Therapists that accept Cash Pay in Arizona

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 25 verified therapists in Arizona who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 6/23/2025

Tabitha Baldwin

(she/her)

Tabitha Baldwin, LPC - Arizona Therapist at Grow Therapy

Frequently rebooked

$150/session
LPC
22 years of experience
Virtual
Hi! I’m a Licensed Professional Counselor and Licensed Marriage and Family Therapist who is licensed in multiple states (Arizona LPC 21251, California LMFT 46032, Montana LMFT 62275, New Jersey LMFT 37F10021560, Idaho LMFT 9031, California LPCC 1250). I received my Masters from California State University and have been practicing for over 20 years. I specialize in helping people navigate anxiety, sadness, loss, and infertility issues from a faith based perspective (if desired). I am passionate about coming alongside people to hear their story and to assist them in finding a new path forward.

Carolyn Prince

Carolyn Prince, LPC - Arizona Therapist at Grow Therapy
$225/session
LPC
10 years of experience
Virtual
Hello, Thank you for reviewing my profile. Briefly; I am Licensed Naturopathic Doctor, a Licensed Professional cCounselor and a Licensed Mental Health Counselor I work with adult professional women dealing with anxiety, depression, past unresolved trauma, grief, stress and relationship issues. My philosophy is that life is not meant to live alone and in isolation. We need positive human beings to 'see' us and bear witness to our lives in order for us to become fully human. We need meaningful experiences to help us navigate this journey called life. My training as a Naturopathic Doctor affords me a lens to also consider and integrate your physical health, diet & lifestyle practices for your overall well-being. So, if you are tired of being tired, anxious, sad, depressed, going through the motions and feel stuck in chaotic relationships and confusion that drains you; AND you are willing to do the work to get well, then you need skilled, compassionate support to get you unstuck and get your life back on track to experience purposeful living. It is here where our paths intersect. It is my intention that you to 'prosper and be in health even as your soul prospers' 3 John 2.

Shelly Zorn

(she/her)

Shelly Zorn, LMFT - Arizona Therapist at Grow Therapy
$150/session
LMFT
20 years of experience
Virtual
Shelly has worked with clients in distress for over 20 years as a caseworker and Licensed Marriage and Family Therapist in Texas and more recently in Arizona. She has been able to nurture her passion for building strong therapeutic relationships and meaningful connections with clients through extensive experience and training. Shelly's focus on strong connections, trust, and safety are key elements to inspire healing and growth.

Peter Vernezze

Peter Vernezze, LCSW - Arizona Therapist at Grow Therapy
$100/session
LCSW
7 years of experience
Virtual
Life is difficult. We labor at often unsatisfying occupations and manage only to keep our heads above water. Romantic relationships deliver as much heartbreak as happiness. We suffer setbacks, as do those we love. The few pleasures we encounter offer only temporary respite. Ultimately, as the Buddha reminds us, we are all overtaken by old age, sickness, and death. Amidst these realities, the modern psychopharmaceutical attempt to address natural reactions to the human condition such as anxiety and depression by dispensing medication seems like the proverbial band aid solution. What is needed is surgery for the soul. World wisdom traditions such as Stoicism and Buddhism and philosophies such as Existentialism offer an alternative (and complementary) healing pathway, and many of their insights have been integrated into modern psychotherapeutic interventions. As a philosopher and psychotherapist, I combine ancient insight with evidenced-based practices such as ACT and CBT.

Georgia King

(she/her)

Georgia King, LCSW - Arizona Therapist at Grow Therapy
$125/session
LCSW
10 years of experience
Virtual
I am licensed in North Carolina with 13 years of professional work experience. I have experience in helping clients with stress and anxiety, PTSD, depression and addiction issues and I am genuinely interested in your story. I believe in treating everyone with respect, sensitivity, and compassion. I will tailor our dialog and treatment plan to meet your unique and specific needs. Taking the first step to seeking a more fulfilling and happier life takes courage. I am here to support you in that process. If you are seeking meaning and purpose for your existence allow me to assist you in your discovery process. Together we can identify what is needed to create your best life experience.

