Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 1044 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Los AngelesSan DiegoSacramentoOaklandSan Francisco

Availability updated: 8/9/2026

Often rebooked

$175/session

Warm
Authentic
Empowering

Specialties

Life Transitions
Anxiety
Depression
+9
As a therapist, I strive to create and maintain a safe, judgment-free environment for my clients to be vulnerable and explore their thoughts, feelings, and experiences, good and bad. I utilize a collaborative approach to raise awareness, discuss deeper issues, and support clients in overcoming barriers so they can live fulfilling lives. I understand that, at times, this process can be intimidating, and it takes a lot of courage to acknowledge you might need help. So, I want to emphasize that if you choose to work with me, I will be there to lend an empowering, helping hand.
VirtualAvailable
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$200/session

Warm
Authentic
Empowering

Specialties

Life Transitions
Anxiety
Depression
+7
✦ At this time, new client availability is limited to morning and afternoon appointments. Evening sessions (4:00 PM and later) are reserved for established clients only, even if evening openings appear available online. Hola! I’m a bilingual (English/Spanish) licensed psychotherapist (LMFT) based in California with a decade of experience. I received my Master’s in Marriage and Family Therapy with an emphasis in Clinical Art Therapy from Loyola Marymount University. I specialize in supporting adolescents and adults of all ages who are facing mental health challenges that affect their daily lives and aspirations. As an art therapist, I offer art therapy sessions where no previous art experience is necessary. This approach combines traditional psychotherapy with creative expression to help you process emotions and integrate body and mind.
VirtualAvailable
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$135/session

Authentic
Intelligent
Empowering

Specialties

Life Transitions
Anxiety
Mood Disorders
+10
I've been working with children, teens and families for 40 years, and adults, couples and seniors for 20. Early in my career, I was a houseparent and counselor in group homes for delinquent teens, a teacher’s aide in a special education school and a counselor in a residential treatment center for emotionally disturbed children. I also taught in junior high and high schools and was a rehabilitation group therapist in psychiatric hospitals. In the last 15 years, in addition to facilitating group therapy and seeing individuals and couples in private practice, I've continued my work with teens, families and adults in day treatment programs and long term living facilities. I obtained my Master’s degree in Psychology from California Institute of Integral Studies in 1993 and PhD in Depth Psychology from Pacifica Graduate Institute in 2013. ​My treatment approaches and therapeutic orientations include: ​Cognitive Behavioral (CBT) Dialectical Behavioral (DBT) Emotionally Focused Couples Therapy Expressive Arts Therapies (role play, psychodrama, art, poetry) ​Humanistic Person Centered Jungian Depth Psychology ​Liberation Psychologies Object Relations Motivational Interviewing Narrative Therapy Solution Focused Structural-Strategic Family Therapy
VirtualAvailable
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New to Grow

$200/session

Specialties

Life Transitions
Anxiety
Mood Disorders
+10
Hello and thank you for visiting my profile. My therapeutic philosophy is that individuals need to be a part of their own solutions. Each person is the expert of their own life, not anyone else. I strive to empower clients to feel that their successes come from themselves and are the result of their own dedication and hard work. Clients should be empowered to seek out their ideal therapist and what the therapist has to offer them individually, their family, spouse, partner, children, etc. You are not "broken" and don't need to be fixed. I try to stay away from diagnostic labels and work well with those who don't appreciate categories. I do not start labeling or plugging you into a pre-existing program. I won't put you in a clinical diagnostic box. We focus on strengths you already have and building on current resources. We don't just talk about the problems over and over. Sessions are focused on making life more fulfilling, comfortable and enjoyable.
Available
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Often rebooked

$200/session

Warm
Intelligent
Authentic

Specialties

Life Transitions
Anxiety
Self Esteem
+4
Hey everyone, my name is Thomas! I am an LCSW with over 5 years experience working with clients. I work with adults and couples navigating self-worth issues and relationship patterns rooted in past or present wounds. My approach is depth-oriented, relational, and focused on real change—not just insight. Clients often come seeking relief, clarity, and a more secure sense of self and connection.
Available
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$150/session

Warm
Intelligent
Authentic

Specialties

Life Transitions
Anxiety
Coping Skills
+4
My name is Farbod. I am a second generation Persian-American. My own background continues to shape the way I approach this work. Growing up in California I often felt caught between two cultures—never quite fitting into either. I approach therapy through a combination of learning skills to work through stress, guiding clients to better understanding themselves, and a space to be heard. I also am an avid gamer (tabletop and video games), home cook, and runner.
VirtualAvailable
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$220/session

