Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 39 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Los AngelesSan DiegoSacramentoOaklandSan Francisco

Availability updated: 8/10/2026

$295/session

Authentic
Warm
Empowering

Specialties

Physical Health Condition
Anxiety
Depression
+6
I’m Dr. Claudia Nuñez a licensed clinical psychologist with over a decade of experience supporting adults through anxiety, depression, trauma, grief, and major life transitions. I believe therapy is not about reliving pain for its own sake. It is about understanding what your suffering has been signaling and bringing that understanding into the present so you can live with more clarity, self-compassion, and choice. Many of the people I work with feel caught in anxiety and overthinking, people pleasing, guilt, burnout, or a deep sense that something needs to change but they cannot quite name what. Others are moving through grief or life transitions that have shaken their identity, relationships, or sense of direction. Some are navigating a spiritual calling or values shift, and feeling both pulled toward meaning and exhausted by the weight of it all. My approach is integrative, trauma-informed, culturally responsive, and grounded in Internal Family Systems and liberation psychology. Rather than viewing symptoms or recurring patterns as personal flaws, we explore them with curiosity and consider how they may have been shaped by your history, relationships, culture, environment, and ways of adapting. Together, we identify what is no longer serving you, clarify what you need now, and develop responses that feel more intentional, sustainable, and aligned with your values. Alongside talk therapy, I may incorporate mindfulness, somatic awareness, narrative exploration, and evidence-informed cognitive and behavioral strategies. Grounding and breath practices are offered collaboratively and adapted to your comfort—not to bypass pain or minimize the realities around you, but to help you remain present and build greater capacity for choice. My style is warm, honest, and collaborative. We move at a pace that respects your boundaries while supporting meaningful reflection and change.
VirtualAvailable
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$160/session

Warm
Authentic
Open-minded

Specialties

Physical Health Condition
Anxiety
Coping Skills
+7
Hello. I am a Licensed Marriage and Family Therapist (LMFT) located in CA and I have been practicing for over 15 years. I work with adults who are seeking help with depression and anxiety (as well as other diagnoses), and individuals who are experiencing major life changes and/or relationship issues. I work in collaboration with each client and provide a safe environment to help them learn effective ways to communicate, positive coping skills, and ways to engage in self-care.
VirtualAvailable
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New to Grow

$150/session

Specialties

Physical Health Condition
Anxiety
Chronic Illness
+5
Welcome! I'm so glad you are here. I am a Licensed Clinical Social Worker with over twenty years of experience in the field. I initially worked in medical settings which gave me extensive experience in helping people cope with chronic illness. Helping people learn to navigate life despite additional challenges was incredibly rewarding and inspiring. But I wanted to keep growing. So a few years ago, I went into private practice. Although my license was adequate to enter into private practice, I wanted to be as skilled a therapist as possible. Therefore, I entered a TEAM CBT training program which gave me extra training specifically in Cognitive Behavioral Therapy. My Level-3 certification in this form of therapy means I have extra tools and techniques to assist clients in quickly overcoming feelings of depression and anxiety. These tools are evidence-based and extremely successful at helping people actually feel better. I want clients to be able to feel better quickly and not need to be in therapy indefinitely. I believe that the process of therapy helps all of us clarify the lives we want and identify the obstacles in our way. Assisting clients through this process is the most gratifying work I could imagine.
Available
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Often rebooked

$150/session

Authentic
Warm
Empowering

Specialties

Physical Health Condition
Anxiety
Family Conflict
+8
Hello, I am a Licensed Marriage and Family Therapist in California. I received my masters from Hope International University in Fullerton, CA and have been working with clients for 6 years. I help adults who are trying to navigate and find themselves in the world. Having a family systems background, I love learning about you and your background as well as identifying generational patterns.
VirtualAvailable
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$150/session

Solution oriented
Warm
Empowering

Specialties

Physical Health Condition
ADHD
LGBTQ
+10
As a therapist, I bring a unique blend of Psychodynamic insight and trauma-informed care to my practice. With a background in trauma-informed therapy, I am equipped to support you in navigating sensitive issues with compassion and skill. Choosing a therapist is a significant decision, and it's essential to find someone who resonates with your needs. My commitment is to provide a supportive and insightful experience, guiding you toward healing and personal growth. If you're seeking a deeper understanding of yourself and a path toward resolving the past to promote a healthier present, I invite you to reach out to discover how we can work together.
VirtualAvailable
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$100/session