E. Andrew Stenhouse

E. Andrew Stenhouse, LPC - Arizona Therapist at Grow Therapy

Frequently rebooked

$185/session
LPC
20 years of experience
Virtual
I am a Licensed Professional Clinical Counselor in California. After more than 30 years as an educator, minister, counselor, and consultant; I realized that the one thing I am most passionate about is working one-on-one with others – watching them discover clarity, restoration, hope, and passion. Psychotherapy is the single endeavor where I get to bring all that I am to all that I do.

Justine Pak

(she/her)

Justine Pak, LMFT - Arizona Therapist at Grow Therapy
$150/session
LMFT
7 years of experience
Virtual
I am a Licensed Marriage & Family Therapist (LMFT) based in Arizona. I received my Masters from Arizona State University and have been practicing for 5 years. I also specialize in communication skills and have a background in couple's therapy. I help clients to identify emotions and aspects of personal identity. My goal is to assist clients in discovering healthier coping skills and realistic ways to navigate stressful situations.

Debbie Fritts

Debbie Fritts, LPC - Arizona Therapist at Grow Therapy
$80/session
LPC
14 years of experience
Virtual
Hi, My name is Debbie! Do you ever feel the light has gone out and you are navigating alone and in the dark? Does life seem to have no meaning and purpose? Do you struggle to get out of bed? Has something happened in your life that has caused you to question yourself and everything around you? Find Hope Here – Let’s work together to find a brighter tomorrow. Life can be miserable at times but it shows great insight on your part to reach out for help. By doing this you have completed the first step. Being willing to accept, change, and adapt to your new situation, can be daunting and scary but I want to walk this journey with you. You are worth it and deserve a better life with consistency, growth and a little fun! I am a Licensed Mental Health Therapist with 14-plus years of counseling experience related to grief, trauma, depression, anxiety, and life transition related to postpartum depression, new careers, retirement, divorce, disabilities, and the aging process. Experience also includes building and maintaining relationships in a healthy way. I want to walk this journey with you providing empathy, education, and a non-judgmental safe place for you to share your thoughts and feelings. We will move at your pace because we cannot rush grief. Thank you for allowing me to share your life and its many detours.

Josh Brody

Josh Brody, LPC - Arizona Therapist at Grow Therapy
$150/session
LPC
8 years of experience
Virtual
I am a Licensed Professional Counselor in the state of Arizona with professional experience in public agencies and private practice. I consider myself a Generalist with a specialty in Substance Use Disorders (SUDs). My couch as hosted teens, adults, couples, and families with wide-ranging clinical presentations. While my approach to treatment is eclectic based on individual needs, I generally employ interventions from CBT, DBT and Motivational Interviewing. I received my BA in Literature from the State University of New York in 1995 and my MS in Clinical Mental Health Counseling from University of Phoenix in 2021.

Jessica O'Hair

Jessica O'Hair, LPC - Arizona Therapist at Grow Therapy
$100/session
LPC
6 years of experience
Virtual
Hello, I'm Jess. I am an independently licensed clinician with 6 years experience. I am a lover of animals, reading fantasy novels, and doing art. Every individual person experience life in different way. The way we are raised, the way we are taught how to behave, and how we experience it. This is what makes every one of us unique. My focus as your therapist is to help you with depression, anxiety, low self-esteem trauma history, abuse/neglect, interpersonal effectiveness, and parenting/relationship issues.

Mary Rogers

(she/her)

Mary Rogers, LCSW - Arizona Therapist at Grow Therapy
$150/session
LCSW
17 years of experience
Virtual
I am clinical social work (LCSW) with nearly 20 years of experience caring for and working with individuals from all walks of life based in Arizona. I help adults just starting out to older adults preparing for other life transitions. One of the greatest honors in my practice is to witness healing at any time in someone's life. I hope for the opportunity to work with you.

Amber Gin

(she/her)

Amber Gin, LCSW - Arizona Therapist at Grow Therapy
$160/session
LCSW
9 years of experience
Virtual
I am a licensed clinical social worker who specializes in working with older adults, I help clients address a wide range of concerns, including the emotional and psychological impacts of aging. Whether you are facing challenges related to dementia—either as someone who has received a diagnosis or as a caregiver supporting a loved one—I am here to provide compassionate guidance.

