Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 671 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/19/2025

Anisha Holden

Anisha Holden, LMFT - California Therapist at Grow Therapy
$125/session
LMFT
9 years of experience
Virtual
Hey there! I'm a young clinician that enjoys aiding clients through major and minor life transitions. I prefer a interactive, conversational style that allows for free flowing rapport building and client comfort through the treatment process. I know that counseling/therapy is not an easy situation to put oneself in, but if I can ease it in any way possible, that is the goal, so that we can focus on what most matters to you.

Ayanna Scott-Hernandez

Ayanna Scott-Hernandez, LCSW - California Therapist at Grow Therapy
$170/session
LCSW
14 years of experience
Virtual
I am a Licensed Clinical Social Worker committed to helping you learn how to cultivate the life you deserve and want. My work focuses on targeting ineffective behaviors, thinking patterns, and self-limiting beliefs that create daily barriers to life fulfillment. I believe in taking a collaborative approach towards helping clients reach their goals. I hold space for you to narrate your journey without fear or judgment. I welcome your invitation to walk beside you in letting go of the things and ideas that no longer serve you. You deserve the opportunity to cultivate a better you.

Nelida Padron

(she/her)

Nelida Padron, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$225/session
LCSW
14 years of experience
Virtual
Hi! I'm a California-based Licensed Clinical Social Worker (LCSW) and Certified Diplomate of the Academy of Cognitive Behavioral Therapies. I received my Masters from the University of Southern California and have been practicing for 14 years. I help teens and young adults overcome depression, anxiety, and life transitions. My goal is to inspire my clients to become the best version of themselves by identifying the root causes of their issues and helping them work through them.

Emily Means

Emily Means, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LMFT
8 years of experience
Virtual
Are you anticipating (or already amidst) a life change? I specialize in therapeutic work related to what I respectfully call “portals”--- with an interest in helping you honor where you’ve been, where you’re at, and where you’d like to go next. Hello! I'm Emily; a San Francisco-based, dually licensed therapist with a deep belief in the healing power of self inquiry in the context of a therapeutic relationship. I trained as a drama therapist at California Institute of Integral Studies following several years working in theater and education.

Luke Lorefice

(he/him)

Luke Lorefice, LCSW - California Therapist at Grow Therapy
$160/session
LCSW
6 years of experience
Virtual
Hi, I’m Luke Lorefice, a therapist and college/career counselor dedicated to helping young adults, including neurodivergent students and those facing emotional or academic challenges, find clarity, confidence, and purpose. I hold a Master’s in Social Work from Simmons University and a College Counseling Certificate from UCLA Extension. My work blends mental health expertise with practical career guidance to support individuals navigating education, employment, and life transitions. Through Grow and my private practice, Wave Point Counseling, I help clients explore meaningful paths—whether that’s higher education, a career pivot, or rediscovering a sense of direction.

Sarah Sack

(she/her)

Sarah Sack, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$165/session
LCSW
4 years of experience
Virtual
Hello and welcome! Asking for help is no small feat, and your being here means you are taking that courageous first step toward your emotional, mental, and spiritual well-being! My name is Sarah and I am a Licensed Clinical Social Worker experienced in working with adults struggling with anxiety, depression, relationship issues and codependency, low self-esteem, identity, trauma, grief, and life transitions. I take a whole person approach to help you gain the hope, skills, and confidence to navigate life’s challenges, make meaningful change, and manage your mental health and well-being and successfully. Together we can work to build the bridge from where you are now to a life with more joy, resilience, and possibility. You are no less worthy than anyone else of a full and meaningful life, and I believe that whole-heartedly. I am here to create a safe, supportive, and non-judgmental space for you to find growth and healing. I will meet you where you are at, remain open and curious about your experiences, and partner with you to identify and work towards your goals. I believe in the healing power of showing up authentically, creating a trusting relationship with you, and even sharing some laughs along the way.

