Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 189 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

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Los AngelesSan DiegoSacramentoOaklandSan Francisco

Availability updated: 8/10/2026

$200/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Life Transitions
+7
✦ At this time, new client availability is limited to morning and afternoon appointments. Evening sessions (4:00 PM and later) are reserved for established clients only, even if evening openings appear available online. Hola! I’m a bilingual (English/Spanish) licensed psychotherapist (LMFT) based in California with a decade of experience. I received my Master’s in Marriage and Family Therapy with an emphasis in Clinical Art Therapy from Loyola Marymount University. I specialize in supporting adolescents and adults of all ages who are facing mental health challenges that affect their daily lives and aspirations. As an art therapist, I offer art therapy sessions where no previous art experience is necessary. This approach combines traditional psychotherapy with creative expression to help you process emotions and integrate body and mind.
VirtualAvailable
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$150/session

Warm
Intelligent
Authentic

Specialties

Anxiety
Coping Skills
Depression
+4
My name is Farbod. I am a second generation Persian-American. My own background continues to shape the way I approach this work. Growing up in California I often felt caught between two cultures—never quite fitting into either. I approach therapy through a combination of learning skills to work through stress, guiding clients to better understanding themselves, and a space to be heard. I also am an avid gamer (tabletop and video games), home cook, and runner.
VirtualAvailable
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$150/session

Empowering
Authentic
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+5
Hello! I'm a Licensed Clinical Social Worker, proudly based in Oakland, California. I have supported folks over the last decade and was called to social work while employed at an art studio for adults with various health needs. In 2017, I received my Master's in Social Welfare from the University of California, Berkeley. I have been practicing as a social worker for 9 years. I support folks 18+ in navigating trauma and self worth. As a Lebanese-American therapist, I aim to work with folks who are seeking the opportunity to re-examine their cultural storyline and get creative in unpacking their identity. Together, let’s challenge societal expectations and strive to center your authentic self. A little about me, personally: I identify as an artist and child of the earth, as diaspora has scattered my ancestors across the Arab world, Africa, Europe, and North America. I am fascinated by intersectionality and the powerful ways that resilience shapes our multi-hyphenate individuality. It is important that I take care of myself so that I can be a pillar of support to my clients. The way that I release painful feelings is by channeling them into creative projects. I also work hard to stay connected to my body and my surroundings. Whether it’s through writing, building clay sculptures, beading, or making collages, self-expression is a healing practice. I encourage everyone to play a little bit!
VirtualAvailable
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Often rebooked

$130/session

Warm
Authentic
Empowering

Specialties

Depression
Life Transitions
Women's Issues
+4
I'm a Licensed Clinical Social Worker, originally from Los Angeles, California. I received my Masters in Social Work from Simmons University, I have been practicing as a therapist for 6 years. However, I have been in the mental health field for over 9 years. I am passionate about my work as a therapist and my approach is to build a safe space tailored to your needs while holding you accountable in your own journey.
VirtualAvailable
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$150/session

Solution oriented
Warm
Empowering

Specialties

Anxiety
Bipolar Disorder
Self Esteem
+11
I am kind, non-judgmental, accepting with a very diverse background. My name is Fquira, pronounced "Keera. " That is literally, Kera, with an F, how unique is that? I have an appreciation for all people as unique individuals, with various types of life challenges. Im here for the challenge. Helping minds heal and lives transform has been a true reward of doing what I do in therapy. I am here to help you.
VirtualAvailable
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$150/session

Authentic
Warm
Open-minded

Specialties

Coping Skills
Depression
Men's Issues
+7
Currently not accepting couples, fully accepting you! I work exclusively with adults in individual therapy. If you’ve been stuck in the endless therapist scroll, trying to figure out who actually feels safe, relatable, and honest enough to open up to... welcome! I hold a Master of Social Work (MSW) from the University of Iowa with an emphasis in mental health. This background allows me to approach your concerns with a holistic and informed perspective. Many of the people I work with are carrying anxiety, depression, emotional overwhelm, relationship stress, identity exploration, burnout, anger, shame, grief, or the pressure of always having to “hold it together.” Some feel disconnected from themselves. Others are tired of surviving and want to start living more intentionally. My approach is warm, grounded, direct, and deeply human. Therapy with me is not about analyzing you from a distance or pretending to have all the answers. It is a collaborative space where you can slow down, speak honestly, make sense of your experiences, and begin responding to yourself and your life differently. Clients often tell me they appreciate that I balance compassion with honesty. I will support you, challenge you when needed, and help you notice patterns that may no longer serve you without judgment or shame. I work best with clients who are open to reflection, ready for meaningful change, and willing to engage in the process at their own pace. If you’re looking for a therapist who feels authentic, conversational, and intentional in the work, we may be a good fit.
VirtualAvailable
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Often rebooked

