Therapists that accept Cash Pay in Arizona

Choosing a cash pay option for mental health care can provide flexibility and access to quality support without the constraints of insurance networks. With 49 verified therapists in Arizona who accept cash pay, you can explore therapeutic approaches such as cognitive behavioral therapy, solution-focused therapy, and supportive counseling to address a range of concerns, including anxiety, depression, and ADHD. Each Grow Therapy-verified therapist that has a cash pay option listed below is currently welcoming new clients and has availability soon, offering you a straightforward path to compassionate, accessible care on your terms.

Availability updated: 7/7/2025

Russell Johnson

(he/him)

Russell Johnson, LPC - Arizona Therapist at Grow Therapy
$120/session
LPC
1 year of experience
Virtual
I like working with individuals with a wide array of problems including: depression, anxiety, anger, trauma, relationship problems, behavioral disorders, substance abuse, impulse control problems, low self-esteem, low self-confidence, family problems, life skills deficits, and problems with decision-making. My goal is to help you achieve your goals. I am in the happiness business and I want help you achieve a happy, fulfilling lifestyle. I provide compassionate care and I am an efficient and effective counselor who uses evidence-based approaches like CBT and EMDR. I have an eclectic approach and I am skilled at cognitive-behavioral therapy, interpersonal therapy, psychodynamic therapy, existential therapy, reality therapy, grief therapy, and family therapy. I also am experienced at providing a wide variety of therapy groups including: depression, anxiety, anger, grief, trauma, chronic pain, and substance abuse. I provide therapy in a supportive, patient, and motivating manner. I do thorough assessments so that I can truly understand your situation and work with you to find solutions to your problems. Lastly, I try to create an individualized, specific treatment approach for each client.

Mike Petagna

Mike Petagna, LPC - Arizona Therapist at Grow Therapy
$100/session
LPC
8 years of experience
Virtual
Hi! I'm Mike, a Licensed Professional Counselor (LPC) from AZ. Thank you for taking the time to look at my profile! I have many years of experience helping individuals heal from both substance use and mental health challenges. I have worked in community mental health and been involved in the 12-step community for many years. Prior to working in mental health, I had a career in accounting. I have a Biblical worldview that inspires and guides me in my work. I have been married since 1997 and raised 4 children. I also have 4 stepchildren, and 14 grandchildren. Boston is my hometown, but I have been living in AZ since 2015. I am a fan of the Patriots, the Celtics, and the Red Sox. I also like Marvel, Rocky and Star Trek movies. Don't be surprised if I throw in an occasional film quote in our sessions! I would love to help you achieve your treatment and/or life goals. I am available for therapy Monday-Thursday 8 AM - 8 PM, and Friday and Saturday 8 AM - 5 PM. If you believe that my skills, experience and approach would benefit you, I would love to hear from you!

Austin Obika

Austin Obika, LPC - Arizona Therapist at Grow Therapy
$120/session
LPC
20 years of experience
Virtual
Hello! I am glad to meet you! I am Austin, and I graduated with a PhD in Psychology from Capella University. Before then, I received a master’s degree from Troy University and a bachelor’s degree from the University of Paris VII. I am a licensed professional Counselor (LPC) in the states of Arizona and South Carolina. I am also an independent licensed addiction counselor (LAC) in the State of South Carolina. I have been licensed for over 15 years and have worked with many people and populations to feel better and live their best life! The pressures of being everything to everyone can be overwhelming. I have worked with individuals, couples, and families in residential and outpatient settings. I have provided treatment for individuals of all ages with a variety of conditions such as anxiety, depression, and PTSD. I have had successful experience in addressing Stress, Anxiety, Family conflicts, Trauma and abuse, Grief, Depression, Relationship issues, Addictions, Parenting issues, Adjustment issues/Coping with life changes, self-esteem, and Anger management. I have also worked with adolescents to prevent out of home placement or a run with the Department of Juvenile Justice. Maybe you feel as if the weight of the world is upon your shoulders. Perhaps you feel as if friends and family don't understand, or don't have time in their own lives to hear your problems. Life can be full of feelings of depression, anxiety and all the in-between. You want to find peace and relief from the things that are holding you back and I am here for you. If you are looking to address stress and reduce symptoms, my practice is one of acceptance. My/our time together is free of judgment. You do not need to be fixed; you just need to rediscover the tools that you already have within you.