Warm
Authentic
Empowering

Specialties

Life Transitions
Anxiety
Coping Skills
+10
I’m so glad you’re here. My name is Sierra, and I am a California-based licensed Psychologist with over 10 years of clinical experience supporting adults as they navigate life's challenges. My passion is helping people not only understand themselves more deeply, but also make lasting positive changes. I take a holistic approach to therapy that supports the whole person—mind, body, and spirit. This often includes strategies such as nervous system education, mindfulness-based stress reduction (MBSR), somatic healing, and when helpful, collaboration with integrative providers like nutritionists. I also draw from additional evidence-based approaches such as Cognitive Behavioral Therapy (CBT) and Solution Focused Therapy, while paying close attention to how stress or trauma may show up in the body. In our work together, we’ll create a personalized plan that blends insight, practical tools, and meaningful action. My goal is to provide a space where you feel truly seen and supported, and where therapy becomes not just about coping with challenges, but about moving toward the life you most want to live.
VirtualAvailable
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$150/session

Authentic
Warm
Empowering

Specialties

Life Transitions
Anxiety
Depression
+6
I have been in practice for 30+ years and as a clinically trained social worker. I have served in several interesting capacities. My goal as a therapist is to be a part of the therapeutic process in guiding you forward to find the fulfilling life you deserve. I provide a nurturing and safe space for us to work as a team to identify your therapy goals and it's my priority to meet you where you are at in your journey. I will approach your challenges with support and openness to assist with the process of developing healthy, and useful coping strategies that work for you.
VirtualAvailable
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$150/session

Open-minded
Warm

Specialties

Life Transitions
First Responders/Healthcare Workers
Health/Medical Issues
+10
Welcome to my profile. I hope it will help you find a therapist who is a good fit for you. My name is Jon. I have 28 years of experience in the mental health field. I earned my MA in Counseling Psychology with a specialization in Holistic Studies in 2002 and have been a California Licensed Marriage and Family Therapist since 2009. Before becoming a therapist, I worked as a dishwasher, forklift driver, small business manager, and completed an internship with the United Nations. I have lived and worked overseas and across the United States, collaborating with people from many different backgrounds. Like many, I have faced cancer and other significant life challenges. I went back to college later in life because I wanted to help young people and their families build better futures. I chose a holistic approach because I believe in working with the whole person — mind, body, feelings, relationships, history, and spirit. I spent 15 years supporting youth experiencing significant emotional and behavioral challenges and their families. I also worked with adults in community settings. For the last 13 years, my primary work has been with incarcerated adults. These experiences have taught me about shame, redemption, resilience, and dignity. I have witnessed people at their lowest points and seen their remarkable capacity to change, heal, and rebuild. All of this has convinced me that people are always more than the labels they carry or the worst things they have experienced. I believe every person is worthy of being heard and treated with dignity and respect — and that change, growth, and transformation are possible for everyone.
Available
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$200/session

Authentic
Empowering
Solution oriented

Specialties

Life Transitions
Anxiety
Couples Counseling
+10
I work with individuals and couples struggling with issues including addiction, codependency, parenting, body image issues, self-worth issues, anxiety and depression, among others. My work is routed in a depth-psychological approach that focuses on the subconscious, and how issues that we are unaware of are sabotaging our lives. I am outgoing, warm and friendly, and working with me is like having a close friend in your corner, holding you accountable and helping you understand yourself as deeply as possible. In my previous career, I was an actor, and love working with artists of all types. I understand Hollywood and show business and the difficulties that come with creating a career out of an artistic passion. I am a mother and love working with parents who are struggling with the very real difficulties that come with the hardest job in the world. In my work with couples, I help both parties understand what it is that they truly want as individuals, and how to achieve it as a team. I am passionate about my job as a helper and a healer, and hope to be able to help guide you into becoming the best version of yourself.
VirtualAvailable
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$150/session

