Therapists that accept Cash Pay in Arizona

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 207 verified therapists in Arizona who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 8/17/2026

$125/session

Warm
Authentic
Solution oriented

Specialties

Coping Skills
Anxiety
Depression
+9
Hi! My name is Chel'sea! Check out my website: www.healinginhues.com I've been a practicing clinician for 15 years. I have a Master's of Clinical Social Work from Virginia Commonwealth University and I specialize in working with athletes, LGBTQIA2S+ individuals and individuals impacted by trauma. I am trained in EMDR, CBT, ACT, IFS, Somatic Therapy and I use a combination of these modalities in my practice. As for my personal life, I am a mom to 3 human children and 1 pup. We love going on trips and spending time in nature. I am also a former College Softball player, Go Dukes! I look forward to working with you soon!
VirtualAvailable

$90/session

Warm
Solution oriented
Authentic

Specialties

Coping Skills
Anxiety
Depression
+8
Welcome! I'm Danielle. Take a moment to acknowledge you've taken the first step towards bettering your mental health because, let's be honest - starting therapy can be empowering, confusing, or scary, all at the same time. Try as we might, sometimes happiness and contentment always seem just out of reach. Depression, anxiety and stress can make getting out of bed in the morning a daunting task. Troubles in your relationship or conflict in the family can make you feel helpless or overwhelmed. Creating a daily routine using strategies that ground you and support moving forward in areas where you feel stuck. Improving your outlook on life to see past the stressful events that feel overwhelming. Talking through challenges and learning different ways to look at something in order to make progress, even when feeling depressed and anxious. As a therapist, it is my goal for clients to feel empowered and supported as we navigate through your journey to healing and wellness. I’m passionate about approaching therapy in a client centered way, and want each session to take you exactly where you need in that moment. My therapy approach is warm and accepting, focusing on establishing overall wellness. Therapy can seem daunting, we will go at a pace that is comfortable for you and discuss the topics you want. What are the tension points? Let's talk about those and develop a daily routine that grounds you and allows you to feel more in control of your life. I am here to listen and encourage you as you talk to support your healing and recovery.
VirtualAvailable

Often rebooked

$120/session

Warm
Intelligent
Authentic

Specialties

Coping Skills
Anxiety
Depression
+10
Hi! I’m Renee. I’m a clinically licensed social worker, but more importantly, I’m someone who believes that no matter how stuck or heavy things feel right now, you already possess the inner tools to heal. My path to this work was driven by a deep value for human resilience; I’ve always been drawn to the stories we tell ourselves and how, with the right support, we can rewrite them. In our sessions, you won't feel like a case file or a list of symptoms. Clients often tell me after our first meeting that they finally felt heard—not just listened to. I aim to create a space that feels like a deep breath: safe, non-judgmental, and focused entirely on you. While I use trauma-informed and cognitive-based tools, I don't just "apply" them to you. Instead, we work together to uncover your existing strengths and use them as the foundation for your recovery. I view the healing process as a collaborative journey of empowerment. It isn’t about "fixing" what’s broken, but about reclaiming the parts of yourself that may have been lost to life’s challenges. My approach is warm and direct; I’m here to be your guide and your loudest cheerleader as you transform. Outside of the therapy room, I carry these same values of authenticity and connection into my own life, believing that we are all constantly growing. I would be honored to walk alongside you as you discover just how capable of healing you truly are.
VirtualAvailable

$120/session

Authentic
Warm
Solution oriented

Specialties

Coping Skills
Anxiety
Depression
+10
Hi! I'm a LCSW (Licensed Clinical Social Worker) based in Arizona. I received my Masters from the Arizona State University and have been practicing for 14 years. I know reaching out for help is a big step, I appreciate you considering me to be part of your healing journey! I specialize in working with individuals with several needs, including but not limited to: anxiety, depression, mood disorders, life stressors/transitions, family dynamic struggles, domestic violence history, postpartum depression/prenatal/fertility issues, self-esteem issues, and trauma history. I am client-centered and want to work alongside you to establish goals that assist you with making progress towards a happier you! I strive to provide a safe space where we can collaborate and explore how to empower you.
VirtualAvailable

$150/session

Warm
Authentic
Solution oriented

Specialties

Coping Skills
Anxiety
Depression
+10
Hello! I am a Licensed Professional Counselor in Arizona. I received my master's degree from Northern Arizona University and have been practicing for 18 years. I help individuals with trauma, depression or anxiety reduce symptoms through the community mental health system. I am currently working on my doctorate degree in order to assist patients with chronic medical conditions. I want to help my patients achieve their identified goals to improve their lives!
VirtualAvailable