Toby Mautz

Toby Mautz, LCSW - Arizona Therapist at Grow Therapy
$135/session
LCSW
28 years of experience
Virtual
I am an experienced LCSW with whose been working with clients for 28 years. This experience has led me to meet and work with thousands of clients throughout the country and world to expand my understanding of the complexities and struggles which are part of the growth process. I've learned through active engagement, demonstrating consistency, and applying effective techniques and tools those I work with experience effective and sustainable growth. My experiences have taught me the power of change and what occurs when clients choose to actively engage in their lives and the process it takes to work through many of the hurdles we all face. I've had multiple roles throughout my career which has given me great insight into the treatment process. I've served as a clinician, clinical director, consultant, program owner, and CEO. I've had a great deal of experience working with addiction, anxiety, depression, chronic pain, and dual-diagnosis issues. My depth of experience has given me great insight and allows me to effectively engage and address and provide positive outcomes for clinically complex issues.

David Roun

David Roun, LCSW - Arizona Therapist at Grow Therapy
$120/session
LCSW
5 years of experience
Virtual
HI. I have a Doctorate in Behavioral Health Management and am a Licensed Clinical Social Worker, both were obtained from Arizona State University. I have been practicing for about 5 years and have been in outpatient settings, prison setting, VA facilities, and am currently in a residential facility. I have also managed a private practice for over 4 years, helping people with a wide variety of concerns.

Stan Savoia

Stan Savoia, LPC - Arizona Therapist at Grow Therapy
$90/session
LPC
32 years of experience
Virtual
I am a licensed professional counselor with a master’s degree in counseling from Ottawa University. I specialize in treating issues related to trauma and abuse, substance abuse, depression and anxiety. My goal is for you to leave each therapy session with hope and feeling empowered. I want you to know that feeling better is possible for you and change can last.

Peter Vernezze

Peter Vernezze, LCSW - Arizona Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
7 years of experience
Virtual
Life is difficult. We labor at often unsatisfying occupations and manage only to keep our heads above water. Romantic relationships deliver as much heartbreak as happiness. We suffer setbacks, as do those we love. The few pleasures we encounter offer only temporary respite. Ultimately, as the Buddha reminds us, we are all overtaken by old age, sickness, and death. Amidst these realities, the modern psychopharmaceutical attempt to address natural reactions to the human condition such as anxiety and depression by dispensing medication seems like the proverbial band aid solution. What is needed is surgery for the soul. World wisdom traditions such as Stoicism and Buddhism and philosophies such as Existentialism offer an alternative (and complementary) healing pathway, and many of their insights have been integrated into modern psychotherapeutic interventions. As a philosopher and psychotherapist, I combine ancient insight with evidenced-based practices such as ACT and CBT.

Lauren O.

(she/her)

Lauren O., LCSW - Arizona Therapist at Grow Therapy
$100/session
LCSW
4 years of experience
Virtual
Hi there, I'm Lauren. Do you feel overwhelmed and pulled in numerous directions, unable to say no or fit it all in? Are you struggling with substance use? Is it difficult to give yourself credit when credit is due? Are you your own worst critic? I can help you manage anxiety, build self-confidence and create realistic expectations. Together, we can identify what's not working and get you back to balance. I applaud you for taking the first step by seeking therapy. You deserve a safe space to heal and grow. In our sessions together, I'll meet you with compassion and evidence-based techniques so you can overcome the hangups and habits holding you back. Let's work together!

Romeo Ballayan

(he/him)

Romeo Ballayan, LCSW - Arizona Therapist at Grow Therapy
$140/session
LCSW
5 years of experience
Virtual
The intention of services provided to present and future clients are to support them in navigating through the pain. The only way out is through. Not above, below, or around the pain but through it. The good news is you are not alone and don’t have to do it alone. Utilize the resources offered in this collaborative effort in creating the life (mind, body, & soul) you deserve.