$150/session

Warm
Authentic
Empowering

Specialties

Peer Relationships
Trauma and PTSD
Women's Issues
+5
Hi ! I'm Jojo and thank you for taking the time to read this! I'm an Licensed Marriage and Family Therapist in California and I work with adults. I'd like to acknowledge how therapy can be overwhelming, intimidating and at times tiring, so I appreciate you being here. I prioritize working collaboratively with my clients, meaning we'll work together to set an environment that is supportive and emotionally safe. I am motivated by Social Justice and I strive to ensure that my clients have a place in this world where their voices are being heard. My approach mostly surrounds Liberation Psychology, Decolonizing and Destigmatizing Mental Health Care, Person- Centered, Identity, Attachment & Emotion Focused while providing Culturally safe and sensitive care, along with Gender Affirming Therapy Practices.
VirtualAvailable
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$130/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
+4
Hello, My name is Thalia Diaz, and I'm thrilled to have been connected with you! As a therapist, I strive to create a warm, caring, and non-judgmental space to work with clients. I am aware that the times in which talk-therapy is sought out are also the times in which life feels overwhelming. Whatever that struggle may be, I believe that the human spirit is strong and capable of healing. I am passionate about working alongside my clients to heal those wounds and setting them up to be able to reach the goals they've set for their futures. Though I have experience working with a wide range of people, my passion is to help young adults who struggle with trauma, depression, grief, and/or anxiety to process their life stories, strengthen their sense of identity, and develop the skills needed for the life they desire.
VirtualAvailable
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$130/session

Warm
Authentic
Empowering

Specialties

Depression
Self Esteem
Trauma and PTSD
+6
Tired of being at war with your own mind? If anxiety, self-criticism, or feeling "stuck" has you trapped in cycles of rumination, you're in the right place. I specialize in helping people make peace with inner chaos, not just manage symptoms, but transform your relationship with them so you can build a life of purpose from the inside out. Imagine noticing your inner critic without being controlled by it, or feeling anxiety rise and being able to get curious instead of consumed. I earned my Master's Degree in Social Work from San Diego State University and have been practicing for over five years. I'm a Licensed Clinical Social Worker (LCSW) and psychotherapist who believes healing happens in connection. My own lived experience with trauma and the transformative support I received inspired me to become the therapist I needed. This personal journey fuels a deep, empathetic commitment to walking alongside my clients with genuine understanding.
VirtualAvailable
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$150/session

Empowering
Authentic
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Welcome, my name is Diana Delgado, I am a Licensed Clinical Social Worker in California. I am a South Los Angeles native who graduated from California State University, Long Beach with my Master of Social Work in 2016, GO BEACH! I am a first generation high school and college graduate Latina. My experiences as a Latina woman guide my practice and understanding of issues that many of my clients may experience. A lot of my clinical experience is based on working with families and individuals who have experienced trauma. With that, much of my clinical experience is with clients experiencing PTSD, anxiety, and/or depression.
VirtualAvailable
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$250/session

Warm
Authentic
Holistic

Specialties

Anxiety
Trauma and PTSD
Women's Issues
+4
I identify as a Queer, Xicana therapist. I am a step-mom to twin, teenage boys. I specialize in supporting individuals through healing journeys of trauma, anxiety, and overwhelm. I do this by offering a safe, compassionate, culturally-sensitive approach. With a deep understanding of the unique challenges faced by us all, I work to create a safe space for healing, empowerment, and growth. My goal is to support individuals in navigating their experiences, reclaiming their strength, and building resilience for a healthier, more fulfilling life.
Available
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Often rebooked