Often rebooked

$160/session

Authentic
Warm
Solution oriented

Specialties

Coping Skills
Anxiety
Depression
+6
Hello! am a licensed professional counselor in Arizona with over 25 years of experience supporting adults, seniors, and diverse populations. I offer a collaborative, nonjudgmental space where clients feel heard and empowered, drawing on CBT, mindfulness, interpersonal therapy, and positive/strengths-based counseling to guide healing and meaningful change. I am passionate about helping people find peace, healing and new ways of interacting and relating with yourself and others. I would be honored to support you in your journey to find the version of yourself and the quality of life that you are wanting so that you can achieve your goals and move forward with confidence.
VirtualAvailable

New to Grow

$125/session

Specialties

Coping Skills
Anxiety
Grief
+10
Hi, I'm Laurie, and I WANT to hear what you have to say! Does anyone ever tell you that? Being heard and understood is an essential part of therapy. Therapists have varying skills and knowledge that we bring to the table. Deciding who to reach out to can be overwhelming, so I offer a free phone consult so you can get your questions answered and gain a sense of who I am before committing to therapy. This is important work, which means you get to choose the best fit for you. Having worked as a therapist for almost 20 years now, I consistently receive feedback that I have a warm, calming presence.
Available

New to Grow

$175/session

Specialties

Coping Skills
Grief
Mood Disorders
+8
Hi, I'm Jennifer, a Licensed Clinical Social Worker who is passionate about helping teens and adults navigate life's challenges with confidence and hope. I provide a warm, collaborative, and solution-focused approach, using evidence-based therapies including CBT, DBT, EMDR, attachment-focused therapy, and Sand Tray therapy. Together, we'll identify patterns that may be keeping you stuck, build on your strengths, and create meaningful, lasting change in a supportive and grounded environment.
Available

$140/session

Authentic
Empowering
Warm

Specialties

Coping Skills
LGBTQ
Military/Veterans
+10
I am a dedicated mental health professional with a Doctorate in Behavioral Health, a Master of Social Work, and over seven years of experience supporting individuals on their journey to healing and resilience. As a combat Air Force Veteran, I understand firsthand the challenges many face, and I am honored to support both veterans and civilians as they navigate life’s complexities. My therapeutic approach is compassionate, integrative, and holistic, combining evidence-based techniques with practices like meditation and Yoga Nidra (deep sleep meditation) to promote emotional well-being. I believe in creating a safe, supportive space where clients feel empowered to explore their unique experiences and strengths. Whether you're seeking support for stress, trauma, or personal growth, I am here to help you build resilience and find balance. Together, we can work toward healing and inner peace.
VirtualAvailable

Often rebooked

$120/session

Warm
Authentic
Empowering

Specialties

Coping Skills
Anxiety
Depression
+5
Greetings ! I am a Licensed Professional Counselor (LPC) based in Arizona. I received my Master of Arts in Counseling from Ottawa University and have been practicing for 13 years. I majored in the treatment of Trauma, Abuse, and Deprivation to facilitate adults challenged with post- traumatic stress, anxiety , and depression by teaching them coping skills and healthy alternative approaches to self-defeating behaviors to help improve their quality of life.
VirtualAvailable

$170/session

Intelligent
Solution oriented
Warm

Specialties

Coping Skills
Anxiety
Men's Issues
+9
As a Licensed Professional Counselor (LPC) and Certified Sex Addiction Therapist (CSAT), I help men navigate the tension between high-demand careers and the challenges that can arise in their relationships and personal lives. If you're feeling overwhelmed by stress, disconnected from the people who matter most, or caught in unhealthy coping patterns, I provide a direct, supportive, and nonjudgmental space where you can better understand what's happening and create lasting change. Together, we'll identify the underlying issues driving these patterns, strengthen emotional awareness, rebuild trust and connection, and develop practical tools to help you live with greater integrity, purpose, and confidence.
Available

$125/session

Authentic
Warm
Solution oriented

Specialties

Coping Skills
Couples Counseling
Mood Disorders
+3
I am a Licensed Professional Counselor (LPC) practicing for 12 years and have life experience, in the transitions we all sustain, such as dating, marriage, careers, having children, family issues, trauma, illness, chronic pain etc. I specialize in managing the stressors of life, past traumas, and how this effects relationships. My passion is the support and management of great mental health for adults of all ages.
VirtualAvailable

New to Grow

$120/session

Specialties

Coping Skills
Life Transitions
Peer Relationships
+5
Hi, I'm Dr. Cohen. I'm a licensed clinical psychologist with 30 years of experience working in the mental health field. I believe that people are the experts on themselves — and that through guidance and exploration, I can empower you to find understanding and achieve personal growth. I work with clients facing challenges like: • Life changes • Relationship and social issues • Mood issues (such as depression and anxiety) • Setting boundaries (including assertive communication) • Coping with stressors The work we do together might involve talking through a difficult experience, addressing a specific issue, or changing the way you think about or handle challenging situations. I put time and effort into building relationships with my clients; I want you to experience an environment of trust and comfort as we work together. My favorite part of what I do is helping clients improve their life, achieve a goal, or feel genuinely content in a way they didn't before. I earned my bachelor's degree at UCLA and my Ph.D. at Oklahoma State University, before going on to build a rewarding career in Arizona.
Available