Bonnie Grossman

Bonnie Grossman, LPC - Arizona Therapist at Grow Therapy
$125/session
LPC
10 years of experience
Virtual
Hi, I'm Bonnie! I'm a Licensed professional counselor in Arizona and New Jerey. I received a master's degree in Professional counseling ,and spent over ten years working with dual diagnosis clients. I specialize in working with adults dealing with trauma, substance use disorders, relationship issues, personality disorders, low self-esteem, anxiety and depression. My approach is flexible and tailored to your unique needs, blending Post-Induction Therapy, CBT, DBT, and a compassionate, person-centered approach.

Holly Butler

(she/her)

Holly Butler, LCSW - Arizona Therapist at Grow Therapy

Frequently rebooked

$100/session
LCSW
10 years of experience
Virtual
Hi! I'm a Licensed Clinical Social Worker who is currently licensed in Arizona, Tennessee and South Dakota. I have worked with a variety of men, women, and adolescents over the last ten years. My intent is to always meet people exactly where they are at and help them overcome the challenges that life has given them. I truly believe that every person who I work with has a unique set of strengths, and by using those strengths the person has the ability within themselves to persevere.

Tinsley L

Tinsley L, LCSW - Arizona Therapist at Grow Therapy
$125/session
LCSW
17 years of experience
Virtual
Are you ready to begin your therapy journey? Therapy can consist of many terrains, some rough, some smooth, some high, some low. I am here to assist you in your process of uncovering your strengths, gaining control of your car (you) as you begin your journey of therapy. I enjoy utilizing an eclectic approach and pull from different perspectives to allow for greater opportunity to reach the root of your struggles.

Eric Thiss

Eric Thiss, LPC - Arizona Therapist at Grow Therapy

Frequently rebooked

$85/session
LPC
6 years of experience
Virtual
Hi, I'm Eric and I'm looking forward to meeting you! I graduated from Regent University in Virginia Beach with an M.A. in Clinical Counseling in 2015. My counseling philosophy is deeply rooted in a person-centered approach that meets individuals where they are in their personal journey. I Utilize a diverse range of therapeutic techniques—including Cognitive Behavioral Therapy (CBT), Dialectical Behavior Therapy (DBT), Person-Centered Therapy and solution-focused strategies. This enables clients to explore their thoughts and emotions, develop coping skills, and ultimately discover their inner resilience. By guiding individuals toward holistic well-being, I empower clients to navigate life’s difficulties with confidence and strength, promoting lasting positive change in their life.

Courtney Dombrowski

Courtney Dombrowski, LPC - Arizona Therapist at Grow Therapy
$175/session
LPC
20 years of experience
Virtual
I create a space where you can show up—no pretense, no performance—just you. I don’t believe people are broken. The emotions and behaviors we judge ourselves for often started as survival strategies, ways we tried to protect ourselves from pain. Therapy with me is collaborative, candid, and built on trust. It’s not about fixing you—it’s about understanding yourself in a way that finally makes sense. With over 20 years of experience, I specialize in supporting clients through burnout, emotional dysregulation, and major life transitions. Many of the people I work with are high-functioning and deeply committed—to their work, their families, or their values—but feel like something inside is fraying. Therapy with me isn’t about performance. It’s about finding the space to set the armor down, even briefly, and begin asking: What do I actually need? What parts of me have I had to silence to survive? You don’t need to have it all figured out to begin. If you feel stuck, overwhelmed, or disconnected from yourself, therapy can be where you start to lay the armor down and reconnect—with your values, your voice, and what truly matters. Growth isn’t about perfection; it’s about self-acceptance and clarity. Healing happens not through judgment, but through genuine understanding.

