Therapists that accept Cash Pay in Colorado

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 14 verified therapists in Colorado who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/18/2026

$200/session

Warm
Authentic
Empowering

Specialties

Fertility & Reproduction Issues
Perinatal Mental Health
Postpartum
+5
Welcome! I’m Bridget (she/her/hers). I am a licensed psychotherapist and nationally certified counselor living in Abington, PA. I specialize in working in perinatal health and wellness. This means I am certified and trained in working with those experiencing infertility, miscarriage, IVF, pregnancy, and the postpartum period. I am passionate about supporting individuals and families during the transformative journey of pregnancy, childbirth, and the postpartum period. My mission is to provide compassionate, evidence based care to those navigating the challenges and joys of the perinatal period and beyond.
VirtualAvailable
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Often rebooked

$175/session

Authentic
Open-minded
Warm

Specialties

Fertility & Reproduction Issues
Perinatal Mental Health
Postpartum
+10
Being a mom can be beautiful, and brutally overwhelming. If you’re carrying invisible weight while trying to hold everything (and everyone) together, you’re not alone. Hi, I'm Olivia Lauzon, LCSW/LICSW and Certified Perinatal Mental Health provider. I specialize in working with mothers navigating trauma, anxiety, burnout, and the deep identity shifts that come with parenthood. Whether your trauma is recent or rooted in childhood, becoming a mom has a way of bringing it to the surface. The sleepless nights, the mental load, the pressure to “do it all,” it can stir up old wounds in ways no one prepared you for. I am licensed to see clients in CO, FL, and WA.
VirtualAvailable
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Often rebooked

$100/session

Open-minded
Authentic
Solution oriented

Specialties

Fertility & Reproduction Issues
Anxiety
Coping Skills
+10
I am a Licensed Professional Counselor (LPC) and Licensed Addictions Counselor (LAC) in Northern Colorado. My journey began in 2002, working as a substance use/detox/dual diagnosis program for several years. I've worked the last 17 years in a county jail as a counselor and the last couple of years as a supervisor. Much of my experience has been related to working with clients in crisis. In 2023, I began providing therapy to people in the community. I have been able to work with diverse populations, gaining skills and knowledge along the way and look forward to working with you.
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$180/session

Authentic
Humorous
Direct

Specialties

Fertility & Reproduction Issues
Anxiety
Depression
+10
I'm not just a therapist. I'm a coffee enthusiast who starts each day with a pour-over and a quiet moment before the world wakes up. I'm an outdoor lover who believes fresh air and moving my body are non-negotiable whether that's a hike, 4x4ing, hitting the resort/ backcountry, a walk with the family, or just standing in the backyard feeling the sun. And I'm a family man. A partner. A parent. Someone who knows what it's like to be pulled in ten directions and still want to show up fully for the people around me. That life outside the office isn't separate from my work. It's what keeps me refreshed, grounded, and able to come back to this chair with presence and energy. I don't just talk about balance I live it, imperfectly and intentionally. The work I've done reflects that same groundedness. I've been shaped by a wide range of experiences: residential treatment settings where the stakes were high and the progress was hard-won. Outpatient practice where life happens between sessions jobs, kids, marriages, breakdowns and breakthroughs. I've sat with clients across the entire lifespan, from geriatric patients navigating legacy and loss to teens just beginning to ask who they are. That breadth taught me something: suffering doesn't discriminate by age, and neither does healing. Whether you're sixteen or sixty, whether you're processing trauma or just trying to feel less alone, the fundamentals are the same. You want to be seen. You want to be understood. And you want a way forward that actually fits your life. That's what I'm here for.
VirtualAvailable
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$120/session

Open-minded
Authentic
Empowering

Specialties

Fertility & Reproduction Issues
Anger Management
Anxiety
+7
Hello, I’m Whitnee Willrich, a Licensed Professional Counselor who is passionate about helping individuals, couples, and families navigate life’s challenges with compassion and clarity. I believe therapy should be a safe, supportive space where you can show up exactly as you are without fear of judgment. In our work together, I focus on helping clients better understand themselves, develop healthier coping strategies, and build stronger relationships. My approach is collaborative, empowering, and grounded in creating meaningful change so you can move forward with greater confidence and emotional well-being. Whether you are feeling overwhelmed, navigating a life transition, or simply looking for support and personal growth, I am here to walk alongside you on your journey toward healing.
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$150/session

