Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 150 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Los AngelesSan DiegoSacramentoOaklandSan Francisco

Availability updated: 8/17/2026

New to Grow

$150/session

Specialties

Crisis Intervention
Anxiety
Couples Counseling
+3
Hello...I am Dr. Taulbee. We all have a "story". And I want to hear yours. I hear the heartbeat of what you tell me and what you leave unsaid. My task is to help you feel comfortable so that you can voice what it is that concerns you about hurts, habits, and hang-ups that are leftovers, I call them, from growing up....and how that impacts you today. Even people from the best of families have what I call "unfinished business" that goes back to family of origin "stuff". My training and experience have shown me that until we deal with it, we can't live fully abundant lives. So, I look forward to hearing you and knowing your story, so that you are free to choose love and be loved , and to forgive people who have hurt you in the way God intended from the beginning.
Available
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$150/session

Authentic
Warm
Open-minded

Specialties

Crisis Intervention
Coping Skills
Depression
+7
Currently not accepting couples, fully accepting you! I work exclusively with adults in individual therapy. If you’ve been stuck in the endless therapist scroll, trying to figure out who actually feels safe, relatable, and honest enough to open up to... welcome! I hold a Master of Social Work (MSW) from the University of Iowa with an emphasis in mental health. This background allows me to approach your concerns with a holistic and informed perspective. Many of the people I work with are carrying anxiety, depression, emotional overwhelm, relationship stress, identity exploration, burnout, anger, shame, grief, or the pressure of always having to “hold it together.” Some feel disconnected from themselves. Others are tired of surviving and want to start living more intentionally. My approach is warm, grounded, direct, and deeply human. Therapy with me is not about analyzing you from a distance or pretending to have all the answers. It is a collaborative space where you can slow down, speak honestly, make sense of your experiences, and begin responding to yourself and your life differently. Clients often tell me they appreciate that I balance compassion with honesty. I will support you, challenge you when needed, and help you notice patterns that may no longer serve you without judgment or shame. I work best with clients who are open to reflection, ready for meaningful change, and willing to engage in the process at their own pace. If you’re looking for a therapist who feels authentic, conversational, and intentional in the work, we may be a good fit.
VirtualAvailable
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$140/session

Authentic
Warm
Intelligent

Specialties

Crisis Intervention
ADHD
Anxiety
+10
You don't have to keep carrying this alone. Whether you're navigating anxiety, depression, trauma, ADHD, autism, or a life that feels overwhelming: relief is possible, and you deserve support that truly fits who you are. I'm Matt Tapia, a Licensed Marriage and Family Therapist (LMFT) and Board Certified Behavior Analyst (BCBA), licensed in Arizona and California. My background is genuinely unique: I'm one of the few therapists who holds both a clinical therapy license and a behavioral science certification. That combination means I bring two powerful perspectives into every session: the emotional depth of relationship-centered therapy and the practical, evidence-based tools of behavioral science. We won't just talk about how you feel. We'll understand why you do what you do, and build a real plan to change it. I work with children, teens, adults, couples, and families, and my practice is proudly neurodivergent-affirming. You belong here.
VirtualAvailable
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$100/session

Authentic
Direct
Intelligent

Specialties

Crisis Intervention
Anxiety
Coping Skills
+8
Hi, I am a Licensed Marriage Family Therapist. I received two Masters from Golden Gate University San Francisco. I have been working in community mental health for over 12 years. I help adolescent children, teens, young and older adults who struggle with anxiety, depression, and other related life stressors such as grief, adjustment challenges, family issues and career decision making
VirtualAvailable
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$200/session

Authentic
Empowering
Warm

Specialties

Crisis Intervention
Life Transitions
Spirituality
+9
Nicole Widman is the founder of Eden Therapy Group, a private practice based out of Southern California that functions to heal, restore and equip God’s sons and daughters. Nicole operates from a deep conviction to raise up men and women who are led by the Spirit by creating a space for her clients to discern God's voice and encounter God’s transformative love.
VirtualAvailable
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$195/session

Open-minded
Authentic
Challenging

Specialties

Crisis Intervention
Anxiety
Men's Issues
+10
Hello, I am Marco, a Licensed Marriage and Family Therapist with 8 years of experience supporting clients from all backgrounds. My areas of focus include men's issues, anxiety, depression, relationship dynamics, and psychotic disorders. I believe the most effective therapy is rooted in authenticity and mutual respect. My approach is collaborative and direct; I provide a safe, honest space to explore your challenges, focusing on practical truths rather than avoidance.
Available
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$120/session

