Therapists that accept Cash Pay in Arizona

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 43 verified therapists in Arizona who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/19/2026

New to Grow

$125/session

Specialties
Older Adults
Anxiety
Grief
+10
Hi, I'm Laurie, and I WANT to hear what you have to say! Does anyone ever tell you that? Being heard and understood is an essential part of therapy. Therapists have varying skills and knowledge that we bring to the table. Deciding who to reach out to can be overwhelming, so I offer a free phone consult so you can get your questions answered and gain a sense of who I am before committing to therapy. This is important work, which means you get to choose the best fit for you. Having worked as a therapist for almost 20 years now, I consistently receive feedback that I have a warm, calming presence.
Available

New to Grow

$110/session

Specialties
Older Adults
Anxiety
Depression
+6
I am a multicultural bilingual psychotherapist, and your well-being is my ultimate concern. Since the age of 7, I knew I wanted to help others and provide them with the tools needed to overcome life stressor. I have worked with individuals from the age 6 to 93. I love working with people and helping them learn about themselves and watching the process.
Available

$75/session

Authentic
Warm
Solution oriented
Specialties
Older Adults
Anxiety
Grief
+10
Greetings! I have been in the mental health field for about 20 years in various capacities and more recently dedicated as a therapist for almost the last 7 years. I am a Licensed Clinical Social Worker that has primarily served Arizona communities. My earlier training has prepared me for work with young children and families who have experienced trauma. I have also served adults, young to middle- age addressing college and career related challenges and also in supporting older adult needs such as navigating life transitions, parent-child relationships, estrangement and relationship conflict. I also focus on anxiety, depression, grief, chronic medical needs/illness, such as caregiver fatigue, dementia/Alzheimer's, terminal illness, and women's health (from pregnancy to women's medical needs in older adults).
VirtualAvailable

$140/session

Authentic
Empowering
Humorous
Specialties
Older Adults
Anxiety
Bipolar Disorder
+10
My name is Jennifer and I am a Licensed Clinical Social Worker in 19 states with 20 plus years in the healing profession. I provide therapy to individuals, couples and groups. I have extensive experience tailoring my therapeutic approach to meet client's where they are at. I honor and respect your vulnerability in the counseling process. Emotional work you do in your life will be very rewarding. Compassion and psychological insight is the hallmark of my practice. The modalities I utilize in my practice are psychodynamic, client-centered, humanistic, DBT and DBT respectively. I interweave approaches to learn what feels like the best fit for your unique needs. I hope to be a part of your journey.
VirtualAvailable

$195/session

Warm
Empowering
Authentic
Specialties
Older Adults
Anxiety
Depression
+9
Hello, Thank you for reviewing my profile. Briefly; I am Licensed Naturopathic Doctor, a Licensed Professional Counselor and a Licensed Mental Health Counselor I work with adult professional women dealing with anxiety, depression, past unresolved trauma, grief, stress and relationship issues. My philosophy is that we need positive human beings in our lives, to 'see' us and bear witness to our lives. In order for us to be fully human, we need at least one supportive individual who validates the part of us that needs healing. We need meaningful experiences to help us navigate this journey called life. My training as a Naturopathic Doctor affords me a lens to also consider, incorporate and integrate diet & lifestyle practices for your overall well-being. So, if you are tired of being tired, anxious, sad, depressed and you're just going through the motions, feeling stuck in dysfunctional patterns that drain you; AND you are willing to do the work to get well, then you need skilled, compassionate support to help you get unstuck and get your life back on track, so that you can experience purposeful living. As our paths intersect her, I start with the intention that you to "prosper and be in health even as your soul prospers" 3 John 2.
VirtualAvailable

$85/session

Authentic
Empowering
Humorous
Specialties
Older Adults
Anxiety
Depression
+9
Hi, I’m Eden McIntosh, LPC, and I help adults who are tired of feeling stuck in anxiety, guilt, people-pleasing, and trauma from the past. If you’ve been carrying emotional wounds, struggling to trust yourself, or feeling disconnected from your worth—I’m here to help you heal. Using a blend of CBT, DBT, inner child work, and holistic tools, I guide my clients in breaking generational cycles, building boundaries, and learning how to love themselves from the inside out. This is your space to rediscover peace, clarity, and who you were always meant to be.
VirtualAvailable

