Therapists that accept Cash Pay in California

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 472 verified therapists in California who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/18/2026

$120/session

Open-minded
Warm
Authentic

Specialties

Anxiety
Depression
Mood Disorders
+4
With over 10 years of experience as a social worker and mental health professional, I am passionate about helping individuals step into their future. Working on empowerment, healing, and guiding through the complexity of life. My approach to providing treatment is rooted in empathy and active listening. I make it a priority to check in with clients regularly to ensure they feel supported and heard. I believe in allowing clients to guide me through their own journey, honoring their autonomy and lived experiences, while also providing gentle guidance and appropriate challenges to foster growth and resilience.
VirtualAvailable

New to Grow

$120/session

Specialties

Anxiety
Couples Counseling
Trauma and PTSD
+10
My name is Ana Hernandez. I am a Licensed Marriage and Family Therapist with three years of experience helping clients navigate life's most difficult moments. My approach is rooted in narrative therapy. I believe the stories we tell about ourselves shape how we experience the world, and the healing often begins with reshaping those stories. I specialize in trauma-informed care, creating a space where clients can feel genuinely heard and supported. My goal is to guide and join you through the process of healing and the development of goals to move forward.
Available

$100/session

Solution oriented
Warm

Specialties

Coping Skills
Depression
Trauma and PTSD
+2
I am a Licensed Clinical Social Worker (LCSW/LICSW) in California and Massachusetts. I support individuals impacted by trauma, anxiety, and depression, helping them feel more grounded, understood, and empowered in their everyday lives. I work with adults navigating trauma, anxiety, or depression. My focus is to help you develop insight into your experiences and emotions while providing practical tools for lasting change.
Available

Often rebooked

$125/session

Warm
Authentic
Empowering

Specialties

Anxiety
Depression
Postpartum
+3
Hello! My name is Elizabeth Muñoz. I am a Licensed Clinical Social Worker offering tele-health services to individuals above the age of 18. I earned my Master's Degree in Social Work from the University of Southern California (USC). I have been practicing for 9 years. My services are available in both English and Spanish. I work with individuals facing anxiety, depression, grief, and life adjustments.
VirtualAvailable

New to Grow

$200/session

Specialties

Anxiety
Child or Adolescent
Obsessive-Compulsive (OCD)
Hi, I’m Dr. Selena Villa, LCSW, DSW, founder of Individual Empowerment Therapy Services. I specialize in helping children, teens, and families navigate anxiety, OCD, grief, and life transitions. My approach combines evidence-based therapy with creativity, nature, and animal-assisted interventions when appropriate. I also partner with parents to build practical skills that support confidence, connection, and lasting change at home and beyond.
Available

Often rebooked

$180/session

Warm
Solution oriented
Authentic

Specialties

Trauma and PTSD
Anxiety
Depression
+1
Hello, I am Julie. We often are doing the best we can with what we are given, and I am here to help improve daily practices, routines, and maintain a life worth living. I help clients who struggle with Acute and Chronic Trauma, Borderline Personality Disorder, Anxiety disorders, and Depressive disorders. I am trained in utilizing Dialectal Behavior Therapy (DBT) and Eye Movement Reprocessing Desensitization (EMDR) therapy. Although, I have training in specific therapy modalities I take time to incorporate client goals and address the needs of your mind, body and spirit. I also integrate mindfulness and art to help you develop a stronger relationship with yourself. I am excited to begin working with individuals in their journey to self-exploration and healing. "What we don't need in the midst of struggle is shame for being human." -Brene Brown
VirtualAvailable

$90/session

Empowering
Authentic
Intelligent

Specialties

Grief
Life Transitions
Trauma and PTSD
Hi, I'm Sarah, a Licensed Professional Clinical Counselor, and I'm so glad you're here. If you've been carrying the weight of anxiety, burnout, trauma, life transitions, or simply trying to hold everything together for everyone else, you don't have to do it alone. My approach is warm, genuine, and down-to-earth. I believe therapy should feel like a conversation where you can exhale, be fully yourself, and know you're accepted without judgment. Together, we'll build on your strengths, process what's been weighing you down, and help you move toward a life that feels more grounded, connected, and authentically yours. Outside of the therapy room, you'll usually find me cheering at a soccer game, trying a new recipe in the kitchen, or enjoying live music with family and friends. I believe healing happens through connection, and I strive to bring that same authentic, human approach into every session. I'm so glad you're here, and I'd be honored to be part of your journey.
Available

