Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 163 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Availability updated: 8/18/2026

$150/session

Open-minded
Authentic
Solution oriented

Specialties

First Responders/Healthcare Workers
Health/Medical Issues
Mood Disorders
+10
Welcome to my profile. I hope it will help you find a therapist who is a good fit for you. My name is Jon. I have 28 years of experience in the mental health field. I earned my MA in Counseling Psychology with a specialization in Holistic Studies in 2002 and have been a California Licensed Marriage and Family Therapist since 2009. Before becoming a therapist, I worked as a dishwasher, forklift driver, small business manager, and completed an internship with the United Nations. I have lived and worked overseas and across the United States, collaborating with people from many different backgrounds. Like many, I have faced cancer and other significant life challenges. I went back to college later in life because I wanted to help young people and their families build better futures. I chose a holistic approach because I believe in working with the whole person — mind, body, feelings, relationships, history, and spirit. I spent 15 years supporting youth experiencing significant emotional and behavioral challenges and their families. I also worked with adults in community settings. For the last 13 years, my primary work has been with incarcerated adults. These experiences have taught me about shame, redemption, resilience, and dignity. I have witnessed people at their lowest points and seen their remarkable capacity to change, heal, and rebuild. All of this has convinced me that people are always more than the labels they carry or the worst things they have experienced. I believe every person is worthy of being heard and treated with dignity and respect — and that change, growth, and transformation are possible for everyone.
Available
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Often rebooked

$150/session

Authentic
Empowering
Warm

Specialties

First Responders/Healthcare Workers
Anxiety
Spirituality
+10
I have been a therapist for 19 years and I love my job! I love connecting with women who want to level up and let go of what is no longer serving them. I believe in empowering you with tools and resources so that the work with me is intentional, targeted, and short-term. I have a spiritual orientation and work with my clients holistically, meaning mind, body, and spirit. If you are open to energy work, then we may be a good fit.
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$175/session

Authentic
Empowering
Direct

Specialties

First Responders/Healthcare Workers
Couples Counseling
Parenting
+10
I love helping you untangle the past while making sure you leave with practical tools to tackle the present (and future!). If you’re looking to break old patterns, level up your relationships, and find real solutions to life’s challenges, we’ll work together to get you there—no boring, jargon-filled therapy here! Let’s make some progress and have a little fun along the way.
VirtualAvailable
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$195/session

Open-minded
Authentic
Challenging

Specialties

First Responders/Healthcare Workers
Anxiety
Men's Issues
+10
Hello, I am Marco, a Licensed Marriage and Family Therapist with 8 years of experience supporting clients from all backgrounds. My areas of focus include men's issues, anxiety, depression, relationship dynamics, and psychotic disorders. I believe the most effective therapy is rooted in authenticity and mutual respect. My approach is collaborative and direct; I provide a safe, honest space to explore your challenges, focusing on practical truths rather than avoidance.
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New to Grow

$125/session

Specialties

First Responders/Healthcare Workers
Anxiety
Depression
+10
Starting therapy can feel like a big step, I congratulate you on starting your journey. I am a licensed Marriage and Family Therapist who specializes in working with individuals who have anxiety, depression, trauma and difficulty with life transitions. My goal is to create a warm, safe place for you to learn skills to face life's challenges, and develop assertive communication and boundaries with yourself and those around you to improve your quality of life.
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$120/session

Open-minded
Warm
Authentic

Specialties

First Responders/Healthcare Workers
Anxiety
Depression
+4
With over 10 years of experience as a social worker and mental health professional, I am passionate about helping individuals step into their future. Working on empowerment, healing, and guiding through the complexity of life. My approach to providing treatment is rooted in empathy and active listening. I make it a priority to check in with clients regularly to ensure they feel supported and heard. I believe in allowing clients to guide me through their own journey, honoring their autonomy and lived experiences, while also providing gentle guidance and appropriate challenges to foster growth and resilience.
VirtualAvailable
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$100/session

Intelligent
Warm
Authentic

Specialties

First Responders/Healthcare Workers
Grief
Health/Medical Issues
+10
I offer a supportive, nonjudgmental space where you can explore your struggles, process emotions, and move toward healing. My approach blends evidence-based practices such as cognitive behavioral therapy (CBT), mindfulness, and trauma-informed care with warmth and empathy, so our work together feels both practical and deeply personal. Clients often share that they appreciate my approachable style and the balance I offer between genuine listening and concrete strategies.
VirtualAvailable
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$220/session