Clara D'Agostino

(she/her)

Clara D'Agostino, LCSW - California Therapist at Grow Therapy
$200/session
LCSW
30 years of experience
Virtual
Hello, I am a Licensed Clinical Social Worker (LCSW), based in California. I graduated from USC and have been practicing as a mental health professional for over 25 years. Living your best life is possible with the right support. If you are feeling anxious about the future, struggling to communicate, or facing challenges at work and home, you're not alone. You can learn skills to manage anxiety, improve communication and build stronger relationships, both personally and professionally. Many of my clients see real progress in in just a few months. I create a safe space for you to navigate life's challenges with confidence. I'd be honored to support you on your journey and look forward to seeing you GROW.

Venecia Ebneof

Venecia Ebneof, LMFT - California Therapist at Grow Therapy
$100/session
LMFT
7 years of experience
Virtual
I am authentic genuine, warm, direct and client centered. I have worked in Residential treatment centers, conducted risk assessments in hospital settings , worked in skilled nursing facilities , worked as a Program Director and have experience working with families, couples and individuals. I believe in the field and am excited for every interaction and opportunity when individuals show up for themselves and I am honored to join them on the journey to aid with tools to assist with living life from a place of abundance and courage.

Victor Washington

Victor Washington, LCSW - California Therapist at Grow Therapy
$175/session
LCSW
8 years of experience
Virtual
I am a Licensed Clinical Social worker in California with a demonstrated ability to develop rapport with people from various backgrounds. As a social worker, I have had the opportunity to work in various settings from medical and psychiatric hospitals, community mental health agencies and the criminal justice system (juveniles and adults). I have also worked with individuals challenged by addiction. Through the use of interpersonal dynamics, I can support individuals in accessing various psychological parts of themselves while focusing on the past, present and future.

Kristy LaMar

(she/her)

Kristy LaMar, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$95/session
LCSW
4 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker and graduated with my Masters from the University of Southern California in 2014. I work with people who are struggling with their self identity due to anxiety and depression. I lead with understanding and commitment toward seeing the fullness of my clients. I enjoy working with clients to see the dualities that exist within our world in order to help them meet their goals.

Krista Page

(she/they)

Krista Page, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LMFT
6 years of experience
Virtual
I am a licensed therapist (LMFT) and have been practicing for the past 5 years with a wide range of diverse clients. I received my bachelors degree in Psychology from UCLA and my masters degree in Clinical Psychology from Antioch University in Los Angeles. My clients describe my style as genuine, comfortable, patient and educational. I lead with my heart while also helping people connect with reason, skills and resources.

Sarah Jones

Sarah Jones, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
5 years of experience
Virtual
Hi! My name is Sarah Jones. I am a Licensed Clinical Social Worker (LCSW) licensed in both California and Idaho. I received my Master's degree from San Diego State University in 2020 and have been practicing psycho therapy since. I help young and middle aged adults with anxiety, depression, self esteem, communication, and connecting current emotions/behaviors to deep routed wounds. Visit my website to learn more about services and effective solutions. https://www.thmtherapy.com/

Elizabeth Muñoz

Elizabeth Muñoz, LCSW - California Therapist at Grow Therapy
$125/session
LCSW
8 years of experience
Virtual
Hello! My name is Elizabeth Muñoz. I am a Licensed Clinical Social Worker offering tele-health services to individuals above the age of 18. I earned my Master's Degree in Social Work from the University of Southern California (USC). I have been practicing for 7 years. My services are available in both English and Spanish. I work with individuals facing anxiety, depression, grief, and life adjustments.

Elizabeth Kane

Elizabeth Kane, LCSW - California Therapist at Grow Therapy
$150/session
LCSW
32 years of experience
Virtual
I am a Licensed Clinical Social Worker with 31 years of experience in the mental health field working with a variety of clients and ages. I attended the University of Louisville and obtained a Master's in Social Work. I have worked in a variety of clinical settings including private practice, director of mental health centers, and director of psychiatric hospitals. She utilizes a variety of techniques including EMDR, somatic techniques, CBT, and faith based upon request.