Often rebooked

$150/session

Authentic
Solution oriented
Empowering
Specialties
Older Adults
Anger Management
Anxiety
+10
Shelly has worked with clients in distress for over 20 years as a caseworker and Licensed Marriage and Family Therapist in Texas and more recently in Arizona. She has been able to nurture her passion for building strong therapeutic relationships and meaningful connections with clients through extensive experience and training. Shelly's focus on strong connections, trust, and safety are key elements to inspire healing and growth.
VirtualAvailable

$300/session

Warm
Authentic
Solution oriented
Specialties
Older Adults
Grief
Self Esteem
+2
Greetings! I am Irene Ona, a first generation Fil-Am Licensed Clinical Social Worker (LCSW). My work has been primarily in geriatrics. My niche is older adults at all stages of aging from independence to dependence, family caregiver and risk of burn out, and navigating the healthcare system. My experience comes from volunteering at senior centers, internships as a in-home counselor for my bachelor of social work (BSW) and an outpatient behavioral health clinic counselor for my masters of social work (MSW) specializing in mental health. I used my degrees to serve people in skilled nursing facilities (SNF) and hospice. Aside from my experience in healthcare, my passion is connect to clients who want to live more genuinely and be authentic in their everyday exchanges.
VirtualAvailable

Often rebooked

$150/session

Warm
Authentic
Empowering
Specialties
Older Adults
Anxiety
Coping Skills
+10
I am a Licensed Marriage & Family Therapist (LMFT) based in Arizona. I received my Masters from Arizona State University and have been practicing for 6 years. I also specialize in communication skills and have a background in couple's therapy. I help clients to identify emotions and aspects of personal identity. My goal is to assist clients in discovering healthier coping skills and realistic ways to navigate stressful situations.
VirtualAvailable

$125/session

Warm
Authentic
Solution oriented
Specialties
Older Adults
Anxiety
Depression
+9
I am a seasoned, supportive, and well experienced licensed mental health therapist, having worked in private practice for many years in AZ. I am an expert listener, and enjoy working with adults 18-older ages who are experiencing difficult symptoms associated with past or present life challenges that require intervention and processing in ways that may restore a greater life balance and well being.
VirtualAvailable

$125/session

Authentic
Solution oriented
Challenging
Specialties
Older Adults
Anxiety
Trauma and PTSD
+10
Hello! I am an attachment-based, trauma-informed Marriage and Family Therapist. I offer a warm, grounding space where you can slow down and make sense of the patterns that may be keeping you or your relationships feeling stuck. Therapy becomes a place to reconnect with yourself, strengthen your self esteem, self efficacy, relationships, and move toward a life that feels aligned, authentic, and balanced.
VirtualAvailable

$125/session

Authentic
Warm
Direct
Specialties
Older Adults
ADHD
Anger Management
+10
I am a Licensed Clinical Social Worker (LCSW) with over a decade of experience helping individuals navigate a wide range of life challenges. I have extensive experience treating Adult ADHD, depression, anxiety, substance use and addiction, anger management concerns, and providing parental education and support. I believe that growth and healing are possible, and that with the right guidance, barriers can be overcome. My goal is to help you increase self-awareness, work through internal conflicts, and develop practical solutions that empower you to become the person you aspire to be. I strive to provide a supportive, attentive, and nonjudgmental space where you feel heard and understood. Together, we can work toward creating a healthier, more balanced, and fulfilling life. I am licensed to practice in Arizona, Colorado, Florida, Massachusetts, New Hampshire, New York, and Utah.
Available

$125/session

Specialties
Older Adults
Child or Adolescent
Couples Counseling
+8
I use CBT, positive psychology, and a person-centered approach to help people understand their thoughts, regulate emotions, and respond more calmly to stress. Sessions focus on building trust, strengthening emotional awareness, and supporting individuals in finding their own voice while feeling respected, heard, and guided – not corrected or pushed. Over time, you’ll notice you become steadier, more confident, and clearer about what you want and need. Reactions soften, communication improves, and people feel better about their decisions. When you feel on top of things, you have space to grow and find your voice. There really is a better path.
VirtualAvailable

$100/session

Warm
Authentic
Empowering
Specialties
Older Adults
Coping Skills
Grief
+8
I’m a deeply committed mental health therapist and integrative lifestyle coach with over 25 years of experience walking alongside individuals as they navigate life’s challenges and rediscover their inner strength. With a master’s degree in counseling and advanced training in Grief and Loss Therapy, Integrative Health and Lifestyle Coaching, Certified Personal Training, and Functional Aging, I bring a whole-person perspective to every session.
VirtualAvailable