Authentic
Intelligent
Solution oriented

Specialties

Crisis Intervention
Anxiety
Depression
+8
Welcome! I believe that hard times create strong people. I offer an inclusive, safe, and nonjudgmental space to transform struggle into clarity, resilience, and empowered action. I provide therapy for adults navigating ADHD, Anxiety, Depression, Stress as well as a variety other conditions. I offer a space that is considerate and respectful, but also open and receptive, where you can speak and be heard, and where missing the mark is only another chance to understand each other. If you are searching for something more— more clarity, grounding, or a way to arrange the fragments—and you are willing to be vulnerable, to be known, this is your invitation.
VirtualAvailable
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$150/session

Warm
Authentic
Solution oriented

Specialties

Crisis Intervention
Anxiety
Couples Counseling
+8
I am a licensed Marriage and Family Therapist with extensive experience working with children, adolescents, individuals, couples, and families. I specialize in treating a range of concerns, including depression, anxiety, relationship challenges, family conflict, self-esteem issues, and life transitions. My approach is integrative and client-centered. I draw on evidence-based modalities such as Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), and Positive Psychotherapy to tailor treatment to each client’s unique needs. I use CBT to help clients identify and transform negative thought patterns that contribute to emotional distress. Through DBT, I support clients in developing emotion regulation skills and the capacity to balance acceptance with meaningful change. With Positive Psychotherapy and a strength-based lens, I empower individuals to recognize their inner resources, enhance coping skills, and explore new possibilities. I believe in creating a warm, safe, and collaborative therapeutic environment where you can explore new ways of thinking, overcome challenges, and move toward your goals—one step at a time. Let’s work together to create meaningful, lasting change for a better tomorrow.
VirtualAvailable
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$200/session

Warm
Authentic
Empowering

Specialties

Crisis Intervention
Anxiety
Obsessive-Compulsive (OCD)
+9
Hello, I am a Licensed Clinical Social Worker based in California and I have been offering Psychotherapy to individuals, couples, and groups for the past 6 years. My own journey of healing, including navigating posttraumatic stress disorder, has profoundly shaped my approach to therapy. This personal experience, combined with years of professional practice, informs my integrative approach, which focuses on the interconnectedness of the body, mind, and spirit. I specialize in working with the nervous system and addressing conditions such as trauma, OCD, PTSD, and relational issues. My approach is rooted in understanding how these challenges affect the whole person, not just their thoughts or emotions, but also their physical and energetic well-being.
VirtualAvailable
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$200/session

Authentic
Warm
Intelligent

Specialties

Crisis Intervention
Anxiety
Depression
+10
I am a Licensed Marriage and Family Therapist. I take a client-centered approach to treatment, ensuring that each session is tailored to the unique needs and goals of my clients. In my sessions, I would like to hear from you. Think of me as an observer in your art gallery, not as a critic, but as someone who appreciates your vision and the story you tell. You are the artist, and as such, you will explain to me your pieces, your vision, and your creations. I will take these all in and reflect back to you your work, and if appropriate, draw parallels from your earlier creations.
VirtualAvailable
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$115/session

Authentic
Solution oriented
Warm

Specialties

Crisis Intervention
Anxiety
Autism
+9
I am a down-to-earth and collaborative therapist who believes that the foundation of effective healing is a genuine, honest connection. I prioritize creating a transparent environment where you feel heard and respected, allowing us to work as true partners in your mental health journey. My approach is grounded in the belief that therapy is most effective when it is practical, straightforward, and focused on your unique reality. In our sessions, I value honesty and the identification of healthy, realistic goals. I specialize in Cognitive Behavioral Therapy (CBT), where we work together to uncover the connection between your thoughts, emotions, and behaviors. By identifying irrational thinking patterns and challenging negative self-talk, we can begin to reframe your narrative in a way that serves your growth rather than hindering it. I understand that starting therapy can feel like a significant step, which is why I focus on providing a non-judgmental space where we can tackle challenges at your pace. Whether you are dealing with anxiety, daily stress, or life transitions, my goal is to provide you with a functional toolkit of strategies you can use long after our sessions end. Together, we will move toward a more balanced, resilient, and fulfilling life.
VirtualAvailable
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$80/session

Intelligent
Solution oriented
Authentic

Specialties

Crisis Intervention
ADHD
Anxiety
+10
I am a 36-year-old Licensed Clinical Social Worker (LCSW) originally from Los Angeles. Before becoming a therapist, I worked in nursing while serving in the United States Air Force, where I gained valuable experience supporting individuals through medical and personal challenges. I have been practicing therapy since 2018 and am passionate about helping adults navigate life stressors, emotional difficulties, and personal growth. My approach is compassionate, client-centered, and supportive, and I strive to create a safe space where clients feel heard, respected, and empowered throughout their healing process.
Available
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$180/session

