warm
Authentic

Specialties

LGBTQ
Anxiety
Depression
+9
Hello! I am a Licensed Clinical Social Worker (LCSW) based in North Carolina. I am also licensed in Virginia, Indiana, Colorado, and West Virginia. I completed my Master's Degree in Social Work in 2005 from Eastern Washington University and became licensed in 2015. I use a conversational format with humor mixed in for sessions. Each person is different and your treatment will be developed based on your needs and wants. I am here to guide, support, and encourage you to help meet your goals. I am your therapy cheerleader!
VirtualAvailable

Often rebooked

$150/session

Solution oriented
Open-minded
Warm

Specialties

LGBTQ
Depression
Family Conflict
+10
My name is Anastasia Sabga, I am an LCSW and a Florida native with Caribbean and Middle Eastern roots. I am a certified yoga teacher and a plant based eater. My passions include writing, hiking, biking, and reading. I identify as part of the LGBTQ+ community and welcome clients to come as they are. My work revolves around serving clients who struggle with their own sense of self, with family enmeshment, codependency, interpersonal issues, attachment wounds, and the spectrum of mood and personality struggles. I also work with couples and families whether it be through daily stressors, divorce, or addiction. I welcome anyone and everyone to my practice. Don't be shy, schedule an appointment with me and we will see if it is a good fit!
Available

New to Grow

$100/session

Specialties

LGBTQ
Addiction
Autism
+10
If you're reading this, then you have made a tremendously brave and important step in seeking self-betterment through individual counseling. Whether life can seem steady or unsteady at times, we all, nevertheless, lose track of our coping skills and rely on unhealthy habits and poor routines from time to time. I utilize Cognitive Behavioral Therapy (CBT), Client-Centric, Narrative Therapy, and the best evidence-based practices. My specialties include working with medical issues and physical health, intimate and romantic relationships, sleep disorders, bipolar disorder, gender identity, LGBTQIA+ support, multicultural and diversity issues.
Available

$150/session

Authentic
Direct
Empowering

Specialties

LGBTQ
Grief
Self Esteem
+3
My name is Haleigh, and I am a Licensed Marriage and Family Therapist located in Grand Junction Colorado. I enjoy seeing couples and individuals. If you’re navigating the pain of a betrayal, hoping to strengthen communication in your relationship, or wanting support as you heal from past trauma, I’m here to help. I specialize in working with couples, as well as teens and adult individuals healing from complex trauma. My approach is grounded in empathy, collaboration, and a deep belief in the power of safe connection to transform our lives. I view therapy as a space where we can slow down, explore patterns with curiosity, and rebuild trust, both within ourselves and in our relationships. I am trained in EMDR and draw from attachment-based and trauma-informed approaches to help clients process painful experiences and create new ways of relating. My office is an affirming, inclusive space for all identities, including the LGBTQ+ community. I strive to meet each person exactly where they are, honoring their unique story and strengths.
VirtualAvailable

$100/session

Authentic
Empowering
Warm

Specialties

LGBTQ
First Responders/Healthcare Workers
Life Transitions
+9
Now Accepting New Clients. Navigating through the journey of life we inevitably run into hindrances that challenge our momentum. Change is hard and can often be sudden and unpredictable, leaving us without the proper tools to cope with these changes. We have to learn to acclimate to our surroundings on our terms. Whether it's a traumatic response, addiction, grief and loss, anxiety, loss of confidence, feeling lost and overwhelmed, feelings of depression or stagnation, there's hope. It takes courage to look into a mirror and see who's looking back, it takes strength to want to make a change and hope to inspire change. My goal is to inspire Hope. To inspire people to look inward and see what is there, what already exists. I want to see people believe in themselves. My goal is to assist people in regaining a strong and confident sense of self.
VirtualAvailable

$140/session

Warm
Empowering
Open-minded

Specialties

LGBTQ
Trauma and PTSD
Women's Issues
+10
I specialize in working with women and LGBTQ+ adults who are ready to stop repeating the same relationship patterns and start building a healthier relationship with themselves. You may find yourself questioning your worth, losing yourself in relationships or friendships, struggling to trust your own decisions, or feeling stuck in patterns you know no longer serve you. Together, we'll explore where those patterns began, strengthen your self-trust, and create lasting change rooted in emotional safety and self-respect. My approach integrates attachment-informed, trauma-focused, and evidence-based therapy with practical tools that support meaningful change beyond our sessions. I believe healing involves the whole person, recognizing the impact of relationships, trauma, nervous system regulation, physical health, and life transitions on emotional wellbeing. As a Licensed Clinical Social Worker and Certified Sex Therapist, I also support clients navigating intimacy, sexuality, sexual trauma, religious shame, relationship transitions, and recovery from intimate partner violence.
VirtualAvailable