Charity Thomas

(she/they)

Charity Thomas, LPC - Arizona Therapist at Grow Therapy
$130/session
LPC
4 years of experience
Virtual
Since 2012, I have worked with a variety of clients dealing with circumstances that are unique to their lives. Life can be complicated and having someone in your corner can ease fears and worries while allowing for growth and healing. My passion as a Licensed Mental Health Counselor is working with individuals and couples who have experienced trauma and difficult times. As a wife, mom, grandmother, and dog mom, I also enjoy assisting family and friends in reaching their goals. I will be here to encourage you, support you and validate you. I know making the decision to come to therapy can be difficult, scary and leave you feeling vulnerable but taking that first step is the key to unlocking the door towards becoming your best self. You are the true expert of yourself and often just need additional encouragement to identify and explore areas that are no longer working.  Vulnerability, shame, and guilt can prevent you from seeking the help and support you need to find solace in your head, heart and life. I am a daughter of Veteran and wife of a fire fighter. I know personally the stigmas and stressors that come along with seeking treatment. I have a deep understanding and love of the firefighting, EMT, and paramedic communities. Break those chains that keep you from seeking, happiness, forgiveness, healing, and serenity. One of the bravest things you can do is begin to understand your own story. Having a good grasp of the very real issues with which first responders must face and handle on a daily basis I will help you navigate the issues and memories that haunt you and find real, lasting solutions for long term healing. I promise I won't bite, but I am a loud Bostonian haha!  Allow me to walk and guide you on your path to uncovering and rediscovering who you are and what you already know but struggling to see.

Stephanie Walker

(she/her)

Stephanie Walker, LPC - Arizona Therapist at Grow Therapy
$150/session
LPC
10 years of experience
Virtual
Welcome! As a Licensed Professional Counselor in Texas with 18 years of combined experience, I'm here to support you on your journey towards healing and growth. My career path has taken me from the world of education, where I honed my skills in child development and communication, to the field of counseling. There, I've focused on helping individuals overcome complex challenges, particularly those stemming from addiction and trauma. For the past 8 years, I've been dedicated to providing evidence-based therapy in private practice. My approach integrates a variety of techniques to address anxiety, depression, PTSD, and other life stressors. Recognizing the growing need for support with neurodivergence, I'm actively expanding my knowledge in ADHD and autism to better serve adults with late diagnoses. Whether you're seeking to heal from past trauma, manage difficult emotions, or navigate life transitions, I'm here to listen and guide you. I create a safe and supportive space where you can explore your unique needs and develop the skills necessary to thrive. Additionally, for those interested, I can incorporate a faith-based approach into our sessions. My passion lies in empowering individuals to overcome their challenges and build a fulfilling life. Let's work together to unlock your potential and achieve lasting positive change.

Josh Brody

Josh Brody, LPC - Arizona Therapist at Grow Therapy

Frequently rebooked

$150/session
LPC
8 years of experience
Virtual
I am a Licensed Professional Counselor in the state of Arizona with professional experience in public agencies and private practice. I consider myself a Generalist with a specialty in Substance Use Disorders (SUDs). My couch as hosted teens, adults, couples, and families with wide-ranging clinical presentations. While my approach to treatment is eclectic based on individual needs, I generally employ interventions from CBT, DBT and Motivational Interviewing. I received my BA in Literature from the State University of New York in 1995 and my MS in Clinical Mental Health Counseling from University of Phoenix in 2021.

Dan Kimball

(he/him)

Dan Kimball, LPC - Arizona Therapist at Grow Therapy
$120/session
LPC
25 years of experience
Virtual
I'm a licensed professional counselor and positive psychology coach who is passionate about helping individuals discover their strengths, overcome challenges, and lead more fulfilling lives. I use a blend of Cognitive Behavioral Therapy (CBT), humanistic approaches, and positive psychology to create a supportive, client-centered environment where you can explore your thoughts and feelings, build resilience, and find meaning and purpose. My goal is to guide you on a path of personal growth and well-being, empowering you to thrive in all aspects of your life.