$150/session

Warm
Authentic
Empowering

Specialties

Anxiety
Coping Skills
Depression
+5
Hello, my name is Elena, which means “shining light.” I am a Licensed Clinical Social Worker and have been practicing since 2015, when I earned my Master’s in Social Work. Throughout my career, I have worked in a wide range of settings, including hospitals, mental health clinics, domestic violence shelters, foster care, addiction treatment centers, and jails. These diverse experiences have helped me discover what I value most in my work: making a meaningful difference in the lives of the people I serve. Whether I am supporting someone through depression, helping them manage anxiety, processing long-held trauma, or simply offering a safe space to be heard, I find deep fulfillment in walking alongside others on their healing journey. True to the meaning of my name, I strive to be a source of hope and light for those I meet, believing that even small moments of connection can create lasting change.
VirtualAvailable

$175/session

Solution oriented
Authentic
Empowering

Specialties

Anxiety
Coping Skills
Depression
+10
I am a bilingual Licensed Marriage and Family Therapist (LMFT). In 1991, I obtained a B.H. in Social Psychology from The Universidad Autonoma de Baja California (Mexico). In 2008, I graduated from University of Phoenix with an M.A. in Marriage, Family, and Child Therapy. I have more than 22 years of experience working with patients—including adolescents, parents, adults, and couples. My focus is on improving relationships and addressing mental or emotional issues such as depression, anxiety, phobias, trauma, psychosocial stressors, life challenges, and personal goals.
VirtualAvailable

$150/session

Warm
Open-minded
Holistic

Specialties

Anxiety
Child or Adolescent
Women's Issues
+7
My name is Claudia, and I’ve been working in the helping field for over 14 years. For the past seven years as a therapist, I’ve had the privilege of supporting families, adults, teens, and children through life’s many transitions. I bring a kind, eclectic approach to my work, tailoring therapy to meet each person where they are. My goal is to walk alongside you as you create a meaningful and fulfilling life that aligns with your values.
VirtualAvailable

$150/session

Authentic
Empowering
Warm

Specialties

Self Esteem
Trauma and PTSD
Women's Issues
+5
As a queer, bi-ethnic EMDR-trained (Eye Movement Desensitization and Reprocessing) clinician, I broadly apply a social justice, feminist, and psychodynamic approach to help my clients get “unstuck” by moving through trauma and finding clarity and empowerment within the context of the world we live in today. I received my Master’s degree in Social Welfare from the University of California, Berkeley. I have extensive experience working in mental health crisis response, community-based mental health, substance use treatment, and with individuals involved in the criminal justice system throughout the state of California. My current work is informed by my years of experience as a public servant in the public mental health sphere.
VirtualAvailable

$130/session

Warm
Authentic
Empowering

Specialties

Depression
Self Esteem
Trauma and PTSD
+6
Tired of being at war with your own mind? If anxiety, self-criticism, or feeling "stuck" has you trapped in cycles of rumination, you're in the right place. I specialize in helping people make peace with inner chaos, not just manage symptoms, but transform your relationship with them so you can build a life of purpose from the inside out. Imagine noticing your inner critic without being controlled by it, or feeling anxiety rise and being able to get curious instead of consumed. I earned my Master's Degree in Social Work from San Diego State University and have been practicing for over five years. I'm a Licensed Clinical Social Worker (LCSW) and psychotherapist who believes healing happens in connection. My own lived experience with trauma and the transformative support I received inspired me to become the therapist I needed. This personal journey fuels a deep, empathetic commitment to walking alongside my clients with genuine understanding.
VirtualAvailable

Often rebooked

$160/session

Warm
Authentic
Solution oriented

Specialties

Anxiety
Depression
Family Conflict
+10
I am a Licensed Marriage and Family Therapist with 13 years of experience providing psychotherapy to children and their families at a community mental health agency, and psychotherapy in private practice to adults and adolescents. As a humanistic therapist, I maintain a positive approach to psychotherapy by focusing on strengths and positive attributes. I assist my clients with developing a stronger, healthier sense of self, and with making rational choices towards achieving their maximum potential.
VirtualAvailable

