Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 792 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/17/2025

Melody Garcia Paschen

(she/her)

Melody Garcia Paschen, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
7 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker in California. I received my Masters from Cal State Fullerton in 2017. I have experience working with people of various backgrounds including but not limited to: adults, young adults, adolescents, children, parents, professionals, immigrants, POC, LGBTQ+, Hispanic/Latinx community, multi-generational families, and many more. I can be a listening ear and guide you towards your goals.

Havi Wolfson Hall

Havi Wolfson Hall, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LCSW
25 years of experience
Virtual
For over 20 years, Havi Wolfson Hall has been creating meaningful therapeutic relationships, helping individuals and families navigate challenges like depression, anxiety, life transitions, and parenting. In 2005, she created Health-E-Connections to address the unique challenges technology poses to relationships. You don't have to face your challenges alone. Please reach out to see if Havi is the right therapist for you. "I look forward to connecting with you. Take care, Havi".

Gabriella Cuaderes

(she/her)

Gabriella Cuaderes, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$185/session
LCSW
8 years of experience
Virtual
Hello! My name is Gabriella and I am a queer and multi-ethnic Licensed Clinical Social Worker. My work is centered on the belief that healing happens in community and that we each have the capacity to thrive when in supportive and uplifting environments. I am a trauma-informed and focused therapist, meaning that I aim to acknowledge and explore the ways that traumatic experiences have impacted my clients, all while focusing on the strengths, wisdom and resources each client possesses.

Sarah-Brooke Stiles

(she/her)

Sarah-Brooke Stiles, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$130/session
LCSW
5 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker based in California and I have been offering Psychotherapy to individuals, couples, and groups for the past 5 years. My own journey of healing, including navigating posttraumatic stress disorder, has profoundly shaped my approach to therapy. This personal experience, combined with years of professional practice, informs my integrative approach, which focuses on the interconnectedness of the body, mind, and spirit. I specialize in working with the nervous system and addressing conditions such as trauma, OCD, depression, anxiety, and PTSD. My approach is rooted in understanding how these challenges affect the whole person, not just their thoughts or emotions, but also their physical and energetic well-being.

Danielle Chen

Danielle Chen, LP - California Therapist at Grow Therapy
$225/session
LP
10 years of experience
Virtual
Thanks for connecting. Allow me to introduce myself. I have worked with a variety of clients dealing with anxiety, depression, eating disorders, OCD, trauma, issues of identity, questioning how to relate to loved ones, and working through issues of faith and connection to God. The common thread is connecting the past to the present and helping you make sense of questions and problems that are likely causing you a lot of distress. I want to help you gain clarity and peace, so you can experience more joy and lightness in your life. You may not even be sure what is causing pain and confusion in your life. My role is to help you put the pieces back together, so you can feel more comfortable and confident.

Sam Moglen

(he/him)

Sam Moglen, LMFT - California Therapist at Grow Therapy
$200/session
LMFT
8 years of experience
Virtual
I am a licensed marriage and family therapist. My approach is warm and down-to-earth, and use perspectives and tools from many styles of therapy such as EMDR, somatic, and Brainspotting so that I can tailor a unique approach together with you. I strive to be clear, honest, and genuine to learn about your reality in a manner that feels comfortable for you.

Emily Means

Emily Means, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LMFT
8 years of experience
Virtual
Are you anticipating (or already amidst) a life change? I specialize in therapeutic work related to what I respectfully call “portals”--- with an interest in helping you honor where you’ve been, where you’re at, and where you’d like to go next. Hello! I'm Emily; a San Francisco-based, dually licensed therapist with a deep belief in the healing power of self inquiry in the context of a therapeutic relationship. I trained as a drama therapist at California Institute of Integral Studies following several years working in theater and education.