Barbara Newton

Barbara Newton, LCSW - Arizona Therapist at Grow Therapy
$125/session
LCSW
25 years of experience
Virtual
I am a seasoned, supportive, and well experienced licensed mental health therapist, having worked in private practice for many years in AZ. I am an expert listener, and enjoy working with adults 18-older ages who are experiencing difficult symptoms associated with past or present life challenges that require intervention and processing in ways that may restore a greater life balance and well being.

Anita Y Smith

(she/her)

Anita Y Smith, LPC - Arizona Therapist at Grow Therapy
$100/session
LPC
40 years of experience
Virtual
Greetings, I'm Anita Smith! If this is your first time seeking help, I would like to commend you for your courage, and if you have had therapy before, I hope I say something that connects for you. I'm curious to know what brought you here and what you would like to get out of therapy? I specialize in helping individuals cope with the different kinds of losses: 1) Primary losses - the death of a loved one, friend or pet, break-up, separation, divorce, loss of job, loss of money, the victim of a crime and losses due to Covid19 2)Secondary losses - moving, illness, changes and success; 3) Limbo losses - Covid 19, waiting for the outcome of a test result, a lawsuit, separation, not knowing the outcome; 4) Complicated losses - primary, secondary and limbo losses going on at the same time. The reactions to loss could be feeling of anxiety, depression, helpless, fearful, emptiness, despair, pessimistic, irritability, anger, guilty, restlessness, loss of concentration, hope, motivation, energy, change in appetite, sleep pattern and a tendency to be more fatigued and error prone. Are you experiencing any of those feelings? I also work with individuals who desire prayer before our sessions. I am a Licensed Professional Counselor (LPC) in the state of Texas for 25+ years, a National Certified Counselor (NCC) for 35+ years, and a Board Certified Coach (BCC) for 10 years.

Andie Snyder

(she/her)

Andie Snyder, LCSW - Arizona Therapist at Grow Therapy
$200/session
LCSW
33 years of experience
Virtual
My name is Andie Snyder and I’m a licensed clinical social worker with 20+ years of counseling experience and 30+ years of experience as a life coach in the areas of health, wealth, business, dating and relationships. My specialties include stress management, goal achievement, self-love, self-esteem, relationship issues, life transitions, aging, anxiety, disappointment, trauma and grief and loss. If you are facing challenges in any of these areas, I'd like to help you work through the struggles and offer you a safe place to explore your thoughts and feelings, without fear of judgment. I will help you to stretch your comfort zone, increase your resilience to stress and create new patterns that produce healthier outcomes and more life satisfaction. My services are available to new clients in Arizona and Colorado, whether you’re paying privately or through insurance.

Liz Lopez

(she/her)

Liz Lopez, LCSW - Arizona Therapist at Grow Therapy
$140/session
LCSW
5 years of experience
Virtual
Hello! I am an LCSW based in Arizona. I received my Masters from Arizona State University and have been practicing for 4 years. As a compassionate and experienced therapist, I specialize in supporting individuals like you through difficult times. With a deep understanding of the complexities of trauma, loss, and life changes, I provide a safe and nurturing space where you can explore your feelings, heal from past wounds, and discover the strengths within you to embrace a brighter future.

Val Seitz

Val Seitz, LCSW - Arizona Therapist at Grow Therapy
$200/session
LCSW
20 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker and have worked as a Therapist for the past 21 years. I received my Masters from Arizona State University 2003. I have worked with the military population, civilians and families since 2006. I also have vast experience with virtual and in person therapy with the civilian adult population, addressing and treating a variety of common, daily life struggles

Wendy Bertram

(she/her)