$120/session

Authentic
Empowering
Intelligent

Specialties

Coping Skills
Anxiety
Depression
+10
I am a Licensed Professional Counselor (LPC) in Arizona with over 13 years of experience helping individuals navigate life's challenges with compassion, authenticity, and practical support. My background includes working in crisis settings, community mental health, private practice, schools, and with athletes, giving me a well-rounded understanding of the unique struggles people face throughout different stages of life. My approach is warm, down-to-earth, and collaborative. I believe therapy should feel like a safe conversation where you can be yourself without fear of judgment. Rather than simply focusing on symptoms, I work alongside my clients to identify underlying patterns, build resilience, develop practical coping strategies, and create lasting, meaningful change. I integrate evidence-based approaches, including trauma-informed care and EMDR, while tailoring treatment to each person's individual needs and goals. My ideal clients are adults and older adolescents who are ready to improve their emotional well-being and create a healthier, more fulfilling life. I frequently work with individuals experiencing anxiety, depression, trauma, life transitions, low self-esteem, ADHD, postpartum concerns, stress, and relationship challenges. I also enjoy supporting athletes, professionals, caregivers, and individuals who feel overwhelmed by the demands of everyday life. Clients often describe me as approachable, genuine, encouraging, and easy to talk to. I strive to create a space where people feel heard, respected, and empowered to grow at their own pace. My goal is to help every client leave therapy feeling more confident, capable, and equipped with the tools they need to move forward with hope.
Available

$140/session

Authentic
Warm
Intelligent

Specialties

Coping Skills
ADHD
Anxiety
+10
You don't have to keep carrying this alone. Whether you're navigating anxiety, depression, trauma, ADHD, autism, or a life that feels overwhelming: relief is possible, and you deserve support that truly fits who you are. I'm Matt Tapia, a Licensed Marriage and Family Therapist (LMFT) and Board Certified Behavior Analyst (BCBA), licensed in Arizona and California. My background is genuinely unique: I'm one of the few therapists who holds both a clinical therapy license and a behavioral science certification. That combination means I bring two powerful perspectives into every session: the emotional depth of relationship-centered therapy and the practical, evidence-based tools of behavioral science. We won't just talk about how you feel. We'll understand why you do what you do, and build a real plan to change it. I work with children, teens, adults, couples, and families, and my practice is proudly neurodivergent-affirming. You belong here.
VirtualAvailable

$100/session

Authentic
Warm
Intelligent

Specialties

Coping Skills
Anxiety
Family Conflict
+10
Great to meet you! I'm Dawn, and I'm so pleased and grateful to have been a behavioral health professional for over 30 years. Being invited to share someone's journey in self-exploration, healing, and personal and professional growth is truly a privilege. All of us walk through tough times in life and can benefit from a supportive therapy experience. You can count on me to listen to your concerns with a commitment to partner with you to find solutions that are empowering to you and help move you forward.
VirtualAvailable

$150/session

Authentic
Challenging
Solution oriented

Specialties

Coping Skills
Anxiety
Trauma and PTSD
+10
Hi, I’m Bianca Chavez, a Licensed Professional Counselor and founder of Untamed Rose Therapy. I have over 10 years of experience in community mental health, intensive outpatient therapy, and group practice. I currently provide virtual therapy for adults throughout Arizona. I know reaching out for therapy can feel like a big step. Finding someone you feel comfortable with matters, and I want my clients to feel like they can come as they are and talk openly about what’s happening in their lives. I’ve had the opportunity to work with people through many different seasons of life. You don’t need to have everything figured out or know exactly where to start. Sometimes knowing that you want something to feel different is enough. Sessions are available in English and Spanish. Si te sientes más cómodo/a hablando en español, este puede ser un espacio para hablar de tu vida, tus experiencias y lo que necesitas con respeto por tu cultura, tus valores y tu historia.
Available

$125/session

Warm
Open-minded
Solution oriented

Specialties

Coping Skills
Anxiety
Child or Adolescent
+9
Hello, my name is Esmeralda, I am a licensed professional counselor (LPC) and an art therapist (ATR-P). I have been working in the mental health field for about nine years. I am bilingual and can offer services in Spanish, I am Hispanic/Latino and have worked with many clients from all backgrounds and walks of life. In my practice my values align with compassion, trust, empathy, growth, open-mindedness, and authenticity.
VirtualAvailable