Authentic
Empowering

Specialties

Fertility & Reproduction Issues
Grief
Mood Disorders
+9
I'm Erik Petersen — a Licensed Professional Counselor, grief specialist, and couples therapist with over 20 years of experience walking with people through the hardest seasons of their lives. I know what it's like to lose a father young. To feel the ground shift beneath you before you were ready. To spend years searching for direction — and for someone steady enough to follow. That kind of loss doesn't just take a person. It takes the roadmap. And without it, you wander. That wandering shaped me. It's why I do this work, and why I do it the way I do. I founded Made Known Counseling because I believe the deepest human need isn't to be fixed — it's to be truly known. Known in the pain, the confusion, the grief that hasn't lifted, the relationship that's quietly unraveling. Known without being rushed toward an answer that isn't ready yet. I work with individuals carrying grief in all its forms — death, divorce, miscarriage, estrangement, infertility, and the losses that don't have a name but still take something from you. I work with couples who love each other but have lost the thread. And I work with men doing the kind of interior work that most rooms don't make space for — the searching, the silence, the long overdue reckoning. My approach is trauma-informed, relationally grounded, and faith-integrated for those who want that. I draw on EMDR, Emotionally Focused Therapy, and the Gottman Method — but what matters more than technique is presence. I practice online across Colorado and in-person near Grand Junction. If something in you says it's time — that's enough to begin. Helping You Mourn. Mend. And Find Meaning.
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$225/session

Warm
Solution oriented
Empowering

Specialties

Fertility & Reproduction Issues
Anxiety
Perinatal Mental Health
+10
Hello I am Aida Sek, LCSW, a bilingual trauma psychotherapist, holding licenses in the states of Florida, Virginia and Colorado. Some of my specialties include trauma, addiction and codependency recovery, PTSD resolution through EMDR, perinatal mental health, relationship issues, anxiety, depression, grief and loss, conflict resolution, multicultural and adjustment issues. Being born in Colombia, made me understand the value and importance of cultural, ethnic, and varied backgrounds, and recognize the multitude of strengths born from these areas. Specific to my practice, each client is met with a sacredness regarding their culture and background, holding the client in unconditional positive regard.
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$95/session

Warm
Authentic
Solution oriented

Specialties

Fertility & Reproduction Issues
Anxiety
Life Transitions
+6
My work and life experiences have provided me opportunities to work with both adults and young children dealing with anxiety, grief, frustration and stress. My passion is to support those who are navigating emotions related to their current experiences and their hopes for the future. With openness and acceptance, I provide supportive, evidence-based and trauma-informed sessions to promote problem solving and coping with life's imbalances. My specialty has been working with women, mothers and young families. I have a lot of experience with navigating systems that provide support to people with developmental disabilities as well, from ages 0-8.
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$100/session

Warm
Authentic
Open-minded

Specialties

Fertility & Reproduction Issues
Anxiety
Depression
+10
Hello, I'm Cheryl. I believe healing is most effective when we care for the whole person—mind and body together. After more than two decades as a counselor, I returned to school to become a Nurse Practitioner so I could provide more comprehensive care. Today, I combine both perspectives to help people find lasting improvements in their mental and emotional well-being. My background allows me to look at the bigger picture. Whether you're struggling with anxiety, depression, stress, sleep concerns, the emotional impact of a medical condition, or navigating a difficult life transition, we'll work together to understand what is contributing to your symptoms and develop a treatment plan that fits your goals, values, and lifestyle. I believe every person deserves to be treated with respect, compassion, and genuine curiosity. Rather than using a one-size-fits-all approach, I tailor each session to your individual needs. My work draws from evidence-based therapies such as Cognitive Behavioral Therapy (CBT), Person-Centered Therapy, psychodynamic principles, and other therapeutic approaches when appropriate. The goal isn't to fit you into a particular treatment model—it's to find what works best for you.
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New to Grow

$150/session

Specialties

Fertility & Reproduction Issues
First Responders/Healthcare Workers
Grief
+5
As a Licensed Clinical Social Worker, I enjoy working with adults navigating grief, life transitions, aging, and caregiver stress. I understand that seeking support can feel like a big step, and I strive to create a welcoming, nonjudgmental space where you feel heard, understood, and supported. My background in medical social work has given me the opportunity to work with people from diverse backgrounds facing a wide range of life experiences. Over the years, I've learned the value of meeting people where they are, listening deeply to their stories, and recognizing the strengths they already possess. I believe every person's journey is unique, and I consider it a privilege to walk alongside my clients as they navigate life's challenges. My approach to therapy is integrative, meaning I tailor each session to your individual needs, goals, and experiences while drawing from evidence-based practices. Together, we'll build on your strengths, explore new perspectives, and develop practical tools to help you move forward with greater resilience and confidence. Whether you're grieving the loss of a loved one, adjusting to the changes that come with aging, caring for someone else, or facing another major life transition, my goal is to help you feel supported, empowered, and better equipped to navigate whatever comes next.
Available
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New to Grow