Wendy Bertram, LCSW - Arizona Therapist at Grow Therapy
$150/session
LCSW
13 years of experience
Virtual
My name is Wendy Bertram and I am a Licensed Clinical Social Worker (LCSW/LISW) based out of Arizona with a Masters in Social Work from ASU. Currently I'm licensed in both Arizona and Iowa, providing both in-person and teleheatlh services. I use a client centered approach and multiple therapy models, depending on your needs. I am here to partner with you to work through the issues causing disruptions in your life and to help you meet your goals. Everyone’s experience is unique, and the therapeutic experience should reflect this. My expertise spans various areas, including life transitions, anxiety, depression, trauma, relationship issues, grief and loss, self-esteem struggles, stress and worry, caregiver stress, and those struggling with the impacts of medical diagnoses. By employing a client-centered approach, I work to foster a safe and non-judgmental space for individuals to explore their emotions, thoughts, and experiences. I employ evidence-based interventions such as cognitive-behavioral therapy (CBT), mindfulness techniques, and solution-focused therapy to promote personal insight, resilience, and coping skills for positive change.

Donna Winsor

Donna Winsor, LPC - Arizona Therapist at Grow Therapy
$150/session
LPC
20 years of experience
Virtual
I am a LPC with a PhD in psychology from Walden University. I have been counseling for almost 20 years. Before that, I was a teacher working with students with emotional concerns and their families. I know that it can be very difficult to take the first step to seek counseling. My intent the moment you “walk through the door” is for you to feel safe, cared for, listened to, and above all, understood. I am not here to judge or condemn. We all have our stuff. Life gets messy. Life can be complicated. I grew up in a Christian family riddled with dysfunction; alcoholism, addiction, anxiety, chronic pain, depression, suicidal ideation, and chronic medical issues. I have also worked in the educational sector with children with behavior issues, ADHD, ODD, OCD, attachment disorder, autism, as well as anxiety and depression. I am a people person. I am empathetic, I listen, I am real, and I can help.

Florence A Simcoe

(she/he)

Florence A Simcoe, LCSW - Arizona Therapist at Grow Therapy
$150/session
LCSW
45 years of experience
Virtual
Hello, I have been a clinical social worker for almost 45 years and although retired, I continue to love helping kids, teenagers, adults and couples. I also am very interested in working with seniors since I am now a member of that group. The wisdom acquired over the years has given me grace to know myself: where I end and you begin. How I can help, how I cannot. How lucky am I to get to wake up every morning feeling excited, curious and ready for whatever life throws at me. (within reason!.) I look forward to working with you and hope to earn your trust and confidence.

Jennifer Phillips

(she/her)

Jennifer Phillips, LCSW - Arizona Therapist at Grow Therapy
$160/session
LCSW
12 years of experience
Virtual
My mission is to empower individuals to navigate life’s challenges with resilience, clarity, and confidence. I take a holistic, client-centered approach rooted in the biopsychosocial model—addressing the interconnectedness of mind, body, and environment to support lasting well-being. Drawing from evidence-based modalities such as Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT) skills, Mindfulness-Based Cognitive Therapy (MBCT), Motivational Interviewing (MI), and Solution-Focused Brief Therapy (SFBT), I tailor each treatment plan to meet the unique needs of the person in front of me. I am also actively pursuing certification in Mind-Body Medicine through the Center for Mind Body Medicine and frequently integrate these techniques—such as meditation, guided imagery, and breathwork—into sessions to support emotional balance and self-regulation. With extensive training in geriatric assessment, I have a deep passion for working with older adults, helping them maintain cognitive and emotional vitality in later life. As a certified clinical supervisor with the Arizona Board of Behavioral Health Examiners, I am also committed to mentoring and developing the next generation of compassionate, skilled social workers. Above all, I strive to create a warm, supportive space where clients feel heard, valued, and empowered to move toward meaningful change.

Jamie Stabley

Jamie Stabley, LPC - Arizona Therapist at Grow Therapy
$100/session
LPC
20 years of experience
Virtual
I am a passionate and dedicated mental health therapist and integrative lifestyle coach, committed to empowering individuals to achieve holistic wellness. With over 25 years of experience in the field, I hold a master’s degree in counseling and have additional education in Grief and Loss Therapy, Integrative Health and Lifestyle Coaching, Certified Personal Training, and Functional Aging. My expertise lies in blending mental health counseling with lifestyle coaching to help my clients lead balanced and fulfilling lives.