Authentic
Warm
Empowering

Specialties

Physical Health Condition
Anxiety
Depression
+2
You might be in a very dark sad and lonely place, or you may be feeling intense anxiety and sometimes even panic or perhaps you are dealing with a lot of pain and uncertainty due to illness or disability. Right now, you’re at the point of knowing that something has to change, you’re ready but you just don’t know how to do it on your own. You want to feel better. You just want to be yourself again, maybe a different or better version of yourself. As your therapist I can be a flashlight as you walk through this shadowy path that you find yourself on right now. Whether I use solution focused therapy, DBT, mindfulness-based cognitive therapy, trauma informed CBT, Emotionally Focused couples therapy or a mix, what matters most is the safe environment we will create so that you can share openly and allow yourself to be vulnerable with someone who will truly listen, support and empower you as you create the best version of yourself possible.
VirtualAvailable
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$100/session

Authentic
Warm
Intelligent

Specialties

Physical Health Condition
Anxiety
Depression
+10
I am a licensed therapist who believes that meaningful change begins when we slow down and meet ourselves with curiosity instead of judgment. My path to this work wasn’t linear; I spent fifteen years in a different career before making my own midlife transition to mental health a decade ago. That experience taught me firsthand the courage it takes to reinvent yourself. My clinical foundation was forged in community mental health and crisis work, where I had the privilege of working with a beautifully diverse cross-section of people—including LGBTQIA+ individuals, neurodivergent folks, elders and other marginalized communities. This rich background has shaped me into a practitioner who values inclusivity, honors identity, and meets every client exactly where they are in their healing journey.
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Often rebooked

$175/session

Empowering
Warm
Authentic

Specialties

Physical Health Condition
Anxiety
Coping Skills
+9
Hello and welcome — I’m glad you’re here. I’m an integrative psychotherapist, which means I see you as a whole person — body, mind, heart, spirit, relationships, and community. True healing and growth happen when all parts of your life are acknowledged and supported. In our work together, we’ll use a holistic approach that blends mind-body tools, neuroscience, and practical action plans designed to create lasting change. My goal is to help you move from where you are now to where you truly want to be — building greater clarity, balance, and resilience along the way. Whether you’re seeking relief from stress and anxiety, navigating a life transition, or wanting deeper connection to yourself and others, therapy can be the bridge. Together, we’ll uncover what’s holding you back and create a path forward that feels authentic and empowering. You don’t have to do this alone. If you’re ready to begin your journey toward healing and growth, I invite you to reach out — let’s take the next step together.
VirtualAvailable
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$165/session

Warm
Authentic
Intelligent

Specialties

Physical Health Condition
Depression
Grief
+5
Hi! I'm a Licensed Marriage and Family Therapist based in Southern California. I received my Masters from Azusa University and have been practicing for 7 years. I help young adults experiencing emotional distress, burnouts, and life stage challenges overcome their difficulties and reach their goals. Additionally, I enjoy working with individuals facing cultural issues within their family of origin and with partner.
VirtualAvailable
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$125/session

Authentic
Warm
Empowering

Specialties

Physical Health Condition
Fertility & Reproduction Issues
Grief
+8
Hello, my name is Megan. I appreciate you taking the leap to want to do something different in your life. I know how hard talking about some of these big life issues can be like the death of our person, living through the struggle of infertility and acknowledging the weight of our anxiety is too much. Sometimes, we are stuck in our loop and yet, we do not have the perspective how to shift the big feelings to make you start to feel better. In the beginning of working together, I want you to feel comfortable sharing your story. Everyone arrives wanting a witness to their grieving at different stages of their process. Your relationship is to different each person had a different relationship to their person. I believe the importance of listening to what is said in the room or what is not said. Many times we are not able to verbalize our pain of trying to live without our person. I think a very necessary part to our healing is to be witnessed by another. My goal is to always create safety in the room. I am a fairly transparent therapist sharing sometimes my personal journey to connect and help clients realize they are not alone in their pain. I look forward to joining you in your healing journey.
VirtualAvailable
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$150/session