$200/session

Authentic
Warm
Challenging

Specialties

Anxiety
Depression
Self Esteem
+9
You’re an Asian-American professional who has achieved a great deal, yet you still feel unhappy. You may feel angry with the people you love most, anxious about what life may bring, disappointed when things don’t go your way, and frustrated with all of the above. You know there has to be more to life than simply getting through the day, but you haven’t been able to figure out what that is yet. As a second-generation Korean American therapist, I understand both personally and professionally how difficult it can be to grow up between cultures, navigate family expectations, and develop a stable sense of confidence and self-respect. My approach is warm, collaborative, and practical. I draw from CBT, psychodynamic therapy, supportive therapy, and mindfulness to help clients better understand themselves and develop the skills needed to create lasting, meaningful change.
VirtualAvailable
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$105/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Grief
Life Transitions
+5
Hi, I’m Natalie! I’m a Northern California-based Licensed Clinical Social Worker who works individually with adults. I believes therapy is most effective when it feels like a genuine, supportive relationship. Real progress happens when you feel comfortable, understood, and connected—and that’s always where I begin. My clinical background includes school-based mental health, hospice, community-mental health and private practice, which allows me to meet a wide range of experiences. My style is warm, relaxed, and non-judgmental. I focus on building authentic connections and letting you take the lead at a pace that feels right. At the same time, I’m not afraid to ask thoughtful questions, offer supportive challenges, and use humor to lighten the process when it fits. I view you as the expert of your own life, and my role is to help you recognize and build on your strengths. While I prefer an unstructured, conversational approach, I also draw on evidence-based practices for skill-building and support when helpful. Together, we’ll work to identify tools and strategies that support your well-being and help you feel more confident navigating life’s challenges.
VirtualAvailable
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New to Grow

$100/session

Specialties

Anxiety
Depression
LGBTQ
+10
Hi, I'm Shari, I'm a Licensed Clinical Social Worker, I believe that prioritizing your mental health is one of the greatest investments you can make in yourself. With over 7 years of experience, I provide an affirming, empowering, and solution-oriented approach tailored to your unique needs. My goal is to create a warm, nonjudgmental space where you feel supported as we work together to build on your strengths, overcome challenges, and create meaningful, lasting change. I believe therapy is a collaborative process, and you are the expert on your own life. My approach is affirming, empowering, and solution-oriented, helping you build on your strengths while developing practical tools to navigate life's challenges. I tailor each session to your unique goals and needs, drawing from evidence-based approaches.
Available
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$200/session

Warm
Direct
Holistic

Specialties

Grief
Life Transitions
Trauma and PTSD
+9
I’m a Licensed Marriage and Family Therapist and a Ph.D. candidate in Depth Psychology with a focus on integrative healing practices. Over the past nine years, I’ve supported individuals and families across diverse clinical settings, including schools, private practice, and NGOs globally. My work centers on helping clients reconnect with their authentic Self by gently exploring the uncharted terrain of the inner world. I believe that true transformation begins when we stop trying to fix ourselves and start listening to what our symptoms, patterns, and longings are asking of us. Therapy with me isn’t about finding quick solutions. It’s about being witnessed in your vulnerability, meeting yourself with compassion, and remembering who you are beneath the protective layers that once kept you safe. Whether you're navigating grief, relational pain, life transitions, or the quiet ache of disconnection, I offer a grounded, compassionate space for deep inquiry and healing. If something here resonates, I invite you to reach out. We can begin with a conversation and explore what’s possible.
VirtualAvailable
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$200/session

Warm
Solution oriented
Authentic

Specialties

Couples Counseling
Depression
Family Conflict
Lynda is specialized in assisting individuals, couples & families re-introduce themselves. She helps to foster change with preventive, motivational & management strategies to help clients establish/maintain healthy and fulfilling lifestyles. She strives to create a safe & nurturing atmosphere where clients can feel supported in their efforts to grow with change & become reconnected to their strengths and life goals.
VirtualAvailable
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$200/session

Authentic
Empowering
Warm

Specialties

Anxiety
Sex Therapy
Trauma and PTSD
+9
Have you been a little more stressed than usual? Are you having a hard time adjusting to a change or shift in your life? Or maybe you have been struggling with sexual challenges. I empower adults to better navigate anxiety and various life stressors. From struggling with relationships to decreasing anxiety, or even just wanting to become the best version of yourself. I am a therapist that provides a safe space for you to explore, navigate, and heal from the obstacles that keep you from thriving! I use a collaborative approach and am here to support, empower, and honor you and the person you want to be.
VirtualAvailable
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$160/session

Authentic
Empowering
Warm

Specialties

Anxiety
Depression
Women's Issues
+2
I am a licensed marriage and family therapist. My passion for counseling started in 6th grade where I was nominated to be a peer counselor and I saw the power of how communication, active reflective listening and conflict resolution could shift relationships. I grew up in a chaotic household and studying psychology helped me to develop compassion, empathy and understanding where there was profound pain. My own experience with trauma, depression and anxiety helps me to understand clients from a lived perspective.
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$120/session