Warm
Authentic
Intelligent

Specialties

Life Transitions
Addiction
Domestic Violence
+9
As a Licensed Marriage and Family Therapist with over 10 years of experience, I provide compassionate, expert care for individuals, couples, and families navigating a wide range of mental health challenges. My practice encompasses all core mental health issues, with specialized expertise in supporting the military population, addressing addiction, healing with domestic violence, and working with survivors of child abuse. With a deep commitment to fostering resilience and empowerment, I tailor evidenced-based approaches to meet your unique needs, helping you build stronger relationships and a healthier future.
VirtualAvailable
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$200/session

Authentic
Warm
Empowering

Specialties

Life Transitions
Anxiety
Self Esteem
+10
Welcome! I'm Silvie Wilson. I'd like to acknowledge the strength it requires to take that first step of reaching out for help with your mental health from a therapist. I know it's not easy to begin the journey to better self understanding, compassion, and mastery. My aim is to create a safe environment in which we can explore your own personal history, themes, and challenges, in order to find resources and solutions to the obstacles that hold you back from being exactly the person you've always wanted to be. I will pay attention to who you are as an individual, reflect back your strengths, and help you to tie together the seemingly disparate aspects of your life so that you realize how much sense you make, have compassion for all phases of your development, and leave behind what no longer serves you to find the life you've always wanted. Together we can build up your sense of self, your resilience, and your ability to find peace of mind.
VirtualAvailable
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New to Grow

$110/session

Solution oriented
Warm

Specialties

Life Transitions
Anxiety
Coping Skills
+10
Welcome! As a bilingual Chicana LCSW, I provide a supportive space (un espacio de confianza) where you can explore challenges, build coping skills, and create meaningful change. As a Chicana/Latina therapist, cultural humility and honoring the whole person are central to my work. I especially value supporting individuals from diverse and underserved communities, including the Latinx population, as they navigate anxiety, depression, relationship challenges, and life transitions. As a Chicana daughter of immigrant parents with a BA in Chicano Studies, my calling to therapy is deeply personal. I witnessed the resilience and unique struggles within our community, which inspires me to provide a space where you feel truly seen, empowering you to heal, break generational cycles, and thrive. My approach is strengths-based and solution-focused, helping clients build practical tools while feeling seen, heard, and understood. Together, we will build on your strengths, honoring your story while developing practical tools to overcome life’s challenges, reduce stress, and create meaningful, lasting change in your life and relationships.
Available
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$150/session

Warm
Empowering
Authentic

Specialties

Life Transitions
Anxiety
Autism
+10
Robin Hall, LCSW, is a Licensed Clinical Social Worker practicing in the state of California and Hawaii. She attained her Master's in Social Work from the University of Alabama, Tuscaloosa, in 2009. Robin's professional journey has led her to work extensively in areas such as sleep challenges, PTSD, anxiety, and trauma, where she uses a combination of evidence-based therapeutic approaches. In her therapy sessions, Robin prioritizes creating a safe, judgment-free environment where people can openly express themselves, ensuring that you feel seen, heard, and valued throughout the journey towards healing and growth.
VirtualAvailable
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Often rebooked

$100/session

Authentic
Empowering
Solution oriented

Specialties

Life Transitions
Anxiety
Coping Skills
+3
Hi, my name is Bjorn! In my practice I focus on helping my clients overcome obstacles to a healthier life by creating a safe, supportive therapeutic relationship. Therapy can go in many directions, but I primarily focus on helping clients to identify specific needs that they have, process difficult feelings, psychoeducation, realizing important goals for growth and how to achieve them. In the therapeutic process I share many tools to help with healing including awareness practices, cognitive behavioral therapy, personality work, psychoeducation, and somatic therapy.
Available
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New to Grow

$200/session

Open-minded
Warm

Specialties

Life Transitions
Anxiety
Depression
+4
Hello, I’m Silvia. I am a bilingual-bicultural licensed psychotherapist dedicated to helping individuals navigate life’s heaviest transitions, heal from emotional stress, and reclaim their inner peace. With years of clinical experience, my practice is rooted in empathy, deep validation, and evidence-based frameworks tailored to your unique journey. I specialize in providing a supportive, collaborative environment where you can process complex feelings, break free from self-doubt, empowering you to break old cycles, foster genuine emotional autonomy, and confidently move forward toward a life that is congruent with your values and with what's truly important to you.
Available
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$189/session