$150/session

Empowering
Authentic
Solution oriented

Specialties

LGBTQ
Anxiety
Depression
+10
I work with individuals from all backgrounds and walks of life who are experiencing emotional challenges, life transitions, or periods of stress and adjustment. Clients may be navigating anxiety, depression, self-identity concerns, relationship changes, career shifts, chronic or medical conditions, or other life stressors that impact emotional well-being. With experience across medical and mental health settings, including work with military-affiliated individuals and those managing chronic illness, I am well suited to support clients seeking a safe, supportive, and collaborative space. I value meeting clients where they are and working together to build coping skills, strengthen resilience, and support meaningful growth at a pace that feels right for them.
VirtualAvailable

$150/session

Authentic
Warm
Open-minded

Specialties

LGBTQ
ADHD
Anxiety
+10
I am a therapist dedicated to a deeply collaborative healing journey. My practice is built on creating a genuine connection where authenticity and curiosity are our guides. Together, we work to uncover insightful perspectives and practical strategies, empowering you to approach life's challenges and opportunities in ways that deeply resonate with your personal values and aspirations for a more fulfilling future.
VirtualAvailable

$125/session

Authentic
Solution oriented
Warm

Specialties

LGBTQ
Coping Skills
Self Esteem
+10
I am an experienced and dedicated professional with a rich history spanning over three decades in counseling, education, professional services, and human advocacy. With a robust background, I have accumulated over two decades of successful supervision, five years of specialized McKinney-Vento Act implementation, and a strong aptitude for managing intricate projects while promoting collaboration. My skill set encompasses adept writing, organizational prowess, effective communication, and expertise in counseling and program development. My true passion lies in addressing the multifaceted challenges that families, adults, children, and youth encounter, especially in the realms of poverty, homelessness, substance-related issues, incarceration, and other life difficulties. Throughout my career, I've established a proven track record of forging robust partnerships and making a lasting impact. My adaptability and unwavering commitment, as evidenced by my licenses and certifications, render me an invaluable addition to any organization committed to effecting positive change in the lives of vulnerable populations.
VirtualAvailable

$175/session

Specialties

LGBTQ
Anxiety
Eating Disorders
+10
*Please note that I only accept insurance for individual therapy. The model I use to work with couples is attachment based and a non-medical approach to couples therapy and is unable to be billed through insurance. I have been a Marriage and Family Therapist for 20+ years and continue to feel honored to provide a space of curiosity, reflection, non-judgment and authenticity in order to support individuals and couples in making the changes they want to make in their own lives and in relationships. I have worked with people across various cultures and in many different walks of life-from people struggling with addiction, to immigrants resettling in the US, to people needing some support in navigating a life transition. I currently focus most of my work in private practice on working with people who are wanting to improve their relationships, learn ways to better manage emotions, heal from trauma or improve their relationship with food and body.
VirtualAvailable

$120/session

Authentic
Empowering
Open-minded

Specialties

LGBTQ
Addiction
Anxiety
+3
Travis is a Licensed Professional Counselor (LPC) with over 15 years of experience working in various mental health settings including psychiatric hospitals, community mental health clinics, and a drug and alcohol rehab. He earned his bachelor’s degree in psychology in 2008, from Texas A&M University, and his master’s degree in clinical Mental Health Counseling in 2015, from Sam Houston State University. With a passion for helping individuals, Travis has worked in private practice for three years utilizing CBT, existential therapy, and mindfulness techniques to achieve client goals.
VirtualAvailable

$120/session

Authentic
Empowering
Intelligent

Specialties

LGBTQ
Anxiety
Life Transitions
+10
I’m a Licensed Clinical Social Worker with experience working with individuals across all stages of life, including children, adolescents, adults, and older adults. I specialize in helping others with anxiety, depression, stress, self-esteem/self-confidence, imposter syndrome, career exploration, and relationship issues. Seeking help is a huge first step, and I do my absolute best to make the entire therapeutic process as smooth and easygoing as possible by embracing a positive, eclectic, and non-judgmental approach to therapy.
VirtualAvailable

$150/session

Authentic
Warm
Open-minded

Specialties

LGBTQ
Anxiety
First Responders/Healthcare Workers
+10
I am a licensed therapist practicing in Florida, Colorado, and Nevada, with seven years of experience. I specialize in guiding individuals who are ready to embrace the inner work needed to heal patterns that no longer serve them. My goal is to support your journey toward growth, self-awareness, and lasting transformation. My lived experience and clinical expertise allow me to connect authentically with clients, fostering a safe and nonjudgmental space for growth and healing.
VirtualAvailable

$110/session

Warm
Authentic
Holistic

Specialties

LGBTQ
Anxiety
Grief
+10
My name is Orla. I serve as a Therapist, Licensed Clinical Social Worker, and Transition Doula. I specialize in brain and body-based modalities for addressing complex developmental trauma. My practice is devoted to supporting individuals bring about more effective and fulfilling lived experience. I have worked with thousands of people from many walks of life to recover from the impacts of trauma and tend to grief as a means of self care. My clinical practice is rooted in benevolent curiosity with an intuitive blending of ego-state work & body-based interventions for the resolution of trauma and integration of the psyche.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across the entire state. If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near your address.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, LGBTQ, is filtering therapists in Colorado that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.