Warm
Authentic
Open-minded

Specialties

Crisis Intervention
Family Conflict
Self Esteem
+10
I am honored to be on this journey with you in therapy. I am a therapist who believes that healing begins with feeling seen, safe, and understood. My approach is gentle, compassionate, and grounded in curiosity--never judgment. I create a space where you can slow down, breathe, and explore what's been heavy at your own pace. Whether you're navigating past trauma, burnout, or a season of change, my goal is to help you reconnect with your sense of self and feel more at peace within. In our work together, you'll find warmth, understanding, and a space that honors your story.
VirtualAvailable
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$260/session

Empowering
Authentic
Warm

Specialties

Crisis Intervention
Serious Mental Illness
Sexual Abuse
+10
I help my clients realize their personal goals through a trauma-informed and empathic approach. My expertise is working with people who have experienced a traumatic event and/or are experiencing mental health struggles/issues, helping them uncover obstacles that hinder their ability to reach their fullest potential. My lived experience brought me to help others as I would have loved to be helped: someone to tell me I’m not alone. Life is hard, and traumas become unbearable without someone in your corner to help process what you have been through.
VirtualAvailable
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$125/session

Authentic
Solution oriented
Intelligent

Specialties

Crisis Intervention
Addiction
ADHD
+10
Hello ! I am Sergio Fernando Gueller, LCSW, I am an American citizen and love our Blessed country with all my heart; I am also an immigrant from Latin America, Argentina, who arrived to this country at age 19 (I am currently 65), "tired and poor" and escaping an unstable political environment and difficult socioeconomic perspectives. I completed my training in Europe and Latin America through my participation in many seminars and obtaining several certifications in this field, however, all my formal education took place in California and Oregon, in the USA. My approach to psychotherapy is eclectic and practical and am focused on providing immediate alleviation and crisis resolution to my clients via powerful cognitive/behavioral tools which I use daily in my practice. I am a simple person and my approach is formal and respectful, however, I use respectful/sensitive humor and levity therapeutically when appropriate as I believe it is a major part of my method.
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$75/session

Solution oriented
Authentic
Intelligent

Specialties

Crisis Intervention
First Responders/Healthcare Workers
Military/Veterans
+4
I am a Licensed Marriage and Family Therapist who provides counseling to adults and couples using a trauma-informed approach. I am trained in EMDR, Brainspotting, and Accelerated Resolution Therapy (ART), and I help clients process and heal from complex life experiences. I bring a unique depth of experience to my work, having served 25 years as a police officer and over 13 years supporting first responders through peer support programs. I am also a certified domestic violence counselor with experience working with both adults and children impacted by trauma, and a U.S. Army veteran with four years of active-duty service.
VirtualAvailable
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Often rebooked

$150/session

Warm
Open-minded
Authentic

Specialties

Crisis Intervention
Anxiety
Depression
+10
Hi, I'm Henry Tran, a Licensed Clinical Social Worker (LCSW) providing therapy since 2016. For the past seven years, I've worked in a hospital setting, supporting adults through depression, anxiety, mood disorders, substance use, personality disorders, and stress. I've worked with clients across the lifespan, from children to older adults, each bringing their own unique needs and life experiences. This has shaped my ability to adapt and meet people where they are, while grounding my work in a culturally responsive and inclusive lens that honors each client's background and identity. My style is solution-focused and client-centered, and I strive to create a safe, supportive space where you can feel heard and empowered to grow. I draw from evidence-based approaches including Cognitive Behavioral Therapy (CBT), Person-Centered Therapy, Supportive Therapy, and Mindfulness-based practices, always tailoring our work to fit your unique needs, goals, and pace. I look forward to supporting you on your journey toward healing and growth.
VirtualAvailable
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$180/session

Direct
Authentic
Empowering

Specialties

Crisis Intervention
Suicidal Ideation
Trauma and PTSD
+10
Hi and thanks for stopping by! My name is Diana and I'm a Licensed Clinical Social Worker. I've been a social worker/therapist for over a decade and feel lucky and proud to be able to do what I get to do, which is to help and support people. I enjoy working with individuals of all ages, but my work has primarily been with the adult population. My treatment has focused on trauma, anxiety, depression, suicidal ideation and mood management.
VirtualAvailable
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$120/session

Warm
Authentic
Empowering

Specialties

Crisis Intervention
Addiction
Life Transitions
+3
Hi there! I have been practicing therapy for fourteen years and still find so much joy in learning each persons unique story. Just a little about me: I graduated from University of the Pacific in 2011 with my BA in Psychology and Cal State Northridge with my MS in Counseling in 2013. I saw my first client in 2012 and have worked in a variety of settings since then: on site elementary and middle schools, private practice, EAP, intensive outpatient programs, and residential treatment.
VirtualAvailable
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$200/session