Warm
Authentic
Empowering

Specialties

Physical Health Condition
Anxiety
Health/Medical Issues
+4
I’m a mental health provider who believes healing happens when we feel seen, supported, and connected to our own inner wisdom. My work blends evidence‑based approaches with a gentle, holistic lens, helping you better understand your patterns, reconnect with your body, and build a life that feels steadier and more aligned. I show up with warmth, clarity, and respect for your lived experience, and I’m committed to creating a space where you can move at your own pace and feel supported in meaningful, sustainable change.
VirtualAvailable
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$150/session

Warm
Authentic
Empowering

Specialties

Physical Health Condition
Anxiety
Coping Skills
+10
Great to meet you! I’m a Licensed Clinical Social Worker, and I’m really glad you’re here. Reaching out for support isn’t always easy, so taking this step already says a lot about your willingness to grow. I work with clients navigating anxiety, stress, relationship challenges, and patterns that can feel hard to break. If you’ve ever felt stuck in the same cycles or unsure why certain things keep coming up, you’re not alone — and that’s exactly the kind of work we can explore together.
VirtualAvailable
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$150/session

Authentic
Solution oriented
Empowering

Specialties

Physical Health Condition
Anxiety
Depression
+5
I am a clinical social worker licensed in California with 19 years of counseling experience. I graduated from the University of Southern California and have since worked with clients from all walks of life. In my practice, I use eclectic methods of treatment to fit the individual needs of my clients. Some of the practice modalities that I use include EMDR, humanistic, mindfulness, cognitive behavioral, and solution focused therapy. I have worked with clients with concerns regarding depression, anxiety, trauma, and those who have experienced physical, emotional, or sexual abuse. My style is warm, interactive, and centered around the needs of the client. I commend you taking steps to grow and improve as a person. I look forward to working with you!
VirtualAvailable
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Often rebooked

$175/session

Authentic
Empowering
Solution oriented

Specialties

Physical Health Condition
Anxiety
Depression
+10
In our work together, I will focus on understanding your unique needs and helping you prioritize your mental health. My goal is to guide you toward becoming the healthiest version of yourself, finding moments of peace to make each day a bit lighter and brighter. I’m committed to honoring your cultural, religious, and spiritual principles, ensuring that you can both care for yourself and continue to support others. With a diverse professional background, I tailor therapeutic interventions to fit your individual needs, offering a personalized approach to your well-being.
VirtualAvailable
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$130/session

Empowering
Warm
Authentic

Specialties

Physical Health Condition
ADHD
Anxiety
+10
Thank you for visiting my profile. I consider myself to be a focused, inspired, compassionate, curious, solution-oriented, somatic, holistic, client-centered therapist. Providing the kind of support, understanding, and insights that give my clients the hope, motivation, and aha moments to elevate their self experience and personal healing to the next level. My intention is to provide the best and most consistent service to each person I have the privilege to meet.
VirtualAvailable
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New to Grow

$200/session

Specialties

Physical Health Condition
Anxiety
Military/Veterans
+5
Clients often tell me they appreciate that I'm genuine, approachable, and easy to talk to. I believe healing happens through authentic human connection, so I bring warmth, humor, curiosity, and compassion into every session. I frequently use metaphors, storytelling, and practical examples to help make difficult concepts easier to understand and create meaningful change. My experience has taught me that every person's story is unique. I don't simply treat symptoms—I work to understand the whole person, including how childhood experiences, relationships, trauma, and the nervous system continue to shape life today. I have extensive experience treating PTSD, complex trauma, and traumatic brain injury (TBI), and I also bring personal insight into the recovery process from TBI. Additionally, I am both personally and professionally familiar with the challenges faced by Adult Children of Alcoholics (ACOA) and individuals raised in dysfunctional families. I understand the lifelong impact these experiences can have on self-worth, relationships, boundaries, and emotional well-being, as well as the work required to heal the wounded inner child while building a peaceful, authentic adult life. I believe therapy should be both supportive and transformative. I will meet you with compassion, but I will also encourage you to do the work that creates lasting change. My clients often describe me as part therapist, part coach, and part cheerleader—I celebrate your successes, help you navigate setbacks, and gently challenge you when old patterns keep you stuck. My goal is to create a safe, trusting relationship where you feel understood, empowered, and equipped with practical tools to move forward with confidence.
Available
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New to Grow