Mark H Murphy

Mark H Murphy, LPC - Arizona Therapist at Grow Therapy
$140/session
LPC
25 years of experience
Virtual
If you can read this, you made the first step. Congratulations. Seeking therapy is hard. Most people delay and tell themselves that whatever they are experiencing must be the way life is. Chances are if you have reached the point to begin exploring therapy, counseling can help make your life better. I have been a Licensed Professional Counselor for over 20 years. In that time I have worked with men, women, teens, and families on a wide variety of issues. Sometimes that work simply involved helping them through a particular incident or life change that overwhelmed them. Other times our work together centered around longstanding issues of depression, anxiety, trauma, and addiction. I believe that you cannot laugh without a combination of insight and relief. You can expect some humor in most sessions. In addition to traditional cognitive behavioral therapy, I also offer a fourth-wave therapy, Emotional Freedom Technique (EFT). I have found this technique to be highly effective in helping people with trauma and or anxiety. Our minds and bodies are connected. Anyone who has experienced a tight neck and shoulders or an upset stomach when they were stressed knows this. EFT uses acupressure (done by the client) and cognitive interventions to provide fast and effective relief. With over 20 years of clinical experience, I am ready to help you through the challenges you are facing. In addition to counseling, I also provide vocational testing, coaching, and consulting. I provide both Christian and secular counseling depending on the needs of my clients.

Josh Ulrich

(he/him)

Josh Ulrich, LPC - Arizona Therapist at Grow Therapy

Frequently rebooked

$120/session
LPC
8 years of experience
Virtual
Hello, I am a Licensed Professional Counselor (LPC) who resides in Arizona. I have an LPC in both the state of Arizona and Colorado. For more than 8 years I have worked with both young adults and adults suffering from mood disorders, chemical addictions, behavioral addictions, and grief/loss. I have specific training in grief therapy, sexual addiction, as well as trauma informed care.

Victoria Hoyt

Victoria Hoyt, LMFT - Arizona Therapist at Grow Therapy
$95/session
LMFT
27 years of experience
Virtual
I still love what I do after 26 years. I have extensive experience in Christian Counseling, Blended Families, Couples, Addiction, PTSD, Trauma, Sex-Offenders, and Obsessive-Compulsive behaviors. I have worked with a variety of clients ranging from ages 7 to 89, but currently am only working with adults. I am independently licensed in 3 different states as a Marriage and Family Therapist and independently licensed in 2 states as an Addiction Counselor. I believe everyone has a "gift," something that they are called to do, and Counseling is mine. I care about my clients and have the innate ability to "zone" in on what is going on with them. I use Emotional Focus Therapy, Strength-Based, Trauma-Informed, Therapy, and Cognitive Behavioral Therapy, but it really depends on the clients I am seeing. I admire anyone who wants to make a change and is willing to reach out and ask for help. I am here for you if you are that person. **** It's very important to remember to provide a 24 hour notice or a minimum of 2 hours (if an emergency comes up) notice if you are not going to make your session so that you are not charged a no-show fee. Although the appointment planner may allow it, please do not schedule appointments more than 2 weeks out. My later times are limited and I would like all my clients to have a chance to one of these slots, plus it cuts back on no-shows since we do not know if we will be able to make an appointment that far in advance. Thank you for your understanding.

Gretchen Herndon

(she/her)

Gretchen Herndon, LPC - Arizona Therapist at Grow Therapy
$100/session
LPC
1 year of experience
Virtual
Hello! I am a Licensed Professional Counselor in Arizona. I received my master's degree from Northern Arizona University and have been practicing for 18 years. I help individuals with trauma, depression or anxiety reduce symptoms through the community mental health system. I am currently working on my doctorate degree in order to assist patients with chronic medical conditions. I want to help my patients achieve their identified goals to improve their lives!