Warm
Authentic
Solution oriented

Specialties

First Responders/Healthcare Workers
Anxiety
Coping Skills
+10
I’m so glad you’re here. My name is Sierra, and I am a California-based licensed Psychologist with over 10 years of clinical experience supporting adults as they navigate life's challenges. My passion is helping people not only understand themselves more deeply, but also make lasting positive changes. I take a holistic approach to therapy that supports the whole person—mind, body, and spirit. This often includes strategies such as nervous system education, mindfulness-based stress reduction (MBSR), somatic healing, and when helpful, collaboration with integrative providers like nutritionists. I also draw from additional evidence-based approaches such as Cognitive Behavioral Therapy (CBT) and Solution Focused Therapy, while paying close attention to how stress or trauma may show up in the body. In our work together, we’ll create a personalized plan that blends insight, practical tools, and meaningful action. My goal is to provide a space where you feel truly seen and supported, and where therapy becomes not just about coping with challenges, but about moving toward the life you most want to live.
VirtualAvailable
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$200/session

Authentic
Warm
Intelligent

Specialties

First Responders/Healthcare Workers
Anxiety
Depression
+10
I am a Licensed Marriage and Family Therapist. I take a client-centered approach to treatment, ensuring that each session is tailored to the unique needs and goals of my clients. In my sessions, I would like to hear from you. Think of me as an observer in your art gallery, not as a critic, but as someone who appreciates your vision and the story you tell. You are the artist, and as such, you will explain to me your pieces, your vision, and your creations. I will take these all in and reflect back to you your work, and if appropriate, draw parallels from your earlier creations.
VirtualAvailable
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$100/session

Solution oriented
Warm

Specialties

First Responders/Healthcare Workers
Coping Skills
Depression
+2
I am a Licensed Clinical Social Worker (LCSW/LICSW) in California and Massachusetts. I support individuals impacted by trauma, anxiety, and depression, helping them feel more grounded, understood, and empowered in their everyday lives. I work with adults navigating trauma, anxiety, or depression. My focus is to help you develop insight into your experiences and emotions while providing practical tools for lasting change.
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$180/session

Authentic
Humorous
Intelligent

Specialties

First Responders/Healthcare Workers
LGBTQ
Military/Veterans
+10
I created Mental Scandles after my own mental health journey brought light, calmness, and comfort into my world. Everyone has a mental health journey and I am here to assist in acknowledging the shifts with ease and patience. Through humor, patience, empathy, and respect I will assist you ensuring you hold yourself up even when you feel the mental scandal is too much.
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$180/session

Warm
Holistic
Intelligent

Specialties

First Responders/Healthcare Workers
Addiction
Crisis Intervention
+6
I am a Licensed Marriage and Family Therapist with 20 plus years of experience helping individuals and families facing trauma, anxiety, depression, life transitions, crisis situations, and serious mental illness. I provide a safe, supportive space to build resilience, develop coping skills, foster self-compassion, and create lasting change. I will take time to understand your experiences, strengths, and challenges while creating a safe, supportive, and nonjudgmental space for you to share at your own pace.
VirtualAvailable
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$75/session

Solution oriented
Authentic
Intelligent

Specialties

First Responders/Healthcare Workers
Military/Veterans
Trauma and PTSD
+4
I am a Licensed Marriage and Family Therapist who provides counseling to adults and couples using a trauma-informed approach. I am trained in EMDR, Brainspotting, and Accelerated Resolution Therapy (ART), and I help clients process and heal from complex life experiences. I bring a unique depth of experience to my work, having served 25 years as a police officer and over 13 years supporting first responders through peer support programs. I am also a certified domestic violence counselor with experience working with both adults and children impacted by trauma, and a U.S. Army veteran with four years of active-duty service.
VirtualAvailable
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$125/session

Authentic
Open-minded

Specialties

First Responders/Healthcare Workers
Anxiety
Coping Skills
+9
Hi! I am a Licensed Marriage and Family Therapist and my goal is to foster resilience, to help you reach your goals, uncover strengths, explore challenges, and create meaningful change in your life. I believe in allowing each individual to be an active participant in therapy, and my role as a therapist is to work with you by offering support, reflection, and insights to help you reach your goals. I strive to make therapy a collaborative process and believe having a strong therapeutic relationship is one of the most important parts of effective therapy. I recognize the importance of tailoring sessions to suit your individual needs and would love to support you in your journey if you believe we would be a good fit!
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$150/session