$295/session

Authentic
Warm
Intelligent

Specialties

Anxiety
Depression
Trauma and PTSD
+6
I’m Dr. Claudia Nuñez a licensed clinical psychologist with over a decade of experience supporting adults through anxiety, depression, trauma, grief, and major life transitions. I believe therapy is not about reliving pain for its own sake. It is about understanding what your suffering has been signaling and bringing that understanding into the present so you can live with more clarity, self-compassion, and choice. Many of the people I work with feel caught in anxiety and overthinking, people pleasing, guilt, burnout, or a deep sense that something needs to change but they cannot quite name what. Others are moving through grief or life transitions that have shaken their identity, relationships, or sense of direction. Some are navigating a spiritual calling or values shift, and feeling both pulled toward meaning and exhausted by the weight of it all. My approach is integrative, trauma-informed, culturally responsive, and grounded in Internal Family Systems and liberation psychology. Rather than viewing symptoms or recurring patterns as personal flaws, we explore them with curiosity and consider how they may have been shaped by your history, relationships, culture, environment, and ways of adapting. Together, we identify what is no longer serving you, clarify what you need now, and develop responses that feel more intentional, sustainable, and aligned with your values. Alongside talk therapy, I may incorporate mindfulness, somatic awareness, narrative exploration, and evidence-informed cognitive and behavioral strategies. Grounding and breath practices are offered collaboratively and adapted to your comfort—not to bypass pain or minimize the realities around you, but to help you remain present and build greater capacity for choice. My style is warm, honest, and collaborative. We move at a pace that respects your boundaries while supporting meaningful reflection and change.
VirtualAvailable

$75/session

Warm
Empowering
Solution oriented

Specialties

Anxiety
Child or Adolescent
Depression
Hello! As a Licensed Clinical Social Worker (LCSW) with 15 years of dedicated experience, my passion lies in providing comprehensive support to individuals across all stages of life, with a specialized focus on children, families, and adults. Through a deeply rooted commitment to fostering emotional well-being, I have honed my skills in navigating complex emotional landscapes and empowering clients to overcome challenges. With a compassionate and client-centered approach, I strive to create a safe and nurturing environment where individuals can explore their emotions, build resilience, and achieve meaningful growth. My extensive experience equips me with a wealth of knowledge and insight, enabling me to tailor interventions that address the unique needs of each individual and family I work with. I am dedicated to facilitating positive change and fostering holistic well-being, and I am excited to embark on this journey of support and transformation with you.
VirtualAvailable

$200/session

Warm
Solution oriented
Authentic

Specialties

Anxiety
Depression
Trauma and PTSD
+3
Sometimes you can understand exactly why you feel or behave a certain way and still find yourself repeating the same patterns. I’m Yvette Weeks, a Licensed Marriage and Family Therapist who helps adults move beyond simply understanding what is wrong. Together, we explore the experiences, beliefs, and protective patterns influencing your life so meaningful change can become possible and sustainable.
VirtualAvailable

$75/session

Authentic
Direct

Specialties

Addiction
Anxiety
Substance Misuse
+5
My name is Javi Gonzalez, and I am a Hispanic therapist originally from Mexico. My personal and professional background has shaped the way I connect with clients, especially men from the Latino/Hispanic community who are navigating addiction, depression, cultural identity, family expectations, relationship conflict, anxiety, and stress. I understand that many Latino men are taught to stay strong, keep problems private, and carry emotional pain alone. In therapy, I work to create a space where clients can be honest without feeling judged. My style is direct, respectful, practical, and compassionate. I believe clients deserve both support and honest feedback as they work toward meaningful change and resolve your problems. My own life experiences have given me a deep respect for resilience, survival, and the effort it takes to build a different future. I know that issues like poverty, cultural pressure, family responsibility, community violence, immigration experiences, and addiction can deeply affect how a person sees themselves and relates to others. I help clients identify unhealthy patterns, develop better coping skills, improve communication, and build healthier relationships with themselves, their partners, and their families. I especially enjoy working with Spanish-speaking clients who want therapy that feels culturally familiar, honest, and focused on real-life progress. My goal is to help clients feel understood, take responsibility for change, and move toward a more stable, healthy, and meaningful life.
Available

$200/session

Warm
Open-minded
Authentic

Specialties

Anxiety
Coping Skills
Women's Issues
I’m a Licensed Marriage and Family Therapist dedicated to helping in navigate life’s transitions with strength and resilience. My approach is compassionate, collaborative, and practical I use evidence-based methods like Cognitive Behavioral Therapy (CBT) and Emotional Focus Therapy (EFT) while honoring the unique story and needs of each client. I believe healing happens when we create a safe space for growth, and my goal is to empower you to build healthier relationships with yourself and others.
VirtualAvailable