$125/session

Specialties

Fertility & Reproduction Issues
Anxiety
Grief
+10
I specialize in grief and loss, maternal mental health, faith-based counseling, and spiritual or existential exploration. I also have additional training in helping women who are navigating postpartum anxiety, trauma, and the emotional weight that can come with motherhood. We’ll gently explore the pressures that are keeping you stuck, so you can begin to feel more grounded and yourself again. My approach is warm, discerning, and grounded in the belief that meaningful healing often requires care that honors the complexity of what you are carrying. As a former school counselor, I also understand the difficulties families face. Whether you are moving through loss, adjusting to motherhood, wrestling with faith, or trying to find your footing in a season of uncertainty, you do not have to navigate it without support. If you are looking for a space that is thoughtful, compassionate, and deeply attuned to your experience, I would be honored to walk alongside you.
Available
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New to Grow

$150/session

Specialties

Fertility & Reproduction Issues
Perinatal Mental Health
Postpartum
+3
Hello! I am Vanessa Martinez, a licensed professional counselor and certified perinatal mental health therapist in Cortez, Colorado. I have been a therapist for 4 years. I graduated in 2022 with my master's degree from Capella University. My primary work has been in community mental health, which means I am confident and capable of handling various situations with care and compassion. I would love to work with you if you are a new mother, a seasoned mom, or just needing some additional support through parenting. Let me know how I can be of service to you!
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$140/session

Authentic
Intelligent
Warm

Specialties

Fertility & Reproduction Issues
Perinatal Mental Health
Postpartum
+1
I am a Licensed Clinical Social Worker, birth doula, yoga teacher, and professor with a passion for walking alongside people through life’s most complex seasons. My work is rooted in compassion, evidence-based practice, and a belief that healing involves the whole person—mind, body, and spirit. In my practice, I specialize in reproductive and perinatal mental health, trauma recovery, and supporting individuals and couples navigating infertility, pregnancy, postpartum, loss, and life transitions. I also work with clients facing chronic illness and the lingering impact of stress and anxiety. My integrative approach may include traditional talk therapy, mindfulness, yoga-based techniques, and psychoeducation, tailored to fit your unique needs and goals. Clients often describe me as calm, supportive, and practical. I believe therapy should feel like a safe place where you don’t have to “have it all together.” Instead, you’ll find space to process honestly, learn effective tools, and build resilience. Whether you are seeking short-term support or long-term healing, we’ll work together at your pace to create meaningful change. Beyond the therapy room, I teach and mentor future social workers, which keeps me grounded in both current research and real-world practice. My experience as a doula and yoga teacher allows me to bring a holistic, nurturing lens to therapy that honors your strengths while addressing challenges. Above all, I want you to know: you don’t have to walk this path alone. Healing is possible, and I would be honored to support you in finding your way forward.
VirtualAvailable
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New to Grow

$150/session

Specialties

Fertility & Reproduction Issues
Grief
Life Transitions
+10
I believe that every person has the capacity for growth, healing, and meaningful change. My role as a therapist is to provide a supportive, collaborative space where you can better understand yourself, navigate life's challenges, and move toward the life you want to create. I work with individual adults in Colorado and Hawaii who are experiencing life transitions, anxiety, depression, grief, relationship changes, infertility, career decisions, stress, or simply feeling stuck. Sometimes clients come to therapy because of a specific event, while others have a general sense that something isn't working anymore. Wherever you're starting, we'll work together to identify your strengths, understand the patterns that may be keeping you stuck, and develop practical tools for lasting change. My approach combines evidence-based psychotherapy with a whole-person perspective. I integrate Cognitive Behavioral Therapy (CBT), Acceptance and Commitment Therapy (ACT), Narrative Therapy, mindfulness, and person-centered counseling while tailoring each session to your individual needs and goals. I believe emotional wellness is influenced by every part of our lives, and therapy should honor the unique experiences, values, and strengths that each person brings into the room. Whether you're looking for support through a difficult season or seeking greater purpose, balance, and fulfillment, I strive to create a space where you feel heard, respected, and empowered.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across the entire state. If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near your address.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Fertility & Reproduction Issues, is filtering therapists in Colorado that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.