$145/session

Authentic
Direct
Solution oriented

Specialties

Coping Skills
Addiction
Anxiety
+8
I am a Licensed Clinical Social Worker specializing in trauma, anxiety, emotional regulation, and life transitions. With over 25 years of experience, my work is grounded in evidence‐based practice, (CBT, DBT, ACT) with a deep commitment to creating a safe, nonjudgmental space where clients can explore their experiences and build meaningful change. I support both men and women who are navigating stress, relationship challenges, identity shifts, burnout, and the lingering impact of past trauma.
VirtualAvailable

$165/session

Warm
Intelligent
Authentic

Specialties

Coping Skills
Anxiety
Depression
+6
Hello, I'm Kristin, a Licensed Professional Counselor dedicated to helping individuals navigate life's challenges with confidence and resilience. I provide telehealth therapy for adults experiencing anxiety, stress, life transitions, relationship concerns, self-esteem challenges, and personal growth obstacles. My approach is warm, supportive, and collaborative, creating a space where clients feel comfortable being themselves while working toward meaningful change. I believe therapy should be both empowering and practical, helping you develop the insight and skills needed to thrive in your daily life.
Available

$115/session

Warm
Authentic
Empowering

Specialties

Coping Skills
Addiction
Anxiety
+10
If life feels heavier than it should right now, you don't have to carry it alone. For the last ten years, I've walked alongside adults, adolescents, and individuals of all genders and identities as they work through some of life's hardest challenges. I believe you already have strengths within you that we can build on together. You deserve a therapist who meets you exactly where you are, without judgment. My goal is to help you overcome the challenges life has handed you by drawing on the unique strengths you already carry. Whether you're navigating substance use, the weight of adolescence, or a season of life that feels stuck, my hope is to create a safe space where you can speak openly and move toward a healthier way forward.
VirtualAvailable

$150/session

Warm
Solution oriented
Authentic

Specialties

Coping Skills
Anxiety
Depression
+9
Hi, I’m Ebonie. I’ve been a therapist for 14 years, and my style is down-to-earth, compassionate, and real. My goal is to create a safe, honest space where you can finally resolve the issues that are weighing you down. I don’t just sit back and nod — I’m engaged, I ask meaningful questions, and I help you get to the heart of what’s really going on. Every client is unique, and I adapt my approach to fit your needs. Whether you’re working through anxiety, healing from trauma, facing a life transition, or simply feeling stuck, I’ll bring both practical tools and proven methods to support your growth. Above all, I show up consistently and authentically, and I never take your trust for granted. One approach I use is EMDR (Eye Movement Desensitization & Reprocessing). It’s a highly researched therapy that helps people process painful memories so they no longer feel as overwhelming. With gentle tools like eye movements or tapping, your brain can reprocess old experiences in a healthier way. The memory doesn’t disappear, but the emotional weight it carries often does. EMDR has been shown to help with trauma, PTSD, anxiety, and more. We always go at your pace, and I’ll walk with you step by step. Book an appointment today.
VirtualAvailable

$100/session

Warm
Authentic
Intelligent

Specialties

Coping Skills
Anxiety
Depression
+6
Currently accepting new clients with openings this week. I am a Licensed Professional Counselor who works with adults seeking support for anxiety, grief, life transitions, self esteem, loss of a beloved pet, and substance use concerns. I bring experience working working in an intensive outpatient setting and use a collaborative, supportive approach that integrates CBT, mindfulness, and trauma informed care to help clients build insight, strenthen coping skills, and emotional resilience. I strive to create a safe, supportive space where clients feel heard, respected, and encouraged as they work toward healing and personal growth.
VirtualAvailable

New to Grow

$150/session

Specialties

Coping Skills
Anxiety
Depression
As a licensed clinical social worker, I provide compassionate counseling that is designed around what each person may be struggling with. My hope for you is to help enhance well-being, build self-awareness, restore emotional balance and foster healing and acceptance. With over 20 years experience in the field, I have seen how depression, anxiety, PTSD, among many other issues can impact our ability to thrive. I specialize in working through bad news, failures or unwanted changes that we all experience and find a way through with hope and direction. I established Fail Safe Counseling for this purpose.
Available

$225/session

Empowering
Authentic
Solution oriented

Specialties

Coping Skills
Anxiety
Self Esteem
+2
I am licensed in Hawai'i, Arizona, Connecticut and Washington DC with over 30 years of professional work experience. I've been highly effective in helping clients with stress and anxiety, relationship issues, motivation, self-esteem, and confidence, & coping with life changes. I believe you are the expert of your story and you have many strengths that will assist you in overcoming things that challenge you. Taking the first step to sign up for therapy can take courage and I am proud of you for getting started! www.crystalscurr.com
VirtualAvailable
Frequently asked questions

When looking for online therapy, you can see anyone that is credentialed in Arizona. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Arizona from Tucson to Mesa! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Arizona.

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Coping Skills, is filtering therapists in Arizona that work with patients with similar concerns.

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs. Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center.Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.