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Calm has teamed up with Grow Therapy to connect you with a mental health therapist who accepts your health insurance.

Lil Espinoza

(she/her)

LCSW, 30 years of experience
Authentic
Intelligent
Warm

About me

I have been a therapist for over 30 years, working with children and adults in various capacities. I have found that therapy is individualized and my process is integrated based on your needs. My goal is to first help you identify what works and what doesn't work in your life, then identify the skills to use when negative thoughts arise.

Get to know me

In our first session together, here's what you can expect

In our first session, we will get to know each other and identify what you want to work on. At the end of our first session, you will know your treatment goals and how we will address them in sessions. You will then decide if therapy with me is what you want.

The biggest strengths that I bring into our sessions

Having worked in this field for many years, I recognize the importance of addressing the whole person; mind, body, and mood.

The clients I'm best positioned to serve

Do you feel like something is missing? I want to work with people who can't understand how they end up in the same situation over and over again.

Specialties

Top specialties

Addiction

Grief

Trauma and PTSD

Other specialties

Depression

Serious Mental Illness

Substance Misuse

Identifies as

Hispanic / Latinx

Woman

Serves ages

Adults (18 to 64)

Elders (65 and above)

Licensed in

Arizona

Accepts

Aetna

Aetna - ASR Health Benefits

Aetna - Allied Benefits

Aetna - Luminare

Aetna - Medicare

Aetna - Moda

Aetna - WebTPA

Aetna – HealthEZ

All Savers

Amerihealth Administrators

Amerihealth NJ Medicare Advantage

Anthem

Blue Cross Blue Shield

Independence Blue Cross

Independence Administrators

Arlo

AvMed

Cash - $110 per session

Centivo

Cigna

Cigna - HealthEZ

EAP:Cigna

EAP:Evernorth

EAP:UnitedHealthcare/Optum

Evernorth

GTEB

Golden Rule

Harvard Pilgrim/UnitedHealthcare

Humana - Medicare

Humana Dual (Medicare & Medicaid)

UnitedHealthcare/Optum

Optum

OptumHealth Complex Medical Conditions

Oscar

Oxford

Surest (formerly Bind)

Tufts Health/Cigna

United Medical Resources

UnitedHealthcare Dual (Medicare & Medicaid)

UnitedHealthcare Life Insurance

UnitedHealthcare Shared Services

UnitedHealthcare StudentResources

UnitedHealthcare/Optum - Medicare

UnitedHealthcare Complete Care (C-SNP)

Location

Virtual

My treatment methods

Integrative

I utilize several different modalities in order to individualize treatment. CBT, CPT, DBT, Mindfulness, Play Therapy, Person Centered are some of the modalities I use.

, 22 ratings

8 ratings with written reviews

March 6, 2026

Lil provided an initial consultation that was mutually engaging and asked insightful questions making the session productive for us both. Her calm demeanor and tone encourage open dialogue and communication. She is wonderful for anyone trying therapy for the first time.

Verified client, age 45-54
Review shared after session 1 with Lil

January 22, 2026

Lil made me feel that our backgrounds align. She understood what I shared and created a comfortable, judgment-free space for me to express my thoughts and feelings. I am interested in exploring working with her as my therapist.

Verified client, age 45-54
Review shared after session 1 with Lil

January 15, 2026

Very authentic and experienced. Looking forward to the future, and feel I’m going to have a great experience.

Verified client, age 35-44
Review shared after session 1 with Lil