New to Grow

$140/session

Specialties
Older Adults
Anxiety
Couples Counseling
+7
A better life is here for you. I'm Lorelei, a licensed therapist and EMDR specialist who helps individuals and couples get unstuck and build meaningful lives. Anxiety, depression, trauma, burnout, self-doubt, relationship struggles — these don't have to define you. Neither does that quiet feeling of drifting through life without purpose or direction. Therapy with me is a safe space where your truth is heard. That alone can be healing. I listen deeply and give you practical tools that actually work. You'll leave sessions feeling grounded, clearer, and excited about what's ahead. You deserve the full life you were meant to live. In couples work, I help you escape the roommates syndrome and actually enjoy each other again. There was a reason you chose each other — sometimes you just need help finding your way back. You may even have mixed feelings about whether you should stay. Let's explore that together. I also offer a pre-marital program for couples who want to start right. Life can feel heavy, lonely, and confusing — even when it looks fine from the outside. If you're stuck, anxious, constantly stressed, or just going through the motions, I want you to know that's not the whole story of who you are. You don't have to figure this out alone, and you don't have to stay here. Therapy takes courage, but it works. Let's talk.
Available

$200/session

Solution oriented
Authentic
Warm
Specialties
Older Adults
Anxiety
Self Esteem
+10
My name is Andie Snyder and I’m a licensed clinical social worker with 20+ years of counseling experience and 30+ years of experience as a life coach in the areas of health, wealth, business, dating and relationships. My specialties include stress management, goal achievement, self-love, self-esteem, relationship issues, life transitions, aging, anxiety, disappointment, trauma and grief and loss. If you are facing challenges in any of these areas, I'd like to help you work through the struggles and offer you a safe place to explore your thoughts and feelings, without fear of judgment. I will help you to stretch your comfort zone, increase your resilience to stress and create new patterns that produce healthier outcomes and more life satisfaction. My services are available to new clients in Arizona and Colorado, whether you’re paying privately or through insurance.
VirtualAvailable

$300/session

Authentic
Solution oriented
Empowering
Specialties
Older Adults
Coping Skills
Grief
+10
Welcome! I'm a Licensed Clinical Social Worker in Illinois with over 10 years of clinical experience and more than 35 years of experience in life coaching. I earned my Master of Social Work degree from the University of Illinois at Chicago and have dedicated my career to helping individuals navigate life's challenges with compassion, understanding, and practical support. I work with adults ages 25 to 75+ who may be facing chronic illnesses, stress, life transitions, relationship concerns, or other personal challenges. Life can sometimes feel overwhelming, especially when you're carrying responsibilities, coping with health concerns, or trying to manage unexpected changes. You don't have to face those struggles alone.
VirtualAvailable

$90/session

Warm
Authentic
Intelligent
Specialties
Older Adults
Anxiety
Depression
+7
Hi my name is Elizabeth and I am a Licensed Mental Health Counselor (LMHC) based in the state of Florida and a Licensed Clinical Professional Counselor (LCPC) in the state of Kansas and in the state of Missouri and Arizona (LPC). I earned a Master of Arts in Mental Health Counseling from Mid America Nazarene University with 15 years experience working with children, adolescents and adults. I am holistic in my approach adhering to the Adlerian theory of beliefs. I love to see people heal from trauma, gain clarity, increase confidence, improve their relationships and be the healthiest, happiest version of themselves, living their best life!
VirtualAvailable

$100/session

Empowering
Solution oriented
Authentic
Specialties
Older Adults
Addiction
Mood Disorders
+9
My name is Connie Owens, I am passionate about helping women overcome trauma and Narcissistic abuse. My approach is Holistic. We will address the 4 interdependent parts of self; 1. Mind, 2. Body, 3. Soul, and 4. Spirit. I believe that we are each uniquely different and to heal all of you we will need to treat all of you. Together we will develop a plan to look at every aspect of your life to see how it contributes to causing you emotional pain, and then focus on a solution to help you overcome the emotional pain, for good.
VirtualAvailable

New to Grow

$90/session

Specialties
Older Adults
Addiction
Couples Counseling
+10
As a licensed therapist in Arizona/Colorado, I bring over two decades of experience supporting individuals through complex life changes. My practice centers on understanding and honoring diverse experiences, with specialized expertise in addressing depression, anxiety, relationship dynamics and addiction. My professional approach is deeply rooted in multicultural sensitivity, with a commitment to supporting individuals navigating prejudice, discrimination, and unique relationship structures. I have extensive experience working with first responders, immigrant communities, and individuals facing significant life transitions, including end-of-life counseling. I am bilingual in English and Spanish, which allows me to provide culturally responsive care that meets each client's unique communication needs. My therapeutic style emphasizes compassion, understanding, and collaborative healing, creating a supportive environment where individuals can explore their experiences and develop meaningful strategies for personal growth.
Available