Direct
Intelligent
Solution oriented

Specialties

Life Transitions
Couples Counseling
Family Conflict
+9
I’m Tammy Gold, LCSW, an author, therapist, and nationally featured parenting and family therapy expert who created the Care Map Method™. I help adults, couples, parents, and families feel safe, supported, and truly heard. My sessions offer no judgment, stress, or shame—just positive support, clinical insight, and practical solutions to better understand emotions, behavior, relationships, parenting stress, divorce conflict, and family communication. My goal is for clients to leave each session feeling better, less alone, and supported by someone in their corner helping them understand and advocate for their needs.
Available
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$160/session

Intelligent
Warm
Authentic

Specialties

Life Transitions
ADHD
Coping Skills
+10
Awarded Best Therapist of El Cerrito 2025 and Best Of Richmond for Mental Health Practitioner in 2024! Are you searching for a therapist with warmth, compassion, and proven experience to help you with the challenges you’re facing in life? Are you looking for actual tools to manage thoughts and emotions? Hi, I am Serina Harris. I am a Licensed Marriage and Family Therapist with over 18 years of experience proudly serving adults in the San Francisco Bay Area. As an Integrative Therapist I provide you with a culturally sensitive and non-judgmental space that invites you to embrace change, challenge unhelpful patterns and be more of who YOU are. Whether it's navigating the complexities of depression and anxiety, managing various symptoms of ADHD, perimenopause, or fostering healthy family relationships and communication, I am here to help. Feeling overwhelmed by the constant stress of just getting through the day? Is all the negativity and stress on your mind holding you back from living the life you really want? You are not alone. This may be one of the most important decisions you ever make. Taking this first step towards therapy shows how brave and resilient you are. Yes, YOU! I am here to help you, support you, and walk beside you on your journey to yourself. *Availability & Schedule: My office hours are M-F 9am-5pm. I am not available on weekends. I see clients weekly or every other week depending on clinical need and treatment plan.
VirtualAvailable
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$159/session

Warm
Authentic
Intelligent

Specialties

Life Transitions
Anxiety
Depression
+10
I am a licensed mental health therapist with experience across private practice, community, academic, governmental, nonprofit, and corporate settings. As a Vietnamese refugee who has faced profound hardship, I bring a deep understanding of resilience, trauma, and healing to my work. I support individuals, couples, families, and communities navigating trauma, anxiety, depression, and complex cultural, relational transitions. My approach is integrative and tailored to each client, blending evidence-based practices with cultural awareness, trauma-informed care, and spiritual flexibility. I meet clients where they are, honoring their experiences and challenges. Through a collaborative and compassionate process, I help clients develop insight, strengthen resilience, and create lasting change—so they heal and thrive. Tôi là một nhà trị liệu sức khỏe tâm thần được cấp phép tại California, với kinh nghiệm trong nhiều môi trường như thực hành tư nhân, cộng đồng, học thuật, chính phủ, tổ chức phi lợi nhuận và doanh nghiệp. Là người tị nạn Việt Nam từng trải qua khó khăn, tôi có sự thấu hiểu sâu sắc về khả năng phục hồi, sang chấn và chữa lành. Tôi làm việc với cá nhân, cặp đôi, gia đình và cộng đồng đối mặt với sang chấn, lo âu, trầm cảm và chuyển đổi phức tạp trong văn hóa, mối quan hệ và cuộc sống. Phương pháp của tôi mang tính tích hợp, điều chỉnh theo từng thân chủ, kết hợp các thực hành dựa trên bằng chứng cùng sự nhạy cảm văn hóa và linh hoạt về tinh thần. Tôi tôn trọng trải nghiệm và bản sắc riêng của mỗi người. Thông qua hợp tác và thấu cảm, tôi hỗ trợ thân chủ phát triển nhận thức, củng cố khả năng phục hồi và tạo ra thay đổi ý nghĩa, bền vững—để họ có thể chữa lành và phát triển.
VirtualAvailable
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$175/session

Authentic
Warm

Specialties

Life Transitions
Anxiety
Depression
+8
My name is Brooke Barker and I am a Licensed Marriage & Family Therapist (LMFT) based in Southern California. My path to becoming a therapist was shaped by my own mental health journey and by how much therapy helped me better understand myself, my relationships, and my place in the world. I know how powerful it is to feel seen, supported, and understood, and I’m deeply committed to creating that experience for the people I work with. My approach is collaborative, client-centered, strengths-based, trauma-informed, and creative. I tailor what we do to your unique experiences, culture, and background. I draw from CBT, solution-focused work, mindfulness, EMDR, and insight-driven communication to help build self-awareness, practical skills, and lasting growth. I work with a variety of people, populations, and presenting concerns including: anxiety, depression, panic disorder, daily stress, life transitions,/adjustments, body image and self-esteem concerns, and trauma (PTSD), as well as identity-affirming care for neurodivergent clients (ADHD/Autism) and the LGBTQIA+ community.
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$295/session