Authentic
Warm

Specialties

First Responders/Healthcare Workers
Life Transitions
Serious Mental Illness
+3
I enjoy working collaboratively to develop goals that are realistic, meaningful, and lead to positive change. I view therapy as a journey—one that helps you find steadier footing and supports you as you move along your unique path. Although much of my background has been in public service settings working with severe mental illness, acute crises, and trauma, I welcome concerns of any size. No problem is too small or too overwhelming to bring into therapy. I invite you to give the therapy process a chance to work for you! I have been in the behavioral health field for more than 30 years and have been licensed since 2012. I have a practical, down-to-Earth style with an open-minded, solution focused approach. There is likely no issue too complicated or difficult for me to work with. I like to establish a clear treatment path with attainable goals, making it easier for you. I encourage you to give the therapy process a chance to work for you. My goal is to offer steady support and thoughtful guidance as you discover a healing path that truly fits your life. While life can be challenging, you don’t have to navigate it alone—therapy can provide a safe space to find clarity, resilience, and hope.
VirtualAvailable
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$200/session

Authentic
Empowering
Solution oriented

Specialties

First Responders/Healthcare Workers
Anxiety
Depression
+6
Are you feeling overwhelmed by persistent self-doubt or caught in patterns of behavior that no longer serve you? Do you find yourself struggling to connect past experiences with your current challenges, leaving you feeling stuck or unfulfilled? I commend you for taking this courageous step toward enhancing your mental well-being. Embarking on therapy can evoke a mix of emotions—empowerment, uncertainty, even apprehension—and that's perfectly natural. With years of experience, I offer a grounded, compassionate approach to help you navigate life’s challenges.
VirtualAvailable
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Often rebooked

$175/session

Authentic
Warm
Empowering

Specialties

First Responders/Healthcare Workers
Military/Veterans
Trauma and PTSD
+17
"You’re braver than you believe, stronger than you seem, and smarter than you think." -A.A. Milne We all struggle at times to see our inner strengths and capabilities due to the life experiences which have shaped us. I work in the belief that we each have everything we need to achieve a fulfilled and successful life already present within us; sometimes we just need a little help accessing it. Using a multi-modality approach I encourage my clients to work in the small steps, not the giant leaps, that bring us to self awareness, acceptance, and lasting change. I began my working career as an EMT in pre-hospital and Emergency Room settings. The desire to further my education and better serve my community led me to pursue becoming an LMFT. I received a Bachelor of Arts degree from Brandman University and a Master’s degree in Psychology with a dual emphasis in Marriage and Family Therapy and Clinical Counseling from Brandman University. I have additional training and experience in Clinical Pastoral Education from the College of Pastoral Supervision and Psychotherapy at David Grant Medical Center at Travis Air Force Base and have worked in both residential treatment and clinical settings. I have four sons and two grandchildren. In my off time I enjoy spending time in nature, photography, and attending baseball games with my husband of 25 years.
VirtualAvailable
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New to Grow

$120/session

Specialties

First Responders/Healthcare Workers
Anxiety
Couples Counseling
+10
My name is Ana Hernandez. I am a Licensed Marriage and Family Therapist with three years of experience helping clients navigate life's most difficult moments. My approach is rooted in narrative therapy. I believe the stories we tell about ourselves shape how we experience the world, and the healing often begins with reshaping those stories. I specialize in trauma-informed care, creating a space where clients can feel genuinely heard and supported. My goal is to guide and join you through the process of healing and the development of goals to move forward.
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$175/session

Warm
Empowering
Authentic

Specialties

First Responders/Healthcare Workers
Anxiety
Trauma and PTSD
+9
Welcome. If you are seeking relief from anxiety, the effects of Traumatic life events, or are on a Spiritual journey to live your life from the place of your True Self, I am committed to helping you get there. I am a warm and compassionate clinician, dedicated to creating a therapeutic relationship where you can build on your strengths and overcome barriers. Whether you've experienced or witnessed abuse, neglect, violence, grief, natural or man-made disasters, major life changes, or more, we can work toward healing and thriving. Together, and at a comfortable pace, we will gain a better understanding of your symptoms and what caused them to take on such a large role in your life. Using evidence-based treatment methods including IFS (Internal Family Systems) and EMDR (Eye-Movement Desensitization and Reprocessing) we can actually heal the underlying cause, thus relaxing current symptoms and allowing you to live your life with calm and confidence, free from internal barriers. It is my honor to assist people from all walks of life find the Calmness, Clarity, Courage and Confidence needed to effectively address life's challenges. I am a Licensed Clinical Social Worker and hold certification in Alternative Dispute Resolution/Mediation. My educational focus was social work in Indigenous communities and I have considerable experience working with folks who have been in the foster-care system. It is always my aim to affirm and be allied with BIPOC and LGBTQI2S+ individuals and communities. "We live most of our life in our head, let's make it a peaceful place" - Buddhist teaching.
VirtualAvailable
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$150/session