Warm
Authentic
Open-minded

Specialties

Crisis Intervention
Anxiety
Child or Adolescent
+10
Hi. I'm a Licensed Marriage and Family Therapist in California. I received my Masters from St. Mary's College of California and have been working with clients for 17 years. I have worked extensively with teenagers and parents, as well as individuals struggling with depression, anxiety, parenting and relationship issues. I am passionate about helping clients be the best version of themselves. I strive to provide a safe and non-judgmental space for you to explore your thoughts, feelings, and behaviors, and gain a deeper understanding of yourself. It can also be a valuable tool in learning new coping skills and strategies to manage difficult emotions and situations. Whether you are struggling with anxiety, depression, relationship issues, or simply feeling stuck in life, counseling can support you in finding the clarity and direction you need to move forward.
VirtualAvailable
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Often rebooked

$125/session

Authentic
Empowering
Intelligent

Specialties

Crisis Intervention
Anxiety
Depression
+7
Hi, I’m Andrew and I’m really glad you’re here. I’ve spent the last five years working in the mental health field. After completing my undergraduate degrees and finishing my collegiate and professional sports career, I returned to school and earned my Master of Social Work from Eastern Washington University. I’ve had the privilege of supporting individuals, couples, and families across a wide range of life circumstances. My experience includes working with foster youth, providing comprehensive Dialectical Behavior Therapy, supporting clients in detox and rehabilitation settings, responding to community crises, and serving individuals experiencing homelessness within a housing-first model. Grounded in DBT, my approach blends acceptance and change. I work collaboratively with clients to deepen insight, identify patterns, and develop practical, empowering strategies. My goal is to offer clarity, encouragement, and a steady presence as you build the skills and confidence to move toward the life you want.
VirtualAvailable
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$150/session

Authentic
Warm
Open-minded

Specialties

Crisis Intervention
Men's Issues
Self-Harming
+9
Chang "Raphael" Liu possesses over six years of dedicated experience supporting individuals navigating complex mental health challenges. He employs a holistic, trauma-informed approach, recognizing the profound impact past experiences have on present well-being. Raphael specializes in helping clients effectively manage symptoms associated with anxiety, depression, addiction and trauma. Furthermore, he has extensive expertise in addressing the unique developmental struggles faced by adolescents, offering targeted strategies for identity formation, peer pressure, and navigating familial transitions. His practice is focused on empowering clients toward sustainable healing and self-discovery.
VirtualAvailable
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Often rebooked

$175/session

Warm
Authentic
Empowering

Specialties

Crisis Intervention
Anxiety
Depression
+9
I am a licensed clinical social worker (LCSW) specializing in perinatal mental health, addressing symptoms of anxiety and depression, low frustration tolerance, social/emotional awareness & barriers to self-confidence. I have a background in government, non-profit, school, hospital, and clinical settings, performing child welfare investigations, school counseling, case management services, community outreach, and community referrals. With these experiences, I have honed my skills as a clinician. I draw my approach from the modalities of Cognitive-Behavioral and Acceptance and Commitment therapies.
VirtualAvailable
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Often rebooked

$175/session

Warm
Authentic
Empowering

Specialties

Crisis Intervention
Anxiety
Spirituality
+9
Hello! I’m Deonia Young, a Licensed Clinical Social Worker in California, Georgia, and Alabama. I have six years of clinical experience and 30 years as a social worker. I am passionate about walking alongside women as they navigate life transitions, stress, and emotional challenges. I am also passionate about supporting women of color, creating a safe and affirming space for healing and growth. When desired, I integrate evidence-based practices with a biblical perspective to support restoration, resilience, and hope.
VirtualAvailable
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$180/session

Humorous
Intelligent
Solution oriented

Specialties

Crisis Intervention
Anger Management
Anxiety
+2
Welcome! My name is Dr. La Toshia Palmer, and I provide a supportive, culturally responsive space for students and young adults—particularly those from historically marginalized communities who are navigating anxiety, depression, anger, and life stressors. My approach is grounded in psychoeducation, helping clients better understand their emotions, build practical coping skills, and develop confidence in managing everyday challenges. I work with individuals who are ready to grow, heal, and strengthen their sense of identity and resilience. Together, we focus on creating clarity, emotional balance, and meaningful progress toward personal, academic, and long-term goals.
VirtualAvailable
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Crisis Intervention, is filtering therapists in California that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.