Authentic
Warm
Empowering

Specialties

Life Transitions
Anxiety
Depression
+6
I’m Dr. Claudia Nuñez a licensed clinical psychologist with over a decade of experience supporting adults through anxiety, depression, trauma, grief, and major life transitions. I believe therapy is not about reliving pain for its own sake. It is about understanding what your suffering has been signaling and bringing that understanding into the present so you can live with more clarity, self-compassion, and choice. Many of the people I work with feel caught in anxiety and overthinking, people pleasing, guilt, burnout, or a deep sense that something needs to change but they cannot quite name what. Others are moving through grief or life transitions that have shaken their identity, relationships, or sense of direction. Some are navigating a spiritual calling or values shift, and feeling both pulled toward meaning and exhausted by the weight of it all. My approach is integrative, trauma-informed, culturally responsive, and grounded in Internal Family Systems and liberation psychology. Rather than viewing symptoms or recurring patterns as personal flaws, we explore them with curiosity and consider how they may have been shaped by your history, relationships, culture, environment, and ways of adapting. Together, we identify what is no longer serving you, clarify what you need now, and develop responses that feel more intentional, sustainable, and aligned with your values. Alongside talk therapy, I may incorporate mindfulness, somatic awareness, narrative exploration, and evidence-informed cognitive and behavioral strategies. Grounding and breath practices are offered collaboratively and adapted to your comfort—not to bypass pain or minimize the realities around you, but to help you remain present and build greater capacity for choice. My style is warm, honest, and collaborative. We move at a pace that respects your boundaries while supporting meaningful reflection and change.
VirtualAvailable
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New to Grow

$175/session

Specialties

Life Transitions
Anxiety
LGBTQ
+4
I’m a licensed therapist with a background in education and school counseling, dedicated to helping individuals navigate life’s most challenging transitions with clarity and confidence. With over a decade of experience working with adolescents, young adults, and adults, I specialize in anxiety, depression, trauma, identity exploration, and life transitions. Through Easy Peasy Counseling, I create a supportive, approachable space where clients feel understood, empowered, and equipped with practical tools for growth.
VirtualAvailable
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$160/session

Warm
Authentic
Open-minded

Specialties

Life Transitions
Anxiety
Coping Skills
+7
Hello. I am a Licensed Marriage and Family Therapist (LMFT) located in CA and I have been practicing for over 15 years. I work with adults who are seeking help with depression and anxiety (as well as other diagnoses), and individuals who are experiencing major life changes and/or relationship issues. I work in collaboration with each client and provide a safe environment to help them learn effective ways to communicate, positive coping skills, and ways to engage in self-care.
VirtualAvailable
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$140/session

Warm
Intelligent
Solution oriented

Specialties

Life Transitions
Anxiety
Parenting
+9
Have you been struggling with anxiety and/or lack of direction? Are you critical of yourself and feeling negative and sad? Do you have issues in your past you feel are impacting your present? Are you challenged by a life transition? Change is hard and not always smooth. Sometimes we get in our own way toward the life we want to live. I can help gain perspective and look at whether your thoughts and behaviors are helping you along your path or hindering your way. We can look at how patterns, thoughts and behaviors that might have been adaptive from a less than perfect past might be getting in your way now. I utilize a Cognitive Behavioral approach to look at thoughts and behaviors and what would serve you best. Incorporating positive psychology, support and compassion you will have assistance on life’s sometimes/occasionally meandering path.
VirtualAvailable
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New to Grow

$150/session

Specialties

Life Transitions
Anxiety
Coping Skills
+9
Hello! I am so excited to meet you. I am a Licensed Clinical Social Worker with the Board of Behavioral Sciences in California. I graduated from California State University San Bernardino with my Master’s Degree in Social Work. For over 10 years, I have been working with children, families, and individuals in the areas of case management, behavioral support, and mental health.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Life Transitions, is filtering therapists in California that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.