Jamal Adams

(he/him)

Jamal Adams, LPCC - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LPCC
6 years of experience
Virtual
Hello, my name is Jamal and I am a Licensed Professional Clinical Counselor with seven years of experience collaborating with diverse communities including preteens, adolescents, adults and older adults, and underrepresented groups. Most of my work consists of processing trauma and assessing the relationships we have with others to build more hope for the future. I personally believe that though things may be hard right now, no one is 'crazy' and that in some way, the way we are makes sense due to our past experiences. That means we can understand and create experiences now and in the future that are more adaptive and true to how we want to live. -I currently am not seeing clients under the age of 18 nor couples due to my availability. My apologies in advance for any inconvenience-

Krista Page

(she/they)

Krista Page, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LMFT
6 years of experience
Virtual
I am a licensed therapist (LMFT) and have been practicing for the past 5 years with a wide range of diverse clients. I received my bachelors degree in Psychology from UCLA and my masters degree in Clinical Psychology from Antioch University in Los Angeles. My clients describe my style as genuine, comfortable, patient and educational. I lead with my heart while also helping people connect with reason, skills and resources.

Snow Lee

Snow Lee, LMFT - California Therapist at Grow Therapy
$170/session
LMFT
10 years of experience
Virtual
Hi! This is Snow Lee, I have over 10+ years working with individuals and providing human service. My background consists of working in different settings such as inpatient, outpatient, and crisis. I have experience and understanding of working with individuals from a diverse background. I start my work by collaborating with my clients working through their current issues and helping them identify its root cause. We work together by becoming aware and conscious of their thoughts, behaviors, & emotions and it its influences and relation to their root issues.

Ness Ruvalcaba

(she/her)

Ness Ruvalcaba, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$180/session
LMFT
9 years of experience
Virtual
Hello! My name is Ness Ruvalcaba. I am an Spanish and English speaking licensed Marriage and Family Therapist (LMFT) in California. I work with individuals who are are needing some extra support understanding or creating some change in their lives. I specialize in trauma informed care, PTSD, anxiety and depression, self harm, and various other issues and needs. I also work with individuals around resolving conflict, improving communication, processing difficult experiences, and various other experiences. I have also very much enjoyed supporting parents individually to work on having better relationships with their children and identify the most effective ways they can support their child. I have worked in various settings including virtual therapy, office or clinic based services, school based services with adolescents and their families, and community based services with newcomer and immigrant youth, youth in foster care, adults, and their families maneuvering complex systems. At this time, I do not meet with couples looking for couples therapy.

Jeff Yoo

(he/him)

Jeff Yoo, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
As an RLT trained therapist, I specialize in resolving difficulties in relationships, emotional distress, and feelings of disconnect and isolation. I understand the importance of connecting with you. Your thoughts, emotions, and experiences are essential to the therapeutic process. I will help you identify and bring insight into core issues in your life and relationships. We will work together to foster personal growth and empowerment.

Rafi Fadda

(she/they)

Rafi Fadda, LCSW - California Therapist at Grow Therapy
$200/session
LCSW
9 years of experience
Virtual
Hello! I'm a Licensed Clinical Social Worker, proudly based in Oakland, California. I have supported folks over the last decade and was called to social work while employed at an art studio for adults with various health needs. In 2017, I received my Master's in Social Welfare from the University of California, Berkeley. I have been practicing as a social worker for 9 years. I support folks 18+ in navigating trauma and self worth. As a Lebanese-American therapist, I aim to work with folks who are seeking the opportunity to re-examine their cultural storyline and get creative in unpacking their identity. Together, let’s challenge societal expectations and strive to center your authentic self. A little about me, personally: I identify as an artist and child of the earth, as diaspora has scattered my ancestors across the Arab world, Africa, Europe, and North America. I am fascinated by intersectionality and the powerful ways that resilience shapes our multi-hyphenate individuality. It is important that I take care of myself so that I can be a pillar of support to my clients. The way that I release painful feelings is by channeling them into creative projects. I also work hard to stay connected to my body and my surroundings. Whether it’s through writing, building clay sculptures, beading, or making collages, self-expression is a healing practice. I encourage everyone to play a little bit!

Brooke Barnidge

Brooke Barnidge, LCSW - California Therapist at Grow Therapy
$165/session
LCSW
4 years of experience
Virtual
Hello! My name is Brooke and I am a Licensed Clinical Social Worker based in California. I am a strengths-based, client centered, and solutions focused therapist. I strive to create an environment that you feel supported, safe, and free of judgment. I work with individuals and couples of all ages who are experiencing anxiety, depression, peer/interpersonal relationship conflicts, bullying, life transitions, low self-esteem, burnout, insomnia, anger, panic attacks, and stress management. My approach is to integrate evidence-based practice and theory while honoring your individual needs and meeting you where you are at. My goal is to provide you with the tools to enhance your quality of life and feel more confident with navigating life's presenting challenges. My promise as a therapist is to be with you every step of the way. I look forward to meeting you!