Feji Etibo

Feji Etibo, LMFT - California Therapist at Grow Therapy
$150/session
LMFT
6 years of experience
Virtual
My name is Feji, and I am a Licensed Marriage and Family Therapist specializing in working with adults struggling with anxiety, trauma, depression, mood disorders, and life transitions. My therapeutic approach integrates Psychodynamic Theory, Internal Family Systems, Attachment Based Therapy, Cognitive Behavioral Therapy, and trauma informed modalities. My goal is to help clients uncover the root of their internal conflicts. I also guide clients in developing a deeper awareness of how trauma could manifest in their bodies. I often say that our bodies are wise, they consistently signal when unresolved emotions and inner conflicts are left unaddressed. Just as we tend to our physical health, it’s vital that we nurture our internal world with the same care and intention.

Jacob Garden-De La Hoya

(he/him)

Jacob Garden-De La Hoya, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$130/session
LMFT
3 years of experience
Virtual
My main therapeutic focus is increasing awareness of environments and everyday situations, opening one’s perception of life choices, and intensifying feelings of empowerment and liberation in our work together. Jake’s CBT/Solution Focused style is interactive and fun while honoring his client’s relationships, helping them discover what is truly needed from these relationships and inspiring them to live authentically. Jake has years of practicing in county mental health agencies as an MFT Trainee & AMFT.

Carolyn Day

(she/her)

Carolyn Day, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$180/session
LMFT
7 years of experience
Virtual
Sometimes it can be difficult to sort out all our feelings, especially when things are messy, confusing, and overwhelming. It is my belief that everyone can benefit from counseling to process the feelings that come with human experience. Gaining greater insight into yourself can help you carry out how you want to be in the world. I received my MA in Counseling from Saint Mary's College of California in Moraga, CA. My experience at Saint Mary's grounded my therapeutic focus in Client-Centered Therapy, while also providing me with other theories and modalities to draw from in my work. I use both a holistic and family systems lens while incorporating Existential and Mindfulness-Based viewpoints in my practice. For children and adult clients who are interested, I also use Play Therapy and Expressive Arts to get in touch with how we can connect with ourselves without using words.

Gwendolyn Tyson

Gwendolyn Tyson, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$160/session
LMFT
30 years of experience
Virtual
Hello, I am Gwendolyn Tyson, a Licensed Marriage and Family Therapist (LMFT) based in Southern California. During my 29 years of experience, I have worked with a diverse range of people aged 3 to 95, providing individual, child, and family counseling. My therapeutic approach consists of cognitive behavioral therapy (CBT), trauma-focused, strength-based, grief and loss, and Christian-based counseling. I also enjoy working with families with issues related to trauma, terminal illnesses, blended families, and phase of life issues. I believe that the therapeutic relationship is paramount for growth, meaning the relationship between therapist and client is of the utmost importance for success. I have been told that I have a gentle, soft demeanor that makes clients feel relaxed and easily engaged during sessions. By using self-reflection, one becomes more aware of thoughts, feelings, and behaviors. My desire is to help you achieve your goals by exploring interventions you can use for a lifetime. Let's start this journey together. My approach I generally use Solution Focused Therapy, Cognitive Behavioral, trauma-focused, grief and loss, and Strength-Based therapy. My focus I provide treatment to patients from 3 to 95 years of age. Providing support around anxiety, depression, grief and loss, blended families, phase of life issues, and dealing with terminal illnesses. With my early education background, I provide family and parenting support.

Elizabeth Lachapelle

Elizabeth Lachapelle, LP - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LP
36 years of experience
Virtual
Short-term counseling with an experienced professional to clarify thoughts and feelings, learn mental health management skills and plan for mental health and wellness. Possible topics include general mental health questions, improving mental health, goal setting, building cognitive and behavioral skills, dealing with life transitions, and clarifying thoughts and feelings. I am not licensed in treatment of substance abuse or addictions. I do not do court related work. Adults only.