$175/session

Empowering
Authentic
Direct

Specialties

Depression
Trauma and PTSD
Anxiety
+9
I am a bilingual (Spanish ) and bicultural therapist with an MSW from UCLA, class of 1999. Having had my LCSW license for two decades, I’ve worked with all types of people. I’m particularly interested in people who want to make constructive changes in their lives in order to improve their mental health, relationships and overall life. I specialize in trauma, depression and anxiety. Being older (54), I feel like I have the professional and lived experience needed to create space for people's pain.
VirtualAvailable

$150/session

Warm
Authentic
Open-minded

Specialties

Anxiety
Depression
Grief
+8
Hello! I am a Licensed Clinical Social Worker based in California. In 2012, I earned my Master’s Degree in Social Work with Concentration in Mental Health and Sub-concentration in Military Social Work and Veterans Services from the University of Southern California (USC). As a psychotherapist, I have several years of experience utilizing a variety of psychotherapy modalities including Crisis Intervention, Seeking Safety, Crisis Oriented Recovery Services (CORS), Motivational Interviewing, Interpersonal Psychotherapy, Cognitive Behavioral Therapy (CBT), and Somatic Experience -Method of Traumatic Resolution Treatment. I have also worked conducting group classes for Domestic Violence, Anger Management, and Parenting Classes for court-mandated individuals struggling with substance abuse disorders. I have been conducting bio-psychosocial clinical assessments. diagnosing, developing treatment plans, and providing psychotherapy services to Veterans, families, couples, and individuals suffering from different mental health issues including Anxiety, Depression, Posttraumatic Stress Disorder (PTSD). I am not currently proving couples therapy.
VirtualAvailable

$100/session

Authentic
Warm
Open-minded

Specialties

Anxiety
Coping Skills
Depression
+1
My name is Patricia Pasillas (LCSW) and I'm a first generation Latina located here in the heart of Southern California. Throughout the last 17 years of my career as a licensed clinical social worker I've build a solid reputation for not only breaking down the barriers within society but it's my eagerness to help open the doors for others that truly separates me from others in this line of work.
VirtualAvailable

Often rebooked

$160/session

Warm
Authentic
Empowering

Specialties

Addiction
Self Esteem
Trauma and PTSD
+10
Hi my name is Jazmin. I am a Licensed Clinical Social Worker who is passionate about helping people who need guidance coping with stress, trauma, substance abuse, and troubling thoughts. My therapeutic style is working collaboratively with you and empowering you to change your unwanted feelings and behaviors. Let's work together to uncover what is holding you back from being your best self.
VirtualAvailable

$150/session

Empowering
Authentic
Solution oriented

Specialties

Anxiety
Depression
Trauma and PTSD
+10
Welcome, my name is Diana Delgado, I am a Licensed Clinical Social Worker in California. I am a South Los Angeles native who graduated from California State University, Long Beach with my Master of Social Work in 2016, GO BEACH! I am a first generation high school and college graduate Latina. My experiences as a Latina woman guide my practice and understanding of issues that many of my clients may experience. A lot of my clinical experience is based on working with families and individuals who have experienced trauma. With that, much of my clinical experience is with clients experiencing PTSD, anxiety, and/or depression.
VirtualAvailable

$195/session

Open-minded
Authentic
Challenging

Specialties

Anxiety
Men's Issues
Racism
+10
Hello, I am Marco, a Licensed Marriage and Family Therapist with 8 years of experience supporting clients from all backgrounds. My areas of focus include men's issues, anxiety, depression, relationship dynamics, and psychotic disorders. I believe the most effective therapy is rooted in authenticity and mutual respect. My approach is collaborative and direct; I provide a safe, honest space to explore your challenges, focusing on practical truths rather than avoidance.
Available

$150/session

Warm
Solution oriented
Empowering

Specialties

Anxiety
Depression
Trauma and PTSD
+7
Hello, I’m a Licensed Marriage and Family Therapist (LMFT) dedicated to helping individuals and families navigate life’s challenges with compassion and support. I strive to create a safe, nonjudgmental space where clients feel heard, understood, and empowered to make meaningful changes in their lives. My approach is collaborative and tailored to each client’s unique needs, drawing from evidence-based practices to support emotional wellness, healthier relationships, and personal growth.
Available
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in California. We want you to find the best fit, therefore, Grow Therapy shows available therapists across California from San Francisco to San Diego! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in California.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.