Kristen Montiel

(she/her)

Kristen Montiel, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$235/session
LMFT
15 years of experience
Virtual
Hi, I'm Kristen Montiel. Searching for the right therapist can be a daunting process when you may already be feeling stressed or struggling. I know it's not easy and I'm so glad you're here! After experiencing my own struggles with family and relationships, I set out to help others who also felt stuck. I have a master’s degree in marriage and family counseling and a doctorate in psychology. With over 15 years of experience, my focus is helping individuals and couples understand themselves and use their own strengths to discover healing, even in the most difficult circumstances. I provide a non-judgmental space where clients can feel comfortable to work through challenges by exploring deep rooted patterns of hurt and disconnect, while developing new perspectives, learning new skills, and creating sustainable changes. I’ve helped hundreds of people find hope and renewed satisfaction in their lives and relationships. I look forward to helping you too!

Ian McNabb

(he/him)

Ian McNabb, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
Welcome! I'm Ian, and I'm here to help you navigate life's challenges and uncover the strength to create meaningful change. Starting therapy can feel both exciting and intimidating, but my goal is to create a safe, supportive space where you can explore concerns like anxiety, depression, and self-care. I focus on helping clients develop assertive communication, healthy boundaries, and practical tools to enhance their relationships and overall quality of life. Therapy is a powerful tool for personal growth, and together, we can work toward building the fulfilling life you deserve. I'm here when you're ready to take that step.

Jania Sommers

(she/her)

Jania Sommers, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$175/session
LCSW
32 years of experience
Virtual
Welcome to my practice. I am a seasoned therapist and have worked in many different settings over many years. All I ever wanted to do is help people have their best lives. I practiced social work with a Bachelors degree in prisons, community agencies for the disabled, a state hospital, a state facility for people with cognitive challenges, child and family welfare work and working with folks in community care homes. I also developed and led a community program for Guardians ad Litem in child abuse and neglect cases. Then I went back to school and earned my Masters in Social Work and then my therapy credentials after many hours of supervision. I truly enjoy listening and encouraging clients to embrace strategies for wellness and self-compassion using mindfulness and compassion and strength based materials. I am actively engaged in consult groups with other therapists focusing on trans and queer issues. For several years I taught at the graduate school level in South Carolina and then Utah, teaching social work students skills for working ethically and compassionately.

Austin Nystrom

(he/him)

Austin Nystrom, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
6 years of experience
Virtual
My approach to therapy is to help each client or couple adapt and grow from life's circumstances. I help my clients thrive within their community and experience a grounded and vital sense of connectedness to self and all others. I am a firm believer that there are not bad parts / people, only bad roles, patterns and wounds. There is always hope for growth, healing and reclaiming vitality and connection. I utilize a holistic approach that embraces one's intersections and addresses mental, emotional, and somatic (bodily) experiences.

Sydney Shaevel

(she/her)

Sydney Shaevel, LMFT - California Therapist at Grow Therapy
$275/session
LMFT
4 years of experience
Virtual
The therapeutic relationship is one that I hold close to my heart, as it is a piece of the puzzle that allowed me to flourish into my true self. I know firsthand what it is like to struggle and feel as though the obstacles ahead appear to be near impossible, whether big or small. While in the moment they may seem insurmountable, truly these experiences become the seeds of transformation and the foundation for stepping into our greatest possibilities in life. I invite you to explore your struggles collaboratively in a non-judgmental and safe space to cultivate greater self-acceptance, empowerment, and strength as you reclaim your inner knowing. I’m looking forward to supporting you as you step into new possibilities in this healing and transformative journey.

Christina Harney

(she/her)

Christina Harney, LMFT - California Therapist at Grow Therapy
$185/session
LMFT
23 years of experience
Virtual
Therapy is the process of meeting with a licensed mental health professional to help you resolve problematic behaviors, thoughts, feelings and sensations. Through therapy you can change self-destructive behaviors, resolve painful memories, improve relationships and more. With commitment and time you will be able to live a mentally and emotionally healthy life. I have specialty training in the following treatment modalities: EMDR Eye Movement Desensitization Reprocessing; CBT Cognitive Behavioral Therapy; DBT Dialectical Behavioral Therapy; Motivational Interviewing; Ego States Therapy; Perinatal Mental Health and TFCBT Trauma Focused Cognitive Behavioral Therapy. I use a combination of these modalities in my treatment of clients based on their individual needs.