Authentic
Warm
Empowering

Specialties

First Responders/Healthcare Workers
Couples Counseling
Depression
+7
I'm going to go out on a limb and guess that something isn't OK right now. That something might be new, or it might have been around a long time. You might be able to describe it perfectly, or you might just feel off without knowing why. Either way — you're here, and that's the only thing that matters right now. I start from wherever you are. No assumptions, no judgments, no one-size-fits-all approach. Just a genuine desire to understand you — what's brought you here, what you're carrying, and what you're hoping for. Therapy with me — whether you're coming alone or with a partner — tends to be honest and occasionally even a little lighthearted. The human experience isn't black and white, and neither is the work we'll do together. What stays consistent is that you'll have a space that belongs to you, where nothing you say or feel changes how I show up for you. For couples, that space belongs to both of you equally. I don't take sides. What I do is help you see the pattern you're both caught in — because most of the time it's the cycle doing the damage, not each other. When that shifts, something else becomes possible. No matter what it is you are navigating — depression, relationships, identity, or the gap between how you show up and how you actually feel inside — you don't have to have it figured out to reach out.
VirtualAvailable
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$175/session

Authentic
Empowering
Intelligent

Specialties

First Responders/Healthcare Workers
Anxiety
Grief
+10
My therapeutic style is grounded in a holistic and integrative framework, which empowers me to provide personalized care that aligns with each client's distinct situation and clinical needs. I am committed to cultivating a safe and nurturing space where clients can explore their thoughts, feelings, and experiences without judgment. As I walk alongside clients on their path to healing, I remain flexible and responsive, adjusting my approach to support their growth and development at every stage.
VirtualAvailable
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$205/session

Authentic
Solution oriented
Warm

Specialties

First Responders/Healthcare Workers
Anxiety
Depression
+10
Hi, I’m Dr. Amanda Hart, a Licensed Clinical Psychologist. I provide therapy for anxiety, depression, trauma, stress, and life transitions for adolescents and adults, including difficulty adjusting to changes in relationships, work, or daily life functioning. I also work with individuals seeking support for emotional regulation, coping skills, confidence, and improving overall daily functioning and performance in personal goals. My clinical experience includes both outpatient and inpatient mental health settings, allowing me to support a wide range of symptom severity and clinical needs. My approach is integrative and holistic, incorporating CBT, DBT, and mindfulness-based interventions. Treatment is tailored to each client’s goals and focuses on building practical coping strategies, self-compassion, and long-term emotional resilience. I strive to create a warm, supportive, and nonjudgmental space where clients feel understood and supported. My goal is to help you move forward with greater clarity, stability, and hope.
VirtualAvailable
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Often rebooked

$150/session

Warm
Empowering
Authentic

Specialties

First Responders/Healthcare Workers
ADHD
Anxiety
+3
I support Black, Indigenous, and Women of Color through healing and meaningful life transitions. As a bicultural therapist and child of Eritrean immigrants, I bring clinical expertise and lived experience, with deep understanding of the complexity of identity, ambition, and belonging. My work is trauma-informed, culturally responsive, and rooted in empathy. I create a supportive, nonjudgmental space for women who are navigating self-doubt, career transitions, creative blocks, or emotional wounds, and are ready to move forward with clarity and confidence. Together, we break through internal and external barriers, strengthen relationships, and build lives aligned with your values, vision, and purpose.
VirtualAvailable
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$115/session

Authentic
Warm
Empowering

Specialties

First Responders/Healthcare Workers
Anxiety
Depression
+9
Hi, I'm glad you are here. My name is Alicia and I am a bilingual Licensed Marriage Family Therapist and Licensed Professional Clinical Counselor based in Southern California and working telehealth statewide. I am committed to helping individuals navigate life's challenges with compassion and clinical expertise. I provide a supportive and non-judgmental space, where clients can work through various mental health concerns, including anxiety, depression, and life transitions.
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$150/session

Warm
Empowering
Open-minded

Specialties

First Responders/Healthcare Workers
Anxiety
Depression
+10
Hello, my name is Tanya Andino, I am a Licensed Marriage and Family Therapist and thank you for taking this 1st step. Life can be stressful and feeling stuck or overwhelmed can be exhausting, but I am here to tell you, that you don’t have to do it alone. And having the type of life and relationships you want, is possible. With over 17 years of experience practicing in the field of mental health, I have seen the power of how minor shifts in our daily lives, can lead to growth, self-discovery, transformation, healing and ultimately, fulfillment. With a background in social services and education, my journey into the field of mental health began with a firm belief in the intrinsic worth of each human being and the intention to effect change through compassion and integrity.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, First Responders/Healthcare Workers, is filtering therapists in California that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.