$100/session

Specialties

Physical Health Condition
Anxiety
Chronic Illness
+8
Hello! I am looking forward to meeting with you! I am a provider who utilizes solution-focused, mindfulness and specialized practices to help others address challenges and create a more balanced life. I am drawn to both rational and holistic practices, but it really starts with your goals and preferences. At 19-years old, I was involved in a traumatic motor vehicle accident and spent several years recovering- both physically and emotionally. This experience has led me toward the field of counseling and wanting to work directly with people needing support and guidance. I completed my undergraduate degree at University of California, San Diego with specialization in Clinical Psychology. After graduation, I volunteered for an equine therapy program and provided therapy services for children with Autism. After several years, I decided to pursue a Masters in Social Work at California State University San Marcos. I have worked in medical, psychiatric, educational and research settings and have found it valuable to provide services to different types of communities. I am glad that you have considered reaching out for therapy- it's a big step. I hope to be a part of your journey.
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$90/session

Warm
Authentic
Intelligent

Specialties

Physical Health Condition
Anxiety
Depression
+10
As a compassionate and experienced therapist, I am dedicated to helping individuals navigate life's challenges and achieve personal growth. I've worked with clients from many walks of life and with varied needs including, but not limited to, first responders/medical professionals, educators and people going through life transitions. My areas of expertise are in Behavior Modification, Depression, Anxiety, Grief, Risk Assessment, Trauma and Life Cycle adaptation. I use Cognitive Behavioral Therapy, Dialectical Behavioral Therapy, Mindfulness, Motivational Interviewing and a Humanistic approach to help my clients bring out the best in themselves. I like to use compassion, thoughtful questions, and guided self reflection because I think in counseling we should start wherever you are and work collaboratively as partners in your journey towards a better quality of life. It is not uncommon to have questions about a prospective therapist and best fit. I am open to any questions and it is my hope that we will make a great team and you will become that better version of yourself you're searching for.
Available
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$185/session

Authentic
Direct
Solution oriented

Specialties

Physical Health Condition
Anxiety
Depression
+8
Good day to you, my name is Mario Palacios I am a LMFT. I have been a therapist for over 25 years. I have had my practice since 2011. In that time, I have learned and have continued to learn what it takes to become a more effective therapist. During this time, I have treated many people with various issues/challenges that have resulted in positive outcomes. The most important impact for me is being able to see when my client has been able to make changes in their lives where they have improved themselves, found more clarity and continue to seek more improvement.
VirtualAvailable
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$200/session

Open-minded
Warm

Specialties

Physical Health Condition
Depression
Grief
+3
Grief, depression, and chronic health challenges can leave you feeling emotionally exhausted, isolated, and unsure how to move forward. You don't have to face it alone. With more than 10 years of experience, I help adults find relief from anxiety and depression, process grief, and navigate life transitions with greater confidence and hope. As a person of color, I understand how culture, identity, and lived experiences shape emotional well-being, and I provide an affirming, culturally responsive space where you can feel safe, understood, and supported. Together, we'll work at your pace to process difficult experiences, strengthen healthy coping skills, and help you reconnect with yourself and the life you want to build.
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$150/session

Authentic
Humorous

Specialties

Physical Health Condition
Anxiety
Couples Counseling
+10
Hello, I’m Deric Placker, a Licensed Marriage and Family Therapist (LMFT) based in Lancaster, California. Beginning my career in 2018, I have dedicated my life to helping individuals break unhealthy behavioral loops, navigate complex life transitions, and discover their full potential. I absolutely love this career, and there is nothing more rewarding to me than watching my clients grow, heal, and reclaim their personal agency. What makes me uniquely easy to relate to is that I haven’t always sat in the therapist's chair. I spent the early part of my life working hard as a miner. However, my path shifted permanently in 2009 when I suffered a stroke and subsequently fell into a deep, consuming depression. During that dark period, my own therapist threw me a lifeline and inspired me to pull myself out of the spiral. That pivotal experience changed my life, driving me to go back to school so I could dedicate my life to helping others find their way back from rock bottom.
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New to Grow