Bella Lurie

(she/her)

Bella Lurie, LMFT - California Therapist at Grow Therapy
$160/session
LMFT
6 years of experience
Virtual
I am a psychotherapist, a meditation teacher, and an amateur naturalist. In my home country, I am licensed to conduct learning disability evaluations. My growing up was first-hand impacted by 3 very different languages and cultures. These cultures informed the style of my relationships and my esthetic preferences. For as long as I can remember, I have been mystified by human memory functioning, first as a scientist, then as a meditator. Having gone a long way from trying to remember everything I deemed worth remembering to a more effortless and drama-free attitude toward memory-creating moments, I am still making sense of what it means to integrate each moment of life as it comes. Approaching this subject experientially and relationally informs who I am as a practitioner and as a person. If topics like cognitive functioning, memory styles and focus make your curiosity antennas hum, this is a place for you. My approach to psychotherapy is highly relational and somewhat didactic. I love to explain everything I see and say at every step of the process. With me, you will never experience a blank screen characteristic of traditional psychoanalytic approaches (from which I draw inspiration in the realm of dream interpretation and theory).

Adrienne Yam

Adrienne Yam, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
8 years of experience
Virtual
As a therapist, I am committed to helping you have healthier, more balanced, harmonious lives and relationships. My therapy approach includes traditional and holistic healing techniques that involve mind, body, heart and spirit as well as things unseen. My years of experience in community mental health include individual, child, couples, co-parenting and family therapy. I am able to relate well to many different cultural, ethnic, socio-economic groups. With an M.A. in transpersonal psychology and an M.B.A. from University of Chicago plus 25 years of corporate experience, I use a broad range of skills to help my clients explore their needs and goals. As a certified yoga and meditation teacher, many of my clients have learned mindfulness techniques that enhance their recovery. All of us need confidential support for different things at times. My job is to compassionately support you in what you need, with your values, to have the life that you want.

Sergio Ibañez

(he/him)

Sergio Ibañez, LCSW - California Therapist at Grow Therapy
$180/session
LCSW
7 years of experience
Virtual
My focus is to provide support and guidance. I provide individual, couples, and family therapy (ages 5+) using a client-centered approach. I use a wide variety of therapeutic approaches, including Eye Movement Desensitization and Reprocessing (EMDR), Cognitive Behavioral Therapy (CBT), Dialectical Behavioral Therapy (DBT), Solution-Focused Brief Therapy (SFBT), etc. I am bilingual in English and Spanish. I provide a client-centered approach with motivational interviewing. I use a wide variety of therapeutic approaches.

Vanessa Richardson

Vanessa Richardson, LCSW - California Therapist at Grow Therapy
$100/session
LCSW
3 years of experience
Virtual
I am licensed in Florida with 3 years of professional work experience. I have experience in helping clients with stress and anxiety, trauma and abuse, motivation, self esteem, and confidence, & career difficulties. I believe that you are the expert of your story and that you have many strengths that will assist you in overcoming things that challenge you. It takes courage to seek out a more fulfilling and happier life and to take the first steps towards a change. I am here to support & empower you in that journey. I have experience working with adults and geriatrics.

Mattie Chein

Mattie Chein, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
5 years of experience
Virtual
Hi, I’m Mattie Chein, a licensed therapist who works with high-functioning adults battling internal struggles like depression, anxiety, and substance use. You might be doing all the “right” things, working hard, staying social, and showing up, but still feeling empty, anxious, or overwhelmed inside. I specialize in helping people who look fine on the outside but feel stuck, lost, or quietly falling apart. Our work isn’t just about what’s wrong — it’s about where we’re going. I help you move toward a life that actually feels like yours: grounded, alive, and connected.

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on a specific issue?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

What are the "Clients say I'm" badges?

Grow Therapy asks patients about their experience with therapists after they have had a certain number of sessions. After enough responses, we add those characteristics to their profiles to help you find the best online therapists for you. We're still working on collecting this information from all our therapists.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.