Michael J. di Salvo

(he/him)

Michael J. di Salvo, LCSW - Arizona Therapist at Grow Therapy
$175/session
LCSW
35 years of experience
Virtual
Michael J. di Salvo, (He/Him/His), Psychotherapist, LICSW, LCSW-IC, LCSW-QS, C-DBT, CTTP, C-GIP, CCATP, EMDR, is a Nationally Board Certified Licensed Clinical Independent Social Worker with over thirty-year's experience. He is licensed and certified in multiple states and works with adults (18 Years +). He has several specialty care areas in mental health therapy, including but not limited to Cognitive Behavioral Therapy, Acceptance and Commitment Therapy, Dialectical Behavioral Therapy, Person-Centered, Trauma-Focused, Grief and Loss Therapy, Psychodynamic Therapy, Positive Psychology and EMDR. He works with various Life Transitions, Coming-Out, Sexual Orientation, Gender Issues, Transitioning, Men's Issues, Mood Disorders, Anxiety, Depression, Geriatrics, LGBTQ+, Bias, Race, Ethnicity, Discrimination, Trauma, Career, Vets/Emergency Responders and Co-Occurring Disorders. Mr. di Salvo works with many diverse populations and works with persons who have experienced trauma, discrimination, racism, defamation, prejudice, hate and bias in any form. He is also a long-time advocate and mental health treatment provider for persons within the LGBTQ+ Community and many other minority populations. Mr. di Salvo provides a safe, supportive, welcoming, affirming, and nonjudgmental space for all people. If you have any questions, please schedule a "FREE" 15-minute virtual consultation today! If you do not see an available slot, please contact customer care with your availability so that we may accommodate your needs. *Virtual Sessions are available to all patients at this time in the following states: DE, FL, GA, MA, MD, NJ, NY, NV, PA, SC, VA, & WA. Mr. di Salvo graduated with honors. He obtained his undergraduate and post-graduate studies, research and internships through The Catholic University of America in Washington, D.C.

Eden McIntosh

Eden McIntosh, LPC - Arizona Therapist at Grow Therapy
$85/session
LPC
5 years of experience
Virtual
Hi, I’m Eden McIntosh, LPC, and I help adults who are tired of feeling stuck in anxiety, guilt, people-pleasing, and trauma from the past. If you’ve been carrying emotional wounds, struggling to trust yourself, or feeling disconnected from your worth—I’m here to help you heal. Using a blend of CBT, DBT, inner child work, and holistic tools, I guide my clients in breaking generational cycles, building boundaries, and learning how to love themselves from the inside out. This is your space to rediscover peace, clarity, and who you were always meant to be.

Nancy Juila

(she/her)

Nancy Juila, LPC - Arizona Therapist at Grow Therapy
$120/session
LPC
16 years of experience
Virtual
Hi! I am a Licensed Clinical Professional Counselor in MD (initial license), and been licensed in 8 other states (AZ, CO, ID, NE, NV, VA, UT), actively practicing for 16 years, helping adults with anxiety, self-esteem, anger issues, gaining coping skills and strategies, discussing different perspectives and insights toward self, relationships with others, and their situations. I have been working with adults with existential crises, issues with motivation, and communication challenges effectively. Additionally, I like working with older adults and adults who are going through phase of life changes. Right now, I am pursuing a doctorate in Clinical Psychology and doing externships for neuropsychological assessment and therapy. I'm interested in helping older adults and assessing mild cognitive impairment and dementia. ***Due to my externship hours and schedules, along with starting my internship in September, my availability is extremely limited and subject to change frequently. I cannot provide long term therapy. I cannot accept new clients when my internship starts in September this year. If you make your first appt with me, please fill out the intake form without skipping questions thoroughly so that I can assess and provide more appropriate referral providers before meeting. I apologize for the inconvenience.

Frequently asked questions

Why filter by Arizona rather than a city like Phoenix?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Arizona from Tucson to Mesa! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Arizona.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Older Adults?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Older Adults, is filtering therapists in Arizona that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.