Dr. S. Kyle Cardwell

Dr. S. Kyle Cardwell, LPC - Arizona Therapist at Grow Therapy
$225/session
LPC
16 years of experience
Virtual
I’m Dr. S. Kyle Cardwell, a licensed mental health professional with over 16 years of experience providing therapy to teens, young adults, and adults. I specialize in helping people navigate anxiety, trauma, depression, OCD, identity concerns, and life transitions. I’ve worked extensively with adolescents in both outpatient and residential settings, and I understand the unique emotional, relational, and developmental challenges they face. In addition to my clinical work, I’ve also served in executive leadership roles—including as CEO of a residential treatment center for youth—where I oversaw program development, staff training, and systems-level implementation of trauma-informed care. My approach to therapy is both compassionate and direct. I offer a safe space for patients to speak freely, but I also ask meaningful questions and challenge patterns that may be holding them back. I use a range of evidence-based methods including CBT, DBT, EMDR, REBT, and psychodynamic principles, adapting treatment to meet the needs of each individual. For patients who wish, I can also integrate Christian faith into the process in a respectful and thoughtful way. Whether you’re feeling overwhelmed, stuck, or simply ready for change, I’m here to walk with you toward healing, clarity, and a more grounded life.

Beth Tiras

(she/her)

Beth Tiras, LMFT - Arizona Therapist at Grow Therapy
$190/session
LMFT
18 years of experience
Virtual
I am a Licensed Marriage and Family Therapist who is licensed in California and Arizona; I have been working with clients since 2006. I enjoying working with all sorts of populations including people struggling with anxiety, mood disorders (depression and bipolar disorder), men's issues and eating disorders. I believe we all have the capacity to change and grow, and we each have times in our life where we need a little bit of extra help. I hope to help you to reconnect with yourself and with others in your life.

Benjamin Gatliff

(he/him)

Benjamin Gatliff, LPC - Arizona Therapist at Grow Therapy
$200/session
LPC
23 years of experience
Virtual
I have lived a long and colorful life. Like everyone else, I've made good and bad choices and learned from each. I have 22+ years experience in the mental health and substance abuse treatment field. I DO NOT JUDGE, AT ALL, PERIOD. I can be both blunt and gentle as appropriate. My role is to offer another perspective, a way to see life more fully and function better, no more, no less. I don't pretend to have all the answers but only one slice of wisdom. I just share what can help someone. Some people are not yet ready to be helped. Yet for those who are feeling lost on life's journey and are willing to listen and learn, I'm here to assist. My life work can be summed up in three words, "offering people hope. " "Wouldn't take nothin' for my journey now." - Maya Angelou "The past is gone, and there is left only a blessing." - Kahlil Gibran "Be true to yourself, and you will be false to no one else." - William Shakespeare "How very lucky are we, for just a moment to be, part of life's eternal rhyme." Charlotte's Web, movie "Not all who wander are lost." J.R.R. Tolkien

Frequently asked questions

Why filter by Arizona rather than a city like Phoenix?

When looking for online therapy, you can see anyone that is credentialed in the state. We want you to find the best fit, therefore, Grow Therapy shows available therapists across Arizona from Tucson to Mesa! If you’d rather see someone in-person, you can change the filter from virtual and find a therapist near you in Arizona.

Will my therapist take insurance?

When booking you’ll be asked to verify with your Member ID. However, if you don’t have any of the insurances available you can select cash. Our therapists will have their cost of appointment on their profile. Individual session costs will vary.

How does the Specialty Filter work? Can I find a therapist that focuses on Addiction?

The specialty filter is optional. You don’t need to check any boxes to see a provider. However, fit is very important when selecting an online therapist. If you have knowledge or experience to recognize what specialties you may need. For example, your selected specialty, Addiction, is filtering therapists in Arizona that work with patients with similar concerns.

Why use Gender, Age, and Identities filters?

Finding a provider with a similar life experience can be beneficial because it can be easier to establish rapport and potentially be understood quicker and clearer.

What to expect during your first session?

Your first therapy session is for you and your therapist to meet each other and to ask any questions that you have about the counseling process. This is where you can expect your therapist to do the same as they will ask questions to gain insight into your specific situation. In this first session the therapist is doing their part to gather as much information so they can better assess if they are able to meet your therapeutic needs.

Depending upon your provider's specialty, you may also discuss the methods the therapist will use. For additional information on therapy methods, please visit the Grow Therapy Help Center. Some people feel nervous before their first appointment, and that is totally normal! Coming prepared with a list of questions for your therapist may help. Remember, you're taking a brave step by seeking therapy, and it is okay to be nervous as you try something new.