$150/session

Warm
Empowering
Authentic
Specialties
Older Adults
Anxiety
Depression
+4
My name is Wendy Bertram and I am a Licensed Clinical Social Worker (LCSW/LISW) based out of Arizona with a Masters in Social Work from ASU. Currently I'm licensed in both Arizona and California, providing both in-person and teleheatlh services. I use a client centered approach and multiple therapy models, depending on your needs. I am here to partner with you to work through the issues causing disruptions in your life and to help you meet your goals. Everyone’s experience is unique, and the therapeutic experience should reflect this. My expertise spans various areas, including life transitions, anxiety, depression, trauma, relationship issues, grief and loss, self-esteem struggles, stress and worry, caregiver stress, and those struggling with the impacts of medical diagnoses. By employing a client-centered approach, I work to foster a safe and non-judgmental space for individuals to explore their emotions, thoughts, and experiences. I employ evidence-based interventions such as cognitive-behavioral therapy (CBT), mindfulness techniques, and solution-focused therapy to promote personal insight, resilience, and coping skills for positive change.
VirtualAvailable

New to Grow

$100/session

Specialties
Older Adults
Fertility & Reproduction Issues
Life Transitions
+9
Life's challenges can feel overwhelming, but you don't have to face them alone. I specialize in helping individuals, couples, and families work through relationship difficulties, life transitions, anxiety, depression, grief and loss, and family conflict. Drawing on more than 25 years of clinical experience and advanced training in family systems, I help clients gain insight into the patterns influencing their emotional well-being so they can move forward with greater clarity, resilience, and connection.
Available

$100/session

Authentic
Warm
Solution oriented
Specialties
Older Adults
Anger Management
Anxiety
+10
I am a Licensed Professional Counselor with over 12 years of experience in the behavioral health field, working with children, adolescents, and adults across a variety of settings. My background includes providing therapy for individuals and families involved in DCS cases, supporting youth in juvenile detention, and working alongside court systems to help clients navigate complex life circumstances. Throughout my career, I have supported clients experiencing depression, anxiety, PTSD, ADHD, and a wide range of life stressors. I understand that each person’s story is unique, and I strive to create a safe, supportive, and nonjudgmental space where clients feel heard and understood. My approach is compassionate, collaborative, and tailored to each individual’s needs. Whether you are facing a difficult transition, managing ongoing emotional challenges, or working through past experiences, I am here to support you in building resilience, gaining insight, and moving toward meaningful change. If you do not see time slots that work for you please reach out to me and I will try and accomodate your needs by opening up a time slot that will work for you!
VirtualAvailable

$97/session

Authentic
Empowering
Intelligent
Specialties
Older Adults
Anxiety
Coping Skills
+10
Hey hey! I am a Licensed Independent Social Worker practicing in Arizona and Ohio. I strive to be effective in session, equip clients with practical skills, and make the most of our time together. My clinical practice is shaped not only by years of professional experience but also by my personal journey. I obtained my Master’s degree from the University of Cincinnati. Over the years, I’ve worked with a wide range of populations and communities—from providing counseling and case management, to supporting individuals who are HIV-positive or newly diagnosed, to working with homeless families, and offering emotional support to dialysis patients and others navigating medical conditions. I have provided therapy to individuals, couples, and groups working through challenges such as communication issues, trauma, self‑esteem, anxiety, and major life adjustments. My goal is to create a supportive, grounded, and collaborative space where clients feel empowered to grow at their own pace.
Available

$175/session

Empowering
Authentic
Direct
Specialties
Older Adults
Addiction
Anxiety
+10
Hello and welcome. I am a Licensed Professional Counselor in the state of Arizona. I provide general mental health counseling for teens (13+) and adults with a specialization in treating Substance Use Disorders (SUDs). While you don't need to have a substance use issue to see me, I do have personal experience navigating those challenges. While my approach to treatment is eclectic based on individual needs, I generally employ interventions from CBT, DBT and Motivational Interviewing. I received my BA in Literature from the State University of New York in 1995 and my MS in Clinical Mental Health Counseling from University of Phoenix in 2021.
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Arizona. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Arizona from Tucson to Mesa! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Arizona.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Older Adults, is filtering therapists in Arizona that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.