$135/session

Specialties

Physical Health Condition
Crisis Intervention
Grief
+9
I’m a Licensed Clinical Social Worker who supports adults navigating stress, burnout, grief, loss, and major life transitions. I specialize in helping people who feel overwhelmed, stuck, or weighed down by caregiving responsibilities, complex family dynamics, or emotionally demanding roles. My background in crisis intervention, care coordination, and supporting individuals and families through challenging health‑related experiences allows me to bring a steady, compassionate presence to clients moving through difficult or uncertain periods. I offer a warm, calm, and organized space where you can slow down, feel understood, and make sense of what’s happening in your life. My approach blends emotional support with practical guidance, helping you build clarity, resilience, and tools that feel realistic and sustainable. I value collaboration, transparency, and creating a therapeutic relationship where you feel safe to explore your experiences without judgment. I work primarily with adults, caregivers, healthcare professionals, and individuals managing chronic stress, anxiety, grief, or major life changes. Many of my clients come to me during times of transition—when something in their life has shifted, or when they’re carrying more than they can hold alone. My goal is to help you feel grounded, supported, and better equipped to move forward with confidence and steadiness.
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$120/session

Warm
Intelligent
Authentic

Specialties

Physical Health Condition
Anxiety
Depression
+10
Hello and welcome! My name is Letitia Obot, and I am a licensed clinical therapist. Life can be challenging, overwhelming and sometimes we need support navigating through the ups and downs, the changes happening in our lives and help to face the unknown. Reaching out for help is not always easy, I'd like to take a moment to acknowledge and honor your courage to reach out for help. As a therapist, my focus is working together to facilitate healing and meet your individual therapeutic needs and goals. I am experienced in utilizing different treatment methods such as CBT, DBT, Solution Focused, Mindfulness base approach to identify unhelpful thoughts and patterns of behaviors, develop practical strategies, and learn new skills/techniques to overcome challenges.
VirtualAvailable
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$150/session

Authentic
Warm
Open-minded

Specialties

Physical Health Condition
Anxiety
Depression
+8
Hello ~ My name is Georgia and I am a Licensed Clinical Social Work. My life experience, education and extensive professional training has brought me on a wonderful journey of helping others. I focus on creating an open and safe environment where thoughts and feelings can be shared in a nonjudgemental space. As a therapist, it's an honor and privilege to be part of the lives of my clients and the ability to walk along with them in their most vulnerable times.
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$225/session

Authentic
Humorous
Direct

Specialties

Physical Health Condition
Couples Counseling
Eating Disorders
+10
There is a way out. Those who come to see me are often at a crossroads, frustrated at how they are trying to deal with problems and seeking workable strategies and solutions to cope. Therapy is meant to be a space to feel welcome to talk about thoughts, feelings, and behaviors that are problematic. Understanding unhealthy behaviors, frustrations with life, and/or unsuccessful efforts to cope can help reveal the obstacles that may block your path to growth and desired outcomes. I have over 15 years experience providing therapy and case management including in the areas of: Couples counseling; Anxiety issues; Medical and chronic pain issues; Phobias; Eating disorders and body image challenges; Post-residential and outpatient maintenance therapy for continued abstinence and sobriety from substance use and eating disorders; Fertility and conception issues; LGBTQ and gender concerns; and Couples counseling (without legal involvement). I am distinguished by my training in Strengths Based Therapy, Cognitive Behavioral, Pain Reprocessing Therapy, Emotional Freedom "Tapping" technique, Acceptance and Commitment, Mindfulness, and Contemplative Care. I am licensed in CA, ID, VA, FL, TX, NJ, WA, and UT. Why do we explore? So you can live a life YOU want to live! ** I do not provide forensically-focused clinical services for individuals/couples involved in active litigation, divorce proceedings, or child custody disputes, nor do I provide court-ordered evaluations or expert testimony**
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Physical Health Condition, is filtering therapists in California that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.