Jazmin Alarcon

Jazmin Alarcon, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LCSW
7 years of experience
Virtual
Hi there! I’m Jazmin, a Licensed Clinical Social Worker based in California. I specialize in working with young adults who are navigating anxiety, eating disorders, and the everyday stressors that come with school, work, relationships, and the ongoing journey of figuring out who you are. In our sessions, we’ll explore your emotions, develop ways to manage stress, and build practical tools to help you feel more grounded and confident in your day-to-day life. My approach is warm, conversational, and tailored to your unique needs. I create a space where you can show up just as you are—no pressure, no judgment. If you’re interested in working together, I’d love to connect. You can learn more about me at jazminalarcontherapy.com

Havi Wolfson Hall

Havi Wolfson Hall, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$200/session
LCSW
25 years of experience
Virtual
For over 20 years, Havi Wolfson Hall has been creating meaningful therapeutic relationships, helping individuals and families navigate challenges like depression, anxiety, life transitions, and parenting. In 2005, she created Health-E-Connections to address the unique challenges technology poses to relationships. You don't have to face your challenges alone. Please reach out to see if Havi is the right therapist for you. "I look forward to connecting with you. Take care, Havi".

Lamont Hernandez

Lamont Hernandez, LMFT - California Therapist at Grow Therapy
$125/session
LMFT
13 years of experience
Virtual
Hi, I have been licensed as a Marriage and Family Therapist for the past 13 years. I graduated from the California Institute of Integral Studies in expressive arts therapy. I also have lived in a Zen Buddhist temple to do residential practice for five years. My goal is to help people feel better as soon as possible. Usually by the time a person enters therapy they have been under stress that has been building for a while. I help people identify and clarify what their goals are and present interventions that I have supported people using that help them feel better.

Kimura Washington

(she/her)

Kimura Washington, LCSW - California Therapist at Grow Therapy

Frequently rebooked

$120/session
LCSW
2 years of experience
Virtual
Hello, my name is Kimura (Key-mu-ra), a Southern Californian native and Licensed Clinical Social Worker (LCSW). I have had the distinct pleasure of providing client-centered care to individuals in Long Beach, Los Angeles, and surrounding cities and in partnership (case management, care coordination) with Veterans, Caregivers, Geriatric populations, Youth aging out of foster care, and individuals who were homeless. My foundation and blueprint are my faith, worship, and prayer; I provide Christian Counseling, and utilize CBT, Solution Focused, Strength Based, and Positive Psychology methods to support Clients in their personal journey to self-actualization, acceptance, and empowerment.

Mahima Mohan

(she/her)

Mahima Mohan, LMFT - California Therapist at Grow Therapy
$165/session
LMFT
17 years of experience
Virtual
Hi! I’m a Licensed Marriage and Family Therapist (MFT) practicing in the states of California, Texas, Montana, and Wisconsin. I obtained my Masters from California State University, Long Beach and have been practicing for about 16 years. Throughout my experience as a clinician, I have worked in various settings providing direct services, training on various mental health topics, crisis support and advocacy, and clinical supervision. I am one of the co-founders and therapists at Bridges to Healing, a group private practice and training center based in California and Texas.

Adrienne Yam

Adrienne Yam, LMFT - California Therapist at Grow Therapy

Frequently rebooked

$150/session
LMFT
8 years of experience
Virtual
As a therapist, I am committed to helping you have healthier, more balanced, harmonious lives and relationships. My therapy approach includes traditional and holistic healing techniques that involve mind, body, heart and spirit as well as things unseen. My years of experience in community mental health include individual, child, couples, co-parenting and family therapy. I am able to relate well to many different cultural, ethnic, socio-economic groups. With an M.A. in transpersonal psychology and an M.B.A. from University of Chicago plus 25 years of corporate experience, I use a broad range of skills to help my clients explore their needs and goals. As a certified yoga and meditation teacher, many of my clients have learned mindfulness techniques that enhance their recovery. All of us need confidential support for different things at times. My job is to compassionately support you in what you need, with your values, to have the life that you want.

Frequently asked questions

Why filter by California rather than a city like LA?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Life Transitions?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Life Transitions, is filtering therapists in California that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.