Authentic
Warm
Empowering

Specialties

Anxiety
Coping Skills
Life Transitions
+1
Hello! I am a Licensed Clinical Social Worker (LCSW), in Southern California. I have 8 years experience in working with adults and families. My therapeutic style includes an unwavering commitment to working together in pursuit of your mental well-being. My communication style is personable, relaxed and encouraging. My goal is to create a safe space to process your thoughts without judgement.
VirtualAvailable
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$125/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Life Transitions
+6
Hi! Hola! Welcome to my page! I'm a bilingual, Licensed Marriage and Family Therapist (LMFT) based in California. I received my Masters from Notre Dame de Namur University in Clinical Psychology and have been practicing for 8 years. I enjoy working with families, youth, and adults navigating through life challenges that include grief, anxiety, depression, trauma, generational relational trauma, and life stress.
VirtualAvailable
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$120/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Mood Disorders
Trauma and PTSD
+10
Hello and thank you so much for having enough courage and honesty to take the first big step. My name is Erlynn Cabarles, LCSW and I have a Master’s in Social Work from SFSU. I am a Licensed Clinical Social Worker in the state of California since 2015. I have 20 plus years of experience in the mental health field and I believe that the first step of healing is self-discovery and the development of personal goals to overcome challenges. My intentions are to instill hope and inspiration and to empower you to be able to move on to a more fulfilling life. Remember that You are resilient and determined to change for the positivity. My purpose is to provide a safe space and non-judgmental environment. If you’re ready, I’ll be here to support you on your journey towards healing!
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$175/session

Warm
Authentic
Empowering

Specialties

ADHD
Anxiety
Trauma and PTSD
+8
I specialize in holding space for the deep-thinkers and cycle-breakers, the individuals who have spent a lifetime looking inward and dismantling generational patterns, yet still feel the friction of a world demanding 'more' at the expense of 'being.' My approach combines a lifelong passion for psychology and therapeutic processes with a multicultural, spiritually grounded worldview. As a mother, a doctoral candidate, and a business owner, I don't just teach boundaries; I live them. I am a 'Keturah-sized' bridge in the wellness gap for those who have cycled through therapists searching for a peer who truly sees them. Together, we intentionally move past the '15 tasks by yesterday' mentality and into a strategic, soul-deep architecture of rest, healing, and expansion.
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$250/session

Authentic
Empowering
Solution oriented

Specialties

Coping Skills
Depression
Spirituality
+8
I utilize an eclectic NONJUDGEMENTAL nontraditional approach…Focusing on exploring, identifying, and clarifying past traumas and maladaptive behaviors and beliefs causing physical, psychological, and emotional pain (suffering). Assisted guidance in dissolving and eliminating pathological behaviors that cause significant impairments in one’s daily functioning via the implementation of universal techniques and principles rooted in (Self-knowledge, Self-mastery, Self-love, Self-analysis and radical Self-acceptance) allowing YOU to accelerate your HEALING. Believe in the knowing the poor choices, miscalculations (errors), mistakes, and failures are our life lessons, gifts, master teachers, as they will ALWAYS bring the greatest inner-standing of ourselves and truly illuminates our path (PURPOSEFUL EXISTENCE). Discover the “Law Of Attraction” and meta-physical teachings revealing “YOU ARE YOUR GREATEST HEALER…AS YOU ARE THE HEALING” as well as “THE ULTIMATE CREATOR” of your world, your reality, and your life as every second of your existence is EVIDENCED by your beliefs, your internal dialogue, and how you are languaging and vibrating In this physical realm of existence. BELIEVE IN THE KNOWING YOU ARE A PHENOMENAL BEING DESERVING OF BALANCE, HARMONY, PEACE, AND LOVE in every aspect of your being!!!
VirtualAvailable
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$200/session

Warm
Empowering
Authentic

Specialties

Anxiety
Life Transitions
Parenting
+9
Hello and welcome to my practice! I believe that mind, body, and spirit are all interconnected. Mental health is not a destination, but a process. It's about how you drive, not where you are going. I am here as a Licensed Clinical Social Worker, in practice since 2012, I specialize in treating anxiety, depression, life transitions, women's issues, and parenting. I am proud of you for taking the first step towards therapy. Change can be hard and taking this first step is not always easy. I aim to provide a safe, judgment free space to anyone looking for help and wanting positive change. We will address your thoughts and feelings at a pace that works best for you. My therapy style is supportive, reassuring, accepting, and genuine. In our therapeutic relationship, I will provide tools you need to reach your goals. You will do all the heavy lifting, but I will be here to support and encourage change.
VirtualAvailable
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Often rebooked

$125/session

Empowering
Authentic
Warm

Specialties

Anxiety
Depression
Trauma and PTSD
+6
Hola! I'm Elliana. I am a Licensed Clinical Social Worker (LCSW) based in California. I received my Masters in Social Work from California State University Dominguez Hills. I'm bilingual in English and Spanish, and have been providing clinical services in the community to individuals of all ages for the past 13+ years. I hope to be of service and provide the support you need to meet your goals.
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Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.